Ranked by math. Plans ranked on yearly cost from official federal and state data · ads and any paid links never change the order · not a broker; we don’t enroll you · how we’re funded →
2027 plans · CMS data · Ranked by math
Best Medicare Advantage Plans in Cuyahoga County, OH for 2027
Every general-audience Medicare Advantage plan with drug coverage sold in Cuyahoga County, ranked by what it could cost you in a bad year: 12 months of premiums, less any Part B giveback, plus the in-network out-of-pocket maximum.
55plans with drug coverage (73 in 2026)
29with a $0 premium (46 in 2026)
$4,200lowest worst-case year
6with a Part B giveback
Cuyahoga County plans, ranked
| # | Plan | Premium / month | In-network max out-of-pocket | Worst-case year | Stars |
|---|---|---|---|---|---|
| 1 | Humana Gold Plus H0292-004 (HMO-POS)Humana · HMO-POS6 of 88 counties · drug deductible $350Dental up to $4,000/yr · eyewear $100/yr | $0 | $4,200 | $4,200 | 4.5★ |
| 2 | Aetna Medicare Advantra Signature Classic (PPO)Aetna Medicare · PPO11 of 88 counties · drug deductible $700Dental up to $1,500/yr · eyewear $150/yr · hearing aids $1,250/yr per ear · OTC items $200/yr | $0 | $4,500 | $4,500 | 4★ |
| 3 | Anthem Medicare Advantage (HMO-POS)Anthem Blue Cross and Blue Shield · HMO-POS15 of 88 counties · drug deductible $425Dental up to $2,000/yr · eyewear $300/yr · hearing aids $3,000/yr · OTC items $140/yr | $0 | $4,750 | $4,750 | 3.5★ |
| 4 | DEVOTED CORE 022 OH (HMO)Devoted Health · HMO36 of 88 counties · drug deductible $650Dental up to $3,500/yr · eyewear $350/yr · OTC items $260/yr | $0 | $4,750 | $4,750 | 4★ |
| 5 | SummaCare Medicare Sapphire (HMO-POS)SummaCare Medicare Advantage Plans · HMO-POS31 of 88 counties · drug deductible $100Dental up to $2,000/yr · eyewear $275/yr · OTC items $160/yr | $85 | $3,800 | $4,820 | 4★ |
| 6 | SummaCare Medicare Topaz (HMO)SummaCare Medicare Advantage Plans · HMO25 of 88 counties · drug deductible $365Dental up to $3,000/yr · eyewear $200/yr · OTC items $160/yr | $17 | $4,650 | $4,854 | 4★ |
| 7 | SummaCare Medicare Ruby (HMO)SummaCare Medicare Advantage Plans · HMO25 of 88 counties · drug deductible $200Dental up to $2,000/yr · eyewear $250/yr · OTC items $120/yr | $55 | $4,200 | $4,860 | 4★ |
| 8 | AARP Medicare Advantage from UHC OH-18 (HMO-POS)UnitedHealthcare · HMO-POS5 of 88 counties · drug deductible $685Dental up to $1,500/yr · eyewear $100/yr · hearing aids $700/yr | $0 | $4,900 | $4,900 | 4★ |
| 9 | Aetna Medicare Signature Care (HMO-POS)Aetna Medicare · HMO-POS16 of 88 counties · drug deductible $400Dental up to $1,250/yr · eyewear $175/yr · hearing aids $1,250/yr per ear · OTC items $160/yr | $0 | $4,900 | $4,900 | 3.5★ |
| 10 | DEVOTED CORE 001 OH (HMO)Devoted Health · HMO36 of 88 counties · drug deductible $650Dental up to $1,750/yr · eyewear $200/yr | $0 | $4,900 | $4,900 | 4★ |
| 11 | Perennial Advantage Freedom (HMO-POS)Perennial Advantage · HMO-POS19 of 88 counties · drug deductible $350Dental up to $3,500/yr · eyewear $150/yr · hearing aids $1,560/yr | $0 | $4,900 | $4,900 | Not rated |
| 12 | SummaCare Medicare Emerald (HMO-POS)SummaCare Medicare Advantage Plans · HMO-POS15 of 88 counties · drug deductible $50Dental up to $2,000/yr · eyewear $310/yr · OTC items $220/yr | $159 | $3,000 | $4,908 | 4★ |
| 13 | AARP Medicare Advantage Essentials from UHC OH-6 (HMO-POS)UnitedHealthcare · HMO-POS22 of 88 counties · drug deductible $685Dental up to $1,000/yr · eyewear $125/yr · hearing aids $1,000/yr | $49 | $4,450 | $5,038 | 4★ |
| 14 | MedMutual Advantage Choice (HMO)Medical Mutual of Ohio · HMO14 of 88 counties · drug deductible $55Preventive dental · eyewear $130/yr | $57 | $4,450 | $5,134 | 3.5★ |
| 15 | SummaCare Medicare Quartz (HMO)SummaCare Medicare Advantage Plans · HMO25 of 88 counties · drug deductible $410Dental up to $2,000/yr · eyewear $100/yr · OTC items $100/yr | $0 | $5,200 | $5,200 | 4★ |
| 16 | AARP Medicare Advantage from UHC OH-0001 (HMO-POS)UnitedHealthcare · HMO-POS56 of 88 counties · drug deductible $505Dental up to $5,000/yr · eyewear $100/yr · hearing aids $700/yr | $85 | $4,200 | $5,220 | 4★ |
| 17 | DEVOTED GIVEBACK EXTRAS 026 OH (HMO)Devoted Health · HMO36 of 88 counties · drug deductible $700Part B giveback $90/mo · Dental up to $3,750/yr · eyewear $400/yr · OTC items $796/yr | $0−$90 Part B giveback | $6,350 | $5,270 | 4★ |
| 18 | HealthSpring Preferred Savings (HMO)HealthSpring · HMO10 of 88 counties · drug deductible $600Part B giveback $102/mo · Dental up to $500/yr · eyewear $100/yr | $0−$102 Part B giveback | $6,500 | $5,276 | 2.5★ |
| 19 | DEVOTED CHOICE 001 OH (PPO)Devoted Health · PPO78 of 88 counties · drug deductible $650Dental up to $1,500/yr · eyewear $350/yr | $0 | $5,300 | $5,300 | 4.5★ |
| 20 | DEVOTED CHOICE 003 OH (PPO)Devoted Health · PPO78 of 88 counties · drug deductible $650Dental up to $2,500/yr · eyewear $250/yr · OTC items $120/yr | $0 | $5,300 | $5,300 | 4.5★ |
| 21 | MedMutual Advantage Premium (PPO)Medical Mutual of Ohio · PPO14 of 88 counties · drug deductible $55Dental up to $2,000/yr · eyewear $250/yr · OTC items $100/yr | $168 | $3,450 | $5,466 | 4.5★ |
| 22 | HumanaChoice H5216-106 (PPO)Humana · PPO21 of 88 counties · drug deductible $700Dental up to $1,500/yr · eyewear $100/yr | $15 | $5,300 | $5,480 | 4★ |
| 23 | HumanaChoice H5525-030 (PPO)Humana · PPO84 of 88 counties · drug deductible $450Dental up to $1,000/yr · eyewear $100/yr | $86 | $4,450 | $5,482 | 4★ |
| 24 | Humana Gold Plus H6622-022 (HMO-POS)Humana · HMO-POS23 of 88 counties · drug deductible $500Dental up to $4,000/yr · eyewear $250/yr | $0 | $5,500 | $5,500 | 4★ |
| 25 | MedMutual Advantage Classic (HMO-POS)Medical Mutual of Ohio · HMO-POS19 of 88 counties · drug deductible $315Dental up to $1,000/yr · eyewear $130/yr · OTC items $80/yr | $0 | $5,500 | $5,500 | 3.5★ |
| 26 | Zing Elite Select OH (HMO)Zing Health · HMO3 of 88 counties · drug deductible $350Dental up to $2,000/yr · eyewear $275/yr · hearing aids $250/yr per ear · OTC items $380/yr | $0 | $5,500 | $5,500 | 3.5★ |
| 27 | Zing Select Care OH (HMO)Zing Health · HMO15 of 88 counties · drug deductible $450Dental up to $2,000/yr · eyewear $300/yr · hearing aids $250/yr per ear · OTC items $300/yr | $0 | $5,500 | $5,500 | 3.5★ |
| 28 | MedMutual Advantage Plus (HMO)Medical Mutual of Ohio · HMO14 of 88 counties · drug deductible $55Dental up to $2,000/yr · eyewear $130/yr · OTC items $80/yr | $92 | $4,450 | $5,554 | 3.5★ |
| 29 | AARP Medicare Advantage Extras from UHC OH-8 (HMO-POS)UnitedHealthcare · HMO-POS22 of 88 counties · drug deductible $685Dental up to $5,000/yr · eyewear $125/yr · hearing aids $1,000/yr | $59 | $4,900 | $5,608 | 4★ |
| 30 | DEVOTED GIVEBACK 003 OH (HMO)Devoted Health · HMO36 of 88 counties · drug deductible $461Part B giveback $184.70/mo · Dental up to $250/yr · eyewear $200/yr · OTC items $112/yr | $0−$184.70 Part B giveback | $8,000 | $5,784 | 4★ |
| 31 | AARP Medicare Advantage Essentials from UHC OH-5 (HMO-POS)UnitedHealthcare · HMO-POS22 of 88 counties · drug deductible $685Preventive dental · eyewear $100/yr · hearing aids $700/yr | $0 | $5,900 | $5,900 | 4★ |
| 32 | Aetna Medicare Signature (PPO)Aetna Medicare · PPO37 of 88 counties · drug deductible $500Dental up to $1,000/yr · eyewear $200/yr · hearing aids $1,250/yr per ear · OTC items $320/yr | $0 | $5,900 | $5,900 | 4★ |
| 33 | Aetna Medicare Premier (PPO)Aetna Medicare · PPO29 of 88 counties · drug deductible $500Dental up to $1,000/yr · eyewear $150/yr · hearing aids $1,250/yr per ear · OTC items $360/yr | $105 | $4,900 | $6,160 | 4★ |
| 34 | HumanaChoice H5216-023 (PPO)Humana · PPOAll 88 counties · drug deductible $450Dental up to $2,000/yr · eyewear $100/yr | $44 | $6,000 | $6,528 | 4★ |
| 35 | HealthSpring Preferred (HMO)HealthSpring · HMO10 of 88 counties · drug deductible $400Dental up to $5,000/yr · eyewear $125/yr | $0 | $6,750 | $6,750 | 2.5★ |
| 36 | HumanaChoice H5216-285 (PPO)Humana · PPO73 of 88 counties · drug deductible $700Dental up to $1,500/yr · eyewear $100/yr | $0 | $6,750 | $6,750 | 4★ |
| 37 | HumanaChoice H7617-004 (PPO)Humana · PPO71 of 88 counties · drug deductible $700Dental up to $1,500/yr · eyewear $100/yr | $0 | $6,750 | $6,750 | 4.5★ |
| 38 | DEVOTED PREMIUM 002 OH (HMO)Devoted Health · HMO36 of 88 counties · drug deductible $650Dental up to $2,000/yr · eyewear $300/yr | $31 | $6,500 | $6,872 | 4★ |
| 39 | Humana Gold Plus H6622-055 (HMO)Humana · HMO59 of 88 counties · drug deductible $300Dental up to $1,000/yr · eyewear $250/yr | $27 | $6,550 | $6,874 | 4★ |
| 40 | MedMutual Advantage Preferred (PPO)Medical Mutual of Ohio · PPO14 of 88 counties · drug deductible $55Preventive dental · eyewear $130/yr | $89 | $5,900 | $6,968 | 4.5★ |
| 41 | AARP Medicare Advantage Extras from UHC OH-10 (HMO-POS)UnitedHealthcare · HMO-POS22 of 88 counties · drug deductible $685Dental up to $3,000/yr · eyewear $100/yr · hearing aids $700/yr | $0 | $7,150 | $7,150 | 4★ |
| 42 | Humana Cleveland Clinic Preferred (HMO-POS)Humana · HMO-POS1 of 88 counties · drug deductible $500Dental up to $3,000/yr · eyewear $100/yr | $0 | $7,150 | $7,150 | 4★ |
| 43 | Anthem Extra Help (HMO-POS)Anthem Blue Cross and Blue Shield · HMO-POSAll 88 counties · drug deductible $105Dental up to $1,200/yr · eyewear $275/yr · hearing aids $3,000/yr · OTC items $500/yr | $0 | $7,350 | $7,350 | 3.5★ |
| 44 | The Health Plan SecureChoice Optimum (PPO)The Health Plan · PPO77 of 88 counties · drug deductible $425Dental up to $1,000/yr · eyewear $150/yr | $45 | $7,000 | $7,540 | 3★ |
| 45 | MedMutual Advantage Select (PPO)Medical Mutual of Ohio · PPO14 of 88 counties · drug deductible $95Preventive dental · eyewear $130/yr · OTC items $100/yr | $55 | $6,900 | $7,560 | 4.5★ |
| 46 | AARP Medicare Advantage Giveback from UHC OH-17 (HMO-POS)UnitedHealthcare · HMO-POS83 of 88 counties · drug deductible $685Part B giveback $58/mo · Preventive dental · eyewear $100/yr · hearing aids $1,000/yr | $0−$58 Part B giveback | $8,500 | $7,804 | 4★ |
| 47 | Anthem Medicare Advantage 3 (PPO)Anthem Blue Cross and Blue Shield · PPO68 of 88 counties · drug deductible $495Dental up to $1,200/yr · eyewear $250/yr · hearing aids $3,000/yr · OTC items $200/yr | $59 | $7,150 | $7,858 | 4.5★ |
| 48 | The Health Plan SecureCare - Option II (HMO)The Health Plan · HMO69 of 88 counties · drug deductible $395Dental up to $1,000/yr · eyewear $150/yr | $33 | $7,500 | $7,896 | 3.5★ |
| 49 | Anthem Medicare Advantage 4 (PPO)Anthem Blue Cross and Blue Shield · PPO17 of 88 counties · drug deductible $495Dental up to $2,250/yr · eyewear $250/yr · hearing aids $2,000/yr · OTC items $300/yr | $65 | $7,150 | $7,930 | 4.5★ |
| 50 | Anthem Medicare Advantage (Regional PPO)Anthem Blue Cross and Blue Shield · Regional PPOAll 88 counties · drug deductible $395Preventive dental · hearing aids $2,000/yr | $106 | $6,750 | $8,022 | 3.5★ |
| 51 | Humana Essentials Plus Giveback (PPO)Humana · PPO63 of 88 counties · drug deductible $700Part B giveback $124/mo · Dental up to $500/yr · eyewear $100/yr | $0−$124 Part B giveback | $9,850 | $8,362 | 4.5★ |
| 52 | HumanaChoice Giveback H5216-481 (PPO)Humana · PPO64 of 88 counties · drug deductible $700Part B giveback $123/mo · Dental up to $500/yr · eyewear $100/yr | $0−$123 Part B giveback | $9,850 | $8,374 | 4★ |
| 53 | HumanaChoice R0110-016 (Regional PPO)Humana · Regional PPOAll 88 counties · drug deductible $700Dental up to $2,000/yr · eyewear $100/yr | $121 | $7,150 | $8,602 | 3.5★ |
| 54 | HealthSpring True Choice (PPO)HealthSpring · PPO10 of 88 counties · drug deductible $600Dental up to $750/yr · eyewear $100/yr | $15 | $8,850 | $9,030 | 3★ |
| 55 | Humana Full Access (PPO)Humana · PPO87 of 88 counties · drug deductible $700Dental · eyewear $100/yr | $53 | $9,850 | $10,486 | 4★ |
Worst-case year = 12 × (monthly plan premium − any Part B giveback) + in-network maximum out-of-pocket. The giveback is money back on the Part B premium ($202.90 a month in 2026), which is otherwise the same for everyone, so a large one can push the worst-case year below $0; drug costs are capped separately at $2,400 in 2027. Other extras are the yearly maximums each plan filed with CMS and don’t change the order. Methodology
What changed since 2026
- Plans with drug coverage: 73 in 2026, 66 in 2027.
- $0-premium plans: 46 in 2026, 40 in 2027.
- Median in-network out-of-pocket maximum: $5,500 in 2026, $5,900 in 2027.
- 88,744 people here were in a general-audience Advantage plan in October 2026; 2,559 of them are in a plan that ends or leaves the county for 2027 and must choose again.
From our 2026 vs. 2027 Medicare Advantage study (CMS landscape, enrollment and crosswalk files).
Before you enroll, check that your doctors are in the plan’s network and how it covers your drugs in the Medicare Plan Finder. Weighing Advantage against Original Medicare with a Medigap plan? Run the county calculator.
Also sold here without drug coverage: SummaCare Medicare Amber (HMO), Anthem Veteran (PPO), HumanaChoice R0110-015 (Regional PPO), Aetna Medicare Eagle Giveback (PPO), Humana USAA Honor Giveback (PPO), Humana USAA Honor Giveback (PPO), Anthem Veteran (Regional PPO), AARP Medicare Advantage Patriot No Rx OH-MA2 (HMO-POS), Humana USAA Honor Giveback (PPO), DEVOTED CHOICE MA ONLY 002 OH (PPO), The Health Plan SecureCare Integrity Plan 3 (HMO).
Questions
How many Medicare Advantage plans are in Cuyahoga County for 2027?
55 general-audience plans with drug coverage, 29 of them with a $0 monthly premium, compared with 73 plans and 46 $0-premium plans in 2026. Special Needs Plans aren't counted.
Which plan has the lowest worst-case cost in Cuyahoga County?
Humana Gold Plus H0292-004 (HMO-POS) from Humana: $0 a month with an in-network out-of-pocket maximum of $4,200, so at most about $4,200 for the year in premiums and in-network costs.
Do any Cuyahoga County plans have a Part B giveback?
6 do. The largest is $184.70 a month off your Part B premium, from DEVOTED GIVEBACK 003 OH (HMO).
How many Cuyahoga County plans have 4 or more stars?
39 of 55, based on CMS's 2027 ratings of the contract behind each plan.
Sources
- CMS, CY 2027 Medicare Advantage and Prescription Drug Plan Landscape (CY2027_Landscape_202609.csv), from cms.gov; extra benefits (Part B giveback, dental, eyewear, hearing aids, over-the-counter allowance) from the CMS CY 2027 Plan Benefit Package files, cms.gov, yearly amounts as each plan filed them; star ratings from the CMS 2027 Star Ratings Data Tables (October 8, 2026), cms.gov. Ratings are per contract, so plans under the same contract share one rating. General-audience plans only: Special Needs Plans, Cost plans and employer group plans are not ranked.
- County population: 2020 Census, via the USDA Rural-Urban Continuum Codes (2023).
Educational information, not a recommendation to join any plan. We are not an insurance agent or broker, and we are not connected with or endorsed by the U.S. government or the federal Medicare program. · Advertiser disclosure
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