Best Medicare Advantage Plans in Nevada for 2027
Every general-audience Medicare Advantage plan with drug coverage in Nevada, ranked by what it could cost you in a bad year: 12 months of premiums, less any Part B giveback, plus the plan's in-network out-of-pocket maximum. Pick your county to see only the plans sold there.
Nevada plans, ranked
Showing all 51 plans.
| # | Plan | Premium / month | In-network max out-of-pocket | Worst-case year | Stars |
|---|---|---|---|---|---|
| 1 | AARP Medicare Advantage Essentials ValueRx NV-5 (HMO-POS)UnitedHealthcare · HMO-POS2 of 9 counties · drug deductible $310Dental up to $2,500/yr · eyewear $100/yr · hearing aids $1,000/yr | $0 | $900 | $900 | 4★ |
| 2 | SCAN Classic (HMO)SCAN Health Plan · HMO2 of 9 counties · drug deductible $0Dental up to $3,000/yr · eyewear $200/yr · OTC items $240/yr | $0 | $900 | $900 | 3.5★ |
| 3 | SCAN Costco Medicare Advantage (HMO)SCAN Health Plan · HMO2 of 9 counties · drug deductible $0Dental up to $2,500/yr · OTC items $460/yr | $0 | $900 | $900 | 3.5★ |
| 4 | Humana Gold Plus H1036-344 (HMO)Humana · HMO2 of 9 counties · drug deductible $250Dental up to $2,500/yr · eyewear $300/yr | $0 | $925 | $925 | 4.5★ |
| 5 | Humana Gold Plus H6622-056 (HMO)Humana · HMO2 of 9 counties · drug deductible $250Dental up to $2,500/yr · eyewear $300/yr | $0 | $925 | $925 | 4★ |
| 6 | Alignment Health Smart 008 (HMO)Alignment Health Plan · HMO1 of 9 counties · drug deductible $700Part B giveback $126/mo · Preventive dental · eyewear $50/yr | $0−$126 Part B giveback | $2,499 | $987 | 4.5★ |
| 7 | Alignment Health + Intermountain Health 009 (HMO)Alignment Health Plan · HMO2 of 9 counties · drug deductible $0Dental up to $3,000/yr · eyewear $300/yr · OTC items $180/yr | $0 | $999 | $999 | 4★ |
| 8 | Champion Ally (HMO)Champion Health Plan · HMO4 of 9 counties · drug deductible $0Dental up to $3,000/yr · eyewear $350/yr · OTC items $880/yr | $0 | $999 | $999 | Not rated |
| 9 | Select Health Medicare Essential (HMO)Select Health · HMO2 of 9 counties · drug deductible $0Dental up to $2,500/yr · eyewear $200/yr · OTC items $100/yr | $0 | $1,000 | $1,000 | 4★ |
| 10 | Anthem I CareMore Medicare Advantage (HMO-POS)Anthem Blue Cross and Blue Shield · HMO-POS1 of 9 counties · drug deductible $95Dental up to $1,800/yr · eyewear $200/yr · hearing aids $2,000/yr · OTC items $180/yr | $0 | $1,250 | $1,250 | 3.5★ |
| 11 | Anthem Medicare Advantage (HMO-POS)Anthem Blue Cross and Blue Shield · HMO-POS1 of 9 counties · drug deductible $50Dental up to $500/yr · eyewear $50/yr · hearing aids $1,500/yr | $0 | $1,250 | $1,250 | 3.5★ |
| 12 | Alignment Health Platinum + Instacart 007 (HMO)Alignment Health Plan · HMO1 of 9 counties · drug deductible $0Dental up to $3,000/yr · eyewear $300/yr · OTC items $300/yr | $0 | $1,499 | $1,499 | 4.5★ |
| 13 | Aetna Medicare Prime Extra (HMO)Aetna Medicare · HMO2 of 9 counties · drug deductible $700Dental up to $2,000/yr · eyewear $300/yr · hearing aids $1,000/yr per ear · OTC items $360/yr | $0 | $1,500 | $1,500 | 3★ |
| 14 | Select Health Medicare Wellness (HMO)Select Health · HMO2 of 9 counties · drug deductible $300Dental up to $1,500/yr · eyewear $150/yr · OTC items $440/yr | $0 | $1,500 | $1,500 | 4★ |
| 15 | AARP Medicare Advantage Extras ValueRx NV-10 (HMO-POS)UnitedHealthcare · HMO-POS2 of 9 counties · drug deductible $470Dental up to $5,000/yr · eyewear $100/yr · hearing aids $1,000/yr | $0 | $1,900 | $1,900 | 4★ |
| 16 | AARP Medicare Advantage from UHC NV-0001 (HMO-POS)UnitedHealthcare · HMO-POS2 of 9 counties · drug deductible $310Dental up to $1,000/yr · eyewear $100/yr · hearing aids $1,000/yr | $0 | $1,900 | $1,900 | 4★ |
| 17 | Select Health Medicare Value Giveback (HMO)Select Health · HMO2 of 9 counties · drug deductible $0Part B giveback $50/mo · Dental up to $1,250/yr · eyewear $150/yr | $0−$50 Part B giveback | $2,500 | $1,900 | 4★ |
| 18 | UHC Medicare Advantage NV-001P (HMO-POS)UnitedHealthcare · HMO-POS2 of 9 counties · drug deductible $310Dental up to $1,000/yr · eyewear $100/yr · hearing aids $700/yr | $0 | $1,900 | $1,900 | 4★ |
| 19 | HealthSpring Premier (HMO-POS)HealthSpring · HMO-POS2 of 9 counties · drug deductible $500Dental up to $2,700/yr · eyewear $250/yr · OTC items $360/yr | $0 | $2,000 | $2,000 | 3.5★ |
| 20 | HealthSpring Preferred Savings (HMO)HealthSpring · HMO2 of 9 counties · drug deductible $700Part B giveback $105/mo · Dental up to $1,100/yr · eyewear $150/yr · OTC items $120/yr | $0−$105 Part B giveback | $3,700 | $2,440 | 3.5★ |
| 21 | Aetna Medicare Prime (HMO)Aetna Medicare · HMO2 of 9 counties · drug deductible $700Dental up to $1,000/yr · eyewear $100/yr · hearing aids $1,000/yr per ear | $0 | $2,500 | $2,500 | 3.5★ |
| 22 | Prominence Plus (HMO)Prominence Health Plan · HMO1 of 9 counties · drug deductible $100Dental up to $2,000/yr · eyewear $100/yr · hearing aids $300/yr per ear · OTC items $500/yr | $0 | $2,600 | $2,600 | 3.5★ |
| 23 | Prominence Extra Help (HMO)Prominence Health Plan · HMO1 of 9 counties · drug deductible $700Dental up to $2,000/yr · eyewear $200/yr · hearing aids $600/yr per ear · OTC items $600/yr | $7.30 | $2,600 | $2,688 | 3.5★ |
| 24 | KP Medicare Value H2960 028 (HMO)Kaiser Permanente · HMO2 of 9 counties · drug deductible $300Dental up to $500/yr · eyewear $250/yr · OTC items $240/yr | $0 | $3,300 | $3,300 | 5★ |
| 25 | Humana Gold Plus Giveback H6622-082 (HMO)Humana · HMO2 of 9 counties · drug deductible $700Part B giveback $95/mo · Dental up to $1,500/yr · eyewear $100/yr | $0−$95 Part B giveback | $4,450 | $3,310 | 4★ |
| 26 | Humana Gold Plus H6622-028 (HMO)Humana · HMO2 of 9 counties · drug deductible $700Dental · eyewear $150/yr | $0 | $3,500 | $3,500 | 4★ |
| 27 | KP Medicare Value CC H2960 029 (HMO)Kaiser Permanente · HMO1 of 9 counties · drug deductible $300Preventive dental · eyewear $200/yr · OTC items $180/yr | $0 | $3,900 | $3,900 | 5★ |
| 28 | AARP Medicare Advantage from UHC NV-0003 (HMO-POS)UnitedHealthcare · HMO-POS2 of 9 counties · drug deductible $685Dental up to $2,000/yr · eyewear $100/yr · hearing aids $700/yr | $35 | $3,500 | $3,920 | 4★ |
| 29 | Prominence Plus (HMO)Prominence Health Plan · HMO5 of 9 counties · drug deductible $275Dental up to $2,000/yr · eyewear $100/yr · hearing aids $250/yr per ear · OTC items $300/yr | $0 | $4,000 | $4,000 | 3.5★ |
| 30 | Prominence Extra Help (HMO)Prominence Health Plan · HMO5 of 9 counties · drug deductible $700Dental up to $2,000/yr · eyewear $100/yr · hearing aids $600/yr per ear · OTC items $400/yr | $7.30 | $4,000 | $4,088 | 3.5★ |
| 31 | AARP Medicare Advantage from UHC NV-0006 (HMO-POS)UnitedHealthcare · HMO-POS2 of 9 counties · drug deductible $190Preventive dental · eyewear $100/yr · hearing aids $1,000/yr | $0 | $4,450 | $4,450 | 4★ |
| 32 | Aetna Medicare Signature (HMO)Aetna Medicare · HMO2 of 9 counties · drug deductible $700Dental up to $500/yr · eyewear $150/yr · hearing aids $1,000/yr per ear | $0 | $4,450 | $4,450 | 3.5★ |
| 33 | Humana Total Complete (HMO)Humana · HMO7 of 9 counties · drug deductible $0Dental up to $1,500/yr · eyewear $100/yr | $0 | $4,450 | $4,450 | 4★ |
| 34 | Aetna Medicare Value Care (HMO)Aetna Medicare · HMO2 of 9 counties · drug deductible $700Dental up to $1,250/yr · eyewear $150/yr · hearing aids $1,000/yr per ear · OTC items $120/yr | $7.30 | $4,450 | $4,538 | 3.5★ |
| 35 | Aetna Medicare Value Plus (HMO)Aetna Medicare · HMO1 of 9 counties · drug deductible $700Dental up to $1,000/yr · eyewear $125/yr · hearing aids $1,000/yr per ear · OTC items $120/yr | $7.30 | $4,450 | $4,538 | 3.5★ |
| 36 | Prominence Meridian (HMO-POS)Prominence Health Plan · HMO-POS1 of 9 counties · drug deductible $350 | $159 | $3,000 | $4,908 | 3.5★ |
| 37 | Prominence Giveback (HMO)Prominence Health Plan · HMO1 of 9 counties · drug deductible $450Part B giveback $135/mo · Dental up to $1,000/yr · eyewear $200/yr · OTC items $200/yr | $0−$135 Part B giveback | $6,900 | $5,280 | 3.5★ |
| 38 | Aetna Medicare Elite (PPO)Aetna Medicare · PPO1 of 9 counties · drug deductible $500Dental up to $2,000/yr · eyewear $250/yr · hearing aids $1,000/yr per ear · OTC items $200/yr | $0 | $5,500 | $5,500 | 4★ |
| 39 | HumanaChoice Giveback H5216-141 (PPO)Humana · PPO2 of 9 counties · drug deductible $700Part B giveback $76/mo · Dental up to $1,000/yr · eyewear $100/yr | $0−$76 Part B giveback | $6,500 | $5,588 | 4★ |
| 40 | HumanaChoice H5216-281 (PPO)Humana · PPO2 of 9 counties · drug deductible $700Dental up to $3,000/yr · eyewear $100/yr | $0 | $5,750 | $5,750 | 4★ |
| 41 | HumanaChoice H7617-070 (PPO)Humana · PPO2 of 9 counties · drug deductible $700Dental up to $3,000/yr · eyewear $300/yr | $0 | $5,750 | $5,750 | 4.5★ |
| 42 | Aetna Medicare Signature (PPO)Aetna Medicare · PPO1 of 9 counties · drug deductible $700Dental up to $1,500/yr · eyewear $150/yr · hearing aids $1,000/yr per ear · OTC items $120/yr | $0 | $5,900 | $5,900 | 4★ |
| 43 | Aetna Medicare Enhanced (PPO)Aetna Medicare · PPO2 of 9 counties · drug deductible $700Dental up to $2,000/yr · eyewear $250/yr · hearing aids $1,000/yr per ear · OTC items $240/yr | $35 | $5,500 | $5,920 | 4★ |
| 44 | HumanaChoice H5216-037 (PPO)Humana · PPO2 of 9 counties · drug deductible $700Dental up to $1,000/yr · eyewear $300/yr | $23 | $5,999 | $6,275 | 4★ |
| 45 | Humana Essentials Plus Giveback (PPO)Humana · PPO7 of 9 counties · drug deductible $700Part B giveback $70/mo · Dental · eyewear $150/yr | $0−$70 Part B giveback | $7,150 | $6,310 | 4★ |
| 46 | Aetna Medicare Elite (PPO)Aetna Medicare · PPO2 of 9 counties · drug deductible $700Dental up to $2,000/yr · eyewear $250/yr · hearing aids $1,000/yr per ear · OTC items $240/yr | $0 | $6,350 | $6,350 | 4★ |
| 47 | AARP Medicare Advantage Giveback from UHC NV-8 (PPO)UnitedHealthcare · PPO2 of 9 counties · drug deductible $685Part B giveback $58/mo · Preventive dental · hearing aids $700/yr | $0−$58 Part B giveback | $7,150 | $6,454 | 4.5★ |
| 48 | Humana Value Choice (PPO)Humana · PPO7 of 9 counties · drug deductible $700Dental up to $2,500/yr · eyewear $250/yr | $0 | $6,500 | $6,500 | 4★ |
| 49 | AARP Medicare Advantage from UHC NV-0007 (PPO)UnitedHealthcare · PPO2 of 9 counties · drug deductible $685Preventive dental · eyewear $100/yr · hearing aids $700/yr | $0 | $6,700 | $6,700 | 4.5★ |
| 50 | Aetna Medicare Signature (PPO)Aetna Medicare · PPO2 of 9 counties · drug deductible $700Dental up to $1,500/yr · eyewear $200/yr · hearing aids $1,000/yr per ear · OTC items $120/yr | $0 | $6,750 | $6,750 | 4★ |
| 51 | Prominence Silver Peak (HMO)Prominence Health Plan · HMO5 of 9 counties · drug deductible $700Preventive dental up to $1,500/yr · eyewear $150/yr · hearing aids $500/yr per ear · OTC items $100/yr | $79 | $6,100 | $7,048 | 3.5★ |
Worst-case year = 12 × (monthly plan premium − any Part B giveback) + in-network maximum out-of-pocket, for covered Part A and B services. A giveback lowers the Part B premium you’d otherwise pay ($202.90 a month in 2026), so it counts as money back; a plan with a large giveback can show a worst-case year below $0. The Part B premium itself is the same for everyone, and drug costs are capped separately at $2,400 for 2027. Out-of-network care in PPO plans has a higher limit. Ties go to the lower premium. Other extras (dental, eyewear, hearing aids, over-the-counter allowance) are the yearly maximums each plan filed with CMS; they don’t change the order. Methodology
Before you enroll, check two things this ranking can’t: whether your doctors are in the plan’s network, and how it covers your drugs. Both are in the official Medicare Plan Finder. Star ratings are CMS’s 2027 quality scores (1 to 5) for the company contract behind each plan; they’re shown for context and don’t change the cost order.
Plans without drug coverage
These 7 plans don’t include Part D. They mainly suit people with drug coverage from elsewhere, such as the VA or TRICARE. Joining one generally means you can’t also join a stand-alone Part D plan, and going without creditable drug coverage can trigger a late enrollment penalty.
| # | Plan | Premium / month | In-network max out-of-pocket | Worst-case year | Stars |
|---|---|---|---|---|---|
| 1 | KP Medicare Liberty H2960-009 (HMO)Kaiser Permanente · HMO3 of 9 countiesPart B giveback $65/mo · Dental up to $1,500/yr · eyewear $170/yr · hearing aids $400/yr per ear · OTC items $100/yr | $0−$65 Part B giveback | $2,350 | $1,570 | 5★ |
| 2 | Prominence Veteran (HMO)Prominence Health Plan · HMO6 of 9 countiesPart B giveback $202.90/mo · Dental up to $3,000/yr · eyewear $200/yr · hearing aids $600/yr per ear | $0−$202.90 Part B giveback | $6,500 | $4,065 | 3.5★ |
| 3 | Humana USAA Honor Giveback (PPO)Humana · PPOAll 9 countiesPart B giveback $140/mo · Dental up to $2,000/yr · eyewear $150/yr | $0−$140 Part B giveback | $6,500 | $4,820 | 4★ |
| 4 | AARP Medicare Advantage Patriot No Rx NV-MA2 (HMO-POS)UnitedHealthcare · HMO-POS2 of 9 countiesPart B giveback $150/mo · Dental up to $1,500/yr · eyewear $125/yr · hearing aids $1,000/yr | $0−$150 Part B giveback | $6,700 | $4,900 | 4★ |
| 5 | Aetna Medicare Eagle (PPO)Aetna Medicare · PPO3 of 9 countiesPart B giveback $150/mo · Dental up to $3,000/yr · eyewear $300/yr · hearing aids $1,000/yr per ear · OTC items $300/yr | $0−$150 Part B giveback | $6,750 | $4,950 | 4★ |
| 6 | Select Health Medicare Veterans (HMO)Select Health · HMO2 of 9 countiesPart B giveback $150/mo · Dental up to $2,000/yr · eyewear $200/yr · OTC items $160/yr | $0−$150 Part B giveback | $7,100 | $5,300 | 4★ |
| 7 | AARP Medicare Advantage Patriot No Rx NV-MA01 (PPO)UnitedHealthcare · PPO2 of 9 countiesPart B giveback $100/mo · Dental up to $1,500/yr · eyewear $125/yr · hearing aids $700/yr | $0−$100 Part B giveback | $6,700 | $5,500 | 4.5★ |
County pages
Questions
How many Medicare Advantage plans are available in Nevada for 2027?
CMS lists 51 general-audience Medicare Advantage plans with drug coverage in Nevada for 2027, from 11 parent companies. Not every plan is sold in every county; use the county filter to see yours.
Are there $0 premium Medicare Advantage plans in Nevada?
Yes. 42 of the 51 plans have a $0 monthly plan premium in 2027. You still pay the Part B premium ($202.90 a month in 2026).
Which Nevada Medicare Advantage plan has the lowest worst-case cost?
AARP Medicare Advantage Essentials ValueRx NV-5 (HMO-POS) from UnitedHealthcare: $0 a month with an in-network out-of-pocket maximum of $900, so at most about $900 in premiums and in-network costs for the year. It is offered in 2 of 9 counties.
Which Nevada Medicare Advantage plans have 4 or more stars?
32 of the 51 plans belong to contracts CMS rated 4 stars or higher for 2027. Star ratings measure quality and member experience, not cost; the table shows each plan's rating next to its worst-case cost.
Which Nevada Medicare Advantage plans have a Part B giveback?
8 of the 51 plans lower your Part B premium (a "giveback"), according to their 2027 benefit filings with CMS. The largest is $135 a month, from Prominence Giveback (HMO). A giveback plan isn't automatically cheaper: compare its worst-case year and its network.
What is the typical out-of-pocket maximum in Nevada?
The median in-network out-of-pocket maximum among these plans is $3,500. CMS allows up to $9,850 in 2027.
Sources
- CMS, CY 2027 Medicare Advantage and Prescription Drug Plan Landscape (CY2027_Landscape_202609.csv), from cms.gov; extra benefits (Part B giveback, dental, eyewear, hearing aids, over-the-counter allowance) from the CMS CY 2027 Plan Benefit Package files, cms.gov, yearly amounts as each plan filed them; star ratings from the CMS 2027 Star Ratings Data Tables (October 8, 2026), cms.gov. Ratings are per contract, so plans under the same contract share one rating. General-audience plans only: Special Needs Plans, Cost plans and employer group plans are not ranked.
- CMS, 2026 Part B premium — cms.gov.
Educational information, not a recommendation to join any plan. We are not an insurance agent or broker, and we are not connected with or endorsed by the U.S. government or the federal Medicare program. Plan details can change; confirm with the plan or Medicare.gov. · Advertiser disclosure
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