Best Medicare Part D Plans for 2027
Stand-alone drug plans for people with Original Medicare, ranked in each state by a year of premiums plus the deductible. Every plan caps your covered drug costs at $2,400 in 2027.
Pick your state
| State | Plans | Lowest premium | Median premium | Lowest premiums + deductible |
|---|---|---|---|---|
| Alabama | 11 | $5.30 | $110.40 | $764 |
| Alaska | 9 | $5.30 | $83.80 | $764 |
| Arizona | 9 | $5.30 | $22.30 | $764 |
| Arkansas | 11 | $5.30 | $98.30 | $764 |
| California | 10 | $5.30 | $150.55 | $764 |
| Colorado | 8 | $5.30 | $114.40 | $764 |
| Connecticut | 10 | $13.30 | $114.75 | $860 |
| Delaware | 9 | $5.30 | $36.60 | $764 |
| District of Columbia | 9 | $5.30 | $36.60 | $764 |
| Florida | 11 | $5.30 | $126 | $764 |
| Georgia | 9 | $5.30 | $145.70 | $764 |
| Hawaii | 8 | $10.30 | $32.20 | $824 |
| Idaho | 8 | $5.30 | $63.70 | $764 |
| Illinois | 10 | $5.30 | $84.60 | $764 |
| Indiana | 8 | $5.30 | $74.35 | $764 |
| Iowa | 9 | $5.30 | $33.30 | $764 |
| Kansas | 12 | $5.30 | $59.30 | $764 |
| Kentucky | 8 | $5.30 | $74.35 | $764 |
| Louisiana | 8 | $5.30 | $26.70 | $764 |
| Maine | 8 | $5.30 | $37.70 | $764 |
| Maryland | 9 | $5.30 | $36.60 | $764 |
| Massachusetts | 10 | $13.30 | $114.75 | $860 |
| Michigan | 11 | $5.30 | $49.80 | $764 |
| Minnesota | 9 | $5.30 | $33.30 | $764 |
| Mississippi | 9 | $5.30 | $109.20 | $764 |
| Missouri | 9 | $5.30 | $85.10 | $764 |
| Montana | 9 | $5.30 | $33.30 | $764 |
| Nebraska | 9 | $5.30 | $33.30 | $764 |
| Nevada | 9 | $5.30 | $86.60 | $764 |
| New Hampshire | 8 | $5.30 | $37.70 | $764 |
| New Jersey | 11 | $5.30 | $120.50 | $764 |
| New Mexico | 10 | $5.30 | $29.80 | $764 |
| New York | 9 | $37.30 | $169.30 | $1,148 |
| North Carolina | 11 | $5.30 | $130.20 | $764 |
| North Dakota | 9 | $5.30 | $33.30 | $764 |
| Ohio | 9 | $5.30 | $42 | $764 |
| Oklahoma | 9 | $5.30 | $40 | $764 |
| Oregon | 8 | $5.30 | $23.35 | $764 |
| Pennsylvania | 8 | $5.30 | $65.05 | $764 |
| Puerto Rico | 3 | $9.30 | $12.90 | $812 |
| Rhode Island | 10 | $13.30 | $114.75 | $860 |
| South Carolina | 8 | $5.30 | $50.20 | $764 |
| South Dakota | 9 | $5.30 | $33.30 | $764 |
| Tennessee | 11 | $5.30 | $110.40 | $764 |
| Texas | 10 | $5.30 | $104.70 | $764 |
| Utah | 8 | $5.30 | $63.70 | $764 |
| Vermont | 10 | $13.30 | $114.75 | $860 |
| Virginia | 9 | $5.30 | $100.80 | $764 |
| Washington | 8 | $5.30 | $23.35 | $764 |
| West Virginia | 8 | $5.30 | $65.05 | $764 |
| Wisconsin | 8 | $5.30 | $10.85 | $764 |
| Wyoming | 9 | $5.30 | $33.30 | $764 |
How we rank
We add 12 months of premiums to the plan’s deductible: roughly what a year costs with modest prescriptions, before copays. Because every plan has the same $2,400 out-of-pocket cap in 2027, the premium also decides the worst case. Full methodology.
Run your own drugs through the Plan Finder. Formularies, tiers and preferred pharmacies differ, and they can matter more than the premium. The Medicare Plan Finder estimates each plan’s cost for your exact prescriptions.
Sources
- CMS, CY 2027 Medicare Advantage and Prescription Drug Plan Landscape (CY2027_Landscape_202609.csv), from cms.gov; extra benefits (Part B giveback, dental, eyewear, hearing aids, over-the-counter allowance) from the CMS CY 2027 Plan Benefit Package files, cms.gov, yearly amounts as each plan filed them; star ratings from the CMS 2027 Star Ratings Data Tables (October 8, 2026), cms.gov. Ratings are per contract, so plans under the same contract share one rating. General-audience plans only: Special Needs Plans, Cost plans and employer group plans are not ranked.
- CMS, CY 2027 Part D benefit parameters — cms.gov PDF.
Educational information, not a recommendation to join any plan. We are not an insurance agent or broker, and we are not connected with or endorsed by the U.S. government or the federal Medicare program. · Advertiser disclosure