Best Medicare Advantage Plans in Nebraska for 2027
Every general-audience Medicare Advantage plan with drug coverage in Nebraska, ranked by what it could cost you in a bad year: 12 months of premiums, less any Part B giveback, plus the plan's in-network out-of-pocket maximum. Pick your county to see only the plans sold there.
Nebraska plans, ranked
Showing all 24 plans.
| # | Plan | Premium / month | In-network max out-of-pocket | Worst-case year | Stars |
|---|---|---|---|---|---|
| 1 | HumanaChoice Giveback H5216-340 (PPO)Humana · PPO26 of 85 counties · drug deductible $700Part B giveback $63/mo · Dental up to $4,000/yr · eyewear $100/yr | $0−$63 Part B giveback | $5,000 | $4,244 | 4★ |
| 2 | Humana Gold Plus H0028-053 (HMO)Humana · HMO25 of 85 counties · drug deductible $700Dental · eyewear $100/yr | $0 | $4,400 | $4,400 | 4.5★ |
| 3 | Aetna Medicare Signature (HMO-POS)Aetna Medicare · HMO-POS34 of 85 counties · drug deductible $700Dental up to $1,000/yr · eyewear $200/yr · hearing aids $1,250/yr per ear | $0 | $4,450 | $4,450 | 4★ |
| 4 | DEVOTED CHOICE 001 NE (PPO)Devoted Health · PPO42 of 85 counties · drug deductible $650Dental up to $3,000/yr · eyewear $350/yr · OTC items $248/yr | $0 | $4,800 | $4,800 | Too new to rate |
| 5 | Aetna Medicare Signature Classic Extra (PPO)Aetna Medicare · PPO33 of 85 counties · drug deductible $500Dental up to $750/yr · eyewear $100/yr · hearing aids $1,250/yr per ear | $0 | $5,000 | $5,000 | 4★ |
| 6 | Blue Cross and Blue Shield of Nebraska MA Assure (HMO-POS)Blue Cross and Blue Shield of Nebraska · HMO-POS61 of 85 counties · drug deductible $400Preventive dental up to $500/yr · eyewear $150/yr · OTC items $80/yr | $0 | $5,900 | $5,900 | 3.5★ |
| 7 | Blue Cross and Blue Shield of Nebraska MA Protect (PPO)Blue Cross and Blue Shield of Nebraska · PPO61 of 85 counties · drug deductible $400Preventive dental up to $600/yr · eyewear $200/yr · OTC items $180/yr | $48 | $5,700 | $6,276 | 3★ |
| 8 | DEVOTED CHOICE GIVEBACK EXTRAS 011 NE (PPO)Devoted Health · PPO42 of 85 counties · drug deductible $700Part B giveback $75/mo · Dental up to $3,250/yr · eyewear $400/yr · OTC items $284/yr | $0−$75 Part B giveback | $7,250 | $6,350 | Too new to rate |
| 9 | AARP Medicare Advantage Essentials from UHC NE-3 (HMO-POS)UnitedHealthcare · HMO-POS5 of 85 counties · drug deductible $685Preventive dental · eyewear $75/yr · hearing aids $700/yr | $0 | $6,400 | $6,400 | 3.5★ |
| 10 | MyAdvocate Medicare Advantage GOLD (HMO-POS)MyAdvocate Medicare Advantage · HMO-POS21 of 85 counties · drug deductible $250Dental up to $500/yr · eyewear $300/yr · OTC items $380/yr | $82 | $5,500 | $6,484 | Too new to rate |
| 11 | Blue Cross and Blue Shield of Nebraska MA Connect (PPO)Blue Cross and Blue Shield of Nebraska · PPO61 of 85 counties · drug deductible $400Preventive dental up to $250/yr · eyewear $100/yr | $0 | $6,650 | $6,650 | 3★ |
| 12 | MyAdvocate Medicare Advantage SILVER (HMO-POS)MyAdvocate Medicare Advantage · HMO-POS21 of 85 counties · drug deductible $400Preventive dental · eyewear $300/yr · OTC items $240/yr | $0 | $6,900 | $6,900 | Too new to rate |
| 13 | Wellcare Simple (HMO-POS)Wellcare · HMO-POS54 of 85 counties · drug deductible $700Dental | $0 | $7,100 | $7,100 | 2.5★ |
| 14 | AARP Medicare Advantage Extras from UHC NE-5 (HMO-POS)UnitedHealthcare · HMO-POS5 of 85 counties · drug deductible $685Dental up to $2,000/yr · eyewear $100/yr · hearing aids $700/yr | $0 | $7,150 | $7,150 | 3.5★ |
| 15 | Aetna Medicare Signature (PPO)Aetna Medicare · PPO33 of 85 counties · drug deductible $500Dental up to $1,000/yr · eyewear $100/yr · hearing aids $1,250/yr per ear | $0 | $7,150 | $7,150 | 4★ |
| 16 | Aetna Medicare Signature Classic (PPO)Aetna Medicare · PPO33 of 85 counties · drug deductible $700Preventive dental · eyewear $100/yr · hearing aids $500/yr per ear | $0 | $7,150 | $7,150 | 4★ |
| 17 | Aetna Medicare Enhanced Classic Extra (PPO)Aetna Medicare · PPO54 of 85 counties · drug deductible $500Dental up to $2,000/yr · eyewear $100/yr · hearing aids $1,250/yr per ear · OTC items $200/yr | $62 | $6,500 | $7,244 | 4★ |
| 18 | AARP Medicare Advantage from UHC NE-0002 (PPO)UnitedHealthcare · PPO5 of 85 counties · drug deductible $685Preventive dental · hearing aids $700/yr | $61 | $7,150 | $7,882 | 3★ |
| 19 | DEVOTED CHOICE GIVEBACK 002 NE (PPO)Devoted Health · PPO42 of 85 counties · drug deductible $461Part B giveback $159.80/mo · Dental up to $250/yr · eyewear $200/yr | $0−$159.80 Part B giveback | $9,850 | $7,932 | Too new to rate |
| 20 | Aetna Medicare Enhanced Extra (PPO)Aetna Medicare · PPO54 of 85 counties · drug deductible $700Dental up to $2,000/yr · eyewear $250/yr · hearing aids $1,250/yr per ear · OTC items $200/yr | $72 | $7,150 | $8,014 | 4★ |
| 21 | HumanaChoice H5216-014 (PPO)Humana · PPO7 of 85 counties · drug deductible $700Dental up to $2,500/yr · eyewear $100/yr | $51 | $7,500 | $8,112 | 4★ |
| 22 | Medica Advantage Essential (PPO)Medica · PPO42 of 85 counties · drug deductible $700Preventive dental | $94 | $7,150 | $8,278 | 4★ |
| 23 | Wellcare Giveback (HMO-POS)Wellcare · HMO-POS54 of 85 counties · drug deductible $700Part B giveback $20/mo · Dental · hearing aids $350/yr per ear | $0−$20 Part B giveback | $8,850 | $8,610 | 2.5★ |
| 24 | Medica Advantage Select (PPO)Medica · PPO42 of 85 counties · drug deductible $455Dental up to $500/yr · eyewear $150/yr | $169 | $7,150 | $9,178 | 4★ |
Worst-case year = 12 × (monthly plan premium − any Part B giveback) + in-network maximum out-of-pocket, for covered Part A and B services. A giveback lowers the Part B premium you’d otherwise pay ($202.90 a month in 2026), so it counts as money back; a plan with a large giveback can show a worst-case year below $0. The Part B premium itself is the same for everyone, and drug costs are capped separately at $2,400 for 2027. Out-of-network care in PPO plans has a higher limit. Ties go to the lower premium. Other extras (dental, eyewear, hearing aids, over-the-counter allowance) are the yearly maximums each plan filed with CMS; they don’t change the order. Methodology
Before you enroll, check two things this ranking can’t: whether your doctors are in the plan’s network, and how it covers your drugs. Both are in the official Medicare Plan Finder. Star ratings are CMS’s 2027 quality scores (1 to 5) for the company contract behind each plan; they’re shown for context and don’t change the cost order.
Plans without drug coverage
These 6 plans don’t include Part D. They mainly suit people with drug coverage from elsewhere, such as the VA or TRICARE. Joining one generally means you can’t also join a stand-alone Part D plan, and going without creditable drug coverage can trigger a late enrollment penalty.
| # | Plan | Premium / month | In-network max out-of-pocket | Worst-case year | Stars |
|---|---|---|---|---|---|
| 1 | Medica Advantage Salute (PPO)Medica · PPO42 of 85 countiesPart B giveback $160/mo · Dental up to $1,500/yr · eyewear $200/yr · OTC items $200/yr | $0−$160 Part B giveback | $4,450 | $2,530 | 4★ |
| 2 | Humana USAA Honor Giveback (PPO)Humana · PPO26 of 85 countiesPart B giveback $150/mo · Dental up to $1,500/yr · eyewear $200/yr | $0−$150 Part B giveback | $4,700 | $2,900 | 4★ |
| 3 | AARP Medicare Advantage Patriot No Rx NE-MA2 (HMO-POS)UnitedHealthcare · HMO-POS52 of 85 countiesPart B giveback $170/mo · Dental up to $3,000/yr · eyewear $125/yr · hearing aids $1,000/yr | $0−$170 Part B giveback | $7,150 | $5,110 | 3.5★ |
| 4 | AARP Medicare Advantage Patriot No Rx NE-MA01 (PPO)UnitedHealthcare · PPO5 of 85 countiesPart B giveback $160/mo · Dental up to $2,500/yr · eyewear $125/yr · hearing aids $700/yr | $0−$160 Part B giveback | $7,150 | $5,230 | 3★ |
| 5 | Aetna Medicare Eagle (HMO-POS)Aetna Medicare · HMO-POS54 of 85 countiesPart B giveback $95/mo · Dental up to $1,500/yr · eyewear $200/yr · hearing aids $1,250/yr per ear · OTC items $360/yr | $0−$95 Part B giveback | $6,750 | $5,610 | 4★ |
| 6 | AARP Medicare Advantage Patriot No Rx SI-MA2 (PPO)UnitedHealthcare · PPO4 of 85 countiesPart B giveback $115/mo · Dental up to $1,000/yr · eyewear $125/yr · hearing aids $700/yr | $0−$115 Part B giveback | $7,150 | $5,770 | 4.5★ |
County pages
Douglas County · Lancaster County · Sarpy County
Questions
How many Medicare Advantage plans are available in Nebraska for 2027?
CMS lists 24 general-audience Medicare Advantage plans with drug coverage in Nebraska for 2027, from 8 parent companies. Not every plan is sold in every county; use the county filter to see yours.
Are there $0 premium Medicare Advantage plans in Nebraska?
Yes. 16 of the 24 plans have a $0 monthly plan premium in 2027. You still pay the Part B premium ($202.90 a month in 2026).
Which Nebraska Medicare Advantage plan has the lowest worst-case cost?
HumanaChoice Giveback H5216-340 (PPO) from Humana: $0 a month with an in-network out-of-pocket maximum of $5,000, so at most about $4,244 in premiums and in-network costs for the year. It is offered in 26 of 85 counties.
Which Nebraska Medicare Advantage plans have 4 or more stars?
11 of the 24 plans belong to contracts CMS rated 4 stars or higher for 2027. Star ratings measure quality and member experience, not cost; the table shows each plan's rating next to its worst-case cost.
Which Nebraska Medicare Advantage plans have a Part B giveback?
4 of the 24 plans lower your Part B premium (a "giveback"), according to their 2027 benefit filings with CMS. The largest is $159.80 a month, from DEVOTED CHOICE GIVEBACK 002 NE (PPO). A giveback plan isn't automatically cheaper: compare its worst-case year and its network.
What is the typical out-of-pocket maximum in Nebraska?
The median in-network out-of-pocket maximum among these plans is $7,000. CMS allows up to $9,850 in 2027.
Sources
- CMS, CY 2027 Medicare Advantage and Prescription Drug Plan Landscape (CY2027_Landscape_202609.csv), from cms.gov; extra benefits (Part B giveback, dental, eyewear, hearing aids, over-the-counter allowance) from the CMS CY 2027 Plan Benefit Package files, cms.gov, yearly amounts as each plan filed them; star ratings from the CMS 2027 Star Ratings Data Tables (October 8, 2026), cms.gov. Ratings are per contract, so plans under the same contract share one rating. General-audience plans only: Special Needs Plans, Cost plans and employer group plans are not ranked.
- CMS, 2026 Part B premium — cms.gov.
Educational information, not a recommendation to join any plan. We are not an insurance agent or broker, and we are not connected with or endorsed by the U.S. government or the federal Medicare program. Plan details can change; confirm with the plan or Medicare.gov. · Advertiser disclosure
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