Best Medicare Advantage Plans in Caddo Parish, LA for 2027
Every general-audience Medicare Advantage plan with drug coverage sold in Caddo Parish, ranked by what it could cost you in a bad year: 12 months of premiums, less any Part B giveback, plus the in-network out-of-pocket maximum.
Caddo Parish plans, ranked
| # | Plan | Premium / month | In-network max out-of-pocket | Worst-case year | Stars |
|---|---|---|---|---|---|
| 1 | Blue adVantage Reliance (HMO-POS)Blue Cross and Blue Shield of Louisiana · HMO-POS16 of 64 counties · drug deductible $700Dental up to $1,000/yr · eyewear $100/yr · hearing aids $267/yr | $17 | $4,100 | $4,304 | 3.5★ |
| 2 | Blue adVantage Classic (HMO-POS)Blue Cross and Blue Shield of Louisiana · HMO-POS16 of 64 counties · drug deductible $700Dental up to $2,200/yr · eyewear $100/yr · hearing aids $267/yr | $0 | $4,500 | $4,500 | 3.5★ |
| 3 | Blue adVantage Giveback (HMO-POS)Blue Cross and Blue Shield of Louisiana · HMO-POS31 of 64 counties · drug deductible $700Part B giveback $57/mo · Dental up to $1,500/yr · eyewear $100/yr · hearing aids $267/yr | $0−$57 Part B giveback | $5,500 | $4,816 | 3.5★ |
| 4 | Blue adVantage Thrive (PPO)Blue Cross and Blue Shield of Louisiana · PPO31 of 64 counties · drug deductible $700Dental up to $2,200/yr · eyewear $100/yr · hearing aids $267/yr | $0 | $4,900 | $4,900 | 4.5★ |
| 5 | Wellcare Assist (HMO-POS)Wellcare · HMO-POS48 of 64 counties · drug deductible $700Dental up to $2,000/yr · eyewear $100/yr · hearing aids $500/yr per ear | $0 | $5,400 | $5,400 | 3.5★ |
| 6 | Humana Gold Plus H1951-013 (HMO)Humana · HMO3 of 64 counties · drug deductible $250Dental up to $4,000/yr · eyewear $250/yr | $16.50 | $5,650 | $5,848 | 4.5★ |
| 7 | Blue adVantage Premier (PPO)Blue Cross and Blue Shield of Louisiana · PPOAll 64 counties · drug deductible $450Dental up to $2,200/yr · eyewear $200/yr · hearing aids $267/yr | $175 | $4,000 | $6,100 | 4.5★ |
| 8 | Humana Full Access (Regional PPO)Humana · Regional PPOAll 64 counties · drug deductible $200Dental up to $3,000/yr · eyewear $350/yr | $212 | $3,800 | $6,344 | 3.5★ |
| 9 | Blue adVantage Platinum (HMO-POS)Blue Cross and Blue Shield of Louisiana · HMO-POS16 of 64 counties · drug deductible $450Dental up to $2,700/yr · eyewear $200/yr · hearing aids $267/yr | $238 | $3,500 | $6,356 | 3.5★ |
| 10 | Peoples Health Essentials (HMO-POS)Peoples Health · HMO-POS13 of 64 counties · drug deductible $685Dental up to $1,250/yr · eyewear $125/yr · hearing aids $1,000/yr | $0 | $6,700 | $6,700 | 3.5★ |
| 11 | Aetna Medicare Signature Care (HMO)Aetna Medicare · HMO55 of 64 counties · drug deductible $400Dental up to $2,500/yr · eyewear $175/yr · hearing aids $500/yr per ear · OTC items $60/yr | $0 | $6,750 | $6,750 | 3.5★ |
| 12 | HumanaChoice H5216-326 (PPO)Humana · PPO45 of 64 counties · drug deductible $700Dental up to $1,250/yr · eyewear $150/yr | $0 | $6,900 | $6,900 | 4★ |
| 13 | HumanaChoice H7617-080 (PPO)Humana · PPO45 of 64 counties · drug deductible $700Dental up to $1,250/yr · eyewear $150/yr | $0 | $6,900 | $6,900 | 4.5★ |
| 14 | Humana Value Plus H5216-161 (PPO)Humana · PPO40 of 64 counties · drug deductible $700Dental up to $2,500/yr · eyewear $250/yr | $17 | $6,850 | $7,054 | 4★ |
| 15 | Humana Value Plus H7617-081 (PPO)Humana · PPO63 of 64 counties · drug deductible $700Dental up to $2,500/yr · eyewear $250/yr | $17 | $6,850 | $7,054 | 4.5★ |
| 16 | Peoples Health Extras (HMO-POS)Peoples Health · HMO-POS13 of 64 counties · drug deductible $685Dental up to $4,000/yr · eyewear $100/yr · hearing aids $1,000/yr | $0 | $7,150 | $7,150 | 3.5★ |
| 17 | Blue adVantage Liberty (PPO)Blue Cross and Blue Shield of Louisiana · PPO63 of 64 counties · drug deductible $700Dental up to $1,500/yr · eyewear $100/yr · hearing aids $267/yr | $0 | $7,151 | $7,151 | 4.5★ |
| 18 | HumanaChoice H5216-064 (PPO)Humana · PPO63 of 64 counties · drug deductible $400Dental up to $1,000/yr · eyewear $250/yr | $54 | $6,700 | $7,348 | 4★ |
| 19 | Wellcare Simple (HMO-POS)Wellcare · HMO-POS26 of 64 counties · drug deductible $700Dental up to $3,000/yr · eyewear $100/yr · hearing aids $500/yr per ear | $0 | $7,500 | $7,500 | 3.5★ |
Worst-case year = 12 × (monthly plan premium − any Part B giveback) + in-network maximum out-of-pocket. The giveback is money back on the Part B premium ($202.90 a month in 2026), which is otherwise the same for everyone, so a large one can push the worst-case year below $0; drug costs are capped separately at $2,400 in 2027. Other extras are the yearly maximums each plan filed with CMS and don’t change the order. Methodology
What changed since 2026
- Plans with drug coverage: 24 in 2026, 23 in 2027.
- $0-premium plans: 15 in 2026, 15 in 2027.
- Median in-network out-of-pocket maximum: $5,575 in 2026, $6,700 in 2027.
- 12,270 people here were in a general-audience Advantage plan in October 2026; 3,159 of them are in a plan that ends or leaves the county for 2027 and must choose again.
From our 2026 vs. 2027 Medicare Advantage study (CMS landscape, enrollment and crosswalk files).
Before you enroll, check that your doctors are in the plan’s network and how it covers your drugs in the Medicare Plan Finder. Weighing Advantage against Original Medicare with a Medigap plan? Run the county calculator.
Also sold here without drug coverage: Humana USAA Honor Giveback (HMO), Humana USAA Honor Giveback (PPO), Peoples Health Medicare Advantage Patriot No Rx LA (HMO-POS), HumanaChoice R0110-001 (Regional PPO).
Questions
How many Medicare Advantage plans are in Caddo Parish for 2027?
19 general-audience plans with drug coverage, 11 of them with a $0 monthly premium, compared with 24 plans and 15 $0-premium plans in 2026. Special Needs Plans aren't counted.
Which plan has the lowest worst-case cost in Caddo Parish?
Blue adVantage Reliance (HMO-POS) from Blue Cross and Blue Shield of Louisiana: $17 a month with an in-network out-of-pocket maximum of $4,100, so at most about $4,304 for the year in premiums and in-network costs.
Do any Caddo Parish plans have a Part B giveback?
1 do. The largest is $57 a month off your Part B premium, from Blue adVantage Giveback (HMO-POS).
How many Caddo Parish plans have 4 or more stars?
9 of 19, based on CMS's 2027 ratings of the contract behind each plan.
Sources
- CMS, CY 2027 Medicare Advantage and Prescription Drug Plan Landscape (CY2027_Landscape_202609.csv), from cms.gov; extra benefits (Part B giveback, dental, eyewear, hearing aids, over-the-counter allowance) from the CMS CY 2027 Plan Benefit Package files, cms.gov, yearly amounts as each plan filed them; star ratings from the CMS 2027 Star Ratings Data Tables (October 8, 2026), cms.gov. Ratings are per contract, so plans under the same contract share one rating. General-audience plans only: Special Needs Plans, Cost plans and employer group plans are not ranked.
- County population: 2020 Census, via the USDA Rural-Urban Continuum Codes (2023).
Educational information, not a recommendation to join any plan. We are not an insurance agent or broker, and we are not connected with or endorsed by the U.S. government or the federal Medicare program. · Advertiser disclosure
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