Ranked by math. Plans ranked on yearly cost from official federal and state data · ads and any paid links never change the order · not a broker; we don’t enroll you · how we’re funded →
2027 plans · CMS data · Ranked by math
Best Medicare Advantage Plans in Arizona for 2027
Every general-audience Medicare Advantage plan with drug coverage in Arizona, ranked by what it could cost you in a bad year: 12 months of premiums, less any Part B giveback, plus the plan's in-network out-of-pocket maximum. Pick your county to see only the plans sold there.
81plans with drug coverage
71with a $0 plan premium
$1,899lowest worst-case year
50rated 4+ stars by CMS
Arizona plans, ranked
Showing all 81 plans.
| # | Plan | Premium / month | In-network max out-of-pocket | Worst-case year | Stars |
|---|---|---|---|---|---|
| 1 | Alignment Health ONE 008 (HMO)Alignment Health Plan · HMO1 of 15 counties · drug deductible $700Dental up to $2,500/yr · eyewear $300/yr · OTC items $240/yr | $0 | $1,899 | $1,899 | 4★ |
| 2 | SCAN Classic (HMO)SCAN Health Plan · HMO3 of 15 counties · drug deductible $0Dental up to $3,000/yr · eyewear $100/yr · OTC items $120/yr | $0 | $2,000 | $2,000 | 3.5★ |
| 3 | Verda Noble Care (HMO)Verda Health Plan of Arizona · HMO2 of 15 counties · drug deductible $300Dental · eyewear $200/yr · OTC items $660/yr | $0 | $2,099 | $2,099 | Too new to rate |
| 4 | SCAN MyChoice (HMO)SCAN Health Plan · HMO3 of 15 counties · drug deductible $0Part B giveback $30/mo · Dental up to $1,500/yr | $0−$30 Part B giveback | $2,500 | $2,140 | 3.5★ |
| 5 | Alignment Health Smart 005 (HMO)Alignment Health Plan · HMO3 of 15 counties · drug deductible $700Part B giveback $120/mo · Preventive dental · eyewear $50/yr | $0−$120 Part B giveback | $3,900 | $2,460 | 4★ |
| 6 | Alignment Health ONE + Walgreens 002 (HMO)Alignment Health Plan · HMO2 of 15 counties · drug deductible $0Dental up to $2,000/yr · eyewear $300/yr · OTC items $600/yr | $0 | $2,499 | $2,499 | 4★ |
| 7 | SCAN Walmart Medicare Advantage (HMO)SCAN Health Plan · HMO3 of 15 counties · drug deductible $450Dental up to $3,000/yr · OTC items $560/yr | $0 | $2,500 | $2,500 | 3.5★ |
| 8 | Wellcare Simple (HMO)Wellcare · HMO3 of 15 counties · drug deductible $700Dental · eyewear $100/yr · hearing aids $750/yr per ear | $0 | $2,500 | $2,500 | 3.5★ |
| 9 | Humana Gold Plus H0028-074 (HMO)Humana · HMO2 of 15 counties · drug deductible $200Dental up to $1,750/yr · eyewear $200/yr | $0 | $2,550 | $2,550 | 4.5★ |
| 10 | Humana Total Complete (HMO)Humana · HMO2 of 15 counties · drug deductible $200Dental up to $1,750/yr · eyewear $200/yr | $0 | $2,550 | $2,550 | 4.5★ |
| 11 | Wellpoint Medicare Advantage 1 (HMO-POS)Wellpoint · HMO-POS1 of 15 counties · drug deductible $200Dental up to $500/yr · eyewear $225/yr · hearing aids $1,500/yr · OTC items $340/yr | $0 | $2,700 | $2,700 | 3.5★ |
| 12 | Wellpoint Premium Savings (HMO-POS)Wellpoint · HMO-POS1 of 15 counties · drug deductible $200Part B giveback $54/mo · Preventive dental · eyewear $225/yr · hearing aids $1,500/yr · OTC items $280/yr | $0−$54 Part B giveback | $3,400 | $2,752 | 3.5★ |
| 13 | AARP Medicare Advantage Essentials from UHC AZ-1 (HMO-POS)UnitedHealthcare · HMO-POS1 of 15 counties · drug deductible $595Preventive dental · eyewear $100/yr · hearing aids $1,000/yr | $0 | $2,800 | $2,800 | 4★ |
| 14 | DEVOTED CORE 090 AZ (HMO)Devoted Health · HMO2 of 15 counties · drug deductible $650Dental up to $4,000/yr · eyewear $350/yr · OTC items $156/yr | $0 | $2,900 | $2,900 | 4.5★ |
| 15 | DEVOTED CORE 021 AZ (HMO)Devoted Health · HMO3 of 15 counties · drug deductible $461Dental up to $3,500/yr · eyewear $250/yr · OTC items $320/yr | $0 | $2,950 | $2,950 | 4★ |
| 16 | Banner Medicare Advantage Prime (HMO)Banner Medicare Advantage · HMO1 of 15 counties · drug deductible $540Dental up to $1,000/yr · eyewear $100/yr · OTC items $260/yr | $0 | $2,995 | $2,995 | 3★ |
| 17 | Aetna Medicare Prime (HMO)Aetna Medicare · HMO1 of 15 counties · drug deductible $400Dental up to $2,500/yr · eyewear $200/yr · hearing aids $1,000/yr per ear · OTC items $200/yr | $0 | $3,000 | $3,000 | Not rated |
| 18 | Aetna Medicare Prime (HMO)Aetna Medicare · HMO1 of 15 counties · drug deductible $400Dental up to $2,500/yr · eyewear $250/yr · hearing aids $1,000/yr per ear · OTC items $200/yr | $0 | $3,000 | $3,000 | Not rated |
| 19 | Wellpoint Medicare Advantage (HMO-POS)Wellpoint · HMO-POS3 of 15 counties · drug deductible $130Dental up to $750/yr · eyewear $200/yr · hearing aids $1,500/yr · OTC items $140/yr | $0 | $3,000 | $3,000 | 3.5★ |
| 20 | DEVOTED CORE 094 AZ (HMO)Devoted Health · HMO1 of 15 counties · drug deductible $650Dental up to $3,000/yr · eyewear $350/yr · OTC items $260/yr | $0 | $3,050 | $3,050 | 4.5★ |
| 21 | eternalHealth Catalina (HMO)eternalHealth · HMO1 of 15 counties · drug deductible $275Dental up to $1,000/yr · eyewear $200/yr · OTC items $300/yr | $0 | $3,100 | $3,100 | 2.5★ |
| 22 | HealthSpring Preferred (HMO)HealthSpring · HMO3 of 15 counties · drug deductible $500Dental up to $1,650/yr · eyewear $100/yr | $0 | $3,200 | $3,200 | 3.5★ |
| 23 | HealthSpring Preferred Savings (HMO)HealthSpring · HMO3 of 15 counties · drug deductible $300Part B giveback $100/mo · Dental up to $1,000/yr · eyewear $100/yr | $0−$100 Part B giveback | $4,450 | $3,250 | 3.5★ |
| 24 | Humana Gold Plus H0028-074 (HMO)Humana · HMO1 of 15 counties · drug deductible $200Dental up to $4,000/yr · eyewear $100/yr | $0 | $3,400 | $3,400 | 4.5★ |
| 25 | Humana Total Complete (HMO)Humana · HMO1 of 15 counties · drug deductible $200Dental up to $4,000/yr · eyewear $100/yr | $0 | $3,400 | $3,400 | 4.5★ |
| 26 | Alignment Health ONE + Walgreens 001 (HMO)Alignment Health Plan · HMO1 of 15 counties · drug deductible $0Dental up to $2,000/yr · eyewear $300/yr · OTC items $300/yr | $0 | $3,499 | $3,499 | 4★ |
| 27 | AARP Medicare Advantage Essentials from UHC AZ-2 (HMO-POS)UnitedHealthcare · HMO-POS2 of 15 counties · drug deductible $685Preventive dental · eyewear $125/yr · hearing aids $700/yr | $0 | $3,500 | $3,500 | 4★ |
| 28 | AARP Medicare Advantage Extras from UHC AZ-4 (HMO-POS)UnitedHealthcare · HMO-POS1 of 15 counties · drug deductible $595Dental up to $4,000/yr · eyewear $100/yr · hearing aids $1,000/yr | $0 | $3,500 | $3,500 | 4★ |
| 29 | AARP Medicare Advantage from UHC AZ-002P (HMO-POS)UnitedHealthcare · HMO-POS2 of 15 counties · drug deductible $685Dental up to $3,500/yr · eyewear $125/yr · hearing aids $700/yr | $0 | $3,500 | $3,500 | 4★ |
| 30 | Blue Best Life Classic (HMO)Blue Cross Blue Shield of Arizona (AZ Blue) · HMO2 of 15 counties · drug deductible $500Dental up to $2,000/yr · eyewear $200/yr | $0 | $3,550 | $3,550 | 3.5★ |
| 31 | Blue Best Life Classic (HMO)Blue Cross Blue Shield of Arizona (AZ Blue) · HMO1 of 15 counties · drug deductible $500Dental up to $2,000/yr · eyewear $200/yr | $0 | $3,550 | $3,550 | 3.5★ |
| 32 | Blue Best Life Plus (HMO)Blue Cross Blue Shield of Arizona (AZ Blue) · HMO2 of 15 counties · drug deductible $500Dental up to $3,000/yr · eyewear $200/yr · OTC items $100/yr | $49 | $3,000 | $3,588 | 3.5★ |
| 33 | eternalHealth Harmony (HMO)eternalHealth · HMO3 of 15 counties · drug deductible $250Dental up to $1,000/yr · eyewear $200/yr · OTC items $440/yr | $0 | $4,000 | $4,000 | 2.5★ |
| 34 | eternalHealth Horizon (HMO)eternalHealth · HMO4 of 15 counties · drug deductible $200Dental up to $2,800/yr · eyewear $200/yr · OTC items $280/yr | $0 | $4,000 | $4,000 | 2.5★ |
| 35 | AARP Medicare Advantage from UHC AZ-0003 (HMO-POS)UnitedHealthcare · HMO-POS2 of 15 counties · drug deductible $685Dental up to $3,000/yr · eyewear $125/yr · hearing aids $700/yr | $26 | $3,900 | $4,212 | 4★ |
| 36 | HumanaChoice H5216-224 (PPO)Humana · PPO12 of 15 counties · drug deductible $500Dental up to $2,000/yr · eyewear $200/yr | $16.80 | $4,150 | $4,352 | 4★ |
| 37 | Humana Gold Plus H0028-021 (HMO)Humana · HMO2 of 15 counties · drug deductible $350Dental · eyewear $200/yr | $0 | $4,400 | $4,400 | 4.5★ |
| 38 | Blue Best Life Select (HMO)Blue Cross Blue Shield of Arizona (AZ Blue) · HMO2 of 15 counties · drug deductible $490Dental up to $1,000/yr · eyewear $200/yr | $0 | $4,450 | $4,450 | 3.5★ |
| 39 | Blue Best Life Select (HMO)Blue Cross Blue Shield of Arizona (AZ Blue) · HMO1 of 15 counties · drug deductible $490Dental up to $1,000/yr · eyewear $200/yr | $0 | $4,450 | $4,450 | 3.5★ |
| 40 | DEVOTED CORE 001 AZ (HMO)Devoted Health · HMO2 of 15 counties · drug deductible $650Dental up to $1,000/yr · eyewear $200/yr · OTC items $140/yr | $0 | $4,500 | $4,500 | 4★ |
| 41 | DEVOTED GIVEBACK EXTRAS 105 AZ (HMO)Devoted Health · HMO2 of 15 counties · drug deductible $700Part B giveback $85/mo · Dental up to $4,250/yr · eyewear $400/yr · OTC items $948/yr | $0−$85 Part B giveback | $5,550 | $4,530 | 4.5★ |
| 42 | DEVOTED GIVEBACK EXTRAS 107 AZ (HMO)Devoted Health · HMO1 of 15 counties · drug deductible $700Part B giveback $85/mo · Dental up to $3,250/yr · eyewear $400/yr · OTC items $800/yr | $0−$85 Part B giveback | $5,650 | $4,630 | 4.5★ |
| 43 | HealthSpring Preferred Extra Savings (HMO)HealthSpring · HMO3 of 15 counties · drug deductible $300Part B giveback $170/mo · Dental up to $500/yr · eyewear $100/yr | $0−$170 Part B giveback | $6,900 | $4,860 | 3.5★ |
| 44 | Humana Value Choice (PPO)Humana · PPO3 of 15 counties · drug deductible $700Dental up to $500/yr · eyewear $100/yr | $0 | $5,220 | $5,220 | 4.5★ |
| 45 | HumanaChoice H5216-265 (PPO)Humana · PPO3 of 15 counties · drug deductible $700Dental up to $1,250/yr · eyewear $100/yr | $0 | $5,220 | $5,220 | 4★ |
| 46 | Humana Essentials Plus Giveback (PPO)Humana · PPO3 of 15 counties · drug deductible $700Part B giveback $70/mo · Dental up to $2,000/yr · eyewear $150/yr | $0−$70 Part B giveback | $6,100 | $5,260 | 4.5★ |
| 47 | HumanaChoice Giveback H5216-371 (PPO)Humana · PPO3 of 15 counties · drug deductible $700Part B giveback $66/mo · Dental up to $2,000/yr · eyewear $150/yr | $0−$66 Part B giveback | $6,100 | $5,308 | 4★ |
| 48 | AARP Medicare Advantage Extras from UHC AZ-5 (HMO-POS)UnitedHealthcare · HMO-POS2 of 15 counties · drug deductible $685Dental up to $4,000/yr · eyewear $125/yr · hearing aids $700/yr | $0 | $5,400 | $5,400 | 4★ |
| 49 | Humana Gold Plus H0028-024 (HMO)Humana · HMO1 of 15 counties · drug deductible $700Dental up to $2,000/yr · eyewear $250/yr | $0 | $5,400 | $5,400 | 4.5★ |
| 50 | HealthSpring True Choice (PPO)HealthSpring · PPO3 of 15 counties · drug deductible $600Dental up to $1,200/yr | $0 | $5,500 | $5,500 | 3★ |
| 51 | DEVOTED CHOICE 001 AZ (PPO)Devoted Health · PPO2 of 15 counties · drug deductible $650Dental up to $1,500/yr · eyewear $150/yr · OTC items $72/yr | $0 | $5,900 | $5,900 | 3.5★ |
| 52 | DEVOTED CHOICE 003 AZ (PPO)Devoted Health · PPO1 of 15 counties · drug deductible $461Dental up to $2,500/yr · eyewear $300/yr · OTC items $160/yr | $0 | $5,900 | $5,900 | 3.5★ |
| 53 | DEVOTED CORE 020 AZ (HMO)Devoted Health · HMO2 of 15 counties · drug deductible $465Dental up to $1,500/yr · eyewear $200/yr · OTC items $120/yr | $0 | $5,900 | $5,900 | 4★ |
| 54 | Humana Gold Plus H2463-001 (HMO)Humana · HMO2 of 15 counties · drug deductible $700Dental up to $4,000/yr · eyewear $150/yr | $0 | $5,950 | $5,950 | 4★ |
| 55 | Humana Gold Plus H0028-062 (HMO)Humana · HMO1 of 15 counties · drug deductible $700Dental up to $1,250/yr · eyewear $350/yr | $0 | $5,999 | $5,999 | 4.5★ |
| 56 | HumanaChoice H5216-263 (PPO)Humana · PPO4 of 15 counties · drug deductible $400Dental up to $1,000/yr · eyewear $275/yr | $0 | $5,999 | $5,999 | 4★ |
| 57 | DEVOTED CORE 098 AZ (HMO)Devoted Health · HMO6 of 15 counties · drug deductible $650Dental up to $1,750/yr · eyewear $350/yr · OTC items $220/yr | $0 | $6,050 | $6,050 | 4.5★ |
| 58 | DEVOTED CHOICE 002 AZ (PPO)Devoted Health · PPO7 of 15 counties · drug deductible $465Dental up to $2,500/yr · eyewear $200/yr · OTC items $160/yr | $0 | $6,100 | $6,100 | 3.5★ |
| 59 | Aetna Medicare Value Care (PPO)Aetna Medicare · PPO3 of 15 counties · drug deductible $700Dental up to $1,250/yr · eyewear $150/yr · hearing aids $1,000/yr per ear · OTC items $120/yr | $16.80 | $5,900 | $6,102 | 4★ |
| 60 | Humana Gold Plus H0028-028 (HMO)Humana · HMO3 of 15 counties · drug deductible $325Dental up to $500/yr · eyewear $100/yr | $0 | $6,550 | $6,550 | 4.5★ |
| 61 | DEVOTED GIVEBACK 091 AZ (HMO)Devoted Health · HMO2 of 15 counties · drug deductible $650Part B giveback $190/mo · Dental up to $250/yr · eyewear $400/yr · OTC items $560/yr | $0−$190 Part B giveback | $8,850 | $6,570 | 4.5★ |
| 62 | DEVOTED GIVEBACK 095 AZ (HMO)Devoted Health · HMO1 of 15 counties · drug deductible $650Part B giveback $190/mo · Dental up to $250/yr · eyewear $400/yr · OTC items $400/yr | $0−$190 Part B giveback | $8,850 | $6,570 | 4.5★ |
| 63 | AARP Medicare Advantage from UHC AZ-0014 (HMO-POS)UnitedHealthcare · HMO-POS1 of 15 counties · drug deductible $685Dental up to $1,000/yr · eyewear $125/yr · hearing aids $1,000/yr | $69 | $5,900 | $6,728 | 4★ |
| 64 | Aetna Medicare Signature (HMO)Aetna Medicare · HMO3 of 15 counties · drug deductible $700Dental up to $500/yr · eyewear $175/yr · hearing aids $1,000/yr per ear | $0 | $6,750 | $6,750 | 3★ |
| 65 | DEVOTED CORE 007 AZ (HMO)Devoted Health · HMO7 of 15 counties · drug deductible $650Dental up to $750/yr · eyewear $200/yr | $0 | $6,750 | $6,750 | 4★ |
| 66 | DEVOTED GIVEBACK 013 AZ (HMO)Devoted Health · HMO1 of 15 counties · drug deductible $461Part B giveback $174.70/mo · Dental up to $250/yr · eyewear $400/yr · OTC items $400/yr | $0−$174.70 Part B giveback | $8,900 | $6,804 | 4★ |
| 67 | DEVOTED GIVEBACK 019 AZ (HMO)Devoted Health · HMO2 of 15 counties · drug deductible $461Part B giveback $174.70/mo · Dental up to $250/yr · eyewear $400/yr · OTC items $560/yr | $0−$174.70 Part B giveback | $8,900 | $6,804 | 4★ |
| 68 | DEVOTED GIVEBACK EXTRAS 106 AZ (HMO)Devoted Health · HMO6 of 15 counties · drug deductible $700Part B giveback $85/mo · Dental up to $2,000/yr · eyewear $400/yr · OTC items $952/yr | $0−$85 Part B giveback | $7,850 | $6,830 | 4.5★ |
| 69 | AARP Medicare Advantage from UHC AZ-0007 (PPO)UnitedHealthcare · PPO1 of 15 counties · drug deductible $685Preventive dental · eyewear $100/yr · hearing aids $700/yr | $0 | $7,150 | $7,150 | 4★ |
| 70 | AARP Medicare Advantage from UHC AZ-0010 (PPO)UnitedHealthcare · PPO12 of 15 counties · drug deductible $685eyewear $100/yr · hearing aids $700/yr | $0 | $7,150 | $7,150 | 4★ |
| 71 | Aetna Medicare Signature (PPO)Aetna Medicare · PPO3 of 15 counties · drug deductible $700Dental up to $500/yr · eyewear $100/yr · hearing aids $1,000/yr per ear | $0 | $7,150 | $7,150 | 4★ |
| 72 | Humana Essentials Plus Giveback (PPO)Humana · PPO12 of 15 counties · drug deductible $450Part B giveback $52/mo · Dental up to $750/yr · eyewear $150/yr | $0−$52 Part B giveback | $7,850 | $7,226 | 4★ |
| 73 | AARP Medicare Advantage from UHC AZ-0011 (PPO)UnitedHealthcare · PPO1 of 15 counties · drug deductible $685Preventive dental · eyewear $100/yr · hearing aids $700/yr | $53 | $6,700 | $7,336 | 4★ |
| 74 | AARP Medicare Advantage from UHC AZ-0013 (HMO-POS)UnitedHealthcare · HMO-POS3 of 15 counties · drug deductible $685Preventive dental · eyewear $100/yr · hearing aids $700/yr | $60 | $7,150 | $7,870 | 4★ |
| 75 | AARP Medicare Advantage from UHC AZ-0008 (PPO)UnitedHealthcare · PPO12 of 15 counties · drug deductible $685Dental up to $1,000/yr · eyewear $125/yr · hearing aids $700/yr | $64 | $7,150 | $7,918 | 4★ |
| 76 | DEVOTED CHOICE GIVEBACK 006 AZ (PPO)Devoted Health · PPO7 of 15 counties · drug deductible $461Part B giveback $125.60/mo · Dental up to $250/yr · eyewear $200/yr | $0−$125.60 Part B giveback | $9,450 | $7,943 | 3.5★ |
| 77 | DEVOTED GIVEBACK 099 AZ (HMO)Devoted Health · HMO6 of 15 counties · drug deductible $650Part B giveback $123.60/mo · Dental up to $250/yr · eyewear $400/yr · OTC items $580/yr | $0−$123.60 Part B giveback | $9,450 | $7,967 | 4.5★ |
| 78 | Wellpoint Medicare Advantage 2 (HMO-POS)Wellpoint · HMO-POS1 of 15 counties · drug deductible $200Dental up to $350/yr · eyewear $100/yr · hearing aids $1,000/yr · OTC items $60/yr | $0 | $8,300 | $8,300 | 3★ |
| 79 | HumanaChoice R7220-002 (Regional PPO)Humana · Regional PPOAll 15 counties · drug deductible $700Dental · eyewear $150/yr | $110 | $7,150 | $8,470 | 3★ |
| 80 | HumanaChoice H5216-034 (PPO)Humana · PPO5 of 15 counties · drug deductible $700Dental · eyewear $100/yr | $127 | $7,900 | $9,424 | 4★ |
| 81 | Wellcare Simple (HMO)Wellcare · HMO4 of 15 counties · drug deductible $700Dental · eyewear $100/yr · hearing aids $750/yr per ear | $0 | $9,800 | $9,800 | 3.5★ |
Worst-case year = 12 × (monthly plan premium − any Part B giveback) + in-network maximum out-of-pocket, for covered Part A and B services. A giveback lowers the Part B premium you’d otherwise pay ($202.90 a month in 2026), so it counts as money back; a plan with a large giveback can show a worst-case year below $0. The Part B premium itself is the same for everyone, and drug costs are capped separately at $2,400 for 2027. Out-of-network care in PPO plans has a higher limit. Ties go to the lower premium. Other extras (dental, eyewear, hearing aids, over-the-counter allowance) are the yearly maximums each plan filed with CMS; they don’t change the order. Methodology
Before you enroll, check two things this ranking can’t: whether your doctors are in the plan’s network, and how it covers your drugs. Both are in the official Medicare Plan Finder. Star ratings are CMS’s 2027 quality scores (1 to 5) for the company contract behind each plan; they’re shown for context and don’t change the cost order.
Plans without drug coverage
These 9 plans don’t include Part D. They mainly suit people with drug coverage from elsewhere, such as the VA or TRICARE. Joining one generally means you can’t also join a stand-alone Part D plan, and going without creditable drug coverage can trigger a late enrollment penalty.
| # | Plan | Premium / month | In-network max out-of-pocket | Worst-case year | Stars |
|---|---|---|---|---|---|
| 1 | Humana USAA Honor Giveback (PPO)Humana · PPOAll 15 countiesPart B giveback $110/mo · Dental up to $3,500/yr · eyewear $150/yr | $0−$110 Part B giveback | $5,150 | $3,830 | 4★ |
| 2 | Aetna Medicare Eagle (PPO)Aetna Medicare · PPO3 of 15 countiesPart B giveback $125/mo · Dental up to $3,000/yr · eyewear $300/yr · hearing aids $1,000/yr per ear · OTC items $360/yr | $0−$125 Part B giveback | $5,500 | $4,000 | 4★ |
| 3 | eternalHealth Valor Give Back (HMO-POS)eternalHealth · HMO-POS4 of 15 countiesPart B giveback $100/mo · Dental up to $2,500/yr · eyewear $200/yr · OTC items $200/yr | $0−$100 Part B giveback | $5,500 | $4,300 | 2.5★ |
| 4 | DEVOTED MA ONLY 005 AZ (HMO)Devoted Health · HMO2 of 15 countiesPart B giveback $195/mo · Dental up to $1,000/yr · eyewear $400/yr · OTC items $400/yr | $0−$195 Part B giveback | $6,650 | $4,310 | 4★ |
| 5 | DEVOTED CHOICE MA ONLY 005 AZ (PPO)Devoted Health · PPO10 of 15 countiesPart B giveback $184.70/mo · Dental up to $1,000/yr · eyewear $400/yr · OTC items $400/yr | $0−$184.70 Part B giveback | $7,000 | $4,784 | 3.5★ |
| 6 | AARP Medicare Advantage Patriot No Rx AZ-MA3 (HMO-POS)UnitedHealthcare · HMO-POS1 of 15 countiesPart B giveback $160/mo · Dental up to $3,000/yr · eyewear $125/yr · hearing aids $1,000/yr | $0−$160 Part B giveback | $7,150 | $5,230 | 4★ |
| 7 | AARP Medicare Advantage Patriot No Rx AZ-MA2 (HMO-POS)UnitedHealthcare · HMO-POS1 of 15 countiesPart B giveback $150/mo · Dental up to $2,500/yr · eyewear $125/yr · hearing aids $1,000/yr | $0−$150 Part B giveback | $7,150 | $5,350 | 4★ |
| 8 | AARP Medicare Advantage Patriot No Rx AZ-MA01 (PPO)UnitedHealthcare · PPO13 of 15 countiesPart B giveback $105/mo · Dental up to $2,500/yr · eyewear $125/yr · hearing aids $700/yr | $0−$105 Part B giveback | $7,150 | $5,890 | 4★ |
| 9 | HumanaChoice R7220-001 (Regional PPO)Humana · Regional PPOAll 15 countiesDental up to $3,000/yr · eyewear $200/yr | $0 | $6,000 | $6,000 | 3★ |
County pages
Cochise County · Coconino County · Maricopa County · Mohave County · Navajo County · Pima County · Pinal County · Yavapai County · Yuma County
Questions
How many Medicare Advantage plans are available in Arizona for 2027?
CMS lists 81 general-audience Medicare Advantage plans with drug coverage in Arizona for 2027, from 13 parent companies. Not every plan is sold in every county; use the county filter to see yours.
Are there $0 premium Medicare Advantage plans in Arizona?
Yes. 71 of the 81 plans have a $0 monthly plan premium in 2027. You still pay the Part B premium ($202.90 a month in 2026).
Which Arizona Medicare Advantage plan has the lowest worst-case cost?
Alignment Health ONE 008 (HMO) from Alignment Health Plan: $0 a month with an in-network out-of-pocket maximum of $1,899, so at most about $1,899 in premiums and in-network costs for the year. It is offered in 1 of 15 counties.
Which Arizona Medicare Advantage plans have 4 or more stars?
50 of the 81 plans belong to contracts CMS rated 4 stars or higher for 2027. Star ratings measure quality and member experience, not cost; the table shows each plan's rating next to its worst-case cost.
Which Arizona Medicare Advantage plans have a Part B giveback?
17 of the 81 plans lower your Part B premium (a "giveback"), according to their 2027 benefit filings with CMS. The largest is $190 a month, from DEVOTED GIVEBACK 091 AZ (HMO). A giveback plan isn't automatically cheaper: compare its worst-case year and its network.
What is the typical out-of-pocket maximum in Arizona?
The median in-network out-of-pocket maximum among these plans is $5,220. CMS allows up to $9,850 in 2027.
Sources
- CMS, CY 2027 Medicare Advantage and Prescription Drug Plan Landscape (CY2027_Landscape_202609.csv), from cms.gov; extra benefits (Part B giveback, dental, eyewear, hearing aids, over-the-counter allowance) from the CMS CY 2027 Plan Benefit Package files, cms.gov, yearly amounts as each plan filed them; star ratings from the CMS 2027 Star Ratings Data Tables (October 8, 2026), cms.gov. Ratings are per contract, so plans under the same contract share one rating. General-audience plans only: Special Needs Plans, Cost plans and employer group plans are not ranked.
- CMS, 2026 Part B premium — cms.gov.
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