Best Medicare Advantage Plans in Oregon for 2027
Every general-audience Medicare Advantage plan with drug coverage in Oregon, ranked by what it could cost you in a bad year: 12 months of premiums, less any Part B giveback, plus the plan's in-network out-of-pocket maximum. Pick your county to see only the plans sold there.
Oregon plans, ranked
Showing all 58 plans.
| # | Plan | Premium / month | In-network max out-of-pocket | Worst-case year | Stars |
|---|---|---|---|---|---|
| 1 | Kaiser Permanente Senior Advantage Value Lane (HMO-POS)Kaiser Permanente · HMO-POS1 of 30 counties · drug deductible $0 | $0 | $4,450 | $4,450 | 4.5★ |
| 2 | ATRIO Prime Rx (PPO)ATRIO Health Plans · PPO2 of 30 counties · drug deductible $350Dental up to $600/yr · eyewear $200/yr · OTC items $200/yr | $43 | $4,450 | $4,966 | 2.5★ |
| 3 | Humana Total Complete (HMO)Humana · HMO4 of 30 counties · drug deductible $700Dental up to $1,500/yr · eyewear $100/yr | $0 | $5,150 | $5,150 | 4.5★ |
| 4 | ATRIO Prime Rx (PPO)ATRIO Health Plans · PPO1 of 30 counties · drug deductible $650Dental up to $1,000/yr · eyewear $200/yr · OTC items $300/yr | $90 | $4,450 | $5,530 | 2.5★ |
| 5 | Kaiser Permanente Senior Advantage Enhanced (HMO-POS)Kaiser Permanente · HMO-POS9 of 30 counties · drug deductible $0eyewear $75/yr · hearing aids $167/yr per ear | $134 | $4,000 | $5,608 | 4.5★ |
| 6 | Kaiser Permanente Senior Advantage Standard (HMO-POS)Kaiser Permanente · HMO-POS9 of 30 counties · drug deductible $0eyewear $50/yr | $49 | $5,250 | $5,838 | 4.5★ |
| 7 | ATRIO Choice Rx (PPO)ATRIO Health Plans · PPO5 of 30 counties · drug deductible $400Dental up to $600/yr · eyewear $150/yr · OTC items $120/yr | $0 | $5,900 | $5,900 | 2.5★ |
| 8 | DEVOTED CORE 011 OR (HMO)Devoted Health · HMO5 of 30 counties · drug deductible $650Dental up to $3,000/yr · eyewear $350/yr | $0 | $5,900 | $5,900 | 3★ |
| 9 | ATRIO Prime Rx (PPO)ATRIO Health Plans · PPO1 of 30 counties · drug deductible $0Dental up to $600/yr · eyewear $200/yr · OTC items $240/yr | $139 | $4,450 | $6,118 | 2.5★ |
| 10 | DEVOTED CHOICE PREMIUM 002 OR (PPO)Devoted Health · PPO9 of 30 counties · drug deductible $650Dental up to $2,250/yr · eyewear $200/yr | $28.50 | $6,000 | $6,342 | 4.5★ |
| 11 | DEVOTED PREMIUM 005 OR (HMO)Devoted Health · HMO8 of 30 counties · drug deductible $650Dental up to $1,500/yr · eyewear $400/yr · OTC items $160/yr | $43 | $5,900 | $6,416 | 3★ |
| 12 | DEVOTED PREMIUM 027 OR (HMO)Devoted Health · HMO3 of 30 counties · drug deductible $650Dental up to $1,500/yr · eyewear $400/yr · OTC items $160/yr | $48 | $5,900 | $6,476 | 3★ |
| 13 | DEVOTED PREMIUM 027 OR (HMO)Devoted Health · HMO3 of 30 counties · drug deductible $650Dental up to $1,500/yr · eyewear $400/yr · OTC items $160/yr | $48 | $6,100 | $6,676 | 3★ |
| 14 | AARP Medicare Advantage Essentials from UHC OR-7 (HMO-POS)UnitedHealthcare · HMO-POS11 of 30 counties · drug deductible $685Dental · eyewear $75/yr · hearing aids $700/yr | $0 | $6,700 | $6,700 | 3.5★ |
| 15 | DEVOTED CORE 001 OR (HMO)Devoted Health · HMO8 of 30 counties · drug deductible $461Dental up to $1,750/yr · eyewear $400/yr · OTC items $160/yr | $0 | $6,700 | $6,700 | 3★ |
| 16 | Humana Value Choice (PPO)Humana · PPO7 of 30 counties · drug deductible $700Dental up to $1,500/yr · eyewear $150/yr | $0 | $6,750 | $6,750 | 4★ |
| 17 | Kaiser Permanente Senior Advantage Value (HMO-POS)Kaiser Permanente · HMO-POS9 of 30 counties · drug deductible $0 | $0 | $6,750 | $6,750 | 4.5★ |
| 18 | DEVOTED GIVEBACK EXTRAS 025 OR (HMO)Devoted Health · HMO8 of 30 counties · drug deductible $700Part B giveback $70/mo · Dental up to $2,000/yr · eyewear $400/yr · OTC items $436/yr | $0−$70 Part B giveback | $7,700 | $6,860 | 3★ |
| 19 | Humana Value Choice (PPO)Humana · PPO5 of 30 counties · drug deductible $700Dental · eyewear $100/yr | $0 | $6,950 | $6,950 | 4★ |
| 20 | Humana Value Choice (PPO)Humana · PPO1 of 30 counties · drug deductible $700Dental up to $2,500/yr · eyewear $100/yr | $0 | $7,000 | $7,000 | 4★ |
| 21 | Regence BlueAdvantage HMO (HMO)Regence BlueCross BlueShield of Oregon · HMO1 of 30 counties · drug deductible $310Part B giveback $11/mo · Dental up to $1,000/yr · eyewear $100/yr | $0−$11 Part B giveback | $7,150 | $7,018 | 3.5★ |
| 22 | DEVOTED GIVEBACK 028 OR (HMO)Devoted Health · HMO3 of 30 counties · drug deductible $461Part B giveback $154.20/mo · Dental up to $250/yr · eyewear $200/yr | $0−$154.20 Part B giveback | $8,900 | $7,050 | 3★ |
| 23 | DEVOTED GIVEBACK 028 OR (HMO)Devoted Health · HMO8 of 30 counties · drug deductible $461Part B giveback $154.20/mo · Dental up to $250/yr · eyewear $200/yr | $0−$154.20 Part B giveback | $8,900 | $7,050 | 3★ |
| 24 | DEVOTED GIVEBACK 028 OR (HMO)Devoted Health · HMO3 of 30 counties · drug deductible $461Part B giveback $154.20/mo · Dental up to $250/yr · eyewear $200/yr | $0−$154.20 Part B giveback | $8,900 | $7,050 | 3★ |
| 25 | DEVOTED GIVEBACK EXTRAS 024 OR (HMO)Devoted Health · HMO3 of 30 counties · drug deductible $700Part B giveback $70/mo · Dental up to $1,250/yr · eyewear $350/yr · OTC items $520/yr | $0−$70 Part B giveback | $7,900 | $7,060 | 3★ |
| 26 | DEVOTED GIVEBACK EXTRAS 029 OR (HMO)Devoted Health · HMO3 of 30 counties · drug deductible $700Part B giveback $70/mo · Dental up to $1,250/yr · eyewear $350/yr · OTC items $376/yr | $0−$70 Part B giveback | $7,900 | $7,060 | 3★ |
| 27 | DEVOTED CORE 026 OR (HMO)Devoted Health · HMO3 of 30 counties · drug deductible $461Dental up to $1,000/yr · eyewear $300/yr · OTC items $120/yr | $0 | $7,100 | $7,100 | 3★ |
| 28 | DEVOTED CORE 026 OR (HMO)Devoted Health · HMO3 of 30 counties · drug deductible $461Dental up to $1,000/yr · eyewear $300/yr · OTC items $120/yr | $0 | $7,100 | $7,100 | 3★ |
| 29 | DEVOTED GIVEBACK EXTRAS 022 OR (HMO)Devoted Health · HMO5 of 30 counties · drug deductible $700Part B giveback $70/mo · Dental up to $3,250/yr · eyewear $400/yr · OTC items $400/yr | $0−$70 Part B giveback | $7,950 | $7,110 | 3★ |
| 30 | AARP Medicare Advantage Extras from UHC OR-6 (HMO-POS)UnitedHealthcare · HMO-POS10 of 30 counties · drug deductible $685Dental up to $1,250/yr | $0 | $7,150 | $7,150 | 3.5★ |
| 31 | AARP Medicare Advantage from UHC OR-0002 (PPO)UnitedHealthcare · PPO9 of 30 counties · drug deductible $685Preventive dental · hearing aids $700/yr | $0 | $7,150 | $7,150 | 4★ |
| 32 | Aetna Medicare Elite (HMO)Aetna Medicare · HMO5 of 30 counties · drug deductible $700Preventive dental · eyewear $100/yr · hearing aids $500/yr per ear | $0 | $7,150 | $7,150 | 3★ |
| 33 | Aetna Medicare Elite (HMO)Aetna Medicare · HMO2 of 30 counties · drug deductible $400Preventive dental · eyewear $100/yr · hearing aids $500/yr per ear | $0 | $7,150 | $7,150 | 3★ |
| 34 | ATRIO Choice Rx (PPO)ATRIO Health Plans · PPO1 of 30 counties · drug deductible $500Dental up to $1,200/yr · eyewear $200/yr · OTC items $200/yr | $0 | $7,150 | $7,150 | 2.5★ |
| 35 | ATRIO Choice Rx (PPO)ATRIO Health Plans · PPO2 of 30 counties · drug deductible $500Dental up to $600/yr · eyewear $150/yr · OTC items $200/yr | $0 | $7,150 | $7,150 | 2.5★ |
| 36 | Humana Value Choice (PPO)Humana · PPO1 of 30 counties · drug deductible $700Dental up to $3,500/yr · eyewear $150/yr | $0 | $7,150 | $7,150 | 4.5★ |
| 37 | ATRIO Choice Rx (PPO)ATRIO Health Plans · PPO1 of 30 counties · drug deductible $350Dental up to $400/yr · eyewear $150/yr · OTC items $80/yr | $26 | $7,150 | $7,462 | 2.5★ |
| 38 | PacificSource Medicare Valley Select Rx (HMO-POS)PacificSource Medicare · HMO-POS1 of 30 counties · drug deductible $600Dental up to $1,000/yr · eyewear $68/yr · OTC items $80/yr | $49 | $7,150 | $7,738 | 3★ |
| 39 | AARP Medicare Advantage from UHC OR-0001 (PPO)UnitedHealthcare · PPO10 of 30 counties · drug deductible $595Dental up to $1,000/yr · eyewear $100/yr · hearing aids $700/yr | $94 | $6,700 | $7,828 | 4★ |
| 40 | Regence MedAdvantage + Rx Primary (PPO)Regence BlueCross BlueShield of Oregon · PPO1 of 30 counties · drug deductible $700Dental up to $1,000/yr · eyewear $100/yr | $62 | $7,150 | $7,894 | 3.5★ |
| 41 | ATRIO Choice Rx (PPO)ATRIO Health Plans · PPO2 of 30 counties · drug deductible $500Dental up to $600/yr · eyewear $200/yr | $0 | $7,900 | $7,900 | 2.5★ |
| 42 | Wellcare PeaceHealth Simple (HMO-POS)Wellcare · HMO-POS1 of 30 counties · drug deductible $700Dental · eyewear $100/yr · hearing aids $500/yr per ear | $0 | $7,900 | $7,900 | 3★ |
| 43 | Wellcare Premium Enhanced Open (PPO)Wellcare · PPO9 of 30 counties · drug deductible $700Dental · eyewear $100/yr · hearing aids $350/yr per ear | $76.60 | $7,000 | $7,919 | 3★ |
| 44 | HumanaChoice H5525-054 (PPO)Humana · PPO6 of 30 counties · drug deductible $700Dental · eyewear $100/yr | $70 | $7,150 | $7,990 | 4★ |
| 45 | Wellcare Low Premium Value Open (PPO)Wellcare · PPO3 of 30 counties · drug deductible $700Dental · hearing aids $350/yr per ear | $22 | $7,900 | $8,164 | 3★ |
| 46 | HumanaChoice H5216-048 (PPO)Humana · PPO12 of 30 counties · drug deductible $700Dental · eyewear $100/yr | $97 | $7,000 | $8,164 | 4★ |
| 47 | Regence MedAdvantage + Rx Primary (PPO)Regence BlueCross BlueShield of Oregon · PPO7 of 30 counties · drug deductible $700Dental up to $1,000/yr · eyewear $100/yr | $88 | $7,150 | $8,206 | 3.5★ |
| 48 | Regence MedAdvantage + Rx Classic (PPO)Regence BlueCross BlueShield of Oregon · PPO7 of 30 counties · drug deductible $590Dental up to $1,250/yr · eyewear $100/yr | $130 | $6,700 | $8,260 | 3.5★ |
| 49 | Humana Essentials Plus Giveback (HMO)Humana · HMO4 of 30 counties · drug deductible $700Part B giveback $56/mo · Dental · eyewear $250/yr | $0−$56 Part B giveback | $9,050 | $8,378 | 4.5★ |
| 50 | DEVOTED GIVEBACK 012 OR (HMO)Devoted Health · HMO5 of 30 counties · drug deductible $650Part B giveback $118/mo · Dental up to $250/yr · eyewear $200/yr | $0−$118 Part B giveback | $9,850 | $8,434 | 3★ |
| 51 | Wellcare Low Premium (HMO-POS)Wellcare · HMO-POS10 of 30 counties · drug deductible $700Dental · eyewear $100/yr · hearing aids $500/yr per ear | $44.50 | $7,900 | $8,434 | 3★ |
| 52 | Regence MedAdvantage + Rx Enhanced (PPO)Regence BlueCross BlueShield of Oregon · PPO1 of 30 counties · drug deductible $305Dental up to $1,500/yr · eyewear $150/yr | $233 | $5,900 | $8,696 | 3.5★ |
| 53 | Regence MedAdvantage + Rx Classic (PPO)Regence BlueCross BlueShield of Oregon · PPO1 of 30 counties · drug deductible $590Dental up to $1,250/yr · eyewear $100/yr | $168 | $6,700 | $8,716 | 3.5★ |
| 54 | Regence MedAdvantage + Rx Enhanced (PPO)Regence BlueCross BlueShield of Oregon · PPO7 of 30 counties · drug deductible $305Dental up to $1,500/yr · eyewear $150/yr | $244 | $5,900 | $8,828 | 3.5★ |
| 55 | Wellcare Premium Ultra Open (PPO)Wellcare · PPO8 of 30 counties · drug deductible $700Dental up to $1,000/yr · eyewear $200/yr · hearing aids $350/yr per ear | $206 | $6,500 | $8,972 | 3★ |
| 56 | PacificSource Medicare Cascade Premier Rx (HMO-POS)PacificSource Medicare · HMO-POS7 of 30 counties · drug deductible $700Dental up to $1,000/yr · eyewear $75/yr · OTC items $60/yr | $198 | $7,150 | $9,526 | 3★ |
| 57 | Wellcare Low Premium Open (PPO)Wellcare · PPO8 of 30 counties · drug deductible $700Dental · hearing aids $350/yr per ear | $29 | $9,250 | $9,598 | 3★ |
| 58 | PacificSource Medicare Cascade Classic Rx (HMO-POS)PacificSource Medicare · HMO-POS7 of 30 counties · drug deductible $700Preventive dental up to $500/yr · eyewear $72/yr | $98 | $9,850 | $11,026 | 3★ |
Worst-case year = 12 × (monthly plan premium − any Part B giveback) + in-network maximum out-of-pocket, for covered Part A and B services. A giveback lowers the Part B premium you’d otherwise pay ($202.90 a month in 2026), so it counts as money back; a plan with a large giveback can show a worst-case year below $0. The Part B premium itself is the same for everyone, and drug costs are capped separately at $2,400 for 2027. Out-of-network care in PPO plans has a higher limit. Ties go to the lower premium. Other extras (dental, eyewear, hearing aids, over-the-counter allowance) are the yearly maximums each plan filed with CMS; they don’t change the order. Methodology
Before you enroll, check two things this ranking can’t: whether your doctors are in the plan’s network, and how it covers your drugs. Both are in the official Medicare Plan Finder. Star ratings are CMS’s 2027 quality scores (1 to 5) for the company contract behind each plan; they’re shown for context and don’t change the cost order.
Plans without drug coverage
These 11 plans don’t include Part D. They mainly suit people with drug coverage from elsewhere, such as the VA or TRICARE. Joining one generally means you can’t also join a stand-alone Part D plan, and going without creditable drug coverage can trigger a late enrollment penalty.
| # | Plan | Premium / month | In-network max out-of-pocket | Worst-case year | Stars |
|---|---|---|---|---|---|
| 1 | ATRIO Freedom (PPO)ATRIO Health Plans · PPO5 of 30 countiesDental up to $1,600/yr · eyewear $200/yr · OTC items $600/yr | $0 | $4,450 | $4,450 | 2.5★ |
| 2 | Humana USAA Honor Giveback (PPO)Humana · PPO12 of 30 countiesPart B giveback $43/mo · Dental up to $2,500/yr · eyewear $150/yr | $0−$43 Part B giveback | $5,100 | $4,584 | 4★ |
| 3 | Aetna Medicare Eagle (HMO)Aetna Medicare · HMO7 of 30 countiesPart B giveback $50/mo · Dental up to $1,500/yr · eyewear $200/yr · hearing aids $1,000/yr per ear · OTC items $180/yr | $0−$50 Part B giveback | $5,500 | $4,900 | 3★ |
| 4 | AARP Medicare Advantage Patriot No Rx OR-MA01 (PPO)UnitedHealthcare · PPO10 of 30 countiesPart B giveback $170/mo · Dental up to $4,000/yr · eyewear $125/yr · hearing aids $700/yr | $0−$170 Part B giveback | $7,150 | $5,110 | 4★ |
| 5 | Regence Valiance (PPO)Regence BlueCross BlueShield of Oregon · PPO8 of 30 countiesDental up to $1,500/yr · eyewear $100/yr | $0 | $5,300 | $5,300 | 3.5★ |
| 6 | PacificSource Medicare Oregon Basic (HMO-POS)PacificSource Medicare · HMO-POS8 of 30 countiesDental up to $2,500/yr · eyewear $200/yr · OTC items $200/yr | $0 | $6,250 | $6,250 | 3★ |
| 7 | Wellcare Patriot Giveback Open (PPO)Wellcare · PPO8 of 30 countiesPart B giveback $10/mo · Dental up to $1,000/yr · eyewear $100/yr · hearing aids $350/yr per ear | $0−$10 Part B giveback | $6,750 | $6,630 | 3★ |
| 8 | ATRIO Freedom (PPO)ATRIO Health Plans · PPO1 of 30 countiesPart B giveback $25/mo · Dental up to $800/yr · eyewear $150/yr · OTC items $200/yr | $0−$25 Part B giveback | $7,150 | $6,850 | 2.5★ |
| 9 | ATRIO Freedom (PPO)ATRIO Health Plans · PPO1 of 30 countiesPart B giveback $25/mo · Dental up to $600/yr · eyewear $150/yr · OTC items $100/yr | $0−$25 Part B giveback | $7,150 | $6,850 | 2.5★ |
| 10 | ATRIO Freedom (PPO)ATRIO Health Plans · PPO2 of 30 countiesDental up to $800/yr · eyewear $150/yr · OTC items $200/yr | $0 | $7,150 | $7,150 | 2.5★ |
| 11 | Humana USAA Honor Giveback (PPO)Humana · PPO12 of 30 countiesPart B giveback $150/mo · Dental up to $1,500/yr · eyewear $150/yr | $0−$150 Part B giveback | $9,150 | $7,350 | 4★ |
County pages
Clackamas County · Deschutes County · Douglas County · Jackson County · Lane County · Linn County · Marion County · Multnomah County · Washington County · Yamhill County
Questions
How many Medicare Advantage plans are available in Oregon for 2027?
CMS lists 58 general-audience Medicare Advantage plans with drug coverage in Oregon for 2027, from 9 parent companies. Not every plan is sold in every county; use the county filter to see yours.
Are there $0 premium Medicare Advantage plans in Oregon?
Yes. 31 of the 58 plans have a $0 monthly plan premium in 2027. You still pay the Part B premium ($202.90 a month in 2026).
Which Oregon Medicare Advantage plan has the lowest worst-case cost?
Kaiser Permanente Senior Advantage Value Lane (HMO-POS) from Kaiser Permanente: $0 a month with an in-network out-of-pocket maximum of $4,450, so at most about $4,450 in premiums and in-network costs for the year. It is offered in 1 of 30 counties.
Which Oregon Medicare Advantage plans have 4 or more stars?
15 of the 58 plans belong to contracts CMS rated 4 stars or higher for 2027. Star ratings measure quality and member experience, not cost; the table shows each plan's rating next to its worst-case cost.
Which Oregon Medicare Advantage plans have a Part B giveback?
10 of the 58 plans lower your Part B premium (a "giveback"), according to their 2027 benefit filings with CMS. The largest is $154.20 a month, from DEVOTED GIVEBACK 028 OR (HMO). A giveback plan isn't automatically cheaper: compare its worst-case year and its network.
What is the typical out-of-pocket maximum in Oregon?
The median in-network out-of-pocket maximum among these plans is $7,125. CMS allows up to $9,850 in 2027.
Sources
- CMS, CY 2027 Medicare Advantage and Prescription Drug Plan Landscape (CY2027_Landscape_202609.csv), from cms.gov; extra benefits (Part B giveback, dental, eyewear, hearing aids, over-the-counter allowance) from the CMS CY 2027 Plan Benefit Package files, cms.gov, yearly amounts as each plan filed them; star ratings from the CMS 2027 Star Ratings Data Tables (October 8, 2026), cms.gov. Ratings are per contract, so plans under the same contract share one rating. General-audience plans only: Special Needs Plans, Cost plans and employer group plans are not ranked.
- CMS, 2026 Part B premium — cms.gov.
Educational information, not a recommendation to join any plan. We are not an insurance agent or broker, and we are not connected with or endorsed by the U.S. government or the federal Medicare program. Plan details can change; confirm with the plan or Medicare.gov. · Advertiser disclosure
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