Best Medicare Advantage Plans in Kansas for 2027
Every general-audience Medicare Advantage plan with drug coverage in Kansas, ranked by what it could cost you in a bad year: 12 months of premiums, less any Part B giveback, plus the plan's in-network out-of-pocket maximum. Pick your county to see only the plans sold there.
Kansas plans, ranked
Showing all 52 plans.
| # | Plan | Premium / month | In-network max out-of-pocket | Worst-case year | Stars |
|---|---|---|---|---|---|
| 1 | Humana Total Complete (HMO-POS)Humana · HMO-POS7 of 84 counties · drug deductible $500Dental up to $2,500/yr · eyewear $100/yr | $0 | $2,800 | $2,800 | 4.5★ |
| 2 | Humana Total Complete Giveback (HMO-POS)Humana · HMO-POS7 of 84 counties · drug deductible $700Part B giveback $60/mo · Dental up to $3,000/yr · eyewear $100/yr | $0−$60 Part B giveback | $4,200 | $3,480 | 4.5★ |
| 3 | Humana Total Complete Giveback (HMO-POS)Humana · HMO-POS7 of 84 counties · drug deductible $700Part B giveback $54/mo · Dental up to $3,000/yr · eyewear $100/yr | $0−$54 Part B giveback | $4,200 | $3,552 | 4.5★ |
| 4 | Aetna Medicare Signature (HMO-POS)Aetna Medicare · HMO-POS14 of 84 counties · drug deductible $700Dental up to $3,500/yr · eyewear $375/yr · hearing aids $1,250/yr per ear · OTC items $320/yr | $0 | $3,900 | $3,900 | 3.5★ |
| 5 | DEVOTED CHOICE 001 KS (PPO)Devoted Health · PPO4 of 84 counties · drug deductible $650Dental up to $3,500/yr · eyewear $400/yr · OTC items $248/yr | $0 | $3,950 | $3,950 | Too new to rate |
| 6 | DEVOTED CHOICE 005 KS (PPO)Devoted Health · PPO22 of 84 counties · drug deductible $650Dental up to $3,500/yr · eyewear $400/yr · OTC items $248/yr | $0 | $3,950 | $3,950 | Too new to rate |
| 7 | Humana Total Complete (HMO-POS)Humana · HMO-POS9 of 84 counties · drug deductible $500Dental up to $3,000/yr · eyewear $100/yr | $0 | $4,100 | $4,100 | 4.5★ |
| 8 | Aetna Medicare Signature (HMO-POS)Aetna Medicare · HMO-POS9 of 84 counties · drug deductible $700Dental up to $2,000/yr · eyewear $225/yr · hearing aids $1,250/yr per ear · OTC items $280/yr | $0 | $4,200 | $4,200 | 3.5★ |
| 9 | Aetna Medicare Signature Classic Extra (PPO)Aetna Medicare · PPO14 of 84 counties · drug deductible $700Dental up to $1,500/yr · eyewear $150/yr · hearing aids $750/yr per ear · OTC items $120/yr | $0 | $4,200 | $4,200 | 4★ |
| 10 | Aetna Medicare Signature Extra (HMO-POS)Aetna Medicare · HMO-POS6 of 84 counties · drug deductible $400Dental up to $1,500/yr · eyewear $200/yr · hearing aids $1,250/yr per ear · OTC items $160/yr | $0 | $4,200 | $4,200 | 3.5★ |
| 11 | Aetna Medicare Signature Extra (HMO-POS)Aetna Medicare · HMO-POS15 of 84 counties · drug deductible $700Dental up to $2,500/yr · eyewear $300/yr · hearing aids $1,250/yr per ear · OTC items $300/yr | $0 | $4,200 | $4,200 | 3.5★ |
| 12 | Aetna Medicare Signature Extra (HMO-POS)Aetna Medicare · HMO-POS10 of 84 counties · drug deductible $700Dental up to $2,000/yr · eyewear $200/yr · hearing aids $500/yr per ear · OTC items $180/yr | $0 | $4,200 | $4,200 | 3.5★ |
| 13 | Aetna Medicare Signature Extra (PPO)Aetna Medicare · PPO14 of 84 counties · drug deductible $700Dental up to $1,500/yr · eyewear $175/yr · hearing aids $750/yr per ear · OTC items $120/yr | $0 | $4,200 | $4,200 | 4★ |
| 14 | Humana Essentials Plus Giveback (PPO)Humana · PPO22 of 84 counties · drug deductible $700Part B giveback $74/mo · Dental up to $2,000/yr · eyewear $150/yr | $0−$74 Part B giveback | $5,250 | $4,362 | 4.5★ |
| 15 | DEVOTED CHOICE GIVEBACK EXTRAS 023 KS (PPO)Devoted Health · PPO4 of 84 counties · drug deductible $700Part B giveback $90/mo · Dental up to $3,000/yr · eyewear $350/yr · OTC items $328/yr | $0−$90 Part B giveback | $5,450 | $4,370 | Too new to rate |
| 16 | Humana Essentials Plus Giveback (PPO)Humana · PPO23 of 84 counties · drug deductible $700Part B giveback $72/mo · Dental up to $2,000/yr · eyewear $150/yr | $0−$72 Part B giveback | $5,250 | $4,386 | 4★ |
| 17 | Blue Medicare Advantage Choice (PPO)Blue Cross and Blue Shield of Kansas · PPO6 of 84 counties · drug deductible $700Dental up to $2,000/yr · eyewear $150/yr · OTC items $40/yr | $0 | $4,400 | $4,400 | 3★ |
| 18 | Humana Value Choice (PPO)Humana · PPO21 of 84 counties · drug deductible $700Dental up to $2,000/yr · eyewear $100/yr | $0 | $4,400 | $4,400 | 4.5★ |
| 19 | Humana Value Choice (PPO)Humana · PPO21 of 84 counties · drug deductible $700Dental up to $2,000/yr · eyewear $100/yr | $0 | $4,450 | $4,450 | 4★ |
| 20 | Humana Value Choice (PPO)Humana · PPO26 of 84 counties · drug deductible $700Dental up to $3,000/yr · eyewear $100/yr | $0 | $4,450 | $4,450 | 4★ |
| 21 | Aetna Medicare Signature (PPO)Aetna Medicare · PPO14 of 84 counties · drug deductible $700Dental up to $2,250/yr · eyewear $175/yr · hearing aids $1,250/yr per ear · OTC items $300/yr | $0 | $4,500 | $4,500 | 4★ |
| 22 | Aetna Medicare Signature Classic Extra (PPO)Aetna Medicare · PPO15 of 84 counties · drug deductible $400Dental up to $2,250/yr · eyewear $200/yr · hearing aids $1,250/yr per ear · OTC items $300/yr | $0 | $4,500 | $4,500 | 4★ |
| 23 | Aetna Medicare Value Plus (HMO)Aetna Medicare · HMO47 of 84 counties · drug deductible $400Dental up to $2,000/yr · eyewear $200/yr · hearing aids $1,250/yr per ear · OTC items $440/yr | $0 | $4,900 | $4,900 | 3.5★ |
| 24 | Humana Essentials Plus Giveback (PPO)Humana · PPO29 of 84 counties · drug deductible $700Part B giveback $67/mo · Dental up to $2,000/yr · eyewear $100/yr | $0−$67 Part B giveback | $5,900 | $5,096 | 4.5★ |
| 25 | HumanaChoice Giveback H5216-409 (PPO)Humana · PPO29 of 84 counties · drug deductible $700Part B giveback $67/mo · Dental up to $2,000/yr · eyewear $100/yr | $0−$67 Part B giveback | $5,900 | $5,096 | 4★ |
| 26 | AARP Medicare Advantage from UHC KC-0003 (HMO-POS)UnitedHealthcare · HMO-POS36 of 84 counties · drug deductible $595Dental up to $2,500/yr · eyewear $125/yr · hearing aids $1,000/yr | $55 | $4,450 | $5,110 | 3.5★ |
| 27 | AARP Medicare Advantage from UHC KS-0002 (HMO-POS)UnitedHealthcare · HMO-POS34 of 84 counties · drug deductible $595Dental up to $4,000/yr · eyewear $125/yr · hearing aids $1,000/yr | $55 | $4,450 | $5,110 | 3.5★ |
| 28 | Aetna Medicare Signature (PPO)Aetna Medicare · PPO6 of 84 counties · drug deductible $700Dental up to $1,000/yr · eyewear $175/yr · hearing aids $500/yr per ear | $0 | $5,500 | $5,500 | 4★ |
| 29 | Aetna Medicare Signature Classic (PPO)Aetna Medicare · PPO6 of 84 counties · drug deductible $700Dental up to $1,000/yr · eyewear $200/yr · hearing aids $500/yr per ear | $0 | $5,500 | $5,500 | 4★ |
| 30 | Aetna Medicare Value Plus (HMO)Aetna Medicare · HMO6 of 84 counties · drug deductible $400Dental up to $2,500/yr · eyewear $300/yr · hearing aids $1,250/yr per ear · OTC items $440/yr | $1.50 | $5,500 | $5,518 | 3.5★ |
| 31 | Blue Medicare Advantage Comprehensive (PPO)Blue Cross and Blue Shield of Kansas · PPO6 of 84 counties · drug deductible $700Dental up to $2,500/yr · eyewear $200/yr · OTC items $160/yr | $60 | $5,000 | $5,720 | 3★ |
| 32 | AARP Medicare Advantage from UHC KS-0001 (HMO-POS)UnitedHealthcare · HMO-POS34 of 84 counties · drug deductible $685Dental up to $2,000/yr · eyewear $100/yr · hearing aids $1,000/yr | $0 | $5,900 | $5,900 | 3.5★ |
| 33 | DEVOTED CHOICE GIVEBACK EXTRAS 022 KS (PPO)Devoted Health · PPO22 of 84 counties · drug deductible $700Part B giveback $90/mo · Dental up to $3,750/yr · eyewear $400/yr · OTC items $348/yr | $0−$90 Part B giveback | $7,000 | $5,920 | Too new to rate |
| 34 | AARP Medicare Advantage Essentials from UHC KC-6 (HMO-POS)UnitedHealthcare · HMO-POS36 of 84 counties · drug deductible $685Preventive dental · eyewear $100/yr · hearing aids $700/yr | $0 | $6,700 | $6,700 | 3.5★ |
| 35 | Aetna Medicare Signature (PPO)Aetna Medicare · PPO9 of 84 counties · drug deductible $700Dental up to $500/yr · eyewear $100/yr · hearing aids $500/yr per ear | $0 | $6,750 | $6,750 | 4★ |
| 36 | Aetna Medicare Signature (PPO)Aetna Medicare · PPO10 of 84 counties · drug deductible $700Dental up to $2,000/yr · eyewear $125/yr · hearing aids $500/yr per ear | $0 | $6,750 | $6,750 | 4★ |
| 37 | Aetna Medicare Signature Classic (PPO)Aetna Medicare · PPO9 of 84 counties · drug deductible $700Dental up to $500/yr · eyewear $100/yr · hearing aids $500/yr per ear | $0 | $6,750 | $6,750 | 4★ |
| 38 | Aetna Medicare Signature Classic (PPO)Aetna Medicare · PPO10 of 84 counties · drug deductible $700Dental up to $2,000/yr · eyewear $150/yr · hearing aids $500/yr per ear | $0 | $6,750 | $6,750 | 4★ |
| 39 | Humana Gold Plus H0028-017 (HMO)Humana · HMO6 of 84 counties · drug deductible $700Dental up to $1,000/yr · eyewear $100/yr | $22 | $6,800 | $7,064 | 4.5★ |
| 40 | Wellcare Simple (HMO-POS)Wellcare · HMO-POS53 of 84 counties · drug deductible $700Dental up to $1,000/yr · hearing aids $350/yr per ear | $0 | $7,100 | $7,100 | 2.5★ |
| 41 | AARP Medicare Advantage Extras from UHC KC-2 (HMO-POS)UnitedHealthcare · HMO-POS36 of 84 counties · drug deductible $685Dental up to $2,500/yr · eyewear $100/yr · hearing aids $700/yr | $0 | $7,150 | $7,150 | 3.5★ |
| 42 | AARP Medicare Advantage from UHC KC-4 (PPO)UnitedHealthcare · PPO36 of 84 counties · drug deductible $685hearing aids $700/yr | $0 | $7,150 | $7,150 | 4★ |
| 43 | AARP Medicare Advantage from UHC KS-0003 (PPO)UnitedHealthcare · PPO31 of 84 counties · drug deductible $685Preventive dental | $0 | $7,150 | $7,150 | 4★ |
| 44 | Blue Medicare Advantage (PPO)Blue Cross and Blue Shield of Kansas · PPO6 of 84 counties · drug deductible $700Dental up to $1,200/yr · eyewear $150/yr | $0 | $7,150 | $7,150 | 3★ |
| 45 | AARP Medicare Advantage from UHC KC-5 (PPO)UnitedHealthcare · PPO4 of 84 counties · drug deductible $685Dental up to $2,500/yr · eyewear $100/yr · hearing aids $700/yr | $19 | $7,150 | $7,378 | 4★ |
| 46 | Aetna Medicare Enhanced (HMO-POS)Aetna Medicare · HMO-POS12 of 84 counties · drug deductible $700Dental up to $2,500/yr · eyewear $300/yr · hearing aids $1,250/yr per ear · OTC items $180/yr | $54 | $6,750 | $7,398 | 3.5★ |
| 47 | Aetna Medicare Elite (PPO)Aetna Medicare · PPO2 of 84 counties · drug deductible $700Dental up to $500/yr · eyewear $150/yr · hearing aids $750/yr per ear | $59 | $7,150 | $7,858 | 4★ |
| 48 | DEVOTED CHOICE GIVEBACK 002 KS (PPO)Devoted Health · PPO4 of 84 counties · drug deductible $461Part B giveback $159.90/mo · Dental up to $250/yr · eyewear $200/yr | $0−$159.90 Part B giveback | $9,850 | $7,931 | Too new to rate |
| 49 | DEVOTED CHOICE GIVEBACK 006 KS (PPO)Devoted Health · PPO22 of 84 counties · drug deductible $461Part B giveback $159.70/mo · Dental up to $250/yr · eyewear $200/yr | $0−$159.70 Part B giveback | $9,850 | $7,934 | Too new to rate |
| 50 | Humana Gold Choice H8145-006 (PFFS)Humana · PFFS8 of 84 counties · drug deductible $700Dental up to $3,000/yr · eyewear $100/yr | $60 | $7,800 | $8,520 | 4★ |
| 51 | UHC MedicareDirect PF-0001 (PFFS)UnitedHealthcare · PFFS8 of 84 counties · drug deductible $685Dental up to $500/yr · eyewear $100/yr | $155 | $6,700 | $8,560 | 2.5★ |
| 52 | HumanaChoice H5216-032 (PPO)Humana · PPO21 of 84 counties · drug deductible $700Dental up to $500/yr · eyewear $100/yr | $76 | $9,250 | $10,162 | 4★ |
Worst-case year = 12 × (monthly plan premium − any Part B giveback) + in-network maximum out-of-pocket, for covered Part A and B services. A giveback lowers the Part B premium you’d otherwise pay ($202.90 a month in 2026), so it counts as money back; a plan with a large giveback can show a worst-case year below $0. The Part B premium itself is the same for everyone, and drug costs are capped separately at $2,400 for 2027. Out-of-network care in PPO plans has a higher limit. Ties go to the lower premium. Other extras (dental, eyewear, hearing aids, over-the-counter allowance) are the yearly maximums each plan filed with CMS; they don’t change the order. Methodology
Before you enroll, check two things this ranking can’t: whether your doctors are in the plan’s network, and how it covers your drugs. Both are in the official Medicare Plan Finder. Star ratings are CMS’s 2027 quality scores (1 to 5) for the company contract behind each plan; they’re shown for context and don’t change the cost order.
Plans without drug coverage
These 8 plans don’t include Part D. They mainly suit people with drug coverage from elsewhere, such as the VA or TRICARE. Joining one generally means you can’t also join a stand-alone Part D plan, and going without creditable drug coverage can trigger a late enrollment penalty.
| # | Plan | Premium / month | In-network max out-of-pocket | Worst-case year | Stars |
|---|---|---|---|---|---|
| 1 | Humana USAA Honor Giveback (PPO)Humana · PPO54 of 84 countiesPart B giveback $150/mo · Dental up to $1,500/yr · eyewear $200/yr | $0−$150 Part B giveback | $4,700 | $2,900 | 4★ |
| 2 | Humana USAA Honor Giveback (PPO)Humana · PPO52 of 84 countiesPart B giveback $150/mo · Dental up to $1,500/yr · eyewear $200/yr | $0−$150 Part B giveback | $4,700 | $2,900 | 4.5★ |
| 3 | Aetna Medicare Eagle (HMO-POS)Aetna Medicare · HMO-POS58 of 84 countiesPart B giveback $140/mo · Dental up to $2,000/yr · eyewear $225/yr · hearing aids $1,250/yr per ear · OTC items $180/yr | $0−$140 Part B giveback | $5,500 | $3,820 | 3.5★ |
| 4 | AARP Medicare Advantage Patriot No Rx KS-MA2 (HMO-POS)UnitedHealthcare · HMO-POS70 of 84 countiesPart B giveback $160/mo · Dental up to $2,000/yr · eyewear $125/yr · hearing aids $1,000/yr | $0−$160 Part B giveback | $7,150 | $5,230 | 3.5★ |
| 5 | Blue Medicare Advantage Freedom (PPO)Blue Cross and Blue Shield of Kansas · PPO6 of 84 countiesPart B giveback $100/mo · Dental up to $2,500/yr · eyewear $200/yr · OTC items $200/yr | $0−$100 Part B giveback | $6,500 | $5,300 | 3★ |
| 6 | UHC MedicareDirect Patriot No Rx PF-MA01 (PFFS)UnitedHealthcare · PFFS8 of 84 countiesPart B giveback $85/mo · Dental up to $500/yr · eyewear $100/yr · hearing aids $750/yr | $0−$85 Part B giveback | $6,700 | $5,680 | 2.5★ |
| 7 | AARP Medicare Advantage Patriot No Rx KS-MA01 (PPO)UnitedHealthcare · PPO67 of 84 countiesPart B giveback $115/mo · Dental up to $1,500/yr · eyewear $125/yr · hearing aids $700/yr | $0−$115 Part B giveback | $7,150 | $5,770 | 4★ |
| 8 | Humana Gold Choice H8145-126 (PFFS)Humana · PFFS19 of 84 countiesDental up to $1,750/yr · eyewear $100/yr | $0 | $9,850 | $9,850 | 4★ |
County pages
Douglas County · Johnson County · Sedgwick County · Shawnee County · Wyandotte County
Questions
How many Medicare Advantage plans are available in Kansas for 2027?
CMS lists 52 general-audience Medicare Advantage plans with drug coverage in Kansas for 2027, from 6 parent companies. Not every plan is sold in every county; use the county filter to see yours.
Are there $0 premium Medicare Advantage plans in Kansas?
Yes. 41 of the 52 plans have a $0 monthly plan premium in 2027. You still pay the Part B premium ($202.90 a month in 2026).
Which Kansas Medicare Advantage plan has the lowest worst-case cost?
Humana Total Complete (HMO-POS) from Humana: $0 a month with an in-network out-of-pocket maximum of $2,800, so at most about $2,800 in premiums and in-network costs for the year. It is offered in 7 of 84 counties.
Which Kansas Medicare Advantage plans have 4 or more stars?
28 of the 52 plans belong to contracts CMS rated 4 stars or higher for 2027. Star ratings measure quality and member experience, not cost; the table shows each plan's rating next to its worst-case cost.
Which Kansas Medicare Advantage plans have a Part B giveback?
10 of the 52 plans lower your Part B premium (a "giveback"), according to their 2027 benefit filings with CMS. The largest is $159.90 a month, from DEVOTED CHOICE GIVEBACK 002 KS (PPO). A giveback plan isn't automatically cheaper: compare its worst-case year and its network.
What is the typical out-of-pocket maximum in Kansas?
The median in-network out-of-pocket maximum among these plans is $5,475. CMS allows up to $9,850 in 2027.
Sources
- CMS, CY 2027 Medicare Advantage and Prescription Drug Plan Landscape (CY2027_Landscape_202609.csv), from cms.gov; extra benefits (Part B giveback, dental, eyewear, hearing aids, over-the-counter allowance) from the CMS CY 2027 Plan Benefit Package files, cms.gov, yearly amounts as each plan filed them; star ratings from the CMS 2027 Star Ratings Data Tables (October 8, 2026), cms.gov. Ratings are per contract, so plans under the same contract share one rating. General-audience plans only: Special Needs Plans, Cost plans and employer group plans are not ranked.
- CMS, 2026 Part B premium — cms.gov.
Educational information, not a recommendation to join any plan. We are not an insurance agent or broker, and we are not connected with or endorsed by the U.S. government or the federal Medicare program. Plan details can change; confirm with the plan or Medicare.gov. · Advertiser disclosure
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