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2027 plans · CMS filings

Medicare Advantage Plans With a Part B Giveback in Arizona

These Arizona plans pay part of your Part B premium for 2027, according to the benefits each one filed with CMS. They’re sorted by the size of the giveback, with each plan’s worst-case year beside it: 12 months of premiums, less the giveback, plus the in-network out-of-pocket maximum.

25plans with a giveback, of 90 in Arizona
$195largest giveback per month
17of them include drug coverage

Showing all 25 plans.

With drug coverage

#PlanPremium / monthIn-network max out-of-pocketWorst-case yearStars
1 DEVOTED GIVEBACK 091 AZ (HMO)Devoted Health · HMO2 of 15 counties · drug deductible $650Part B giveback $190/mo · Dental up to $250/yr · eyewear $400/yr · OTC items $560/yr $0−$190 Part B giveback $8,850 $6,570 4.5★
2 DEVOTED GIVEBACK 095 AZ (HMO)Devoted Health · HMO1 of 15 counties · drug deductible $650Part B giveback $190/mo · Dental up to $250/yr · eyewear $400/yr · OTC items $400/yr $0−$190 Part B giveback $8,850 $6,570 4.5★
3 DEVOTED GIVEBACK 013 AZ (HMO)Devoted Health · HMO1 of 15 counties · drug deductible $461Part B giveback $174.70/mo · Dental up to $250/yr · eyewear $400/yr · OTC items $400/yr $0−$174.70 Part B giveback $8,900 $6,804 4★
4 DEVOTED GIVEBACK 019 AZ (HMO)Devoted Health · HMO2 of 15 counties · drug deductible $461Part B giveback $174.70/mo · Dental up to $250/yr · eyewear $400/yr · OTC items $560/yr $0−$174.70 Part B giveback $8,900 $6,804 4★
5 HealthSpring Preferred Extra Savings (HMO)HealthSpring · HMO3 of 15 counties · drug deductible $300Part B giveback $170/mo · Dental up to $500/yr · eyewear $100/yr $0−$170 Part B giveback $6,900 $4,860 3.5★
6 DEVOTED CHOICE GIVEBACK 006 AZ (PPO)Devoted Health · PPO7 of 15 counties · drug deductible $461Part B giveback $125.60/mo · Dental up to $250/yr · eyewear $200/yr $0−$125.60 Part B giveback $9,450 $7,943 3.5★
7 DEVOTED GIVEBACK 099 AZ (HMO)Devoted Health · HMO6 of 15 counties · drug deductible $650Part B giveback $123.60/mo · Dental up to $250/yr · eyewear $400/yr · OTC items $580/yr $0−$123.60 Part B giveback $9,450 $7,967 4.5★
8 Alignment Health Smart 005 (HMO)Alignment Health Plan · HMO3 of 15 counties · drug deductible $700Part B giveback $120/mo · Preventive dental · eyewear $50/yr $0−$120 Part B giveback $3,900 $2,460 4★
9 HealthSpring Preferred Savings (HMO)HealthSpring · HMO3 of 15 counties · drug deductible $300Part B giveback $100/mo · Dental up to $1,000/yr · eyewear $100/yr $0−$100 Part B giveback $4,450 $3,250 3.5★
10 DEVOTED GIVEBACK EXTRAS 105 AZ (HMO)Devoted Health · HMO2 of 15 counties · drug deductible $700Part B giveback $85/mo · Dental up to $4,250/yr · eyewear $400/yr · OTC items $948/yr $0−$85 Part B giveback $5,550 $4,530 4.5★
11 DEVOTED GIVEBACK EXTRAS 107 AZ (HMO)Devoted Health · HMO1 of 15 counties · drug deductible $700Part B giveback $85/mo · Dental up to $3,250/yr · eyewear $400/yr · OTC items $800/yr $0−$85 Part B giveback $5,650 $4,630 4.5★
12 DEVOTED GIVEBACK EXTRAS 106 AZ (HMO)Devoted Health · HMO6 of 15 counties · drug deductible $700Part B giveback $85/mo · Dental up to $2,000/yr · eyewear $400/yr · OTC items $952/yr $0−$85 Part B giveback $7,850 $6,830 4.5★
13 Humana Essentials Plus Giveback (PPO)Humana · PPO3 of 15 counties · drug deductible $700Part B giveback $70/mo · Dental up to $2,000/yr · eyewear $150/yr $0−$70 Part B giveback $6,100 $5,260 4.5★
14 HumanaChoice Giveback H5216-371 (PPO)Humana · PPO3 of 15 counties · drug deductible $700Part B giveback $66/mo · Dental up to $2,000/yr · eyewear $150/yr $0−$66 Part B giveback $6,100 $5,308 4★
15 Wellpoint Premium Savings (HMO-POS)Wellpoint · HMO-POS1 of 15 counties · drug deductible $200Part B giveback $54/mo · Preventive dental · eyewear $225/yr · hearing aids $1,500/yr · OTC items $280/yr $0−$54 Part B giveback $3,400 $2,752 3.5★
16 Humana Essentials Plus Giveback (PPO)Humana · PPO12 of 15 counties · drug deductible $450Part B giveback $52/mo · Dental up to $750/yr · eyewear $150/yr $0−$52 Part B giveback $7,850 $7,226 4★
17 SCAN MyChoice (HMO)SCAN Health Plan · HMO3 of 15 counties · drug deductible $0Part B giveback $30/mo · Dental up to $1,500/yr $0−$30 Part B giveback $2,500 $2,140 3.5★

Without drug coverage

These plans don’t include Part D. They mainly suit people with drug coverage from elsewhere, such as the VA or TRICARE. Joining one generally means you can’t also join a stand-alone Part D plan.

#PlanPremium / monthIn-network max out-of-pocketWorst-case yearStars
1 DEVOTED MA ONLY 005 AZ (HMO)Devoted Health · HMO2 of 15 countiesPart B giveback $195/mo · Dental up to $1,000/yr · eyewear $400/yr · OTC items $400/yr $0−$195 Part B giveback $6,650 $4,310 4★
2 DEVOTED CHOICE MA ONLY 005 AZ (PPO)Devoted Health · PPO10 of 15 countiesPart B giveback $184.70/mo · Dental up to $1,000/yr · eyewear $400/yr · OTC items $400/yr $0−$184.70 Part B giveback $7,000 $4,784 3.5★
3 AARP Medicare Advantage Patriot No Rx AZ-MA3 (HMO-POS)UnitedHealthcare · HMO-POS1 of 15 countiesPart B giveback $160/mo · Dental up to $3,000/yr · eyewear $125/yr · hearing aids $1,000/yr $0−$160 Part B giveback $7,150 $5,230 4★
4 AARP Medicare Advantage Patriot No Rx AZ-MA2 (HMO-POS)UnitedHealthcare · HMO-POS1 of 15 countiesPart B giveback $150/mo · Dental up to $2,500/yr · eyewear $125/yr · hearing aids $1,000/yr $0−$150 Part B giveback $7,150 $5,350 4★
5 Aetna Medicare Eagle (PPO)Aetna Medicare · PPO3 of 15 countiesPart B giveback $125/mo · Dental up to $3,000/yr · eyewear $300/yr · hearing aids $1,000/yr per ear · OTC items $360/yr $0−$125 Part B giveback $5,500 $4,000 4★
6 Humana USAA Honor Giveback (PPO)Humana · PPOAll 15 countiesPart B giveback $110/mo · Dental up to $3,500/yr · eyewear $150/yr $0−$110 Part B giveback $5,150 $3,830 4★
7 AARP Medicare Advantage Patriot No Rx AZ-MA01 (PPO)UnitedHealthcare · PPO13 of 15 countiesPart B giveback $105/mo · Dental up to $2,500/yr · eyewear $125/yr · hearing aids $700/yr $0−$105 Part B giveback $7,150 $5,890 4★
8 eternalHealth Valor Give Back (HMO-POS)eternalHealth · HMO-POS4 of 15 countiesPart B giveback $100/mo · Dental up to $2,500/yr · eyewear $200/yr · OTC items $200/yr $0−$100 Part B giveback $5,500 $4,300 2.5★

Giveback = the monthly Part B premium reduction each plan filed with CMS for 2027. Worst-case year = 12 × (monthly plan premium − giveback) + in-network maximum out-of-pocket, so a large giveback can make it lower than the out-of-pocket maximum. The standard Part B premium was $202.90 a month in 2026. Special Needs Plans, Cost plans, employer plans and plans under CMS sanction aren’t listed. Methodology

Before you enroll: check that your doctors are in the plan’s network and how it covers your drugs, in the official Medicare Plan Finder. See every Arizona plan, giveback or not, in our Arizona Medicare Advantage ranking.

Questions

Which Medicare Advantage plans in Arizona have a Part B giveback for 2027?

25 of the 90 general-audience plans in Arizona filed a Part B premium reduction with CMS for 2027: 17 with drug coverage and 8 without. The largest is $190 a month, from DEVOTED GIVEBACK 091 AZ (HMO).

How do I get the Part B giveback?

Join the plan. The plan's reduction comes off the standard Part B premium you'd otherwise pay, whether that premium is taken from your Social Security benefit or billed to you. You keep paying any Part B premium that's left.

Is a giveback plan the cheapest choice?

Not always. Plans that pay back part of your Part B premium can have higher copays, a higher out-of-pocket maximum or a narrower network. The worst-case year in the table counts the giveback as money back and adds the out-of-pocket maximum, so you can compare plans on one number.

Does the giveback help if Medicaid pays my Part B premium?

No. If Medicaid or a Medicare Savings Program pays your Part B premium, CMS sends the reduction to your state, not to you. The giveback also can't lower a Part B late enrollment penalty.

Sources

  1. CMS, CY 2027 Medicare Advantage and Prescription Drug Plan Landscape (CY2027_Landscape_202609.csv), from cms.gov; extra benefits (Part B giveback, dental, eyewear, hearing aids, over-the-counter allowance) from the CMS CY 2027 Plan Benefit Package files, cms.gov, yearly amounts as each plan filed them; star ratings from the CMS 2027 Star Ratings Data Tables (October 8, 2026), cms.gov. Ratings are per contract, so plans under the same contract share one rating. General-audience plans only: Special Needs Plans, Cost plans and employer group plans are not ranked.
  2. CMS, Medicare State Buy-in Manual, Chapter 1 (Part B premium reductions by Medicare Advantage plans) — cms.gov PDF.
  3. CMS, 2026 Part B premium — cms.gov.

Educational information, not a recommendation to join any plan. We are not an insurance agent or broker, and we are not connected with or endorsed by the U.S. government or the federal Medicare program. Plan details can change; confirm with the plan or Medicare.gov. · Advertiser disclosure

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