Best Medicare Advantage Plans in Kentucky for 2027
Every general-audience Medicare Advantage plan with drug coverage in Kentucky, ranked by what it could cost you in a bad year: 12 months of premiums, less any Part B giveback, plus the plan's in-network out-of-pocket maximum. Pick your county to see only the plans sold there.
Kentucky plans, ranked
Showing all 72 plans.
| # | Plan | Premium / month | In-network max out-of-pocket | Worst-case year | Stars |
|---|---|---|---|---|---|
| 1 | Humana Community (HMO)Humana · HMO1 of 120 counties · drug deductible $700Part B giveback $5/mo · Dental up to $5,000/yr · eyewear $450/yr | $0−$5 Part B giveback | $4,250 | $4,190 | 4.5★ |
| 2 | AARP Medicare Advantage from UHC OH-19 (HMO-POS)UnitedHealthcare · HMO-POS5 of 120 counties · drug deductible $685Dental up to $5,000/yr · eyewear $150/yr · hearing aids $1,000/yr | $35 | $3,900 | $4,320 | 4★ |
| 3 | Humana Community (HMO)Humana · HMO5 of 120 counties · drug deductible $700Dental up to $2,000/yr · eyewear $225/yr | $0 | $4,350 | $4,350 | 4.5★ |
| 4 | Humana Gold Plus H5619-189 (HMO-POS)Humana · HMO-POS1 of 120 counties · drug deductible $600Dental up to $1,000/yr · eyewear $100/yr | $0 | $4,350 | $4,350 | 4★ |
| 5 | Humana Community (HMO)Humana · HMO1 of 120 counties · drug deductible $700Dental up to $2,500/yr · eyewear $350/yr | $0 | $4,450 | $4,450 | Not rated |
| 6 | Humana Gold Plus H0292-003 (HMO)Humana · HMO5 of 120 counties · drug deductible $450Dental up to $1,000/yr · eyewear $200/yr | $0 | $4,450 | $4,450 | 4.5★ |
| 7 | Humana Gold Plus H0292-002 (HMO)Humana · HMO4 of 120 counties · drug deductible $350Dental up to $2,000/yr · eyewear $250/yr | $26 | $4,300 | $4,612 | 4.5★ |
| 8 | Anthem Medicare Advantage 2 (HMO-POS)Anthem Blue Cross and Blue Shield · HMO-POS4 of 120 counties · drug deductible $595Dental up to $2,500/yr · eyewear $300/yr · hearing aids $2,000/yr · OTC items $180/yr | $29 | $4,450 | $4,798 | 3.5★ |
| 9 | Anthem Medicare Advantage 2 (HMO-POS)Anthem Blue Cross and Blue Shield · HMO-POS6 of 120 counties · drug deductible $595Dental up to $2,000/yr · eyewear $250/yr · hearing aids $2,000/yr · OTC items $120/yr | $31 | $4,450 | $4,822 | 3.5★ |
| 10 | Anthem Medicare Advantage 2 (HMO-POS)Anthem Blue Cross and Blue Shield · HMO-POS4 of 120 counties · drug deductible $595Dental up to $2,000/yr · eyewear $250/yr · hearing aids $2,000/yr · OTC items $120/yr | $33 | $4,450 | $4,846 | 3.5★ |
| 11 | Anthem Medicare Advantage 2 (HMO-POS)Anthem Blue Cross and Blue Shield · HMO-POS97 of 120 counties · drug deductible $595Dental up to $2,000/yr · eyewear $250/yr · hearing aids $2,000/yr · OTC items $120/yr | $35 | $4,450 | $4,870 | 3.5★ |
| 12 | Anthem Medicare Advantage 2 (HMO-POS)Anthem Blue Cross and Blue Shield · HMO-POS5 of 120 counties · drug deductible $595Dental up to $2,000/yr · eyewear $250/yr · hearing aids $2,000/yr · OTC items $120/yr | $35 | $4,450 | $4,870 | 3.5★ |
| 13 | Anthem Medicare Advantage (HMO-POS)Anthem Blue Cross and Blue Shield · HMO-POS4 of 120 counties · drug deductible $595Dental up to $1,500/yr · eyewear $200/yr · hearing aids $2,000/yr · OTC items $100/yr | $0 | $4,970 | $4,970 | 3.5★ |
| 14 | Aetna Medicare Signature Extra (HMO-POS)Aetna Medicare · HMO-POS26 of 120 counties · drug deductible $400Preventive dental · eyewear $175/yr · hearing aids $1,000/yr per ear · OTC items $120/yr | $0 | $5,200 | $5,200 | 3.5★ |
| 15 | AARP Medicare Advantage from UHC OH-0001 (HMO-POS)UnitedHealthcare · HMO-POS5 of 120 counties · drug deductible $505Dental up to $5,000/yr · eyewear $100/yr · hearing aids $700/yr | $85 | $4,200 | $5,220 | 4★ |
| 16 | Essence Advantage (HMO)Essence Healthcare · HMO21 of 120 counties · drug deductible $340Dental up to $2,400/yr · eyewear $200/yr · hearing aids $1,000/yr · OTC items $120/yr | $0 | $5,400 | $5,400 | 4★ |
| 17 | HumanaChoice H5525-030 (PPO)Humana · PPO3 of 120 counties · drug deductible $450Dental up to $1,000/yr · eyewear $100/yr | $86 | $4,450 | $5,482 | 4★ |
| 18 | Aetna Medicare Signature (HMO-POS)Aetna Medicare · HMO-POS9 of 120 counties · drug deductible $500Preventive dental · eyewear $100/yr · hearing aids $1,000/yr per ear | $0 | $5,500 | $5,500 | 3.5★ |
| 19 | Aetna Medicare Value Plus (PPO)Aetna Medicare · PPO75 of 120 counties · drug deductible $500Dental up to $1,500/yr · eyewear $250/yr · hearing aids $1,000/yr per ear · OTC items $380/yr | $9.50 | $5,500 | $5,614 | 4★ |
| 20 | HealthSpring Preferred Savings (HMO)HealthSpring · HMO5 of 120 counties · drug deductible $400Part B giveback $90/mo · Dental up to $350/yr · eyewear $100/yr | $0−$90 Part B giveback | $6,950 | $5,870 | 2.5★ |
| 21 | HealthSpring Preferred (HMO)HealthSpring · HMO5 of 120 counties · drug deductible $400Dental up to $1,500/yr · eyewear $100/yr · OTC items $60/yr | $0 | $5,875 | $5,875 | 2.5★ |
| 22 | AARP Medicare Advantage Essentials from UHC OH-7 (HMO-POS)UnitedHealthcare · HMO-POS5 of 120 counties · drug deductible $685Preventive dental · hearing aids $700/yr | $0 | $5,900 | $5,900 | 4★ |
| 23 | DEVOTED CHOICE 001 KY (PPO)Devoted Health · PPO87 of 120 counties · drug deductible $650Dental up to $3,500/yr · eyewear $350/yr · OTC items $248/yr | $0 | $6,050 | $6,050 | 4★ |
| 24 | DEVOTED CHOICE 003 KY (PPO)Devoted Health · PPO14 of 120 counties · drug deductible $650Dental up to $3,500/yr · eyewear $350/yr · OTC items $248/yr | $0 | $6,050 | $6,050 | 4★ |
| 25 | Aetna Medicare Premier (PPO)Aetna Medicare · PPO3 of 120 counties · drug deductible $500Dental up to $1,000/yr · eyewear $150/yr · hearing aids $1,250/yr per ear · OTC items $360/yr | $105 | $4,900 | $6,160 | 4★ |
| 26 | AARP Medicare Advantage Giveback from UHC KY-4 (HMO-POS)UnitedHealthcare · HMO-POS115 of 120 counties · drug deductible $685Part B giveback $81/mo · Preventive dental · eyewear $100/yr · hearing aids $1,000/yr | $0−$81 Part B giveback | $7,150 | $6,178 | 4★ |
| 27 | Aetna Medicare Signature (PPO)Aetna Medicare · PPO14 of 120 counties · drug deductible $500Dental up to $1,500/yr · eyewear $150/yr · hearing aids $1,000/yr per ear · OTC items $180/yr | $0 | $6,350 | $6,350 | 4★ |
| 28 | HumanaChoice H5216-226 (PPO)Humana · PPO83 of 120 counties · drug deductible $700Part B giveback $10/mo · Dental up to $1,000/yr · eyewear $100/yr | $0−$10 Part B giveback | $6,600 | $6,480 | 4★ |
| 29 | Aetna Medicare Signature (HMO-POS)Aetna Medicare · HMO-POS23 of 120 counties · drug deductible $400Dental up to $1,000/yr · eyewear $175/yr · hearing aids $1,000/yr per ear · OTC items $220/yr | $0 | $6,500 | $6,500 | 3.5★ |
| 30 | Aetna Medicare Signature (HMO-POS)Aetna Medicare · HMO-POS18 of 120 counties · drug deductible $400Preventive dental · eyewear $125/yr · hearing aids $1,000/yr per ear · OTC items $60/yr | $0 | $6,500 | $6,500 | 3.5★ |
| 31 | HumanaChoice H5216-023 (PPO)Humana · PPO3 of 120 counties · drug deductible $450Dental up to $2,000/yr · eyewear $100/yr | $44 | $6,000 | $6,528 | 4★ |
| 32 | Humana Gold Plus H5619-188 (HMO)Humana · HMO50 of 120 counties · drug deductible $0Dental up to $1,000/yr · eyewear $100/yr | $0 | $6,700 | $6,700 | 4★ |
| 33 | Humana Gold Plus H5619-188 (HMO)Humana · HMO32 of 120 counties · drug deductible $0Dental up to $1,000/yr · eyewear $100/yr | $0 | $6,700 | $6,700 | 4★ |
| 34 | Anthem Medicare Advantage 3 (PPO)Anthem Blue Cross and Blue Shield · PPOAll 120 counties · drug deductible $300Dental up to $2,500/yr · eyewear $150/yr · hearing aids $3,000/yr | $70 | $5,900 | $6,740 | 4.5★ |
| 35 | HumanaChoice H5216-285 (PPO)Humana · PPO4 of 120 counties · drug deductible $700Dental up to $1,500/yr · eyewear $100/yr | $0 | $6,750 | $6,750 | 4★ |
| 36 | HumanaChoice H7617-004 (PPO)Humana · PPO4 of 120 counties · drug deductible $700Dental up to $1,500/yr · eyewear $100/yr | $0 | $6,750 | $6,750 | 4.5★ |
| 37 | DEVOTED CHOICE GIVEBACK EXTRAS 010 KY (PPO)Devoted Health · PPO14 of 120 counties · drug deductible $700Part B giveback $85/mo · Dental up to $2,000/yr · eyewear $400/yr · OTC items $324/yr | $0−$85 Part B giveback | $7,850 | $6,830 | 4★ |
| 38 | DEVOTED CHOICE GIVEBACK EXTRAS 011 KY (PPO)Devoted Health · PPO87 of 120 counties · drug deductible $700Part B giveback $85/mo · Dental up to $2,000/yr · eyewear $400/yr · OTC items $336/yr | $0−$85 Part B giveback | $7,850 | $6,830 | 4★ |
| 39 | Humana Gold Plus H6622-055 (HMO)Humana · HMO5 of 120 counties · drug deductible $300Dental up to $1,000/yr · eyewear $250/yr | $27 | $6,550 | $6,874 | 4★ |
| 40 | Humana Value Choice (PPO)Humana · PPO2 of 120 counties · drug deductible $700Dental up to $1,000/yr · eyewear $100/yr | $0 | $7,000 | $7,000 | 4★ |
| 41 | Wellcare Simple (HMO-POS)Wellcare · HMO-POSAll 120 counties · drug deductible $700Dental up to $1,500/yr · eyewear $300/yr · hearing aids $350/yr per ear · OTC items $360/yr | $0 | $7,000 | $7,000 | 3★ |
| 42 | Humana Gold Plus H6622-021 (HMO-POS)Humana · HMO-POS5 of 120 counties · drug deductible $600Dental up to $750/yr · eyewear $100/yr | $0 | $7,100 | $7,100 | 4★ |
| 43 | AARP Medicare Advantage Extras from UHC OH-13 (HMO-POS)UnitedHealthcare · HMO-POS5 of 120 counties · drug deductible $685Dental up to $2,000/yr · eyewear $75/yr · hearing aids $700/yr | $0 | $7,150 | $7,150 | 4★ |
| 44 | AARP Medicare Advantage from UHC KY-1 (HMO-POS)UnitedHealthcare · HMO-POS110 of 120 counties · drug deductible $685Preventive dental · hearing aids $700/yr | $0 | $7,150 | $7,150 | 4★ |
| 45 | Aetna Medicare Signature (PPO)Aetna Medicare · PPO32 of 120 counties · drug deductible $500Preventive dental · eyewear $100/yr · hearing aids $500/yr per ear | $0 | $7,150 | $7,150 | 4★ |
| 46 | Anthem Medicare Advantage (HMO-POS)Anthem Blue Cross and Blue Shield · HMO-POS97 of 120 counties · drug deductible $595Dental up to $1,000/yr · eyewear $200/yr · hearing aids $2,000/yr | $0 | $7,150 | $7,150 | 3.5★ |
| 47 | Anthem Medicare Advantage (HMO-POS)Anthem Blue Cross and Blue Shield · HMO-POS6 of 120 counties · drug deductible $595Dental up to $1,500/yr · eyewear $200/yr · hearing aids $2,000/yr | $0 | $7,150 | $7,150 | 3.5★ |
| 48 | Anthem Medicare Advantage (HMO-POS)Anthem Blue Cross and Blue Shield · HMO-POS4 of 120 counties · drug deductible $595Dental up to $1,400/yr · eyewear $100/yr · hearing aids $2,000/yr | $0 | $7,150 | $7,150 | 3.5★ |
| 49 | Anthem Medicare Advantage (HMO-POS)Anthem Blue Cross and Blue Shield · HMO-POS5 of 120 counties · drug deductible $595Dental up to $1,500/yr · eyewear $100/yr · hearing aids $2,000/yr | $0 | $7,150 | $7,150 | 3.5★ |
| 50 | Humana Value Choice (PPO)Humana · PPO95 of 120 counties · drug deductible $700Dental up to $1,500/yr · eyewear $100/yr | $0 | $7,150 | $7,150 | 4.5★ |
| 51 | HumanaChoice H5216-317 (PPO)Humana · PPO95 of 120 counties · drug deductible $700Dental up to $1,500/yr · eyewear $100/yr | $0 | $7,150 | $7,150 | 4★ |
| 52 | HumanaChoice H5525-008 (PPO)Humana · PPO43 of 120 counties · drug deductible $700Dental up to $500/yr · eyewear $100/yr | $0 | $7,150 | $7,150 | 4★ |
| 53 | HumanaChoice H5216-019 (PPO)Humana · PPO26 of 120 counties · drug deductible $700Dental up to $750/yr · eyewear $150/yr | $34 | $6,800 | $7,208 | 4★ |
| 54 | AARP Medicare Advantage from UHC KY-5 (HMO-POS)UnitedHealthcare · HMO-POS110 of 120 counties · drug deductible $685Dental up to $2,500/yr · eyewear $100/yr · hearing aids $700/yr | $19 | $7,150 | $7,378 | 4★ |
| 55 | AARP Medicare Advantage from UHC KY-0002 (HMO-POS)UnitedHealthcare · HMO-POS110 of 120 counties · drug deductible $685Dental up to $3,000/yr · eyewear $100/yr · hearing aids $700/yr | $64 | $6,700 | $7,468 | 4★ |
| 56 | Wellcare Simple Open (PPO)Wellcare · PPOAll 120 counties · drug deductible $700Dental up to $1,500/yr · OTC items $228/yr | $0 | $7,500 | $7,500 | 3★ |
| 57 | DEVOTED CHOICE GIVEBACK 002 KY (PPO)Devoted Health · PPO101 of 120 counties · drug deductible $461Part B giveback $184.70/mo · Dental up to $250/yr · eyewear $200/yr | $0−$184.70 Part B giveback | $9,850 | $7,634 | 4★ |
| 58 | HumanaChoice H5216-188 (PPO)Humana · PPO115 of 120 counties · drug deductible $700Dental up to $3,500/yr · eyewear $100/yr | $45 | $7,150 | $7,690 | 4★ |
| 59 | AARP Medicare Advantage from UHC OH-23 (PPO)UnitedHealthcare · PPO3 of 120 counties · drug deductible $685Preventive dental · eyewear $100/yr · hearing aids $700/yr | $50 | $7,150 | $7,750 | 4★ |
| 60 | AARP Medicare Advantage from UHC KY-0003 (PPO)UnitedHealthcare · PPO115 of 120 counties · drug deductible $685Preventive dental · eyewear $100/yr · hearing aids $700/yr | $57 | $7,150 | $7,834 | 4★ |
| 61 | Humana Gold Plus H5619-113 (HMO-POS)Humana · HMO-POS2 of 120 counties · drug deductible $350Dental up to $3,000/yr · eyewear $100/yr | $0 | $8,100 | $8,100 | 4★ |
| 62 | Humana Essentials Plus Giveback (PPO)Humana · PPOAll 120 counties · drug deductible $700Part B giveback $126/mo · Dental up to $500/yr · eyewear $100/yr | $0−$126 Part B giveback | $9,850 | $8,338 | 4.5★ |
| 63 | HumanaChoice Giveback H5216-322 (PPO)Humana · PPO87 of 120 counties · drug deductible $700Part B giveback $126/mo · Dental up to $500/yr · eyewear $100/yr | $0−$126 Part B giveback | $9,850 | $8,338 | 4★ |
| 64 | Humana Essentials Plus Giveback (PPO)Humana · PPO5 of 120 counties · drug deductible $700Part B giveback $124/mo · Dental up to $500/yr · eyewear $100/yr | $0−$124 Part B giveback | $9,850 | $8,362 | 4.5★ |
| 65 | HumanaChoice Giveback H5216-481 (PPO)Humana · PPO5 of 120 counties · drug deductible $700Part B giveback $123/mo · Dental up to $500/yr · eyewear $100/yr | $0−$123 Part B giveback | $9,850 | $8,374 | 4★ |
| 66 | Wellcare Giveback (HMO-POS)Wellcare · HMO-POSAll 120 counties · drug deductible $700Part B giveback $65/mo · Dental up to $1,000/yr · eyewear $100/yr | $0−$65 Part B giveback | $9,850 | $9,070 | 3★ |
| 67 | HealthSpring True Choice (PPO)HealthSpring · PPO5 of 120 counties · drug deductible $600Dental up to $900/yr · eyewear $100/yr | $9 | $9,250 | $9,358 | 3★ |
| 68 | Anthem Medicare Advantage (PPO)Anthem Blue Cross and Blue Shield · PPOAll 120 counties · drug deductible $250Dental up to $1,500/yr · eyewear $250/yr · hearing aids $2,000/yr | $41 | $9,250 | $9,742 | 4.5★ |
| 69 | Humana Gold Choice H8145-052 (PFFS)Humana · PFFS8 of 120 counties · drug deductible $700Dental · eyewear $100/yr | $0 | $9,850 | $9,850 | 4★ |
| 70 | Essence Advantage Choice (PPO)Essence Healthcare · PPO21 of 120 counties · drug deductible $700Dental up to $475/yr · eyewear $175/yr | $39 | $9,850 | $10,318 | 4★ |
| 71 | HumanaChoice R0110-012 (Regional PPO)Humana · Regional PPOAll 120 counties · drug deductible $450Dental · eyewear $100/yr | $68 | $9,850 | $10,666 | 3.5★ |
| 72 | Anthem Medicare Advantage (Regional PPO)Anthem Blue Cross and Blue Shield · Regional PPOAll 120 counties · drug deductible $45Preventive dental · hearing aids $2,000/yr · OTC items $140/yr | $123 | $9,250 | $10,726 | 3.5★ |
Worst-case year = 12 × (monthly plan premium − any Part B giveback) + in-network maximum out-of-pocket, for covered Part A and B services. A giveback lowers the Part B premium you’d otherwise pay ($202.90 a month in 2026), so it counts as money back; a plan with a large giveback can show a worst-case year below $0. The Part B premium itself is the same for everyone, and drug costs are capped separately at $2,400 for 2027. Out-of-network care in PPO plans has a higher limit. Ties go to the lower premium. Other extras (dental, eyewear, hearing aids, over-the-counter allowance) are the yearly maximums each plan filed with CMS; they don’t change the order. Methodology
Before you enroll, check two things this ranking can’t: whether your doctors are in the plan’s network, and how it covers your drugs. Both are in the official Medicare Plan Finder. Star ratings are CMS’s 2027 quality scores (1 to 5) for the company contract behind each plan; they’re shown for context and don’t change the cost order.
Plans without drug coverage
These 8 plans don’t include Part D. They mainly suit people with drug coverage from elsewhere, such as the VA or TRICARE. Joining one generally means you can’t also join a stand-alone Part D plan, and going without creditable drug coverage can trigger a late enrollment penalty.
| # | Plan | Premium / month | In-network max out-of-pocket | Worst-case year | Stars |
|---|---|---|---|---|---|
| 1 | AARP Medicare Advantage Patriot No Rx KY-MA2 (HMO-POS)UnitedHealthcare · HMO-POS110 of 120 countiesPart B giveback $200/mo · Dental up to $5,000/yr · eyewear $175/yr · hearing aids $1,000/yr | $0−$200 Part B giveback | $7,150 | $4,750 | 4★ |
| 2 | AARP Medicare Advantage Patriot No Rx KY-MA01 (PPO)UnitedHealthcare · PPO115 of 120 countiesPart B giveback $190/mo · Dental up to $5,000/yr · eyewear $175/yr · hearing aids $700/yr | $0−$190 Part B giveback | $7,150 | $4,870 | 4★ |
| 3 | Humana USAA Honor Giveback (PPO)Humana · PPOAll 120 countiesPart B giveback $110/mo · Dental up to $5,000/yr · eyewear $250/yr | $0−$110 Part B giveback | $6,500 | $5,180 | 4★ |
| 4 | Aetna Medicare Eagle Giveback (PPO)Aetna Medicare · PPO75 of 120 countiesPart B giveback $125/mo · Dental up to $2,750/yr · eyewear $250/yr · hearing aids $1,000/yr per ear · OTC items $400/yr | $0−$125 Part B giveback | $6,900 | $5,400 | 4★ |
| 5 | HumanaChoice R0110-011 (Regional PPO)Humana · Regional PPOAll 120 countiesDental up to $2,500/yr · eyewear $300/yr | $0 | $5,400 | $5,400 | 3.5★ |
| 6 | AARP Medicare Advantage Patriot No Rx OH-MA01 (PPO)UnitedHealthcare · PPO3 of 120 countiesPart B giveback $200/mo · Dental up to $5,000/yr · eyewear $150/yr · hearing aids $700/yr | $0−$200 Part B giveback | $8,900 | $6,500 | 4★ |
| 7 | Humana USAA Honor Giveback (PPO)Humana · PPOAll 120 countiesPart B giveback $170/mo · Dental up to $1,000/yr · eyewear $100/yr | $0−$170 Part B giveback | $9,150 | $7,110 | 4★ |
| 8 | Anthem Veteran (PPO)Anthem Blue Cross and Blue Shield · PPOAll 120 countiesPart B giveback $115/mo · Dental up to $2,000/yr · eyewear $200/yr · hearing aids $2,000/yr · OTC items $120/yr | $0−$115 Part B giveback | $9,250 | $7,870 | 3★ |
County pages
Boone County · Daviess County · Fayette County · Hardin County · Jefferson County · Kenton County · Warren County
Questions
How many Medicare Advantage plans are available in Kentucky for 2027?
CMS lists 72 general-audience Medicare Advantage plans with drug coverage in Kentucky for 2027, from 8 parent companies. Not every plan is sold in every county; use the county filter to see yours.
Are there $0 premium Medicare Advantage plans in Kentucky?
Yes. 47 of the 72 plans have a $0 monthly plan premium in 2027. You still pay the Part B premium ($202.90 a month in 2026).
Which Kentucky Medicare Advantage plan has the lowest worst-case cost?
Humana Community (HMO) from Humana: $0 a month with an in-network out-of-pocket maximum of $4,250, so at most about $4,190 in premiums and in-network costs for the year. It is offered in 1 of 120 counties.
Which Kentucky Medicare Advantage plans have 4 or more stars?
49 of the 72 plans belong to contracts CMS rated 4 stars or higher for 2027. Star ratings measure quality and member experience, not cost; the table shows each plan's rating next to its worst-case cost.
Which Kentucky Medicare Advantage plans have a Part B giveback?
12 of the 72 plans lower your Part B premium (a "giveback"), according to their 2027 benefit filings with CMS. The largest is $184.70 a month, from DEVOTED CHOICE GIVEBACK 002 KY (PPO). A giveback plan isn't automatically cheaper: compare its worst-case year and its network.
What is the typical out-of-pocket maximum in Kentucky?
The median in-network out-of-pocket maximum among these plans is $6,775. CMS allows up to $9,850 in 2027.
Sources
- CMS, CY 2027 Medicare Advantage and Prescription Drug Plan Landscape (CY2027_Landscape_202609.csv), from cms.gov; extra benefits (Part B giveback, dental, eyewear, hearing aids, over-the-counter allowance) from the CMS CY 2027 Plan Benefit Package files, cms.gov, yearly amounts as each plan filed them; star ratings from the CMS 2027 Star Ratings Data Tables (October 8, 2026), cms.gov. Ratings are per contract, so plans under the same contract share one rating. General-audience plans only: Special Needs Plans, Cost plans and employer group plans are not ranked.
- CMS, 2026 Part B premium — cms.gov.
Educational information, not a recommendation to join any plan. We are not an insurance agent or broker, and we are not connected with or endorsed by the U.S. government or the federal Medicare program. Plan details can change; confirm with the plan or Medicare.gov. · Advertiser disclosure
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