Best Medicare Advantage Plans in Cochise County, AZ for 2027
Every general-audience Medicare Advantage plan with drug coverage sold in Cochise County, ranked by what it could cost you in a bad year: 12 months of premiums, less any Part B giveback, plus the in-network out-of-pocket maximum.
Cochise County plans, ranked
| # | Plan | Premium / month | In-network max out-of-pocket | Worst-case year | Stars |
|---|---|---|---|---|---|
| 1 | DEVOTED CORE 098 AZ (HMO)Devoted Health · HMO6 of 15 counties · drug deductible $650Dental up to $1,750/yr · eyewear $350/yr · OTC items $220/yr | $0 | $6,050 | $6,050 | 4.5★ |
| 2 | DEVOTED CHOICE 002 AZ (PPO)Devoted Health · PPO7 of 15 counties · drug deductible $465Dental up to $2,500/yr · eyewear $200/yr · OTC items $160/yr | $0 | $6,100 | $6,100 | 3.5★ |
| 3 | DEVOTED CORE 007 AZ (HMO)Devoted Health · HMO7 of 15 counties · drug deductible $650Dental up to $750/yr · eyewear $200/yr | $0 | $6,750 | $6,750 | 4★ |
| 4 | DEVOTED GIVEBACK EXTRAS 106 AZ (HMO)Devoted Health · HMO6 of 15 counties · drug deductible $700Part B giveback $85/mo · Dental up to $2,000/yr · eyewear $400/yr · OTC items $952/yr | $0−$85 Part B giveback | $7,850 | $6,830 | 4.5★ |
| 5 | AARP Medicare Advantage from UHC AZ-0010 (PPO)UnitedHealthcare · PPO12 of 15 counties · drug deductible $685eyewear $100/yr · hearing aids $700/yr | $0 | $7,150 | $7,150 | 4★ |
| 6 | Humana Essentials Plus Giveback (PPO)Humana · PPO12 of 15 counties · drug deductible $450Part B giveback $52/mo · Dental up to $750/yr · eyewear $150/yr | $0−$52 Part B giveback | $7,850 | $7,226 | 4★ |
| 7 | AARP Medicare Advantage from UHC AZ-0008 (PPO)UnitedHealthcare · PPO12 of 15 counties · drug deductible $685Dental up to $1,000/yr · eyewear $125/yr · hearing aids $700/yr | $64 | $7,150 | $7,918 | 4★ |
| 8 | DEVOTED CHOICE GIVEBACK 006 AZ (PPO)Devoted Health · PPO7 of 15 counties · drug deductible $461Part B giveback $125.60/mo · Dental up to $250/yr · eyewear $200/yr | $0−$125.60 Part B giveback | $9,450 | $7,943 | 3.5★ |
| 9 | DEVOTED GIVEBACK 099 AZ (HMO)Devoted Health · HMO6 of 15 counties · drug deductible $650Part B giveback $123.60/mo · Dental up to $250/yr · eyewear $400/yr · OTC items $580/yr | $0−$123.60 Part B giveback | $9,450 | $7,967 | 4.5★ |
| 10 | HumanaChoice R7220-002 (Regional PPO)Humana · Regional PPOAll 15 counties · drug deductible $700Dental · eyewear $150/yr | $110 | $7,150 | $8,470 | 3★ |
| 11 | Wellcare Simple (HMO)Wellcare · HMO4 of 15 counties · drug deductible $700Dental · eyewear $100/yr · hearing aids $750/yr per ear | $0 | $9,800 | $9,800 | 3.5★ |
Worst-case year = 12 × (monthly plan premium − any Part B giveback) + in-network maximum out-of-pocket. The giveback is money back on the Part B premium ($202.90 a month in 2026), which is otherwise the same for everyone, so a large one can push the worst-case year below $0; drug costs are capped separately at $2,400 in 2027. Other extras are the yearly maximums each plan filed with CMS and don’t change the order. Methodology
What changed since 2026
- Plans with drug coverage: 14 in 2026, 15 in 2027.
- $0-premium plans: 11 in 2026, 13 in 2027.
- Median in-network out-of-pocket maximum: $6,700 in 2026, $7,150 in 2027.
- 10,709 people here were in a general-audience Advantage plan in October 2026; 3,485 of them are in a plan that ends or leaves the county for 2027 and must choose again.
From our 2026 vs. 2027 Medicare Advantage study (CMS landscape, enrollment and crosswalk files).
Before you enroll, check that your doctors are in the plan’s network and how it covers your drugs in the Medicare Plan Finder. Weighing Advantage against Original Medicare with a Medigap plan? Run the county calculator.
Also sold here without drug coverage: Humana USAA Honor Giveback (PPO), DEVOTED CHOICE MA ONLY 005 AZ (PPO), AARP Medicare Advantage Patriot No Rx AZ-MA01 (PPO), HumanaChoice R7220-001 (Regional PPO).
Questions
How many Medicare Advantage plans are in Cochise County for 2027?
11 general-audience plans with drug coverage, 9 of them with a $0 monthly premium, compared with 14 plans and 11 $0-premium plans in 2026. Special Needs Plans aren't counted.
Which plan has the lowest worst-case cost in Cochise County?
DEVOTED CORE 098 AZ (HMO) from Devoted Health: $0 a month with an in-network out-of-pocket maximum of $6,050, so at most about $6,050 for the year in premiums and in-network costs.
Do any Cochise County plans have a Part B giveback?
4 do. The largest is $125.60 a month off your Part B premium, from DEVOTED CHOICE GIVEBACK 006 AZ (PPO).
How many Cochise County plans have 4 or more stars?
7 of 11, based on CMS's 2027 ratings of the contract behind each plan.
Sources
- CMS, CY 2027 Medicare Advantage and Prescription Drug Plan Landscape (CY2027_Landscape_202609.csv), from cms.gov; extra benefits (Part B giveback, dental, eyewear, hearing aids, over-the-counter allowance) from the CMS CY 2027 Plan Benefit Package files, cms.gov, yearly amounts as each plan filed them; star ratings from the CMS 2027 Star Ratings Data Tables (October 8, 2026), cms.gov. Ratings are per contract, so plans under the same contract share one rating. General-audience plans only: Special Needs Plans, Cost plans and employer group plans are not ranked.
- County population: 2020 Census, via the USDA Rural-Urban Continuum Codes (2023).
Educational information, not a recommendation to join any plan. We are not an insurance agent or broker, and we are not connected with or endorsed by the U.S. government or the federal Medicare program. · Advertiser disclosure
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