Medicare Advantage Plans With a Part B Giveback
Some Medicare Advantage plans pay part of your Part B premium, a benefit often called a Part B giveback. Here is every general-audience plan that filed one with CMS for 2027, by state, with the plan’s worst-case yearly cost beside it.
Pick your state
| State | Plans with a giveback | With drug coverage | Largest per month |
|---|---|---|---|
| Alabama | 19 of 65 | 12 | $190 |
| Alaska | 0 of 0 | — | — |
| Arizona | 25 of 90 | 17 | $195 |
| Arkansas | 16 of 54 | 9 | $185 |
| California | 41 of 259 | 34 | $197 |
| Colorado | 19 of 65 | 13 | $169 |
| Connecticut | 10 of 27 | 6 | $130 |
| Delaware | 8 of 24 | 4 | $159.90 |
| District of Columbia | 2 of 11 | 0 | $100 |
| Florida | 144 of 308 | 124 | $202.90 |
| Georgia | 30 of 99 | 18 | $184.70 |
| Hawaii | 12 of 37 | 8 | $160 |
| Idaho | 5 of 33 | 0 | $165 |
| Illinois | 29 of 106 | 17 | $184.70 |
| Indiana | 22 of 98 | 15 | $190 |
| Iowa | 11 of 41 | 4 | $170 |
| Kansas | 17 of 60 | 10 | $160 |
| Kentucky | 19 of 80 | 12 | $200 |
| Louisiana | 20 of 70 | 15 | $200 |
| Maine | 10 of 32 | 4 | $140 |
| Maryland | 6 of 30 | 0 | $100 |
| Massachusetts | 8 of 76 | 3 | $123 |
| Michigan | 24 of 131 | 15 | $152 |
| Minnesota | 8 of 40 | 4 | $170 |
| Mississippi | 9 of 51 | 5 | $180 |
| Missouri | 31 of 113 | 20 | $170 |
| Montana | 5 of 19 | 1 | $113 |
| Nebraska | 10 of 30 | 4 | $170 |
| Nevada | 15 of 58 | 8 | $202.90 |
| New Hampshire | 7 of 15 | 4 | $123 |
| New Jersey | 15 of 56 | 7 | $150 |
| New Mexico | 11 of 39 | 8 | $184.70 |
| New York | 21 of 145 | 10 | $125 |
| North Carolina | 42 of 120 | 30 | $195 |
| North Dakota | 2 of 12 | 0 | $170 |
| Ohio | 27 of 134 | 13 | $200 |
| Oklahoma | 15 of 52 | 8 | $160 |
| Oregon | 17 of 69 | 10 | $170 |
| Pennsylvania | 60 of 267 | 44 | $200 |
| Puerto Rico | 28 of 32 | 27 | $157 |
| Rhode Island | 2 of 13 | 0 | $130 |
| South Carolina | 26 of 68 | 16 | $184.70 |
| South Dakota | 3 of 15 | 0 | $160 |
| Tennessee | 28 of 105 | 20 | $190 |
| Texas | 58 of 228 | 47 | $202.90 |
| Utah | 11 of 33 | 5 | $184.70 |
| Vermont | 3 of 5 | 2 | $123 |
| Virginia | 23 of 106 | 15 | $184.70 |
| Washington | 16 of 71 | 9 | $143 |
| West Virginia | 11 of 51 | 4 | $170 |
| Wisconsin | 13 of 74 | 3 | $150 |
| Wyoming | 3 of 8 | 0 | $113 |
Plans are counted once per state they’re sold in. Special Needs Plans, Cost plans, employer plans and plans under CMS sanction aren’t included.
How a Part B giveback works
Everyone in Medicare Advantage still has Part B and owes its premium ($202.90 a month in 2026 for most people). A plan can offer to pay part of it as an extra benefit. The amount is set by the plan for the year and comes off the standard premium you’d otherwise pay. It can’t lower a Part B late enrollment penalty, and if Medicaid or a Medicare Savings Program already pays your Part B premium, the reduction goes to your state rather than to you.
A giveback isn’t free money. Plans that offer one can charge more when you use care, have a higher out-of-pocket maximum or a narrower network, and many don’t include drug coverage. That’s why each state page shows the plan’s worst-case year: 12 months of premiums, less the giveback, plus the in-network out-of-pocket maximum.
Check before you switch: your doctors and drugs in the official Medicare Plan Finder. You can change plans during Open Enrollment, October 15 to December 7, 2026. Free one-on-one help: your State Health Insurance Assistance Program.
Sources
- CMS, CY 2027 Medicare Advantage and Prescription Drug Plan Landscape (CY2027_Landscape_202609.csv), from cms.gov; extra benefits (Part B giveback, dental, eyewear, hearing aids, over-the-counter allowance) from the CMS CY 2027 Plan Benefit Package files, cms.gov, yearly amounts as each plan filed them; star ratings from the CMS 2027 Star Ratings Data Tables (October 8, 2026), cms.gov. Ratings are per contract, so plans under the same contract share one rating. General-audience plans only: Special Needs Plans, Cost plans and employer group plans are not ranked.
- CMS, Medicare State Buy-in Manual, Chapter 1 (Part B premium reductions by Medicare Advantage plans) — cms.gov PDF.
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