Best Medicare Advantage Plans in Richland County, OH for 2027
Every general-audience Medicare Advantage plan with drug coverage sold in Richland County, ranked by what it could cost you in a bad year: 12 months of premiums, less any Part B giveback, plus the in-network out-of-pocket maximum.
Richland County plans, ranked
| # | Plan | Premium / month | In-network max out-of-pocket | Worst-case year | Stars |
|---|---|---|---|---|---|
| 1 | AARP Medicare Advantage from UHC OH-19 (HMO-POS)UnitedHealthcare · HMO-POS44 of 88 counties · drug deductible $685Dental up to $5,000/yr · eyewear $150/yr · hearing aids $1,000/yr | $35 | $3,900 | $4,320 | 4★ |
| 2 | DEVOTED CORE 022 OH (HMO)Devoted Health · HMO36 of 88 counties · drug deductible $650Dental up to $3,500/yr · eyewear $350/yr · OTC items $260/yr | $0 | $4,750 | $4,750 | 4★ |
| 3 | DEVOTED CORE 001 OH (HMO)Devoted Health · HMO36 of 88 counties · drug deductible $650Dental up to $1,750/yr · eyewear $200/yr | $0 | $4,900 | $4,900 | 4★ |
| 4 | Mount Carmel MediGold Plus (HMO)MediGold · HMO45 of 88 counties · drug deductible $250Dental up to $1,000/yr · eyewear $250/yr · OTC items $400/yr | $49 | $4,500 | $5,088 | 3.5★ |
| 5 | Mount Carmel MediGold Premier (HMO)MediGold · HMO30 of 88 counties · drug deductible $0Dental up to $1,000/yr · eyewear $300/yr · OTC items $400/yr | $109 | $3,900 | $5,208 | 3.5★ |
| 6 | AARP Medicare Advantage from UHC OH-0001 (HMO-POS)UnitedHealthcare · HMO-POS56 of 88 counties · drug deductible $505Dental up to $5,000/yr · eyewear $100/yr · hearing aids $700/yr | $85 | $4,200 | $5,220 | 4★ |
| 7 | DEVOTED GIVEBACK EXTRAS 026 OH (HMO)Devoted Health · HMO36 of 88 counties · drug deductible $700Part B giveback $90/mo · Dental up to $3,750/yr · eyewear $400/yr · OTC items $796/yr | $0−$90 Part B giveback | $6,350 | $5,270 | 4★ |
| 8 | DEVOTED CHOICE 001 OH (PPO)Devoted Health · PPO78 of 88 counties · drug deductible $650Dental up to $1,500/yr · eyewear $350/yr | $0 | $5,300 | $5,300 | 4.5★ |
| 9 | DEVOTED CHOICE 003 OH (PPO)Devoted Health · PPO78 of 88 counties · drug deductible $650Dental up to $2,500/yr · eyewear $250/yr · OTC items $120/yr | $0 | $5,300 | $5,300 | 4.5★ |
| 10 | DEVOTED GIVEBACK 003 OH (HMO)Devoted Health · HMO36 of 88 counties · drug deductible $461Part B giveback $184.70/mo · Dental up to $250/yr · eyewear $200/yr · OTC items $112/yr | $0−$184.70 Part B giveback | $8,000 | $5,784 | 4★ |
| 11 | AARP Medicare Advantage Essentials from UHC OH-2 (HMO-POS)UnitedHealthcare · HMO-POS17 of 88 counties · drug deductible $685Preventive dental · hearing aids $1,000/yr | $0 | $5,900 | $5,900 | 4★ |
| 12 | Mount Carmel MediGold No Premium (HMO)MediGold · HMO30 of 88 counties · drug deductible $275Dental up to $1,000/yr · eyewear $250/yr · OTC items $180/yr | $0 | $5,900 | $5,900 | 3.5★ |
| 13 | Anthem Medicare Advantage (HMO-POS)Anthem Blue Cross and Blue Shield · HMO-POS46 of 88 counties · drug deductible $425Dental up to $1,000/yr · eyewear $175/yr · hearing aids $2,000/yr · OTC items $140/yr | $0 | $6,500 | $6,500 | 3.5★ |
| 14 | HumanaChoice H5216-023 (PPO)Humana · PPOAll 88 counties · drug deductible $450Dental up to $2,000/yr · eyewear $100/yr | $44 | $6,000 | $6,528 | 4★ |
| 15 | DEVOTED PREMIUM 002 OH (HMO)Devoted Health · HMO36 of 88 counties · drug deductible $650Dental up to $2,000/yr · eyewear $300/yr | $31 | $6,500 | $6,872 | 4★ |
| 16 | Mount Carmel MediGold Cash Back (HMO)MediGold · HMO45 of 88 counties · drug deductible $350Part B giveback $160/mo · Preventive dental up to $1,000/yr · eyewear $125/yr · OTC items $100/yr | $0−$160 Part B giveback | $8,900 | $6,980 | 3.5★ |
| 17 | AARP Medicare Advantage Extras from UHC OH-11 (HMO-POS)UnitedHealthcare · HMO-POS17 of 88 counties · drug deductible $685Dental up to $2,500/yr · eyewear $100/yr · hearing aids $1,000/yr | $0 | $7,150 | $7,150 | 4★ |
| 18 | Anthem Extra Help (HMO-POS)Anthem Blue Cross and Blue Shield · HMO-POSAll 88 counties · drug deductible $105Dental up to $1,200/yr · eyewear $275/yr · hearing aids $3,000/yr · OTC items $500/yr | $0 | $7,350 | $7,350 | 3.5★ |
| 19 | The Health Plan SecureChoice Optimum (PPO)The Health Plan · PPO77 of 88 counties · drug deductible $425Dental up to $1,000/yr · eyewear $150/yr | $45 | $7,000 | $7,540 | 3★ |
| 20 | AARP Medicare Advantage Giveback from UHC OH-17 (HMO-POS)UnitedHealthcare · HMO-POS83 of 88 counties · drug deductible $685Part B giveback $58/mo · Preventive dental · eyewear $100/yr · hearing aids $1,000/yr | $0−$58 Part B giveback | $8,500 | $7,804 | 4★ |
| 21 | Anthem Medicare Advantage 3 (PPO)Anthem Blue Cross and Blue Shield · PPO68 of 88 counties · drug deductible $495Dental up to $1,200/yr · eyewear $250/yr · hearing aids $3,000/yr · OTC items $200/yr | $59 | $7,150 | $7,858 | 4.5★ |
| 22 | The Health Plan SecureCare - Option II (HMO)The Health Plan · HMO69 of 88 counties · drug deductible $395Dental up to $1,000/yr · eyewear $150/yr | $33 | $7,500 | $7,896 | 3.5★ |
| 23 | Anthem Medicare Advantage (Regional PPO)Anthem Blue Cross and Blue Shield · Regional PPOAll 88 counties · drug deductible $395Preventive dental · hearing aids $2,000/yr | $106 | $6,750 | $8,022 | 3.5★ |
| 24 | AARP Medicare Advantage from UHC OH-0014 (PPO)UnitedHealthcare · PPO17 of 88 counties · drug deductible $685Preventive dental · eyewear $100/yr · hearing aids $700/yr | $82 | $7,150 | $8,134 | 4★ |
| 25 | HumanaChoice R0110-016 (Regional PPO)Humana · Regional PPOAll 88 counties · drug deductible $700Dental up to $2,000/yr · eyewear $100/yr | $121 | $7,150 | $8,602 | 3.5★ |
| 26 | Humana Full Access (PPO)Humana · PPO87 of 88 counties · drug deductible $700Dental · eyewear $100/yr | $53 | $9,850 | $10,486 | 4★ |
Worst-case year = 12 × (monthly plan premium − any Part B giveback) + in-network maximum out-of-pocket. The giveback is money back on the Part B premium ($202.90 a month in 2026), which is otherwise the same for everyone, so a large one can push the worst-case year below $0; drug costs are capped separately at $2,400 in 2027. Other extras are the yearly maximums each plan filed with CMS and don’t change the order. Methodology
What changed since 2026
- Plans with drug coverage: 42 in 2026, 36 in 2027.
- $0-premium plans: 26 in 2026, 23 in 2027.
- Median in-network out-of-pocket maximum: $6,525 in 2026, $6,625 in 2027.
- 8,750 people here were in a general-audience Advantage plan in October 2026; 2,747 of them are in a plan that ends or leaves the county for 2027 and must choose again.
From our 2026 vs. 2027 Medicare Advantage study (CMS landscape, enrollment and crosswalk files).
Before you enroll, check that your doctors are in the plan’s network and how it covers your drugs in the Medicare Plan Finder. Weighing Advantage against Original Medicare with a Medigap plan? Run the county calculator.
Also sold here without drug coverage: Mount Carmel MediGold Glory No RX (HMO), Anthem Veteran (PPO), HumanaChoice R0110-015 (Regional PPO), Humana USAA Honor Giveback (PPO), Anthem Veteran (Regional PPO), AARP Medicare Advantage Patriot No Rx OH-MA01 (PPO), AARP Medicare Advantage Patriot No Rx OH-MA2 (HMO-POS), Humana USAA Honor Giveback (PPO), DEVOTED CHOICE MA ONLY 002 OH (PPO), The Health Plan SecureCare Integrity Plan 3 (HMO).
Questions
How many Medicare Advantage plans are in Richland County for 2027?
26 general-audience plans with drug coverage, 13 of them with a $0 monthly premium, compared with 42 plans and 26 $0-premium plans in 2026. Special Needs Plans aren't counted.
Which plan has the lowest worst-case cost in Richland County?
AARP Medicare Advantage from UHC OH-19 (HMO-POS) from UnitedHealthcare: $35 a month with an in-network out-of-pocket maximum of $3,900, so at most about $4,320 for the year in premiums and in-network costs.
Do any Richland County plans have a Part B giveback?
4 do. The largest is $184.70 a month off your Part B premium, from DEVOTED GIVEBACK 003 OH (HMO).
How many Richland County plans have 4 or more stars?
16 of 26, based on CMS's 2027 ratings of the contract behind each plan.
Sources
- CMS, CY 2027 Medicare Advantage and Prescription Drug Plan Landscape (CY2027_Landscape_202609.csv), from cms.gov; extra benefits (Part B giveback, dental, eyewear, hearing aids, over-the-counter allowance) from the CMS CY 2027 Plan Benefit Package files, cms.gov, yearly amounts as each plan filed them; star ratings from the CMS 2027 Star Ratings Data Tables (October 8, 2026), cms.gov. Ratings are per contract, so plans under the same contract share one rating. General-audience plans only: Special Needs Plans, Cost plans and employer group plans are not ranked.
- County population: 2020 Census, via the USDA Rural-Urban Continuum Codes (2023).
Educational information, not a recommendation to join any plan. We are not an insurance agent or broker, and we are not connected with or endorsed by the U.S. government or the federal Medicare program. · Advertiser disclosure
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