Ranked by math. Plans ranked on yearly cost from official federal and state data · ads and any paid links never change the order · not a broker; we don’t enroll you · how we’re funded →
2027 plans · CMS data · Ranked by math
Best Medicare Advantage Plans in Pennsylvania for 2027
Every general-audience Medicare Advantage plan with drug coverage in Pennsylvania, ranked by what it could cost you in a bad year: 12 months of premiums, less any Part B giveback, plus the plan's in-network out-of-pocket maximum. Pick your county to see only the plans sold there.
245plans with drug coverage
118with a $0 plan premium
$4,500lowest worst-case year
197rated 4+ stars by CMS
Pennsylvania plans, ranked
Showing all 245 plans.
| # | Plan | Premium / month | In-network max out-of-pocket | Worst-case year | Stars |
|---|---|---|---|---|---|
| 1 | Perennial Advantage Freedom (HMO)Perennial Advantage · HMO12 of 67 counties · drug deductible $400Dental up to $2,100/yr · eyewear $150/yr · hearing aids $600/yr | $0 | $4,500 | $4,500 | Not rated |
| 2 | Geisinger Gold Classic Advantage Rx (HMO)Geisinger Gold · HMO16 of 67 counties · drug deductible $0Dental up to $1,250/yr · eyewear $200/yr · hearing aids $417/yr per ear | $129 | $3,450 | $4,998 | 4★ |
| 3 | Geisinger Gold Classic Advantage Rx (HMO)Geisinger Gold · HMO21 of 67 counties · drug deductible $0Dental up to $1,250/yr · eyewear $200/yr · hearing aids $417/yr per ear | $135 | $3,450 | $5,070 | 4★ |
| 4 | Geisinger Gold Classic Advantage Rx (HMO)Geisinger Gold · HMO7 of 67 counties · drug deductible $0Dental up to $1,250/yr · eyewear $200/yr · hearing aids $417/yr per ear | $151 | $3,450 | $5,262 | 4★ |
| 5 | Security Blue HMO-POS Deluxe (HMO-POS)Highmark Blue Cross Blue Shield or Highmark Blue Shield · HMO-POS17 of 67 counties · drug deductible $0Part B giveback $41/mo · Preventive dental · eyewear $225/yr | $119−$41 Part B giveback | $4,500 | $5,436 | 4.5★ |
| 6 | Aetna Medicare Advantra Signature Plus (HMO-POS)Aetna Medicare · HMO-POS1 of 67 counties · drug deductible $400Dental up to $1,250/yr · eyewear $250/yr · hearing aids $500/yr per ear · OTC items $120/yr | $0 | $5,500 | $5,500 | 3.5★ |
| 7 | Aetna Medicare Signature (PPO)Aetna Medicare · PPO29 of 67 counties · drug deductible $700Dental up to $1,500/yr · eyewear $175/yr · hearing aids $500/yr per ear | $0 | $5,500 | $5,500 | 4★ |
| 8 | Aetna Medicare Signature Plus (HMO-POS)Aetna Medicare · HMO-POS29 of 67 counties · drug deductible $400Dental up to $1,250/yr · eyewear $250/yr · hearing aids $500/yr per ear · OTC items $100/yr | $0 | $5,500 | $5,500 | 3.5★ |
| 9 | Capital Blue Cross Essential (HMO)Capital Blue Cross · HMO3 of 67 counties · drug deductible $700Dental up to $2,000/yr · eyewear $125/yr · OTC items $120/yr | $0 | $5,550 | $5,550 | 4★ |
| 10 | UPMC for Life HMO Rx (HMO)UPMC for Life · HMO31 of 67 counties · drug deductible $0Dental up to $5,000/yr · eyewear $225/yr | $90 | $4,500 | $5,580 | 4.5★ |
| 11 | UPMC for Life HMO Rx (HMO)UPMC for Life · HMO3 of 67 counties · drug deductible $0Dental up to $4,000/yr · eyewear $225/yr | $95 | $4,500 | $5,640 | 4.5★ |
| 12 | Geisinger Gold Preferred Advantage Rx (PPO)Geisinger Gold · PPO15 of 67 counties · drug deductible $0 | $104 | $4,450 | $5,698 | 4★ |
| 13 | DEVOTED GIVEBACK 009 PA (HMO)Devoted Health · HMO18 of 67 counties · drug deductible $461Part B giveback $184.70/mo · Dental up to $250/yr · eyewear $200/yr · OTC items $348/yr | $0−$184.70 Part B giveback | $8,000 | $5,784 | 3.5★ |
| 14 | DEVOTED GIVEBACK 013 PA (HMO)Devoted Health · HMO7 of 67 counties · drug deductible $461Part B giveback $184.70/mo · Dental up to $250/yr · eyewear $200/yr · OTC items $332/yr | $0−$184.70 Part B giveback | $8,000 | $5,784 | 3.5★ |
| 15 | Peak Advantage Summit (PPO)Peak Health · PPO2 of 67 counties · drug deductible $0Dental up to $5,000/yr · OTC items $380/yr | $25 | $5,500 | $5,800 | 5★ |
| 16 | UPMC for Life PPO Rx Choice (PPO)UPMC for Life · PPO1 of 67 counties · drug deductible $700Part B giveback $1/mo · Dental up to $6,000/yr · eyewear $175/yr | $33−$1 Part B giveback | $5,500 | $5,884 | 4.5★ |
| 17 | Aetna Medicare Signature Extra Plus (HMO-POS)Aetna Medicare · HMO-POS7 of 67 counties · drug deductible $400Dental up to $1,000/yr · eyewear $125/yr · hearing aids $500/yr per ear · OTC items $60/yr | $0 | $5,900 | $5,900 | 3.5★ |
| 18 | DEVOTED CORE 010 PA (HMO)Devoted Health · HMO13 of 67 counties · drug deductible $650Dental up to $4,000/yr · eyewear $350/yr · OTC items $400/yr | $0 | $5,900 | $5,900 | 3.5★ |
| 19 | Peak Advantage Vista (PPO)Peak Health · PPO2 of 67 counties · drug deductible $0Dental up to $4,500/yr · OTC items $380/yr | $0 | $5,900 | $5,900 | 5★ |
| 20 | Aetna Medicare Advantra Enhanced (HMO-POS)Aetna Medicare · HMO-POS1 of 67 counties · drug deductible $400Dental up to $1,250/yr · eyewear $250/yr · hearing aids $500/yr per ear · OTC items $180/yr | $34 | $5,500 | $5,908 | 3.5★ |
| 21 | Geisinger Gold Preferred Advantage Rx (PPO)Geisinger Gold · PPO29 of 67 counties · drug deductible $0 | $123 | $4,450 | $5,926 | 4★ |
| 22 | Security Blue HMO-POS ValueRx (HMO-POS)Highmark Blue Cross Blue Shield or Highmark Blue Shield · HMO-POS9 of 67 counties · drug deductible $700Part B giveback $16/mo · Preventive dental · eyewear $225/yr | $54−$16 Part B giveback | $5,500 | $5,956 | 4.5★ |
| 23 | Aetna Medicare Advantra Enhanced (HMO-POS)Aetna Medicare · HMO-POS24 of 67 counties · drug deductible $400Dental up to $1,250/yr · eyewear $200/yr · hearing aids $500/yr per ear · OTC items $200/yr | $39 | $5,500 | $5,968 | 3.5★ |
| 24 | DEVOTED GIVEBACK EXTRAS 034 PA (HMO)Devoted Health · HMO7 of 67 counties · drug deductible $700Part B giveback $70/mo · Dental up to $3,750/yr · eyewear $400/yr · OTC items $676/yr | $0−$70 Part B giveback | $6,850 | $6,010 | 3.5★ |
| 25 | Together Blue Medicare HMO with AHN Signature (HMO)Highmark Blue Cross Blue Shield or Highmark Blue Shield · HMO6 of 67 counties · drug deductible $700Part B giveback $19/mo · Dental up to $3,000/yr · eyewear $150/yr · OTC items $180/yr | $0−$19 Part B giveback | $6,250 | $6,022 | 4.5★ |
| 26 | Security Blue HMO-POS ValueRx (HMO-POS)Highmark Blue Cross Blue Shield or Highmark Blue Shield · HMO-POS8 of 67 counties · drug deductible $700Preventive dental · eyewear $225/yr | $48 | $5,500 | $6,076 | 4.5★ |
| 27 | Capital Blue Cross Premier (HMO)Capital Blue Cross · HMO21 of 67 counties · drug deductible $350Dental up to $3,000/yr · eyewear $125/yr · OTC items $180/yr | $90 | $5,000 | $6,080 | 4★ |
| 28 | HealthSpring Preferred Plus (HMO)HealthSpring · HMO8 of 67 counties · drug deductible $500Dental up to $5,000/yr · eyewear $200/yr · OTC items $120/yr | $32 | $5,700 | $6,084 | 3★ |
| 29 | Aetna Medicare Premier Plus (PPO)Aetna Medicare · PPO1 of 67 counties · drug deductible $700Dental up to $1,000/yr · eyewear $400/yr · hearing aids $500/yr per ear · OTC items $180/yr | $49 | $5,500 | $6,088 | 4.5★ |
| 30 | Security Blue HMO-POS ValueRx (HMO-POS)Highmark Blue Cross Blue Shield or Highmark Blue Shield · HMO-POS11 of 67 counties · drug deductible $700Preventive dental · eyewear $225/yr | $53 | $5,500 | $6,136 | 4.5★ |
| 31 | UPMC for Life Preferred Rx (HMO)UPMC for Life · HMO3 of 67 counties · drug deductible $700Dental up to $2,500/yr · eyewear $150/yr | $14 | $6,000 | $6,168 | 4.5★ |
| 32 | Security Blue HMO-POS Standard (HMO-POS)Highmark Blue Cross Blue Shield or Highmark Blue Shield · HMO-POS17 of 67 counties · drug deductible $0Part B giveback $20/mo · Preventive dental · eyewear $225/yr | $118−$20 Part B giveback | $5,000 | $6,176 | 4.5★ |
| 33 | UPMC for Life HMO Rx (HMO)UPMC for Life · HMO3 of 67 counties · drug deductible $0Dental up to $3,000/yr · eyewear $175/yr | $100 | $5,000 | $6,200 | 4.5★ |
| 34 | DEVOTED CORE 012 PA (HMO)Devoted Health · HMO7 of 67 counties · drug deductible $650Dental up to $3,500/yr · eyewear $350/yr · OTC items $136/yr | $0 | $6,250 | $6,250 | 3.5★ |
| 35 | DEVOTED GIVEBACK EXTRAS 032 PA (HMO)Devoted Health · HMO18 of 67 counties · drug deductible $700Part B giveback $70/mo · Dental up to $3,750/yr · eyewear $400/yr · OTC items $676/yr | $0−$70 Part B giveback | $7,100 | $6,260 | 3.5★ |
| 36 | HumanaChoice H5525-086 (PPO)Humana · PPO23 of 67 counties · drug deductible $700Dental up to $1,500/yr · eyewear $250/yr | $39 | $5,800 | $6,268 | 4★ |
| 37 | UPMC for Life HMO Deductible Rx (HMO)UPMC for Life · HMO17 of 67 counties · drug deductible $700Dental up to $3,000/yr · eyewear $250/yr | $25 | $6,000 | $6,300 | 4.5★ |
| 38 | UPMC for Life HMO Rx Choice (HMO)UPMC for Life · HMO1 of 67 counties · drug deductible $700Dental up to $3,000/yr · eyewear $175/yr | $25 | $6,000 | $6,300 | 4.5★ |
| 39 | Humana USAA Honor Giveback with Rx (PPO)Humana · PPO62 of 67 counties · drug deductible $700Part B giveback $84/mo · Dental up to $3,000/yr · eyewear $200/yr | $0−$84 Part B giveback | $7,350 | $6,342 | 4★ |
| 40 | Security Blue HMO-POS Standard (HMO-POS)Highmark Blue Cross Blue Shield or Highmark Blue Shield · HMO-POS11 of 67 counties · drug deductible $0Part B giveback $19/mo · Preventive dental · eyewear $225/yr | $132−$19 Part B giveback | $5,000 | $6,356 | 4.5★ |
| 41 | Freedom Blue PPO Select (PPO)Highmark Blue Cross Blue Shield or Highmark Blue Shield · PPO17 of 67 counties · drug deductible $0Preventive dental · eyewear $225/yr · hearing aids $500/yr | $114 | $5,000 | $6,368 | 4.5★ |
| 42 | Geisinger Gold Classic Complete Rx (HMO)Geisinger Gold · HMO7 of 67 counties · drug deductible $0Dental up to $750/yr · eyewear $100/yr · hearing aids $417/yr per ear | $56 | $5,700 | $6,372 | 4★ |
| 43 | UPMC for Life HMO Rx Choice (HMO)UPMC for Life · HMO6 of 67 counties · drug deductible $700Dental up to $2,250/yr · eyewear $175/yr | $33 | $6,000 | $6,396 | 4.5★ |
| 44 | UPMC for Life HMO Rx Choice (HMO)UPMC for Life · HMO6 of 67 counties · drug deductible $700Dental up to $2,700/yr · eyewear $200/yr | $33 | $6,000 | $6,396 | 4.5★ |
| 45 | Geisinger Gold Classic Complete Rx (HMO)Geisinger Gold · HMO37 of 67 counties · drug deductible $0Dental up to $750/yr · eyewear $100/yr · hearing aids $417/yr per ear | $58 | $5,700 | $6,396 | 4★ |
| 46 | UPMC for Life HMO Rx Choice (HMO)UPMC for Life · HMO18 of 67 counties · drug deductible $700Dental up to $3,000/yr · eyewear $200/yr | $40 | $6,000 | $6,480 | 4.5★ |
| 47 | UPMC for Life HMO Premier Rx (HMO)UPMC for Life · HMO7 of 67 counties · drug deductible $700Part B giveback $0.50/mo · Dental up to $2,000/yr · eyewear $200/yr | $0−$0.50 Part B giveback | $6,500 | $6,494 | 4.5★ |
| 48 | Freedom Blue PPO ValueRx (PPO)Highmark Blue Cross Blue Shield or Highmark Blue Shield · PPO17 of 67 counties · drug deductible $700Preventive dental · eyewear $225/yr · hearing aids $500/yr | $83 | $5,500 | $6,496 | 4.5★ |
| 49 | UPMC for Life HMO Premier Rx (HMO)UPMC for Life · HMO6 of 67 counties · drug deductible $700Dental up to $2,000/yr · eyewear $100/yr | $0 | $6,500 | $6,500 | 4.5★ |
| 50 | HumanaChoice H5525-086 (PPO)Humana · PPO31 of 67 counties · drug deductible $700Dental up to $2,000/yr · eyewear $300/yr | $38 | $6,050 | $6,506 | 4★ |
| 51 | Freedom Blue PPO ValueRx (PPO)Highmark Blue Cross Blue Shield or Highmark Blue Shield · PPO34 of 67 counties · drug deductible $700Preventive dental · eyewear $225/yr · hearing aids $500/yr | $84 | $5,500 | $6,508 | 4.5★ |
| 52 | HumanaChoice H5216-023 (PPO)Humana · PPO2 of 67 counties · drug deductible $450Dental up to $2,000/yr · eyewear $100/yr | $44 | $6,000 | $6,528 | 4★ |
| 53 | Security Blue HMO-POS Deluxe (HMO-POS)Highmark Blue Cross Blue Shield or Highmark Blue Shield · HMO-POS11 of 67 counties · drug deductible $0Part B giveback $19/mo · Preventive dental · eyewear $225/yr | $188−$19 Part B giveback | $4,500 | $6,528 | 4.5★ |
| 54 | DEVOTED CORE 014 PA (HMO)Devoted Health · HMO14 of 67 counties · drug deductible $650Dental up to $4,000/yr · eyewear $350/yr · OTC items $248/yr | $0 | $6,550 | $6,550 | 3.5★ |
| 55 | Keystone 65 Preferred Rx (HMO)Independence Blue Cross · HMO3 of 67 counties · drug deductible $0Preventive dental · eyewear $250/yr · OTC items $120/yr | $178 | $4,450 | $6,586 | 4★ |
| 56 | DEVOTED CHOICE 010 PA (PPO)Devoted Health · PPO27 of 67 counties · drug deductible $461Dental up to $3,000/yr · eyewear $350/yr · OTC items $400/yr | $0 | $6,600 | $6,600 | 3★ |
| 57 | AARP Medicare Advantage from UHC PA-0008 (PPO)UnitedHealthcare · PPOAll 67 counties · drug deductible $685Dental up to $5,000/yr · eyewear $100/yr · hearing aids $700/yr | $60 | $5,900 | $6,620 | 4★ |
| 58 | Freedom Blue PPO Standard (PPO)Highmark Blue Cross Blue Shield or Highmark Blue Shield · PPO34 of 67 counties · drug deductible $0Preventive dental · eyewear $200/yr · hearing aids $500/yr | $135 | $5,000 | $6,620 | 4.5★ |
| 59 | Jefferson Health Plans Prime (HMO)Jefferson Health Plans · HMO20 of 67 counties · drug deductible $0Dental up to $2,000/yr · eyewear $300/yr · OTC items $340/yr | $12.80 | $6,500 | $6,654 | 3★ |
| 60 | Freedom Blue PPO ValueRx (PPO)Highmark Blue Cross Blue Shield or Highmark Blue Shield · PPO11 of 67 counties · drug deductible $700Preventive dental · eyewear $225/yr · hearing aids $500/yr | $97 | $5,500 | $6,664 | 4.5★ |
| 61 | AARP Medicare Advantage Essentials from UHC PA-5 (HMO-POS)UnitedHealthcare · HMO-POS5 of 67 counties · drug deductible $685Preventive dental · hearing aids $1,000/yr | $0 | $6,700 | $6,700 | 4★ |
| 62 | Humana Essentials Plus Giveback (PPO)Humana · PPO22 of 67 counties · drug deductible $700Part B giveback $107/mo · Dental · eyewear $200/yr | $0−$107 Part B giveback | $8,000 | $6,716 | 4★ |
| 63 | DEVOTED CORE 008 PA (HMO)Devoted Health · HMO18 of 67 counties · drug deductible $650Dental up to $3,500/yr · eyewear $400/yr · OTC items $136/yr | $0 | $6,750 | $6,750 | 3.5★ |
| 64 | DEVOTED GIVEBACK EXTRAS 033 PA (HMO)Devoted Health · HMO13 of 67 counties · drug deductible $700Part B giveback $70/mo · Dental up to $4,250/yr · eyewear $400/yr · OTC items $800/yr | $0−$70 Part B giveback | $7,600 | $6,760 | 3.5★ |
| 65 | Community Blue Medicare HMO Signature (HMO)Highmark Blue Cross Blue Shield or Highmark Blue Shield · HMO9 of 67 counties · drug deductible $700Part B giveback $15/mo · Dental up to $2,000/yr · eyewear $200/yr · OTC items $140/yr | $0−$15 Part B giveback | $6,950 | $6,770 | 4.5★ |
| 66 | Capital Blue Cross Essential (HMO)Capital Blue Cross · HMO5 of 67 counties · drug deductible $700Dental up to $2,000/yr · eyewear $125/yr · OTC items $120/yr | $0 | $6,800 | $6,800 | 4★ |
| 67 | UPMC for Life Essential Rx (PPO)UPMC for Life · PPO34 of 67 counties · drug deductible $700Part B giveback $100/mo · Dental up to $2,500/yr · eyewear $250/yr | $0−$100 Part B giveback | $8,000 | $6,800 | 4.5★ |
| 68 | Aetna Medicare Signature Giveback (PPO)Aetna Medicare · PPO15 of 67 counties · drug deductible $700Part B giveback $26/mo · Dental up to $500/yr · eyewear $100/yr · hearing aids $500/yr per ear | $0−$26 Part B giveback | $7,150 | $6,838 | 4.5★ |
| 69 | UPMC for Life Essential Rx (PPO)UPMC for Life · PPO4 of 67 counties · drug deductible $700Part B giveback $95/mo · Dental up to $1,000/yr · eyewear $150/yr | $0−$95 Part B giveback | $8,000 | $6,860 | 4.5★ |
| 70 | Keystone 65 Preferred Rx (HMO)Independence Blue Cross · HMO2 of 67 counties · drug deductible $0Preventive dental · eyewear $250/yr · OTC items $120/yr | $202 | $4,450 | $6,874 | 4★ |
| 71 | Freedom Blue PPO Select (PPO)Highmark Blue Cross Blue Shield or Highmark Blue Shield · PPO11 of 67 counties · drug deductible $0Preventive dental · eyewear $225/yr · hearing aids $500/yr | $157 | $5,000 | $6,884 | 4.5★ |
| 72 | Community Blue Medicare HMO Signature (HMO)Highmark Blue Cross Blue Shield or Highmark Blue Shield · HMO7 of 67 counties · drug deductible $700Part B giveback $4/mo · Dental up to $2,000/yr · eyewear $200/yr · OTC items $140/yr | $0−$4 Part B giveback | $6,950 | $6,902 | 4.5★ |
| 73 | Humana Essentials Plus Giveback (PPO)Humana · PPO39 of 67 counties · drug deductible $700Part B giveback $110/mo · Dental · eyewear $200/yr | $0−$110 Part B giveback | $8,250 | $6,930 | 4★ |
| 74 | Complete Blue HMO Distinct (HMO)Highmark Blue Cross Blue Shield or Highmark Blue Shield · HMO5 of 67 counties · drug deductible $700Dental up to $2,500/yr · eyewear $200/yr · OTC items $300/yr | $40 | $6,450 | $6,930 | 4.5★ |
| 75 | Community Blue Medicare HMO Signature (HMO)Highmark Blue Cross Blue Shield or Highmark Blue Shield · HMO5 of 67 counties · drug deductible $700Dental up to $2,500/yr · eyewear $200/yr · OTC items $140/yr | $0 | $6,950 | $6,950 | 4.5★ |
| 76 | Community Blue Medicare HMO Signature (HMO)Highmark Blue Cross Blue Shield or Highmark Blue Shield · HMO2 of 67 counties · drug deductible $700Dental up to $1,250/yr · eyewear $200/yr · OTC items $100/yr | $0 | $6,950 | $6,950 | 4.5★ |
| 77 | Community Blue Medicare HMO Signature (HMO)Highmark Blue Cross Blue Shield or Highmark Blue Shield · HMO6 of 67 counties · drug deductible $700Dental up to $1,500/yr · eyewear $200/yr · OTC items $100/yr | $0 | $6,950 | $6,950 | 4.5★ |
| 78 | Community Blue Medicare HMO Signature (HMO)Highmark Blue Cross Blue Shield or Highmark Blue Shield · HMO9 of 67 counties · drug deductible $700Dental up to $2,000/yr · eyewear $200/yr · OTC items $160/yr | $0 | $6,950 | $6,950 | 4.5★ |
| 79 | Community Blue Medicare HMO Signature (HMO)Highmark Blue Cross Blue Shield or Highmark Blue Shield · HMO6 of 67 counties · drug deductible $700Dental up to $2,000/yr · eyewear $200/yr · OTC items $140/yr | $0 | $6,950 | $6,950 | 4.5★ |
| 80 | Community Blue Medicare HMO Signature (HMO)Highmark Blue Cross Blue Shield or Highmark Blue Shield · HMO2 of 67 counties · drug deductible $700Dental up to $2,000/yr · eyewear $200/yr · OTC items $140/yr | $0 | $6,950 | $6,950 | 4.5★ |
| 81 | Complete Blue HMO Distinct (HMO)Highmark Blue Cross Blue Shield or Highmark Blue Shield · HMO6 of 67 counties · drug deductible $700Dental up to $2,500/yr · eyewear $200/yr · OTC items $260/yr | $42 | $6,450 | $6,954 | 4.5★ |
| 82 | Jefferson Health Plans Preferred (PPO)Jefferson Health Plans · PPO20 of 67 counties · drug deductible $0Dental up to $1,450/yr · eyewear $200/yr · OTC items $300/yr | $40 | $6,500 | $6,980 | 3★ |
| 83 | AARP Medicare Advantage from UHC PA-0007 (PPO)UnitedHealthcare · PPO32 of 67 counties · drug deductible $595Dental up to $2,000/yr · eyewear $100/yr · hearing aids $700/yr | $57 | $6,300 | $6,984 | 4★ |
| 84 | UPMC for Life HMO Premier Rx (HMO)UPMC for Life · HMO18 of 67 counties · drug deductible $700Dental up to $2,100/yr · eyewear $100/yr | $0 | $7,000 | $7,000 | 4.5★ |
| 85 | Complete Blue HMO Distinct (HMO)Highmark Blue Cross Blue Shield or Highmark Blue Shield · HMO6 of 67 counties · drug deductible $700Dental up to $2,500/yr · eyewear $200/yr · OTC items $260/yr | $47 | $6,450 | $7,014 | 4.5★ |
| 86 | Community Blue Medicare HMO Distinct (HMO)Highmark Blue Cross Blue Shield or Highmark Blue Shield · HMO4 of 67 counties · drug deductible $700Dental up to $2,500/yr · eyewear $200/yr · OTC items $300/yr | $47 | $6,500 | $7,064 | 4.5★ |
| 87 | Complete Blue HMO Distinct (HMO)Highmark Blue Cross Blue Shield or Highmark Blue Shield · HMO2 of 67 counties · drug deductible $700Dental up to $2,000/yr · eyewear $200/yr · OTC items $160/yr | $52 | $6,450 | $7,074 | 4.5★ |
| 88 | UPMC for Life HMO Rx Choice (HMO)UPMC for Life · HMO4 of 67 counties · drug deductible $700Dental up to $2,000/yr · eyewear $150/yr | $48 | $6,500 | $7,076 | 4.5★ |
| 89 | UPMC for Life HMO Rx Choice (HMO)UPMC for Life · HMO1 of 67 counties · drug deductible $700Dental up to $3,000/yr · eyewear $150/yr | $49 | $6,500 | $7,088 | 4.5★ |
| 90 | Aetna Medicare Advantra Premier (PPO)Aetna Medicare · PPO37 of 67 counties · drug deductible $700Dental up to $1,000/yr · eyewear $250/yr · hearing aids $500/yr per ear · OTC items $120/yr | $99 | $5,900 | $7,088 | 4.5★ |
| 91 | Community Blue Medicare PPO Signature (PPO)Highmark Blue Cross Blue Shield or Highmark Blue Shield · PPO1 of 67 counties · drug deductible $700Part B giveback $5/mo · Dental up to $2,000/yr · eyewear $150/yr · hearing aids $500/yr · OTC items $140/yr | $0−$5 Part B giveback | $7,150 | $7,090 | 4.5★ |
| 92 | Community Blue Medicare HMO Distinct (HMO)Highmark Blue Cross Blue Shield or Highmark Blue Shield · HMO3 of 67 counties · drug deductible $700Dental up to $2,500/yr · eyewear $200/yr · OTC items $260/yr | $45 | $6,550 | $7,090 | 4.5★ |
| 93 | Complete Blue HMO Distinct (HMO)Highmark Blue Cross Blue Shield or Highmark Blue Shield · HMO9 of 67 counties · drug deductible $700Dental up to $2,500/yr · eyewear $200/yr · OTC items $260/yr | $54 | $6,450 | $7,098 | 4.5★ |
| 94 | Capital Blue Cross Essential (HMO)Capital Blue Cross · HMO4 of 67 counties · drug deductible $700Dental up to $2,000/yr · eyewear $125/yr · OTC items $120/yr | $0 | $7,100 | $7,100 | 4★ |
| 95 | Capital Blue Cross Essential (HMO)Capital Blue Cross · HMO5 of 67 counties · drug deductible $700Dental up to $2,000/yr · eyewear $125/yr · OTC items $120/yr | $0 | $7,100 | $7,100 | 4★ |
| 96 | Capital Blue Cross Essential (HMO)Capital Blue Cross · HMO4 of 67 counties · drug deductible $700Dental up to $2,000/yr · eyewear $125/yr · OTC items $120/yr | $0 | $7,100 | $7,100 | 4★ |
| 97 | DEVOTED CHOICE 007 PA (PPO)Devoted Health · PPO30 of 67 counties · drug deductible $650Dental up to $2,500/yr · eyewear $200/yr · OTC items $300/yr | $0 | $7,100 | $7,100 | 3★ |
| 98 | Community Blue Medicare PPO Signature (PPO)Highmark Blue Cross Blue Shield or Highmark Blue Shield · PPO4 of 67 counties · drug deductible $700Part B giveback $4/mo · Dental up to $2,000/yr · eyewear $150/yr · hearing aids $500/yr · OTC items $140/yr | $0−$4 Part B giveback | $7,150 | $7,102 | 4.5★ |
| 99 | DEVOTED GIVEBACK EXTRAS 035 PA (HMO)Devoted Health · HMO14 of 67 counties · drug deductible $700Part B giveback $70/mo · Dental up to $4,250/yr · eyewear $400/yr · OTC items $708/yr | $0−$70 Part B giveback | $7,950 | $7,110 | 3.5★ |
| 100 | Community Blue Medicare HMO Distinct (HMO)Highmark Blue Cross Blue Shield or Highmark Blue Shield · HMO1 of 67 counties · drug deductible $700Dental up to $2,500/yr · eyewear $200/yr · OTC items $260/yr | $47 | $6,550 | $7,114 | 4.5★ |
| 101 | Community Blue Medicare HMO Distinct (HMO)Highmark Blue Cross Blue Shield or Highmark Blue Shield · HMO1 of 67 counties · drug deductible $700Dental up to $2,500/yr · eyewear $200/yr · OTC items $260/yr | $47 | $6,550 | $7,114 | 4.5★ |
| 102 | Community Blue Medicare HMO Distinct (HMO)Highmark Blue Cross Blue Shield or Highmark Blue Shield · HMO7 of 67 counties · drug deductible $700Dental up to $2,500/yr · eyewear $200/yr · OTC items $300/yr | $53 | $6,500 | $7,136 | 4.5★ |
| 103 | Community Blue Medicare HMO Signature (HMO)Highmark Blue Cross Blue Shield or Highmark Blue Shield · HMO4 of 67 counties · drug deductible $700Part B giveback $1/mo · Dental up to $2,000/yr · eyewear $200/yr · OTC items $140/yr | $0−$1 Part B giveback | $7,150 | $7,138 | 4.5★ |
| 104 | Capital Blue Cross Enhanced (PPO)Capital Blue Cross · PPO5 of 67 counties · drug deductible $700Dental up to $2,500/yr · eyewear $125/yr · OTC items $100/yr | $29 | $6,800 | $7,148 | 4★ |
| 105 | AARP Medicare Advantage Extras from UHC PA-18 (HMO-POS)UnitedHealthcare · HMO-POS5 of 67 counties · drug deductible $685Dental up to $2,500/yr · eyewear $100/yr · hearing aids $700/yr | $0 | $7,150 | $7,150 | 4★ |
| 106 | AARP Medicare Advantage from UHC PA-0002 (HMO-POS)UnitedHealthcare · HMO-POS62 of 67 counties · drug deductible $685Dental up to $1,000/yr · eyewear $100/yr · hearing aids $1,000/yr | $0 | $7,150 | $7,150 | 4★ |
| 107 | AARP Medicare Advantage from UHC PA-0010 (PPO)UnitedHealthcare · PPO5 of 67 counties · drug deductible $685Preventive dental · eyewear $100/yr · hearing aids $700/yr | $0 | $7,150 | $7,150 | 4★ |
| 108 | AARP Medicare Advantage from UHC PA-0011 (PPO)UnitedHealthcare · PPO37 of 67 counties · drug deductible $685Preventive dental · eyewear $100/yr · hearing aids $700/yr | $0 | $7,150 | $7,150 | 4★ |
| 109 | AARP Medicare Advantage from UHC PA-0015 (PPO)UnitedHealthcare · PPO20 of 67 counties · drug deductible $685Preventive dental · eyewear $125/yr · hearing aids $700/yr | $0 | $7,150 | $7,150 | 4.5★ |
| 110 | Aetna Medicare PinnacleHealth Prime (HMO-POS)Aetna Medicare · HMO-POS5 of 67 counties · drug deductible $400Dental up to $1,250/yr · eyewear $250/yr · hearing aids $500/yr per ear · OTC items $160/yr | $0 | $7,150 | $7,150 | 3.5★ |
| 111 | Aetna Medicare Signature Extra (PPO)Aetna Medicare · PPO38 of 67 counties · drug deductible $700Dental up to $500/yr · eyewear $100/yr · hearing aids $500/yr per ear | $0 | $7,150 | $7,150 | 4★ |
| 112 | Community Blue Medicare HMO Signature (HMO)Highmark Blue Cross Blue Shield or Highmark Blue Shield · HMO6 of 67 counties · drug deductible $700Dental up to $1,500/yr · eyewear $200/yr · OTC items $100/yr | $0 | $7,150 | $7,150 | 4.5★ |
| 113 | Community Blue Medicare HMO Signature (HMO)Highmark Blue Cross Blue Shield or Highmark Blue Shield · HMO3 of 67 counties · drug deductible $700Dental up to $2,000/yr · eyewear $200/yr · OTC items $140/yr | $0 | $7,150 | $7,150 | 4.5★ |
| 114 | Community Blue Medicare Plus PPO Signature (PPO)Highmark Blue Cross Blue Shield or Highmark Blue Shield · PPO1 of 67 counties · drug deductible $700Dental up to $750/yr · eyewear $150/yr · hearing aids $500/yr · OTC items $100/yr | $0 | $7,150 | $7,150 | 4.5★ |
| 115 | Community Blue Medicare Plus PPO Signature (PPO)Highmark Blue Cross Blue Shield or Highmark Blue Shield · PPO2 of 67 counties · drug deductible $700Dental up to $2,000/yr · eyewear $150/yr · hearing aids $500/yr · OTC items $140/yr | $0 | $7,150 | $7,150 | 4.5★ |
| 116 | Community Blue Medicare PPO Signature (PPO)Highmark Blue Cross Blue Shield or Highmark Blue Shield · PPO10 of 67 counties · drug deductible $700Dental up to $750/yr · eyewear $150/yr · hearing aids $500/yr | $0 | $7,150 | $7,150 | 4.5★ |
| 117 | Community Blue Medicare PPO Signature (PPO)Highmark Blue Cross Blue Shield or Highmark Blue Shield · PPO4 of 67 counties · drug deductible $700Dental up to $2,000/yr · eyewear $150/yr · hearing aids $500/yr · OTC items $140/yr | $0 | $7,150 | $7,150 | 4.5★ |
| 118 | Community Blue Medicare PPO Signature (PPO)Highmark Blue Cross Blue Shield or Highmark Blue Shield · PPO4 of 67 counties · drug deductible $700Dental up to $2,000/yr · eyewear $150/yr · hearing aids $500/yr · OTC items $140/yr | $0 | $7,150 | $7,150 | 4.5★ |
| 119 | Community Blue Medicare PPO Signature (PPO)Highmark Blue Cross Blue Shield or Highmark Blue Shield · PPO1 of 67 counties · drug deductible $700Dental up to $2,000/yr · eyewear $150/yr · hearing aids $500/yr · OTC items $140/yr | $0 | $7,150 | $7,150 | 4.5★ |
| 120 | Community Blue Medicare PPO Signature (PPO)Highmark Blue Cross Blue Shield or Highmark Blue Shield · PPO1 of 67 counties · drug deductible $700Dental up to $2,000/yr · eyewear $150/yr · hearing aids $500/yr · OTC items $140/yr | $0 | $7,150 | $7,150 | 4.5★ |
| 121 | Complete Blue PPO Signature (PPO)Highmark Blue Cross Blue Shield or Highmark Blue Shield · PPO5 of 67 counties · drug deductible $700Dental up to $2,000/yr · eyewear $200/yr · hearing aids $500/yr · OTC items $140/yr | $0 | $7,150 | $7,150 | 4.5★ |
| 122 | Complete Blue PPO Signature (PPO)Highmark Blue Cross Blue Shield or Highmark Blue Shield · PPO6 of 67 counties · drug deductible $700Dental up to $1,500/yr · eyewear $200/yr · hearing aids $500/yr · OTC items $100/yr | $0 | $7,150 | $7,150 | 4.5★ |
| 123 | Complete Blue PPO Signature (PPO)Highmark Blue Cross Blue Shield or Highmark Blue Shield · PPO9 of 67 counties · drug deductible $700Dental up to $750/yr · eyewear $200/yr · hearing aids $500/yr · OTC items $100/yr | $0 | $7,150 | $7,150 | 4.5★ |
| 124 | Complete Blue PPO Signature (PPO)Highmark Blue Cross Blue Shield or Highmark Blue Shield · PPO6 of 67 counties · drug deductible $700Dental up to $2,000/yr · eyewear $200/yr · hearing aids $500/yr · OTC items $140/yr | $0 | $7,150 | $7,150 | 4.5★ |
| 125 | Geisinger Gold Classic Essential Rx (HMO)Geisinger Gold · HMO44 of 67 counties · drug deductible $700 | $0 | $7,150 | $7,150 | 4★ |
| 126 | HealthSpring Preferred (HMO)HealthSpring · HMO8 of 67 counties · drug deductible $500Dental up to $5,000/yr · eyewear $100/yr | $0 | $7,150 | $7,150 | 3★ |
| 127 | Keystone 65 Focus Rx (HMO-POS)Independence Blue Cross · HMO-POS2 of 67 counties · drug deductible $700Preventive dental · eyewear $250/yr · OTC items $300/yr | $0 | $7,150 | $7,150 | 4★ |
| 128 | UPMC for Life HMO Premier Rx (HMO)UPMC for Life · HMO4 of 67 counties · drug deductible $700Dental up to $1,000/yr · eyewear $100/yr | $0 | $7,150 | $7,150 | 4.5★ |
| 129 | UPMC for Life PPO Premier Rx (PPO)UPMC for Life · PPO13 of 67 counties · drug deductible $700Dental up to $1,375/yr · eyewear $150/yr | $0 | $7,150 | $7,150 | 4.5★ |
| 130 | Complete Blue Plus PPO Merit (PPO)Highmark Blue Cross Blue Shield or Highmark Blue Shield · PPO3 of 67 counties · drug deductible $700Part B giveback $111/mo · Dental up to $1,500/yr · eyewear $200/yr · hearing aids $500/yr | $0−$111 Part B giveback | $8,500 | $7,168 | 4.5★ |
| 131 | Capital Blue Cross Enhanced (PPO)Capital Blue Cross · PPO2 of 67 counties · drug deductible $700Dental up to $2,500/yr · eyewear $125/yr · OTC items $100/yr | $32 | $6,800 | $7,184 | 4★ |
| 132 | Capital Blue Cross Value (HMO)Capital Blue Cross · HMO3 of 67 counties · drug deductible $700Dental up to $2,500/yr · eyewear $125/yr · OTC items $160/yr | $63 | $6,500 | $7,256 | 4★ |
| 133 | Capital Blue Cross Value (HMO)Capital Blue Cross · HMO4 of 67 counties · drug deductible $700Dental up to $2,500/yr · eyewear $125/yr · OTC items $160/yr | $63 | $6,500 | $7,256 | 4★ |
| 134 | Capital Blue Cross Value (HMO)Capital Blue Cross · HMO5 of 67 counties · drug deductible $700Dental up to $2,500/yr · eyewear $125/yr · OTC items $160/yr | $63 | $6,500 | $7,256 | 4★ |
| 135 | Community Blue Medicare HMO Distinct (HMO)Highmark Blue Cross Blue Shield or Highmark Blue Shield · HMO9 of 67 counties · drug deductible $700Dental up to $2,500/yr · eyewear $200/yr · OTC items $260/yr | $63 | $6,500 | $7,256 | 4.5★ |
| 136 | UPMC for Life HMO Rx (HMO)UPMC for Life · HMO1 of 67 counties · drug deductible $700Dental up to $4,500/yr · eyewear $225/yr | $105 | $6,000 | $7,260 | 4.5★ |
| 137 | HealthSpring Preferred Savings (HMO)HealthSpring · HMO5 of 67 counties · drug deductible $300Part B giveback $165/mo · Dental up to $250/yr · eyewear $100/yr | $0−$165 Part B giveback | $9,250 | $7,270 | 3★ |
| 138 | HumanaChoice H5525-006 (PPO)Humana · PPO15 of 67 counties · drug deductible $700Dental · eyewear $200/yr | $50 | $6,700 | $7,300 | 4★ |
| 139 | Complete Blue PPO Merit (PPO)Highmark Blue Cross Blue Shield or Highmark Blue Shield · PPO11 of 67 counties · drug deductible $700Part B giveback $82/mo · Dental up to $1,500/yr · eyewear $200/yr · hearing aids $500/yr | $0−$82 Part B giveback | $8,300 | $7,316 | 4.5★ |
| 140 | Keystone 65 Focus Rx (HMO-POS)Independence Blue Cross · HMO-POS3 of 67 counties · drug deductible $700Preventive dental · eyewear $250/yr · OTC items $300/yr | $15 | $7,150 | $7,330 | 4★ |
| 141 | AARP Medicare Advantage from UHC PA-0003 (HMO-POS)UnitedHealthcare · HMO-POS33 of 67 counties · drug deductible $685Dental up to $2,500/yr · eyewear $100/yr · hearing aids $700/yr | $54 | $6,700 | $7,348 | 4★ |
| 142 | Freedom Blue PPO Classic (PPO)Highmark Blue Cross Blue Shield or Highmark Blue Shield · PPO17 of 67 counties · drug deductible $0Preventive dental · eyewear $225/yr · hearing aids $500/yr | $238 | $4,500 | $7,356 | 4.5★ |
| 143 | Community Blue Medicare HMO Distinct (HMO)Highmark Blue Cross Blue Shield or Highmark Blue Shield · HMO6 of 67 counties · drug deductible $700Dental up to $2,000/yr · eyewear $200/yr · OTC items $160/yr | $72 | $6,500 | $7,364 | 4.5★ |
| 144 | Freedom Blue PPO Deluxe (PPO)Highmark Blue Cross Blue Shield or Highmark Blue Shield · PPO34 of 67 counties · drug deductible $0Preventive dental · eyewear $225/yr · hearing aids $500/yr | $239 | $4,500 | $7,368 | 4.5★ |
| 145 | Complete Blue PPO Merit (PPO)Highmark Blue Cross Blue Shield or Highmark Blue Shield · PPO10 of 67 counties · drug deductible $700Part B giveback $77/mo · Dental up to $1,500/yr · eyewear $225/yr · hearing aids $500/yr | $0−$77 Part B giveback | $8,300 | $7,376 | 4.5★ |
| 146 | Complete Blue PPO Merit (PPO)Highmark Blue Cross Blue Shield or Highmark Blue Shield · PPO15 of 67 counties · drug deductible $700Part B giveback $75/mo · Dental up to $1,500/yr · eyewear $200/yr · hearing aids $500/yr | $0−$75 Part B giveback | $8,300 | $7,400 | 4.5★ |
| 147 | Complete Blue PPO Distinct (PPO)Highmark Blue Cross Blue Shield or Highmark Blue Shield · PPO6 of 67 counties · drug deductible $700Dental up to $2,500/yr · eyewear $200/yr · hearing aids $500/yr · OTC items $240/yr | $41 | $6,950 | $7,442 | 4.5★ |
| 148 | AARP Medicare Advantage from UHC PA-0001 (HMO-POS)UnitedHealthcare · HMO-POS5 of 67 counties · drug deductible $685Dental up to $2,500/yr · eyewear $100/yr · hearing aids $700/yr | $63 | $6,700 | $7,456 | 4★ |
| 149 | Complete Blue PPO Distinct (PPO)Highmark Blue Cross Blue Shield or Highmark Blue Shield · PPO5 of 67 counties · drug deductible $700Dental up to $2,500/yr · eyewear $200/yr · hearing aids $500/yr · OTC items $240/yr | $43 | $6,950 | $7,466 | 4.5★ |
| 150 | Aetna Medicare Advantra Prime Plus (HMO-POS)Aetna Medicare · HMO-POS1 of 67 counties · drug deductible $400Dental up to $750/yr · eyewear $100/yr · hearing aids $500/yr per ear · OTC items $100/yr | $0 | $7,500 | $7,500 | 3.5★ |
| 151 | Aetna Medicare Advantra Signature (HMO-POS)Aetna Medicare · HMO-POS19 of 67 counties · drug deductible $400Dental up to $500/yr · eyewear $100/yr · hearing aids $500/yr per ear | $0 | $7,500 | $7,500 | 3.5★ |
| 152 | DEVOTED CORE 023 PA (HMO)Devoted Health · HMO5 of 67 counties · drug deductible $650Dental up to $2,750/yr · eyewear $200/yr · OTC items $136/yr | $0 | $7,500 | $7,500 | 3.5★ |
| 153 | Jefferson Health Plans Complete (HMO)Jefferson Health Plans · HMO20 of 67 counties · drug deductible $0Dental up to $2,000/yr · eyewear $250/yr · OTC items $200/yr | $0 | $7,500 | $7,500 | 3★ |
| 154 | UPMC for Life PPO Rx Choice (PPO)UPMC for Life · PPO6 of 67 counties · drug deductible $700Dental up to $2,000/yr · eyewear $175/yr | $43 | $7,000 | $7,516 | 4.5★ |
| 155 | Keystone 65 Select Rx (HMO)Independence Blue Cross · HMO2 of 67 counties · drug deductible $0Dental up to $1,500/yr · eyewear $250/yr · OTC items $120/yr | $67 | $6,750 | $7,554 | 4★ |
| 156 | DEVOTED GIVEBACK EXTRAS 036 PA (HMO)Devoted Health · HMO5 of 67 counties · drug deductible $700Part B giveback $70/mo · Dental up to $3,000/yr · eyewear $250/yr · OTC items $720/yr | $0−$70 Part B giveback | $8,400 | $7,560 | 3.5★ |
| 157 | Capital Blue Cross Enhanced (PPO)Capital Blue Cross · PPO4 of 67 counties · drug deductible $700Dental up to $2,500/yr · eyewear $125/yr · OTC items $100/yr | $35 | $7,150 | $7,570 | 4★ |
| 158 | Capital Blue Cross Enhanced (PPO)Capital Blue Cross · PPO5 of 67 counties · drug deductible $700Dental up to $2,500/yr · eyewear $125/yr · OTC items $100/yr | $36 | $7,150 | $7,582 | 4★ |
| 159 | HealthSpring True Choice (PPO)HealthSpring · PPO16 of 67 counties · drug deductible $700Dental up to $2,200/yr · eyewear $150/yr | $7 | $7,500 | $7,584 | 3★ |
| 160 | Aetna Medicare Premier Plus (PPO)Aetna Medicare · PPO24 of 67 counties · drug deductible $700Dental up to $2,000/yr · eyewear $200/yr · hearing aids $750/yr per ear · OTC items $120/yr | $39 | $7,150 | $7,618 | 4.5★ |
| 161 | Capital Blue Cross Classic (PPO)Capital Blue Cross · PPO21 of 67 counties · drug deductible $700Dental up to $2,000/yr · eyewear $125/yr · OTC items $120/yr | $77 | $6,700 | $7,624 | 4★ |
| 162 | Complete Blue PPO Distinct (PPO)Highmark Blue Cross Blue Shield or Highmark Blue Shield · PPO4 of 67 counties · drug deductible $700Dental up to $2,500/yr · eyewear $200/yr · hearing aids $500/yr · OTC items $220/yr | $73 | $6,750 | $7,626 | 4.5★ |
| 163 | Complete Blue PPO Distinct (PPO)Highmark Blue Cross Blue Shield or Highmark Blue Shield · PPO1 of 67 counties · drug deductible $700Dental up to $2,500/yr · eyewear $200/yr · hearing aids $500/yr · OTC items $220/yr | $73 | $6,750 | $7,626 | 4.5★ |
| 164 | Complete Blue PPO Distinct (PPO)Highmark Blue Cross Blue Shield or Highmark Blue Shield · PPO1 of 67 counties · drug deductible $700Dental up to $2,500/yr · eyewear $200/yr · hearing aids $500/yr · OTC items $220/yr | $73 | $6,750 | $7,626 | 4.5★ |
| 165 | Capital Blue Cross Complete (PPO)Capital Blue Cross · PPO4 of 67 counties · drug deductible $700Dental up to $3,500/yr · eyewear $125/yr · OTC items $100/yr | $44 | $7,100 | $7,628 | 4★ |
| 166 | DEVOTED CHOICE GIVEBACK 003 PA (PPO)Devoted Health · PPO8 of 67 counties · drug deductible $461Part B giveback $184.70/mo · Dental up to $250/yr · eyewear $200/yr · OTC items $364/yr | $0−$184.70 Part B giveback | $9,850 | $7,634 | 3★ |
| 167 | DEVOTED GIVEBACK 011 PA (HMO)Devoted Health · HMO13 of 67 counties · drug deductible $461Part B giveback $184.70/mo · Dental up to $250/yr · eyewear $200/yr · OTC items $328/yr | $0−$184.70 Part B giveback | $9,850 | $7,634 | 3.5★ |
| 168 | DEVOTED GIVEBACK 015 PA (HMO)Devoted Health · HMO14 of 67 counties · drug deductible $461Part B giveback $184.70/mo · Dental up to $250/yr · eyewear $200/yr · OTC items $348/yr | $0−$184.70 Part B giveback | $9,850 | $7,634 | 3.5★ |
| 169 | Capital Blue Cross Complete (PPO)Capital Blue Cross · PPO5 of 67 counties · drug deductible $700Dental up to $3,500/yr · eyewear $125/yr · OTC items $100/yr | $45 | $7,100 | $7,640 | 4★ |
| 170 | HealthSpring Preferred Plus (HMO)HealthSpring · HMO5 of 67 counties · drug deductible $500Dental up to $2,250/yr · eyewear $225/yr · OTC items $240/yr | $44 | $7,150 | $7,678 | 3★ |
| 171 | Capital Blue Cross Complete (PPO)Capital Blue Cross · PPO5 of 67 counties · drug deductible $700Dental up to $3,500/yr · eyewear $125/yr · OTC items $100/yr | $49 | $7,100 | $7,688 | 4★ |
| 172 | Freedom Blue PPO Classic (PPO)Highmark Blue Cross Blue Shield or Highmark Blue Shield · PPO11 of 67 counties · drug deductible $0Preventive dental · eyewear $225/yr · hearing aids $500/yr | $266 | $4,500 | $7,692 | 4.5★ |
| 173 | HealthSpring Preferred (HMO)HealthSpring · HMO7 of 67 counties · drug deductible $500Dental up to $1,100/yr · eyewear $150/yr · OTC items $80/yr | $0 | $7,700 | $7,700 | 3★ |
| 174 | Capital Blue Cross Value (HMO)Capital Blue Cross · HMO5 of 67 counties · drug deductible $700Dental up to $2,500/yr · eyewear $125/yr · OTC items $160/yr | $60 | $7,000 | $7,720 | 4★ |
| 175 | Capital Blue Cross Value (HMO)Capital Blue Cross · HMO4 of 67 counties · drug deductible $700Dental up to $2,500/yr · eyewear $125/yr · OTC items $160/yr | $60 | $7,000 | $7,720 | 4★ |
| 176 | Capital Blue Cross Complete (PPO)Capital Blue Cross · PPO4 of 67 counties · drug deductible $700Dental up to $3,500/yr · eyewear $125/yr · OTC items $100/yr | $54 | $7,100 | $7,748 | 4★ |
| 177 | Humana Value Choice (PPO)Humana · PPO5 of 67 counties · drug deductible $700Dental up to $500/yr · eyewear $100/yr | $0 | $7,750 | $7,750 | 4★ |
| 178 | Keystone 65 Select Rx (HMO)Independence Blue Cross · HMO3 of 67 counties · drug deductible $0Dental up to $1,500/yr · eyewear $250/yr · OTC items $120/yr | $94 | $6,750 | $7,878 | 4★ |
| 179 | HealthSpring Preferred (HMO)HealthSpring · HMO8 of 67 counties · drug deductible $500Dental up to $5,000/yr · eyewear $225/yr · OTC items $140/yr | $0 | $7,900 | $7,900 | 3★ |
| 180 | Complete Blue PPO Distinct (PPO)Highmark Blue Cross Blue Shield or Highmark Blue Shield · PPO6 of 67 counties · drug deductible $700Dental up to $2,000/yr · eyewear $200/yr · hearing aids $500/yr · OTC items $240/yr | $63 | $7,150 | $7,906 | 4.5★ |
| 181 | Aetna Medicare Value Plus (PPO)Aetna Medicare · PPO32 of 67 counties · drug deductible $700Dental up to $1,250/yr · eyewear $100/yr · hearing aids $500/yr per ear · OTC items $60/yr | $35 | $7,500 | $7,920 | 4.5★ |
| 182 | UPMC for Life PPO High Deductible Rx (PPO)UPMC for Life · PPO17 of 67 counties · drug deductible $700Dental up to $2,000/yr · eyewear $125/yr | $33 | $7,550 | $7,946 | 4.5★ |
| 183 | Humana Value Choice (PPO)Humana · PPO54 of 67 counties · drug deductible $700Dental up to $1,000/yr · eyewear $100/yr | $0 | $8,000 | $8,000 | 4★ |
| 184 | Jefferson Health Plans Flex (PPO)Jefferson Health Plans · PPO20 of 67 counties · drug deductible $0Dental up to $3,000/yr · eyewear $100/yr | $0 | $8,000 | $8,000 | 3★ |
| 185 | HealthSpring True Choice (PPO)HealthSpring · PPO7 of 67 counties · drug deductible $700Dental up to $500/yr · eyewear $100/yr | $9 | $7,900 | $8,008 | 3★ |
| 186 | HumanaChoice R0110-008 (Regional PPO)Humana · Regional PPOAll 67 counties · drug deductible $700Dental · eyewear $100/yr | $75 | $7,150 | $8,050 | 3.5★ |
| 187 | DEVOTED CHOICE GIVEBACK 008 PA (PPO)Devoted Health · PPO22 of 67 counties · drug deductible $461Part B giveback $149.70/mo · Dental up to $250/yr · eyewear $200/yr | $0−$149.70 Part B giveback | $9,850 | $8,054 | 3★ |
| 188 | Complete Blue PPO Distinct (PPO)Highmark Blue Cross Blue Shield or Highmark Blue Shield · PPO4 of 67 counties · drug deductible $700Dental up to $2,000/yr · eyewear $200/yr · hearing aids $500/yr · OTC items $220/yr | $76 | $7,150 | $8,062 | 4.5★ |
| 189 | DEVOTED CHOICE GIVEBACK 011 PA (PPO)Devoted Health · PPO27 of 67 counties · drug deductible $461Part B giveback $148.10/mo · Dental up to $250/yr · eyewear $200/yr | $0−$148.10 Part B giveback | $9,850 | $8,073 | 3★ |
| 190 | AARP Medicare Advantage from UHC PA-0009 (PPO)UnitedHealthcare · PPO5 of 67 counties · drug deductible $685Preventive dental · eyewear $100/yr · hearing aids $700/yr | $81 | $7,150 | $8,122 | 4★ |
| 191 | Complete Blue PPO Distinct (PPO)Highmark Blue Cross Blue Shield or Highmark Blue Shield · PPO10 of 67 counties · drug deductible $700Dental up to $1,500/yr · eyewear $200/yr · hearing aids $500/yr | $116 | $6,750 | $8,142 | 4.5★ |
| 192 | Complete Blue Plus PPO Distinct (PPO)Highmark Blue Cross Blue Shield or Highmark Blue Shield · PPO1 of 67 counties · drug deductible $700Dental up to $1,000/yr · eyewear $200/yr · hearing aids $500/yr | $117 | $6,750 | $8,154 | 4.5★ |
| 193 | Aetna Medicare Advantra Enhanced (HMO-POS)Aetna Medicare · HMO-POS27 of 67 counties · drug deductible $700Dental up to $1,500/yr · eyewear $300/yr · hearing aids $500/yr per ear · OTC items $360/yr | $58 | $7,500 | $8,196 | 3.5★ |
| 194 | Humana Total Complete (HMO)Humana · HMO5 of 67 counties · drug deductible $700Dental up to $2,000/yr · eyewear $100/yr | $0 | $8,200 | $8,200 | 4★ |
| 195 | Complete Blue Plus PPO Distinct (PPO)Highmark Blue Cross Blue Shield or Highmark Blue Shield · PPO2 of 67 counties · drug deductible $700Dental up to $2,000/yr · eyewear $200/yr · hearing aids $500/yr · OTC items $160/yr | $90 | $7,150 | $8,230 | 4.5★ |
| 196 | Complete Blue PPO Distinct (PPO)Highmark Blue Cross Blue Shield or Highmark Blue Shield · PPO5 of 67 counties · drug deductible $700Dental up to $2,000/yr · eyewear $200/yr · hearing aids $500/yr · OTC items $200/yr | $90 | $7,150 | $8,230 | 4.5★ |
| 197 | Humana Gold Plus H6622-036 (HMO)Humana · HMO14 of 67 counties · drug deductible $700Dental up to $1,000/yr · eyewear $250/yr | $0 | $8,250 | $8,250 | 4★ |
| 198 | Humana Gold Plus H6622-054 (HMO)Humana · HMO16 of 67 counties · drug deductible $700Dental up to $2,000/yr · eyewear $250/yr | $0 | $8,260 | $8,260 | 4★ |
| 199 | Jefferson Health Plans Giveback (HMO)Jefferson Health Plans · HMO20 of 67 counties · drug deductible $450Part B giveback $132/mo · Dental up to $2,000/yr · eyewear $200/yr | $0−$132 Part B giveback | $9,850 | $8,266 | 3★ |
| 200 | UPMC for Life PPO Rx Enhanced (PPO)UPMC for Life · PPO18 of 67 counties · drug deductible $700Dental up to $2,500/yr · eyewear $250/yr | $60 | $7,550 | $8,270 | 4.5★ |
| 201 | Humana Gold Plus H6622-035 (HMO)Humana · HMO10 of 67 counties · drug deductible $700Dental up to $2,000/yr · eyewear $375/yr | $0 | $8,300 | $8,300 | 4★ |
| 202 | Complete Blue PPO Distinct (PPO)Highmark Blue Cross Blue Shield or Highmark Blue Shield · PPO4 of 67 counties · drug deductible $700Dental up to $1,000/yr · eyewear $200/yr · hearing aids $500/yr | $137 | $6,750 | $8,394 | 4.5★ |
| 203 | Personal Choice 65 Rx (PPO)Independence Blue Cross · PPO3 of 67 counties · drug deductible $0Dental up to $1,500/yr · eyewear $250/yr · OTC items $120/yr | $207 | $5,950 | $8,434 | 4★ |
| 204 | AARP Medicare Advantage Giveback from UHC PA-12 (PPO)UnitedHealthcare · PPOAll 67 counties · drug deductible $685Part B giveback $55/mo · Preventive dental · hearing aids $700/yr | $0−$55 Part B giveback | $9,200 | $8,540 | 4★ |
| 205 | Aetna Medicare Advantra Premier (PPO)Aetna Medicare · PPO5 of 67 counties · drug deductible $700Dental up to $1,000/yr · eyewear $275/yr · hearing aids $500/yr per ear · OTC items $120/yr | $128 | $7,150 | $8,686 | 4.5★ |
| 206 | Capital Blue Cross Value (PPO)Capital Blue Cross · PPO5 of 67 counties · drug deductible $700Part B giveback $25/mo · Dental up to $2,000/yr · eyewear $125/yr · OTC items $120/yr | $0−$25 Part B giveback | $9,000 | $8,700 | 4★ |
| 207 | HealthSpring Preferred PA (HMO)HealthSpring · HMO5 of 67 counties · drug deductible $400Dental up to $5,000/yr · eyewear $100/yr | $0 | $8,700 | $8,700 | 3★ |
| 208 | Capital Blue Cross Value (PPO)Capital Blue Cross · PPO4 of 67 counties · drug deductible $700Part B giveback $24/mo · Dental up to $2,000/yr · eyewear $125/yr · OTC items $120/yr | $0−$24 Part B giveback | $9,000 | $8,712 | 4★ |
| 209 | Capital Blue Cross Value (PPO)Capital Blue Cross · PPO5 of 67 counties · drug deductible $700Part B giveback $22.50/mo · Dental up to $2,000/yr · eyewear $125/yr · OTC items $120/yr | $0−$22.50 Part B giveback | $9,000 | $8,730 | 4★ |
| 210 | HumanaChoice H5525-005 (PPO)Humana · PPO31 of 67 counties · drug deductible $700Dental up to $750/yr · eyewear $250/yr | $39 | $8,300 | $8,768 | 4★ |
| 211 | Capital Blue Cross Select (PPO)Capital Blue Cross · PPO5 of 67 counties · drug deductible $700Dental up to $2,500/yr · eyewear $125/yr · OTC items $120/yr | $0 | $8,800 | $8,800 | 4★ |
| 212 | Personal Choice 65 Rx (PPO)Independence Blue Cross · PPO2 of 67 counties · drug deductible $0Dental up to $1,500/yr · eyewear $250/yr · OTC items $120/yr | $242.50 | $5,950 | $8,860 | 4★ |
| 213 | HumanaChoice H5216-120 (PPO)Humana · PPO63 of 67 counties · drug deductible $700Dental up to $1,250/yr · eyewear $200/yr | $107 | $7,600 | $8,884 | 4★ |
| 214 | Capital Blue Cross Prime (PPO)Capital Blue Cross · PPO21 of 67 counties · drug deductible $550Dental up to $2,000/yr · eyewear $125/yr · OTC items $180/yr | $184 | $6,700 | $8,908 | 4★ |
| 215 | Aetna Medicare Advantra Signature (PPO)Aetna Medicare · PPO37 of 67 counties · drug deductible $700Dental up to $500/yr · eyewear $100/yr · hearing aids $500/yr per ear | $0 | $9,250 | $9,250 | 4.5★ |
| 216 | Aetna Medicare Advantra Signature Giveback (PPO)Aetna Medicare · PPO62 of 67 counties · drug deductible $700Part B giveback $42/mo · Dental up to $500/yr · eyewear $100/yr · hearing aids $500/yr per ear · OTC items $60/yr | $0−$42 Part B giveback | $9,850 | $9,346 | 4.5★ |
| 217 | Geisinger Gold Value Rx (HMO)Geisinger Gold · HMO63 of 67 counties · drug deductible $0Dental up to $500/yr · eyewear $135/yr · OTC items $480/yr | $29 | $9,000 | $9,348 | 4★ |
| 218 | UPMC for Life PPO Rx Enhanced (PPO)UPMC for Life · PPO17 of 67 counties · drug deductible $0Dental up to $1,000/yr · eyewear $250/yr | $155 | $7,550 | $9,410 | 4.5★ |
| 219 | Keystone 65 Essential Rx (HMO-POS)Independence Blue Cross · HMO-POS5 of 67 counties · drug deductible $700Dental up to $1,500/yr · eyewear $250/yr | $45 | $9,000 | $9,540 | 4★ |
| 220 | Capital Blue Cross Value (PPO)Capital Blue Cross · PPO3 of 67 counties · drug deductible $700Part B giveback $18.50/mo · Dental up to $2,000/yr · eyewear $125/yr · OTC items $120/yr | $0−$18.50 Part B giveback | $9,800 | $9,578 | 4★ |
| 221 | Capital Blue Cross Value (PPO)Capital Blue Cross · PPO4 of 67 counties · drug deductible $700Part B giveback $13/mo · Dental up to $2,000/yr · eyewear $125/yr · OTC items $120/yr | $0−$13 Part B giveback | $9,800 | $9,644 | 4★ |
| 222 | Keystone 65 Basic Rx (HMO)Independence Blue Cross · HMO5 of 67 counties · drug deductible $700Dental up to $1,200/yr · eyewear $250/yr · OTC items $100/yr | $15 | $9,500 | $9,680 | 4★ |
| 223 | Aetna Medicare Advantra Signature (HMO-POS)Aetna Medicare · HMO-POS5 of 67 counties · drug deductible $400Dental up to $500/yr · eyewear $100/yr · hearing aids $500/yr per ear | $0 | $9,850 | $9,850 | 3.5★ |
| 224 | Aetna Medicare Elite (PPO)Aetna Medicare · PPO5 of 67 counties · drug deductible $700Dental up to $500/yr · eyewear $100/yr · hearing aids $500/yr per ear | $0 | $9,850 | $9,850 | 4.5★ |
| 225 | Aetna Medicare Signature (HMO-POS)Aetna Medicare · HMO-POS5 of 67 counties · drug deductible $400Dental up to $750/yr · eyewear $100/yr · hearing aids $500/yr per ear · OTC items $60/yr | $0 | $9,850 | $9,850 | 3.5★ |
| 226 | Capital Blue Cross Select (PPO)Capital Blue Cross · PPO4 of 67 counties · drug deductible $700Dental up to $2,500/yr · eyewear $125/yr · OTC items $120/yr | $0 | $9,850 | $9,850 | 4★ |
| 227 | Capital Blue Cross Select (PPO)Capital Blue Cross · PPO5 of 67 counties · drug deductible $700Dental up to $2,500/yr · eyewear $125/yr · OTC items $120/yr | $0 | $9,850 | $9,850 | 4★ |
| 228 | Capital Blue Cross Select (PPO)Capital Blue Cross · PPO4 of 67 counties · drug deductible $700Dental up to $2,500/yr · eyewear $125/yr · OTC items $120/yr | $0 | $9,850 | $9,850 | 4★ |
| 229 | Clover Health Choice (PPO)Clover Health · PPO3 of 67 counties · drug deductible $0Dental up to $1,500/yr · eyewear $250/yr · OTC items $340/yr | $0 | $9,850 | $9,850 | 5★ |
| 230 | Geisinger Gold Classic 360 Rx (HMO)Geisinger Gold · HMO19 of 67 counties · drug deductible $700Dental up to $750/yr · eyewear $200/yr · OTC items $200/yr | $0 | $9,850 | $9,850 | 4★ |
| 231 | Geisinger Gold Preferred Complete Rx (PPO)Geisinger Gold · PPO44 of 67 counties · drug deductible $700 | $0 | $9,850 | $9,850 | 4★ |
| 232 | Humana Gold Choice H8145-052 (PFFS)Humana · PFFS23 of 67 counties · drug deductible $700Dental · eyewear $100/yr | $0 | $9,850 | $9,850 | 4★ |
| 233 | Keystone 65 Assured Rx (HMO)Independence Blue Cross · HMO5 of 67 counties · drug deductible $700Preventive dental · eyewear $250/yr · OTC items $120/yr | $0 | $9,850 | $9,850 | 4★ |
| 234 | Personal Choice 65 Achieve Rx (PPO)Independence Blue Cross · PPO5 of 67 counties · drug deductible $700Preventive dental | $0 | $9,850 | $9,850 | 4★ |
| 235 | Wellcare Simple (HMO-POS)Wellcare · HMO-POS57 of 67 counties · drug deductible $700Dental up to $3,000/yr · eyewear $100/yr · hearing aids $500/yr per ear | $0 | $9,850 | $9,850 | 3.5★ |
| 236 | Capital Blue Cross Basic (PPO)Capital Blue Cross · PPO3 of 67 counties · drug deductible $700Dental up to $2,000/yr · eyewear $125/yr · OTC items $120/yr | $28 | $9,800 | $10,136 | 4★ |
| 237 | Capital Blue Cross Basic (PPO)Capital Blue Cross · PPO4 of 67 counties · drug deductible $700Dental up to $2,000/yr · eyewear $125/yr · OTC items $120/yr | $28 | $9,800 | $10,136 | 4★ |
| 238 | Capital Blue Cross Basic (PPO)Capital Blue Cross · PPO5 of 67 counties · drug deductible $700Dental up to $2,000/yr · eyewear $125/yr · OTC items $120/yr | $28 | $9,800 | $10,136 | 4★ |
| 239 | Capital Blue Cross Basic (PPO)Capital Blue Cross · PPO5 of 67 counties · drug deductible $700Dental up to $2,000/yr · eyewear $125/yr · OTC items $120/yr | $28 | $9,800 | $10,136 | 4★ |
| 240 | Capital Blue Cross Basic (PPO)Capital Blue Cross · PPO4 of 67 counties · drug deductible $700Dental up to $2,000/yr · eyewear $125/yr · OTC items $120/yr | $28 | $9,800 | $10,136 | 4★ |
| 241 | Geisinger Gold Preferred Balance Rx (PPO)Geisinger Gold · PPO44 of 67 counties · drug deductible $0Dental up to $1,000/yr · eyewear $200/yr · hearing aids $417/yr per ear · OTC items $180/yr | $29 | $9,850 | $10,198 | 4★ |
| 242 | Aetna Medicare Value Care (HMO-POS)Aetna Medicare · HMO-POS5 of 67 counties · drug deductible $700Dental up to $1,000/yr · eyewear $275/yr · hearing aids $500/yr per ear · OTC items $200/yr | $43 | $9,850 | $10,366 | 3.5★ |
| 243 | Aetna Medicare Enhanced (PPO)Aetna Medicare · PPO5 of 67 counties · drug deductible $700Dental up to $1,500/yr · eyewear $250/yr · hearing aids $500/yr per ear · OTC items $300/yr | $76 | $9,850 | $10,762 | 4.5★ |
| 244 | UPMC for Life HMO Rx Enhanced (HMO)UPMC for Life · HMO39 of 67 counties · drug deductible $0Dental up to $5,500/yr · eyewear $450/yr | $295 | $7,550 | $11,090 | 4.5★ |
| 245 | AARP Medicare Advantage from UHC PA-19 (HMO-POS)UnitedHealthcare · HMO-POS1 of 67 counties · drug deductible $685Preventive dental · eyewear $125/yr | $160 | $9,850 | $11,770 | 5★ |
Worst-case year = 12 × (monthly plan premium − any Part B giveback) + in-network maximum out-of-pocket, for covered Part A and B services. A giveback lowers the Part B premium you’d otherwise pay ($202.90 a month in 2026), so it counts as money back; a plan with a large giveback can show a worst-case year below $0. The Part B premium itself is the same for everyone, and drug costs are capped separately at $2,400 for 2027. Out-of-network care in PPO plans has a higher limit. Ties go to the lower premium. Other extras (dental, eyewear, hearing aids, over-the-counter allowance) are the yearly maximums each plan filed with CMS; they don’t change the order. Methodology
Before you enroll, check two things this ranking can’t: whether your doctors are in the plan’s network, and how it covers your drugs. Both are in the official Medicare Plan Finder. Star ratings are CMS’s 2027 quality scores (1 to 5) for the company contract behind each plan; they’re shown for context and don’t change the cost order.
Plans without drug coverage
These 22 plans don’t include Part D. They mainly suit people with drug coverage from elsewhere, such as the VA or TRICARE. Joining one generally means you can’t also join a stand-alone Part D plan, and going without creditable drug coverage can trigger a late enrollment penalty.
| # | Plan | Premium / month | In-network max out-of-pocket | Worst-case year | Stars |
|---|---|---|---|---|---|
| 1 | HumanaChoice Giveback H5216-116 (PPO)Humana · PPO62 of 67 countiesPart B giveback $69/mo · Dental up to $1,000/yr · eyewear $250/yr | $0−$69 Part B giveback | $4,150 | $3,322 | 4★ |
| 2 | Aetna Medicare Advantra Eagle Plus (HMO-POS)Aetna Medicare · HMO-POS62 of 67 countiesPart B giveback $135/mo · Dental up to $3,000/yr · eyewear $400/yr · hearing aids $500/yr per ear · OTC items $360/yr | $0−$135 Part B giveback | $5,500 | $3,880 | 3.5★ |
| 3 | Freedom Blue PPO Valor (PPO)Highmark Blue Cross Blue Shield or Highmark Blue Shield · PPO34 of 67 countiesPart B giveback $125/mo · Dental up to $3,000/yr · eyewear $200/yr · hearing aids $500/yr · OTC items $400/yr | $0−$125 Part B giveback | $6,000 | $4,500 | 4.5★ |
| 4 | Freedom Blue PPO Valor (PPO)Highmark Blue Cross Blue Shield or Highmark Blue Shield · PPO28 of 67 countiesPart B giveback $125/mo · Dental up to $3,000/yr · eyewear $200/yr · hearing aids $500/yr · OTC items $400/yr | $0−$125 Part B giveback | $6,000 | $4,500 | 4.5★ |
| 5 | Freedom Blue PPO Valor (PPO)Highmark Blue Cross Blue Shield or Highmark Blue Shield · PPO4 of 67 countiesPart B giveback $125/mo · Dental up to $3,000/yr · eyewear $200/yr · hearing aids $500/yr · OTC items $400/yr | $0−$125 Part B giveback | $6,000 | $4,500 | 4.5★ |
| 6 | AARP Medicare Advantage Patriot No Rx PA-MA01 (HMO-POS)UnitedHealthcare · HMO-POSAll 67 countiesPart B giveback $200/mo · Dental up to $5,000/yr · eyewear $175/yr · hearing aids $1,000/yr | $0−$200 Part B giveback | $7,150 | $4,750 | 4★ |
| 7 | HumanaChoice R0110-007 (Regional PPO)Humana · Regional PPOAll 67 countiesDental up to $2,000/yr · eyewear $300/yr | $0 | $4,750 | $4,750 | 3.5★ |
| 8 | UPMC for Life HMO No Rx (HMO)UPMC for Life · HMO63 of 67 countiesPart B giveback $140/mo · Dental up to $3,000/yr · eyewear $200/yr | $0−$140 Part B giveback | $6,500 | $4,820 | 4.5★ |
| 9 | Humana USAA Honor Giveback (PPO)Humana · PPO61 of 67 countiesPart B giveback $145/mo · Dental up to $2,500/yr · eyewear $250/yr | $0−$145 Part B giveback | $6,700 | $4,960 | 4★ |
| 10 | Keystone 65 Liberty Medical Only (HMO)Independence Blue Cross · HMO5 of 67 countiesPart B giveback $120/mo · Dental up to $2,000/yr · eyewear $250/yr · OTC items $120/yr | $0−$120 Part B giveback | $7,150 | $5,710 | 4★ |
| 11 | Keystone 65 Preferred Medical Only (HMO)Independence Blue Cross · HMO5 of 67 countiesPreventive dental · eyewear $250/yr · OTC items $120/yr | $105 | $4,450 | $5,710 | 4★ |
| 12 | Freedom Blue PPO Basic (PPO)Highmark Blue Cross Blue Shield or Highmark Blue Shield · PPO34 of 67 countiesPart B giveback $19/mo · Preventive dental · eyewear $225/yr · hearing aids $500/yr | $5−$19 Part B giveback | $5,900 | $5,732 | 4.5★ |
| 13 | Security Blue HMO-POS Basic (HMO-POS)Highmark Blue Cross Blue Shield or Highmark Blue Shield · HMO-POS11 of 67 countiesPart B giveback $19/mo · Preventive dental · eyewear $225/yr | $7−$19 Part B giveback | $5,900 | $5,756 | 4.5★ |
| 14 | Geisinger Gold Heritage (HMO)Geisinger Gold · HMO63 of 67 countiesPart B giveback $70/mo · Dental up to $2,000/yr · eyewear $200/yr · hearing aids $417/yr per ear · OTC items $480/yr | $0−$70 Part B giveback | $6,700 | $5,860 | 4★ |
| 15 | Security Blue HMO-POS Basic (HMO-POS)Highmark Blue Cross Blue Shield or Highmark Blue Shield · HMO-POS17 of 67 countiesPreventive dental · eyewear $225/yr | $37 | $5,900 | $6,344 | 4.5★ |
| 16 | Aetna Medicare Advantra Eagle (HMO-POS)Aetna Medicare · HMO-POS5 of 67 countiesPart B giveback $45/mo · Dental up to $1,000/yr · eyewear $200/yr · hearing aids $500/yr per ear · OTC items $180/yr | $0−$45 Part B giveback | $7,150 | $6,610 | 3.5★ |
| 17 | Keystone 65 Select Medical Only (HMO)Independence Blue Cross · HMO3 of 67 countiesDental up to $1,500/yr · eyewear $250/yr · OTC items $120/yr | $0 | $6,750 | $6,750 | 4★ |
| 18 | Keystone 65 Select Medical Only (HMO)Independence Blue Cross · HMO2 of 67 countiesDental up to $1,500/yr · eyewear $250/yr · OTC items $120/yr | $20 | $6,750 | $6,990 | 4★ |
| 19 | Personal Choice 65 Medical Only (PPO)Independence Blue Cross · PPO2 of 67 countiesDental up to $1,500/yr · eyewear $250/yr · OTC items $120/yr | $113 | $5,950 | $7,306 | 4★ |
| 20 | Clover Health Valor (PPO)Clover Health · PPO3 of 67 countiesPart B giveback $125/mo · Dental up to $1,500/yr · eyewear $200/yr · OTC items $320/yr | $0−$125 Part B giveback | $9,850 | $8,350 | 5★ |
| 21 | UPMC for Life PPO Salute (PPO)UPMC for Life · PPO58 of 67 countiesPart B giveback $50/mo · Dental up to $3,000/yr · eyewear $300/yr | $0−$50 Part B giveback | $9,850 | $9,250 | 4.5★ |
| 22 | UPMC for Life PPO Salute (PPO)UPMC for Life · PPO5 of 67 countiesPart B giveback $45/mo · Dental up to $3,000/yr · eyewear $300/yr | $0−$45 Part B giveback | $9,850 | $9,310 | 4.5★ |
County pages
Adams County · Allegheny County · Beaver County · Berks County · Blair County · Bucks County · Butler County · Cambria County · Centre County · Chester County · Cumberland County · Dauphin County · Delaware County · Erie County · Fayette County · Franklin County · Lackawanna County · Lancaster County · Lebanon County · Lehigh County · Luzerne County · Lycoming County · Mercer County · Monroe County · Montgomery County · Northampton County · Philadelphia County · Schuylkill County · Washington County · Westmoreland County · York County
Questions
How many Medicare Advantage plans are available in Pennsylvania for 2027?
CMS lists 245 general-audience Medicare Advantage plans with drug coverage in Pennsylvania for 2027, from 15 parent companies. Not every plan is sold in every county; use the county filter to see yours.
Are there $0 premium Medicare Advantage plans in Pennsylvania?
Yes. 118 of the 245 plans have a $0 monthly plan premium in 2027. You still pay the Part B premium ($202.90 a month in 2026).
Which Pennsylvania Medicare Advantage plan has the lowest worst-case cost?
Perennial Advantage Freedom (HMO) from Perennial Advantage: $0 a month with an in-network out-of-pocket maximum of $4,500, so at most about $4,500 in premiums and in-network costs for the year. It is offered in 12 of 67 counties.
Which Pennsylvania Medicare Advantage plans have 4 or more stars?
197 of the 245 plans belong to contracts CMS rated 4 stars or higher for 2027. Star ratings measure quality and member experience, not cost; the table shows each plan's rating next to its worst-case cost.
Which Pennsylvania Medicare Advantage plans have a Part B giveback?
44 of the 245 plans lower your Part B premium (a "giveback"), according to their 2027 benefit filings with CMS. The largest is $184.70 a month, from DEVOTED GIVEBACK 009 PA (HMO). A giveback plan isn't automatically cheaper: compare its worst-case year and its network.
What is the typical out-of-pocket maximum in Pennsylvania?
The median in-network out-of-pocket maximum among these plans is $7,100. CMS allows up to $9,850 in 2027.
Sources
- CMS, CY 2027 Medicare Advantage and Prescription Drug Plan Landscape (CY2027_Landscape_202609.csv), from cms.gov; extra benefits (Part B giveback, dental, eyewear, hearing aids, over-the-counter allowance) from the CMS CY 2027 Plan Benefit Package files, cms.gov, yearly amounts as each plan filed them; star ratings from the CMS 2027 Star Ratings Data Tables (October 8, 2026), cms.gov. Ratings are per contract, so plans under the same contract share one rating. General-audience plans only: Special Needs Plans, Cost plans and employer group plans are not ranked.
- CMS, 2026 Part B premium — cms.gov.
Educational information, not a recommendation to join any plan. We are not an insurance agent or broker, and we are not connected with or endorsed by the U.S. government or the federal Medicare program. Plan details can change; confirm with the plan or Medicare.gov. · Advertiser disclosure
Keep going
Other states
Alabama · Alaska · Arizona · Arkansas · California · Colorado · Connecticut · Delaware · District of Columbia · Florida · Georgia · Hawaii · Idaho · Illinois · Indiana · Iowa · Kansas · Kentucky · Louisiana · Maine · Maryland · Massachusetts · Michigan · Minnesota · Mississippi · Missouri · Montana · Nebraska · Nevada · New Hampshire · New Jersey · New Mexico · New York · North Carolina · North Dakota · Ohio · Oklahoma · Oregon · Puerto Rico · Rhode Island · South Carolina · South Dakota · Tennessee · Texas · Utah · Vermont · Virginia · Washington · West Virginia · Wisconsin · Wyoming