Best Medicare Advantage Plans in Connecticut for 2027
Every general-audience Medicare Advantage plan with drug coverage in Connecticut, ranked by what it could cost you in a bad year: 12 months of premiums, less any Part B giveback, plus the plan's in-network out-of-pocket maximum. Pick your county to see only the plans sold there.
Connecticut plans, ranked
Showing all 23 plans.
| # | Plan | Premium / month | In-network max out-of-pocket | Worst-case year | Stars |
|---|---|---|---|---|---|
| 1 | DEVOTED CHOICE 001 CT (PPO)Devoted Health · PPO3 of 8 counties · drug deductible $650Dental up to $1,750/yr · eyewear $250/yr | $0 | $6,250 | $6,250 | Too new to rate |
| 2 | DEVOTED CHOICE 010 CT (PPO)Devoted Health · PPO1 of 8 counties · drug deductible $650Dental up to $1,750/yr · eyewear $250/yr · OTC items $48/yr | $0 | $6,250 | $6,250 | Too new to rate |
| 3 | DEVOTED CHOICE GIVEBACK EXTRAS 009 CT (PPO)Devoted Health · PPO3 of 8 counties · drug deductible $700Part B giveback $70/mo · Dental up to $2,000/yr · eyewear $300/yr · OTC items $436/yr | $0−$70 Part B giveback | $7,400 | $6,560 | Too new to rate |
| 4 | DEVOTED CHOICE GIVEBACK EXTRAS 018 CT (PPO)Devoted Health · PPO1 of 8 counties · drug deductible $700Part B giveback $70/mo · Dental up to $2,000/yr · eyewear $300/yr · OTC items $476/yr | $0−$70 Part B giveback | $7,400 | $6,560 | Too new to rate |
| 5 | HumanaChoice Giveback H5216-476 (PPO)Humana · PPO5 of 8 counties · drug deductible $700Part B giveback $48/mo · Dental · eyewear $100/yr | $0−$48 Part B giveback | $7,150 | $6,574 | 4★ |
| 6 | HumanaChoice Giveback H5216-138 (PPO)Humana · PPO5 of 8 counties · drug deductible $700Part B giveback $40/mo · Dental · eyewear $100/yr | $0−$40 Part B giveback | $7,150 | $6,670 | 4★ |
| 7 | HumanaChoice H5216-289 (PPO)Humana · PPO5 of 8 counties · drug deductible $500Dental · eyewear $100/yr | $0 | $7,150 | $7,150 | 4★ |
| 8 | Aetna Medicare Elite (PPO)Aetna Medicare · PPO7 of 8 counties · drug deductible $700Preventive dental · eyewear $125/yr | $6 | $7,150 | $7,222 | 4★ |
| 9 | Aetna Medicare Elite Extra (PPO)Aetna Medicare · PPO7 of 8 counties · drug deductible $700Preventive dental · eyewear $100/yr | $6 | $7,150 | $7,222 | 4★ |
| 10 | Aetna Medicare Signature (PPO)Aetna Medicare · PPO7 of 8 counties · drug deductible $700Preventive dental · eyewear $100/yr | $6 | $7,150 | $7,222 | 4★ |
| 11 | DEVOTED CHOICE GIVEBACK 002 CT (PPO)Devoted Health · PPO3 of 8 counties · drug deductible $650Part B giveback $118/mo · Dental up to $250/yr · eyewear $200/yr | $0−$118 Part B giveback | $8,650 | $7,234 | Too new to rate |
| 12 | DEVOTED CHOICE GIVEBACK 011 CT (PPO)Devoted Health · PPO1 of 8 counties · drug deductible $650Part B giveback $118/mo · Dental up to $250/yr · eyewear $300/yr | $0−$118 Part B giveback | $8,650 | $7,234 | Too new to rate |
| 13 | UHC Medicare Advantage CT-0002 (HMO-POS)UnitedHealthcare · HMO-POSAll 8 counties · drug deductible $595Preventive dental · eyewear $125/yr · hearing aids $1,000/yr | $59 | $6,700 | $7,408 | 3.5★ |
| 14 | HumanaChoice H5216-288 (PPO)Humana · PPO5 of 8 counties · drug deductible $375Dental up to $1,000/yr · eyewear $100/yr | $31.20 | $7,150 | $7,524 | 4★ |
| 15 | UHC Medicare Advantage CT-0001 (HMO-POS)UnitedHealthcare · HMO-POSAll 8 counties · drug deductible $595Dental up to $1,000/yr · eyewear $175/yr · hearing aids $1,000/yr | $109 | $6,300 | $7,608 | 3.5★ |
| 16 | UHC Medicare Advantage CT-0003 (HMO-POS)UnitedHealthcare · HMO-POSAll 8 counties · drug deductible $685Preventive dental · eyewear $125/yr · hearing aids $1,000/yr | $39 | $7,150 | $7,618 | 3.5★ |
| 17 | Aetna Medicare Enhanced (HMO-POS)Aetna Medicare · HMO-POSAll 8 counties · drug deductible $500Dental up to $500/yr · eyewear $150/yr | $79 | $7,150 | $8,098 | Too new to rate |
| 18 | Aetna Medicare Elite Enhanced (PPO)Aetna Medicare · PPO7 of 8 counties · drug deductible $700Dental up to $1,500/yr · eyewear $150/yr | $99 | $7,150 | $8,338 | 4★ |
| 19 | Aetna Medicare Signature (HMO-POS)Aetna Medicare · HMO-POSAll 8 counties · drug deductible $700Preventive dental · eyewear $100/yr | $125 | $7,150 | $8,650 | 3★ |
| 20 | Wellcare Simple (HMO-POS)Wellcare · HMO-POSAll 8 counties · drug deductible $700Dental · eyewear $200/yr | $0 | $9,850 | $9,850 | 3.5★ |
| 21 | Wellcare Simple Open (PPO)Wellcare · PPOAll 8 counties · drug deductible $700Dental | $0 | $9,850 | $9,850 | 3★ |
| 22 | Anthem Medicare Advantage (HMO)Anthem Blue Cross and Blue Shield · HMO6 of 8 counties · drug deductible $400eyewear $175/yr · hearing aids $2,000/yr | $54 | $9,850 | $10,498 | 3.5★ |
| 23 | Anthem Medicare Advantage (HMO)Anthem Blue Cross and Blue Shield · HMO2 of 8 counties · drug deductible $400eyewear $175/yr · hearing aids $2,000/yr | $90 | $9,850 | $10,930 | 3.5★ |
Worst-case year = 12 × (monthly plan premium − any Part B giveback) + in-network maximum out-of-pocket, for covered Part A and B services. A giveback lowers the Part B premium you’d otherwise pay ($202.90 a month in 2026), so it counts as money back; a plan with a large giveback can show a worst-case year below $0. The Part B premium itself is the same for everyone, and drug costs are capped separately at $2,400 for 2027. Out-of-network care in PPO plans has a higher limit. Ties go to the lower premium. Other extras (dental, eyewear, hearing aids, over-the-counter allowance) are the yearly maximums each plan filed with CMS; they don’t change the order. Methodology
Before you enroll, check two things this ranking can’t: whether your doctors are in the plan’s network, and how it covers your drugs. Both are in the official Medicare Plan Finder. Star ratings are CMS’s 2027 quality scores (1 to 5) for the company contract behind each plan; they’re shown for context and don’t change the cost order.
Plans without drug coverage
These 4 plans don’t include Part D. They mainly suit people with drug coverage from elsewhere, such as the VA or TRICARE. Joining one generally means you can’t also join a stand-alone Part D plan, and going without creditable drug coverage can trigger a late enrollment penalty.
| # | Plan | Premium / month | In-network max out-of-pocket | Worst-case year | Stars |
|---|---|---|---|---|---|
| 1 | Humana USAA Honor Giveback (PPO)Humana · PPO5 of 8 countiesPart B giveback $123/mo · Dental up to $2,000/yr · eyewear $250/yr | $0−$123 Part B giveback | $4,950 | $3,474 | 4★ |
| 2 | Anthem Veteran (HMO-POS)Anthem Blue Cross and Blue Shield · HMO-POSAll 8 countiesPart B giveback $130/mo · Dental up to $2,000/yr · eyewear $200/yr · hearing aids $1,000/yr · OTC items $180/yr | $0−$130 Part B giveback | $5,900 | $4,340 | 3.5★ |
| 3 | UHC Medicare Advantage Patriot No Rx CT-MA01 (HMO-POS)UnitedHealthcare · HMO-POSAll 8 countiesPart B giveback $120/mo · Preventive dental · eyewear $125/yr · hearing aids $1,000/yr | $0−$120 Part B giveback | $7,150 | $5,710 | 3.5★ |
| 4 | Aetna Medicare Eagle Giveback (PPO)Aetna Medicare · PPOAll 8 countiesPart B giveback $90/mo · Dental up to $2,000/yr · eyewear $300/yr · OTC items $360/yr | $0−$90 Part B giveback | $7,150 | $6,070 | 4★ |
Questions
How many Medicare Advantage plans are available in Connecticut for 2027?
CMS lists 23 general-audience Medicare Advantage plans with drug coverage in Connecticut for 2027, from 6 parent companies. Not every plan is sold in every county; use the county filter to see yours.
Are there $0 premium Medicare Advantage plans in Connecticut?
Yes. 11 of the 23 plans have a $0 monthly plan premium in 2027. You still pay the Part B premium ($202.90 a month in 2026).
Which Connecticut Medicare Advantage plan has the lowest worst-case cost?
DEVOTED CHOICE 001 CT (PPO) from Devoted Health: $0 a month with an in-network out-of-pocket maximum of $6,250, so at most about $6,250 in premiums and in-network costs for the year. It is offered in 3 of 8 counties.
Which Connecticut Medicare Advantage plans have 4 or more stars?
8 of the 23 plans belong to contracts CMS rated 4 stars or higher for 2027. Star ratings measure quality and member experience, not cost; the table shows each plan's rating next to its worst-case cost.
Which Connecticut Medicare Advantage plans have a Part B giveback?
6 of the 23 plans lower your Part B premium (a "giveback"), according to their 2027 benefit filings with CMS. The largest is $118 a month, from DEVOTED CHOICE GIVEBACK 002 CT (PPO). A giveback plan isn't automatically cheaper: compare its worst-case year and its network.
What is the typical out-of-pocket maximum in Connecticut?
The median in-network out-of-pocket maximum among these plans is $7,150. CMS allows up to $9,850 in 2027.
Sources
- CMS, CY 2027 Medicare Advantage and Prescription Drug Plan Landscape (CY2027_Landscape_202609.csv), from cms.gov; extra benefits (Part B giveback, dental, eyewear, hearing aids, over-the-counter allowance) from the CMS CY 2027 Plan Benefit Package files, cms.gov, yearly amounts as each plan filed them; star ratings from the CMS 2027 Star Ratings Data Tables (October 8, 2026), cms.gov. Ratings are per contract, so plans under the same contract share one rating. General-audience plans only: Special Needs Plans, Cost plans and employer group plans are not ranked.
- CMS, 2026 Part B premium — cms.gov.
Educational information, not a recommendation to join any plan. We are not an insurance agent or broker, and we are not connected with or endorsed by the U.S. government or the federal Medicare program. Plan details can change; confirm with the plan or Medicare.gov. · Advertiser disclosure
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