Best Medicare Advantage Plans in Clark County, NV for 2027
Every general-audience Medicare Advantage plan with drug coverage sold in Clark County, ranked by what it could cost you in a bad year: 12 months of premiums, less any Part B giveback, plus the in-network out-of-pocket maximum.
Clark County plans, ranked
| # | Plan | Premium / month | In-network max out-of-pocket | Worst-case year | Stars |
|---|---|---|---|---|---|
| 1 | AARP Medicare Advantage Essentials ValueRx NV-5 (HMO-POS)UnitedHealthcare · HMO-POS2 of 9 counties · drug deductible $310Dental up to $2,500/yr · eyewear $100/yr · hearing aids $1,000/yr | $0 | $900 | $900 | 4★ |
| 2 | SCAN Classic (HMO)SCAN Health Plan · HMO2 of 9 counties · drug deductible $0Dental up to $3,000/yr · eyewear $200/yr · OTC items $240/yr | $0 | $900 | $900 | 3.5★ |
| 3 | SCAN Costco Medicare Advantage (HMO)SCAN Health Plan · HMO2 of 9 counties · drug deductible $0Dental up to $2,500/yr · OTC items $460/yr | $0 | $900 | $900 | 3.5★ |
| 4 | Humana Gold Plus H1036-344 (HMO)Humana · HMO2 of 9 counties · drug deductible $250Dental up to $2,500/yr · eyewear $300/yr | $0 | $925 | $925 | 4.5★ |
| 5 | Humana Gold Plus H6622-056 (HMO)Humana · HMO2 of 9 counties · drug deductible $250Dental up to $2,500/yr · eyewear $300/yr | $0 | $925 | $925 | 4★ |
| 6 | Alignment Health Smart 008 (HMO)Alignment Health Plan · HMO1 of 9 counties · drug deductible $700Part B giveback $126/mo · Preventive dental · eyewear $50/yr | $0−$126 Part B giveback | $2,499 | $987 | 4.5★ |
| 7 | Alignment Health + Intermountain Health 009 (HMO)Alignment Health Plan · HMO2 of 9 counties · drug deductible $0Dental up to $3,000/yr · eyewear $300/yr · OTC items $180/yr | $0 | $999 | $999 | 4★ |
| 8 | Champion Ally (HMO)Champion Health Plan · HMO4 of 9 counties · drug deductible $0Dental up to $3,000/yr · eyewear $350/yr · OTC items $880/yr | $0 | $999 | $999 | Not rated |
| 9 | Select Health Medicare Essential (HMO)Select Health · HMO2 of 9 counties · drug deductible $0Dental up to $2,500/yr · eyewear $200/yr · OTC items $100/yr | $0 | $1,000 | $1,000 | 4★ |
| 10 | Anthem I CareMore Medicare Advantage (HMO-POS)Anthem Blue Cross and Blue Shield · HMO-POS1 of 9 counties · drug deductible $95Dental up to $1,800/yr · eyewear $200/yr · hearing aids $2,000/yr · OTC items $180/yr | $0 | $1,250 | $1,250 | 3.5★ |
| 11 | Anthem Medicare Advantage (HMO-POS)Anthem Blue Cross and Blue Shield · HMO-POS1 of 9 counties · drug deductible $50Dental up to $500/yr · eyewear $50/yr · hearing aids $1,500/yr | $0 | $1,250 | $1,250 | 3.5★ |
| 12 | Alignment Health Platinum + Instacart 007 (HMO)Alignment Health Plan · HMO1 of 9 counties · drug deductible $0Dental up to $3,000/yr · eyewear $300/yr · OTC items $300/yr | $0 | $1,499 | $1,499 | 4.5★ |
| 13 | Aetna Medicare Prime Extra (HMO)Aetna Medicare · HMO2 of 9 counties · drug deductible $700Dental up to $2,000/yr · eyewear $300/yr · hearing aids $1,000/yr per ear · OTC items $360/yr | $0 | $1,500 | $1,500 | 3★ |
| 14 | Select Health Medicare Wellness (HMO)Select Health · HMO2 of 9 counties · drug deductible $300Dental up to $1,500/yr · eyewear $150/yr · OTC items $440/yr | $0 | $1,500 | $1,500 | 4★ |
| 15 | AARP Medicare Advantage Extras ValueRx NV-10 (HMO-POS)UnitedHealthcare · HMO-POS2 of 9 counties · drug deductible $470Dental up to $5,000/yr · eyewear $100/yr · hearing aids $1,000/yr | $0 | $1,900 | $1,900 | 4★ |
| 16 | AARP Medicare Advantage from UHC NV-0001 (HMO-POS)UnitedHealthcare · HMO-POS2 of 9 counties · drug deductible $310Dental up to $1,000/yr · eyewear $100/yr · hearing aids $1,000/yr | $0 | $1,900 | $1,900 | 4★ |
| 17 | Select Health Medicare Value Giveback (HMO)Select Health · HMO2 of 9 counties · drug deductible $0Part B giveback $50/mo · Dental up to $1,250/yr · eyewear $150/yr | $0−$50 Part B giveback | $2,500 | $1,900 | 4★ |
| 18 | UHC Medicare Advantage NV-001P (HMO-POS)UnitedHealthcare · HMO-POS2 of 9 counties · drug deductible $310Dental up to $1,000/yr · eyewear $100/yr · hearing aids $700/yr | $0 | $1,900 | $1,900 | 4★ |
| 19 | HealthSpring Premier (HMO-POS)HealthSpring · HMO-POS2 of 9 counties · drug deductible $500Dental up to $2,700/yr · eyewear $250/yr · OTC items $360/yr | $0 | $2,000 | $2,000 | 3.5★ |
| 20 | HealthSpring Preferred Savings (HMO)HealthSpring · HMO2 of 9 counties · drug deductible $700Part B giveback $105/mo · Dental up to $1,100/yr · eyewear $150/yr · OTC items $120/yr | $0−$105 Part B giveback | $3,700 | $2,440 | 3.5★ |
| 21 | Aetna Medicare Prime (HMO)Aetna Medicare · HMO2 of 9 counties · drug deductible $700Dental up to $1,000/yr · eyewear $100/yr · hearing aids $1,000/yr per ear | $0 | $2,500 | $2,500 | 3.5★ |
| 22 | Humana Gold Plus Giveback H6622-082 (HMO)Humana · HMO2 of 9 counties · drug deductible $700Part B giveback $95/mo · Dental up to $1,500/yr · eyewear $100/yr | $0−$95 Part B giveback | $4,450 | $3,310 | 4★ |
| 23 | Humana Gold Plus H6622-028 (HMO)Humana · HMO2 of 9 counties · drug deductible $700Dental · eyewear $150/yr | $0 | $3,500 | $3,500 | 4★ |
| 24 | Aetna Medicare Signature (HMO)Aetna Medicare · HMO2 of 9 counties · drug deductible $700Dental up to $500/yr · eyewear $150/yr · hearing aids $1,000/yr per ear | $0 | $4,450 | $4,450 | 3.5★ |
| 25 | Aetna Medicare Value Care (HMO)Aetna Medicare · HMO2 of 9 counties · drug deductible $700Dental up to $1,250/yr · eyewear $150/yr · hearing aids $1,000/yr per ear · OTC items $120/yr | $7.30 | $4,450 | $4,538 | 3.5★ |
| 26 | HumanaChoice Giveback H5216-141 (PPO)Humana · PPO2 of 9 counties · drug deductible $700Part B giveback $76/mo · Dental up to $1,000/yr · eyewear $100/yr | $0−$76 Part B giveback | $6,500 | $5,588 | 4★ |
| 27 | HumanaChoice H5216-281 (PPO)Humana · PPO2 of 9 counties · drug deductible $700Dental up to $3,000/yr · eyewear $100/yr | $0 | $5,750 | $5,750 | 4★ |
| 28 | HumanaChoice H7617-070 (PPO)Humana · PPO2 of 9 counties · drug deductible $700Dental up to $3,000/yr · eyewear $300/yr | $0 | $5,750 | $5,750 | 4.5★ |
| 29 | Aetna Medicare Enhanced (PPO)Aetna Medicare · PPO2 of 9 counties · drug deductible $700Dental up to $2,000/yr · eyewear $250/yr · hearing aids $1,000/yr per ear · OTC items $240/yr | $35 | $5,500 | $5,920 | 4★ |
| 30 | HumanaChoice H5216-037 (PPO)Humana · PPO2 of 9 counties · drug deductible $700Dental up to $1,000/yr · eyewear $300/yr | $23 | $5,999 | $6,275 | 4★ |
| 31 | Aetna Medicare Elite (PPO)Aetna Medicare · PPO2 of 9 counties · drug deductible $700Dental up to $2,000/yr · eyewear $250/yr · hearing aids $1,000/yr per ear · OTC items $240/yr | $0 | $6,350 | $6,350 | 4★ |
| 32 | AARP Medicare Advantage Giveback from UHC NV-8 (PPO)UnitedHealthcare · PPO2 of 9 counties · drug deductible $685Part B giveback $58/mo · Preventive dental · hearing aids $700/yr | $0−$58 Part B giveback | $7,150 | $6,454 | 4.5★ |
| 33 | AARP Medicare Advantage from UHC NV-0007 (PPO)UnitedHealthcare · PPO2 of 9 counties · drug deductible $685Preventive dental · eyewear $100/yr · hearing aids $700/yr | $0 | $6,700 | $6,700 | 4.5★ |
| 34 | Aetna Medicare Signature (PPO)Aetna Medicare · PPO2 of 9 counties · drug deductible $700Dental up to $1,500/yr · eyewear $200/yr · hearing aids $1,000/yr per ear · OTC items $120/yr | $0 | $6,750 | $6,750 | 4★ |
Worst-case year = 12 × (monthly plan premium − any Part B giveback) + in-network maximum out-of-pocket. The giveback is money back on the Part B premium ($202.90 a month in 2026), which is otherwise the same for everyone, so a large one can push the worst-case year below $0; drug costs are capped separately at $2,400 in 2027. Other extras are the yearly maximums each plan filed with CMS and don’t change the order. Methodology
What changed since 2026
- Plans with drug coverage: 40 in 2026, 39 in 2027.
- $0-premium plans: 37 in 2026, 36 in 2027.
- Median in-network out-of-pocket maximum: $2,000 in 2026, $2,500 in 2027.
- 183,270 people here were in a general-audience Advantage plan in October 2026; 1,379 of them are in a plan that ends or leaves the county for 2027 and must choose again.
From our 2026 vs. 2027 Medicare Advantage study (CMS landscape, enrollment and crosswalk files).
Before you enroll, check that your doctors are in the plan’s network and how it covers your drugs in the Medicare Plan Finder. Weighing Advantage against Original Medicare with a Medigap plan? Run the county calculator.
Also sold here without drug coverage: Humana USAA Honor Giveback (PPO), AARP Medicare Advantage Patriot No Rx NV-MA2 (HMO-POS), Aetna Medicare Eagle (PPO), Select Health Medicare Veterans (HMO), AARP Medicare Advantage Patriot No Rx NV-MA01 (PPO).
Questions
How many Medicare Advantage plans are in Clark County for 2027?
34 general-audience plans with drug coverage, 31 of them with a $0 monthly premium, compared with 40 plans and 37 $0-premium plans in 2026. Special Needs Plans aren't counted.
Which plan has the lowest worst-case cost in Clark County?
AARP Medicare Advantage Essentials ValueRx NV-5 (HMO-POS) from UnitedHealthcare: $0 a month with an in-network out-of-pocket maximum of $900, so at most about $900 for the year in premiums and in-network costs.
Do any Clark County plans have a Part B giveback?
6 do. The largest is $126 a month off your Part B premium, from Alignment Health Smart 008 (HMO).
How many Clark County plans have 4 or more stars?
23 of 34, based on CMS's 2027 ratings of the contract behind each plan.
Sources
- CMS, CY 2027 Medicare Advantage and Prescription Drug Plan Landscape (CY2027_Landscape_202609.csv), from cms.gov; extra benefits (Part B giveback, dental, eyewear, hearing aids, over-the-counter allowance) from the CMS CY 2027 Plan Benefit Package files, cms.gov, yearly amounts as each plan filed them; star ratings from the CMS 2027 Star Ratings Data Tables (October 8, 2026), cms.gov. Ratings are per contract, so plans under the same contract share one rating. General-audience plans only: Special Needs Plans, Cost plans and employer group plans are not ranked.
- County population: 2020 Census, via the USDA Rural-Urban Continuum Codes (2023).
Educational information, not a recommendation to join any plan. We are not an insurance agent or broker, and we are not connected with or endorsed by the U.S. government or the federal Medicare program. · Advertiser disclosure