Best Medicare Advantage Plans in Sarpy County, NE for 2027
Every general-audience Medicare Advantage plan with drug coverage sold in Sarpy County, ranked by what it could cost you in a bad year: 12 months of premiums, less any Part B giveback, plus the in-network out-of-pocket maximum.
Sarpy County plans, ranked
| # | Plan | Premium / month | In-network max out-of-pocket | Worst-case year | Stars |
|---|---|---|---|---|---|
| 1 | HumanaChoice Giveback H5216-340 (PPO)Humana · PPO26 of 85 counties · drug deductible $700Part B giveback $63/mo · Dental up to $4,000/yr · eyewear $100/yr | $0−$63 Part B giveback | $5,000 | $4,244 | 4★ |
| 2 | Humana Gold Plus H0028-053 (HMO)Humana · HMO25 of 85 counties · drug deductible $700Dental · eyewear $100/yr | $0 | $4,400 | $4,400 | 4.5★ |
| 3 | Aetna Medicare Signature (HMO-POS)Aetna Medicare · HMO-POS34 of 85 counties · drug deductible $700Dental up to $1,000/yr · eyewear $200/yr · hearing aids $1,250/yr per ear | $0 | $4,450 | $4,450 | 4★ |
| 4 | DEVOTED CHOICE 001 NE (PPO)Devoted Health · PPO42 of 85 counties · drug deductible $650Dental up to $3,000/yr · eyewear $350/yr · OTC items $248/yr | $0 | $4,800 | $4,800 | Too new to rate |
| 5 | Aetna Medicare Signature Classic Extra (PPO)Aetna Medicare · PPO33 of 85 counties · drug deductible $500Dental up to $750/yr · eyewear $100/yr · hearing aids $1,250/yr per ear | $0 | $5,000 | $5,000 | 4★ |
| 6 | Blue Cross and Blue Shield of Nebraska MA Assure (HMO-POS)Blue Cross and Blue Shield of Nebraska · HMO-POS61 of 85 counties · drug deductible $400Preventive dental up to $500/yr · eyewear $150/yr · OTC items $80/yr | $0 | $5,900 | $5,900 | 3.5★ |
| 7 | Blue Cross and Blue Shield of Nebraska MA Protect (PPO)Blue Cross and Blue Shield of Nebraska · PPO61 of 85 counties · drug deductible $400Preventive dental up to $600/yr · eyewear $200/yr · OTC items $180/yr | $48 | $5,700 | $6,276 | 3★ |
| 8 | DEVOTED CHOICE GIVEBACK EXTRAS 011 NE (PPO)Devoted Health · PPO42 of 85 counties · drug deductible $700Part B giveback $75/mo · Dental up to $3,250/yr · eyewear $400/yr · OTC items $284/yr | $0−$75 Part B giveback | $7,250 | $6,350 | Too new to rate |
| 9 | AARP Medicare Advantage Essentials from UHC NE-3 (HMO-POS)UnitedHealthcare · HMO-POS5 of 85 counties · drug deductible $685Preventive dental · eyewear $75/yr · hearing aids $700/yr | $0 | $6,400 | $6,400 | 3.5★ |
| 10 | Blue Cross and Blue Shield of Nebraska MA Connect (PPO)Blue Cross and Blue Shield of Nebraska · PPO61 of 85 counties · drug deductible $400Preventive dental up to $250/yr · eyewear $100/yr | $0 | $6,650 | $6,650 | 3★ |
| 11 | Wellcare Simple (HMO-POS)Wellcare · HMO-POS54 of 85 counties · drug deductible $700Dental | $0 | $7,100 | $7,100 | 2.5★ |
| 12 | AARP Medicare Advantage Extras from UHC NE-5 (HMO-POS)UnitedHealthcare · HMO-POS5 of 85 counties · drug deductible $685Dental up to $2,000/yr · eyewear $100/yr · hearing aids $700/yr | $0 | $7,150 | $7,150 | 3.5★ |
| 13 | Aetna Medicare Signature (PPO)Aetna Medicare · PPO33 of 85 counties · drug deductible $500Dental up to $1,000/yr · eyewear $100/yr · hearing aids $1,250/yr per ear | $0 | $7,150 | $7,150 | 4★ |
| 14 | Aetna Medicare Signature Classic (PPO)Aetna Medicare · PPO33 of 85 counties · drug deductible $700Preventive dental · eyewear $100/yr · hearing aids $500/yr per ear | $0 | $7,150 | $7,150 | 4★ |
| 15 | Aetna Medicare Enhanced Classic Extra (PPO)Aetna Medicare · PPO54 of 85 counties · drug deductible $500Dental up to $2,000/yr · eyewear $100/yr · hearing aids $1,250/yr per ear · OTC items $200/yr | $62 | $6,500 | $7,244 | 4★ |
| 16 | AARP Medicare Advantage from UHC NE-0002 (PPO)UnitedHealthcare · PPO5 of 85 counties · drug deductible $685Preventive dental · hearing aids $700/yr | $61 | $7,150 | $7,882 | 3★ |
| 17 | DEVOTED CHOICE GIVEBACK 002 NE (PPO)Devoted Health · PPO42 of 85 counties · drug deductible $461Part B giveback $159.80/mo · Dental up to $250/yr · eyewear $200/yr | $0−$159.80 Part B giveback | $9,850 | $7,932 | Too new to rate |
| 18 | Aetna Medicare Enhanced Extra (PPO)Aetna Medicare · PPO54 of 85 counties · drug deductible $700Dental up to $2,000/yr · eyewear $250/yr · hearing aids $1,250/yr per ear · OTC items $200/yr | $72 | $7,150 | $8,014 | 4★ |
| 19 | HumanaChoice H5216-014 (PPO)Humana · PPO7 of 85 counties · drug deductible $700Dental up to $2,500/yr · eyewear $100/yr | $51 | $7,500 | $8,112 | 4★ |
| 20 | Wellcare Giveback (HMO-POS)Wellcare · HMO-POS54 of 85 counties · drug deductible $700Part B giveback $20/mo · Dental · hearing aids $350/yr per ear | $0−$20 Part B giveback | $8,850 | $8,610 | 2.5★ |
Worst-case year = 12 × (monthly plan premium − any Part B giveback) + in-network maximum out-of-pocket. The giveback is money back on the Part B premium ($202.90 a month in 2026), which is otherwise the same for everyone, so a large one can push the worst-case year below $0; drug costs are capped separately at $2,400 in 2027. Other extras are the yearly maximums each plan filed with CMS and don’t change the order. Methodology
What changed since 2026
- Plans with drug coverage: 29 in 2026, 24 in 2027.
- $0-premium plans: 21 in 2026, 19 in 2027.
- Median in-network out-of-pocket maximum: $5,000 in 2026, $6,925 in 2027.
- 10,236 people here were in a general-audience Advantage plan in October 2026; 2,220 of them are in a plan that ends or leaves the county for 2027 and must choose again.
From our 2026 vs. 2027 Medicare Advantage study (CMS landscape, enrollment and crosswalk files).
Before you enroll, check that your doctors are in the plan’s network and how it covers your drugs in the Medicare Plan Finder. Weighing Advantage against Original Medicare with a Medigap plan? Run the county calculator.
Also sold here without drug coverage: Humana USAA Honor Giveback (PPO), AARP Medicare Advantage Patriot No Rx NE-MA2 (HMO-POS), AARP Medicare Advantage Patriot No Rx NE-MA01 (PPO), Aetna Medicare Eagle (HMO-POS).
Questions
How many Medicare Advantage plans are in Sarpy County for 2027?
20 general-audience plans with drug coverage, 15 of them with a $0 monthly premium, compared with 29 plans and 21 $0-premium plans in 2026. Special Needs Plans aren't counted.
Which plan has the lowest worst-case cost in Sarpy County?
HumanaChoice Giveback H5216-340 (PPO) from Humana: $0 a month with an in-network out-of-pocket maximum of $5,000, so at most about $4,244 for the year in premiums and in-network costs.
Do any Sarpy County plans have a Part B giveback?
4 do. The largest is $159.80 a month off your Part B premium, from DEVOTED CHOICE GIVEBACK 002 NE (PPO).
How many Sarpy County plans have 4 or more stars?
9 of 20, based on CMS's 2027 ratings of the contract behind each plan.
Sources
- CMS, CY 2027 Medicare Advantage and Prescription Drug Plan Landscape (CY2027_Landscape_202609.csv), from cms.gov; extra benefits (Part B giveback, dental, eyewear, hearing aids, over-the-counter allowance) from the CMS CY 2027 Plan Benefit Package files, cms.gov, yearly amounts as each plan filed them; star ratings from the CMS 2027 Star Ratings Data Tables (October 8, 2026), cms.gov. Ratings are per contract, so plans under the same contract share one rating. General-audience plans only: Special Needs Plans, Cost plans and employer group plans are not ranked.
- County population: 2020 Census, via the USDA Rural-Urban Continuum Codes (2023).
Educational information, not a recommendation to join any plan. We are not an insurance agent or broker, and we are not connected with or endorsed by the U.S. government or the federal Medicare program. · Advertiser disclosure
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