Medicare Advantage Plans With a Part B Giveback in South Carolina
These South Carolina plans pay part of your Part B premium for 2027, according to the benefits each one filed with CMS. They’re sorted by the size of the giveback, with each plan’s worst-case year beside it: 12 months of premiums, less the giveback, plus the in-network out-of-pocket maximum.
Showing all 26 plans.
With drug coverage
| # | Plan | Premium / month | In-network max out-of-pocket | Worst-case year | Stars |
|---|---|---|---|---|---|
| 1 | DEVOTED CHOICE GIVEBACK 002 SC (PPO)Devoted Health · PPO29 of 46 counties · drug deductible $461Part B giveback $184.70/mo · Dental up to $750/yr · eyewear $200/yr · OTC items $120/yr | $0−$184.70 Part B giveback | $7,750 | $5,534 | 4.5★ |
| 2 | HealthSpring Preferred Savings (HMO)HealthSpring · HMO6 of 46 counties · drug deductible $600Part B giveback $182/mo · Dental up to $750/yr · eyewear $100/yr | $0−$182 Part B giveback | $6,700 | $4,516 | 3★ |
| 3 | HealthSpring Preferred Savings (HMO)HealthSpring · HMO5 of 46 counties · drug deductible $600Part B giveback $120/mo · Dental up to $700/yr · eyewear $100/yr | $0−$120 Part B giveback | $6,750 | $5,310 | 3★ |
| 4 | HealthSpring Preferred Savings (HMO)HealthSpring · HMO5 of 46 counties · drug deductible $600Part B giveback $116/mo · Dental up to $500/yr · eyewear $100/yr | $0−$116 Part B giveback | $6,700 | $5,308 | 3★ |
| 5 | Clover Health LiveHealthy Giveback (PPO)Clover Health · PPO12 of 46 counties · drug deductible $425Part B giveback $110/mo · Preventive dental up to $1,000/yr · eyewear $200/yr · OTC items $120/yr | $0−$110 Part B giveback | $9,850 | $8,530 | 5★ |
| 6 | HumanaChoice Giveback H7617-094 (PPO)Humana · PPO38 of 46 counties · drug deductible $700Part B giveback $108/mo · Dental · eyewear $150/yr | $0−$108 Part B giveback | $9,850 | $8,554 | 4.5★ |
| 7 | HumanaChoice Giveback H5216-345 (PPO)Humana · PPO39 of 46 counties · drug deductible $700Part B giveback $106/mo · Dental · eyewear $150/yr | $0−$106 Part B giveback | $9,850 | $8,578 | 4★ |
| 8 | DEVOTED CHOICE GIVEBACK EXTRAS 040 SC (PPO)Devoted Health · PPO29 of 46 counties · drug deductible $700Part B giveback $70/mo · Dental up to $2,500/yr · eyewear $350/yr · OTC items $600/yr | $0−$70 Part B giveback | $7,150 | $6,310 | 4.5★ |
| 9 | HumanaChoice Giveback H7617-119 (PPO)Humana · PPO42 of 46 counties · drug deductible $700Part B giveback $65/mo · Dental · eyewear $100/yr | $0−$65 Part B giveback | $9,850 | $9,070 | 4.5★ |
| 10 | Humana Gold Plus Giveback H5619-169 (HMO)Humana · HMO42 of 46 counties · drug deductible $700Part B giveback $58/mo · Dental · eyewear $100/yr | $0−$58 Part B giveback | $9,850 | $9,154 | 4★ |
| 11 | HumanaChoice Giveback H5216-154 (PPO)Humana · PPOAll 46 counties · drug deductible $700Part B giveback $47/mo · Dental · eyewear $100/yr | $0−$47 Part B giveback | $9,850 | $9,286 | 4★ |
| 12 | Wellcare Giveback (HMO-POS)Wellcare · HMO-POSAll 46 counties · drug deductible $700Part B giveback $45/mo · Dental · eyewear $100/yr | $0−$45 Part B giveback | $9,850 | $9,310 | 3★ |
| 13 | Aetna Medicare Signature Giveback (PPO)Aetna Medicare · PPO7 of 46 counties · drug deductible $500Part B giveback $30/mo · Dental up to $1,000/yr · eyewear $100/yr · hearing aids $1,250/yr per ear · OTC items $60/yr | $0−$30 Part B giveback | $9,850 | $9,490 | 4★ |
| 14 | BlueCross Total Value (PPO)Blue Cross Blue Shield of South Carolina · PPO15 of 46 counties · drug deductible $700Part B giveback $1/mo · Preventive dental up to $1,000/yr · eyewear $150/yr · OTC items $20/yr | $0−$1 Part B giveback | $9,850 | $9,838 | 3.5★ |
| 15 | BlueCross Total Value (PPO)Blue Cross Blue Shield of South Carolina · PPO7 of 46 counties · drug deductible $700Part B giveback $1/mo · Preventive dental up to $1,000/yr · eyewear $150/yr · OTC items $20/yr | $0−$1 Part B giveback | $9,850 | $9,838 | 3.5★ |
| 16 | BlueCross Total Value (PPO)Blue Cross Blue Shield of South Carolina · PPO7 of 46 counties · drug deductible $700Part B giveback $1/mo · Preventive dental up to $1,000/yr · eyewear $150/yr · OTC items $20/yr | $0−$1 Part B giveback | $9,850 | $9,838 | 3.5★ |
Without drug coverage
These plans don’t include Part D. They mainly suit people with drug coverage from elsewhere, such as the VA or TRICARE. Joining one generally means you can’t also join a stand-alone Part D plan.
| # | Plan | Premium / month | In-network max out-of-pocket | Worst-case year | Stars |
|---|---|---|---|---|---|
| 1 | DEVOTED CHOICE MA ONLY 003 SC (PPO)Devoted Health · PPO28 of 46 countiesPart B giveback $184.70/mo · Dental up to $1,000/yr · eyewear $400/yr · OTC items $200/yr | $0−$184.70 Part B giveback | $9,250 | $7,034 | 4.5★ |
| 2 | AARP Medicare Advantage Patriot No Rx SC-MA2 (PPO)UnitedHealthcare · PPOAll 46 countiesPart B giveback $175/mo · Dental up to $1,500/yr · eyewear $125/yr · hearing aids $700/yr | $0−$175 Part B giveback | $9,250 | $7,150 | 4.5★ |
| 3 | AARP Medicare Advantage Patriot No Rx SC-MA01 (HMO-POS)UnitedHealthcare · HMO-POSAll 46 countiesPart B giveback $170/mo · Preventive dental · eyewear $125/yr · hearing aids $1,000/yr | $0−$170 Part B giveback | $7,150 | $5,110 | 3.5★ |
| 4 | Wellcare Patriot Giveback (HMO-POS)Wellcare · HMO-POSAll 46 countiesPart B giveback $165/mo · Dental up to $1,000/yr · eyewear $400/yr · hearing aids $1,000/yr per ear | $0−$165 Part B giveback | $9,250 | $7,270 | 3★ |
| 5 | HealthSpring Courage (HMO)HealthSpring · HMO16 of 46 countiesPart B giveback $155/mo · Dental up to $1,050/yr · eyewear $200/yr | $0−$155 Part B giveback | $6,700 | $4,840 | 3★ |
| 6 | Humana USAA Honor Giveback (PPO)Humana · PPO45 of 46 countiesPart B giveback $150/mo · Dental · eyewear $150/yr | $0−$150 Part B giveback | $9,850 | $8,050 | 4★ |
| 7 | Humana USAA Honor Giveback (PPO)Humana · PPO44 of 46 countiesPart B giveback $150/mo · Dental · eyewear $150/yr | $0−$150 Part B giveback | $9,850 | $8,050 | 4.5★ |
| 8 | Clover Health Valor (PPO)Clover Health · PPO22 of 46 countiesPart B giveback $140/mo · Dental up to $1,500/yr · eyewear $250/yr · OTC items $420/yr | $0−$140 Part B giveback | $9,850 | $8,170 | 5★ |
| 9 | Aetna Medicare Eagle (PPO)Aetna Medicare · PPO45 of 46 countiesPart B giveback $100/mo · Dental up to $1,500/yr · eyewear $250/yr · hearing aids $1,250/yr per ear · OTC items $120/yr | $0−$100 Part B giveback | $9,850 | $8,650 | 4★ |
| 10 | Humana USAA Honor Giveback (PPO)Humana · PPOAll 46 countiesPart B giveback $70/mo · Dental up to $1,500/yr · eyewear $150/yr | $0−$70 Part B giveback | $6,700 | $5,860 | 4★ |
Giveback = the monthly Part B premium reduction each plan filed with CMS for 2027. Worst-case year = 12 × (monthly plan premium − giveback) + in-network maximum out-of-pocket, so a large giveback can make it lower than the out-of-pocket maximum. The standard Part B premium was $202.90 a month in 2026. Special Needs Plans, Cost plans, employer plans and plans under CMS sanction aren’t listed. Methodology
Before you enroll: check that your doctors are in the plan’s network and how it covers your drugs, in the official Medicare Plan Finder. See every South Carolina plan, giveback or not, in our South Carolina Medicare Advantage ranking.
Questions
Which Medicare Advantage plans in South Carolina have a Part B giveback for 2027?
26 of the 68 general-audience plans in South Carolina filed a Part B premium reduction with CMS for 2027: 16 with drug coverage and 10 without. The largest is $184.70 a month, from DEVOTED CHOICE GIVEBACK 002 SC (PPO).
How do I get the Part B giveback?
Join the plan. The plan's reduction comes off the standard Part B premium you'd otherwise pay, whether that premium is taken from your Social Security benefit or billed to you. You keep paying any Part B premium that's left.
Is a giveback plan the cheapest choice?
Not always. Plans that pay back part of your Part B premium can have higher copays, a higher out-of-pocket maximum or a narrower network. The worst-case year in the table counts the giveback as money back and adds the out-of-pocket maximum, so you can compare plans on one number.
Does the giveback help if Medicaid pays my Part B premium?
No. If Medicaid or a Medicare Savings Program pays your Part B premium, CMS sends the reduction to your state, not to you. The giveback also can't lower a Part B late enrollment penalty.
Sources
- CMS, CY 2027 Medicare Advantage and Prescription Drug Plan Landscape (CY2027_Landscape_202609.csv), from cms.gov; extra benefits (Part B giveback, dental, eyewear, hearing aids, over-the-counter allowance) from the CMS CY 2027 Plan Benefit Package files, cms.gov, yearly amounts as each plan filed them; star ratings from the CMS 2027 Star Ratings Data Tables (October 8, 2026), cms.gov. Ratings are per contract, so plans under the same contract share one rating. General-audience plans only: Special Needs Plans, Cost plans and employer group plans are not ranked.
- CMS, Medicare State Buy-in Manual, Chapter 1 (Part B premium reductions by Medicare Advantage plans) — cms.gov PDF.
- CMS, 2026 Part B premium — cms.gov.
Educational information, not a recommendation to join any plan. We are not an insurance agent or broker, and we are not connected with or endorsed by the U.S. government or the federal Medicare program. Plan details can change; confirm with the plan or Medicare.gov. · Advertiser disclosure
Keep going
- All South Carolina Medicare Advantage plans, ranked →
- $0-premium plans in South Carolina →
- Advantage vs. Original Medicare →
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