Medicare Advantage Plans With a Part B Giveback in Tennessee
These Tennessee plans pay part of your Part B premium for 2027, according to the benefits each one filed with CMS. They’re sorted by the size of the giveback, with each plan’s worst-case year beside it: 12 months of premiums, less the giveback, plus the in-network out-of-pocket maximum.
Showing all 28 plans.
With drug coverage
| # | Plan | Premium / month | In-network max out-of-pocket | Worst-case year | Stars |
|---|---|---|---|---|---|
| 1 | DEVOTED CHOICE GIVEBACK 020 TN (PPO)Devoted Health · PPO31 of 95 counties · drug deductible $650Part B giveback $190/mo · Dental up to $250/yr · eyewear $200/yr · OTC items $420/yr | $0−$190 Part B giveback | $9,850 | $7,570 | 4.5★ |
| 2 | HealthSpring Preferred Extra Savings (HMO)HealthSpring · HMO9 of 95 counties · drug deductible $700Part B giveback $185/mo · Dental up to $500/yr · eyewear $100/yr | $0−$185 Part B giveback | $8,950 | $6,730 | 3.5★ |
| 3 | DEVOTED CHOICE GIVEBACK 005 TN (PPO)Devoted Health · PPO28 of 95 counties · drug deductible $461Part B giveback $174.70/mo · Dental up to $250/yr · eyewear $200/yr · OTC items $420/yr | $0−$174.70 Part B giveback | $9,350 | $7,254 | 3.5★ |
| 4 | DEVOTED GIVEBACK 002 TN (HMO)Devoted Health · HMO17 of 95 counties · drug deductible $461Part B giveback $159/mo · Dental up to $250/yr · eyewear $200/yr | $0−$159 Part B giveback | $7,700 | $5,792 | 3.5★ |
| 5 | DEVOTED CHOICE GIVEBACK 002 TN (PPO)Devoted Health · PPO26 of 95 counties · drug deductible $461Part B giveback $154.70/mo · Dental up to $250/yr · eyewear $200/yr · OTC items $480/yr | $0−$154.70 Part B giveback | $9,300 | $7,444 | 3.5★ |
| 6 | DEVOTED CHOICE GIVEBACK 006 TN (PPO)Devoted Health · PPO6 of 95 counties · drug deductible $461Part B giveback $154.70/mo · Dental up to $250/yr · eyewear $200/yr · OTC items $420/yr | $0−$154.70 Part B giveback | $9,300 | $7,444 | 3.5★ |
| 7 | DEVOTED CHOICE GIVEBACK 012 TN (PPO)Devoted Health · PPO5 of 95 counties · drug deductible $461Part B giveback $154.70/mo · Dental up to $250/yr · eyewear $200/yr · OTC items $464/yr | $0−$154.70 Part B giveback | $9,300 | $7,444 | 3.5★ |
| 8 | DEVOTED CHOICE GIVEBACK 019 TN (PPO)Devoted Health · PPO26 of 95 counties · drug deductible $650Part B giveback $152.70/mo · Dental up to $250/yr · eyewear $200/yr · OTC items $480/yr | $0−$152.70 Part B giveback | $8,400 | $6,568 | 4.5★ |
| 9 | DEVOTED CHOICE GIVEBACK 021 TN (PPO)Devoted Health · PPO6 of 95 counties · drug deductible $650Part B giveback $152.70/mo · Dental up to $250/yr · eyewear $200/yr · OTC items $420/yr | $0−$152.70 Part B giveback | $8,700 | $6,868 | 4.5★ |
| 10 | DEVOTED CHOICE GIVEBACK 025 TN (PPO)Devoted Health · PPO9 of 95 counties · drug deductible $650Part B giveback $152.70/mo · Dental up to $250/yr · eyewear $200/yr · OTC items $464/yr | $0−$152.70 Part B giveback | $8,700 | $6,868 | 4.5★ |
| 11 | DEVOTED GIVEBACK 005 TN (HMO)Devoted Health · HMO6 of 95 counties · drug deductible $461Part B giveback $148/mo · Dental up to $250/yr · eyewear $200/yr | $0−$148 Part B giveback | $7,700 | $5,924 | 3.5★ |
| 12 | DEVOTED GIVEBACK 008 TN (HMO)Devoted Health · HMO28 of 95 counties · drug deductible $461Part B giveback $123.30/mo · Dental up to $250/yr · eyewear $200/yr | $0−$123.30 Part B giveback | $9,500 | $8,020 | 3.5★ |
| 13 | HealthSpring Preferred Savings (HMO)HealthSpring · HMO4 of 95 counties · drug deductible $700Part B giveback $105/mo · Dental up to $600/yr · eyewear $100/yr | $0−$105 Part B giveback | $6,950 | $5,690 | 3.5★ |
| 14 | AARP Medicare Advantage Giveback from UHC TC-4 (HMO-POS)UnitedHealthcare · HMO-POSAll 95 counties · drug deductible $685Part B giveback $103/mo · Dental up to $1,000/yr · eyewear $100/yr · hearing aids $1,000/yr | $0−$103 Part B giveback | $7,150 | $5,914 | 4★ |
| 15 | Humana Essentials Plus Giveback (HMO)Humana · HMO19 of 95 counties · drug deductible $500Part B giveback $97/mo · Dental up to $3,000/yr · eyewear $200/yr | $0−$97 Part B giveback | $9,850 | $8,686 | 4.5★ |
| 16 | HealthSpring Preferred Savings (HMO)HealthSpring · HMO9 of 95 counties · drug deductible $700Part B giveback $86/mo · Dental up to $650/yr · eyewear $125/yr | $0−$86 Part B giveback | $7,150 | $6,118 | 3.5★ |
| 17 | DEVOTED CHOICE GIVEBACK EXTRAS 041 TN (PPO)Devoted Health · PPO26 of 95 counties · drug deductible $700Part B giveback $70/mo · Dental up to $2,250/yr · eyewear $400/yr · OTC items $400/yr | $0−$70 Part B giveback | $6,800 | $5,960 | 4.5★ |
| 18 | DEVOTED CHOICE GIVEBACK EXTRAS 043 TN (PPO)Devoted Health · PPO6 of 95 counties · drug deductible $700Part B giveback $70/mo · Dental up to $2,750/yr · eyewear $400/yr · OTC items $400/yr | $0−$70 Part B giveback | $6,850 | $6,010 | 4.5★ |
| 19 | DEVOTED CHOICE GIVEBACK EXTRAS 044 TN (PPO)Devoted Health · PPO9 of 95 counties · drug deductible $700Part B giveback $70/mo · Dental up to $2,000/yr · eyewear $400/yr · OTC items $360/yr | $0−$70 Part B giveback | $6,900 | $6,060 | 4.5★ |
| 20 | DEVOTED CHOICE GIVEBACK EXTRAS 042 TN (PPO)Devoted Health · PPO31 of 95 counties · drug deductible $700Part B giveback $70/mo · Dental up to $2,500/yr · eyewear $400/yr · OTC items $356/yr | $0−$70 Part B giveback | $7,400 | $6,560 | 4.5★ |
Without drug coverage
These plans don’t include Part D. They mainly suit people with drug coverage from elsewhere, such as the VA or TRICARE. Joining one generally means you can’t also join a stand-alone Part D plan.
| # | Plan | Premium / month | In-network max out-of-pocket | Worst-case year | Stars |
|---|---|---|---|---|---|
| 1 | AARP Medicare Advantage Patriot No Rx TC-MA01 (HMO-POS)UnitedHealthcare · HMO-POSAll 95 countiesPart B giveback $165/mo · Dental up to $4,000/yr · eyewear $125/yr · hearing aids $1,000/yr | $0−$165 Part B giveback | $4,450 | $2,470 | 4★ |
| 2 | Humana USAA Honor Giveback (HMO)Humana · HMO88 of 95 countiesPart B giveback $160/mo · Dental up to $4,000/yr · eyewear $150/yr | $0−$160 Part B giveback | $3,750 | $1,830 | 4.5★ |
| 3 | HealthSpring Courage (HMO)HealthSpring · HMO83 of 95 countiesPart B giveback $120/mo · Dental up to $1,200/yr · eyewear $200/yr · OTC items $200/yr | $0−$120 Part B giveback | $3,900 | $2,460 | 3.5★ |
| 4 | Aetna Medicare Eagle (HMO-POS)Aetna Medicare · HMO-POS12 of 95 countiesPart B giveback $120/mo · Dental up to $3,000/yr · eyewear $200/yr · hearing aids $1,250/yr per ear · OTC items $120/yr | $0−$120 Part B giveback | $4,900 | $3,460 | 3.5★ |
| 5 | Aetna Medicare Eagle (HMO-POS)Aetna Medicare · HMO-POS13 of 95 countiesPart B giveback $100/mo · Dental up to $2,500/yr · eyewear $200/yr · hearing aids $1,250/yr per ear · OTC items $120/yr | $0−$100 Part B giveback | $4,900 | $3,700 | 3.5★ |
| 6 | Aetna Medicare Eagle (PPO)Aetna Medicare · PPO67 of 95 countiesPart B giveback $100/mo · Dental up to $1,500/yr · eyewear $250/yr · hearing aids $1,250/yr per ear · OTC items $120/yr | $0−$100 Part B giveback | $9,850 | $8,650 | 4★ |
| 7 | BlueAdvantage Freedom (PPO)BlueCross BlueShield of Tennessee · PPOAll 95 countiesPart B giveback $70/mo · Dental up to $2,500/yr · eyewear $112/yr · OTC items $400/yr | $0−$70 Part B giveback | $4,450 | $3,610 | 3.5★ |
| 8 | Humana USAA Honor Giveback (PPO)Humana · PPO89 of 95 countiesPart B giveback $50/mo · Dental up to $2,000/yr · eyewear $150/yr | $0−$50 Part B giveback | $3,400 | $2,800 | 4★ |
Giveback = the monthly Part B premium reduction each plan filed with CMS for 2027. Worst-case year = 12 × (monthly plan premium − giveback) + in-network maximum out-of-pocket, so a large giveback can make it lower than the out-of-pocket maximum. The standard Part B premium was $202.90 a month in 2026. Special Needs Plans, Cost plans, employer plans and plans under CMS sanction aren’t listed. Methodology
Before you enroll: check that your doctors are in the plan’s network and how it covers your drugs, in the official Medicare Plan Finder. See every Tennessee plan, giveback or not, in our Tennessee Medicare Advantage ranking.
Questions
Which Medicare Advantage plans in Tennessee have a Part B giveback for 2027?
28 of the 105 general-audience plans in Tennessee filed a Part B premium reduction with CMS for 2027: 20 with drug coverage and 8 without. The largest is $190 a month, from DEVOTED CHOICE GIVEBACK 020 TN (PPO).
How do I get the Part B giveback?
Join the plan. The plan's reduction comes off the standard Part B premium you'd otherwise pay, whether that premium is taken from your Social Security benefit or billed to you. You keep paying any Part B premium that's left.
Is a giveback plan the cheapest choice?
Not always. Plans that pay back part of your Part B premium can have higher copays, a higher out-of-pocket maximum or a narrower network. The worst-case year in the table counts the giveback as money back and adds the out-of-pocket maximum, so you can compare plans on one number.
Does the giveback help if Medicaid pays my Part B premium?
No. If Medicaid or a Medicare Savings Program pays your Part B premium, CMS sends the reduction to your state, not to you. The giveback also can't lower a Part B late enrollment penalty.
Sources
- CMS, CY 2027 Medicare Advantage and Prescription Drug Plan Landscape (CY2027_Landscape_202609.csv), from cms.gov; extra benefits (Part B giveback, dental, eyewear, hearing aids, over-the-counter allowance) from the CMS CY 2027 Plan Benefit Package files, cms.gov, yearly amounts as each plan filed them; star ratings from the CMS 2027 Star Ratings Data Tables (October 8, 2026), cms.gov. Ratings are per contract, so plans under the same contract share one rating. General-audience plans only: Special Needs Plans, Cost plans and employer group plans are not ranked.
- CMS, Medicare State Buy-in Manual, Chapter 1 (Part B premium reductions by Medicare Advantage plans) — cms.gov PDF.
- CMS, 2026 Part B premium — cms.gov.
Educational information, not a recommendation to join any plan. We are not an insurance agent or broker, and we are not connected with or endorsed by the U.S. government or the federal Medicare program. Plan details can change; confirm with the plan or Medicare.gov. · Advertiser disclosure
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