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2027 plans · CMS data · Ranked by math

Best Medicare Advantage Plans in Wyoming for 2027

Every general-audience Medicare Advantage plan with drug coverage in Wyoming, ranked by what it could cost you in a bad year: 12 months of premiums, less any Part B giveback, plus the plan's in-network out-of-pocket maximum. Pick your county to see only the plans sold there.

4plans with drug coverage
0with a $0 plan premium
$7,990lowest worst-case year
2rated 4+ stars by CMS

Wyoming plans, ranked

Showing all 4 plans.

#PlanPremium / monthIn-network max out-of-pocketWorst-case yearStars
1 HumanaChoice H5525-054 (PPO)Humana · PPO9 of 23 counties · drug deductible $700Dental · eyewear $100/yr $70 $7,150 $7,990 4★
2 HumanaChoice H5216-048 (PPO)Humana · PPO9 of 23 counties · drug deductible $700Dental · eyewear $100/yr $97 $7,000 $8,164 4★
3 WyoBlue Advantage Enhanced PPO (PPO)WyoBlue Advantage · PPOAll 23 counties · drug deductible $700Dental up to $625/yr · OTC items $100/yr $169 $7,150 $9,178 Too new to rate
4 WyoBlue Advantage Essential PPO (PPO)WyoBlue Advantage · PPOAll 23 counties · drug deductible $700Dental up to $625/yr $69 $9,850 $10,678 Too new to rate

Worst-case year = 12 × (monthly plan premium − any Part B giveback) + in-network maximum out-of-pocket, for covered Part A and B services. A giveback lowers the Part B premium you’d otherwise pay ($202.90 a month in 2026), so it counts as money back; a plan with a large giveback can show a worst-case year below $0. The Part B premium itself is the same for everyone, and drug costs are capped separately at $2,400 for 2027. Out-of-network care in PPO plans has a higher limit. Ties go to the lower premium. Other extras (dental, eyewear, hearing aids, over-the-counter allowance) are the yearly maximums each plan filed with CMS; they don’t change the order. Methodology

Before you enroll, check two things this ranking can’t: whether your doctors are in the plan’s network, and how it covers your drugs. Both are in the official Medicare Plan Finder. Star ratings are CMS’s 2027 quality scores (1 to 5) for the company contract behind each plan; they’re shown for context and don’t change the cost order.

Plans without drug coverage

These 4 plans don’t include Part D. They mainly suit people with drug coverage from elsewhere, such as the VA or TRICARE. Joining one generally means you can’t also join a stand-alone Part D plan, and going without creditable drug coverage can trigger a late enrollment penalty.

#PlanPremium / monthIn-network max out-of-pocketWorst-case yearStars
1 Humana USAA Honor Giveback (PPO)Humana · PPO9 of 23 countiesPart B giveback $113/mo · Dental up to $2,000/yr · eyewear $250/yr $0−$113 Part B giveback $6,750 $5,394 4★
2 Humana USAA Honor Giveback (PPO)Humana · PPO6 of 23 countiesPart B giveback $70/mo · Dental up to $1,750/yr · eyewear $250/yr $0−$70 Part B giveback $6,750 $5,910 4★
3 WyoBlue Advantage Entrust PPO (PPO)WyoBlue Advantage · PPOAll 23 countiesDental up to $650/yr · OTC items $200/yr $0 $6,750 $6,750 Too new to rate
4 Humana USAA Honor Giveback (PPO)Humana · PPO9 of 23 countiesPart B giveback $108/mo · Dental up to $1,500/yr · eyewear $150/yr $0−$108 Part B giveback $9,150 $7,854 4★

County pages

Laramie County

Questions

How many Medicare Advantage plans are available in Wyoming for 2027?

CMS lists 4 general-audience Medicare Advantage plans with drug coverage in Wyoming for 2027, from 2 parent companies. Not every plan is sold in every county; use the county filter to see yours.

Are there $0 premium Medicare Advantage plans in Wyoming?

No plan in this list has a $0 premium in 2027.

Which Wyoming Medicare Advantage plan has the lowest worst-case cost?

HumanaChoice H5525-054 (PPO) from Humana: $70 a month with an in-network out-of-pocket maximum of $7,150, so at most about $7,990 in premiums and in-network costs for the year. It is offered in 9 of 23 counties.

Which Wyoming Medicare Advantage plans have 4 or more stars?

2 of the 4 plans belong to contracts CMS rated 4 stars or higher for 2027. Star ratings measure quality and member experience, not cost; the table shows each plan's rating next to its worst-case cost.

Which Wyoming Medicare Advantage plans have a Part B giveback?

None of the 4 plans with drug coverage files a Part B premium reduction for 2027.

What is the typical out-of-pocket maximum in Wyoming?

The median in-network out-of-pocket maximum among these plans is $7,150. CMS allows up to $9,850 in 2027.

Sources

  1. CMS, CY 2027 Medicare Advantage and Prescription Drug Plan Landscape (CY2027_Landscape_202609.csv), from cms.gov; extra benefits (Part B giveback, dental, eyewear, hearing aids, over-the-counter allowance) from the CMS CY 2027 Plan Benefit Package files, cms.gov, yearly amounts as each plan filed them; star ratings from the CMS 2027 Star Ratings Data Tables (October 8, 2026), cms.gov. Ratings are per contract, so plans under the same contract share one rating. General-audience plans only: Special Needs Plans, Cost plans and employer group plans are not ranked.
  2. CMS, 2026 Part B premium — cms.gov.

Educational information, not a recommendation to join any plan. We are not an insurance agent or broker, and we are not connected with or endorsed by the U.S. government or the federal Medicare program. Plan details can change; confirm with the plan or Medicare.gov. · Advertiser disclosure

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