Best Medicare Advantage Plans in Louisiana for 2027
Every general-audience Medicare Advantage plan with drug coverage in Louisiana, ranked by what it could cost you in a bad year: 12 months of premiums, less any Part B giveback, plus the plan's in-network out-of-pocket maximum. Pick your county to see only the plans sold there.
Louisiana plans, ranked
Showing all 64 plans.
| # | Plan | Premium / month | In-network max out-of-pocket | Worst-case year | Stars |
|---|---|---|---|---|---|
| 1 | Humana LCMC Advantage H1951-051 (HMO)Humana · HMO3 of 64 counties · drug deductible $275Part B giveback $51/mo · Dental up to $6,000/yr · eyewear $250/yr | $0−$51 Part B giveback | $2,875 | $2,263 | 4.5★ |
| 2 | Humana Select Partner Plan (HMO)Humana · HMO3 of 64 counties · drug deductible $275Part B giveback $39/mo · Dental up to $6,000/yr · eyewear $300/yr · hearing aids $1,000/yr per ear | $0−$39 Part B giveback | $2,900 | $2,432 | 4.5★ |
| 3 | Humana FMOL Baton Rouge H1951-053 (HMO)Humana · HMO4 of 64 counties · drug deductible $700Part B giveback $39/mo · Dental up to $2,000/yr · eyewear $300/yr | $0−$39 Part B giveback | $3,000 | $2,532 | 4.5★ |
| 4 | Humana Select Partner Plan (HMO)Humana · HMO6 of 64 counties · drug deductible $700Part B giveback $38/mo · Dental up to $5,000/yr · eyewear $200/yr · hearing aids $1,000/yr per ear | $0−$38 Part B giveback | $3,100 | $2,644 | 4.5★ |
| 5 | Peoples Health Choices 65 (HMO-POS)Peoples Health · HMO-POS10 of 64 counties · drug deductible $595Part B giveback $25/mo · Dental up to $4,000/yr · eyewear $100/yr · hearing aids $700/yr | $0−$25 Part B giveback | $3,900 | $3,600 | 3.5★ |
| 6 | Humana Gold Plus H1951-059 (HMO)Humana · HMO3 of 64 counties · drug deductible $475Dental up to $5,000/yr · eyewear $250/yr | $19.90 | $3,500 | $3,739 | 4.5★ |
| 7 | DEVOTED CHOICE 005 LA (PPO)Devoted Health · PPO4 of 64 counties · drug deductible $650Dental up to $4,000/yr · eyewear $350/yr · OTC items $248/yr | $0 | $3,900 | $3,900 | Too new to rate |
| 8 | Humana Gold Plus H1951-047 (HMO)Humana · HMO3 of 64 counties · drug deductible $700Dental up to $6,000/yr · eyewear $300/yr | $0 | $4,200 | $4,200 | 4.5★ |
| 9 | Humana Gold Plus H1951-048 (HMO)Humana · HMO4 of 64 counties · drug deductible $700Dental up to $6,000/yr · eyewear $300/yr | $0 | $4,250 | $4,250 | 4.5★ |
| 10 | Blue adVantage Reliance (HMO-POS)Blue Cross and Blue Shield of Louisiana · HMO-POS47 of 64 counties · drug deductible $700Dental up to $1,000/yr · eyewear $100/yr · hearing aids $267/yr | $17 | $4,100 | $4,304 | 3.5★ |
| 11 | Blue adVantage Reliance (HMO-POS)Blue Cross and Blue Shield of Louisiana · HMO-POS16 of 64 counties · drug deductible $700Dental up to $1,000/yr · eyewear $100/yr · hearing aids $267/yr | $17 | $4,100 | $4,304 | 3.5★ |
| 12 | Blue adVantage Classic (HMO-POS)Blue Cross and Blue Shield of Louisiana · HMO-POS15 of 64 counties · drug deductible $700Dental up to $2,200/yr · eyewear $100/yr · hearing aids $267/yr | $0 | $4,500 | $4,500 | 3.5★ |
| 13 | Blue adVantage Classic (HMO-POS)Blue Cross and Blue Shield of Louisiana · HMO-POS16 of 64 counties · drug deductible $700Dental up to $2,200/yr · eyewear $100/yr · hearing aids $267/yr | $0 | $4,500 | $4,500 | 3.5★ |
| 14 | Humana Gold Plus H1951-049 (HMO)Humana · HMO9 of 64 counties · drug deductible $300Dental up to $3,000/yr · eyewear $350/yr | $0 | $4,500 | $4,500 | 4.5★ |
| 15 | Humana Gold Plus H1951-049 (HMO)Humana · HMO13 of 64 counties · drug deductible $300Dental up to $2,500/yr · eyewear $400/yr | $0 | $4,500 | $4,500 | 4.5★ |
| 16 | Humana Gold Plus H1951-048 (HMO)Humana · HMO4 of 64 counties · drug deductible $700Dental up to $4,000/yr · eyewear $300/yr | $13 | $4,450 | $4,606 | 4.5★ |
| 17 | DEVOTED CHOICE 001 LA (PPO)Devoted Health · PPO13 of 64 counties · drug deductible $650Dental up to $3,750/yr · eyewear $350/yr · OTC items $248/yr | $0 | $4,650 | $4,650 | Too new to rate |
| 18 | Humana Gold Plus H1951-052 (HMO)Humana · HMO15 of 64 counties · drug deductible $700Dental up to $2,500/yr · eyewear $325/yr | $0 | $4,800 | $4,800 | 4.5★ |
| 19 | Blue adVantage Giveback (HMO-POS)Blue Cross and Blue Shield of Louisiana · HMO-POS31 of 64 counties · drug deductible $700Part B giveback $57/mo · Dental up to $1,500/yr · eyewear $100/yr · hearing aids $267/yr | $0−$57 Part B giveback | $5,500 | $4,816 | 3.5★ |
| 20 | Blue adVantage Thrive (PPO)Blue Cross and Blue Shield of Louisiana · PPO31 of 64 counties · drug deductible $700Dental up to $2,200/yr · eyewear $100/yr · hearing aids $267/yr | $0 | $4,900 | $4,900 | 4.5★ |
| 21 | Humana Gold Plus H1951-028 (HMO)Humana · HMO2 of 64 counties · drug deductible $350Dental up to $5,000/yr · eyewear $200/yr | $25 | $4,800 | $5,100 | 4.5★ |
| 22 | Wellcare Assist (HMO-POS)Wellcare · HMO-POS48 of 64 counties · drug deductible $700Dental up to $2,000/yr · eyewear $100/yr · hearing aids $500/yr per ear | $0 | $5,400 | $5,400 | 3.5★ |
| 23 | Humana Gold Plus H1951-024 (HMO)Humana · HMO1 of 64 counties · drug deductible $700Dental up to $3,000/yr · eyewear $250/yr | $20 | $5,400 | $5,640 | 4.5★ |
| 24 | DEVOTED CHOICE GIVEBACK EXTRAS 028 LA (PPO)Devoted Health · PPO4 of 64 counties · drug deductible $700Part B giveback $70/mo · Dental up to $3,000/yr · eyewear $400/yr · OTC items $764/yr | $0−$70 Part B giveback | $6,600 | $5,760 | Too new to rate |
| 25 | Humana Gold Plus H1951-013 (HMO)Humana · HMO3 of 64 counties · drug deductible $250Dental up to $4,000/yr · eyewear $250/yr | $16.50 | $5,650 | $5,848 | 4.5★ |
| 26 | Peoples Health Medicare Advantage Giveback LA-4 (HMO-POS)Peoples Health · HMO-POS10 of 64 counties · drug deductible $685Part B giveback $105/mo · Preventive dental · eyewear $100/yr · hearing aids $700/yr | $0−$105 Part B giveback | $7,150 | $5,890 | 3.5★ |
| 27 | Blue adVantage Classic (HMO-POS)Blue Cross and Blue Shield of Louisiana · HMO-POS21 of 64 counties · drug deductible $700Dental up to $2,200/yr · hearing aids $267/yr | $0 | $5,900 | $5,900 | 3.5★ |
| 28 | Peoples Health Choices 65 (HMO-POS)Peoples Health · HMO-POS4 of 64 counties · drug deductible $595Dental up to $3,000/yr · eyewear $100/yr · hearing aids $1,000/yr | $0 | $5,900 | $5,900 | 3.5★ |
| 29 | Peoples Health Choices 65 (HMO-POS)Peoples Health · HMO-POS9 of 64 counties · drug deductible $595Preventive dental · eyewear $100/yr · hearing aids $700/yr | $0 | $5,900 | $5,900 | 3.5★ |
| 30 | DEVOTED CHOICE 016 LA (PPO)Devoted Health · PPO14 of 64 counties · drug deductible $650Dental up to $2,250/yr · eyewear $175/yr | $0 | $6,050 | $6,050 | Too new to rate |
| 31 | Blue adVantage Premier (PPO)Blue Cross and Blue Shield of Louisiana · PPOAll 64 counties · drug deductible $450Dental up to $2,200/yr · eyewear $200/yr · hearing aids $267/yr | $175 | $4,000 | $6,100 | 4.5★ |
| 32 | DEVOTED CHOICE GIVEBACK EXTRAS 027 LA (PPO)Devoted Health · PPO13 of 64 counties · drug deductible $700Part B giveback $70/mo · Dental up to $4,000/yr · eyewear $400/yr · OTC items $668/yr | $0−$70 Part B giveback | $7,000 | $6,160 | Too new to rate |
| 33 | DEVOTED CHOICE GIVEBACK EXTRAS 029 LA (PPO)Devoted Health · PPO14 of 64 counties · drug deductible $700Part B giveback $70/mo · Dental up to $2,200/yr · eyewear $225/yr · OTC items $436/yr | $0−$70 Part B giveback | $7,050 | $6,210 | Too new to rate |
| 34 | Aetna Medicare Signature Giveback (PPO)Aetna Medicare · PPO11 of 64 counties · drug deductible $600Part B giveback $73/mo · Dental up to $1,500/yr · eyewear $100/yr · hearing aids $500/yr per ear | $0−$73 Part B giveback | $7,150 | $6,274 | 4★ |
| 35 | Humana Full Access (Regional PPO)Humana · Regional PPOAll 64 counties · drug deductible $200Dental up to $3,000/yr · eyewear $350/yr | $212 | $3,800 | $6,344 | 3.5★ |
| 36 | HumanaChoice H5216-417 (PPO)Humana · PPO2 of 64 counties · drug deductible $700Dental up to $3,000/yr · eyewear $250/yr | $0 | $6,350 | $6,350 | 4★ |
| 37 | Blue adVantage Platinum (HMO-POS)Blue Cross and Blue Shield of Louisiana · HMO-POS16 of 64 counties · drug deductible $450Dental up to $2,700/yr · eyewear $200/yr · hearing aids $267/yr | $238 | $3,500 | $6,356 | 3.5★ |
| 38 | Humana Gold Plus H1951-047 (HMO)Humana · HMO7 of 64 counties · drug deductible $700Dental up to $6,000/yr · eyewear $300/yr | $17 | $6,250 | $6,454 | 4.5★ |
| 39 | Blue adVantage Platinum (HMO-POS)Blue Cross and Blue Shield of Louisiana · HMO-POS48 of 64 counties · drug deductible $450Dental up to $2,700/yr · eyewear $200/yr · hearing aids $267/yr | $249 | $3,500 | $6,488 | 3.5★ |
| 40 | Humana Gold Plus H1951-049 (HMO)Humana · HMO2 of 64 counties · drug deductible $300Dental up to $3,000/yr · eyewear $250/yr | $0 | $6,650 | $6,650 | 4.5★ |
| 41 | Peoples Health Essentials (HMO-POS)Peoples Health · HMO-POS13 of 64 counties · drug deductible $685Dental up to $1,250/yr · eyewear $125/yr · hearing aids $1,000/yr | $0 | $6,700 | $6,700 | 3.5★ |
| 42 | DEVOTED CHOICE GIVEBACK 017 LA (PPO)Devoted Health · PPO14 of 64 counties · drug deductible $650Part B giveback $118/mo · Dental up to $250/yr · eyewear $200/yr | $0−$118 Part B giveback | $8,150 | $6,734 | Too new to rate |
| 43 | Aetna Medicare Signature Care (HMO)Aetna Medicare · HMO55 of 64 counties · drug deductible $400Dental up to $2,500/yr · eyewear $175/yr · hearing aids $500/yr per ear · OTC items $60/yr | $0 | $6,750 | $6,750 | 3.5★ |
| 44 | Aetna Medicare Signature Extra Care (HMO)Aetna Medicare · HMO6 of 64 counties · drug deductible $400Dental up to $3,000/yr · eyewear $250/yr · hearing aids $500/yr per ear · OTC items $120/yr | $0 | $6,750 | $6,750 | 3.5★ |
| 45 | Aetna Medicare Value Care (PPO)Aetna Medicare · PPO13 of 64 counties · drug deductible $700Dental up to $2,000/yr · eyewear $200/yr · hearing aids $500/yr per ear · OTC items $60/yr | $6 | $6,750 | $6,822 | 4★ |
| 46 | HumanaChoice H5216-326 (PPO)Humana · PPO45 of 64 counties · drug deductible $700Dental up to $1,250/yr · eyewear $150/yr | $0 | $6,900 | $6,900 | 4★ |
| 47 | HumanaChoice H7617-080 (PPO)Humana · PPO45 of 64 counties · drug deductible $700Dental up to $1,250/yr · eyewear $150/yr | $0 | $6,900 | $6,900 | 4.5★ |
| 48 | Humana Value Plus H5216-161 (PPO)Humana · PPO40 of 64 counties · drug deductible $700Dental up to $2,500/yr · eyewear $250/yr | $17 | $6,850 | $7,054 | 4★ |
| 49 | Humana Value Plus H7617-081 (PPO)Humana · PPO63 of 64 counties · drug deductible $700Dental up to $2,500/yr · eyewear $250/yr | $17 | $6,850 | $7,054 | 4.5★ |
| 50 | Aetna Medicare Signature Care (PPO)Aetna Medicare · PPO5 of 64 counties · drug deductible $600Dental up to $2,000/yr · eyewear $175/yr · hearing aids $500/yr per ear · OTC items $60/yr | $0 | $7,150 | $7,150 | 4★ |
| 51 | Aetna Medicare Signature Extra Plus (PPO)Aetna Medicare · PPO11 of 64 counties · drug deductible $600Dental up to $2,000/yr · eyewear $250/yr · hearing aids $500/yr per ear · OTC items $120/yr | $0 | $7,150 | $7,150 | 4★ |
| 52 | Aetna Medicare Signature Plus (PPO)Aetna Medicare · PPO10 of 64 counties · drug deductible $600Dental up to $1,500/yr · eyewear $175/yr · hearing aids $500/yr per ear · OTC items $60/yr | $0 | $7,150 | $7,150 | 4★ |
| 53 | Peoples Health Extras (HMO-POS)Peoples Health · HMO-POS13 of 64 counties · drug deductible $685Dental up to $4,000/yr · eyewear $100/yr · hearing aids $1,000/yr | $0 | $7,150 | $7,150 | 3.5★ |
| 54 | Blue adVantage Liberty (PPO)Blue Cross and Blue Shield of Louisiana · PPO63 of 64 counties · drug deductible $700Dental up to $1,500/yr · eyewear $100/yr · hearing aids $267/yr | $0 | $7,151 | $7,151 | 4.5★ |
| 55 | Wellcare Simple (HMO-POS)Wellcare · HMO-POS15 of 64 counties · drug deductible $700Dental up to $3,000/yr · eyewear $100/yr · hearing aids $500/yr per ear | $0 | $7,200 | $7,200 | 3.5★ |
| 56 | HumanaChoice H5216-064 (PPO)Humana · PPO63 of 64 counties · drug deductible $400Dental up to $1,000/yr · eyewear $250/yr | $54 | $6,700 | $7,348 | 4★ |
| 57 | Wellcare Simple (HMO-POS)Wellcare · HMO-POS26 of 64 counties · drug deductible $700Dental up to $3,000/yr · eyewear $100/yr · hearing aids $500/yr per ear | $0 | $7,500 | $7,500 | 3.5★ |
| 58 | Wellcare Simple (HMO-POS)Wellcare · HMO-POS7 of 64 counties · drug deductible $700Dental up to $5,000/yr · eyewear $100/yr · hearing aids $500/yr per ear | $0 | $7,500 | $7,500 | 3.5★ |
| 59 | DEVOTED CHOICE GIVEBACK 002 LA (PPO)Devoted Health · PPO13 of 64 counties · drug deductible $461Part B giveback $184.70/mo · Dental up to $250/yr · eyewear $200/yr · OTC items $368/yr | $0−$184.70 Part B giveback | $9,850 | $7,634 | Too new to rate |
| 60 | DEVOTED CHOICE GIVEBACK 006 LA (PPO)Devoted Health · PPO4 of 64 counties · drug deductible $461Part B giveback $184.70/mo · Dental up to $250/yr · eyewear $200/yr · OTC items $368/yr | $0−$184.70 Part B giveback | $9,850 | $7,634 | Too new to rate |
| 61 | Wellcare Giveback (HMO-POS)Wellcare · HMO-POS36 of 64 counties · drug deductible $700Part B giveback $63/mo · Dental · eyewear $100/yr · hearing aids $350/yr per ear · OTC items $180/yr | $0−$63 Part B giveback | $9,250 | $8,494 | 3.5★ |
| 62 | HumanaChoice H7617-079 (PPO)Humana · PPO8 of 64 counties · drug deductible $700Dental up to $2,000/yr · eyewear $200/yr | $0 | $8,750 | $8,750 | 4.5★ |
| 63 | HumanaChoice H5216-325 (PPO)Humana · PPO8 of 64 counties · drug deductible $700Dental up to $2,000/yr · eyewear $200/yr | $0 | $9,150 | $9,150 | 4★ |
| 64 | Aetna Medicare Value Plus (PPO)Aetna Medicare · PPO8 of 64 counties · drug deductible $700Dental up to $1,500/yr · eyewear $200/yr · hearing aids $500/yr per ear · OTC items $60/yr | $25 | $9,850 | $10,150 | 4★ |
Worst-case year = 12 × (monthly plan premium − any Part B giveback) + in-network maximum out-of-pocket, for covered Part A and B services. A giveback lowers the Part B premium you’d otherwise pay ($202.90 a month in 2026), so it counts as money back; a plan with a large giveback can show a worst-case year below $0. The Part B premium itself is the same for everyone, and drug costs are capped separately at $2,400 for 2027. Out-of-network care in PPO plans has a higher limit. Ties go to the lower premium. Other extras (dental, eyewear, hearing aids, over-the-counter allowance) are the yearly maximums each plan filed with CMS; they don’t change the order. Methodology
Before you enroll, check two things this ranking can’t: whether your doctors are in the plan’s network, and how it covers your drugs. Both are in the official Medicare Plan Finder. Star ratings are CMS’s 2027 quality scores (1 to 5) for the company contract behind each plan; they’re shown for context and don’t change the cost order.
Plans without drug coverage
These 6 plans don’t include Part D. They mainly suit people with drug coverage from elsewhere, such as the VA or TRICARE. Joining one generally means you can’t also join a stand-alone Part D plan, and going without creditable drug coverage can trigger a late enrollment penalty.
| # | Plan | Premium / month | In-network max out-of-pocket | Worst-case year | Stars |
|---|---|---|---|---|---|
| 1 | Humana USAA Honor Giveback (HMO)Humana · HMO63 of 64 countiesPart B giveback $195/mo · Dental up to $5,000/yr · eyewear $250/yr | $0−$195 Part B giveback | $4,900 | $2,560 | 4.5★ |
| 2 | Humana USAA Honor Giveback (PPO)Humana · PPO63 of 64 countiesPart B giveback $156/mo · Dental up to $3,000/yr · eyewear $250/yr | $0−$156 Part B giveback | $4,900 | $3,028 | 4★ |
| 3 | Peoples Health Medicare Advantage Patriot No Rx LA (HMO-POS)Peoples Health · HMO-POSAll 64 countiesPart B giveback $200/mo · Dental up to $5,000/yr · eyewear $225/yr · hearing aids $1,000/yr | $0−$200 Part B giveback | $6,700 | $4,300 | 3.5★ |
| 4 | Aetna Medicare Eagle Plus Giveback (PPO)Aetna Medicare · PPO18 of 64 countiesPart B giveback $100/mo · Dental up to $4,000/yr · eyewear $300/yr · hearing aids $500/yr per ear · OTC items $780/yr | $0−$100 Part B giveback | $6,750 | $5,550 | 4★ |
| 5 | Wellcare Patriot Giveback (HMO-POS)Wellcare · HMO-POS36 of 64 countiesPart B giveback $125/mo · Dental up to $1,500/yr · eyewear $200/yr · hearing aids $350/yr per ear | $0−$125 Part B giveback | $7,900 | $6,400 | 3.5★ |
| 6 | HumanaChoice R0110-001 (Regional PPO)Humana · Regional PPOAll 64 countiesDental up to $6,000/yr · eyewear $450/yr | $0 | $9,000 | $9,000 | 3.5★ |
County pages
Ascension Parish · Bossier Parish · Caddo Parish · Calcasieu Parish · East Baton Rouge Parish · Jefferson Parish · Lafayette Parish · Livingston Parish · Orleans Parish · Ouachita Parish · Rapides Parish · St. Tammany Parish · Tangipahoa Parish · Terrebonne Parish
Questions
How many Medicare Advantage plans are available in Louisiana for 2027?
CMS lists 64 general-audience Medicare Advantage plans with drug coverage in Louisiana for 2027, from 6 parent companies. Not every plan is sold in every county; use the county filter to see yours.
Are there $0 premium Medicare Advantage plans in Louisiana?
Yes. 47 of the 64 plans have a $0 monthly plan premium in 2027. You still pay the Part B premium ($202.90 a month in 2026).
Which Louisiana Medicare Advantage plan has the lowest worst-case cost?
Humana LCMC Advantage H1951-051 (HMO) from Humana: $0 a month with an in-network out-of-pocket maximum of $2,875, so at most about $2,263 in premiums and in-network costs for the year. It is offered in 3 of 64 counties.
Which Louisiana Medicare Advantage plans have 4 or more stars?
33 of the 64 plans belong to contracts CMS rated 4 stars or higher for 2027. Star ratings measure quality and member experience, not cost; the table shows each plan's rating next to its worst-case cost.
Which Louisiana Medicare Advantage plans have a Part B giveback?
15 of the 64 plans lower your Part B premium (a "giveback"), according to their 2027 benefit filings with CMS. The largest is $184.70 a month, from DEVOTED CHOICE GIVEBACK 002 LA (PPO). A giveback plan isn't automatically cheaper: compare its worst-case year and its network.
What is the typical out-of-pocket maximum in Louisiana?
The median in-network out-of-pocket maximum among these plans is $6,150. CMS allows up to $9,850 in 2027.
Sources
- CMS, CY 2027 Medicare Advantage and Prescription Drug Plan Landscape (CY2027_Landscape_202609.csv), from cms.gov; extra benefits (Part B giveback, dental, eyewear, hearing aids, over-the-counter allowance) from the CMS CY 2027 Plan Benefit Package files, cms.gov, yearly amounts as each plan filed them; star ratings from the CMS 2027 Star Ratings Data Tables (October 8, 2026), cms.gov. Ratings are per contract, so plans under the same contract share one rating. General-audience plans only: Special Needs Plans, Cost plans and employer group plans are not ranked.
- CMS, 2026 Part B premium — cms.gov.
Educational information, not a recommendation to join any plan. We are not an insurance agent or broker, and we are not connected with or endorsed by the U.S. government or the federal Medicare program. Plan details can change; confirm with the plan or Medicare.gov. · Advertiser disclosure
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