Best Medicare Advantage Plans in New Hampshire for 2027
Every general-audience Medicare Advantage plan with drug coverage in New Hampshire, ranked by what it could cost you in a bad year: 12 months of premiums, less any Part B giveback, plus the plan's in-network out-of-pocket maximum. Pick your county to see only the plans sold there.
New Hampshire plans, ranked
Showing all 12 plans.
| # | Plan | Premium / month | In-network max out-of-pocket | Worst-case year | Stars |
|---|---|---|---|---|---|
| 1 | HumanaChoice Giveback H5216-138 (PPO)Humana · PPO6 of 8 counties · drug deductible $700Part B giveback $40/mo · Dental · eyewear $100/yr | $0−$40 Part B giveback | $7,150 | $6,670 | 4★ |
| 2 | HumanaChoice Giveback H7617-046 (PPO)Humana · PPO3 of 8 counties · drug deductible $700Part B giveback $40/mo · Dental · eyewear $100/yr | $0−$40 Part B giveback | $7,150 | $6,670 | 4.5★ |
| 3 | Humana Gold Plus H5619-180 (HMO)Humana · HMO5 of 8 counties · drug deductible $500Dental · eyewear $200/yr | $0 | $6,700 | $6,700 | 4★ |
| 4 | DEVOTED CHOICE 001 NH (PPO)Devoted Health · PPO3 of 8 counties · drug deductible $650Dental up to $1,750/yr · eyewear $150/yr | $0 | $6,800 | $6,800 | Too new to rate |
| 5 | DEVOTED CHOICE GIVEBACK EXTRAS 006 NH (PPO)Devoted Health · PPO3 of 8 counties · drug deductible $700Part B giveback $70/mo · Dental up to $2,000/yr · eyewear $200/yr · OTC items $272/yr | $0−$70 Part B giveback | $7,650 | $6,810 | Too new to rate |
| 6 | Humana Gold Plus H5619-137 (HMO)Humana · HMO7 of 8 counties · drug deductible $700Dental up to $1,750/yr · eyewear $100/yr | $14 | $6,900 | $7,068 | 4★ |
| 7 | DEVOTED CHOICE GIVEBACK 002 NH (PPO)Devoted Health · PPO3 of 8 counties · drug deductible $650Part B giveback $118/mo · Dental up to $250/yr · eyewear $200/yr | $0−$118 Part B giveback | $8,650 | $7,234 | Too new to rate |
| 8 | AARP Medicare Advantage from UHC NH-2 (HMO-POS)UnitedHealthcare · HMO-POS4 of 8 counties · drug deductible $685Preventive dental · eyewear $100/yr · hearing aids $700/yr | $24 | $7,150 | $7,438 | 4★ |
| 9 | Humana Gold Plus H5619-185 (HMO)Humana · HMO7 of 8 counties · drug deductible $700Dental · eyewear $250/yr | $72 | $6,700 | $7,564 | 4★ |
| 10 | HumanaChoice H5216-475 (PPO)Humana · PPO5 of 8 counties · drug deductible $0Dental up to $750/yr · eyewear $100/yr | $68 | $7,800 | $8,616 | 4★ |
| 11 | AARP Medicare Advantage from UHC NH-0004 (PPO)UnitedHealthcare · PPO4 of 8 counties · drug deductible $685Preventive dental · eyewear $100/yr · hearing aids $700/yr | $59 | $8,900 | $9,608 | 4★ |
| 12 | UHC Medicare Advantage NH-001A (PPO)UnitedHealthcare · PPO4 of 8 counties · drug deductible $700Preventive dental · eyewear $250/yr · hearing aids $750/yr | $7.50 | $9,850 | $9,940 | 4.5★ |
Worst-case year = 12 × (monthly plan premium − any Part B giveback) + in-network maximum out-of-pocket, for covered Part A and B services. A giveback lowers the Part B premium you’d otherwise pay ($202.90 a month in 2026), so it counts as money back; a plan with a large giveback can show a worst-case year below $0. The Part B premium itself is the same for everyone, and drug costs are capped separately at $2,400 for 2027. Out-of-network care in PPO plans has a higher limit. Ties go to the lower premium. Other extras (dental, eyewear, hearing aids, over-the-counter allowance) are the yearly maximums each plan filed with CMS; they don’t change the order. Methodology
Before you enroll, check two things this ranking can’t: whether your doctors are in the plan’s network, and how it covers your drugs. Both are in the official Medicare Plan Finder. Star ratings are CMS’s 2027 quality scores (1 to 5) for the company contract behind each plan; they’re shown for context and don’t change the cost order.
Plans without drug coverage
These 3 plans don’t include Part D. They mainly suit people with drug coverage from elsewhere, such as the VA or TRICARE. Joining one generally means you can’t also join a stand-alone Part D plan, and going without creditable drug coverage can trigger a late enrollment penalty.
| # | Plan | Premium / month | In-network max out-of-pocket | Worst-case year | Stars |
|---|---|---|---|---|---|
| 1 | Humana USAA Honor Giveback (PPO)Humana · PPO5 of 8 countiesPart B giveback $123/mo · Dental up to $2,000/yr · eyewear $250/yr | $0−$123 Part B giveback | $4,950 | $3,474 | 4★ |
| 2 | AARP Medicare Advantage Patriot No Rx NH-MA2 (HMO-POS)UnitedHealthcare · HMO-POS4 of 8 countiesPart B giveback $110/mo · Dental up to $2,000/yr · eyewear $150/yr · hearing aids $1,000/yr | $0−$110 Part B giveback | $7,150 | $5,830 | 4★ |
| 3 | AARP Medicare Advantage Patriot No Rx NH-MA1 (PPO)UnitedHealthcare · PPO4 of 8 countiesPart B giveback $105/mo · Dental up to $1,500/yr · eyewear $150/yr · hearing aids $700/yr | $0−$105 Part B giveback | $7,150 | $5,890 | 4★ |
County pages
Hillsborough · Merrimack County · Rockingham County · Strafford County
Questions
How many Medicare Advantage plans are available in New Hampshire for 2027?
CMS lists 12 general-audience Medicare Advantage plans with drug coverage in New Hampshire for 2027, from 3 parent companies. Not every plan is sold in every county; use the county filter to see yours.
Are there $0 premium Medicare Advantage plans in New Hampshire?
Yes. 6 of the 12 plans have a $0 monthly plan premium in 2027. You still pay the Part B premium ($202.90 a month in 2026).
Which New Hampshire Medicare Advantage plan has the lowest worst-case cost?
HumanaChoice Giveback H5216-138 (PPO) from Humana: $0 a month with an in-network out-of-pocket maximum of $7,150, so at most about $6,670 in premiums and in-network costs for the year. It is offered in 6 of 8 counties.
Which New Hampshire Medicare Advantage plans have 4 or more stars?
9 of the 12 plans belong to contracts CMS rated 4 stars or higher for 2027. Star ratings measure quality and member experience, not cost; the table shows each plan's rating next to its worst-case cost.
Which New Hampshire Medicare Advantage plans have a Part B giveback?
4 of the 12 plans lower your Part B premium (a "giveback"), according to their 2027 benefit filings with CMS. The largest is $118 a month, from DEVOTED CHOICE GIVEBACK 002 NH (PPO). A giveback plan isn't automatically cheaper: compare its worst-case year and its network.
What is the typical out-of-pocket maximum in New Hampshire?
The median in-network out-of-pocket maximum among these plans is $7,150. CMS allows up to $9,850 in 2027.
Sources
- CMS, CY 2027 Medicare Advantage and Prescription Drug Plan Landscape (CY2027_Landscape_202609.csv), from cms.gov; extra benefits (Part B giveback, dental, eyewear, hearing aids, over-the-counter allowance) from the CMS CY 2027 Plan Benefit Package files, cms.gov, yearly amounts as each plan filed them; star ratings from the CMS 2027 Star Ratings Data Tables (October 8, 2026), cms.gov. Ratings are per contract, so plans under the same contract share one rating. General-audience plans only: Special Needs Plans, Cost plans and employer group plans are not ranked.
- CMS, 2026 Part B premium — cms.gov.
Educational information, not a recommendation to join any plan. We are not an insurance agent or broker, and we are not connected with or endorsed by the U.S. government or the federal Medicare program. Plan details can change; confirm with the plan or Medicare.gov. · Advertiser disclosure
Keep going
Other states
Alabama · Alaska · Arizona · Arkansas · California · Colorado · Connecticut · Delaware · District of Columbia · Florida · Georgia · Hawaii · Idaho · Illinois · Indiana · Iowa · Kansas · Kentucky · Louisiana · Maine · Maryland · Massachusetts · Michigan · Minnesota · Mississippi · Missouri · Montana · Nebraska · Nevada · New Jersey · New Mexico · New York · North Carolina · North Dakota · Ohio · Oklahoma · Oregon · Pennsylvania · Puerto Rico · Rhode Island · South Carolina · South Dakota · Tennessee · Texas · Utah · Vermont · Virginia · Washington · West Virginia · Wisconsin · Wyoming