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2027 plans · CMS filings
Medicare Advantage Plans With a Part B Giveback in Pennsylvania
These Pennsylvania plans pay part of your Part B premium for 2027, according to the benefits each one filed with CMS. They’re sorted by the size of the giveback, with each plan’s worst-case year beside it: 12 months of premiums, less the giveback, plus the in-network out-of-pocket maximum.
60plans with a giveback, of 267 in Pennsylvania
$200largest giveback per month
44of them include drug coverage
Showing all 60 plans.
With drug coverage
| # | Plan | Premium / month | In-network max out-of-pocket | Worst-case year | Stars |
|---|---|---|---|---|---|
| 1 | DEVOTED GIVEBACK 009 PA (HMO)Devoted Health · HMO18 of 67 counties · drug deductible $461Part B giveback $184.70/mo · Dental up to $250/yr · eyewear $200/yr · OTC items $348/yr | $0−$184.70 Part B giveback | $8,000 | $5,784 | 3.5★ |
| 2 | DEVOTED GIVEBACK 013 PA (HMO)Devoted Health · HMO7 of 67 counties · drug deductible $461Part B giveback $184.70/mo · Dental up to $250/yr · eyewear $200/yr · OTC items $332/yr | $0−$184.70 Part B giveback | $8,000 | $5,784 | 3.5★ |
| 3 | DEVOTED CHOICE GIVEBACK 003 PA (PPO)Devoted Health · PPO8 of 67 counties · drug deductible $461Part B giveback $184.70/mo · Dental up to $250/yr · eyewear $200/yr · OTC items $364/yr | $0−$184.70 Part B giveback | $9,850 | $7,634 | 3★ |
| 4 | DEVOTED GIVEBACK 011 PA (HMO)Devoted Health · HMO13 of 67 counties · drug deductible $461Part B giveback $184.70/mo · Dental up to $250/yr · eyewear $200/yr · OTC items $328/yr | $0−$184.70 Part B giveback | $9,850 | $7,634 | 3.5★ |
| 5 | DEVOTED GIVEBACK 015 PA (HMO)Devoted Health · HMO14 of 67 counties · drug deductible $461Part B giveback $184.70/mo · Dental up to $250/yr · eyewear $200/yr · OTC items $348/yr | $0−$184.70 Part B giveback | $9,850 | $7,634 | 3.5★ |
| 6 | HealthSpring Preferred Savings (HMO)HealthSpring · HMO5 of 67 counties · drug deductible $300Part B giveback $165/mo · Dental up to $250/yr · eyewear $100/yr | $0−$165 Part B giveback | $9,250 | $7,270 | 3★ |
| 7 | DEVOTED CHOICE GIVEBACK 008 PA (PPO)Devoted Health · PPO22 of 67 counties · drug deductible $461Part B giveback $149.70/mo · Dental up to $250/yr · eyewear $200/yr | $0−$149.70 Part B giveback | $9,850 | $8,054 | 3★ |
| 8 | DEVOTED CHOICE GIVEBACK 011 PA (PPO)Devoted Health · PPO27 of 67 counties · drug deductible $461Part B giveback $148.10/mo · Dental up to $250/yr · eyewear $200/yr | $0−$148.10 Part B giveback | $9,850 | $8,073 | 3★ |
| 9 | Jefferson Health Plans Giveback (HMO)Jefferson Health Plans · HMO20 of 67 counties · drug deductible $450Part B giveback $132/mo · Dental up to $2,000/yr · eyewear $200/yr | $0−$132 Part B giveback | $9,850 | $8,266 | 3★ |
| 10 | Complete Blue Plus PPO Merit (PPO)Highmark Blue Cross Blue Shield or Highmark Blue Shield · PPO3 of 67 counties · drug deductible $700Part B giveback $111/mo · Dental up to $1,500/yr · eyewear $200/yr · hearing aids $500/yr | $0−$111 Part B giveback | $8,500 | $7,168 | 4.5★ |
| 11 | Humana Essentials Plus Giveback (PPO)Humana · PPO39 of 67 counties · drug deductible $700Part B giveback $110/mo · Dental · eyewear $200/yr | $0−$110 Part B giveback | $8,250 | $6,930 | 4★ |
| 12 | Humana Essentials Plus Giveback (PPO)Humana · PPO22 of 67 counties · drug deductible $700Part B giveback $107/mo · Dental · eyewear $200/yr | $0−$107 Part B giveback | $8,000 | $6,716 | 4★ |
| 13 | UPMC for Life Essential Rx (PPO)UPMC for Life · PPO34 of 67 counties · drug deductible $700Part B giveback $100/mo · Dental up to $2,500/yr · eyewear $250/yr | $0−$100 Part B giveback | $8,000 | $6,800 | 4.5★ |
| 14 | UPMC for Life Essential Rx (PPO)UPMC for Life · PPO4 of 67 counties · drug deductible $700Part B giveback $95/mo · Dental up to $1,000/yr · eyewear $150/yr | $0−$95 Part B giveback | $8,000 | $6,860 | 4.5★ |
| 15 | Humana USAA Honor Giveback with Rx (PPO)Humana · PPO62 of 67 counties · drug deductible $700Part B giveback $84/mo · Dental up to $3,000/yr · eyewear $200/yr | $0−$84 Part B giveback | $7,350 | $6,342 | 4★ |
| 16 | Complete Blue PPO Merit (PPO)Highmark Blue Cross Blue Shield or Highmark Blue Shield · PPO11 of 67 counties · drug deductible $700Part B giveback $82/mo · Dental up to $1,500/yr · eyewear $200/yr · hearing aids $500/yr | $0−$82 Part B giveback | $8,300 | $7,316 | 4.5★ |
| 17 | Complete Blue PPO Merit (PPO)Highmark Blue Cross Blue Shield or Highmark Blue Shield · PPO10 of 67 counties · drug deductible $700Part B giveback $77/mo · Dental up to $1,500/yr · eyewear $225/yr · hearing aids $500/yr | $0−$77 Part B giveback | $8,300 | $7,376 | 4.5★ |
| 18 | Complete Blue PPO Merit (PPO)Highmark Blue Cross Blue Shield or Highmark Blue Shield · PPO15 of 67 counties · drug deductible $700Part B giveback $75/mo · Dental up to $1,500/yr · eyewear $200/yr · hearing aids $500/yr | $0−$75 Part B giveback | $8,300 | $7,400 | 4.5★ |
| 19 | DEVOTED GIVEBACK EXTRAS 034 PA (HMO)Devoted Health · HMO7 of 67 counties · drug deductible $700Part B giveback $70/mo · Dental up to $3,750/yr · eyewear $400/yr · OTC items $676/yr | $0−$70 Part B giveback | $6,850 | $6,010 | 3.5★ |
| 20 | DEVOTED GIVEBACK EXTRAS 032 PA (HMO)Devoted Health · HMO18 of 67 counties · drug deductible $700Part B giveback $70/mo · Dental up to $3,750/yr · eyewear $400/yr · OTC items $676/yr | $0−$70 Part B giveback | $7,100 | $6,260 | 3.5★ |
| 21 | DEVOTED GIVEBACK EXTRAS 033 PA (HMO)Devoted Health · HMO13 of 67 counties · drug deductible $700Part B giveback $70/mo · Dental up to $4,250/yr · eyewear $400/yr · OTC items $800/yr | $0−$70 Part B giveback | $7,600 | $6,760 | 3.5★ |
| 22 | DEVOTED GIVEBACK EXTRAS 035 PA (HMO)Devoted Health · HMO14 of 67 counties · drug deductible $700Part B giveback $70/mo · Dental up to $4,250/yr · eyewear $400/yr · OTC items $708/yr | $0−$70 Part B giveback | $7,950 | $7,110 | 3.5★ |
| 23 | DEVOTED GIVEBACK EXTRAS 036 PA (HMO)Devoted Health · HMO5 of 67 counties · drug deductible $700Part B giveback $70/mo · Dental up to $3,000/yr · eyewear $250/yr · OTC items $720/yr | $0−$70 Part B giveback | $8,400 | $7,560 | 3.5★ |
| 24 | AARP Medicare Advantage Giveback from UHC PA-12 (PPO)UnitedHealthcare · PPOAll 67 counties · drug deductible $685Part B giveback $55/mo · Preventive dental · hearing aids $700/yr | $0−$55 Part B giveback | $9,200 | $8,540 | 4★ |
| 25 | Aetna Medicare Advantra Signature Giveback (PPO)Aetna Medicare · PPO62 of 67 counties · drug deductible $700Part B giveback $42/mo · Dental up to $500/yr · eyewear $100/yr · hearing aids $500/yr per ear · OTC items $60/yr | $0−$42 Part B giveback | $9,850 | $9,346 | 4.5★ |
| 26 | Security Blue HMO-POS Deluxe (HMO-POS)Highmark Blue Cross Blue Shield or Highmark Blue Shield · HMO-POS17 of 67 counties · drug deductible $0Part B giveback $41/mo · Preventive dental · eyewear $225/yr | $119−$41 Part B giveback | $4,500 | $5,436 | 4.5★ |
| 27 | Aetna Medicare Signature Giveback (PPO)Aetna Medicare · PPO15 of 67 counties · drug deductible $700Part B giveback $26/mo · Dental up to $500/yr · eyewear $100/yr · hearing aids $500/yr per ear | $0−$26 Part B giveback | $7,150 | $6,838 | 4.5★ |
| 28 | Capital Blue Cross Value (PPO)Capital Blue Cross · PPO5 of 67 counties · drug deductible $700Part B giveback $25/mo · Dental up to $2,000/yr · eyewear $125/yr · OTC items $120/yr | $0−$25 Part B giveback | $9,000 | $8,700 | 4★ |
| 29 | Capital Blue Cross Value (PPO)Capital Blue Cross · PPO4 of 67 counties · drug deductible $700Part B giveback $24/mo · Dental up to $2,000/yr · eyewear $125/yr · OTC items $120/yr | $0−$24 Part B giveback | $9,000 | $8,712 | 4★ |
| 30 | Capital Blue Cross Value (PPO)Capital Blue Cross · PPO5 of 67 counties · drug deductible $700Part B giveback $22.50/mo · Dental up to $2,000/yr · eyewear $125/yr · OTC items $120/yr | $0−$22.50 Part B giveback | $9,000 | $8,730 | 4★ |
| 31 | Security Blue HMO-POS Standard (HMO-POS)Highmark Blue Cross Blue Shield or Highmark Blue Shield · HMO-POS17 of 67 counties · drug deductible $0Part B giveback $20/mo · Preventive dental · eyewear $225/yr | $118−$20 Part B giveback | $5,000 | $6,176 | 4.5★ |
| 32 | Together Blue Medicare HMO with AHN Signature (HMO)Highmark Blue Cross Blue Shield or Highmark Blue Shield · HMO6 of 67 counties · drug deductible $700Part B giveback $19/mo · Dental up to $3,000/yr · eyewear $150/yr · OTC items $180/yr | $0−$19 Part B giveback | $6,250 | $6,022 | 4.5★ |
| 33 | Security Blue HMO-POS Standard (HMO-POS)Highmark Blue Cross Blue Shield or Highmark Blue Shield · HMO-POS11 of 67 counties · drug deductible $0Part B giveback $19/mo · Preventive dental · eyewear $225/yr | $132−$19 Part B giveback | $5,000 | $6,356 | 4.5★ |
| 34 | Security Blue HMO-POS Deluxe (HMO-POS)Highmark Blue Cross Blue Shield or Highmark Blue Shield · HMO-POS11 of 67 counties · drug deductible $0Part B giveback $19/mo · Preventive dental · eyewear $225/yr | $188−$19 Part B giveback | $4,500 | $6,528 | 4.5★ |
| 35 | Capital Blue Cross Value (PPO)Capital Blue Cross · PPO3 of 67 counties · drug deductible $700Part B giveback $18.50/mo · Dental up to $2,000/yr · eyewear $125/yr · OTC items $120/yr | $0−$18.50 Part B giveback | $9,800 | $9,578 | 4★ |
| 36 | Security Blue HMO-POS ValueRx (HMO-POS)Highmark Blue Cross Blue Shield or Highmark Blue Shield · HMO-POS9 of 67 counties · drug deductible $700Part B giveback $16/mo · Preventive dental · eyewear $225/yr | $54−$16 Part B giveback | $5,500 | $5,956 | 4.5★ |
| 37 | Community Blue Medicare HMO Signature (HMO)Highmark Blue Cross Blue Shield or Highmark Blue Shield · HMO9 of 67 counties · drug deductible $700Part B giveback $15/mo · Dental up to $2,000/yr · eyewear $200/yr · OTC items $140/yr | $0−$15 Part B giveback | $6,950 | $6,770 | 4.5★ |
| 38 | Capital Blue Cross Value (PPO)Capital Blue Cross · PPO4 of 67 counties · drug deductible $700Part B giveback $13/mo · Dental up to $2,000/yr · eyewear $125/yr · OTC items $120/yr | $0−$13 Part B giveback | $9,800 | $9,644 | 4★ |
| 39 | Community Blue Medicare PPO Signature (PPO)Highmark Blue Cross Blue Shield or Highmark Blue Shield · PPO1 of 67 counties · drug deductible $700Part B giveback $5/mo · Dental up to $2,000/yr · eyewear $150/yr · hearing aids $500/yr · OTC items $140/yr | $0−$5 Part B giveback | $7,150 | $7,090 | 4.5★ |
| 40 | Community Blue Medicare HMO Signature (HMO)Highmark Blue Cross Blue Shield or Highmark Blue Shield · HMO7 of 67 counties · drug deductible $700Part B giveback $4/mo · Dental up to $2,000/yr · eyewear $200/yr · OTC items $140/yr | $0−$4 Part B giveback | $6,950 | $6,902 | 4.5★ |
| 41 | Community Blue Medicare PPO Signature (PPO)Highmark Blue Cross Blue Shield or Highmark Blue Shield · PPO4 of 67 counties · drug deductible $700Part B giveback $4/mo · Dental up to $2,000/yr · eyewear $150/yr · hearing aids $500/yr · OTC items $140/yr | $0−$4 Part B giveback | $7,150 | $7,102 | 4.5★ |
| 42 | UPMC for Life PPO Rx Choice (PPO)UPMC for Life · PPO1 of 67 counties · drug deductible $700Part B giveback $1/mo · Dental up to $6,000/yr · eyewear $175/yr | $33−$1 Part B giveback | $5,500 | $5,884 | 4.5★ |
| 43 | Community Blue Medicare HMO Signature (HMO)Highmark Blue Cross Blue Shield or Highmark Blue Shield · HMO4 of 67 counties · drug deductible $700Part B giveback $1/mo · Dental up to $2,000/yr · eyewear $200/yr · OTC items $140/yr | $0−$1 Part B giveback | $7,150 | $7,138 | 4.5★ |
| 44 | UPMC for Life HMO Premier Rx (HMO)UPMC for Life · HMO7 of 67 counties · drug deductible $700Part B giveback $0.50/mo · Dental up to $2,000/yr · eyewear $200/yr | $0−$0.50 Part B giveback | $6,500 | $6,494 | 4.5★ |
Without drug coverage
These plans don’t include Part D. They mainly suit people with drug coverage from elsewhere, such as the VA or TRICARE. Joining one generally means you can’t also join a stand-alone Part D plan.
| # | Plan | Premium / month | In-network max out-of-pocket | Worst-case year | Stars |
|---|---|---|---|---|---|
| 1 | AARP Medicare Advantage Patriot No Rx PA-MA01 (HMO-POS)UnitedHealthcare · HMO-POSAll 67 countiesPart B giveback $200/mo · Dental up to $5,000/yr · eyewear $175/yr · hearing aids $1,000/yr | $0−$200 Part B giveback | $7,150 | $4,750 | 4★ |
| 2 | Humana USAA Honor Giveback (PPO)Humana · PPO61 of 67 countiesPart B giveback $145/mo · Dental up to $2,500/yr · eyewear $250/yr | $0−$145 Part B giveback | $6,700 | $4,960 | 4★ |
| 3 | UPMC for Life HMO No Rx (HMO)UPMC for Life · HMO63 of 67 countiesPart B giveback $140/mo · Dental up to $3,000/yr · eyewear $200/yr | $0−$140 Part B giveback | $6,500 | $4,820 | 4.5★ |
| 4 | Aetna Medicare Advantra Eagle Plus (HMO-POS)Aetna Medicare · HMO-POS62 of 67 countiesPart B giveback $135/mo · Dental up to $3,000/yr · eyewear $400/yr · hearing aids $500/yr per ear · OTC items $360/yr | $0−$135 Part B giveback | $5,500 | $3,880 | 3.5★ |
| 5 | Freedom Blue PPO Valor (PPO)Highmark Blue Cross Blue Shield or Highmark Blue Shield · PPO34 of 67 countiesPart B giveback $125/mo · Dental up to $3,000/yr · eyewear $200/yr · hearing aids $500/yr · OTC items $400/yr | $0−$125 Part B giveback | $6,000 | $4,500 | 4.5★ |
| 6 | Freedom Blue PPO Valor (PPO)Highmark Blue Cross Blue Shield or Highmark Blue Shield · PPO28 of 67 countiesPart B giveback $125/mo · Dental up to $3,000/yr · eyewear $200/yr · hearing aids $500/yr · OTC items $400/yr | $0−$125 Part B giveback | $6,000 | $4,500 | 4.5★ |
| 7 | Freedom Blue PPO Valor (PPO)Highmark Blue Cross Blue Shield or Highmark Blue Shield · PPO4 of 67 countiesPart B giveback $125/mo · Dental up to $3,000/yr · eyewear $200/yr · hearing aids $500/yr · OTC items $400/yr | $0−$125 Part B giveback | $6,000 | $4,500 | 4.5★ |
| 8 | Clover Health Valor (PPO)Clover Health · PPO3 of 67 countiesPart B giveback $125/mo · Dental up to $1,500/yr · eyewear $200/yr · OTC items $320/yr | $0−$125 Part B giveback | $9,850 | $8,350 | 5★ |
| 9 | Keystone 65 Liberty Medical Only (HMO)Independence Blue Cross · HMO5 of 67 countiesPart B giveback $120/mo · Dental up to $2,000/yr · eyewear $250/yr · OTC items $120/yr | $0−$120 Part B giveback | $7,150 | $5,710 | 4★ |
| 10 | Geisinger Gold Heritage (HMO)Geisinger Gold · HMO63 of 67 countiesPart B giveback $70/mo · Dental up to $2,000/yr · eyewear $200/yr · hearing aids $417/yr per ear · OTC items $480/yr | $0−$70 Part B giveback | $6,700 | $5,860 | 4★ |
| 11 | HumanaChoice Giveback H5216-116 (PPO)Humana · PPO62 of 67 countiesPart B giveback $69/mo · Dental up to $1,000/yr · eyewear $250/yr | $0−$69 Part B giveback | $4,150 | $3,322 | 4★ |
| 12 | UPMC for Life PPO Salute (PPO)UPMC for Life · PPO58 of 67 countiesPart B giveback $50/mo · Dental up to $3,000/yr · eyewear $300/yr | $0−$50 Part B giveback | $9,850 | $9,250 | 4.5★ |
| 13 | Aetna Medicare Advantra Eagle (HMO-POS)Aetna Medicare · HMO-POS5 of 67 countiesPart B giveback $45/mo · Dental up to $1,000/yr · eyewear $200/yr · hearing aids $500/yr per ear · OTC items $180/yr | $0−$45 Part B giveback | $7,150 | $6,610 | 3.5★ |
| 14 | UPMC for Life PPO Salute (PPO)UPMC for Life · PPO5 of 67 countiesPart B giveback $45/mo · Dental up to $3,000/yr · eyewear $300/yr | $0−$45 Part B giveback | $9,850 | $9,310 | 4.5★ |
| 15 | Freedom Blue PPO Basic (PPO)Highmark Blue Cross Blue Shield or Highmark Blue Shield · PPO34 of 67 countiesPart B giveback $19/mo · Preventive dental · eyewear $225/yr · hearing aids $500/yr | $5−$19 Part B giveback | $5,900 | $5,732 | 4.5★ |
| 16 | Security Blue HMO-POS Basic (HMO-POS)Highmark Blue Cross Blue Shield or Highmark Blue Shield · HMO-POS11 of 67 countiesPart B giveback $19/mo · Preventive dental · eyewear $225/yr | $7−$19 Part B giveback | $5,900 | $5,756 | 4.5★ |
Giveback = the monthly Part B premium reduction each plan filed with CMS for 2027. Worst-case year = 12 × (monthly plan premium − giveback) + in-network maximum out-of-pocket, so a large giveback can make it lower than the out-of-pocket maximum. The standard Part B premium was $202.90 a month in 2026. Special Needs Plans, Cost plans, employer plans and plans under CMS sanction aren’t listed. Methodology
Before you enroll: check that your doctors are in the plan’s network and how it covers your drugs, in the official Medicare Plan Finder. See every Pennsylvania plan, giveback or not, in our Pennsylvania Medicare Advantage ranking.
Questions
Which Medicare Advantage plans in Pennsylvania have a Part B giveback for 2027?
60 of the 267 general-audience plans in Pennsylvania filed a Part B premium reduction with CMS for 2027: 44 with drug coverage and 16 without. The largest is $184.70 a month, from DEVOTED GIVEBACK 009 PA (HMO).
How do I get the Part B giveback?
Join the plan. The plan's reduction comes off the standard Part B premium you'd otherwise pay, whether that premium is taken from your Social Security benefit or billed to you. You keep paying any Part B premium that's left.
Is a giveback plan the cheapest choice?
Not always. Plans that pay back part of your Part B premium can have higher copays, a higher out-of-pocket maximum or a narrower network. The worst-case year in the table counts the giveback as money back and adds the out-of-pocket maximum, so you can compare plans on one number.
Does the giveback help if Medicaid pays my Part B premium?
No. If Medicaid or a Medicare Savings Program pays your Part B premium, CMS sends the reduction to your state, not to you. The giveback also can't lower a Part B late enrollment penalty.
Sources
- CMS, CY 2027 Medicare Advantage and Prescription Drug Plan Landscape (CY2027_Landscape_202609.csv), from cms.gov; extra benefits (Part B giveback, dental, eyewear, hearing aids, over-the-counter allowance) from the CMS CY 2027 Plan Benefit Package files, cms.gov, yearly amounts as each plan filed them; star ratings from the CMS 2027 Star Ratings Data Tables (October 8, 2026), cms.gov. Ratings are per contract, so plans under the same contract share one rating. General-audience plans only: Special Needs Plans, Cost plans and employer group plans are not ranked.
- CMS, Medicare State Buy-in Manual, Chapter 1 (Part B premium reductions by Medicare Advantage plans) — cms.gov PDF.
- CMS, 2026 Part B premium — cms.gov.
Educational information, not a recommendation to join any plan. We are not an insurance agent or broker, and we are not connected with or endorsed by the U.S. government or the federal Medicare program. Plan details can change; confirm with the plan or Medicare.gov. · Advertiser disclosure
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