Best Medicare Advantage Plans in Orleans Parish, LA for 2027
Every general-audience Medicare Advantage plan with drug coverage sold in Orleans Parish, ranked by what it could cost you in a bad year: 12 months of premiums, less any Part B giveback, plus the in-network out-of-pocket maximum.
Orleans Parish plans, ranked
| # | Plan | Premium / month | In-network max out-of-pocket | Worst-case year | Stars |
|---|---|---|---|---|---|
| 1 | Humana LCMC Advantage H1951-051 (HMO)Humana · HMO3 of 64 counties · drug deductible $275Part B giveback $51/mo · Dental up to $6,000/yr · eyewear $250/yr | $0−$51 Part B giveback | $2,875 | $2,263 | 4.5★ |
| 2 | Humana Select Partner Plan (HMO)Humana · HMO3 of 64 counties · drug deductible $275Part B giveback $39/mo · Dental up to $6,000/yr · eyewear $300/yr · hearing aids $1,000/yr per ear | $0−$39 Part B giveback | $2,900 | $2,432 | 4.5★ |
| 3 | Peoples Health Choices 65 (HMO-POS)Peoples Health · HMO-POS10 of 64 counties · drug deductible $595Part B giveback $25/mo · Dental up to $4,000/yr · eyewear $100/yr · hearing aids $700/yr | $0−$25 Part B giveback | $3,900 | $3,600 | 3.5★ |
| 4 | Humana Gold Plus H1951-059 (HMO)Humana · HMO3 of 64 counties · drug deductible $475Dental up to $5,000/yr · eyewear $250/yr | $19.90 | $3,500 | $3,739 | 4.5★ |
| 5 | DEVOTED CHOICE 005 LA (PPO)Devoted Health · PPO4 of 64 counties · drug deductible $650Dental up to $4,000/yr · eyewear $350/yr · OTC items $248/yr | $0 | $3,900 | $3,900 | Too new to rate |
| 6 | Humana Gold Plus H1951-047 (HMO)Humana · HMO3 of 64 counties · drug deductible $700Dental up to $6,000/yr · eyewear $300/yr | $0 | $4,200 | $4,200 | 4.5★ |
| 7 | Blue adVantage Reliance (HMO-POS)Blue Cross and Blue Shield of Louisiana · HMO-POS47 of 64 counties · drug deductible $700Dental up to $1,000/yr · eyewear $100/yr · hearing aids $267/yr | $17 | $4,100 | $4,304 | 3.5★ |
| 8 | Wellcare Assist (HMO-POS)Wellcare · HMO-POS48 of 64 counties · drug deductible $700Dental up to $2,000/yr · eyewear $100/yr · hearing aids $500/yr per ear | $0 | $5,400 | $5,400 | 3.5★ |
| 9 | DEVOTED CHOICE GIVEBACK EXTRAS 028 LA (PPO)Devoted Health · PPO4 of 64 counties · drug deductible $700Part B giveback $70/mo · Dental up to $3,000/yr · eyewear $400/yr · OTC items $764/yr | $0−$70 Part B giveback | $6,600 | $5,760 | Too new to rate |
| 10 | Peoples Health Medicare Advantage Giveback LA-4 (HMO-POS)Peoples Health · HMO-POS10 of 64 counties · drug deductible $685Part B giveback $105/mo · Preventive dental · eyewear $100/yr · hearing aids $700/yr | $0−$105 Part B giveback | $7,150 | $5,890 | 3.5★ |
| 11 | Blue adVantage Classic (HMO-POS)Blue Cross and Blue Shield of Louisiana · HMO-POS21 of 64 counties · drug deductible $700Dental up to $2,200/yr · hearing aids $267/yr | $0 | $5,900 | $5,900 | 3.5★ |
| 12 | Blue adVantage Premier (PPO)Blue Cross and Blue Shield of Louisiana · PPOAll 64 counties · drug deductible $450Dental up to $2,200/yr · eyewear $200/yr · hearing aids $267/yr | $175 | $4,000 | $6,100 | 4.5★ |
| 13 | Aetna Medicare Signature Giveback (PPO)Aetna Medicare · PPO11 of 64 counties · drug deductible $600Part B giveback $73/mo · Dental up to $1,500/yr · eyewear $100/yr · hearing aids $500/yr per ear | $0−$73 Part B giveback | $7,150 | $6,274 | 4★ |
| 14 | Humana Full Access (Regional PPO)Humana · Regional PPOAll 64 counties · drug deductible $200Dental up to $3,000/yr · eyewear $350/yr | $212 | $3,800 | $6,344 | 3.5★ |
| 15 | HumanaChoice H5216-417 (PPO)Humana · PPO2 of 64 counties · drug deductible $700Dental up to $3,000/yr · eyewear $250/yr | $0 | $6,350 | $6,350 | 4★ |
| 16 | Blue adVantage Platinum (HMO-POS)Blue Cross and Blue Shield of Louisiana · HMO-POS48 of 64 counties · drug deductible $450Dental up to $2,700/yr · eyewear $200/yr · hearing aids $267/yr | $249 | $3,500 | $6,488 | 3.5★ |
| 17 | Aetna Medicare Signature Care (HMO)Aetna Medicare · HMO55 of 64 counties · drug deductible $400Dental up to $2,500/yr · eyewear $175/yr · hearing aids $500/yr per ear · OTC items $60/yr | $0 | $6,750 | $6,750 | 3.5★ |
| 18 | Aetna Medicare Signature Extra Care (HMO)Aetna Medicare · HMO6 of 64 counties · drug deductible $400Dental up to $3,000/yr · eyewear $250/yr · hearing aids $500/yr per ear · OTC items $120/yr | $0 | $6,750 | $6,750 | 3.5★ |
| 19 | Aetna Medicare Value Care (PPO)Aetna Medicare · PPO13 of 64 counties · drug deductible $700Dental up to $2,000/yr · eyewear $200/yr · hearing aids $500/yr per ear · OTC items $60/yr | $6 | $6,750 | $6,822 | 4★ |
| 20 | Humana Value Plus H7617-081 (PPO)Humana · PPO63 of 64 counties · drug deductible $700Dental up to $2,500/yr · eyewear $250/yr | $17 | $6,850 | $7,054 | 4.5★ |
| 21 | Aetna Medicare Signature Care (PPO)Aetna Medicare · PPO5 of 64 counties · drug deductible $600Dental up to $2,000/yr · eyewear $175/yr · hearing aids $500/yr per ear · OTC items $60/yr | $0 | $7,150 | $7,150 | 4★ |
| 22 | Aetna Medicare Signature Extra Plus (PPO)Aetna Medicare · PPO11 of 64 counties · drug deductible $600Dental up to $2,000/yr · eyewear $250/yr · hearing aids $500/yr per ear · OTC items $120/yr | $0 | $7,150 | $7,150 | 4★ |
| 23 | Blue adVantage Liberty (PPO)Blue Cross and Blue Shield of Louisiana · PPO63 of 64 counties · drug deductible $700Dental up to $1,500/yr · eyewear $100/yr · hearing aids $267/yr | $0 | $7,151 | $7,151 | 4.5★ |
| 24 | HumanaChoice H5216-064 (PPO)Humana · PPO63 of 64 counties · drug deductible $400Dental up to $1,000/yr · eyewear $250/yr | $54 | $6,700 | $7,348 | 4★ |
| 25 | Wellcare Simple (HMO-POS)Wellcare · HMO-POS7 of 64 counties · drug deductible $700Dental up to $5,000/yr · eyewear $100/yr · hearing aids $500/yr per ear | $0 | $7,500 | $7,500 | 3.5★ |
| 26 | DEVOTED CHOICE GIVEBACK 006 LA (PPO)Devoted Health · PPO4 of 64 counties · drug deductible $461Part B giveback $184.70/mo · Dental up to $250/yr · eyewear $200/yr · OTC items $368/yr | $0−$184.70 Part B giveback | $9,850 | $7,634 | Too new to rate |
| 27 | Wellcare Giveback (HMO-POS)Wellcare · HMO-POS36 of 64 counties · drug deductible $700Part B giveback $63/mo · Dental · eyewear $100/yr · hearing aids $350/yr per ear · OTC items $180/yr | $0−$63 Part B giveback | $9,250 | $8,494 | 3.5★ |
| 28 | Aetna Medicare Value Plus (PPO)Aetna Medicare · PPO8 of 64 counties · drug deductible $700Dental up to $1,500/yr · eyewear $200/yr · hearing aids $500/yr per ear · OTC items $60/yr | $25 | $9,850 | $10,150 | 4★ |
Worst-case year = 12 × (monthly plan premium − any Part B giveback) + in-network maximum out-of-pocket. The giveback is money back on the Part B premium ($202.90 a month in 2026), which is otherwise the same for everyone, so a large one can push the worst-case year below $0; drug costs are capped separately at $2,400 in 2027. Other extras are the yearly maximums each plan filed with CMS and don’t change the order. Methodology
What changed since 2026
- Plans with drug coverage: 35 in 2026, 34 in 2027.
- $0-premium plans: 26 in 2026, 25 in 2027.
- Median in-network out-of-pocket maximum: $6,700 in 2026, $6,700 in 2027.
- 21,482 people here were in a general-audience Advantage plan in October 2026; 532 of them are in a plan that ends or leaves the county for 2027 and must choose again.
From our 2026 vs. 2027 Medicare Advantage study (CMS landscape, enrollment and crosswalk files).
Before you enroll, check that your doctors are in the plan’s network and how it covers your drugs in the Medicare Plan Finder. Weighing Advantage against Original Medicare with a Medigap plan? Run the county calculator.
Also sold here without drug coverage: Humana USAA Honor Giveback (HMO), Humana USAA Honor Giveback (PPO), Peoples Health Medicare Advantage Patriot No Rx LA (HMO-POS), Aetna Medicare Eagle Plus Giveback (PPO), Wellcare Patriot Giveback (HMO-POS), HumanaChoice R0110-001 (Regional PPO).
Questions
How many Medicare Advantage plans are in Orleans Parish for 2027?
28 general-audience plans with drug coverage, 19 of them with a $0 monthly premium, compared with 35 plans and 26 $0-premium plans in 2026. Special Needs Plans aren't counted.
Which plan has the lowest worst-case cost in Orleans Parish?
Humana LCMC Advantage H1951-051 (HMO) from Humana: $0 a month with an in-network out-of-pocket maximum of $2,875, so at most about $2,263 for the year in premiums and in-network costs.
Do any Orleans Parish plans have a Part B giveback?
8 do. The largest is $184.70 a month off your Part B premium, from DEVOTED CHOICE GIVEBACK 006 LA (PPO).
How many Orleans Parish plans have 4 or more stars?
14 of 28, based on CMS's 2027 ratings of the contract behind each plan.
Sources
- CMS, CY 2027 Medicare Advantage and Prescription Drug Plan Landscape (CY2027_Landscape_202609.csv), from cms.gov; extra benefits (Part B giveback, dental, eyewear, hearing aids, over-the-counter allowance) from the CMS CY 2027 Plan Benefit Package files, cms.gov, yearly amounts as each plan filed them; star ratings from the CMS 2027 Star Ratings Data Tables (October 8, 2026), cms.gov. Ratings are per contract, so plans under the same contract share one rating. General-audience plans only: Special Needs Plans, Cost plans and employer group plans are not ranked.
- County population: 2020 Census, via the USDA Rural-Urban Continuum Codes (2023).
Educational information, not a recommendation to join any plan. We are not an insurance agent or broker, and we are not connected with or endorsed by the U.S. government or the federal Medicare program. · Advertiser disclosure
Keep going
- All Louisiana Medicare Advantage plans →
- Best Part D plans in Louisiana →
- HMO vs. PPO and star ratings →
Other Louisiana counties
Ascension Parish · Bossier Parish · Caddo Parish · Calcasieu Parish · East Baton Rouge Parish · Jefferson Parish · Lafayette Parish · Livingston Parish · Ouachita Parish · Rapides Parish · St. Tammany Parish · Tangipahoa Parish · Terrebonne Parish