Best Medicare Advantage Plans in Clackamas County, OR for 2027
Every general-audience Medicare Advantage plan with drug coverage sold in Clackamas County, ranked by what it could cost you in a bad year: 12 months of premiums, less any Part B giveback, plus the in-network out-of-pocket maximum.
Clackamas County plans, ranked
| # | Plan | Premium / month | In-network max out-of-pocket | Worst-case year | Stars |
|---|---|---|---|---|---|
| 1 | Humana Total Complete (HMO)Humana · HMO4 of 30 counties · drug deductible $700Dental up to $1,500/yr · eyewear $100/yr | $0 | $5,150 | $5,150 | 4.5★ |
| 2 | Kaiser Permanente Senior Advantage Enhanced (HMO-POS)Kaiser Permanente · HMO-POS9 of 30 counties · drug deductible $0eyewear $75/yr · hearing aids $167/yr per ear | $134 | $4,000 | $5,608 | 4.5★ |
| 3 | Kaiser Permanente Senior Advantage Standard (HMO-POS)Kaiser Permanente · HMO-POS9 of 30 counties · drug deductible $0eyewear $50/yr | $49 | $5,250 | $5,838 | 4.5★ |
| 4 | ATRIO Choice Rx (PPO)ATRIO Health Plans · PPO5 of 30 counties · drug deductible $400Dental up to $600/yr · eyewear $150/yr · OTC items $120/yr | $0 | $5,900 | $5,900 | 2.5★ |
| 5 | DEVOTED CHOICE PREMIUM 002 OR (PPO)Devoted Health · PPO9 of 30 counties · drug deductible $650Dental up to $2,250/yr · eyewear $200/yr | $28.50 | $6,000 | $6,342 | 4.5★ |
| 6 | DEVOTED PREMIUM 005 OR (HMO)Devoted Health · HMO8 of 30 counties · drug deductible $650Dental up to $1,500/yr · eyewear $400/yr · OTC items $160/yr | $43 | $5,900 | $6,416 | 3★ |
| 7 | AARP Medicare Advantage Essentials from UHC OR-7 (HMO-POS)UnitedHealthcare · HMO-POS11 of 30 counties · drug deductible $685Dental · eyewear $75/yr · hearing aids $700/yr | $0 | $6,700 | $6,700 | 3.5★ |
| 8 | DEVOTED CORE 001 OR (HMO)Devoted Health · HMO8 of 30 counties · drug deductible $461Dental up to $1,750/yr · eyewear $400/yr · OTC items $160/yr | $0 | $6,700 | $6,700 | 3★ |
| 9 | Kaiser Permanente Senior Advantage Value (HMO-POS)Kaiser Permanente · HMO-POS9 of 30 counties · drug deductible $0 | $0 | $6,750 | $6,750 | 4.5★ |
| 10 | DEVOTED GIVEBACK EXTRAS 025 OR (HMO)Devoted Health · HMO8 of 30 counties · drug deductible $700Part B giveback $70/mo · Dental up to $2,000/yr · eyewear $400/yr · OTC items $436/yr | $0−$70 Part B giveback | $7,700 | $6,860 | 3★ |
| 11 | Humana Value Choice (PPO)Humana · PPO5 of 30 counties · drug deductible $700Dental · eyewear $100/yr | $0 | $6,950 | $6,950 | 4★ |
| 12 | DEVOTED GIVEBACK 028 OR (HMO)Devoted Health · HMO8 of 30 counties · drug deductible $461Part B giveback $154.20/mo · Dental up to $250/yr · eyewear $200/yr | $0−$154.20 Part B giveback | $8,900 | $7,050 | 3★ |
| 13 | AARP Medicare Advantage Extras from UHC OR-6 (HMO-POS)UnitedHealthcare · HMO-POS10 of 30 counties · drug deductible $685Dental up to $1,250/yr | $0 | $7,150 | $7,150 | 3.5★ |
| 14 | AARP Medicare Advantage from UHC OR-0002 (PPO)UnitedHealthcare · PPO9 of 30 counties · drug deductible $685Preventive dental · hearing aids $700/yr | $0 | $7,150 | $7,150 | 4★ |
| 15 | Aetna Medicare Elite (HMO)Aetna Medicare · HMO5 of 30 counties · drug deductible $700Preventive dental · eyewear $100/yr · hearing aids $500/yr per ear | $0 | $7,150 | $7,150 | 3★ |
| 16 | AARP Medicare Advantage from UHC OR-0001 (PPO)UnitedHealthcare · PPO10 of 30 counties · drug deductible $595Dental up to $1,000/yr · eyewear $100/yr · hearing aids $700/yr | $94 | $6,700 | $7,828 | 4★ |
| 17 | Wellcare Premium Enhanced Open (PPO)Wellcare · PPO9 of 30 counties · drug deductible $700Dental · eyewear $100/yr · hearing aids $350/yr per ear | $76.60 | $7,000 | $7,919 | 3★ |
| 18 | HumanaChoice H5216-048 (PPO)Humana · PPO12 of 30 counties · drug deductible $700Dental · eyewear $100/yr | $97 | $7,000 | $8,164 | 4★ |
| 19 | Regence MedAdvantage + Rx Primary (PPO)Regence BlueCross BlueShield of Oregon · PPO7 of 30 counties · drug deductible $700Dental up to $1,000/yr · eyewear $100/yr | $88 | $7,150 | $8,206 | 3.5★ |
| 20 | Regence MedAdvantage + Rx Classic (PPO)Regence BlueCross BlueShield of Oregon · PPO7 of 30 counties · drug deductible $590Dental up to $1,250/yr · eyewear $100/yr | $130 | $6,700 | $8,260 | 3.5★ |
| 21 | Humana Essentials Plus Giveback (HMO)Humana · HMO4 of 30 counties · drug deductible $700Part B giveback $56/mo · Dental · eyewear $250/yr | $0−$56 Part B giveback | $9,050 | $8,378 | 4.5★ |
| 22 | Wellcare Low Premium (HMO-POS)Wellcare · HMO-POS10 of 30 counties · drug deductible $700Dental · eyewear $100/yr · hearing aids $500/yr per ear | $44.50 | $7,900 | $8,434 | 3★ |
| 23 | Regence MedAdvantage + Rx Enhanced (PPO)Regence BlueCross BlueShield of Oregon · PPO7 of 30 counties · drug deductible $305Dental up to $1,500/yr · eyewear $150/yr | $244 | $5,900 | $8,828 | 3.5★ |
| 24 | Wellcare Premium Ultra Open (PPO)Wellcare · PPO8 of 30 counties · drug deductible $700Dental up to $1,000/yr · eyewear $200/yr · hearing aids $350/yr per ear | $206 | $6,500 | $8,972 | 3★ |
| 25 | Wellcare Low Premium Open (PPO)Wellcare · PPO8 of 30 counties · drug deductible $700Dental · hearing aids $350/yr per ear | $29 | $9,250 | $9,598 | 3★ |
Worst-case year = 12 × (monthly plan premium − any Part B giveback) + in-network maximum out-of-pocket. The giveback is money back on the Part B premium ($202.90 a month in 2026), which is otherwise the same for everyone, so a large one can push the worst-case year below $0; drug costs are capped separately at $2,400 in 2027. Other extras are the yearly maximums each plan filed with CMS and don’t change the order. Methodology
What changed since 2026
- Plans with drug coverage: 43 in 2026, 32 in 2027.
- $0-premium plans: 26 in 2026, 19 in 2027.
- Median in-network out-of-pocket maximum: $6,000 in 2026, $6,725 in 2027.
- 51,429 people here were in a general-audience Advantage plan in October 2026; 14,149 of them are in a plan that ends or leaves the county for 2027 and must choose again.
From our 2026 vs. 2027 Medicare Advantage study (CMS landscape, enrollment and crosswalk files).
Before you enroll, check that your doctors are in the plan’s network and how it covers your drugs in the Medicare Plan Finder. Weighing Advantage against Original Medicare with a Medigap plan? Run the county calculator.
Also sold here without drug coverage: ATRIO Freedom (PPO), Humana USAA Honor Giveback (PPO), Aetna Medicare Eagle (HMO), AARP Medicare Advantage Patriot No Rx OR-MA01 (PPO), Regence Valiance (PPO), Wellcare Patriot Giveback Open (PPO), Humana USAA Honor Giveback (PPO).
Questions
How many Medicare Advantage plans are in Clackamas County for 2027?
25 general-audience plans with drug coverage, 12 of them with a $0 monthly premium, compared with 43 plans and 26 $0-premium plans in 2026. Special Needs Plans aren't counted.
Which plan has the lowest worst-case cost in Clackamas County?
Humana Total Complete (HMO) from Humana: $0 a month with an in-network out-of-pocket maximum of $5,150, so at most about $5,150 for the year in premiums and in-network costs.
Do any Clackamas County plans have a Part B giveback?
3 do. The largest is $154.20 a month off your Part B premium, from DEVOTED GIVEBACK 028 OR (HMO).
How many Clackamas County plans have 4 or more stars?
10 of 25, based on CMS's 2027 ratings of the contract behind each plan.
Sources
- CMS, CY 2027 Medicare Advantage and Prescription Drug Plan Landscape (CY2027_Landscape_202609.csv), from cms.gov; extra benefits (Part B giveback, dental, eyewear, hearing aids, over-the-counter allowance) from the CMS CY 2027 Plan Benefit Package files, cms.gov, yearly amounts as each plan filed them; star ratings from the CMS 2027 Star Ratings Data Tables (October 8, 2026), cms.gov. Ratings are per contract, so plans under the same contract share one rating. General-audience plans only: Special Needs Plans, Cost plans and employer group plans are not ranked.
- County population: 2020 Census, via the USDA Rural-Urban Continuum Codes (2023).
Educational information, not a recommendation to join any plan. We are not an insurance agent or broker, and we are not connected with or endorsed by the U.S. government or the federal Medicare program. · Advertiser disclosure
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