Best Medicare Advantage Plans in Beaver County, PA for 2027
Every general-audience Medicare Advantage plan with drug coverage sold in Beaver County, ranked by what it could cost you in a bad year: 12 months of premiums, less any Part B giveback, plus the in-network out-of-pocket maximum.
Beaver County plans, ranked
| # | Plan | Premium / month | In-network max out-of-pocket | Worst-case year | Stars |
|---|---|---|---|---|---|
| 1 | Aetna Medicare Signature (PPO)Aetna Medicare · PPO29 of 67 counties · drug deductible $700Dental up to $1,500/yr · eyewear $175/yr · hearing aids $500/yr per ear | $0 | $5,500 | $5,500 | 4★ |
| 2 | Aetna Medicare Signature Plus (HMO-POS)Aetna Medicare · HMO-POS29 of 67 counties · drug deductible $400Dental up to $1,250/yr · eyewear $250/yr · hearing aids $500/yr per ear · OTC items $100/yr | $0 | $5,500 | $5,500 | 3.5★ |
| 3 | UPMC for Life HMO Rx (HMO)UPMC for Life · HMO31 of 67 counties · drug deductible $0Dental up to $5,000/yr · eyewear $225/yr | $90 | $4,500 | $5,580 | 4.5★ |
| 4 | Aetna Medicare Advantra Enhanced (HMO-POS)Aetna Medicare · HMO-POS24 of 67 counties · drug deductible $400Dental up to $1,250/yr · eyewear $200/yr · hearing aids $500/yr per ear · OTC items $200/yr | $39 | $5,500 | $5,968 | 3.5★ |
| 5 | Together Blue Medicare HMO with AHN Signature (HMO)Highmark Blue Cross Blue Shield or Highmark Blue Shield · HMO6 of 67 counties · drug deductible $700Part B giveback $19/mo · Dental up to $3,000/yr · eyewear $150/yr · OTC items $180/yr | $0−$19 Part B giveback | $6,250 | $6,022 | 4.5★ |
| 6 | HealthSpring Preferred Plus (HMO)HealthSpring · HMO8 of 67 counties · drug deductible $500Dental up to $5,000/yr · eyewear $200/yr · OTC items $120/yr | $32 | $5,700 | $6,084 | 3★ |
| 7 | Security Blue HMO-POS ValueRx (HMO-POS)Highmark Blue Cross Blue Shield or Highmark Blue Shield · HMO-POS11 of 67 counties · drug deductible $700Preventive dental · eyewear $225/yr | $53 | $5,500 | $6,136 | 4.5★ |
| 8 | HumanaChoice H5525-086 (PPO)Humana · PPO23 of 67 counties · drug deductible $700Dental up to $1,500/yr · eyewear $250/yr | $39 | $5,800 | $6,268 | 4★ |
| 9 | UPMC for Life HMO Deductible Rx (HMO)UPMC for Life · HMO17 of 67 counties · drug deductible $700Dental up to $3,000/yr · eyewear $250/yr | $25 | $6,000 | $6,300 | 4.5★ |
| 10 | Humana USAA Honor Giveback with Rx (PPO)Humana · PPO62 of 67 counties · drug deductible $700Part B giveback $84/mo · Dental up to $3,000/yr · eyewear $200/yr | $0−$84 Part B giveback | $7,350 | $6,342 | 4★ |
| 11 | Security Blue HMO-POS Standard (HMO-POS)Highmark Blue Cross Blue Shield or Highmark Blue Shield · HMO-POS11 of 67 counties · drug deductible $0Part B giveback $19/mo · Preventive dental · eyewear $225/yr | $132−$19 Part B giveback | $5,000 | $6,356 | 4.5★ |
| 12 | UPMC for Life HMO Rx Choice (HMO)UPMC for Life · HMO6 of 67 counties · drug deductible $700Dental up to $2,250/yr · eyewear $175/yr | $33 | $6,000 | $6,396 | 4.5★ |
| 13 | UPMC for Life HMO Premier Rx (HMO)UPMC for Life · HMO7 of 67 counties · drug deductible $700Part B giveback $0.50/mo · Dental up to $2,000/yr · eyewear $200/yr | $0−$0.50 Part B giveback | $6,500 | $6,494 | 4.5★ |
| 14 | Security Blue HMO-POS Deluxe (HMO-POS)Highmark Blue Cross Blue Shield or Highmark Blue Shield · HMO-POS11 of 67 counties · drug deductible $0Part B giveback $19/mo · Preventive dental · eyewear $225/yr | $188−$19 Part B giveback | $4,500 | $6,528 | 4.5★ |
| 15 | DEVOTED CORE 014 PA (HMO)Devoted Health · HMO14 of 67 counties · drug deductible $650Dental up to $4,000/yr · eyewear $350/yr · OTC items $248/yr | $0 | $6,550 | $6,550 | 3.5★ |
| 16 | DEVOTED CHOICE 010 PA (PPO)Devoted Health · PPO27 of 67 counties · drug deductible $461Dental up to $3,000/yr · eyewear $350/yr · OTC items $400/yr | $0 | $6,600 | $6,600 | 3★ |
| 17 | AARP Medicare Advantage from UHC PA-0008 (PPO)UnitedHealthcare · PPOAll 67 counties · drug deductible $685Dental up to $5,000/yr · eyewear $100/yr · hearing aids $700/yr | $60 | $5,900 | $6,620 | 4★ |
| 18 | Freedom Blue PPO ValueRx (PPO)Highmark Blue Cross Blue Shield or Highmark Blue Shield · PPO11 of 67 counties · drug deductible $700Preventive dental · eyewear $225/yr · hearing aids $500/yr | $97 | $5,500 | $6,664 | 4.5★ |
| 19 | Humana Essentials Plus Giveback (PPO)Humana · PPO22 of 67 counties · drug deductible $700Part B giveback $107/mo · Dental · eyewear $200/yr | $0−$107 Part B giveback | $8,000 | $6,716 | 4★ |
| 20 | UPMC for Life Essential Rx (PPO)UPMC for Life · PPO34 of 67 counties · drug deductible $700Part B giveback $100/mo · Dental up to $2,500/yr · eyewear $250/yr | $0−$100 Part B giveback | $8,000 | $6,800 | 4.5★ |
| 21 | Freedom Blue PPO Select (PPO)Highmark Blue Cross Blue Shield or Highmark Blue Shield · PPO11 of 67 counties · drug deductible $0Preventive dental · eyewear $225/yr · hearing aids $500/yr | $157 | $5,000 | $6,884 | 4.5★ |
| 22 | Complete Blue HMO Distinct (HMO)Highmark Blue Cross Blue Shield or Highmark Blue Shield · HMO5 of 67 counties · drug deductible $700Dental up to $2,500/yr · eyewear $200/yr · OTC items $300/yr | $40 | $6,450 | $6,930 | 4.5★ |
| 23 | Community Blue Medicare HMO Signature (HMO)Highmark Blue Cross Blue Shield or Highmark Blue Shield · HMO5 of 67 counties · drug deductible $700Dental up to $2,500/yr · eyewear $200/yr · OTC items $140/yr | $0 | $6,950 | $6,950 | 4.5★ |
| 24 | DEVOTED GIVEBACK EXTRAS 035 PA (HMO)Devoted Health · HMO14 of 67 counties · drug deductible $700Part B giveback $70/mo · Dental up to $4,250/yr · eyewear $400/yr · OTC items $708/yr | $0−$70 Part B giveback | $7,950 | $7,110 | 3.5★ |
| 25 | AARP Medicare Advantage from UHC PA-0002 (HMO-POS)UnitedHealthcare · HMO-POS62 of 67 counties · drug deductible $685Dental up to $1,000/yr · eyewear $100/yr · hearing aids $1,000/yr | $0 | $7,150 | $7,150 | 4★ |
| 26 | Complete Blue PPO Signature (PPO)Highmark Blue Cross Blue Shield or Highmark Blue Shield · PPO5 of 67 counties · drug deductible $700Dental up to $2,000/yr · eyewear $200/yr · hearing aids $500/yr · OTC items $140/yr | $0 | $7,150 | $7,150 | 4.5★ |
| 27 | HealthSpring Preferred (HMO)HealthSpring · HMO8 of 67 counties · drug deductible $500Dental up to $5,000/yr · eyewear $100/yr | $0 | $7,150 | $7,150 | 3★ |
| 28 | UPMC for Life PPO Premier Rx (PPO)UPMC for Life · PPO13 of 67 counties · drug deductible $700Dental up to $1,375/yr · eyewear $150/yr | $0 | $7,150 | $7,150 | 4.5★ |
| 29 | Complete Blue PPO Merit (PPO)Highmark Blue Cross Blue Shield or Highmark Blue Shield · PPO11 of 67 counties · drug deductible $700Part B giveback $82/mo · Dental up to $1,500/yr · eyewear $200/yr · hearing aids $500/yr | $0−$82 Part B giveback | $8,300 | $7,316 | 4.5★ |
| 30 | AARP Medicare Advantage from UHC PA-0003 (HMO-POS)UnitedHealthcare · HMO-POS33 of 67 counties · drug deductible $685Dental up to $2,500/yr · eyewear $100/yr · hearing aids $700/yr | $54 | $6,700 | $7,348 | 4★ |
| 31 | Complete Blue PPO Distinct (PPO)Highmark Blue Cross Blue Shield or Highmark Blue Shield · PPO5 of 67 counties · drug deductible $700Dental up to $2,500/yr · eyewear $200/yr · hearing aids $500/yr · OTC items $240/yr | $43 | $6,950 | $7,466 | 4.5★ |
| 32 | UPMC for Life PPO Rx Choice (PPO)UPMC for Life · PPO6 of 67 counties · drug deductible $700Dental up to $2,000/yr · eyewear $175/yr | $43 | $7,000 | $7,516 | 4.5★ |
| 33 | HealthSpring True Choice (PPO)HealthSpring · PPO16 of 67 counties · drug deductible $700Dental up to $2,200/yr · eyewear $150/yr | $7 | $7,500 | $7,584 | 3★ |
| 34 | Aetna Medicare Premier Plus (PPO)Aetna Medicare · PPO24 of 67 counties · drug deductible $700Dental up to $2,000/yr · eyewear $200/yr · hearing aids $750/yr per ear · OTC items $120/yr | $39 | $7,150 | $7,618 | 4.5★ |
| 35 | DEVOTED GIVEBACK 015 PA (HMO)Devoted Health · HMO14 of 67 counties · drug deductible $461Part B giveback $184.70/mo · Dental up to $250/yr · eyewear $200/yr · OTC items $348/yr | $0−$184.70 Part B giveback | $9,850 | $7,634 | 3.5★ |
| 36 | Freedom Blue PPO Classic (PPO)Highmark Blue Cross Blue Shield or Highmark Blue Shield · PPO11 of 67 counties · drug deductible $0Preventive dental · eyewear $225/yr · hearing aids $500/yr | $266 | $4,500 | $7,692 | 4.5★ |
| 37 | UPMC for Life PPO High Deductible Rx (PPO)UPMC for Life · PPO17 of 67 counties · drug deductible $700Dental up to $2,000/yr · eyewear $125/yr | $33 | $7,550 | $7,946 | 4.5★ |
| 38 | Humana Value Choice (PPO)Humana · PPO54 of 67 counties · drug deductible $700Dental up to $1,000/yr · eyewear $100/yr | $0 | $8,000 | $8,000 | 4★ |
| 39 | HumanaChoice R0110-008 (Regional PPO)Humana · Regional PPOAll 67 counties · drug deductible $700Dental · eyewear $100/yr | $75 | $7,150 | $8,050 | 3.5★ |
| 40 | DEVOTED CHOICE GIVEBACK 011 PA (PPO)Devoted Health · PPO27 of 67 counties · drug deductible $461Part B giveback $148.10/mo · Dental up to $250/yr · eyewear $200/yr | $0−$148.10 Part B giveback | $9,850 | $8,073 | 3★ |
| 41 | Humana Gold Plus H6622-054 (HMO)Humana · HMO16 of 67 counties · drug deductible $700Dental up to $2,000/yr · eyewear $250/yr | $0 | $8,260 | $8,260 | 4★ |
| 42 | AARP Medicare Advantage Giveback from UHC PA-12 (PPO)UnitedHealthcare · PPOAll 67 counties · drug deductible $685Part B giveback $55/mo · Preventive dental · hearing aids $700/yr | $0−$55 Part B giveback | $9,200 | $8,540 | 4★ |
| 43 | HumanaChoice H5216-120 (PPO)Humana · PPO63 of 67 counties · drug deductible $700Dental up to $1,250/yr · eyewear $200/yr | $107 | $7,600 | $8,884 | 4★ |
| 44 | Aetna Medicare Advantra Signature Giveback (PPO)Aetna Medicare · PPO62 of 67 counties · drug deductible $700Part B giveback $42/mo · Dental up to $500/yr · eyewear $100/yr · hearing aids $500/yr per ear · OTC items $60/yr | $0−$42 Part B giveback | $9,850 | $9,346 | 4.5★ |
| 45 | Geisinger Gold Value Rx (HMO)Geisinger Gold · HMO63 of 67 counties · drug deductible $0Dental up to $500/yr · eyewear $135/yr · OTC items $480/yr | $29 | $9,000 | $9,348 | 4★ |
| 46 | UPMC for Life PPO Rx Enhanced (PPO)UPMC for Life · PPO17 of 67 counties · drug deductible $0Dental up to $1,000/yr · eyewear $250/yr | $155 | $7,550 | $9,410 | 4.5★ |
| 47 | Wellcare Simple (HMO-POS)Wellcare · HMO-POS57 of 67 counties · drug deductible $700Dental up to $3,000/yr · eyewear $100/yr · hearing aids $500/yr per ear | $0 | $9,850 | $9,850 | 3.5★ |
| 48 | UPMC for Life HMO Rx Enhanced (HMO)UPMC for Life · HMO39 of 67 counties · drug deductible $0Dental up to $5,500/yr · eyewear $450/yr | $295 | $7,550 | $11,090 | 4.5★ |
Worst-case year = 12 × (monthly plan premium − any Part B giveback) + in-network maximum out-of-pocket. The giveback is money back on the Part B premium ($202.90 a month in 2026), which is otherwise the same for everyone, so a large one can push the worst-case year below $0; drug costs are capped separately at $2,400 in 2027. Other extras are the yearly maximums each plan filed with CMS and don’t change the order. Methodology
What changed since 2026
- Plans with drug coverage: 61 in 2026, 58 in 2027.
- $0-premium plans: 33 in 2026, 32 in 2027.
- Median in-network out-of-pocket maximum: $6,000 in 2026, $6,825 in 2027.
- 24,476 people here were in a general-audience Advantage plan in October 2026; 1,221 of them are in a plan that ends or leaves the county for 2027 and must choose again.
From our 2026 vs. 2027 Medicare Advantage study (CMS landscape, enrollment and crosswalk files).
Before you enroll, check that your doctors are in the plan’s network and how it covers your drugs in the Medicare Plan Finder. Weighing Advantage against Original Medicare with a Medigap plan? Run the county calculator.
Also sold here without drug coverage: HumanaChoice Giveback H5216-116 (PPO), Aetna Medicare Advantra Eagle Plus (HMO-POS), Freedom Blue PPO Valor (PPO), AARP Medicare Advantage Patriot No Rx PA-MA01 (HMO-POS), HumanaChoice R0110-007 (Regional PPO), UPMC for Life HMO No Rx (HMO), Humana USAA Honor Giveback (PPO), Security Blue HMO-POS Basic (HMO-POS), Geisinger Gold Heritage (HMO), UPMC for Life PPO Salute (PPO).
Questions
How many Medicare Advantage plans are in Beaver County for 2027?
48 general-audience plans with drug coverage, 23 of them with a $0 monthly premium, compared with 61 plans and 33 $0-premium plans in 2026. Special Needs Plans aren't counted.
Which plan has the lowest worst-case cost in Beaver County?
Aetna Medicare Signature (PPO) from Aetna Medicare: $0 a month with an in-network out-of-pocket maximum of $5,500, so at most about $5,500 for the year in premiums and in-network costs.
Do any Beaver County plans have a Part B giveback?
13 do. The largest is $184.70 a month off your Part B premium, from DEVOTED GIVEBACK 015 PA (HMO).
How many Beaver County plans have 4 or more stars?
36 of 48, based on CMS's 2027 ratings of the contract behind each plan.
Sources
- CMS, CY 2027 Medicare Advantage and Prescription Drug Plan Landscape (CY2027_Landscape_202609.csv), from cms.gov; extra benefits (Part B giveback, dental, eyewear, hearing aids, over-the-counter allowance) from the CMS CY 2027 Plan Benefit Package files, cms.gov, yearly amounts as each plan filed them; star ratings from the CMS 2027 Star Ratings Data Tables (October 8, 2026), cms.gov. Ratings are per contract, so plans under the same contract share one rating. General-audience plans only: Special Needs Plans, Cost plans and employer group plans are not ranked.
- County population: 2020 Census, via the USDA Rural-Urban Continuum Codes (2023).
Educational information, not a recommendation to join any plan. We are not an insurance agent or broker, and we are not connected with or endorsed by the U.S. government or the federal Medicare program. · Advertiser disclosure
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