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2027 plans · CMS filings

Medicare Advantage Plans With a Part B Giveback in Nevada

These Nevada plans pay part of your Part B premium for 2027, according to the benefits each one filed with CMS. They’re sorted by the size of the giveback, with each plan’s worst-case year beside it: 12 months of premiums, less the giveback, plus the in-network out-of-pocket maximum.

15plans with a giveback, of 58 in Nevada
$202.90largest giveback per month
8of them include drug coverage

Showing all 15 plans.

With drug coverage

#PlanPremium / monthIn-network max out-of-pocketWorst-case yearStars
1 Prominence Giveback (HMO)Prominence Health Plan · HMO1 of 9 counties · drug deductible $450Part B giveback $135/mo · Dental up to $1,000/yr · eyewear $200/yr · OTC items $200/yr $0−$135 Part B giveback $6,900 $5,280 3.5★
2 Alignment Health Smart 008 (HMO)Alignment Health Plan · HMO1 of 9 counties · drug deductible $700Part B giveback $126/mo · Preventive dental · eyewear $50/yr $0−$126 Part B giveback $2,499 $987 4.5★
3 HealthSpring Preferred Savings (HMO)HealthSpring · HMO2 of 9 counties · drug deductible $700Part B giveback $105/mo · Dental up to $1,100/yr · eyewear $150/yr · OTC items $120/yr $0−$105 Part B giveback $3,700 $2,440 3.5★
4 Humana Gold Plus Giveback H6622-082 (HMO)Humana · HMO2 of 9 counties · drug deductible $700Part B giveback $95/mo · Dental up to $1,500/yr · eyewear $100/yr $0−$95 Part B giveback $4,450 $3,310 4★
5 HumanaChoice Giveback H5216-141 (PPO)Humana · PPO2 of 9 counties · drug deductible $700Part B giveback $76/mo · Dental up to $1,000/yr · eyewear $100/yr $0−$76 Part B giveback $6,500 $5,588 4★
6 Humana Essentials Plus Giveback (PPO)Humana · PPO7 of 9 counties · drug deductible $700Part B giveback $70/mo · Dental · eyewear $150/yr $0−$70 Part B giveback $7,150 $6,310 4★
7 AARP Medicare Advantage Giveback from UHC NV-8 (PPO)UnitedHealthcare · PPO2 of 9 counties · drug deductible $685Part B giveback $58/mo · Preventive dental · hearing aids $700/yr $0−$58 Part B giveback $7,150 $6,454 4.5★
8 Select Health Medicare Value Giveback (HMO)Select Health · HMO2 of 9 counties · drug deductible $0Part B giveback $50/mo · Dental up to $1,250/yr · eyewear $150/yr $0−$50 Part B giveback $2,500 $1,900 4★

Without drug coverage

These plans don’t include Part D. They mainly suit people with drug coverage from elsewhere, such as the VA or TRICARE. Joining one generally means you can’t also join a stand-alone Part D plan.

#PlanPremium / monthIn-network max out-of-pocketWorst-case yearStars
1 Prominence Veteran (HMO)Prominence Health Plan · HMO6 of 9 countiesPart B giveback $202.90/mo · Dental up to $3,000/yr · eyewear $200/yr · hearing aids $600/yr per ear $0−$202.90 Part B giveback $6,500 $4,065 3.5★
2 AARP Medicare Advantage Patriot No Rx NV-MA2 (HMO-POS)UnitedHealthcare · HMO-POS2 of 9 countiesPart B giveback $150/mo · Dental up to $1,500/yr · eyewear $125/yr · hearing aids $1,000/yr $0−$150 Part B giveback $6,700 $4,900 4★
3 Aetna Medicare Eagle (PPO)Aetna Medicare · PPO3 of 9 countiesPart B giveback $150/mo · Dental up to $3,000/yr · eyewear $300/yr · hearing aids $1,000/yr per ear · OTC items $300/yr $0−$150 Part B giveback $6,750 $4,950 4★
4 Select Health Medicare Veterans (HMO)Select Health · HMO2 of 9 countiesPart B giveback $150/mo · Dental up to $2,000/yr · eyewear $200/yr · OTC items $160/yr $0−$150 Part B giveback $7,100 $5,300 4★
5 Humana USAA Honor Giveback (PPO)Humana · PPOAll 9 countiesPart B giveback $140/mo · Dental up to $2,000/yr · eyewear $150/yr $0−$140 Part B giveback $6,500 $4,820 4★
6 AARP Medicare Advantage Patriot No Rx NV-MA01 (PPO)UnitedHealthcare · PPO2 of 9 countiesPart B giveback $100/mo · Dental up to $1,500/yr · eyewear $125/yr · hearing aids $700/yr $0−$100 Part B giveback $6,700 $5,500 4.5★
7 KP Medicare Liberty H2960-009 (HMO)Kaiser Permanente · HMO3 of 9 countiesPart B giveback $65/mo · Dental up to $1,500/yr · eyewear $170/yr · hearing aids $400/yr per ear · OTC items $100/yr $0−$65 Part B giveback $2,350 $1,570 5★

Giveback = the monthly Part B premium reduction each plan filed with CMS for 2027. Worst-case year = 12 × (monthly plan premium − giveback) + in-network maximum out-of-pocket, so a large giveback can make it lower than the out-of-pocket maximum. The standard Part B premium was $202.90 a month in 2026. Special Needs Plans, Cost plans, employer plans and plans under CMS sanction aren’t listed. Methodology

Before you enroll: check that your doctors are in the plan’s network and how it covers your drugs, in the official Medicare Plan Finder. See every Nevada plan, giveback or not, in our Nevada Medicare Advantage ranking.

Questions

Which Medicare Advantage plans in Nevada have a Part B giveback for 2027?

15 of the 58 general-audience plans in Nevada filed a Part B premium reduction with CMS for 2027: 8 with drug coverage and 7 without. The largest is $135 a month, from Prominence Giveback (HMO).

How do I get the Part B giveback?

Join the plan. The plan's reduction comes off the standard Part B premium you'd otherwise pay, whether that premium is taken from your Social Security benefit or billed to you. You keep paying any Part B premium that's left.

Is a giveback plan the cheapest choice?

Not always. Plans that pay back part of your Part B premium can have higher copays, a higher out-of-pocket maximum or a narrower network. The worst-case year in the table counts the giveback as money back and adds the out-of-pocket maximum, so you can compare plans on one number.

Does the giveback help if Medicaid pays my Part B premium?

No. If Medicaid or a Medicare Savings Program pays your Part B premium, CMS sends the reduction to your state, not to you. The giveback also can't lower a Part B late enrollment penalty.

Sources

  1. CMS, CY 2027 Medicare Advantage and Prescription Drug Plan Landscape (CY2027_Landscape_202609.csv), from cms.gov; extra benefits (Part B giveback, dental, eyewear, hearing aids, over-the-counter allowance) from the CMS CY 2027 Plan Benefit Package files, cms.gov, yearly amounts as each plan filed them; star ratings from the CMS 2027 Star Ratings Data Tables (October 8, 2026), cms.gov. Ratings are per contract, so plans under the same contract share one rating. General-audience plans only: Special Needs Plans, Cost plans and employer group plans are not ranked.
  2. CMS, Medicare State Buy-in Manual, Chapter 1 (Part B premium reductions by Medicare Advantage plans) — cms.gov PDF.
  3. CMS, 2026 Part B premium — cms.gov.

Educational information, not a recommendation to join any plan. We are not an insurance agent or broker, and we are not connected with or endorsed by the U.S. government or the federal Medicare program. Plan details can change; confirm with the plan or Medicare.gov. · Advertiser disclosure

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