Ranked by math. Plans ranked on yearly cost from official federal and state data · ads and any paid links never change the order · not a broker; we don’t enroll you · how we’re funded →
2027 plans · CMS data · Ranked by math
Best Medicare Advantage Plans in California for 2027
Every general-audience Medicare Advantage plan with drug coverage in California, ranked by what it could cost you in a bad year: 12 months of premiums, less any Part B giveback, plus the plan's in-network out-of-pocket maximum. Pick your county to see only the plans sold there.
252plans with drug coverage
169with a $0 plan premium
$36lowest worst-case year
128rated 4+ stars by CMS
California plans, ranked
Showing all 252 plans.
| # | Plan | Premium / month | In-network max out-of-pocket | Worst-case year | Stars |
|---|---|---|---|---|---|
| 1 | Alignment Health Smart 055 (HMO)Alignment Health Plan · HMO1 of 55 counties · drug deductible $700Part B giveback $197/mo · Preventive dental · eyewear $75/yr | $0−$197 Part B giveback | $2,400 | $36 | 3.5★ |
| 2 | Imperial Dynamic Plan (HMO)Imperial Health Plan of California, Inc. · HMO51 of 55 counties · drug deductible $0Part B giveback $15/mo · Dental up to $4,500/yr · eyewear $500/yr · hearing aids $500/yr · OTC items $480/yr | $0−$15 Part B giveback | $295 | $115 | 4★ |
| 3 | SCAN Essential Savings (HMO)SCAN Health Plan · HMO1 of 55 counties · drug deductible $370Part B giveback $185/mo · Dental | $0−$185 Part B giveback | $2,400 | $180 | 4★ |
| 4 | Blue Shield Value Advantage Plan (HMO)Blue Shield of California · HMO1 of 55 counties · drug deductible $300Preventive dental · eyewear $350/yr · OTC items $560/yr | $0 | $199 | $199 | 4★ |
| 5 | Alignment Health Smart 056 (HMO)Alignment Health Plan · HMO1 of 55 counties · drug deductible $700Part B giveback $179/mo · Preventive dental · eyewear $75/yr | $0−$179 Part B giveback | $2,400 | $252 | 3.5★ |
| 6 | Anthem I CareMore Premium Savings (HMO-POS)Anthem Blue Cross Partnership Plan · HMO-POS3 of 55 counties · drug deductible $145Part B giveback $62/mo · Dental up to $1,200/yr · eyewear $200/yr · hearing aids $3,000/yr · OTC items $360/yr | $0−$62 Part B giveback | $1,000 | $256 | 3★ |
| 7 | Aetna Medicare Prime (HMO)Aetna Medicare · HMO1 of 55 counties · drug deductible $700Dental up to $1,250/yr · eyewear $100/yr · hearing aids $500/yr per ear · OTC items $60/yr | $0 | $299 | $299 | 3★ |
| 8 | Aetna Medicare Prime (HMO)Aetna Medicare · HMO2 of 55 counties · drug deductible $700Dental up to $1,000/yr · eyewear $100/yr · hearing aids $500/yr per ear · OTC items $60/yr | $0 | $299 | $299 | 3★ |
| 9 | Aetna Medicare Prime Extra (HMO)Aetna Medicare · HMO1 of 55 counties · drug deductible $400Dental up to $1,250/yr · eyewear $100/yr · hearing aids $500/yr per ear · OTC items $60/yr | $0 | $299 | $299 | 2.5★ |
| 10 | Aetna Medicare Prime Extra (HMO)Aetna Medicare · HMO2 of 55 counties · drug deductible $400Dental up to $1,500/yr · eyewear $100/yr · hearing aids $500/yr per ear · OTC items $120/yr | $0 | $299 | $299 | 2.5★ |
| 11 | Blue Shield Advantage (HMO)Blue Shield of California · HMO2 of 55 counties · drug deductible $300Preventive dental · eyewear $375/yr · OTC items $460/yr | $0 | $299 | $299 | 4★ |
| 12 | CareMore Health Plan by SCAN (HMO)SCAN Health Plan · HMO2 of 55 counties · drug deductible $150Dental up to $2,000/yr · eyewear $300/yr · OTC items $700/yr | $0 | $299 | $299 | 4★ |
| 13 | SCAN Classic (HMO)SCAN Health Plan · HMO1 of 55 counties · drug deductible $370Dental · eyewear $100/yr · OTC items $360/yr | $0 | $299 | $299 | 4★ |
| 14 | SCAN Costco Medicare Advantage (HMO)SCAN Health Plan · HMO1 of 55 counties · drug deductible $370Dental up to $2,000/yr · OTC items $460/yr | $0 | $299 | $299 | 4★ |
| 15 | SCAN Costco Medicare Advantage (HMO)SCAN Health Plan · HMO1 of 55 counties · drug deductible $370Dental up to $2,000/yr · OTC items $460/yr | $0 | $299 | $299 | 4★ |
| 16 | AARP Medicare Advantage Giveback from UHC CA-30P (HMO-POS)UnitedHealthcare · HMO-POS1 of 55 counties · drug deductible $685Part B giveback $40/mo · Preventive dental · eyewear $100/yr · hearing aids $1,000/yr | $0−$40 Part B giveback | $800 | $320 | 3★ |
| 17 | AARP Medicare Advantage Giveback from UHC CA-31P (HMO-POS)UnitedHealthcare · HMO-POS1 of 55 counties · drug deductible $685Part B giveback $40/mo · Preventive dental · eyewear $100/yr · hearing aids $1,000/yr | $0−$40 Part B giveback | $800 | $320 | 3★ |
| 18 | SCAN Classic (HMO)SCAN Health Plan · HMO1 of 55 counties · drug deductible $370Dental · eyewear $150/yr · OTC items $260/yr | $0 | $399 | $399 | 4★ |
| 19 | SCAN Classic (HMO)SCAN Health Plan · HMO1 of 55 counties · drug deductible $370Dental · eyewear $100/yr · OTC items $260/yr | $0 | $399 | $399 | 4★ |
| 20 | SCAN Classic (HMO)SCAN Health Plan · HMO1 of 55 counties · drug deductible $370Dental · eyewear $100/yr · OTC items $260/yr | $0 | $399 | $399 | 4★ |
| 21 | SCAN Costco Medicare Advantage (HMO)SCAN Health Plan · HMO1 of 55 counties · drug deductible $370Dental up to $2,000/yr · OTC items $460/yr | $0 | $399 | $399 | 4★ |
| 22 | SCAN Costco Medicare Advantage (HMO)SCAN Health Plan · HMO1 of 55 counties · drug deductible $370Dental up to $2,000/yr · OTC items $460/yr | $0 | $399 | $399 | 4★ |
| 23 | Central Health Harmony 001 (HMO)Alignment Health Plan · HMO2 of 55 counties · drug deductible $700Dental up to $1,200/yr · eyewear $300/yr · OTC items $1,140/yr | $0 | $498 | $498 | Too new to rate |
| 24 | Alignment Health BRIDGE 003 (HMO)Alignment Health Plan · HMO1 of 55 counties · drug deductible $700Dental · eyewear $300/yr | $0 | $499 | $499 | Too new to rate |
| 25 | Alignment Health Platinum + Instacart 008 (HMO)Alignment Health Plan · HMO2 of 55 counties · drug deductible $0Dental · eyewear $300/yr · OTC items $360/yr | $0 | $499 | $499 | 3.5★ |
| 26 | Blue Shield Advantage (HMO)Blue Shield of California · HMO1 of 55 counties · drug deductible $300Preventive dental · eyewear $375/yr · OTC items $460/yr | $0 | $499 | $499 | 4★ |
| 27 | Blue Shield Inspire (HMO)Blue Shield of California · HMO2 of 55 counties · drug deductible $300Dental · eyewear $225/yr · OTC items $340/yr | $0 | $499 | $499 | 4★ |
| 28 | Champion Ally (HMO)Champion Heath Plan · HMO9 of 55 counties · drug deductible $0Dental up to $3,000/yr · eyewear $350/yr · OTC items $900/yr | $0 | $499 | $499 | Not rated |
| 29 | Champion Anwell (HMO)Champion Heath Plan · HMO1 of 55 counties · drug deductible $0Dental up to $3,000/yr · eyewear $350/yr · OTC items $1,080/yr | $0 | $499 | $499 | Not rated |
| 30 | Clever Care Longevity (HMO)Clever Care Health Plan · HMO5 of 55 counties · drug deductible $0Dental up to $2,500/yr · eyewear $300/yr · hearing aids $600/yr per ear | $0 | $499 | $499 | 4.5★ |
| 31 | SCAN Baekse (HMO)SCAN Health Plan · HMO2 of 55 counties · drug deductible $200Dental up to $2,750/yr · eyewear $300/yr · hearing aids $600/yr per ear · OTC items $1,500/yr | $0 | $499 | $499 | 4★ |
| 32 | Blue Shield Value Advantage Plan (HMO)Blue Shield of California · HMO1 of 55 counties · drug deductible $300Preventive dental · eyewear $350/yr · OTC items $660/yr | $0 | $500 | $500 | 4★ |
| 33 | Elite Signature HMO (HMO)Elite Health Plan, Inc. · HMO3 of 55 counties · drug deductible $0Dental up to $2,000/yr · eyewear $250/yr | $0 | $500 | $500 | Too new to rate |
| 34 | SCAN Allied (HMO)SCAN Health Plan · HMO1 of 55 counties · drug deductible $75Part B giveback $125/mo · Dental up to $1,000/yr · eyewear $200/yr · OTC items $780/yr | $0−$125 Part B giveback | $2,000 | $500 | 4★ |
| 35 | AARP Medicare Advantage Giveback from UHC CA-32P (HMO-POS)UnitedHealthcare · HMO-POS2 of 55 counties · drug deductible $685Part B giveback $40/mo · Preventive dental · eyewear $100/yr · hearing aids $1,000/yr | $0−$40 Part B giveback | $999 | $519 | 3★ |
| 36 | Alignment Health My Choice 001 (HMO)Alignment Health Plan · HMO4 of 55 counties · drug deductible $0Dental · eyewear $200/yr · OTC items $240/yr | $0 | $550 | $550 | 3.5★ |
| 37 | Elite Core HMO (HMO)Elite Health Plan, Inc. · HMO3 of 55 counties · drug deductible $150Part B giveback $154/mo · Dental up to $600/yr · eyewear $100/yr | $0−$154 Part B giveback | $2,400 | $552 | Too new to rate |
| 38 | Clever Care Value (HMO)Clever Care Health Plan · HMO5 of 55 counties · drug deductible $0Part B giveback $120/mo · Dental up to $1,000/yr · eyewear $200/yr · hearing aids $600/yr per ear | $0−$120 Part B giveback | $1,999 | $559 | 4.5★ |
| 39 | Astiva Health Savings Plan - NorCal (HMO)Astiva Health · HMO1 of 55 counties · drug deductible $0Part B giveback $161/mo · Dental up to $1,500/yr · eyewear $62/yr · hearing aids $500/yr per ear | $0−$161 Part B giveback | $2,500 | $568 | 4★ |
| 40 | Aetna Medicare Prime (HMO)Aetna Medicare · HMO1 of 55 counties · drug deductible $400Dental up to $1,750/yr · eyewear $250/yr · hearing aids $1,250/yr per ear · OTC items $60/yr | $0 | $599 | $599 | 3★ |
| 41 | Aetna Medicare Prime Value Plus (HMO)Aetna Medicare · HMO3 of 55 counties · drug deductible $400Dental up to $500/yr · eyewear $100/yr · hearing aids $1,250/yr per ear · OTC items $60/yr | $0 | $599 | $599 | 2.5★ |
| 42 | Aetna Medicare Signature (HMO)Aetna Medicare · HMO2 of 55 counties · drug deductible $300Dental up to $500/yr · eyewear $100/yr · hearing aids $500/yr per ear | $0 | $599 | $599 | 2.5★ |
| 43 | Aetna Medicare Signature (HMO)Aetna Medicare · HMO2 of 55 counties · drug deductible $600Dental up to $500/yr · eyewear $100/yr · hearing aids $500/yr per ear | $0 | $599 | $599 | 2.5★ |
| 44 | Aetna Medicare Signature Extra (HMO)Aetna Medicare · HMO2 of 55 counties · drug deductible $300Preventive dental · eyewear $100/yr · hearing aids $500/yr per ear | $0 | $599 | $599 | 3★ |
| 45 | Aetna Medicare Signature Extra (HMO)Aetna Medicare · HMO2 of 55 counties · drug deductible $700Preventive dental · eyewear $100/yr · hearing aids $500/yr per ear | $0 | $599 | $599 | 3★ |
| 46 | SCAN Venture (HMO)SCAN Health Plan · HMO2 of 55 counties · drug deductible $370Part B giveback $33/mo · Dental · eyewear $100/yr · OTC items $200/yr | $0−$33 Part B giveback | $1,000 | $604 | 4★ |
| 47 | AARP Medicare Advantage from UHC CA-003P (HMO-POS)UnitedHealthcare · HMO-POS1 of 55 counties · drug deductible $595Part B giveback $10/mo · Dental up to $1,000/yr · eyewear $100/yr · hearing aids $1,000/yr | $0−$10 Part B giveback | $800 | $680 | 3★ |
| 48 | AARP Medicare Advantage from UHC CA-004P (HMO-POS)UnitedHealthcare · HMO-POS1 of 55 counties · drug deductible $595Part B giveback $10/mo · Dental up to $1,000/yr · eyewear $100/yr · hearing aids $1,000/yr | $0−$10 Part B giveback | $800 | $680 | 3★ |
| 49 | AARP Medicare Advantage from UHC CA-005P (HMO-POS)UnitedHealthcare · HMO-POS1 of 55 counties · drug deductible $595Part B giveback $10/mo · Dental up to $1,000/yr · eyewear $100/yr · hearing aids $1,000/yr | $0−$10 Part B giveback | $800 | $680 | 3★ |
| 50 | AARP Medicare Advantage from UHC CA-021P (HMO-POS)UnitedHealthcare · HMO-POS1 of 55 counties · drug deductible $595Part B giveback $10/mo · Dental up to $1,000/yr · eyewear $100/yr · hearing aids $1,000/yr | $0−$10 Part B giveback | $800 | $680 | 3★ |
| 51 | Alignment Health Smart 013 (HMO)Alignment Health Plan · HMO5 of 55 counties · drug deductible $0Part B giveback $150/mo · Dental · eyewear $200/yr | $0−$150 Part B giveback | $2,499 | $699 | 3.5★ |
| 52 | SCAN Costco Medicare Advantage (HMO)SCAN Health Plan · HMO2 of 55 counties · drug deductible $450Dental up to $2,000/yr · OTC items $460/yr | $0 | $699 | $699 | 4★ |
| 53 | Humana Gold Plus H5619-021 (HMO)Humana · HMO2 of 55 counties · drug deductible $250Dental up to $3,000/yr · eyewear $200/yr | $0 | $799 | $799 | 4★ |
| 54 | Humana Gold Plus H5619-178 (HMO)Humana · HMO2 of 55 counties · drug deductible $700Dental up to $3,000/yr · eyewear $100/yr | $0 | $799 | $799 | 4★ |
| 55 | Alignment Health My Choice 028 (HMO)Alignment Health Plan · HMO2 of 55 counties · drug deductible $0Dental · eyewear $100/yr · OTC items $240/yr | $0 | $800 | $800 | 3.5★ |
| 56 | Anthem Prime (HMO-POS)Anthem Blue Cross Partnership Plan · HMO-POS2 of 55 counties · drug deductible $490Dental up to $200/yr · eyewear $75/yr · hearing aids $3,000/yr · OTC items $120/yr | $0 | $800 | $800 | 3★ |
| 57 | Anthem Prime (HMO-POS)Anthem Blue Cross Partnership Plan · HMO-POS2 of 55 counties · drug deductible $270Dental up to $350/yr · eyewear $50/yr · hearing aids $1,000/yr · OTC items $60/yr | $0 | $800 | $800 | 3★ |
| 58 | Anthem Select (HMO-POS)Anthem Blue Cross · HMO-POS2 of 55 counties · drug deductible $200Dental up to $500/yr · eyewear $75/yr · hearing aids $3,000/yr · OTC items $128/yr | $0 | $800 | $800 | 3.5★ |
| 59 | Humana Gold Plus H5619-119 (HMO)Humana · HMO1 of 55 counties · drug deductible $700Dental up to $1,000/yr · eyewear $100/yr | $0 | $800 | $800 | 4★ |
| 60 | AARP Medicare Advantage from UHC CA-022P (HMO-POS)UnitedHealthcare · HMO-POS2 of 55 counties · drug deductible $595Part B giveback $13/mo · Dental up to $1,000/yr · eyewear $100/yr · hearing aids $1,000/yr | $0−$13 Part B giveback | $999 | $843 | 3★ |
| 61 | AARP Medicare Advantage from UHC CA-006P (HMO-POS)UnitedHealthcare · HMO-POS2 of 55 counties · drug deductible $595Part B giveback $12/mo · Dental up to $1,000/yr · eyewear $100/yr · hearing aids $1,000/yr | $0−$12 Part B giveback | $999 | $855 | 3★ |
| 62 | SCAN Alta (HMO)SCAN Health Plan · HMO1 of 55 counties · drug deductible $370Dental · eyewear $100/yr · OTC items $80/yr | $0 | $900 | $900 | 4★ |
| 63 | SCAN Costco Medicare Advantage (HMO)SCAN Health Plan · HMO1 of 55 counties · drug deductible $370Dental up to $2,000/yr · OTC items $460/yr | $0 | $900 | $900 | 4★ |
| 64 | Blue Shield 65 Plus Choice Plan (HMO)Blue Shield of California · HMO2 of 55 counties · drug deductible $390Dental · eyewear $175/yr · OTC items $180/yr | $0 | $950 | $950 | 4★ |
| 65 | AARP Medicare Advantage from UHC CA-0015 (HMO-POS)UnitedHealthcare · HMO-POS2 of 55 counties · drug deductible $595Dental up to $1,500/yr · eyewear $100/yr · hearing aids $700/yr | $0 | $999 | $999 | 3★ |
| 66 | Alignment Health Platinum Preferred 004 (HMO)Alignment Health Plan · HMO1 of 55 counties · drug deductible $700Dental up to $1,000/yr · eyewear $300/yr · OTC items $552/yr | $0 | $999 | $999 | Too new to rate |
| 67 | Humana Gold Plus H3767-002 (HMO)Humana · HMO2 of 55 counties · drug deductible $250Dental up to $3,000/yr · eyewear $200/yr | $0 | $999 | $999 | Too new to rate |
| 68 | Kaiser Permanente Senior Advantage LA, Orange Co. (HMO)Kaiser Permanente · HMO2 of 55 counties · drug deductible $0Dental · OTC items $160/yr | $0 | $999 | $999 | 4.5★ |
| 69 | SCAN Classic (HMO)SCAN Health Plan · HMO4 of 55 counties · drug deductible $450Dental up to $2,000/yr · eyewear $100/yr · OTC items $100/yr | $0 | $999 | $999 | 4★ |
| 70 | SCAN Classic (HMO)SCAN Health Plan · HMO2 of 55 counties · drug deductible $450Dental up to $2,500/yr · eyewear $100/yr · OTC items $240/yr | $0 | $999 | $999 | 4★ |
| 71 | SCAN Costco Medicare Advantage (HMO)SCAN Health Plan · HMO2 of 55 counties · drug deductible $450Dental up to $2,000/yr · OTC items $460/yr | $0 | $999 | $999 | 4★ |
| 72 | SCAN Inclusive (HMO)SCAN Health Plan · HMO4 of 55 counties · drug deductible $250Dental · eyewear $100/yr · OTC items $100/yr | $0 | $999 | $999 | 4★ |
| 73 | Alignment Health Platinum 057 (HMO)Alignment Health Plan · HMO3 of 55 counties · drug deductible $700Dental up to $1,000/yr · eyewear $100/yr · OTC items $240/yr | $0 | $1,000 | $1,000 | 3.5★ |
| 74 | Anthem I CareMore Medicare Advantage (HMO-POS)Anthem Blue Cross Partnership Plan · HMO-POS2 of 55 counties · drug deductible $145Dental up to $2,000/yr · eyewear $200/yr · hearing aids $3,000/yr · OTC items $560/yr | $0 | $1,000 | $1,000 | 3★ |
| 75 | Anthem I CareMore Medicare Advantage (HMO-POS)Anthem Blue Cross Partnership Plan · HMO-POS1 of 55 counties · drug deductible $145Dental up to $2,000/yr · eyewear $200/yr · hearing aids $3,000/yr · OTC items $480/yr | $0 | $1,000 | $1,000 | 3★ |
| 76 | Wellcare Simple Focus (HMO)Wellcare · HMO2 of 55 counties · drug deductible $700Dental | $0 | $1,000 | $1,000 | 3.5★ |
| 77 | Alignment Health Platinum + Instacart 016 (HMO-POS)Alignment Health Plan · HMO-POS3 of 55 counties · drug deductible $0Dental up to $2,000/yr · eyewear $300/yr · OTC items $300/yr | $0 | $1,100 | $1,100 | 3.5★ |
| 78 | Alignment Health Smart 047 (HMO)Alignment Health Plan · HMO5 of 55 counties · drug deductible $700Part B giveback $146/mo · Dental · eyewear $200/yr | $0−$146 Part B giveback | $2,899 | $1,147 | 3.5★ |
| 79 | SCAN Inspired by women for women (HMO)SCAN Health Plan · HMO2 of 55 counties · drug deductible $370Dental up to $2,500/yr · eyewear $250/yr · OTC items $360/yr | $15 | $999 | $1,179 | 4★ |
| 80 | Anthem Prime (HMO-POS)Anthem Blue Cross Partnership Plan · HMO-POS4 of 55 counties · drug deductible $395Preventive dental · eyewear $75/yr · OTC items $60/yr | $0 | $1,200 | $1,200 | 3★ |
| 81 | Astiva Health Savings Plan (HMO)Astiva Health · HMO5 of 55 counties · drug deductible $0Part B giveback $186/mo · Dental up to $1,000/yr · eyewear $62/yr · hearing aids $500/yr per ear | $0−$186 Part B giveback | $3,450 | $1,218 | 4★ |
| 82 | Alignment Health ONE + Walgreens 035 (HMO)Alignment Health Plan · HMO3 of 55 counties · drug deductible $0Dental · eyewear $300/yr · OTC items $180/yr | $0 | $1,300 | $1,300 | 3.5★ |
| 83 | Blue Shield 65 Plus (HMO)Blue Shield of California · HMO2 of 55 counties · drug deductible $390Dental · eyewear $175/yr | $0 | $1,300 | $1,300 | 4★ |
| 84 | AARP Medicare Advantage from UHC CA-33P (HMO-POS)UnitedHealthcare · HMO-POS1 of 55 counties · drug deductible $595Dental up to $5,000/yr · eyewear $100/yr · hearing aids $700/yr | $46 | $800 | $1,352 | 3★ |
| 85 | AARP Medicare Advantage from UHC CA-34P (HMO-POS)UnitedHealthcare · HMO-POS1 of 55 counties · drug deductible $595Dental up to $5,000/yr · eyewear $100/yr · hearing aids $700/yr | $46 | $800 | $1,352 | 3★ |
| 86 | SCAN Venture (HMO)SCAN Health Plan · HMO2 of 55 counties · drug deductible $370Part B giveback $38/mo · Dental · eyewear $100/yr · OTC items $200/yr | $0−$38 Part B giveback | $1,900 | $1,444 | 4★ |
| 87 | Anthem I CareMore Medicare Advantage 2 (HMO-POS)Anthem Blue Cross · HMO-POS3 of 55 counties · drug deductible $85Dental up to $1,500/yr · eyewear $150/yr · hearing aids $1,500/yr · OTC items $140/yr | $0 | $1,500 | $1,500 | 3.5★ |
| 88 | Humana Gold Plus Giveback H5619-146 (HMO)Humana · HMO2 of 55 counties · drug deductible $700Part B giveback $84/mo · Dental up to $1,000/yr · eyewear $100/yr | $0−$84 Part B giveback | $2,700 | $1,692 | 4★ |
| 89 | Alignment Health + CommUnity 046 (HMO)Alignment Health Plan · HMO2 of 55 counties · drug deductible $0Dental up to $1,500/yr · eyewear $300/yr · OTC items $240/yr | $0 | $1,750 | $1,750 | 3.5★ |
| 90 | Anthem Select (HMO-POS)Anthem Blue Cross · HMO-POS2 of 55 counties · drug deductible $100Dental up to $500/yr · eyewear $75/yr · hearing aids $1,000/yr · OTC items $60/yr | $0 | $1,800 | $1,800 | 3.5★ |
| 91 | Blue Shield 65 Plus (HMO)Blue Shield of California · HMO1 of 55 counties · drug deductible $300Dental · eyewear $225/yr · OTC items $260/yr | $0 | $1,800 | $1,800 | 4★ |
| 92 | Blue Shield 65 Plus Plan 2 (HMO)Blue Shield of California · HMO2 of 55 counties · drug deductible $390Dental · eyewear $150/yr | $0 | $1,850 | $1,850 | 4★ |
| 93 | Alignment Health Smart 038 (HMO)Alignment Health Plan · HMO3 of 55 counties · drug deductible $700Part B giveback $135/mo · Dental · eyewear $50/yr | $0−$135 Part B giveback | $3,499 | $1,879 | 3.5★ |
| 94 | Alignment Health + AllCare Preferred 011 (HMO)Alignment Health Plan · HMO1 of 55 counties · drug deductible $0Dental · eyewear $200/yr · OTC items $360/yr | $0 | $1,999 | $1,999 | 3.5★ |
| 95 | AARP Medicare Advantage from UHC CA-0002 (HMO-POS)UnitedHealthcare · HMO-POS1 of 55 counties · drug deductible $355Dental up to $1,000/yr · eyewear $100/yr · hearing aids $700/yr | $0 | $2,000 | $2,000 | 3★ |
| 96 | Aetna Medicare Signature (HMO)Aetna Medicare · HMO1 of 55 counties · drug deductible $700Preventive dental · eyewear $100/yr · hearing aids $500/yr per ear | $0 | $2,000 | $2,000 | 2.5★ |
| 97 | Aetna Medicare Signature (HMO)Aetna Medicare · HMO3 of 55 counties · drug deductible $600Preventive dental · eyewear $100/yr · hearing aids $1,250/yr per ear | $0 | $2,000 | $2,000 | 3★ |
| 98 | Aetna Medicare Signature Extra (HMO)Aetna Medicare · HMO1 of 55 counties · drug deductible $700Preventive dental · eyewear $100/yr · hearing aids $1,250/yr per ear | $0 | $2,000 | $2,000 | 3★ |
| 99 | Aetna Medicare Value Plus (HMO)Aetna Medicare · HMO3 of 55 counties · drug deductible $0Dental up to $1,000/yr · eyewear $250/yr · hearing aids $1,250/yr per ear · OTC items $60/yr | $0 | $2,000 | $2,000 | 3★ |
| 100 | Anthem Prime (HMO-POS)Anthem Blue Cross Partnership Plan · HMO-POS1 of 55 counties · drug deductible $270Dental up to $1,500/yr · eyewear $300/yr · hearing aids $3,000/yr · OTC items $180/yr | $0 | $2,000 | $2,000 | 3★ |
| 101 | Astiva Health Premier Plan - NorCal (HMO)Astiva Health · HMO1 of 55 counties · drug deductible $0Dental up to $3,500/yr · eyewear $150/yr · hearing aids $500/yr | $0 | $2,000 | $2,000 | 4★ |
| 102 | SCAN Classic (HMO)SCAN Health Plan · HMO2 of 55 counties · drug deductible $450Dental up to $1,000/yr · eyewear $200/yr · OTC items $200/yr | $0 | $2,000 | $2,000 | 4★ |
| 103 | SCAN Costco Medicare Advantage (HMO)SCAN Health Plan · HMO2 of 55 counties · drug deductible $450Dental up to $1,000/yr · OTC items $460/yr | $0 | $2,000 | $2,000 | 4★ |
| 104 | UCLA Health Medicare Advantage Prestige Plan (HMO)UCLA Health Medicare Advantage Plan · HMO1 of 55 counties · drug deductible $300Dental · eyewear $250/yr · OTC items $400/yr | $45 | $1,499 | $2,039 | 3.5★ |
| 105 | SCAN Desert Choice (HMO)SCAN Health Plan · HMO1 of 55 counties · drug deductible $370Dental up to $4,000/yr · eyewear $100/yr · OTC items $100/yr | $0 | $2,050 | $2,050 | 4★ |
| 106 | Humana Gold Plus H5619-116 (HMO)Humana · HMO1 of 55 counties · drug deductible $200Dental up to $2,000/yr · eyewear $200/yr | $0 | $2,100 | $2,100 | 4★ |
| 107 | Aetna Medicare Signature Legacy (HMO)Aetna Medicare · HMO6 of 55 counties · drug deductible $700Preventive dental · eyewear $100/yr · hearing aids $1,250/yr per ear | $10 | $2,000 | $2,120 | 3★ |
| 108 | Humana Gold Plus H5619-012 (HMO)Humana · HMO2 of 55 counties · drug deductible $200Dental up to $2,000/yr · eyewear $400/yr | $0 | $2,200 | $2,200 | 4★ |
| 109 | Kaiser Permanente Senior Advantage Enhanced Kern (HMO)Kaiser Permanente · HMO1 of 55 counties · drug deductible $0Dental · eyewear $125/yr · hearing aids $333/yr per ear · OTC items $300/yr | $29 | $1,900 | $2,248 | 4.5★ |
| 110 | UCLA Health Medicare Advantage Principal Plan (HMO)UCLA Health Medicare Advantage Plan · HMO1 of 55 counties · drug deductible $300Dental · eyewear $150/yr · OTC items $240/yr | $0 | $2,499 | $2,499 | 3.5★ |
| 111 | Anthem Prime (HMO-POS)Anthem Blue Cross Partnership Plan · HMO-POS1 of 55 counties · drug deductible $440Dental up to $500/yr · eyewear $200/yr · hearing aids $1,500/yr · OTC items $228/yr | $0 | $2,500 | $2,500 | 3★ |
| 112 | Kaiser Permanente Senior Advantage Inland Empire (HMO)Kaiser Permanente · HMO2 of 55 counties · drug deductible $0Dental · OTC items $160/yr | $0 | $2,500 | $2,500 | 4.5★ |
| 113 | SCAN Classic (HMO)SCAN Health Plan · HMO1 of 55 counties · drug deductible $450Dental up to $1,000/yr · eyewear $100/yr · OTC items $120/yr | $0 | $2,500 | $2,500 | 4★ |
| 114 | SCAN Classic (HMO)SCAN Health Plan · HMO1 of 55 counties · drug deductible $370Dental · eyewear $125/yr · OTC items $200/yr | $0 | $2,500 | $2,500 | 4★ |
| 115 | SCAN Costco Medicare Advantage (HMO)SCAN Health Plan · HMO1 of 55 counties · drug deductible $370Dental up to $2,000/yr · OTC items $460/yr | $0 | $2,500 | $2,500 | 4★ |
| 116 | SCAN Costco Medicare Advantage (HMO)SCAN Health Plan · HMO1 of 55 counties · drug deductible $450Dental up to $2,000/yr · OTC items $500/yr | $2 | $2,500 | $2,524 | 4★ |
| 117 | SCAN Inclusive (HMO)SCAN Health Plan · HMO1 of 55 counties · drug deductible $250Dental up to $1,000/yr · eyewear $250/yr · OTC items $200/yr | $2 | $2,500 | $2,524 | 4★ |
| 118 | Blue Shield Advantage (HMO)Blue Shield of California · HMO1 of 55 counties · drug deductible $475Dental · eyewear $275/yr · OTC items $140/yr | $20 | $2,300 | $2,540 | 4★ |
| 119 | Blue Shield 65 Plus (HMO)Blue Shield of California · HMO1 of 55 counties · drug deductible $390Dental · eyewear $175/yr | $0 | $2,550 | $2,550 | 4★ |
| 120 | Alignment Health Platinum Preferred+ 005 (HMO)Alignment Health Plan · HMO1 of 55 counties · drug deductible $700Dental up to $2,000/yr · eyewear $300/yr | $99 | $1,499 | $2,687 | Too new to rate |
| 121 | Alignment Health Smart 040 (HMO)Alignment Health Plan · HMO4 of 55 counties · drug deductible $700Part B giveback $108/mo · Dental · eyewear $50/yr | $0−$108 Part B giveback | $3,999 | $2,703 | 3.5★ |
| 122 | SCAN Prime (HMO)SCAN Health Plan · HMO3 of 55 counties · drug deductible $370Dental up to $4,000/yr · eyewear $125/yr · OTC items $100/yr | $20 | $2,499 | $2,739 | 4★ |
| 123 | Blue Shield 65 Plus (HMO)Blue Shield of California · HMO1 of 55 counties · drug deductible $475eyewear $175/yr · OTC items $200/yr | $0 | $2,750 | $2,750 | 4★ |
| 124 | Anthem Medicare Advantage (HMO-POS)Anthem Blue Cross · HMO-POS1 of 55 counties · drug deductible $110Dental up to $500/yr · eyewear $100/yr · hearing aids $3,000/yr · OTC items $108/yr | $0 | $2,800 | $2,800 | 3.5★ |
| 125 | Blue Shield 65 Plus (HMO)Blue Shield of California · HMO1 of 55 counties · drug deductible $390eyewear $175/yr | $0 | $2,800 | $2,800 | 4★ |
| 126 | Kaiser Permanente Senior Advantage Ventura (HMO)Kaiser Permanente · HMO1 of 55 counties · drug deductible $0Dental · OTC items $160/yr | $0 | $2,800 | $2,800 | 4.5★ |
| 127 | AARP Medicare Advantage from UHC CA-45 (HMO-POS)UnitedHealthcare · HMO-POS1 of 55 counties · drug deductible $685Dental up to $1,000/yr · eyewear $100/yr · hearing aids $1,000/yr | $0 | $2,900 | $2,900 | 3★ |
| 128 | AARP Medicare Advantage from UHC CA-46 (HMO-POS)UnitedHealthcare · HMO-POS1 of 55 counties · drug deductible $685Dental up to $1,000/yr · eyewear $100/yr · hearing aids $700/yr | $0 | $2,900 | $2,900 | 3★ |
| 129 | Advantage Care (HMO)Align Senior Care · HMO3 of 55 counties · drug deductible $150Dental up to $2,200/yr · eyewear $225/yr | $0 | $2,900 | $2,900 | Not rated |
| 130 | Kaiser Permanente Sr Advantage LA, Orange Value (HMO)Kaiser Permanente · HMO2 of 55 counties · drug deductible $0Dental · eyewear $125/yr · hearing aids $333/yr per ear · OTC items $240/yr | $0 | $2,900 | $2,900 | 4.5★ |
| 131 | SCAN Allied (HMO)SCAN Health Plan · HMO2 of 55 counties · drug deductible $75Dental up to $1,000/yr · eyewear $175/yr · OTC items $360/yr | $0 | $2,900 | $2,900 | 4★ |
| 132 | SCAN Classic (HMO)SCAN Health Plan · HMO4 of 55 counties · drug deductible $450Dental up to $1,000/yr · eyewear $100/yr · OTC items $200/yr | $0 | $2,900 | $2,900 | 4★ |
| 133 | SCAN Costco Medicare Advantage (HMO)SCAN Health Plan · HMO4 of 55 counties · drug deductible $450Preventive dental · OTC items $500/yr | $0 | $2,900 | $2,900 | 4★ |
| 134 | Humana Community (HMO)Humana · HMO1 of 55 counties · drug deductible $700Dental up to $3,000/yr · eyewear $100/yr | $0 | $2,999 | $2,999 | 4★ |
| 135 | Aetna Medicare Prime (HMO)Aetna Medicare · HMO1 of 55 counties · drug deductible $400Dental up to $1,250/yr · eyewear $100/yr · hearing aids $1,250/yr per ear | $0 | $3,000 | $3,000 | 3★ |
| 136 | Anthem Medicare Advantage (HMO-POS)Anthem Blue Cross · HMO-POS4 of 55 counties · drug deductible $0Dental up to $500/yr · eyewear $150/yr · hearing aids $1,500/yr · OTC items $160/yr | $0 | $3,000 | $3,000 | 3.5★ |
| 137 | Anthem Prime (HMO-POS)Anthem Blue Cross Partnership Plan · HMO-POS4 of 55 counties · drug deductible $250Preventive dental · eyewear $50/yr · hearing aids $1,500/yr | $0 | $3,000 | $3,000 | 3★ |
| 138 | Anthem Prime (HMO-POS)Anthem Blue Cross Partnership Plan · HMO-POS1 of 55 counties · drug deductible $310Preventive dental · eyewear $50/yr · hearing aids $1,000/yr · OTC items $60/yr | $0 | $3,000 | $3,000 | 3★ |
| 139 | Anthem Select (HMO-POS)Anthem Blue Cross · HMO-POS1 of 55 counties · drug deductible $200Dental up to $1,400/yr · eyewear $125/yr · hearing aids $3,000/yr · OTC items $60/yr | $0 | $3,000 | $3,000 | 3.5★ |
| 140 | Humana Gold Plus H5619-016 (HMO)Humana · HMO1 of 55 counties · drug deductible $200Dental up to $2,000/yr · eyewear $200/yr | $0 | $3,000 | $3,000 | 4★ |
| 141 | Humana Gold Plus H5619-015 (HMO)Humana · HMO2 of 55 counties · drug deductible $200Dental up to $2,000/yr · eyewear $200/yr | $0 | $3,200 | $3,200 | 4★ |
| 142 | Humana Gold Plus H5619-191 (HMO)Humana · HMO8 of 55 counties · drug deductible $200Dental up to $2,000/yr · eyewear $200/yr | $0 | $3,200 | $3,200 | 4★ |
| 143 | Wellcare Simple Focus (HMO)Wellcare · HMO2 of 55 counties · drug deductible $700Dental | $0 | $3,200 | $3,200 | 3.5★ |
| 144 | Humana Gold Plus H3767-001 (HMO)Humana · HMO1 of 55 counties · drug deductible $200Dental up to $2,000/yr · eyewear $200/yr | $0 | $3,300 | $3,300 | Too new to rate |
| 145 | Anthem Medicare Advantage (HMO-POS)Anthem Blue Cross · HMO-POS1 of 55 counties · drug deductible $0Dental up to $750/yr · eyewear $100/yr · hearing aids $3,000/yr · OTC items $60/yr | $0 | $3,400 | $3,400 | 3.5★ |
| 146 | Central Health Harmony 031 (HMO)Alignment Health Plan · HMO4 of 55 counties · drug deductible $0Dental · eyewear $150/yr · OTC items $300/yr | $0 | $3,400 | $3,400 | 3.5★ |
| 147 | Kaiser Permanente Senior Advantage San Diego (HMO)Kaiser Permanente · HMO1 of 55 counties · drug deductible $0Dental · OTC items $100/yr | $0 | $3,400 | $3,400 | 4.5★ |
| 148 | CCHP Senior Program (HMO)CCHP (Chinese Community Health Plan) · HMO2 of 55 counties · drug deductible $0Dental · eyewear $75/yr | $38 | $3,000 | $3,456 | 3★ |
| 149 | Alignment Health My Choice 050 (HMO)Alignment Health Plan · HMO19 of 55 counties · drug deductible $0Dental up to $1,200/yr · eyewear $200/yr · OTC items $1,080/yr | $0 | $3,499 | $3,499 | 3.5★ |
| 150 | CCHP Senior Value Program (HMO)CCHP (Chinese Community Health Plan) · HMO2 of 55 counties · drug deductible $0Dental · eyewear $50/yr | $0 | $3,500 | $3,500 | 3★ |
| 151 | Kaiser Permanente Senior Advantage Enhanced Stanis (HMO)Kaiser Permanente · HMO1 of 55 counties · drug deductible $0Dental | $89 | $2,500 | $3,568 | 4.5★ |
| 152 | Aetna Medicare Signature Extra (HMO)Aetna Medicare · HMO3 of 55 counties · drug deductible $400Dental up to $500/yr · eyewear $100/yr · hearing aids $500/yr per ear | $0 | $3,600 | $3,600 | 3★ |
| 153 | Blue Shield AdvantageOptimum Plan (HMO)Blue Shield of California · HMO2 of 55 counties · drug deductible $350Dental · eyewear $200/yr | $0 | $3,600 | $3,600 | 3.5★ |
| 154 | Humana Gold Plus H5619-147 (HMO)Humana · HMO2 of 55 counties · drug deductible $700Dental up to $1,000/yr · eyewear $100/yr | $0 | $3,650 | $3,650 | 4★ |
| 155 | Kaiser Permanente Senior Advantage Enhanced SnJoaq (HMO)Kaiser Permanente · HMO1 of 55 counties · drug deductible $0Dental | $96 | $2,500 | $3,652 | 4.5★ |
| 156 | Humana Gold Plus H5619-191 (HMO)Humana · HMO1 of 55 counties · drug deductible $200Dental up to $1,000/yr · eyewear $100/yr | $0 | $3,700 | $3,700 | 4★ |
| 157 | AARP Medicare Advantage from UHC CA-0012 (HMO-POS)UnitedHealthcare · HMO-POS1 of 55 counties · drug deductible $355Part B giveback $13/mo · Preventive dental · eyewear $100/yr · hearing aids $1,000/yr | $0−$13 Part B giveback | $3,900 | $3,744 | 3★ |
| 158 | Kaiser Permanente Senior Advantage Basic Kern (HMO)Kaiser Permanente · HMO1 of 55 counties · drug deductible $0Dental · OTC items $200/yr | $0 | $3,900 | $3,900 | 4.5★ |
| 159 | Alignment Health Balance 006 (PPO)Alignment Health Plan · PPO2 of 55 counties · drug deductible $0Preventive dental · eyewear $200/yr | $93 | $2,850 | $3,966 | 4.5★ |
| 160 | Alignment Health Platinum 059 (HMO)Alignment Health Plan · HMO1 of 55 counties · drug deductible $700Dental · eyewear $100/yr · OTC items $360/yr | $0 | $4,000 | $4,000 | 3.5★ |
| 161 | Humana Gold Plus H5619-191 (HMO)Humana · HMO1 of 55 counties · drug deductible $200Dental up to $1,000/yr · eyewear $100/yr | $0 | $4,000 | $4,000 | 4★ |
| 162 | Aetna Medicare Signature (HMO)Aetna Medicare · HMO2 of 55 counties · drug deductible $700Dental up to $500/yr · eyewear $100/yr · hearing aids $1,250/yr per ear | $10 | $3,900 | $4,020 | 2.5★ |
| 163 | Kaiser Permanente Senior Advantage Enhanced Fresno (HMO)Kaiser Permanente · HMO5 of 55 counties · drug deductible $0Dental | $95 | $2,900 | $4,040 | 4.5★ |
| 164 | Alignment Health Advantage 002 (PPO)Alignment Health Plan · PPO1 of 55 counties · drug deductible $0eyewear $200/yr | $101.50 | $2,850 | $4,068 | 4★ |
| 165 | Blue Shield Advantage (HMO)Blue Shield of California · HMO2 of 55 counties · drug deductible $475Preventive dental · eyewear $170/yr · OTC items $100/yr | $19 | $3,900 | $4,128 | 4★ |
| 166 | SCAN Classic (HMO)SCAN Health Plan · HMO1 of 55 counties · drug deductible $370Dental | $0 | $4,200 | $4,200 | 4★ |
| 167 | UHC Sharp Medicare Advantage CA-026P (HMO-POS)UnitedHealthcare · HMO-POS1 of 55 counties · drug deductible $355Part B giveback $19/mo · Preventive dental · eyewear $100/yr · hearing aids $1,000/yr | $0−$19 Part B giveback | $4,450 | $4,222 | 3★ |
| 168 | Sutter Senior Advantage, a SCAN Medicare Plan (HMO)SCAN Health Plan · HMO3 of 55 counties · drug deductible $250Dental · eyewear $100/yr · OTC items $60/yr | $19 | $4,000 | $4,228 | 4★ |
| 169 | HumanaChoice H5525-074 (PPO)Humana · PPO4 of 55 counties · drug deductible $700Dental up to $4,000/yr · eyewear $250/yr | $49 | $3,650 | $4,238 | 4★ |
| 170 | AARP Medicare Advantage from UHC CA-023P (HMO-POS)UnitedHealthcare · HMO-POS2 of 55 counties · drug deductible $685Part B giveback $15/mo · Preventive dental · eyewear $100/yr · hearing aids $700/yr | $0−$15 Part B giveback | $4,450 | $4,270 | 3★ |
| 171 | UHC Sharp Medicare Advantage ValueRx CA-12P (HMO-POS)UnitedHealthcare · HMO-POS1 of 55 counties · drug deductible $355Part B giveback $15/mo · Preventive dental · eyewear $100/yr · hearing aids $1,000/yr | $0−$15 Part B giveback | $4,450 | $4,270 | 3★ |
| 172 | Kaiser Permanente Senior Advantage Ventura Value (HMO)Kaiser Permanente · HMO1 of 55 counties · drug deductible $0Dental · eyewear $125/yr · hearing aids $333/yr per ear · OTC items $240/yr | $0 | $4,300 | $4,300 | 4.5★ |
| 173 | HumanaChoice H5525-075 (PPO)Humana · PPO4 of 55 counties · drug deductible $700Dental · eyewear $100/yr | $0 | $4,350 | $4,350 | 4★ |
| 174 | UHC Sharp Medicare Advantage CA-001P (HMO-POS)UnitedHealthcare · HMO-POS1 of 55 counties · drug deductible $355Part B giveback $6/mo · Preventive dental · eyewear $100/yr · hearing aids $1,000/yr | $0−$6 Part B giveback | $4,450 | $4,378 | 3★ |
| 175 | Blue Shield AdvantageOptimum Plan 1 (HMO)Blue Shield of California · HMO1 of 55 counties · drug deductible $475Dental · eyewear $200/yr | $0 | $4,400 | $4,400 | 3.5★ |
| 176 | AARP Medicare Advantage from UHC CA-0007 (HMO-POS)UnitedHealthcare · HMO-POS1 of 55 counties · drug deductible $355Dental up to $1,000/yr · eyewear $100/yr · hearing aids $1,000/yr | $52 | $3,800 | $4,424 | 3★ |
| 177 | Kaiser Permanente Senior Advantage San Diego Value (HMO)Kaiser Permanente · HMO1 of 55 counties · drug deductible $0Dental · eyewear $125/yr · hearing aids $333/yr per ear · OTC items $160/yr | $0 | $4,450 | $4,450 | 4.5★ |
| 178 | Kaiser Permanente Sr Advantage Inland Empire Value (HMO)Kaiser Permanente · HMO2 of 55 counties · drug deductible $0Dental · eyewear $125/yr · hearing aids $333/yr per ear · OTC items $240/yr | $0 | $4,450 | $4,450 | 4.5★ |
| 179 | Wellcare Low Premium Focus (HMO)Wellcare · HMO2 of 55 counties · drug deductible $700Dental | $27 | $4,150 | $4,474 | 3.5★ |
| 180 | Humana Gold Plus Giveback H5619-150 (HMO)Humana · HMO7 of 55 counties · drug deductible $700Part B giveback $42/mo · Dental up to $2,000/yr · eyewear $100/yr | $0−$42 Part B giveback | $5,000 | $4,496 | 4★ |
| 181 | Wellcare Simple (HMO)Wellcare · HMO2 of 55 counties · drug deductible $700Dental | $0 | $4,500 | $4,500 | 3.5★ |
| 182 | SCAN Classic (HMO)SCAN Health Plan · HMO1 of 55 counties · drug deductible $450Dental up to $1,000/yr · eyewear $100/yr · OTC items $180/yr | $25 | $4,200 | $4,500 | 4★ |
| 183 | Alignment Health ValorCare 053 (HMO)Alignment Health Plan · HMO5 of 55 counties · drug deductible $0Part B giveback $119/mo · Dental up to $2,000/yr · eyewear $300/yr · OTC items $240/yr | $0−$119 Part B giveback | $6,000 | $4,572 | 3.5★ |
| 184 | Wellcare Low Premium (HMO)Wellcare · HMO2 of 55 counties · drug deductible $700Dental | $42 | $4,150 | $4,654 | 3.5★ |
| 185 | Kaiser Permanente Senior Advantage Basic SnJoaq (HMO)Kaiser Permanente · HMO1 of 55 counties · drug deductible $0Dental | $29 | $4,400 | $4,748 | 4.5★ |
| 186 | Blue Shield 65 Plus (HMO)Blue Shield of California · HMO2 of 55 counties · drug deductible $475Preventive dental · eyewear $175/yr | $70 | $3,950 | $4,790 | 4★ |
| 187 | Blue Shield Inspire (HMO)Blue Shield of California · HMO2 of 55 counties · drug deductible $475Preventive dental · eyewear $170/yr · OTC items $120/yr | $60 | $4,300 | $5,020 | 4★ |
| 188 | Wellcare Low Premium (HMO)Wellcare · HMO4 of 55 counties · drug deductible $700Dental | $47 | $4,500 | $5,064 | 3.5★ |
| 189 | Kaiser Permanente Sr Adv Enhanced Marin San Mateo (HMO)Kaiser Permanente · HMO2 of 55 counties · drug deductible $0Dental | $97 | $3,900 | $5,064 | 4.5★ |
| 190 | Kaiser Permanente Senior Advantage Enhanced Solano (HMO)Kaiser Permanente · HMO1 of 55 counties · drug deductible $0Dental | $98 | $3,900 | $5,076 | 4.5★ |
| 191 | Kaiser Permanente Sr Adv Enhanced Contra Costa (HMO)Kaiser Permanente · HMO1 of 55 counties · drug deductible $0Dental | $98 | $3,900 | $5,076 | 4.5★ |
| 192 | Kaiser Permanente Sr Adv Enhanced Sac., Sonoma (HMO)Kaiser Permanente · HMO8 of 55 counties · drug deductible $0Dental | $99 | $3,900 | $5,088 | 4.5★ |
| 193 | Kaiser Permanente Sr Adv Enhanced Santa Clara (HMO)Kaiser Permanente · HMO1 of 55 counties · drug deductible $0Dental | $101 | $3,900 | $5,112 | 4.5★ |
| 194 | Aetna Medicare Signature (HMO)Aetna Medicare · HMO1 of 55 counties · drug deductible $700Dental up to $500/yr · eyewear $100/yr · hearing aids $500/yr per ear | $102 | $3,900 | $5,124 | 3★ |
| 195 | Aetna Medicare Signature Extra (HMO)Aetna Medicare · HMO1 of 55 counties · drug deductible $700Dental up to $500/yr · eyewear $100/yr · hearing aids $500/yr per ear | $104 | $3,900 | $5,148 | 2.5★ |
| 196 | Alignment Health Sutter Advantage +More (HMO)Alignment Health Plan · HMO3 of 55 counties · drug deductible $0Dental · eyewear $50/yr · OTC items $180/yr | $21 | $4,900 | $5,152 | 3.5★ |
| 197 | Kaiser Permanente Senior Advantage Alam., SF, Napa (HMO)Kaiser Permanente · HMO3 of 55 counties · drug deductible $0Dental | $105 | $3,900 | $5,160 | 4.5★ |
| 198 | Kaiser Permanente Senior Advantage Basic Stanis (HMO)Kaiser Permanente · HMO1 of 55 counties · drug deductible $0Dental | $25 | $4,900 | $5,200 | 4.5★ |
| 199 | Kaiser Permanente Senior Advantage Basic Fresno (HMO)Kaiser Permanente · HMO5 of 55 counties · drug deductible $0Dental | $29 | $4,900 | $5,248 | 4.5★ |
| 200 | Sutter Senior Advantage, a SCAN Medicare Plan (HMO)SCAN Health Plan · HMO1 of 55 counties · drug deductible $450Dental · eyewear $100/yr · OTC items $60/yr | $67 | $4,450 | $5,254 | 4★ |
| 201 | Alignment Health Advantage 001 (PPO)Alignment Health Plan · PPO6 of 55 counties · drug deductible $0Dental up to $1,000/yr · eyewear $75/yr | $70 | $4,451 | $5,291 | 4★ |
| 202 | Alignment Health My Choice 061 (HMO)Alignment Health Plan · HMO1 of 55 counties · drug deductible $700Dental up to $1,000/yr · eyewear $50/yr · OTC items $180/yr | $40 | $4,900 | $5,380 | 3.5★ |
| 203 | SCAN Select (HMO)SCAN Health Plan · HMO1 of 55 counties · drug deductible $700Dental · eyewear $125/yr · OTC items $100/yr | $80 | $4,450 | $5,410 | 4★ |
| 204 | Sutter Senior Advantage, a SCAN Medicare Plan (HMO)SCAN Health Plan · HMO2 of 55 counties · drug deductible $0Dental · eyewear $100/yr · OTC items $60/yr | $49 | $4,900 | $5,488 | 4★ |
| 205 | Sutter Senior Advantage, a SCAN Medicare Plan (HMO)SCAN Health Plan · HMO2 of 55 counties · drug deductible $0Dental · eyewear $100/yr · OTC items $100/yr | $49 | $4,900 | $5,488 | 4★ |
| 206 | Alignment Health Sutter Advantage +More (HMO)Alignment Health Plan · HMO3 of 55 counties · drug deductible $0Dental · eyewear $50/yr · OTC items $180/yr | $50 | $4,900 | $5,500 | 3.5★ |
| 207 | Alignment Health Sutter Advantage +More (HMO)Alignment Health Plan · HMO1 of 55 counties · drug deductible $0Dental · eyewear $50/yr · OTC items $180/yr | $51 | $4,900 | $5,512 | 3.5★ |
| 208 | Anthem Medicare Advantage (HMO-POS)Anthem Blue Cross · HMO-POS1 of 55 counties · drug deductible $0Preventive dental | $0 | $5,600 | $5,600 | 3.5★ |
| 209 | Alignment Health Sutter Advantage +More (HMO)Alignment Health Plan · HMO1 of 55 counties · drug deductible $0Dental · eyewear $50/yr · OTC items $180/yr | $61 | $4,900 | $5,632 | 3.5★ |
| 210 | AARP Medicare Advantage from UHC CA-0001 (HMO-POS)UnitedHealthcare · HMO-POS1 of 55 counties · drug deductible $355Dental up to $1,000/yr · eyewear $100/yr · hearing aids $1,000/yr | $29 | $5,300 | $5,648 | 3★ |
| 211 | Sutter Senior Advantage, a SCAN Medicare Plan (HMO)SCAN Health Plan · HMO1 of 55 counties · drug deductible $450Dental · eyewear $100/yr · OTC items $100/yr | $66 | $4,900 | $5,692 | 4★ |
| 212 | Humana USAA Honor Giveback with Rx (PPO)Humana · PPO5 of 55 counties · drug deductible $700Part B giveback $55/mo · Dental up to $750/yr · eyewear $250/yr | $0−$55 Part B giveback | $6,400 | $5,740 | 4★ |
| 213 | Blue Shield Inspire (HMO)Blue Shield of California · HMO4 of 55 counties · drug deductible $475Preventive dental · eyewear $190/yr · OTC items $120/yr | $61 | $5,100 | $5,832 | 4★ |
| 214 | Alignment Health My Choice 001 (PPO)Alignment Health Plan · PPO2 of 55 counties · drug deductible $0Preventive dental · eyewear $75/yr | $149 | $4,200 | $5,988 | 4.5★ |
| 215 | CCHP Senior Value Program (HMO)CCHP (Chinese Community Health Plan) · HMO1 of 55 counties · drug deductible $0Dental · eyewear $50/yr | $0 | $6,000 | $6,000 | 3★ |
| 216 | Kaiser Permanente Senior Advantage Santa Cruz (HMO)Kaiser Permanente · HMO1 of 55 counties · drug deductible $0Dental | $92 | $4,900 | $6,004 | 4.5★ |
| 217 | Sutter Senior Advantage, a SCAN Medicare Plan (HMO)SCAN Health Plan · HMO1 of 55 counties · drug deductible $450Dental · eyewear $100/yr · OTC items $80/yr | $65 | $5,500 | $6,280 | 4★ |
| 218 | Kaiser Permanente Senior Advantage Basic Marin (HMO)Kaiser Permanente · HMO1 of 55 counties · drug deductible $0Dental | $27 | $6,000 | $6,324 | 4.5★ |
| 219 | Kaiser Permanente Sr Adv Basic Santa Clara (HMO)Kaiser Permanente · HMO1 of 55 counties · drug deductible $0Dental | $27 | $6,000 | $6,324 | 4.5★ |
| 220 | Kaiser Permanente Senior Advantage Basic Alameda (HMO)Kaiser Permanente · HMO1 of 55 counties · drug deductible $0Dental | $28 | $6,000 | $6,336 | 4.5★ |
| 221 | Kaiser Permanente Senior Advantage Basic San Mateo (HMO)Kaiser Permanente · HMO1 of 55 counties · drug deductible $0Dental | $28 | $6,000 | $6,336 | 4.5★ |
| 222 | Kaiser Permanente Senior Advantage Basic SF (HMO)Kaiser Permanente · HMO1 of 55 counties · drug deductible $0Dental | $28 | $6,000 | $6,336 | 4.5★ |
| 223 | Kaiser Permanente Senior Advantage Basic Solano (HMO)Kaiser Permanente · HMO1 of 55 counties · drug deductible $0Dental | $29 | $6,000 | $6,348 | 4.5★ |
| 224 | Kaiser Permanente Sr Adv Basic Contra Costa (HMO)Kaiser Permanente · HMO1 of 55 counties · drug deductible $0Dental | $29 | $6,000 | $6,348 | 4.5★ |
| 225 | Kaiser Permanente Sr Advantage Basic Sac., Sonoma (HMO)Kaiser Permanente · HMO8 of 55 counties · drug deductible $0Dental | $29 | $6,000 | $6,348 | 4.5★ |
| 226 | Alignment Health Advantage 005 (PPO)Alignment Health Plan · PPO2 of 55 counties · drug deductible $700eyewear $75/yr | $160 | $4,451 | $6,371 | 4★ |
| 227 | HumanaChoice H5525-080 (PPO)Humana · PPO2 of 55 counties · drug deductible $700Dental up to $2,500/yr · eyewear $100/yr | $53 | $5,900 | $6,536 | 4★ |
| 228 | SCAN Select (HMO)SCAN Health Plan · HMO1 of 55 counties · drug deductible $700Dental · eyewear $100/yr · OTC items $100/yr | $0 | $6,700 | $6,700 | 4★ |
| 229 | Anthem Medicare Advantage (HMO-POS)Anthem Blue Cross · HMO-POS1 of 55 counties · drug deductible $210Preventive dental · eyewear $75/yr · hearing aids $750/yr · OTC items $60/yr | $0 | $6,751 | $6,751 | 3.5★ |
| 230 | AARP Medicare Advantage from UHC CA-9 (HMO-POS)UnitedHealthcare · HMO-POS1 of 55 counties · drug deductible $685Preventive dental · eyewear $100/yr · hearing aids $700/yr | $71 | $5,900 | $6,752 | 3★ |
| 231 | Aspire Health Advantage (HMO)Aspire Health · HMO1 of 55 counties · drug deductible $250Preventive dental | $204 | $4,550 | $6,998 | 3.5★ |
| 232 | Aspire Health Protect (HMO)Aspire Health · HMO1 of 55 counties · drug deductible $250 | $0 | $7,150 | $7,150 | 3.5★ |
| 233 | Humana Gold Plus H5619-184 (HMO)Humana · HMO1 of 55 counties · drug deductible $200Dental up to $1,000/yr · eyewear $200/yr | $0 | $7,150 | $7,150 | 4★ |
| 234 | Anthem Medicare Advantage (HMO-POS)Anthem Blue Cross · HMO-POS2 of 55 counties · drug deductible $255Preventive dental | $0 | $7,550 | $7,550 | 3.5★ |
| 235 | Anthem Select (HMO-POS)Anthem Blue Cross · HMO-POS1 of 55 counties · drug deductible $160Preventive dental | $0 | $7,550 | $7,550 | 3.5★ |
| 236 | Humana Gold Plus H5619-183 (HMO)Humana · HMO1 of 55 counties · drug deductible $200Dental · eyewear $150/yr | $73 | $6,700 | $7,576 | 4★ |
| 237 | Aspire Health Value (HMO)Aspire Health · HMO1 of 55 counties · drug deductible $250 | $65 | $7,000 | $7,780 | 3.5★ |
| 238 | AARP Medicare Advantage from UHC CA-7 (HMO-POS)UnitedHealthcare · HMO-POS1 of 55 counties · drug deductible $505Preventive dental · eyewear $100/yr · hearing aids $1,000/yr | $59 | $7,150 | $7,858 | 3★ |
| 239 | HumanaChoice H5525-084 (PPO)Humana · PPO1 of 55 counties · drug deductible $700Dental up to $1,000/yr · eyewear $200/yr | $93 | $6,750 | $7,866 | 4★ |
| 240 | AARP Medicare Advantage from UHC CA-0005 (HMO-POS)UnitedHealthcare · HMO-POS3 of 55 counties · drug deductible $685Preventive dental · eyewear $100/yr · hearing aids $1,000/yr | $65 | $7,150 | $7,930 | 3★ |
| 241 | Humana Gold Plus H5619-026 (HMO)Humana · HMO1 of 55 counties · drug deductible $200Dental · eyewear $100/yr | $101 | $6,750 | $7,962 | 4★ |
| 242 | AARP Medicare Advantage from UHC CA-33 (HMO-POS)UnitedHealthcare · HMO-POS1 of 55 counties · drug deductible $685Preventive dental · eyewear $100/yr · hearing aids $700/yr | $70 | $7,150 | $7,990 | 3★ |
| 243 | HumanaChoice H5525-087 (PPO)Humana · PPO2 of 55 counties · drug deductible $700Dental up to $1,000/yr · eyewear $250/yr | $96 | $7,150 | $8,302 | 4★ |
| 244 | HumanaChoice H5525-056 (PPO)Humana · PPO7 of 55 counties · drug deductible $700Dental up to $750/yr · eyewear $150/yr | $97 | $7,150 | $8,314 | 4★ |
| 245 | AARP Medicare Advantage from UHC CA-0010 (HMO-POS)UnitedHealthcare · HMO-POS4 of 55 counties · drug deductible $685Preventive dental · eyewear $125/yr · hearing aids $1,000/yr | $99 | $7,150 | $8,338 | 3★ |
| 246 | AARP Medicare Advantage from UHC CA-0008 (HMO-POS)UnitedHealthcare · HMO-POS1 of 55 counties · drug deductible $685Preventive dental · eyewear $88/yr · hearing aids $700/yr | $121 | $7,150 | $8,602 | 3★ |
| 247 | Aspire Health Plus (HMO-POS)Aspire Health · HMO-POS1 of 55 counties · drug deductible $250 | $382 | $4,350 | $8,934 | 3.5★ |
| 248 | AARP Medicare Advantage from UHC CA-0024 (PPO)UnitedHealthcare · PPO1 of 55 counties · drug deductible $685Preventive dental · eyewear $125/yr · hearing aids $700/yr | $150 | $7,150 | $8,950 | 3★ |
| 249 | Wellcare Simple (HMO)Wellcare · HMO1 of 55 counties · drug deductible $700Dental | $0 | $9,250 | $9,250 | 3.5★ |
| 250 | Wellcare Low Premium Focus (HMO)Wellcare · HMO1 of 55 counties · drug deductible $700Dental | $30.50 | $9,250 | $9,616 | 3.5★ |
| 251 | Alignment Health Balance Plus 004 (PPO)Alignment Health Plan · PPO3 of 55 counties · drug deductible $700Dental up to $700/yr · eyewear $250/yr | $7.30 | $9,850 | $9,938 | 4★ |
| 252 | Alignment Health Honor Plus 060 (HMO)Alignment Health Plan · HMO23 of 55 counties · drug deductible $700Dental up to $2,000/yr · eyewear $250/yr · OTC items $1,164/yr | $7.30 | $9,850 | $9,938 | 3.5★ |
Worst-case year = 12 × (monthly plan premium − any Part B giveback) + in-network maximum out-of-pocket, for covered Part A and B services. A giveback lowers the Part B premium you’d otherwise pay ($202.90 a month in 2026), so it counts as money back; a plan with a large giveback can show a worst-case year below $0. The Part B premium itself is the same for everyone, and drug costs are capped separately at $2,400 for 2027. Out-of-network care in PPO plans has a higher limit. Ties go to the lower premium. Other extras (dental, eyewear, hearing aids, over-the-counter allowance) are the yearly maximums each plan filed with CMS; they don’t change the order. Methodology
Before you enroll, check two things this ranking can’t: whether your doctors are in the plan’s network, and how it covers your drugs. Both are in the official Medicare Plan Finder. Star ratings are CMS’s 2027 quality scores (1 to 5) for the company contract behind each plan; they’re shown for context and don’t change the cost order.
Plans without drug coverage
These 7 plans don’t include Part D. They mainly suit people with drug coverage from elsewhere, such as the VA or TRICARE. Joining one generally means you can’t also join a stand-alone Part D plan, and going without creditable drug coverage can trigger a late enrollment penalty.
| # | Plan | Premium / month | In-network max out-of-pocket | Worst-case year | Stars |
|---|---|---|---|---|---|
| 1 | Imperial Courage Plan (HMO)Imperial Health Plan of California, Inc. · HMO51 of 55 countiesPart B giveback $85/mo | $0−$85 Part B giveback | $2,999 | $1,979 | 4★ |
| 2 | Aetna Medicare Eagle (HMO)Aetna Medicare · HMO9 of 55 countiesPart B giveback $40/mo · Dental up to $1,000/yr · eyewear $200/yr · hearing aids $1,250/yr per ear · OTC items $180/yr | $0−$40 Part B giveback | $4,450 | $3,970 | 3★ |
| 3 | Humana USAA Honor Giveback (HMO)Humana · HMO12 of 55 countiesPart B giveback $45/mo · Dental up to $1,000/yr · eyewear $150/yr | $0−$45 Part B giveback | $5,250 | $4,710 | 4★ |
| 4 | AARP Medicare Advantage Patriot No Rx CA-MA1P (HMO-POS)UnitedHealthcare · HMO-POS5 of 55 countiesPart B giveback $25/mo · Preventive dental · eyewear $125/yr · hearing aids $1,000/yr | $0−$25 Part B giveback | $5,900 | $5,600 | 3★ |
| 5 | AARP Medicare Advantage Patriot No Rx CA-MA2 (HMO-POS)UnitedHealthcare · HMO-POS1 of 55 countiesPart B giveback $25/mo · Preventive dental · eyewear $125/yr · hearing aids $1,000/yr | $0−$25 Part B giveback | $5,900 | $5,600 | 3★ |
| 6 | Humana USAA Honor Giveback (PPO)Humana · PPO11 of 55 countiesPart B giveback $75/mo · Dental up to $2,000/yr · eyewear $100/yr | $0−$75 Part B giveback | $6,500 | $5,600 | 4★ |
| 7 | Humana USAA Honor Giveback (PPO)Humana · PPO5 of 55 countiesPart B giveback $90/mo · Dental up to $3,000/yr · eyewear $150/yr | $0−$90 Part B giveback | $6,750 | $5,670 | 4★ |
County pages
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Questions
How many Medicare Advantage plans are available in California for 2027?
CMS lists 252 general-audience Medicare Advantage plans with drug coverage in California for 2027, from 18 parent companies. Not every plan is sold in every county; use the county filter to see yours.
Are there $0 premium Medicare Advantage plans in California?
Yes. 169 of the 252 plans have a $0 monthly plan premium in 2027. You still pay the Part B premium ($202.90 a month in 2026).
Which California Medicare Advantage plan has the lowest worst-case cost?
Alignment Health Smart 055 (HMO) from Alignment Health Plan: $0 a month with an in-network out-of-pocket maximum of $2,400, so at most about $36 in premiums and in-network costs for the year. It is offered in 1 of 55 counties.
Which California Medicare Advantage plans have 4 or more stars?
128 of the 252 plans belong to contracts CMS rated 4 stars or higher for 2027. Star ratings measure quality and member experience, not cost; the table shows each plan's rating next to its worst-case cost.
Which California Medicare Advantage plans have a Part B giveback?
34 of the 252 plans lower your Part B premium (a "giveback"), according to their 2027 benefit filings with CMS. The largest is $197 a month, from Alignment Health Smart 055 (HMO). A giveback plan isn't automatically cheaper: compare its worst-case year and its network.
What is the typical out-of-pocket maximum in California?
The median in-network out-of-pocket maximum among these plans is $2,875. CMS allows up to $9,850 in 2027.
Sources
- CMS, CY 2027 Medicare Advantage and Prescription Drug Plan Landscape (CY2027_Landscape_202609.csv), from cms.gov; extra benefits (Part B giveback, dental, eyewear, hearing aids, over-the-counter allowance) from the CMS CY 2027 Plan Benefit Package files, cms.gov, yearly amounts as each plan filed them; star ratings from the CMS 2027 Star Ratings Data Tables (October 8, 2026), cms.gov. Ratings are per contract, so plans under the same contract share one rating. General-audience plans only: Special Needs Plans, Cost plans and employer group plans are not ranked.
- CMS, 2026 Part B premium — cms.gov.
Educational information, not a recommendation to join any plan. We are not an insurance agent or broker, and we are not connected with or endorsed by the U.S. government or the federal Medicare program. Plan details can change; confirm with the plan or Medicare.gov. · Advertiser disclosure
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