Best Medicare Advantage Plans in Mississippi for 2027
Every general-audience Medicare Advantage plan with drug coverage in Mississippi, ranked by what it could cost you in a bad year: 12 months of premiums, less any Part B giveback, plus the plan's in-network out-of-pocket maximum. Pick your county to see only the plans sold there.
Mississippi plans, ranked
Showing all 45 plans.
| # | Plan | Premium / month | In-network max out-of-pocket | Worst-case year | Stars |
|---|---|---|---|---|---|
| 1 | Healthy Mississippi Preferred (PPO)Healthy Mississippi, Inc. · PPO81 of 82 counties · drug deductible $0Dental up to $2,800/yr · eyewear $250/yr · hearing aids $1,950/yr · OTC items $820/yr | $0 | $4,200 | $4,200 | Too new to rate |
| 2 | Healthy Mississippi Premier Advantage (HMO-POS)Healthy Mississippi, Inc. · HMO-POS81 of 82 counties · drug deductible $0Dental up to $3,000/yr · eyewear $300/yr · hearing aids $1,950/yr · OTC items $820/yr | $0 | $4,200 | $4,200 | Not rated |
| 3 | HealthSpring Preferred (HMO)HealthSpring · HMO4 of 82 counties · drug deductible $500Dental up to $2,100/yr · eyewear $100/yr · OTC items $120/yr | $0 | $5,100 | $5,100 | 3.5★ |
| 4 | DEVOTED CHOICE 001 MS (PPO)Devoted Health · PPO35 of 82 counties · drug deductible $650Dental up to $3,500/yr · eyewear $350/yr · OTC items $400/yr | $0 | $5,400 | $5,400 | 4★ |
| 5 | Humana Total Complete (HMO)Humana · HMO10 of 82 counties · drug deductible $350Dental up to $4,000/yr · eyewear $250/yr | $0 | $5,500 | $5,500 | 4.5★ |
| 6 | HealthSpring Preferred (HMO)HealthSpring · HMO12 of 82 counties · drug deductible $400Dental up to $2,100/yr · eyewear $175/yr · OTC items $60/yr | $0 | $5,700 | $5,700 | 4★ |
| 7 | Humana Gold Plus H1036-327 (HMO)Humana · HMO19 of 82 counties · drug deductible $600Dental up to $4,000/yr · eyewear $250/yr | $0 | $5,700 | $5,700 | 4.5★ |
| 8 | AARP Medicare Advantage Direct OTC from UHC MS-8 (HMO-POS)UnitedHealthcare · HMO-POS79 of 82 counties · drug deductible $440Preventive dental · eyewear $100/yr · hearing aids $1,000/yr | $0 | $5,900 | $5,900 | 4★ |
| 9 | AARP Medicare Advantage Direct Plus from UHC MS-9 (HMO-POS)UnitedHealthcare · HMO-POS79 of 82 counties · drug deductible $440Dental up to $3,500/yr · eyewear $100/yr · hearing aids $1,000/yr | $0 | $5,900 | $5,900 | 4★ |
| 10 | AARP Medicare Advantage Essentials from UHC MS-1 (HMO-POS)UnitedHealthcare · HMO-POS79 of 82 counties · drug deductible $595Preventive dental · eyewear $100/yr · hearing aids $1,000/yr | $0 | $5,900 | $5,900 | 4★ |
| 11 | Humana Value Choice (PPO)Humana · PPO62 of 82 counties · drug deductible $700Dental up to $4,000/yr · eyewear $100/yr | $0 | $6,000 | $6,000 | 4.5★ |
| 12 | HumanaChoice H5216-300 (PPO)Humana · PPO63 of 82 counties · drug deductible $700Dental up to $4,000/yr · eyewear $100/yr | $0 | $6,000 | $6,000 | 4★ |
| 13 | Humana Full Access (Regional PPO)Humana · Regional PPOAll 82 counties · drug deductible $200Dental up to $3,000/yr · eyewear $350/yr | $212 | $3,800 | $6,344 | 3.5★ |
| 14 | HealthSpring Preferred (HMO)HealthSpring · HMO5 of 82 counties · drug deductible $400Dental up to $1,950/yr · eyewear $100/yr · OTC items $60/yr | $0 | $6,400 | $6,400 | 4★ |
| 15 | Zing Elite Select TN-MS (HMO)Zing Health · HMO1 of 82 counties · drug deductible $350Dental up to $2,000/yr · eyewear $250/yr · hearing aids $250/yr per ear · OTC items $580/yr | $0 | $6,400 | $6,400 | 3.5★ |
| 16 | Zing Select Care TN-MS (HMO)Zing Health · HMO7 of 82 counties · drug deductible $500Dental up to $2,000/yr · eyewear $350/yr · hearing aids $250/yr per ear · OTC items $340/yr | $0 | $6,400 | $6,400 | 3.5★ |
| 17 | HealthSpring True Choice (PPO)HealthSpring · PPO12 of 82 counties · drug deductible $500Dental up to $2,400/yr · eyewear $100/yr | $0 | $6,500 | $6,500 | 3★ |
| 18 | AARP Medicare Advantage Giveback from UHC MS-4 (PPO)UnitedHealthcare · PPO75 of 82 counties · drug deductible $685Part B giveback $47/mo · eyewear $100/yr · hearing aids $700/yr | $0−$47 Part B giveback | $7,150 | $6,586 | 4★ |
| 19 | HealthSpring Preferred Plus (HMO)HealthSpring · HMO20 of 82 counties · drug deductible $400Dental up to $2,050/yr · eyewear $100/yr · OTC items $80/yr | $22 | $6,350 | $6,614 | 4★ |
| 20 | DEVOTED CHOICE GIVEBACK EXTRAS 012 MS (PPO)Devoted Health · PPO35 of 82 counties · drug deductible $700Part B giveback $70/mo · Dental up to $2,500/yr · eyewear $400/yr · OTC items $248/yr | $0−$70 Part B giveback | $7,500 | $6,660 | 4★ |
| 21 | Humana Gold Plus H6622-047 (HMO)Humana · HMO19 of 82 counties · drug deductible $700Dental up to $2,500/yr · eyewear $250/yr | $0 | $6,900 | $6,900 | 4★ |
| 22 | Wellcare Assist (HMO-POS)Wellcare · HMO-POS55 of 82 counties · drug deductible $700Dental · eyewear $100/yr · hearing aids $500/yr per ear | $0 | $6,900 | $6,900 | 3★ |
| 23 | HumanaChoice H5216-136 (PPO)Humana · PPO75 of 82 counties · drug deductible $700Dental up to $1,000/yr · eyewear $250/yr | $43 | $6,500 | $7,016 | 4★ |
| 24 | Wellcare Simple Open (PPO)Wellcare · PPO53 of 82 counties · drug deductible $700Dental up to $1,000/yr · eyewear $100/yr · hearing aids $500/yr per ear | $0 | $7,100 | $7,100 | 3★ |
| 25 | HealthSpring True Choice (PPO)HealthSpring · PPO8 of 82 counties · drug deductible $500Dental up to $300/yr · eyewear $100/yr | $25 | $6,800 | $7,100 | 3★ |
| 26 | AARP Medicare Advantage Extras from UHC MS-7 (HMO-POS)UnitedHealthcare · HMO-POS79 of 82 counties · drug deductible $685Dental up to $3,500/yr · eyewear $100/yr · hearing aids $1,000/yr | $0 | $7,150 | $7,150 | 4★ |
| 27 | Aetna Medicare Signature (HMO)Aetna Medicare · HMO63 of 82 counties · drug deductible $400Dental up to $2,500/yr · eyewear $100/yr · hearing aids $500/yr per ear · OTC items $60/yr | $0 | $7,150 | $7,150 | 3.5★ |
| 28 | HealthSpring Preferred (HMO)HealthSpring · HMO3 of 82 counties · drug deductible $400Dental up to $1,750/yr · eyewear $200/yr · OTC items $120/yr | $0 | $7,150 | $7,150 | 4★ |
| 29 | AARP Medicare Advantage from UHC MS-0002 (PPO)UnitedHealthcare · PPO75 of 82 counties · drug deductible $685Dental up to $1,500/yr · eyewear $100/yr · hearing aids $700/yr | $57 | $6,500 | $7,184 | 4★ |
| 30 | Wellcare Simple (HMO-POS)Wellcare · HMO-POS3 of 82 counties · drug deductible $700Dental up to $2,000/yr · eyewear $100/yr · hearing aids $500/yr per ear | $0 | $7,200 | $7,200 | 3★ |
| 31 | AARP Medicare Advantage from UHC MS-0003 (PPO)UnitedHealthcare · PPO75 of 82 counties · drug deductible $685eyewear $125/yr · hearing aids $700/yr | $10 | $7,150 | $7,270 | 4★ |
| 32 | Wellcare Low Premium (HMO-POS)Wellcare · HMO-POS55 of 82 counties · drug deductible $700Dental up to $1,000/yr · eyewear $100/yr · hearing aids $500/yr per ear | $44 | $6,800 | $7,328 | 3★ |
| 33 | DEVOTED CHOICE GIVEBACK 002 MS (PPO)Devoted Health · PPO35 of 82 counties · drug deductible $461Part B giveback $164.40/mo · Dental up to $250/yr · eyewear $200/yr | $0−$164.40 Part B giveback | $9,850 | $7,877 | 4★ |
| 34 | Wellcare Simple (HMO-POS)Wellcare · HMO-POS42 of 82 counties · drug deductible $700Dental · eyewear $100/yr · hearing aids $500/yr per ear | $0 | $8,200 | $8,200 | 3★ |
| 35 | Wellcare Simple (HMO-POS)Wellcare · HMO-POS10 of 82 counties · drug deductible $700Dental · eyewear $100/yr · hearing aids $350/yr per ear | $0 | $8,200 | $8,200 | 3★ |
| 36 | Wellcare Giveback (HMO-POS)Wellcare · HMO-POS55 of 82 counties · drug deductible $700Part B giveback $66.50/mo · Dental · eyewear $100/yr · hearing aids $350/yr per ear | $0−$66.50 Part B giveback | $9,250 | $8,452 | 3★ |
| 37 | Humana Value Plus H5216-160 (PPO)Humana · PPO65 of 82 counties · drug deductible $700Dental up to $1,500/yr · eyewear $400/yr | $6.30 | $8,600 | $8,676 | 4★ |
| 38 | Humana Value Plus H7617-087 (PPO)Humana · PPO64 of 82 counties · drug deductible $700Dental up to $1,500/yr · eyewear $400/yr | $6.30 | $8,600 | $8,676 | 4.5★ |
| 39 | Aetna Medicare Elite Giveback (PPO)Aetna Medicare · PPO4 of 82 counties · drug deductible $600Part B giveback $53/mo · Dental up to $1,000/yr · eyewear $100/yr · hearing aids $500/yr per ear | $0−$53 Part B giveback | $9,850 | $9,214 | 4★ |
| 40 | Aetna Medicare Signature Care (HMO)Aetna Medicare · HMO7 of 82 counties · drug deductible $400Dental up to $2,000/yr · eyewear $150/yr · hearing aids $500/yr per ear · OTC items $60/yr | $0 | $9,850 | $9,850 | 3.5★ |
| 41 | Aetna Medicare Signature Plus (PPO)Aetna Medicare · PPO51 of 82 counties · drug deductible $600Dental up to $1,750/yr · eyewear $300/yr · hearing aids $500/yr per ear · OTC items $60/yr | $0 | $9,850 | $9,850 | 4★ |
| 42 | Aetna Medicare Signature Plus (PPO)Aetna Medicare · PPO8 of 82 counties · drug deductible $600Dental up to $1,250/yr · eyewear $150/yr · hearing aids $500/yr per ear · OTC items $60/yr | $0 | $9,850 | $9,850 | 4★ |
| 43 | HealthSpring True Choice (PPO)HealthSpring · PPO4 of 82 counties · drug deductible $700Dental up to $250/yr | $0 | $9,850 | $9,850 | 3★ |
| 44 | HumanaChoice H5216-097 (PPO)Humana · PPO4 of 82 counties · drug deductible $400Dental up to $2,500/yr · eyewear $200/yr | $85 | $9,100 | $10,120 | 4★ |
| 45 | Aetna Medicare Value Plus (PPO)Aetna Medicare · PPO53 of 82 counties · drug deductible $400Dental up to $1,500/yr · eyewear $200/yr · hearing aids $500/yr per ear · OTC items $60/yr | $23.80 | $9,850 | $10,136 | 4★ |
Worst-case year = 12 × (monthly plan premium − any Part B giveback) + in-network maximum out-of-pocket, for covered Part A and B services. A giveback lowers the Part B premium you’d otherwise pay ($202.90 a month in 2026), so it counts as money back; a plan with a large giveback can show a worst-case year below $0. The Part B premium itself is the same for everyone, and drug costs are capped separately at $2,400 for 2027. Out-of-network care in PPO plans has a higher limit. Ties go to the lower premium. Other extras (dental, eyewear, hearing aids, over-the-counter allowance) are the yearly maximums each plan filed with CMS; they don’t change the order. Methodology
Before you enroll, check two things this ranking can’t: whether your doctors are in the plan’s network, and how it covers your drugs. Both are in the official Medicare Plan Finder. Star ratings are CMS’s 2027 quality scores (1 to 5) for the company contract behind each plan; they’re shown for context and don’t change the cost order.
Plans without drug coverage
These 6 plans don’t include Part D. They mainly suit people with drug coverage from elsewhere, such as the VA or TRICARE. Joining one generally means you can’t also join a stand-alone Part D plan, and going without creditable drug coverage can trigger a late enrollment penalty.
| # | Plan | Premium / month | In-network max out-of-pocket | Worst-case year | Stars |
|---|---|---|---|---|---|
| 1 | Humana USAA Honor Giveback (PPO)Humana · PPO76 of 82 countiesPart B giveback $161/mo · Dental up to $4,000/yr · eyewear $200/yr | $0−$161 Part B giveback | $4,700 | $2,768 | 4★ |
| 2 | Humana USAA Honor Giveback (PPO)Humana · PPO64 of 82 countiesPart B giveback $161/mo · Dental up to $4,000/yr · eyewear $200/yr | $0−$161 Part B giveback | $4,700 | $2,768 | 4.5★ |
| 3 | AARP Medicare Advantage Patriot No Rx MS-MA01 (PPO)UnitedHealthcare · PPO75 of 82 countiesPart B giveback $180/mo · Dental up to $5,000/yr · eyewear $175/yr · hearing aids $700/yr | $0−$180 Part B giveback | $7,150 | $4,990 | 4★ |
| 4 | HealthSpring Courage (HMO)HealthSpring · HMO20 of 82 countiesPart B giveback $61/mo · Dental up to $750/yr · eyewear $175/yr | $0−$61 Part B giveback | $5,900 | $5,168 | 4★ |
| 5 | HumanaChoice R0110-001 (Regional PPO)Humana · Regional PPOAll 82 countiesDental up to $6,000/yr · eyewear $450/yr | $0 | $9,000 | $9,000 | 3.5★ |
| 6 | Aetna Medicare Eagle Plus (PPO)Aetna Medicare · PPO59 of 82 countiesDental up to $4,000/yr · eyewear $350/yr · hearing aids $500/yr per ear · OTC items $600/yr | $0 | $9,250 | $9,250 | 4★ |
County pages
DeSoto County · Harrison County · Hinds County · Jackson County · Madison County · Rankin County
Questions
How many Medicare Advantage plans are available in Mississippi for 2027?
CMS lists 45 general-audience Medicare Advantage plans with drug coverage in Mississippi for 2027, from 8 parent companies. Not every plan is sold in every county; use the county filter to see yours.
Are there $0 premium Medicare Advantage plans in Mississippi?
Yes. 34 of the 45 plans have a $0 monthly plan premium in 2027. You still pay the Part B premium ($202.90 a month in 2026).
Which Mississippi Medicare Advantage plan has the lowest worst-case cost?
Healthy Mississippi Preferred (PPO) from Healthy Mississippi, Inc.: $0 a month with an in-network out-of-pocket maximum of $4,200, so at most about $4,200 in premiums and in-network costs for the year. It is offered in 81 of 82 counties.
Which Mississippi Medicare Advantage plans have 4 or more stars?
27 of the 45 plans belong to contracts CMS rated 4 stars or higher for 2027. Star ratings measure quality and member experience, not cost; the table shows each plan's rating next to its worst-case cost.
Which Mississippi Medicare Advantage plans have a Part B giveback?
5 of the 45 plans lower your Part B premium (a "giveback"), according to their 2027 benefit filings with CMS. The largest is $164.40 a month, from DEVOTED CHOICE GIVEBACK 002 MS (PPO). A giveback plan isn't automatically cheaper: compare its worst-case year and its network.
What is the typical out-of-pocket maximum in Mississippi?
The median in-network out-of-pocket maximum among these plans is $6,900. CMS allows up to $9,850 in 2027.
Sources
- CMS, CY 2027 Medicare Advantage and Prescription Drug Plan Landscape (CY2027_Landscape_202609.csv), from cms.gov; extra benefits (Part B giveback, dental, eyewear, hearing aids, over-the-counter allowance) from the CMS CY 2027 Plan Benefit Package files, cms.gov, yearly amounts as each plan filed them; star ratings from the CMS 2027 Star Ratings Data Tables (October 8, 2026), cms.gov. Ratings are per contract, so plans under the same contract share one rating. General-audience plans only: Special Needs Plans, Cost plans and employer group plans are not ranked.
- CMS, 2026 Part B premium — cms.gov.
Educational information, not a recommendation to join any plan. We are not an insurance agent or broker, and we are not connected with or endorsed by the U.S. government or the federal Medicare program. Plan details can change; confirm with the plan or Medicare.gov. · Advertiser disclosure
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