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2027 plans · CMS data · Ranked by math
Best Medicare Advantage Plans in Indiana for 2027
Every general-audience Medicare Advantage plan with drug coverage in Indiana, ranked by what it could cost you in a bad year: 12 months of premiums, less any Part B giveback, plus the plan's in-network out-of-pocket maximum. Pick your county to see only the plans sold there.
90plans with drug coverage
64with a $0 plan premium
$3,900lowest worst-case year
35rated 4+ stars by CMS
Indiana plans, ranked
Showing all 90 plans.
| # | Plan | Premium / month | In-network max out-of-pocket | Worst-case year | Stars |
|---|---|---|---|---|---|
| 1 | MyTruAdvantage Select (HMO)MyTruAdvantage · HMO34 of 92 counties · drug deductible $300Dental up to $2,000/yr · eyewear $300/yr · OTC items $300/yr | $0 | $3,900 | $3,900 | 3.5★ |
| 2 | Humana Gold Plus H5619-189 (HMO-POS)Humana · HMO-POS43 of 92 counties · drug deductible $600Dental up to $1,000/yr · eyewear $100/yr | $0 | $4,350 | $4,350 | 4★ |
| 3 | AARP Medicare Advantage from UHC IN-001P (PPO)UnitedHealthcare · PPO5 of 92 counties · drug deductible $685Dental up to $1,000/yr · eyewear $100/yr · hearing aids $700/yr | $0 | $4,450 | $4,450 | 4★ |
| 4 | AARP Medicare Advantage from UHC IN-13 (HMO-POS)UnitedHealthcare · HMO-POS20 of 92 counties · drug deductible $685Dental up to $1,000/yr · eyewear $100/yr · hearing aids $1,000/yr | $0 | $4,450 | $4,450 | 3.5★ |
| 5 | Humana Gold Plus H5619-189 (HMO-POS)Humana · HMO-POS11 of 92 counties · drug deductible $600Dental up to $1,500/yr · eyewear $100/yr | $0 | $4,450 | $4,450 | 4★ |
| 6 | DEVOTED CHOICE 011 IN (PPO)Devoted Health · PPO23 of 92 counties · drug deductible $650Dental up to $4,000/yr · eyewear $300/yr · OTC items $600/yr | $0 | $4,550 | $4,550 | Not rated |
| 7 | DEVOTED CHOICE PREMIUM 004 IN (PPO)Devoted Health · PPO14 of 92 counties · drug deductible $650Dental up to $3,000/yr · eyewear $400/yr · OTC items $352/yr | $11 | $4,500 | $4,632 | Not rated |
| 8 | MyTruAdvantage Choice Complete (PPO)MyTruAdvantage · PPO34 of 92 counties · drug deductible $500Dental up to $2,500/yr · eyewear $300/yr · OTC items $400/yr | $17 | $4,460 | $4,664 | 3.5★ |
| 9 | MyTruAdvantage Choice Plus (PPO)MyTruAdvantage · PPO34 of 92 counties · drug deductible $500Dental up to $2,000/yr · eyewear $250/yr · OTC items $200/yr | $0 | $4,700 | $4,700 | 3.5★ |
| 10 | DEVOTED CHOICE 005 IN (PPO)Devoted Health · PPO16 of 92 counties · drug deductible $465Dental up to $2,000/yr · eyewear $300/yr · OTC items $400/yr | $0 | $4,800 | $4,800 | Not rated |
| 11 | DEVOTED CHOICE 001 IN (PPO)Devoted Health · PPO14 of 92 counties · drug deductible $650Dental up to $2,000/yr · eyewear $300/yr · OTC items $248/yr | $0 | $4,850 | $4,850 | Not rated |
| 12 | Anthem Medicare Advantage 6 (HMO-POS)Anthem Blue Cross and Blue Shield · HMO-POS3 of 92 counties · drug deductible $595Dental up to $1,500/yr · eyewear $200/yr · hearing aids $2,000/yr · OTC items $140/yr | $34 | $4,450 | $4,858 | Too new to rate |
| 13 | Anthem Medicare Advantage 6 (HMO-POS)Anthem Blue Cross and Blue Shield · HMO-POS13 of 92 counties · drug deductible $595Dental up to $1,500/yr · eyewear $200/yr · hearing aids $2,000/yr · OTC items $140/yr | $34 | $4,450 | $4,858 | Too new to rate |
| 14 | Anthem Medicare Advantage 6 (HMO-POS)Anthem Blue Cross and Blue Shield · HMO-POS42 of 92 counties · drug deductible $595Dental up to $1,500/yr · eyewear $200/yr · hearing aids $2,000/yr · OTC items $140/yr | $35 | $4,450 | $4,870 | Too new to rate |
| 15 | Anthem Medicare Advantage 6 (HMO-POS)Anthem Blue Cross and Blue Shield · HMO-POS8 of 92 counties · drug deductible $595Dental up to $1,500/yr · eyewear $200/yr · hearing aids $2,000/yr · OTC items $140/yr | $35 | $4,450 | $4,870 | Too new to rate |
| 16 | DEVOTED CHOICE 008 IN (PPO)Devoted Health · PPO17 of 92 counties · drug deductible $650Dental up to $4,000/yr · eyewear $300/yr · OTC items $340/yr | $0 | $4,900 | $4,900 | Not rated |
| 17 | Aetna Medicare Signature (PPO)Aetna Medicare · PPO6 of 92 counties · drug deductible $500Preventive dental · eyewear $125/yr · hearing aids $500/yr per ear | $0 | $5,000 | $5,000 | 4★ |
| 18 | AARP Medicare Advantage from UHC IN-0001 (PPO)UnitedHealthcare · PPO13 of 92 counties · drug deductible $685Dental up to $1,500/yr · eyewear $100/yr · hearing aids $700/yr | $46 | $4,450 | $5,002 | 4★ |
| 19 | Zing Elite Select IL-IN (HMO)Zing Health · HMO2 of 92 counties · drug deductible $350Dental up to $2,000/yr · eyewear $300/yr · hearing aids $250/yr per ear · OTC items $752/yr | $0 | $5,100 | $5,100 | 3.5★ |
| 20 | Anthem Extra Help (HMO-POS)Anthem HealthKeepers · HMO-POS87 of 92 counties · drug deductible $700Dental up to $3,000/yr · eyewear $225/yr · hearing aids $2,000/yr | $17 | $4,900 | $5,104 | 3★ |
| 21 | Aetna Medicare Signature (PPO)Aetna Medicare · PPO8 of 92 counties · drug deductible $500Dental up to $750/yr · eyewear $150/yr · hearing aids $750/yr per ear · OTC items $60/yr | $0 | $5,200 | $5,200 | 4★ |
| 22 | AARP Medicare Advantage Essentials from UHC IN-10 (HMO-POS)UnitedHealthcare · HMO-POS5 of 92 counties · drug deductible $685Preventive dental · eyewear $100/yr · hearing aids $700/yr | $0 | $5,400 | $5,400 | 3.5★ |
| 23 | Essence Advantage (HMO)Essence Healthcare · HMO9 of 92 counties · drug deductible $340Dental up to $2,400/yr · eyewear $200/yr · hearing aids $1,000/yr · OTC items $120/yr | $0 | $5,400 | $5,400 | 4★ |
| 24 | Aetna Medicare Value Care (PPO)Aetna Medicare · PPO16 of 92 counties · drug deductible $500Dental up to $1,500/yr · eyewear $175/yr · hearing aids $500/yr per ear · OTC items $100/yr | $17 | $5,200 | $5,404 | 4★ |
| 25 | AARP Medicare Advantage from UHC IN-0006 (PPO)UnitedHealthcare · PPO13 of 92 counties · drug deductible $685Preventive dental · eyewear $100/yr · hearing aids $700/yr | $0 | $5,900 | $5,900 | 4★ |
| 26 | Aetna Medicare Signature (PPO)Aetna Medicare · PPO17 of 92 counties · drug deductible $500Preventive dental · eyewear $100/yr · hearing aids $500/yr per ear | $0 | $5,900 | $5,900 | 4★ |
| 27 | Humana Gold Plus H5619-051 (HMO-POS)Humana · HMO-POS12 of 92 counties · drug deductible $600Dental up to $1,000/yr · eyewear $100/yr | $0 | $5,900 | $5,900 | 4★ |
| 28 | Wellcare Simple (HMO-POS)Wellcare · HMO-POS90 of 92 counties · drug deductible $700Dental up to $2,000/yr · eyewear $200/yr · hearing aids $500/yr per ear · OTC items $180/yr | $0 | $5,900 | $5,900 | 3★ |
| 29 | Zing Select Care IN (HMO)Zing Health · HMO13 of 92 counties · drug deductible $450Dental up to $2,000/yr · eyewear $300/yr · hearing aids $250/yr per ear · OTC items $140/yr | $0 | $5,950 | $5,950 | 3.5★ |
| 30 | DEVOTED CHOICE GIVEBACK EXTRAS 024 IN (PPO)Devoted Health · PPO14 of 92 counties · drug deductible $700Part B giveback $90/mo · Dental up to $2,250/yr · eyewear $350/yr · OTC items $400/yr | $0−$90 Part B giveback | $7,100 | $6,020 | Not rated |
| 31 | DEVOTED CHOICE PREMIUM 007 IN (PPO)Devoted Health · PPO16 of 92 counties · drug deductible $650Dental up to $3,000/yr · eyewear $400/yr · OTC items $352/yr | $10 | $5,900 | $6,020 | Not rated |
| 32 | Anthem Medicare Advantage 3 (HMO-POS)Anthem HealthKeepers · HMO-POS17 of 92 counties · drug deductible $300Dental up to $1,500/yr · eyewear $250/yr · hearing aids $2,000/yr · OTC items $160/yr | $73 | $5,150 | $6,026 | 3★ |
| 33 | Wellcare Simple Open (PPO)Wellcare · PPO90 of 92 counties · drug deductible $700Dental up to $1,000/yr · eyewear $200/yr · hearing aids $500/yr per ear | $0 | $6,200 | $6,200 | 2.5★ |
| 34 | DEVOTED CHOICE GIVEBACK EXTRAS 023 IN (PPO)Devoted Health · PPO23 of 92 counties · drug deductible $700Part B giveback $90/mo · Dental up to $4,250/yr · eyewear $350/yr · OTC items $340/yr | $0−$90 Part B giveback | $7,300 | $6,220 | Not rated |
| 35 | DEVOTED CHOICE GIVEBACK EXTRAS 025 IN (PPO)Devoted Health · PPO16 of 92 counties · drug deductible $700Part B giveback $90/mo · Dental up to $2,250/yr · eyewear $350/yr · OTC items $296/yr | $0−$90 Part B giveback | $7,350 | $6,270 | Not rated |
| 36 | Aetna Medicare Signature (PPO)Aetna Medicare · PPO11 of 92 counties · drug deductible $500Dental up to $750/yr · eyewear $100/yr · hearing aids $500/yr per ear | $0 | $6,350 | $6,350 | 4★ |
| 37 | Aetna Medicare Signature Extra (PPO)Aetna Medicare · PPO15 of 92 counties · drug deductible $500Dental up to $2,000/yr · eyewear $125/yr · hearing aids $1,000/yr per ear | $0 | $6,350 | $6,350 | 4★ |
| 38 | DEVOTED CHOICE GIVEBACK EXTRAS 026 IN (PPO)Devoted Health · PPO17 of 92 counties · drug deductible $700Part B giveback $90/mo · Dental up to $4,250/yr · eyewear $350/yr · OTC items $708/yr | $0−$90 Part B giveback | $7,500 | $6,420 | Not rated |
| 39 | AARP Medicare Advantage from UHC IN-0003 (PPO)UnitedHealthcare · PPO20 of 92 counties · drug deductible $685Dental up to $1,500/yr · eyewear $100/yr · hearing aids $700/yr | $44 | $5,900 | $6,428 | 4★ |
| 40 | HumanaChoice H5216-226 (PPO)Humana · PPO1 of 92 counties · drug deductible $700Part B giveback $10/mo · Dental up to $1,000/yr · eyewear $100/yr | $0−$10 Part B giveback | $6,600 | $6,480 | 4★ |
| 41 | AARP Medicare Advantage from UHC IN-0002 (PPO)UnitedHealthcare · PPO26 of 92 counties · drug deductible $685Dental up to $1,000/yr · eyewear $100/yr · hearing aids $700/yr | $49 | $5,900 | $6,488 | 4★ |
| 42 | Aetna Medicare Signature (HMO-POS)Aetna Medicare · HMO-POS13 of 92 counties · drug deductible $700Preventive dental · eyewear $100/yr · hearing aids $500/yr per ear · OTC items $60/yr | $0 | $6,500 | $6,500 | 3.5★ |
| 43 | HumanaChoice H5216-023 (PPO)Humana · PPO4 of 92 counties · drug deductible $450Dental up to $2,000/yr · eyewear $100/yr | $44 | $6,000 | $6,528 | 4★ |
| 44 | AARP Medicare Advantage Giveback from UHC IN-20 (HMO-POS)UnitedHealthcare · HMO-POS68 of 92 counties · drug deductible $685Part B giveback $47/mo · Preventive dental · eyewear $100/yr · hearing aids $1,000/yr | $0−$47 Part B giveback | $7,150 | $6,586 | 3.5★ |
| 45 | AARP Medicare Advantage Essentials from UHC IN-11 (HMO-POS)UnitedHealthcare · HMO-POS7 of 92 counties · drug deductible $685Preventive dental · eyewear $100/yr | $0 | $6,700 | $6,700 | 3.5★ |
| 46 | AARP Medicare Advantage Essentials from UHC IN-12 (HMO-POS)UnitedHealthcare · HMO-POS32 of 92 counties · drug deductible $685Preventive dental · eyewear $75/yr · hearing aids $700/yr | $0 | $6,700 | $6,700 | 3.5★ |
| 47 | Humana Gold Plus H5619-188 (HMO)Humana · HMO2 of 92 counties · drug deductible $0Dental up to $1,000/yr · eyewear $100/yr | $0 | $6,700 | $6,700 | 4★ |
| 48 | Aetna Medicare Signature (HMO-POS)Aetna Medicare · HMO-POS12 of 92 counties · drug deductible $500Preventive dental · eyewear $100/yr · hearing aids $750/yr per ear · OTC items $60/yr | $0 | $6,750 | $6,750 | 3.5★ |
| 49 | Aetna Medicare Value Care (PPO)Aetna Medicare · PPO19 of 92 counties · drug deductible $500Dental up to $1,000/yr · eyewear $100/yr · hearing aids $750/yr per ear · OTC items $60/yr | $0 | $6,750 | $6,750 | 4★ |
| 50 | HumanaChoice H5216-463 (PPO)Humana · PPOAll 92 counties · drug deductible $500Dental up to $3,000/yr · eyewear $350/yr | $43 | $6,350 | $6,866 | 4★ |
| 51 | Humana Value Choice (PPO)Humana · PPO66 of 92 counties · drug deductible $700Dental up to $1,000/yr · eyewear $100/yr | $0 | $7,000 | $7,000 | 4★ |
| 52 | Anthem Medicare Advantage 2 (HMO-POS)Anthem HealthKeepers · HMO-POS20 of 92 counties · drug deductible $300Dental up to $2,500/yr · eyewear $250/yr · hearing aids $2,000/yr · OTC items $160/yr | $95 | $6,000 | $7,140 | 3★ |
| 53 | AARP Medicare Advantage Extras from UHC IN-16 (HMO-POS)UnitedHealthcare · HMO-POS12 of 92 counties · drug deductible $685Dental up to $3,000/yr · eyewear $150/yr · hearing aids $1,000/yr | $0 | $7,150 | $7,150 | 3.5★ |
| 54 | AARP Medicare Advantage Extras from UHC IN-17 (HMO-POS)UnitedHealthcare · HMO-POS32 of 92 counties · drug deductible $685Dental up to $3,000/yr · eyewear $100/yr · hearing aids $700/yr | $0 | $7,150 | $7,150 | 3.5★ |
| 55 | AARP Medicare Advantage from UHC IN-0009 (PPO)UnitedHealthcare · PPO20 of 92 counties · drug deductible $685Preventive dental · hearing aids $700/yr | $0 | $7,150 | $7,150 | 4★ |
| 56 | AARP Medicare Advantage from UHC IN-19 (HMO-POS)UnitedHealthcare · HMO-POS4 of 92 counties · drug deductible $685Dental up to $1,000/yr · eyewear $75/yr · hearing aids $700/yr | $0 | $7,150 | $7,150 | 3.5★ |
| 57 | Anthem Medicare Advantage 4 (HMO-POS)Anthem HealthKeepers · HMO-POS38 of 92 counties · drug deductible $300Dental up to $1,500/yr | $0 | $7,150 | $7,150 | 3★ |
| 58 | Anthem Medicare Advantage 7 (HMO-POS)Anthem Blue Cross and Blue Shield · HMO-POS3 of 92 counties · drug deductible $595Dental up to $500/yr · eyewear $200/yr · hearing aids $2,000/yr | $0 | $7,150 | $7,150 | Too new to rate |
| 59 | Anthem Medicare Advantage 7 (HMO-POS)Anthem Blue Cross and Blue Shield · HMO-POS42 of 92 counties · drug deductible $595Dental up to $500/yr · eyewear $200/yr · hearing aids $2,000/yr | $0 | $7,150 | $7,150 | Too new to rate |
| 60 | Anthem Medicare Advantage 7 (HMO-POS)Anthem Blue Cross and Blue Shield · HMO-POS13 of 92 counties · drug deductible $595Dental up to $500/yr · eyewear $200/yr · hearing aids $2,000/yr | $0 | $7,150 | $7,150 | Too new to rate |
| 61 | Anthem Medicare Advantage 7 (HMO-POS)Anthem Blue Cross and Blue Shield · HMO-POS8 of 92 counties · drug deductible $595Dental up to $500/yr · eyewear $200/yr · hearing aids $2,000/yr | $0 | $7,150 | $7,150 | Too new to rate |
| 62 | Humana Full Access (PPO)Humana · PPO78 of 92 counties · drug deductible $700Dental · eyewear $100/yr | $0 | $7,150 | $7,150 | 4★ |
| 63 | Humana Value Choice (PPO)Humana · PPO2 of 92 counties · drug deductible $700Dental up to $1,500/yr · eyewear $100/yr | $0 | $7,150 | $7,150 | 4.5★ |
| 64 | HumanaChoice H5216-317 (PPO)Humana · PPO2 of 92 counties · drug deductible $700Dental up to $1,500/yr · eyewear $100/yr | $0 | $7,150 | $7,150 | 4★ |
| 65 | HumanaChoice H5525-008 (PPO)Humana · PPO16 of 92 counties · drug deductible $700Dental up to $500/yr · eyewear $100/yr | $0 | $7,150 | $7,150 | 4★ |
| 66 | HumanaChoice H5216-019 (PPO)Humana · PPO44 of 92 counties · drug deductible $700Dental up to $750/yr · eyewear $150/yr | $34 | $6,800 | $7,208 | 4★ |
| 67 | Anthem Medicare Advantage (PPO)Anthem Blue Cross and Blue Shield · PPO87 of 92 counties · drug deductible $95Dental up to $2,750/yr · eyewear $300/yr · hearing aids $1,500/yr | $45 | $6,750 | $7,290 | 3.5★ |
| 68 | Anthem Medicare Advantage 2 (PPO)Anthem Blue Cross and Blue Shield · PPO72 of 92 counties · drug deductible $250Dental up to $1,500/yr · eyewear $200/yr · hearing aids $2,000/yr | $50 | $6,750 | $7,350 | 3.5★ |
| 69 | HumanaChoice H5216-053 (PPO)Humana · PPO25 of 92 counties · drug deductible $500Dental up to $500/yr · eyewear $100/yr | $48 | $6,800 | $7,376 | 4★ |
| 70 | DEVOTED CHOICE GIVEBACK 002 IN (PPO)Devoted Health · PPO14 of 92 counties · drug deductible $461Part B giveback $183/mo · Dental up to $250/yr · eyewear $200/yr | $0−$183 Part B giveback | $9,650 | $7,454 | Not rated |
| 71 | Anthem Medicare Advantage 3 (PPO)Anthem Blue Cross and Blue Shield · PPO68 of 92 counties · drug deductible $150Dental up to $1,800/yr · hearing aids $2,000/yr | $68 | $6,750 | $7,566 | 3.5★ |
| 72 | HumanaChoice H5216-188 (PPO)Humana · PPO3 of 92 counties · drug deductible $700Dental up to $3,500/yr · eyewear $100/yr | $45 | $7,150 | $7,690 | 4★ |
| 73 | DEVOTED CHOICE GIVEBACK 006 IN (PPO)Devoted Health · PPO16 of 92 counties · drug deductible $461Part B giveback $174.90/mo · Dental up to $250/yr · eyewear $200/yr | $0−$174.90 Part B giveback | $9,850 | $7,751 | Not rated |
| 74 | Zing Open Choice IN (PPO)Zing Health · PPO13 of 92 counties · drug deductible $450Dental up to $1,500/yr · eyewear $200/yr · hearing aids $250/yr per ear · OTC items $200/yr | $0 | $7,900 | $7,900 | 3.5★ |
| 75 | AARP Medicare Advantage from UHC IN-0004 (PPO)UnitedHealthcare · PPO4 of 92 counties · drug deductible $685Preventive dental · eyewear $100/yr · hearing aids $700/yr | $64 | $7,150 | $7,918 | 4★ |
| 76 | DEVOTED CHOICE GIVEBACK 012 IN (PPO)Devoted Health · PPO23 of 92 counties · drug deductible $461Part B giveback $159.90/mo · Dental up to $250/yr · eyewear $200/yr | $0−$159.90 Part B giveback | $9,850 | $7,931 | Not rated |
| 77 | DEVOTED CHOICE GIVEBACK 009 IN (PPO)Devoted Health · PPO17 of 92 counties · drug deductible $461Part B giveback $158.10/mo · Dental up to $250/yr · eyewear $200/yr | $0−$158.10 Part B giveback | $9,850 | $7,953 | Not rated |
| 78 | Humana Essentials Plus Giveback (PPO)Humana · PPO3 of 92 counties · drug deductible $700Part B giveback $126/mo · Dental up to $500/yr · eyewear $100/yr | $0−$126 Part B giveback | $9,850 | $8,338 | 4.5★ |
| 79 | HumanaChoice Giveback H5216-322 (PPO)Humana · PPO3 of 92 counties · drug deductible $700Part B giveback $126/mo · Dental up to $500/yr · eyewear $100/yr | $0−$126 Part B giveback | $9,850 | $8,338 | 4★ |
| 80 | Humana Essentials Plus Giveback (PPO)Humana · PPOAll 92 counties · drug deductible $700Part B giveback $124/mo · Dental up to $500/yr · eyewear $100/yr | $0−$124 Part B giveback | $9,850 | $8,362 | 4.5★ |
| 81 | HumanaChoice Giveback H5216-481 (PPO)Humana · PPO67 of 92 counties · drug deductible $700Part B giveback $123/mo · Dental up to $500/yr · eyewear $100/yr | $0−$123 Part B giveback | $9,850 | $8,374 | 4★ |
| 82 | Anthem Medicare Advantage (HMO-POS)Anthem HealthKeepers · HMO-POS3 of 92 counties · drug deductible $150Dental up to $1,000/yr | $0 | $8,750 | $8,750 | 3★ |
| 83 | Wellcare Giveback Open (PPO)Wellcare · PPO90 of 92 counties · drug deductible $700Part B giveback $39.50/mo · Dental up to $1,500/yr · eyewear $200/yr · hearing aids $350/yr per ear · OTC items $180/yr | $0−$39.50 Part B giveback | $9,850 | $9,376 | 2.5★ |
| 84 | Anthem Medicare Advantage (HMO-POS)Anthem HealthKeepers · HMO-POS42 of 92 counties · drug deductible $150Preventive dental · eyewear $200/yr · hearing aids $2,000/yr | $0 | $9,850 | $9,850 | 3★ |
| 85 | Anthem Medicare Advantage (HMO-POS)Anthem HealthKeepers · HMO-POS13 of 92 counties · drug deductible $150Dental up to $1,500/yr · eyewear $100/yr · hearing aids $2,000/yr | $0 | $9,850 | $9,850 | 3★ |
| 86 | Anthem Medicare Advantage (HMO-POS)Anthem HealthKeepers · HMO-POS8 of 92 counties · drug deductible $150Dental up to $1,000/yr · eyewear $100/yr · hearing aids $2,000/yr | $0 | $9,850 | $9,850 | 3★ |
| 87 | Anthem Medicare Advantage 3 (HMO-POS)Anthem HealthKeepers · HMO-POS17 of 92 counties · drug deductible $300Dental up to $1,000/yr · eyewear $125/yr · hearing aids $2,000/yr | $0 | $9,850 | $9,850 | 3★ |
| 88 | Essence Advantage Choice (PPO)Essence Healthcare · PPO9 of 92 counties · drug deductible $700Dental up to $475/yr · eyewear $175/yr | $39 | $9,850 | $10,318 | 4★ |
| 89 | HumanaChoice R0110-012 (Regional PPO)Humana · Regional PPOAll 92 counties · drug deductible $450Dental · eyewear $100/yr | $68 | $9,850 | $10,666 | 3.5★ |
| 90 | Anthem Medicare Advantage (Regional PPO)Anthem Blue Cross and Blue Shield · Regional PPOAll 92 counties · drug deductible $45Preventive dental · hearing aids $2,000/yr · OTC items $140/yr | $123 | $9,250 | $10,726 | 3.5★ |
Worst-case year = 12 × (monthly plan premium − any Part B giveback) + in-network maximum out-of-pocket, for covered Part A and B services. A giveback lowers the Part B premium you’d otherwise pay ($202.90 a month in 2026), so it counts as money back; a plan with a large giveback can show a worst-case year below $0. The Part B premium itself is the same for everyone, and drug costs are capped separately at $2,400 for 2027. Out-of-network care in PPO plans has a higher limit. Ties go to the lower premium. Other extras (dental, eyewear, hearing aids, over-the-counter allowance) are the yearly maximums each plan filed with CMS; they don’t change the order. Methodology
Before you enroll, check two things this ranking can’t: whether your doctors are in the plan’s network, and how it covers your drugs. Both are in the official Medicare Plan Finder. Star ratings are CMS’s 2027 quality scores (1 to 5) for the company contract behind each plan; they’re shown for context and don’t change the cost order.
Plans without drug coverage
These 8 plans don’t include Part D. They mainly suit people with drug coverage from elsewhere, such as the VA or TRICARE. Joining one generally means you can’t also join a stand-alone Part D plan, and going without creditable drug coverage can trigger a late enrollment penalty.
| # | Plan | Premium / month | In-network max out-of-pocket | Worst-case year | Stars |
|---|---|---|---|---|---|
| 1 | Red, White and Tru (PPO)MyTruAdvantage · PPO34 of 92 countiesPart B giveback $125/mo · Dental up to $2,500/yr · eyewear $250/yr · OTC items $200/yr | $0−$125 Part B giveback | $5,500 | $4,000 | 3.5★ |
| 2 | Aetna Medicare Eagle (PPO)Aetna Medicare · PPO44 of 92 countiesPart B giveback $70/mo · Dental up to $3,750/yr · eyewear $300/yr · hearing aids $1,250/yr per ear · OTC items $400/yr | $0−$70 Part B giveback | $5,200 | $4,360 | 4★ |
| 3 | HumanaChoice R0110-011 (Regional PPO)Humana · Regional PPOAll 92 countiesDental up to $2,500/yr · eyewear $300/yr | $0 | $5,400 | $5,400 | 3.5★ |
| 4 | Humana USAA Honor Giveback (PPO)Humana · PPOAll 92 countiesPart B giveback $185/mo · Dental up to $4,000/yr · eyewear $200/yr | $0−$185 Part B giveback | $7,900 | $5,680 | 4★ |
| 5 | Humana USAA Honor Giveback (PPO)Humana · PPOAll 92 countiesPart B giveback $185/mo · Dental up to $4,000/yr · eyewear $200/yr | $0−$185 Part B giveback | $7,900 | $5,680 | 4.5★ |
| 6 | Humana USAA Honor Giveback (PPO)Humana · PPOAll 92 countiesPart B giveback $110/mo · Dental up to $4,000/yr · eyewear $200/yr | $0−$110 Part B giveback | $7,900 | $6,580 | 4★ |
| 7 | AARP Medicare Advantage Patriot No Rx IN-MA01 (PPO)UnitedHealthcare · PPO63 of 92 countiesPart B giveback $190/mo · Dental up to $3,000/yr · eyewear $125/yr · hearing aids $700/yr | $0−$190 Part B giveback | $9,850 | $7,570 | 4★ |
| 8 | Anthem Veteran (PPO)Anthem Blue Cross and Blue Shield · PPOAll 92 countiesPart B giveback $110/mo · Dental up to $2,000/yr · eyewear $200/yr · hearing aids $2,000/yr · OTC items $120/yr | $0−$110 Part B giveback | $9,250 | $7,930 | 3.5★ |
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Questions
How many Medicare Advantage plans are available in Indiana for 2027?
CMS lists 90 general-audience Medicare Advantage plans with drug coverage in Indiana for 2027, from 9 parent companies. Not every plan is sold in every county; use the county filter to see yours.
Are there $0 premium Medicare Advantage plans in Indiana?
Yes. 64 of the 90 plans have a $0 monthly plan premium in 2027. You still pay the Part B premium ($202.90 a month in 2026).
Which Indiana Medicare Advantage plan has the lowest worst-case cost?
MyTruAdvantage Select (HMO) from MyTruAdvantage: $0 a month with an in-network out-of-pocket maximum of $3,900, so at most about $3,900 in premiums and in-network costs for the year. It is offered in 34 of 92 counties.
Which Indiana Medicare Advantage plans have 4 or more stars?
35 of the 90 plans belong to contracts CMS rated 4 stars or higher for 2027. Star ratings measure quality and member experience, not cost; the table shows each plan's rating next to its worst-case cost.
Which Indiana Medicare Advantage plans have a Part B giveback?
15 of the 90 plans lower your Part B premium (a "giveback"), according to their 2027 benefit filings with CMS. The largest is $183 a month, from DEVOTED CHOICE GIVEBACK 002 IN (PPO). A giveback plan isn't automatically cheaper: compare its worst-case year and its network.
What is the typical out-of-pocket maximum in Indiana?
The median in-network out-of-pocket maximum among these plans is $6,750. CMS allows up to $9,850 in 2027.
Sources
- CMS, CY 2027 Medicare Advantage and Prescription Drug Plan Landscape (CY2027_Landscape_202609.csv), from cms.gov; extra benefits (Part B giveback, dental, eyewear, hearing aids, over-the-counter allowance) from the CMS CY 2027 Plan Benefit Package files, cms.gov, yearly amounts as each plan filed them; star ratings from the CMS 2027 Star Ratings Data Tables (October 8, 2026), cms.gov. Ratings are per contract, so plans under the same contract share one rating. General-audience plans only: Special Needs Plans, Cost plans and employer group plans are not ranked.
- CMS, 2026 Part B premium — cms.gov.
Educational information, not a recommendation to join any plan. We are not an insurance agent or broker, and we are not connected with or endorsed by the U.S. government or the federal Medicare program. Plan details can change; confirm with the plan or Medicare.gov. · Advertiser disclosure
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