Best Medicare Advantage Plans in District of Columbia for 2027
Every general-audience Medicare Advantage plan with drug coverage in District of Columbia, ranked by what it could cost you in a bad year: 12 months of premiums, less any Part B giveback, plus the plan's in-network out-of-pocket maximum. Pick your county to see only the plans sold there.
District of Columbia plans, ranked
Showing all 8 plans.
| # | Plan | Premium / month | In-network max out-of-pocket | Worst-case year | Stars |
|---|---|---|---|---|---|
| 1 | Aetna Medicare Premier (PPO)Aetna Medicare · PPOAll 1 counties · drug deductible $700Dental up to $2,000/yr · eyewear $300/yr · hearing aids $1,250/yr per ear · OTC items $420/yr | $68 | $5,900 | $6,716 | 4★ |
| 2 | Kaiser Permanente Medicare Advantage High DC (HMO-POS)Kaiser Permanente · HMO-POSAll 1 counties · drug deductible $0Dental up to $1,000/yr · eyewear $250/yr · hearing aids $333/yr per ear · OTC items $100/yr | $115 | $5,700 | $7,080 | 4.5★ |
| 3 | HumanaChoice H5216-383 (PPO)Humana · PPOAll 1 counties · drug deductible $700Dental · eyewear $100/yr | $0 | $7,150 | $7,150 | 4★ |
| 4 | CareFirst BlueCross BlueShield Advantage Signature (PPO)CareFirst BlueCross BlueShield Medicare Advantage · PPOAll 1 counties · drug deductible $600Dental up to $500/yr · eyewear $100/yr | $58 | $7,151 | $7,847 | 2.5★ |
| 5 | Kaiser Permanente Medicare Advantage Standard DC (HMO-POS)Kaiser Permanente · HMO-POSAll 1 counties · drug deductible $0Dental up to $1,000/yr · eyewear $250/yr · hearing aids $333/yr per ear · OTC items $200/yr | $38 | $7,400 | $7,856 | 4.5★ |
| 6 | Kaiser Permanente Medicare Advantage Value DC (HMO-POS)Kaiser Permanente · HMO-POSAll 1 counties · drug deductible $0Dental up to $500/yr · eyewear $200/yr · hearing aids $333/yr per ear · OTC items $100/yr | $0 | $7,900 | $7,900 | 4.5★ |
| 7 | AARP Medicare Advantage from UHC DC-0002 (PPO)UnitedHealthcare · PPOAll 1 counties · drug deductible $685Preventive dental · eyewear $100/yr · hearing aids $700/yr | $72 | $7,150 | $8,014 | 4★ |
| 8 | Aetna Medicare Enhanced Plus (HMO-POS)Aetna Medicare · HMO-POSAll 1 counties · drug deductible $400Dental up to $1,000/yr · eyewear $100/yr · hearing aids $1,000/yr per ear · OTC items $300/yr | $48 | $7,500 | $8,076 | 3.5★ |
Worst-case year = 12 × (monthly plan premium − any Part B giveback) + in-network maximum out-of-pocket, for covered Part A and B services. A giveback lowers the Part B premium you’d otherwise pay ($202.90 a month in 2026), so it counts as money back; a plan with a large giveback can show a worst-case year below $0. The Part B premium itself is the same for everyone, and drug costs are capped separately at $2,400 for 2027. Out-of-network care in PPO plans has a higher limit. Ties go to the lower premium. Other extras (dental, eyewear, hearing aids, over-the-counter allowance) are the yearly maximums each plan filed with CMS; they don’t change the order. Methodology
Before you enroll, check two things this ranking can’t: whether your doctors are in the plan’s network, and how it covers your drugs. Both are in the official Medicare Plan Finder. Star ratings are CMS’s 2027 quality scores (1 to 5) for the company contract behind each plan; they’re shown for context and don’t change the cost order.
Plans without drug coverage
These 3 plans don’t include Part D. They mainly suit people with drug coverage from elsewhere, such as the VA or TRICARE. Joining one generally means you can’t also join a stand-alone Part D plan, and going without creditable drug coverage can trigger a late enrollment penalty.
| # | Plan | Premium / month | In-network max out-of-pocket | Worst-case year | Stars |
|---|---|---|---|---|---|
| 1 | CareFirst BlueCross BlueShield Advantage Salute (PPO)CareFirst BlueCross BlueShield Medicare Advantage · PPOAll 1 countiesPart B giveback $100/mo · Dental up to $1,000/yr · eyewear $250/yr · OTC items $160/yr | $0−$100 Part B giveback | $5,900 | $4,700 | 2.5★ |
| 2 | Aetna Medicare Eagle Giveback (PPO)Aetna Medicare · PPOAll 1 countiesPart B giveback $100/mo · Dental up to $2,000/yr · eyewear $250/yr · hearing aids $1,500/yr per ear · OTC items $360/yr | $0−$100 Part B giveback | $6,750 | $5,550 | 4★ |
| 3 | Kaiser Permanente Medicare Advantage Liberty (HMO)Kaiser Permanente · HMOAll 1 countiesDental up to $1,000/yr · eyewear $200/yr · hearing aids $333/yr per ear · OTC items $100/yr | $0 | $5,900 | $5,900 | 4.5★ |
County pages
Questions
How many Medicare Advantage plans are available in District of Columbia for 2027?
CMS lists 8 general-audience Medicare Advantage plans with drug coverage in District of Columbia for 2027, from 5 parent companies. Not every plan is sold in every county; use the county filter to see yours.
Are there $0 premium Medicare Advantage plans in District of Columbia?
Yes. 2 of the 8 plans have a $0 monthly plan premium in 2027. You still pay the Part B premium ($202.90 a month in 2026).
Which District of Columbia Medicare Advantage plan has the lowest worst-case cost?
Aetna Medicare Premier (PPO) from Aetna Medicare: $68 a month with an in-network out-of-pocket maximum of $5,900, so at most about $6,716 in premiums and in-network costs for the year. It is offered in 1 of 1 counties.
Which District of Columbia Medicare Advantage plans have 4 or more stars?
6 of the 8 plans belong to contracts CMS rated 4 stars or higher for 2027. Star ratings measure quality and member experience, not cost; the table shows each plan's rating next to its worst-case cost.
Which District of Columbia Medicare Advantage plans have a Part B giveback?
None of the 8 plans with drug coverage files a Part B premium reduction for 2027.
What is the typical out-of-pocket maximum in District of Columbia?
The median in-network out-of-pocket maximum among these plans is $7,151. CMS allows up to $9,850 in 2027.
Sources
- CMS, CY 2027 Medicare Advantage and Prescription Drug Plan Landscape (CY2027_Landscape_202609.csv), from cms.gov; extra benefits (Part B giveback, dental, eyewear, hearing aids, over-the-counter allowance) from the CMS CY 2027 Plan Benefit Package files, cms.gov, yearly amounts as each plan filed them; star ratings from the CMS 2027 Star Ratings Data Tables (October 8, 2026), cms.gov. Ratings are per contract, so plans under the same contract share one rating. General-audience plans only: Special Needs Plans, Cost plans and employer group plans are not ranked.
- CMS, 2026 Part B premium — cms.gov.
Educational information, not a recommendation to join any plan. We are not an insurance agent or broker, and we are not connected with or endorsed by the U.S. government or the federal Medicare program. Plan details can change; confirm with the plan or Medicare.gov. · Advertiser disclosure
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