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2027 plans · CMS filings

Medicare Advantage Plans With a Part B Giveback in Louisiana

These Louisiana plans pay part of your Part B premium for 2027, according to the benefits each one filed with CMS. They’re sorted by the size of the giveback, with each plan’s worst-case year beside it: 12 months of premiums, less the giveback, plus the in-network out-of-pocket maximum.

20plans with a giveback, of 70 in Louisiana
$200largest giveback per month
15of them include drug coverage

Showing all 20 plans.

With drug coverage

#PlanPremium / monthIn-network max out-of-pocketWorst-case yearStars
1 DEVOTED CHOICE GIVEBACK 002 LA (PPO)Devoted Health · PPO13 of 64 counties · drug deductible $461Part B giveback $184.70/mo · Dental up to $250/yr · eyewear $200/yr · OTC items $368/yr $0−$184.70 Part B giveback $9,850 $7,634 Too new to rate
2 DEVOTED CHOICE GIVEBACK 006 LA (PPO)Devoted Health · PPO4 of 64 counties · drug deductible $461Part B giveback $184.70/mo · Dental up to $250/yr · eyewear $200/yr · OTC items $368/yr $0−$184.70 Part B giveback $9,850 $7,634 Too new to rate
3 DEVOTED CHOICE GIVEBACK 017 LA (PPO)Devoted Health · PPO14 of 64 counties · drug deductible $650Part B giveback $118/mo · Dental up to $250/yr · eyewear $200/yr $0−$118 Part B giveback $8,150 $6,734 Too new to rate
4 Peoples Health Medicare Advantage Giveback LA-4 (HMO-POS)Peoples Health · HMO-POS10 of 64 counties · drug deductible $685Part B giveback $105/mo · Preventive dental · eyewear $100/yr · hearing aids $700/yr $0−$105 Part B giveback $7,150 $5,890 3.5★
5 Aetna Medicare Signature Giveback (PPO)Aetna Medicare · PPO11 of 64 counties · drug deductible $600Part B giveback $73/mo · Dental up to $1,500/yr · eyewear $100/yr · hearing aids $500/yr per ear $0−$73 Part B giveback $7,150 $6,274 4★
6 DEVOTED CHOICE GIVEBACK EXTRAS 028 LA (PPO)Devoted Health · PPO4 of 64 counties · drug deductible $700Part B giveback $70/mo · Dental up to $3,000/yr · eyewear $400/yr · OTC items $764/yr $0−$70 Part B giveback $6,600 $5,760 Too new to rate
7 DEVOTED CHOICE GIVEBACK EXTRAS 027 LA (PPO)Devoted Health · PPO13 of 64 counties · drug deductible $700Part B giveback $70/mo · Dental up to $4,000/yr · eyewear $400/yr · OTC items $668/yr $0−$70 Part B giveback $7,000 $6,160 Too new to rate
8 DEVOTED CHOICE GIVEBACK EXTRAS 029 LA (PPO)Devoted Health · PPO14 of 64 counties · drug deductible $700Part B giveback $70/mo · Dental up to $2,200/yr · eyewear $225/yr · OTC items $436/yr $0−$70 Part B giveback $7,050 $6,210 Too new to rate
9 Wellcare Giveback (HMO-POS)Wellcare · HMO-POS36 of 64 counties · drug deductible $700Part B giveback $63/mo · Dental · eyewear $100/yr · hearing aids $350/yr per ear · OTC items $180/yr $0−$63 Part B giveback $9,250 $8,494 3.5★
10 Blue adVantage Giveback (HMO-POS)Blue Cross and Blue Shield of Louisiana · HMO-POS31 of 64 counties · drug deductible $700Part B giveback $57/mo · Dental up to $1,500/yr · eyewear $100/yr · hearing aids $267/yr $0−$57 Part B giveback $5,500 $4,816 3.5★
11 Humana LCMC Advantage H1951-051 (HMO)Humana · HMO3 of 64 counties · drug deductible $275Part B giveback $51/mo · Dental up to $6,000/yr · eyewear $250/yr $0−$51 Part B giveback $2,875 $2,263 4.5★
12 Humana Select Partner Plan (HMO)Humana · HMO3 of 64 counties · drug deductible $275Part B giveback $39/mo · Dental up to $6,000/yr · eyewear $300/yr · hearing aids $1,000/yr per ear $0−$39 Part B giveback $2,900 $2,432 4.5★
13 Humana FMOL Baton Rouge H1951-053 (HMO)Humana · HMO4 of 64 counties · drug deductible $700Part B giveback $39/mo · Dental up to $2,000/yr · eyewear $300/yr $0−$39 Part B giveback $3,000 $2,532 4.5★
14 Humana Select Partner Plan (HMO)Humana · HMO6 of 64 counties · drug deductible $700Part B giveback $38/mo · Dental up to $5,000/yr · eyewear $200/yr · hearing aids $1,000/yr per ear $0−$38 Part B giveback $3,100 $2,644 4.5★
15 Peoples Health Choices 65 (HMO-POS)Peoples Health · HMO-POS10 of 64 counties · drug deductible $595Part B giveback $25/mo · Dental up to $4,000/yr · eyewear $100/yr · hearing aids $700/yr $0−$25 Part B giveback $3,900 $3,600 3.5★

Without drug coverage

These plans don’t include Part D. They mainly suit people with drug coverage from elsewhere, such as the VA or TRICARE. Joining one generally means you can’t also join a stand-alone Part D plan.

#PlanPremium / monthIn-network max out-of-pocketWorst-case yearStars
1 Peoples Health Medicare Advantage Patriot No Rx LA (HMO-POS)Peoples Health · HMO-POSAll 64 countiesPart B giveback $200/mo · Dental up to $5,000/yr · eyewear $225/yr · hearing aids $1,000/yr $0−$200 Part B giveback $6,700 $4,300 3.5★
2 Humana USAA Honor Giveback (HMO)Humana · HMO63 of 64 countiesPart B giveback $195/mo · Dental up to $5,000/yr · eyewear $250/yr $0−$195 Part B giveback $4,900 $2,560 4.5★
3 Humana USAA Honor Giveback (PPO)Humana · PPO63 of 64 countiesPart B giveback $156/mo · Dental up to $3,000/yr · eyewear $250/yr $0−$156 Part B giveback $4,900 $3,028 4★
4 Wellcare Patriot Giveback (HMO-POS)Wellcare · HMO-POS36 of 64 countiesPart B giveback $125/mo · Dental up to $1,500/yr · eyewear $200/yr · hearing aids $350/yr per ear $0−$125 Part B giveback $7,900 $6,400 3.5★
5 Aetna Medicare Eagle Plus Giveback (PPO)Aetna Medicare · PPO18 of 64 countiesPart B giveback $100/mo · Dental up to $4,000/yr · eyewear $300/yr · hearing aids $500/yr per ear · OTC items $780/yr $0−$100 Part B giveback $6,750 $5,550 4★

Giveback = the monthly Part B premium reduction each plan filed with CMS for 2027. Worst-case year = 12 × (monthly plan premium − giveback) + in-network maximum out-of-pocket, so a large giveback can make it lower than the out-of-pocket maximum. The standard Part B premium was $202.90 a month in 2026. Special Needs Plans, Cost plans, employer plans and plans under CMS sanction aren’t listed. Methodology

Before you enroll: check that your doctors are in the plan’s network and how it covers your drugs, in the official Medicare Plan Finder. See every Louisiana plan, giveback or not, in our Louisiana Medicare Advantage ranking.

Questions

Which Medicare Advantage plans in Louisiana have a Part B giveback for 2027?

20 of the 70 general-audience plans in Louisiana filed a Part B premium reduction with CMS for 2027: 15 with drug coverage and 5 without. The largest is $184.70 a month, from DEVOTED CHOICE GIVEBACK 002 LA (PPO).

How do I get the Part B giveback?

Join the plan. The plan's reduction comes off the standard Part B premium you'd otherwise pay, whether that premium is taken from your Social Security benefit or billed to you. You keep paying any Part B premium that's left.

Is a giveback plan the cheapest choice?

Not always. Plans that pay back part of your Part B premium can have higher copays, a higher out-of-pocket maximum or a narrower network. The worst-case year in the table counts the giveback as money back and adds the out-of-pocket maximum, so you can compare plans on one number.

Does the giveback help if Medicaid pays my Part B premium?

No. If Medicaid or a Medicare Savings Program pays your Part B premium, CMS sends the reduction to your state, not to you. The giveback also can't lower a Part B late enrollment penalty.

Sources

  1. CMS, CY 2027 Medicare Advantage and Prescription Drug Plan Landscape (CY2027_Landscape_202609.csv), from cms.gov; extra benefits (Part B giveback, dental, eyewear, hearing aids, over-the-counter allowance) from the CMS CY 2027 Plan Benefit Package files, cms.gov, yearly amounts as each plan filed them; star ratings from the CMS 2027 Star Ratings Data Tables (October 8, 2026), cms.gov. Ratings are per contract, so plans under the same contract share one rating. General-audience plans only: Special Needs Plans, Cost plans and employer group plans are not ranked.
  2. CMS, Medicare State Buy-in Manual, Chapter 1 (Part B premium reductions by Medicare Advantage plans) — cms.gov PDF.
  3. CMS, 2026 Part B premium — cms.gov.

Educational information, not a recommendation to join any plan. We are not an insurance agent or broker, and we are not connected with or endorsed by the U.S. government or the federal Medicare program. Plan details can change; confirm with the plan or Medicare.gov. · Advertiser disclosure

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