Best Medicare Advantage Plans in Harrison County, MS for 2027
Every general-audience Medicare Advantage plan with drug coverage sold in Harrison County, ranked by what it could cost you in a bad year: 12 months of premiums, less any Part B giveback, plus the in-network out-of-pocket maximum.
Harrison County plans, ranked
| # | Plan | Premium / month | In-network max out-of-pocket | Worst-case year | Stars |
|---|---|---|---|---|---|
| 1 | Healthy Mississippi Preferred (PPO)Healthy Mississippi, Inc. · PPO81 of 82 counties · drug deductible $0Dental up to $2,800/yr · eyewear $250/yr · hearing aids $1,950/yr · OTC items $820/yr | $0 | $4,200 | $4,200 | Too new to rate |
| 2 | Healthy Mississippi Premier Advantage (HMO-POS)Healthy Mississippi, Inc. · HMO-POS81 of 82 counties · drug deductible $0Dental up to $3,000/yr · eyewear $300/yr · hearing aids $1,950/yr · OTC items $820/yr | $0 | $4,200 | $4,200 | Not rated |
| 3 | DEVOTED CHOICE 001 MS (PPO)Devoted Health · PPO35 of 82 counties · drug deductible $650Dental up to $3,500/yr · eyewear $350/yr · OTC items $400/yr | $0 | $5,400 | $5,400 | 4★ |
| 4 | Humana Total Complete (HMO)Humana · HMO10 of 82 counties · drug deductible $350Dental up to $4,000/yr · eyewear $250/yr | $0 | $5,500 | $5,500 | 4.5★ |
| 5 | AARP Medicare Advantage Direct OTC from UHC MS-8 (HMO-POS)UnitedHealthcare · HMO-POS79 of 82 counties · drug deductible $440Preventive dental · eyewear $100/yr · hearing aids $1,000/yr | $0 | $5,900 | $5,900 | 4★ |
| 6 | AARP Medicare Advantage Direct Plus from UHC MS-9 (HMO-POS)UnitedHealthcare · HMO-POS79 of 82 counties · drug deductible $440Dental up to $3,500/yr · eyewear $100/yr · hearing aids $1,000/yr | $0 | $5,900 | $5,900 | 4★ |
| 7 | AARP Medicare Advantage Essentials from UHC MS-1 (HMO-POS)UnitedHealthcare · HMO-POS79 of 82 counties · drug deductible $595Preventive dental · eyewear $100/yr · hearing aids $1,000/yr | $0 | $5,900 | $5,900 | 4★ |
| 8 | Humana Value Choice (PPO)Humana · PPO62 of 82 counties · drug deductible $700Dental up to $4,000/yr · eyewear $100/yr | $0 | $6,000 | $6,000 | 4.5★ |
| 9 | HumanaChoice H5216-300 (PPO)Humana · PPO63 of 82 counties · drug deductible $700Dental up to $4,000/yr · eyewear $100/yr | $0 | $6,000 | $6,000 | 4★ |
| 10 | Humana Full Access (Regional PPO)Humana · Regional PPOAll 82 counties · drug deductible $200Dental up to $3,000/yr · eyewear $350/yr | $212 | $3,800 | $6,344 | 3.5★ |
| 11 | HealthSpring Preferred (HMO)HealthSpring · HMO5 of 82 counties · drug deductible $400Dental up to $1,950/yr · eyewear $100/yr · OTC items $60/yr | $0 | $6,400 | $6,400 | 4★ |
| 12 | AARP Medicare Advantage Giveback from UHC MS-4 (PPO)UnitedHealthcare · PPO75 of 82 counties · drug deductible $685Part B giveback $47/mo · eyewear $100/yr · hearing aids $700/yr | $0−$47 Part B giveback | $7,150 | $6,586 | 4★ |
| 13 | HealthSpring Preferred Plus (HMO)HealthSpring · HMO20 of 82 counties · drug deductible $400Dental up to $2,050/yr · eyewear $100/yr · OTC items $80/yr | $22 | $6,350 | $6,614 | 4★ |
| 14 | DEVOTED CHOICE GIVEBACK EXTRAS 012 MS (PPO)Devoted Health · PPO35 of 82 counties · drug deductible $700Part B giveback $70/mo · Dental up to $2,500/yr · eyewear $400/yr · OTC items $248/yr | $0−$70 Part B giveback | $7,500 | $6,660 | 4★ |
| 15 | Wellcare Assist (HMO-POS)Wellcare · HMO-POS55 of 82 counties · drug deductible $700Dental · eyewear $100/yr · hearing aids $500/yr per ear | $0 | $6,900 | $6,900 | 3★ |
| 16 | HumanaChoice H5216-136 (PPO)Humana · PPO75 of 82 counties · drug deductible $700Dental up to $1,000/yr · eyewear $250/yr | $43 | $6,500 | $7,016 | 4★ |
| 17 | Wellcare Simple Open (PPO)Wellcare · PPO53 of 82 counties · drug deductible $700Dental up to $1,000/yr · eyewear $100/yr · hearing aids $500/yr per ear | $0 | $7,100 | $7,100 | 3★ |
| 18 | HealthSpring True Choice (PPO)HealthSpring · PPO8 of 82 counties · drug deductible $500Dental up to $300/yr · eyewear $100/yr | $25 | $6,800 | $7,100 | 3★ |
| 19 | AARP Medicare Advantage Extras from UHC MS-7 (HMO-POS)UnitedHealthcare · HMO-POS79 of 82 counties · drug deductible $685Dental up to $3,500/yr · eyewear $100/yr · hearing aids $1,000/yr | $0 | $7,150 | $7,150 | 4★ |
| 20 | AARP Medicare Advantage from UHC MS-0002 (PPO)UnitedHealthcare · PPO75 of 82 counties · drug deductible $685Dental up to $1,500/yr · eyewear $100/yr · hearing aids $700/yr | $57 | $6,500 | $7,184 | 4★ |
| 21 | AARP Medicare Advantage from UHC MS-0003 (PPO)UnitedHealthcare · PPO75 of 82 counties · drug deductible $685eyewear $125/yr · hearing aids $700/yr | $10 | $7,150 | $7,270 | 4★ |
| 22 | Wellcare Low Premium (HMO-POS)Wellcare · HMO-POS55 of 82 counties · drug deductible $700Dental up to $1,000/yr · eyewear $100/yr · hearing aids $500/yr per ear | $44 | $6,800 | $7,328 | 3★ |
| 23 | DEVOTED CHOICE GIVEBACK 002 MS (PPO)Devoted Health · PPO35 of 82 counties · drug deductible $461Part B giveback $164.40/mo · Dental up to $250/yr · eyewear $200/yr | $0−$164.40 Part B giveback | $9,850 | $7,877 | 4★ |
| 24 | Wellcare Simple (HMO-POS)Wellcare · HMO-POS10 of 82 counties · drug deductible $700Dental · eyewear $100/yr · hearing aids $350/yr per ear | $0 | $8,200 | $8,200 | 3★ |
| 25 | Wellcare Giveback (HMO-POS)Wellcare · HMO-POS55 of 82 counties · drug deductible $700Part B giveback $66.50/mo · Dental · eyewear $100/yr · hearing aids $350/yr per ear | $0−$66.50 Part B giveback | $9,250 | $8,452 | 3★ |
| 26 | Humana Value Plus H5216-160 (PPO)Humana · PPO65 of 82 counties · drug deductible $700Dental up to $1,500/yr · eyewear $400/yr | $6.30 | $8,600 | $8,676 | 4★ |
| 27 | Humana Value Plus H7617-087 (PPO)Humana · PPO64 of 82 counties · drug deductible $700Dental up to $1,500/yr · eyewear $400/yr | $6.30 | $8,600 | $8,676 | 4.5★ |
| 28 | Aetna Medicare Elite Giveback (PPO)Aetna Medicare · PPO4 of 82 counties · drug deductible $600Part B giveback $53/mo · Dental up to $1,000/yr · eyewear $100/yr · hearing aids $500/yr per ear | $0−$53 Part B giveback | $9,850 | $9,214 | 4★ |
| 29 | Aetna Medicare Signature Care (HMO)Aetna Medicare · HMO7 of 82 counties · drug deductible $400Dental up to $2,000/yr · eyewear $150/yr · hearing aids $500/yr per ear · OTC items $60/yr | $0 | $9,850 | $9,850 | 3.5★ |
| 30 | Aetna Medicare Signature Plus (PPO)Aetna Medicare · PPO51 of 82 counties · drug deductible $600Dental up to $1,750/yr · eyewear $300/yr · hearing aids $500/yr per ear · OTC items $60/yr | $0 | $9,850 | $9,850 | 4★ |
Worst-case year = 12 × (monthly plan premium − any Part B giveback) + in-network maximum out-of-pocket. The giveback is money back on the Part B premium ($202.90 a month in 2026), which is otherwise the same for everyone, so a large one can push the worst-case year below $0; drug costs are capped separately at $2,400 in 2027. Other extras are the yearly maximums each plan filed with CMS and don’t change the order. Methodology
What changed since 2026
- Plans with drug coverage: 34 in 2026, 36 in 2027.
- $0-premium plans: 25 in 2026, 27 in 2027.
- Median in-network out-of-pocket maximum: $6,425 in 2026, $6,800 in 2027.
- 13,073 people here were in a general-audience Advantage plan in October 2026; 878 of them are in a plan that ends or leaves the county for 2027 and must choose again.
From our 2026 vs. 2027 Medicare Advantage study (CMS landscape, enrollment and crosswalk files).
Before you enroll, check that your doctors are in the plan’s network and how it covers your drugs in the Medicare Plan Finder. Weighing Advantage against Original Medicare with a Medigap plan? Run the county calculator.
Also sold here without drug coverage: Humana USAA Honor Giveback (PPO), Humana USAA Honor Giveback (PPO), AARP Medicare Advantage Patriot No Rx MS-MA01 (PPO), HealthSpring Courage (HMO), HumanaChoice R0110-001 (Regional PPO), Aetna Medicare Eagle Plus (PPO).
Questions
How many Medicare Advantage plans are in Harrison County for 2027?
30 general-audience plans with drug coverage, 21 of them with a $0 monthly premium, compared with 34 plans and 25 $0-premium plans in 2026. Special Needs Plans aren't counted.
Which plan has the lowest worst-case cost in Harrison County?
Healthy Mississippi Preferred (PPO) from Healthy Mississippi, Inc.: $0 a month with an in-network out-of-pocket maximum of $4,200, so at most about $4,200 for the year in premiums and in-network costs.
Do any Harrison County plans have a Part B giveback?
5 do. The largest is $164.40 a month off your Part B premium, from DEVOTED CHOICE GIVEBACK 002 MS (PPO).
How many Harrison County plans have 4 or more stars?
20 of 30, based on CMS's 2027 ratings of the contract behind each plan.
Sources
- CMS, CY 2027 Medicare Advantage and Prescription Drug Plan Landscape (CY2027_Landscape_202609.csv), from cms.gov; extra benefits (Part B giveback, dental, eyewear, hearing aids, over-the-counter allowance) from the CMS CY 2027 Plan Benefit Package files, cms.gov, yearly amounts as each plan filed them; star ratings from the CMS 2027 Star Ratings Data Tables (October 8, 2026), cms.gov. Ratings are per contract, so plans under the same contract share one rating. General-audience plans only: Special Needs Plans, Cost plans and employer group plans are not ranked.
- County population: 2020 Census, via the USDA Rural-Urban Continuum Codes (2023).
Educational information, not a recommendation to join any plan. We are not an insurance agent or broker, and we are not connected with or endorsed by the U.S. government or the federal Medicare program. · Advertiser disclosure
Keep going
- All Mississippi Medicare Advantage plans →
- Best Part D plans in Mississippi →
- HMO vs. PPO and star ratings →
Other Mississippi counties
DeSoto County · Hinds County · Jackson County · Madison County · Rankin County