Ranked by math. Plans ranked on yearly cost from official federal and state data · ads and any paid links never change the order · not a broker; we don’t enroll you · how we’re funded →
2027 plans · CMS data · Ranked by math
Best Medicare Advantage Plans in Ohio for 2027
Every general-audience Medicare Advantage plan with drug coverage in Ohio, ranked by what it could cost you in a bad year: 12 months of premiums, less any Part B giveback, plus the plan's in-network out-of-pocket maximum. Pick your county to see only the plans sold there.
118plans with drug coverage
67with a $0 plan premium
$4,200lowest worst-case year
78rated 4+ stars by CMS
Ohio plans, ranked
Showing all 118 plans.
| # | Plan | Premium / month | In-network max out-of-pocket | Worst-case year | Stars |
|---|---|---|---|---|---|
| 1 | Humana Gold Plus H0292-004 (HMO-POS)Humana · HMO-POS6 of 88 counties · drug deductible $350Dental up to $4,000/yr · eyewear $100/yr | $0 | $4,200 | $4,200 | 4.5★ |
| 2 | Humana Gold Plus H6622-014 (HMO-POS)Humana · HMO-POS11 of 88 counties · drug deductible $500Dental up to $2,000/yr · eyewear $250/yr | $0 | $4,200 | $4,200 | 4★ |
| 3 | AARP Medicare Advantage from UHC OH-19 (HMO-POS)UnitedHealthcare · HMO-POS44 of 88 counties · drug deductible $685Dental up to $5,000/yr · eyewear $150/yr · hearing aids $1,000/yr | $35 | $3,900 | $4,320 | 4★ |
| 4 | Anthem Medicare Advantage (HMO-POS)Anthem Blue Cross and Blue Shield · HMO-POS9 of 88 counties · drug deductible $425Dental up to $1,500/yr · eyewear $200/yr · hearing aids $3,000/yr · OTC items $140/yr | $0 | $4,450 | $4,450 | 3.5★ |
| 5 | Aetna Medicare Advantra Signature Classic (PPO)Aetna Medicare · PPO11 of 88 counties · drug deductible $700Dental up to $1,500/yr · eyewear $150/yr · hearing aids $1,250/yr per ear · OTC items $200/yr | $0 | $4,500 | $4,500 | 4★ |
| 6 | Anthem Medicare Advantage (HMO-POS)Anthem Blue Cross and Blue Shield · HMO-POS15 of 88 counties · drug deductible $425Dental up to $2,000/yr · eyewear $300/yr · hearing aids $3,000/yr · OTC items $140/yr | $0 | $4,750 | $4,750 | 3.5★ |
| 7 | DEVOTED CORE 022 OH (HMO)Devoted Health · HMO36 of 88 counties · drug deductible $650Dental up to $3,500/yr · eyewear $350/yr · OTC items $260/yr | $0 | $4,750 | $4,750 | 4★ |
| 8 | SummaCare Medicare Sapphire (HMO-POS)SummaCare Medicare Advantage Plans · HMO-POS31 of 88 counties · drug deductible $100Dental up to $2,000/yr · eyewear $275/yr · OTC items $160/yr | $85 | $3,800 | $4,820 | 4★ |
| 9 | SummaCare Medicare Topaz (HMO)SummaCare Medicare Advantage Plans · HMO25 of 88 counties · drug deductible $365Dental up to $3,000/yr · eyewear $200/yr · OTC items $160/yr | $17 | $4,650 | $4,854 | 4★ |
| 10 | SummaCare Medicare Ruby (HMO)SummaCare Medicare Advantage Plans · HMO25 of 88 counties · drug deductible $200Dental up to $2,000/yr · eyewear $250/yr · OTC items $120/yr | $55 | $4,200 | $4,860 | 4★ |
| 11 | MedMutual Advantage Elite Prime (HMO-POS)Medical Mutual of Ohio · HMO-POS5 of 88 counties · drug deductible $250Dental up to $1,250/yr · eyewear $130/yr · OTC items $200/yr | $35 | $4,450 | $4,870 | 3.5★ |
| 12 | AARP Medicare Advantage Essentials from UHC OH-7 (HMO-POS)UnitedHealthcare · HMO-POS8 of 88 counties · drug deductible $685Dental up to $1,000/yr · eyewear $100/yr · hearing aids $1,000/yr | $0 | $4,900 | $4,900 | 4★ |
| 13 | AARP Medicare Advantage from UHC OH-18 (HMO-POS)UnitedHealthcare · HMO-POS5 of 88 counties · drug deductible $685Dental up to $1,500/yr · eyewear $100/yr · hearing aids $700/yr | $0 | $4,900 | $4,900 | 4★ |
| 14 | Aetna Medicare Signature (PPO)Aetna Medicare · PPO14 of 88 counties · drug deductible $700Dental up to $500/yr · eyewear $100/yr · hearing aids $1,000/yr per ear · OTC items $140/yr | $0 | $4,900 | $4,900 | 4★ |
| 15 | Aetna Medicare Signature Care (HMO-POS)Aetna Medicare · HMO-POS16 of 88 counties · drug deductible $400Dental up to $1,250/yr · eyewear $175/yr · hearing aids $1,250/yr per ear · OTC items $160/yr | $0 | $4,900 | $4,900 | 3.5★ |
| 16 | Aetna Medicare Signature Extra (HMO-POS)Aetna Medicare · HMO-POS5 of 88 counties · drug deductible $500Dental up to $1,000/yr · eyewear $150/yr · hearing aids $1,000/yr per ear · OTC items $60/yr | $0 | $4,900 | $4,900 | 3.5★ |
| 17 | DEVOTED CORE 001 OH (HMO)Devoted Health · HMO36 of 88 counties · drug deductible $650Dental up to $1,750/yr · eyewear $200/yr | $0 | $4,900 | $4,900 | 4★ |
| 18 | DEVOTED CORE 015 OH (HMO)Devoted Health · HMO18 of 88 counties · drug deductible $650Dental up to $3,500/yr · eyewear $350/yr · OTC items $144/yr | $0 | $4,900 | $4,900 | 4★ |
| 19 | Perennial Advantage Freedom (HMO-POS)Perennial Advantage · HMO-POS19 of 88 counties · drug deductible $350Dental up to $3,500/yr · eyewear $150/yr · hearing aids $1,560/yr | $0 | $4,900 | $4,900 | Not rated |
| 20 | MedMutual Advantage Elite Enhanced (HMO-POS)Medical Mutual of Ohio · HMO-POS5 of 88 counties · drug deductible $55Dental up to $1,750/yr · eyewear $130/yr · OTC items $240/yr | $75 | $4,000 | $4,900 | 3.5★ |
| 21 | SummaCare Medicare Emerald (HMO-POS)SummaCare Medicare Advantage Plans · HMO-POS15 of 88 counties · drug deductible $50Dental up to $2,000/yr · eyewear $310/yr · OTC items $220/yr | $159 | $3,000 | $4,908 | 4★ |
| 22 | DEVOTED CORE 004 OH (HMO)Devoted Health · HMO18 of 88 counties · drug deductible $650Dental up to $2,000/yr · eyewear $250/yr · OTC items $120/yr | $0 | $4,950 | $4,950 | 4★ |
| 23 | AARP Medicare Advantage Essentials from UHC OH-6 (HMO-POS)UnitedHealthcare · HMO-POS17 of 88 counties · drug deductible $685Dental up to $1,000/yr · eyewear $125/yr · hearing aids $1,000/yr | $42 | $4,450 | $4,954 | 4★ |
| 24 | AARP Medicare Advantage Essentials from UHC OH-6 (HMO-POS)UnitedHealthcare · HMO-POS22 of 88 counties · drug deductible $685Dental up to $1,000/yr · eyewear $125/yr · hearing aids $1,000/yr | $49 | $4,450 | $5,038 | 4★ |
| 25 | Mount Carmel MediGold Plus (HMO)MediGold · HMO45 of 88 counties · drug deductible $250Dental up to $1,000/yr · eyewear $250/yr · OTC items $400/yr | $49 | $4,500 | $5,088 | 3.5★ |
| 26 | MedMutual Advantage Choice (HMO)Medical Mutual of Ohio · HMO14 of 88 counties · drug deductible $55Preventive dental · eyewear $130/yr | $57 | $4,450 | $5,134 | 3.5★ |
| 27 | MedMutual Advantage Choice (HMO)Medical Mutual of Ohio · HMO19 of 88 counties · drug deductible $55Preventive dental · eyewear $130/yr | $62 | $4,450 | $5,194 | 3.5★ |
| 28 | MedMutual Advantage Elite Standard (HMO-POS)Medical Mutual of Ohio · HMO-POS5 of 88 counties · drug deductible $380Dental up to $1,250/yr · eyewear $130/yr · OTC items $120/yr | $0 | $5,200 | $5,200 | 3.5★ |
| 29 | SummaCare Medicare Quartz (HMO)SummaCare Medicare Advantage Plans · HMO25 of 88 counties · drug deductible $410Dental up to $2,000/yr · eyewear $100/yr · OTC items $100/yr | $0 | $5,200 | $5,200 | 4★ |
| 30 | Mount Carmel MediGold Premier (HMO)MediGold · HMO15 of 88 counties · drug deductible $0Dental up to $1,000/yr · eyewear $300/yr · OTC items $400/yr | $109 | $3,900 | $5,208 | 3.5★ |
| 31 | Mount Carmel MediGold Premier (HMO)MediGold · HMO30 of 88 counties · drug deductible $0Dental up to $1,000/yr · eyewear $300/yr · OTC items $400/yr | $109 | $3,900 | $5,208 | 3.5★ |
| 32 | AARP Medicare Advantage from UHC OH-0001 (HMO-POS)UnitedHealthcare · HMO-POS56 of 88 counties · drug deductible $505Dental up to $5,000/yr · eyewear $100/yr · hearing aids $700/yr | $85 | $4,200 | $5,220 | 4★ |
| 33 | DEVOTED GIVEBACK EXTRAS 026 OH (HMO)Devoted Health · HMO36 of 88 counties · drug deductible $700Part B giveback $90/mo · Dental up to $3,750/yr · eyewear $400/yr · OTC items $796/yr | $0−$90 Part B giveback | $6,350 | $5,270 | 4★ |
| 34 | HealthSpring Preferred Savings (HMO)HealthSpring · HMO10 of 88 counties · drug deductible $600Part B giveback $102/mo · Dental up to $500/yr · eyewear $100/yr | $0−$102 Part B giveback | $6,500 | $5,276 | 2.5★ |
| 35 | DEVOTED CHOICE 001 OH (PPO)Devoted Health · PPO78 of 88 counties · drug deductible $650Dental up to $1,500/yr · eyewear $350/yr | $0 | $5,300 | $5,300 | 4.5★ |
| 36 | DEVOTED CHOICE 003 OH (PPO)Devoted Health · PPO78 of 88 counties · drug deductible $650Dental up to $2,500/yr · eyewear $250/yr · OTC items $120/yr | $0 | $5,300 | $5,300 | 4.5★ |
| 37 | MedMutual Advantage Elite Preferred (PPO)Medical Mutual of Ohio · PPO5 of 88 counties · drug deductible $300Dental up to $2,500/yr · eyewear $130/yr · OTC items $100/yr | $0 | $5,300 | $5,300 | 4.5★ |
| 38 | DEVOTED GIVEBACK EXTRAS 027 OH (HMO)Devoted Health · HMO18 of 88 counties · drug deductible $700Part B giveback $90/mo · Dental up to $3,000/yr · eyewear $400/yr · OTC items $864/yr | $0−$90 Part B giveback | $6,400 | $5,320 | 4★ |
| 39 | Mount Carmel MediGold No Premium (HMO)MediGold · HMO15 of 88 counties · drug deductible $275Part B giveback $6.20/mo · Dental up to $1,000/yr · eyewear $250/yr · OTC items $200/yr | $0−$6.20 Part B giveback | $5,500 | $5,426 | 3.5★ |
| 40 | DEVOTED CORE 019 OH (HMO)Devoted Health · HMO24 of 88 counties · drug deductible $650Dental up to $3,500/yr · eyewear $250/yr · OTC items $144/yr | $0 | $5,450 | $5,450 | 4★ |
| 41 | MedMutual Advantage Premium (PPO)Medical Mutual of Ohio · PPO14 of 88 counties · drug deductible $55Dental up to $2,000/yr · eyewear $250/yr · OTC items $100/yr | $168 | $3,450 | $5,466 | 4.5★ |
| 42 | HumanaChoice H5216-106 (PPO)Humana · PPO21 of 88 counties · drug deductible $700Dental up to $1,500/yr · eyewear $100/yr | $15 | $5,300 | $5,480 | 4★ |
| 43 | HumanaChoice H5525-030 (PPO)Humana · PPO84 of 88 counties · drug deductible $450Dental up to $1,000/yr · eyewear $100/yr | $86 | $4,450 | $5,482 | 4★ |
| 44 | Aetna Medicare Prime Care (HMO-POS)Aetna Medicare · HMO-POS7 of 88 counties · drug deductible $400Dental up to $1,500/yr · eyewear $175/yr · hearing aids $1,250/yr per ear · OTC items $160/yr | $0 | $5,500 | $5,500 | 3.5★ |
| 45 | Aetna Medicare Signature Care (HMO-POS)Aetna Medicare · HMO-POS21 of 88 counties · drug deductible $500Dental up to $1,000/yr · eyewear $125/yr · hearing aids $1,000/yr per ear · OTC items $100/yr | $0 | $5,500 | $5,500 | 3.5★ |
| 46 | DEVOTED CORE 007 OH (HMO)Devoted Health · HMO24 of 88 counties · drug deductible $650Dental up to $2,000/yr · eyewear $250/yr · OTC items $120/yr | $0 | $5,500 | $5,500 | 4★ |
| 47 | Humana Gold Plus H6622-022 (HMO-POS)Humana · HMO-POS23 of 88 counties · drug deductible $500Dental up to $4,000/yr · eyewear $250/yr | $0 | $5,500 | $5,500 | 4★ |
| 48 | MedMutual Advantage Classic (HMO-POS)Medical Mutual of Ohio · HMO-POS19 of 88 counties · drug deductible $315Dental up to $1,000/yr · eyewear $130/yr · OTC items $80/yr | $0 | $5,500 | $5,500 | 3.5★ |
| 49 | Zing Elite Select OH (HMO)Zing Health · HMO3 of 88 counties · drug deductible $350Dental up to $2,000/yr · eyewear $275/yr · hearing aids $250/yr per ear · OTC items $380/yr | $0 | $5,500 | $5,500 | 3.5★ |
| 50 | Zing Select Care OH (HMO)Zing Health · HMO15 of 88 counties · drug deductible $450Dental up to $2,000/yr · eyewear $300/yr · hearing aids $250/yr per ear · OTC items $300/yr | $0 | $5,500 | $5,500 | 3.5★ |
| 51 | MedMutual Advantage Plus (HMO)Medical Mutual of Ohio · HMO14 of 88 counties · drug deductible $55Dental up to $2,000/yr · eyewear $130/yr · OTC items $80/yr | $92 | $4,450 | $5,554 | 3.5★ |
| 52 | AARP Medicare Advantage Extras from UHC OH-8 (HMO-POS)UnitedHealthcare · HMO-POS17 of 88 counties · drug deductible $685Dental up to $5,000/yr · eyewear $100/yr · hearing aids $700/yr | $56 | $4,900 | $5,572 | 4★ |
| 53 | PrimeTime Health Plan Classic (HMO-POS)PrimeTime Health Plan · HMO-POS10 of 88 counties · drug deductible $700Dental up to $1,300/yr · eyewear $150/yr | $69 | $4,750 | $5,578 | 4.5★ |
| 54 | UPMC for Life HMO Rx (HMO)UPMC for Life · HMO2 of 88 counties · drug deductible $0Dental up to $5,000/yr · eyewear $225/yr | $90 | $4,500 | $5,580 | 4.5★ |
| 55 | AARP Medicare Advantage Extras from UHC OH-8 (HMO-POS)UnitedHealthcare · HMO-POS22 of 88 counties · drug deductible $685Dental up to $5,000/yr · eyewear $125/yr · hearing aids $1,000/yr | $59 | $4,900 | $5,608 | 4★ |
| 56 | MedMutual Advantage Premium (PPO)Medical Mutual of Ohio · PPO24 of 88 counties · drug deductible $55Dental up to $1,500/yr · eyewear $250/yr · OTC items $100/yr | $168 | $3,600 | $5,616 | 4.5★ |
| 57 | PrimeTime Health Plan Plus (HMO-POS)PrimeTime Health Plan · HMO-POS10 of 88 counties · drug deductible $500Dental up to $2,500/yr · eyewear $150/yr · OTC items $200/yr | $115 | $4,250 | $5,630 | 4.5★ |
| 58 | MedMutual Advantage Plus (HMO)Medical Mutual of Ohio · HMO19 of 88 counties · drug deductible $55Dental up to $2,000/yr · eyewear $130/yr · OTC items $80/yr | $103 | $4,450 | $5,686 | 3.5★ |
| 59 | DEVOTED GIVEBACK EXTRAS 028 OH (HMO)Devoted Health · HMO24 of 88 counties · drug deductible $700Part B giveback $90/mo · Dental up to $3,000/yr · eyewear $300/yr · OTC items $936/yr | $0−$90 Part B giveback | $6,800 | $5,720 | 4★ |
| 60 | DEVOTED GIVEBACK 003 OH (HMO)Devoted Health · HMO36 of 88 counties · drug deductible $461Part B giveback $184.70/mo · Dental up to $250/yr · eyewear $200/yr · OTC items $112/yr | $0−$184.70 Part B giveback | $8,000 | $5,784 | 4★ |
| 61 | DEVOTED GIVEBACK 006 OH (HMO)Devoted Health · HMO18 of 88 counties · drug deductible $461Part B giveback $184.70/mo · Dental up to $250/yr · eyewear $400/yr · OTC items $520/yr | $0−$184.70 Part B giveback | $8,000 | $5,784 | 4★ |
| 62 | HealthSpring Preferred Savings (HMO)HealthSpring · HMO13 of 88 counties · drug deductible $400Part B giveback $90/mo · Dental up to $350/yr · eyewear $100/yr | $0−$90 Part B giveback | $6,950 | $5,870 | 2.5★ |
| 63 | HealthSpring Preferred (HMO)HealthSpring · HMO13 of 88 counties · drug deductible $400Dental up to $1,500/yr · eyewear $100/yr · OTC items $60/yr | $0 | $5,875 | $5,875 | 2.5★ |
| 64 | AARP Medicare Advantage Essentials from UHC OH-2 (HMO-POS)UnitedHealthcare · HMO-POS17 of 88 counties · drug deductible $685Preventive dental · hearing aids $1,000/yr | $0 | $5,900 | $5,900 | 4★ |
| 65 | AARP Medicare Advantage Essentials from UHC OH-5 (HMO-POS)UnitedHealthcare · HMO-POS17 of 88 counties · drug deductible $685Preventive dental · eyewear $100/yr · hearing aids $700/yr | $0 | $5,900 | $5,900 | 4★ |
| 66 | AARP Medicare Advantage Essentials from UHC OH-5 (HMO-POS)UnitedHealthcare · HMO-POS22 of 88 counties · drug deductible $685Preventive dental · eyewear $100/yr · hearing aids $700/yr | $0 | $5,900 | $5,900 | 4★ |
| 67 | AARP Medicare Advantage Essentials from UHC OH-7 (HMO-POS)UnitedHealthcare · HMO-POS19 of 88 counties · drug deductible $685Preventive dental · hearing aids $700/yr | $0 | $5,900 | $5,900 | 4★ |
| 68 | Aetna Medicare Signature (PPO)Aetna Medicare · PPO37 of 88 counties · drug deductible $500Dental up to $1,000/yr · eyewear $200/yr · hearing aids $1,250/yr per ear · OTC items $320/yr | $0 | $5,900 | $5,900 | 4★ |
| 69 | Aetna Medicare Signature (PPO)Aetna Medicare · PPO16 of 88 counties · drug deductible $700Dental up to $500/yr · eyewear $100/yr · hearing aids $1,000/yr per ear | $0 | $5,900 | $5,900 | 4★ |
| 70 | Aetna Medicare Signature Care (HMO-POS)Aetna Medicare · HMO-POS24 of 88 counties · drug deductible $400Dental up to $1,000/yr · eyewear $125/yr · hearing aids $1,250/yr per ear · OTC items $100/yr | $0 | $5,900 | $5,900 | 3.5★ |
| 71 | Mount Carmel MediGold No Premium (HMO)MediGold · HMO30 of 88 counties · drug deductible $275Dental up to $1,000/yr · eyewear $250/yr · OTC items $180/yr | $0 | $5,900 | $5,900 | 3.5★ |
| 72 | PrimeTime Health Plan Aultimate (HMO-POS)PrimeTime Health Plan · HMO-POS10 of 88 counties · drug deductible $700Dental up to $850/yr · eyewear $75/yr | $0 | $5,900 | $5,900 | 4.5★ |
| 73 | DEVOTED GIVEBACK 009 OH (HMO)Devoted Health · HMO24 of 88 counties · drug deductible $461Part B giveback $170/mo · Dental up to $250/yr · eyewear $200/yr · OTC items $560/yr | $0−$170 Part B giveback | $8,000 | $5,960 | 4★ |
| 74 | Humana Gold Plus H6622-013 (HMO-POS)Humana · HMO-POS10 of 88 counties · drug deductible $600Dental up to $2,000/yr · eyewear $100/yr | $0 | $6,000 | $6,000 | 4★ |
| 75 | Aetna Medicare Premier (PPO)Aetna Medicare · PPO29 of 88 counties · drug deductible $500Dental up to $1,000/yr · eyewear $150/yr · hearing aids $1,250/yr per ear · OTC items $360/yr | $105 | $4,900 | $6,160 | 4★ |
| 76 | Humana Gold Plus H6622-021 (HMO-POS)Humana · HMO-POS15 of 88 counties · drug deductible $600Dental up to $2,500/yr · eyewear $100/yr | $0 | $6,250 | $6,250 | 4★ |
| 77 | UPMC for Life HMO Deductible Rx (HMO)UPMC for Life · HMO2 of 88 counties · drug deductible $700Dental up to $3,000/yr · eyewear $250/yr | $25 | $6,000 | $6,300 | 4.5★ |
| 78 | Anthem Medicare Advantage (HMO-POS)Anthem Blue Cross and Blue Shield · HMO-POS5 of 88 counties · drug deductible $425Dental up to $1,000/yr · eyewear $250/yr · hearing aids $2,000/yr · OTC items $120/yr | $0 | $6,320 | $6,320 | 3.5★ |
| 79 | Aetna Medicare Signature (HMO-POS)Aetna Medicare · HMO-POS9 of 88 counties · drug deductible $700Dental up to $1,000/yr · eyewear $125/yr · hearing aids $1,000/yr per ear · OTC items $60/yr | $0 | $6,350 | $6,350 | 3.5★ |
| 80 | UPMC for Life HMO Rx Choice (HMO)UPMC for Life · HMO2 of 88 counties · drug deductible $700Dental up to $2,250/yr · eyewear $175/yr | $33 | $6,000 | $6,396 | 4.5★ |
| 81 | Anthem Medicare Advantage (HMO-POS)Anthem Blue Cross and Blue Shield · HMO-POS46 of 88 counties · drug deductible $425Dental up to $1,000/yr · eyewear $175/yr · hearing aids $2,000/yr · OTC items $140/yr | $0 | $6,500 | $6,500 | 3.5★ |
| 82 | HumanaChoice H5216-023 (PPO)Humana · PPOAll 88 counties · drug deductible $450Dental up to $2,000/yr · eyewear $100/yr | $44 | $6,000 | $6,528 | 4★ |
| 83 | AARP Medicare Advantage Extras from UHC OH-12 (HMO-POS)UnitedHealthcare · HMO-POS8 of 88 counties · drug deductible $685Dental up to $5,000/yr · eyewear $100/yr · hearing aids $1,000/yr | $0 | $6,700 | $6,700 | 4★ |
| 84 | HealthSpring Preferred (HMO)HealthSpring · HMO10 of 88 counties · drug deductible $400Dental up to $5,000/yr · eyewear $125/yr | $0 | $6,750 | $6,750 | 2.5★ |
| 85 | HumanaChoice H5216-285 (PPO)Humana · PPO73 of 88 counties · drug deductible $700Dental up to $1,500/yr · eyewear $100/yr | $0 | $6,750 | $6,750 | 4★ |
| 86 | HumanaChoice H7617-004 (PPO)Humana · PPO71 of 88 counties · drug deductible $700Dental up to $1,500/yr · eyewear $100/yr | $0 | $6,750 | $6,750 | 4.5★ |
| 87 | DEVOTED PREMIUM 002 OH (HMO)Devoted Health · HMO36 of 88 counties · drug deductible $650Dental up to $2,000/yr · eyewear $300/yr | $31 | $6,500 | $6,872 | 4★ |
| 88 | Humana Gold Plus H6622-055 (HMO)Humana · HMO59 of 88 counties · drug deductible $300Dental up to $1,000/yr · eyewear $250/yr | $27 | $6,550 | $6,874 | 4★ |
| 89 | MedMutual Advantage Preferred (PPO)Medical Mutual of Ohio · PPO14 of 88 counties · drug deductible $55Preventive dental · eyewear $130/yr | $89 | $5,900 | $6,968 | 4.5★ |
| 90 | Mount Carmel MediGold Cash Back (HMO)MediGold · HMO45 of 88 counties · drug deductible $350Part B giveback $160/mo · Preventive dental up to $1,000/yr · eyewear $125/yr · OTC items $100/yr | $0−$160 Part B giveback | $8,900 | $6,980 | 3.5★ |
| 91 | MedMutual Advantage Preferred (PPO)Medical Mutual of Ohio · PPO24 of 88 counties · drug deductible $55Preventive dental · eyewear $130/yr | $90 | $5,900 | $6,980 | 4.5★ |
| 92 | AARP Medicare Advantage Extras from UHC OH-10 (HMO-POS)UnitedHealthcare · HMO-POS22 of 88 counties · drug deductible $685Dental up to $3,000/yr · eyewear $100/yr · hearing aids $700/yr | $0 | $7,150 | $7,150 | 4★ |
| 93 | AARP Medicare Advantage Extras from UHC OH-11 (HMO-POS)UnitedHealthcare · HMO-POS17 of 88 counties · drug deductible $685Dental up to $2,500/yr · eyewear $100/yr · hearing aids $1,000/yr | $0 | $7,150 | $7,150 | 4★ |
| 94 | AARP Medicare Advantage Extras from UHC OH-13 (HMO-POS)UnitedHealthcare · HMO-POS19 of 88 counties · drug deductible $685Dental up to $2,000/yr · eyewear $75/yr · hearing aids $700/yr | $0 | $7,150 | $7,150 | 4★ |
| 95 | AARP Medicare Advantage Extras from UHC OH-9 (HMO-POS)UnitedHealthcare · HMO-POS17 of 88 counties · drug deductible $685Dental up to $2,500/yr · eyewear $100/yr · hearing aids $1,000/yr | $0 | $7,150 | $7,150 | 4★ |
| 96 | Humana Cleveland Clinic Preferred (HMO-POS)Humana · HMO-POS1 of 88 counties · drug deductible $500Dental up to $3,000/yr · eyewear $100/yr | $0 | $7,150 | $7,150 | 4★ |
| 97 | MedMutual Advantage Classic (HMO-POS)Medical Mutual of Ohio · HMO-POS19 of 88 counties · drug deductible $315Dental up to $850/yr · eyewear $130/yr | $0 | $7,150 | $7,150 | 3.5★ |
| 98 | Anthem Extra Help (HMO-POS)Anthem Blue Cross and Blue Shield · HMO-POSAll 88 counties · drug deductible $105Dental up to $1,200/yr · eyewear $275/yr · hearing aids $3,000/yr · OTC items $500/yr | $0 | $7,350 | $7,350 | 3.5★ |
| 99 | The Health Plan SecureChoice Optimum (PPO)The Health Plan · PPO77 of 88 counties · drug deductible $425Dental up to $1,000/yr · eyewear $150/yr | $45 | $7,000 | $7,540 | 3★ |
| 100 | MedMutual Advantage Select (PPO)Medical Mutual of Ohio · PPO14 of 88 counties · drug deductible $95Preventive dental · eyewear $130/yr · OTC items $100/yr | $55 | $6,900 | $7,560 | 4.5★ |
| 101 | MedMutual Advantage Select (PPO)Medical Mutual of Ohio · PPO24 of 88 counties · drug deductible $95Preventive dental · eyewear $130/yr · OTC items $100/yr | $58 | $6,900 | $7,596 | 4.5★ |
| 102 | The Health Plan SecureCare - Option II (HMO)The Health Plan · HMO8 of 88 counties · drug deductible $395Dental up to $1,000/yr · eyewear $150/yr | $13 | $7,500 | $7,656 | 3.5★ |
| 103 | AARP Medicare Advantage from UHC OH-0016 (PPO)UnitedHealthcare · PPO17 of 88 counties · drug deductible $685Preventive dental · eyewear $125/yr · hearing aids $700/yr | $47 | $7,150 | $7,714 | 4★ |
| 104 | AARP Medicare Advantage from UHC OH-23 (PPO)UnitedHealthcare · PPO27 of 88 counties · drug deductible $685Preventive dental · eyewear $100/yr · hearing aids $700/yr | $50 | $7,150 | $7,750 | 4★ |
| 105 | AARP Medicare Advantage Giveback from UHC OH-17 (HMO-POS)UnitedHealthcare · HMO-POS83 of 88 counties · drug deductible $685Part B giveback $58/mo · Preventive dental · eyewear $100/yr · hearing aids $1,000/yr | $0−$58 Part B giveback | $8,500 | $7,804 | 4★ |
| 106 | Anthem Medicare Advantage 3 (PPO)Anthem Blue Cross and Blue Shield · PPO68 of 88 counties · drug deductible $495Dental up to $1,200/yr · eyewear $250/yr · hearing aids $3,000/yr · OTC items $200/yr | $59 | $7,150 | $7,858 | 4.5★ |
| 107 | The Health Plan SecureCare - Option II (HMO)The Health Plan · HMO69 of 88 counties · drug deductible $395Dental up to $1,000/yr · eyewear $150/yr | $33 | $7,500 | $7,896 | 3.5★ |
| 108 | Anthem Medicare Advantage 4 (PPO)Anthem Blue Cross and Blue Shield · PPO17 of 88 counties · drug deductible $495Dental up to $2,250/yr · eyewear $250/yr · hearing aids $2,000/yr · OTC items $300/yr | $65 | $7,150 | $7,930 | 4.5★ |
| 109 | Anthem Medicare Advantage (Regional PPO)Anthem Blue Cross and Blue Shield · Regional PPOAll 88 counties · drug deductible $395Preventive dental · hearing aids $2,000/yr | $106 | $6,750 | $8,022 | 3.5★ |
| 110 | AARP Medicare Advantage from UHC OH-0014 (PPO)UnitedHealthcare · PPO17 of 88 counties · drug deductible $685Preventive dental · eyewear $100/yr · hearing aids $700/yr | $82 | $7,150 | $8,134 | 4★ |
| 111 | Humana Essentials Plus Giveback (PPO)Humana · PPO63 of 88 counties · drug deductible $700Part B giveback $124/mo · Dental up to $500/yr · eyewear $100/yr | $0−$124 Part B giveback | $9,850 | $8,362 | 4.5★ |
| 112 | HumanaChoice Giveback H5216-481 (PPO)Humana · PPO64 of 88 counties · drug deductible $700Part B giveback $123/mo · Dental up to $500/yr · eyewear $100/yr | $0−$123 Part B giveback | $9,850 | $8,374 | 4★ |
| 113 | HumanaChoice R0110-016 (Regional PPO)Humana · Regional PPOAll 88 counties · drug deductible $700Dental up to $2,000/yr · eyewear $100/yr | $121 | $7,150 | $8,602 | 3.5★ |
| 114 | Anthem Medicare Advantage (PPO)Anthem Blue Cross and Blue Shield · PPO24 of 88 counties · drug deductible $595Dental up to $1,000/yr · eyewear $150/yr · hearing aids $2,000/yr · OTC items $120/yr | $24 | $8,500 | $8,788 | 4.5★ |
| 115 | HealthSpring True Choice (PPO)HealthSpring · PPO10 of 88 counties · drug deductible $600Dental up to $750/yr · eyewear $100/yr | $15 | $8,850 | $9,030 | 3★ |
| 116 | HealthSpring True Choice (PPO)HealthSpring · PPO13 of 88 counties · drug deductible $600Dental up to $900/yr · eyewear $100/yr | $9 | $9,250 | $9,358 | 3★ |
| 117 | Humana Full Access (PPO)Humana · PPO87 of 88 counties · drug deductible $700Dental · eyewear $100/yr | $53 | $9,850 | $10,486 | 4★ |
| 118 | UPMC for Life HMO Rx Enhanced (HMO)UPMC for Life · HMO2 of 88 counties · drug deductible $0Dental up to $5,500/yr · eyewear $450/yr | $295 | $7,550 | $11,090 | 4.5★ |
Worst-case year = 12 × (monthly plan premium − any Part B giveback) + in-network maximum out-of-pocket, for covered Part A and B services. A giveback lowers the Part B premium you’d otherwise pay ($202.90 a month in 2026), so it counts as money back; a plan with a large giveback can show a worst-case year below $0. The Part B premium itself is the same for everyone, and drug costs are capped separately at $2,400 for 2027. Out-of-network care in PPO plans has a higher limit. Ties go to the lower premium. Other extras (dental, eyewear, hearing aids, over-the-counter allowance) are the yearly maximums each plan filed with CMS; they don’t change the order. Methodology
Before you enroll, check two things this ranking can’t: whether your doctors are in the plan’s network, and how it covers your drugs. Both are in the official Medicare Plan Finder. Star ratings are CMS’s 2027 quality scores (1 to 5) for the company contract behind each plan; they’re shown for context and don’t change the cost order.
Plans without drug coverage
These 16 plans don’t include Part D. They mainly suit people with drug coverage from elsewhere, such as the VA or TRICARE. Joining one generally means you can’t also join a stand-alone Part D plan, and going without creditable drug coverage can trigger a late enrollment penalty.
| # | Plan | Premium / month | In-network max out-of-pocket | Worst-case year | Stars |
|---|---|---|---|---|---|
| 1 | PrimeTime Health Plan Basic - MA Only (HMO-POS)PrimeTime Health Plan · HMO-POS10 of 88 countiesPart B giveback $75/mo · Dental up to $2,000/yr · eyewear $300/yr · OTC items $300/yr | $0−$75 Part B giveback | $3,900 | $3,000 | 4.5★ |
| 2 | Mount Carmel MediGold Glory No RX (HMO)MediGold · HMO45 of 88 countiesPart B giveback $130/mo · Dental up to $1,000/yr · eyewear $250/yr · OTC items $300/yr | $0−$130 Part B giveback | $4,900 | $3,340 | 3.5★ |
| 3 | SummaCare Medicare Amber (HMO)SummaCare Medicare Advantage Plans · HMO31 of 88 countiesDental up to $2,000/yr · eyewear $300/yr · OTC items $360/yr | $0 | $3,450 | $3,450 | 4★ |
| 4 | Anthem Veteran (PPO)Anthem Blue Cross and Blue Shield · PPOAll 88 countiesPart B giveback $184/mo · Dental up to $2,000/yr · eyewear $225/yr · hearing aids $3,000/yr · OTC items $520/yr | $0−$184 Part B giveback | $5,900 | $3,692 | 4.5★ |
| 5 | UPMC for Life HMO No Rx (HMO)UPMC for Life · HMO2 of 88 countiesPart B giveback $140/mo · Dental up to $3,000/yr · eyewear $200/yr | $0−$140 Part B giveback | $6,500 | $4,820 | 4.5★ |
| 6 | HumanaChoice R0110-015 (Regional PPO)Humana · Regional PPOAll 88 countiesPart B giveback $46/mo · Dental up to $1,000/yr · eyewear $450/yr | $0−$46 Part B giveback | $5,700 | $5,148 | 3.5★ |
| 7 | Aetna Medicare Eagle Giveback (PPO)Aetna Medicare · PPO66 of 88 countiesPart B giveback $105/mo · Dental up to $2,750/yr · eyewear $250/yr · hearing aids $1,500/yr per ear · OTC items $400/yr | $0−$105 Part B giveback | $6,900 | $5,640 | 4★ |
| 8 | Humana USAA Honor Giveback (PPO)Humana · PPOAll 88 countiesPart B giveback $185/mo · Dental up to $4,000/yr · eyewear $200/yr | $0−$185 Part B giveback | $7,900 | $5,680 | 4★ |
| 9 | Humana USAA Honor Giveback (PPO)Humana · PPO70 of 88 countiesPart B giveback $185/mo · Dental up to $4,000/yr · eyewear $200/yr | $0−$185 Part B giveback | $7,900 | $5,680 | 4.5★ |
| 10 | Anthem Veteran (Regional PPO)Anthem Blue Cross and Blue Shield · Regional PPOAll 88 countiesDental up to $1,750/yr · eyewear $275/yr · hearing aids $3,000/yr · OTC items $240/yr | $0 | $6,100 | $6,100 | 3.5★ |
| 11 | AARP Medicare Advantage Patriot No Rx OH-MA01 (PPO)UnitedHealthcare · PPO61 of 88 countiesPart B giveback $200/mo · Dental up to $5,000/yr · eyewear $150/yr · hearing aids $700/yr | $0−$200 Part B giveback | $8,900 | $6,500 | 4★ |
| 12 | AARP Medicare Advantage Patriot No Rx OH-MA2 (HMO-POS)UnitedHealthcare · HMO-POSAll 88 countiesPart B giveback $200/mo · Dental up to $4,000/yr · eyewear $125/yr · hearing aids $1,000/yr | $0−$200 Part B giveback | $8,900 | $6,500 | 4★ |
| 13 | Humana USAA Honor Giveback (PPO)Humana · PPOAll 88 countiesPart B giveback $110/mo · Dental up to $4,000/yr · eyewear $200/yr | $0−$110 Part B giveback | $7,900 | $6,580 | 4★ |
| 14 | DEVOTED CHOICE MA ONLY 002 OH (PPO)Devoted Health · PPO75 of 88 countiesPart B giveback $184.70/mo · Dental up to $1,000/yr · eyewear $400/yr | $0−$184.70 Part B giveback | $9,250 | $7,034 | 4.5★ |
| 15 | The Health Plan SecureCare Integrity Plan 3 (HMO)The Health Plan · HMO69 of 88 countiesPart B giveback $30/mo · Dental up to $1,000/yr · eyewear $150/yr | $0−$30 Part B giveback | $7,500 | $7,140 | 3.5★ |
| 16 | The Health Plan SecureCare Integrity Plan 1 (HMO)The Health Plan · HMO8 of 88 countiesPart B giveback $15/mo · Dental up to $1,000/yr · eyewear $150/yr | $0−$15 Part B giveback | $7,500 | $7,320 | 3.5★ |
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Questions
How many Medicare Advantage plans are available in Ohio for 2027?
CMS lists 118 general-audience Medicare Advantage plans with drug coverage in Ohio for 2027, from 14 parent companies. Not every plan is sold in every county; use the county filter to see yours.
Are there $0 premium Medicare Advantage plans in Ohio?
Yes. 67 of the 118 plans have a $0 monthly plan premium in 2027. You still pay the Part B premium ($202.90 a month in 2026).
Which Ohio Medicare Advantage plan has the lowest worst-case cost?
Humana Gold Plus H0292-004 (HMO-POS) from Humana: $0 a month with an in-network out-of-pocket maximum of $4,200, so at most about $4,200 in premiums and in-network costs for the year. It is offered in 6 of 88 counties.
Which Ohio Medicare Advantage plans have 4 or more stars?
78 of the 118 plans belong to contracts CMS rated 4 stars or higher for 2027. Star ratings measure quality and member experience, not cost; the table shows each plan's rating next to its worst-case cost.
Which Ohio Medicare Advantage plans have a Part B giveback?
13 of the 118 plans lower your Part B premium (a "giveback"), according to their 2027 benefit filings with CMS. The largest is $184.70 a month, from DEVOTED GIVEBACK 003 OH (HMO). A giveback plan isn't automatically cheaper: compare its worst-case year and its network.
What is the typical out-of-pocket maximum in Ohio?
The median in-network out-of-pocket maximum among these plans is $5,900. CMS allows up to $9,850 in 2027.
Sources
- CMS, CY 2027 Medicare Advantage and Prescription Drug Plan Landscape (CY2027_Landscape_202609.csv), from cms.gov; extra benefits (Part B giveback, dental, eyewear, hearing aids, over-the-counter allowance) from the CMS CY 2027 Plan Benefit Package files, cms.gov, yearly amounts as each plan filed them; star ratings from the CMS 2027 Star Ratings Data Tables (October 8, 2026), cms.gov. Ratings are per contract, so plans under the same contract share one rating. General-audience plans only: Special Needs Plans, Cost plans and employer group plans are not ranked.
- CMS, 2026 Part B premium — cms.gov.
Educational information, not a recommendation to join any plan. We are not an insurance agent or broker, and we are not connected with or endorsed by the U.S. government or the federal Medicare program. Plan details can change; confirm with the plan or Medicare.gov. · Advertiser disclosure
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