Medicare Advantage Plans With a Part B Giveback in Virginia
These Virginia plans pay part of your Part B premium for 2027, according to the benefits each one filed with CMS. They’re sorted by the size of the giveback, with each plan’s worst-case year beside it: 12 months of premiums, less the giveback, plus the in-network out-of-pocket maximum.
Showing all 23 plans.
With drug coverage
| # | Plan | Premium / month | In-network max out-of-pocket | Worst-case year | Stars |
|---|---|---|---|---|---|
| 1 | DEVOTED GIVEBACK 002 VA (HMO)Devoted Health · HMO15 of 133 counties · drug deductible $461Part B giveback $184.70/mo · Dental up to $250/yr · eyewear $200/yr · OTC items $372/yr | $0−$184.70 Part B giveback | $8,200 | $5,984 | Too new to rate |
| 2 | DEVOTED GIVEBACK 009 VA (HMO)Devoted Health · HMO23 of 133 counties · drug deductible $461Part B giveback $184.70/mo · Dental up to $250/yr · eyewear $200/yr · OTC items $352/yr | $0−$184.70 Part B giveback | $8,250 | $6,034 | Too new to rate |
| 3 | DEVOTED GIVEBACK 012 VA (HMO)Devoted Health · HMO16 of 133 counties · drug deductible $461Part B giveback $184.70/mo · Dental up to $250/yr · eyewear $200/yr · OTC items $372/yr | $0−$184.70 Part B giveback | $8,250 | $6,034 | Too new to rate |
| 4 | HealthSpring Preferred Savings (HMO)HealthSpring · HMO11 of 133 counties · drug deductible $400Part B giveback $140/mo · Dental up to $1,000/yr · eyewear $100/yr | $0−$140 Part B giveback | $6,750 | $5,070 | 3★ |
| 5 | Humana Direct Choice Giveback (PPO)Humana · PPO18 of 133 counties · drug deductible $700Part B giveback $126/mo · Dental · eyewear $150/yr | $0−$126 Part B giveback | $9,850 | $8,338 | 4★ |
| 6 | Humana Essentials Plus Giveback (PPO)Humana · PPO87 of 133 counties · drug deductible $700Part B giveback $119/mo · Dental up to $500/yr · eyewear $100/yr | $0−$119 Part B giveback | $9,850 | $8,422 | 4★ |
| 7 | Humana Essentials Plus Giveback (PPO)Humana · PPO110 of 133 counties · drug deductible $700Part B giveback $119/mo · Dental up to $500/yr · eyewear $100/yr | $0−$119 Part B giveback | $9,850 | $8,422 | 4.5★ |
| 8 | Humana Gold Plus Giveback H1036-334 (HMO)Humana · HMO19 of 133 counties · drug deductible $700Part B giveback $113/mo · Dental · eyewear $100/yr | $0−$113 Part B giveback | $9,850 | $8,494 | 4.5★ |
| 9 | Humana Gold Plus Giveback H6622-090 (HMO)Humana · HMO19 of 133 counties · drug deductible $700Part B giveback $113/mo · Dental · eyewear $100/yr | $0−$113 Part B giveback | $9,850 | $8,494 | 4★ |
| 10 | AARP Medicare Advantage Giveback from UHC TC-4 (HMO-POS)UnitedHealthcare · HMO-POS14 of 133 counties · drug deductible $685Part B giveback $103/mo · Dental up to $1,000/yr · eyewear $100/yr · hearing aids $1,000/yr | $0−$103 Part B giveback | $7,150 | $5,914 | 4★ |
| 11 | AARP Medicare Advantage Giveback from UHC VA-13 (HMO-POS)UnitedHealthcare · HMO-POS55 of 133 counties · drug deductible $685Part B giveback $77/mo · Dental · eyewear $100/yr · hearing aids $1,000/yr | $0−$77 Part B giveback | $9,850 | $8,926 | 4★ |
| 12 | DEVOTED GIVEBACK EXTRAS 029 VA (HMO)Devoted Health · HMO15 of 133 counties · drug deductible $700Part B giveback $70/mo · Dental up to $2,500/yr · eyewear $350/yr · OTC items $732/yr | $0−$70 Part B giveback | $6,800 | $5,960 | Too new to rate |
| 13 | DEVOTED GIVEBACK EXTRAS 031 VA (HMO)Devoted Health · HMO23 of 133 counties · drug deductible $700Part B giveback $70/mo · Dental up to $3,000/yr · eyewear $400/yr · OTC items $348/yr | $0−$70 Part B giveback | $6,800 | $5,960 | Too new to rate |
| 14 | DEVOTED GIVEBACK EXTRAS 032 VA (HMO)Devoted Health · HMO16 of 133 counties · drug deductible $700Part B giveback $70/mo · Dental up to $3,000/yr · eyewear $400/yr · OTC items $728/yr | $0−$70 Part B giveback | $6,800 | $5,960 | Too new to rate |
| 15 | AARP Medicare Advantage from UHC VA-0005 (PPO)UnitedHealthcare · PPO12 of 133 counties · drug deductible $685Part B giveback $13/mo · Preventive dental · hearing aids $700/yr | $0−$13 Part B giveback | $7,900 | $7,744 | 4.5★ |
Without drug coverage
These plans don’t include Part D. They mainly suit people with drug coverage from elsewhere, such as the VA or TRICARE. Joining one generally means you can’t also join a stand-alone Part D plan.
| # | Plan | Premium / month | In-network max out-of-pocket | Worst-case year | Stars |
|---|---|---|---|---|---|
| 1 | AARP Medicare Advantage Patriot No Rx TC-MA01 (HMO-POS)UnitedHealthcare · HMO-POS14 of 133 countiesPart B giveback $165/mo · Dental up to $4,000/yr · eyewear $125/yr · hearing aids $1,000/yr | $0−$165 Part B giveback | $4,450 | $2,470 | 4★ |
| 2 | AARP Medicare Advantage Patriot No Rx VA-MA01 (PPO)UnitedHealthcare · PPO117 of 133 countiesPart B giveback $165/mo · Dental up to $1,000/yr · eyewear $125/yr · hearing aids $700/yr | $0−$165 Part B giveback | $8,900 | $6,920 | 4.5★ |
| 3 | Humana USAA Honor Giveback (PPO)Humana · PPO105 of 133 countiesPart B giveback $162/mo · Dental up to $500/yr · eyewear $150/yr | $0−$162 Part B giveback | $9,850 | $7,906 | 4★ |
| 4 | Humana USAA Honor Giveback (PPO)Humana · PPO110 of 133 countiesPart B giveback $162/mo · Dental up to $500/yr · eyewear $150/yr | $0−$162 Part B giveback | $9,850 | $7,906 | 4.5★ |
| 5 | Humana USAA Honor Giveback (HMO)Humana · HMO13 of 133 countiesPart B giveback $120/mo · Dental up to $1,000/yr · eyewear $150/yr | $0−$120 Part B giveback | $3,500 | $2,060 | 4★ |
| 6 | Aetna Medicare Eagle Giveback (PPO)Aetna Medicare · PPO117 of 133 countiesPart B giveback $100/mo · Dental up to $2,000/yr · eyewear $250/yr · hearing aids $1,500/yr per ear · OTC items $360/yr | $0−$100 Part B giveback | $6,750 | $5,550 | 4★ |
| 7 | Anthem Veteran (PPO)Anthem Blue Cross and Blue Shield · PPO103 of 133 countiesPart B giveback $80/mo · Dental up to $2,250/yr · eyewear $200/yr · hearing aids $1,000/yr · OTC items $140/yr | $0−$80 Part B giveback | $6,800 | $5,840 | 3★ |
| 8 | Humana USAA Honor Giveback (Regional PPO)Humana · Regional PPOAll 133 countiesPart B giveback $52/mo · Dental up to $1,750/yr · eyewear $150/yr | $0−$52 Part B giveback | $9,850 | $9,226 | 3.5★ |
Giveback = the monthly Part B premium reduction each plan filed with CMS for 2027. Worst-case year = 12 × (monthly plan premium − giveback) + in-network maximum out-of-pocket, so a large giveback can make it lower than the out-of-pocket maximum. The standard Part B premium was $202.90 a month in 2026. Special Needs Plans, Cost plans, employer plans and plans under CMS sanction aren’t listed. Methodology
Before you enroll: check that your doctors are in the plan’s network and how it covers your drugs, in the official Medicare Plan Finder. See every Virginia plan, giveback or not, in our Virginia Medicare Advantage ranking.
Questions
Which Medicare Advantage plans in Virginia have a Part B giveback for 2027?
23 of the 106 general-audience plans in Virginia filed a Part B premium reduction with CMS for 2027: 15 with drug coverage and 8 without. The largest is $184.70 a month, from DEVOTED GIVEBACK 002 VA (HMO).
How do I get the Part B giveback?
Join the plan. The plan's reduction comes off the standard Part B premium you'd otherwise pay, whether that premium is taken from your Social Security benefit or billed to you. You keep paying any Part B premium that's left.
Is a giveback plan the cheapest choice?
Not always. Plans that pay back part of your Part B premium can have higher copays, a higher out-of-pocket maximum or a narrower network. The worst-case year in the table counts the giveback as money back and adds the out-of-pocket maximum, so you can compare plans on one number.
Does the giveback help if Medicaid pays my Part B premium?
No. If Medicaid or a Medicare Savings Program pays your Part B premium, CMS sends the reduction to your state, not to you. The giveback also can't lower a Part B late enrollment penalty.
Sources
- CMS, CY 2027 Medicare Advantage and Prescription Drug Plan Landscape (CY2027_Landscape_202609.csv), from cms.gov; extra benefits (Part B giveback, dental, eyewear, hearing aids, over-the-counter allowance) from the CMS CY 2027 Plan Benefit Package files, cms.gov, yearly amounts as each plan filed them; star ratings from the CMS 2027 Star Ratings Data Tables (October 8, 2026), cms.gov. Ratings are per contract, so plans under the same contract share one rating. General-audience plans only: Special Needs Plans, Cost plans and employer group plans are not ranked.
- CMS, Medicare State Buy-in Manual, Chapter 1 (Part B premium reductions by Medicare Advantage plans) — cms.gov PDF.
- CMS, 2026 Part B premium — cms.gov.
Educational information, not a recommendation to join any plan. We are not an insurance agent or broker, and we are not connected with or endorsed by the U.S. government or the federal Medicare program. Plan details can change; confirm with the plan or Medicare.gov. · Advertiser disclosure
Keep going
- All Virginia Medicare Advantage plans, ranked →
- $0-premium plans in Virginia →
- Advantage vs. Original Medicare →
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