Medicare Advantage Plans With a Part B Giveback in Indiana
These Indiana plans pay part of your Part B premium for 2027, according to the benefits each one filed with CMS. They’re sorted by the size of the giveback, with each plan’s worst-case year beside it: 12 months of premiums, less the giveback, plus the in-network out-of-pocket maximum.
Showing all 22 plans.
With drug coverage
| # | Plan | Premium / month | In-network max out-of-pocket | Worst-case year | Stars |
|---|---|---|---|---|---|
| 1 | DEVOTED CHOICE GIVEBACK 002 IN (PPO)Devoted Health · PPO14 of 92 counties · drug deductible $461Part B giveback $183/mo · Dental up to $250/yr · eyewear $200/yr | $0−$183 Part B giveback | $9,650 | $7,454 | Not rated |
| 2 | DEVOTED CHOICE GIVEBACK 006 IN (PPO)Devoted Health · PPO16 of 92 counties · drug deductible $461Part B giveback $174.90/mo · Dental up to $250/yr · eyewear $200/yr | $0−$174.90 Part B giveback | $9,850 | $7,751 | Not rated |
| 3 | DEVOTED CHOICE GIVEBACK 012 IN (PPO)Devoted Health · PPO23 of 92 counties · drug deductible $461Part B giveback $159.90/mo · Dental up to $250/yr · eyewear $200/yr | $0−$159.90 Part B giveback | $9,850 | $7,931 | Not rated |
| 4 | DEVOTED CHOICE GIVEBACK 009 IN (PPO)Devoted Health · PPO17 of 92 counties · drug deductible $461Part B giveback $158.10/mo · Dental up to $250/yr · eyewear $200/yr | $0−$158.10 Part B giveback | $9,850 | $7,953 | Not rated |
| 5 | Humana Essentials Plus Giveback (PPO)Humana · PPO3 of 92 counties · drug deductible $700Part B giveback $126/mo · Dental up to $500/yr · eyewear $100/yr | $0−$126 Part B giveback | $9,850 | $8,338 | 4.5★ |
| 6 | HumanaChoice Giveback H5216-322 (PPO)Humana · PPO3 of 92 counties · drug deductible $700Part B giveback $126/mo · Dental up to $500/yr · eyewear $100/yr | $0−$126 Part B giveback | $9,850 | $8,338 | 4★ |
| 7 | Humana Essentials Plus Giveback (PPO)Humana · PPOAll 92 counties · drug deductible $700Part B giveback $124/mo · Dental up to $500/yr · eyewear $100/yr | $0−$124 Part B giveback | $9,850 | $8,362 | 4.5★ |
| 8 | HumanaChoice Giveback H5216-481 (PPO)Humana · PPO67 of 92 counties · drug deductible $700Part B giveback $123/mo · Dental up to $500/yr · eyewear $100/yr | $0−$123 Part B giveback | $9,850 | $8,374 | 4★ |
| 9 | DEVOTED CHOICE GIVEBACK EXTRAS 024 IN (PPO)Devoted Health · PPO14 of 92 counties · drug deductible $700Part B giveback $90/mo · Dental up to $2,250/yr · eyewear $350/yr · OTC items $400/yr | $0−$90 Part B giveback | $7,100 | $6,020 | Not rated |
| 10 | DEVOTED CHOICE GIVEBACK EXTRAS 023 IN (PPO)Devoted Health · PPO23 of 92 counties · drug deductible $700Part B giveback $90/mo · Dental up to $4,250/yr · eyewear $350/yr · OTC items $340/yr | $0−$90 Part B giveback | $7,300 | $6,220 | Not rated |
| 11 | DEVOTED CHOICE GIVEBACK EXTRAS 025 IN (PPO)Devoted Health · PPO16 of 92 counties · drug deductible $700Part B giveback $90/mo · Dental up to $2,250/yr · eyewear $350/yr · OTC items $296/yr | $0−$90 Part B giveback | $7,350 | $6,270 | Not rated |
| 12 | DEVOTED CHOICE GIVEBACK EXTRAS 026 IN (PPO)Devoted Health · PPO17 of 92 counties · drug deductible $700Part B giveback $90/mo · Dental up to $4,250/yr · eyewear $350/yr · OTC items $708/yr | $0−$90 Part B giveback | $7,500 | $6,420 | Not rated |
| 13 | AARP Medicare Advantage Giveback from UHC IN-20 (HMO-POS)UnitedHealthcare · HMO-POS68 of 92 counties · drug deductible $685Part B giveback $47/mo · Preventive dental · eyewear $100/yr · hearing aids $1,000/yr | $0−$47 Part B giveback | $7,150 | $6,586 | 3.5★ |
| 14 | Wellcare Giveback Open (PPO)Wellcare · PPO90 of 92 counties · drug deductible $700Part B giveback $39.50/mo · Dental up to $1,500/yr · eyewear $200/yr · hearing aids $350/yr per ear · OTC items $180/yr | $0−$39.50 Part B giveback | $9,850 | $9,376 | 2.5★ |
| 15 | HumanaChoice H5216-226 (PPO)Humana · PPO1 of 92 counties · drug deductible $700Part B giveback $10/mo · Dental up to $1,000/yr · eyewear $100/yr | $0−$10 Part B giveback | $6,600 | $6,480 | 4★ |
Without drug coverage
These plans don’t include Part D. They mainly suit people with drug coverage from elsewhere, such as the VA or TRICARE. Joining one generally means you can’t also join a stand-alone Part D plan.
| # | Plan | Premium / month | In-network max out-of-pocket | Worst-case year | Stars |
|---|---|---|---|---|---|
| 1 | AARP Medicare Advantage Patriot No Rx IN-MA01 (PPO)UnitedHealthcare · PPO63 of 92 countiesPart B giveback $190/mo · Dental up to $3,000/yr · eyewear $125/yr · hearing aids $700/yr | $0−$190 Part B giveback | $9,850 | $7,570 | 4★ |
| 2 | Humana USAA Honor Giveback (PPO)Humana · PPOAll 92 countiesPart B giveback $185/mo · Dental up to $4,000/yr · eyewear $200/yr | $0−$185 Part B giveback | $7,900 | $5,680 | 4★ |
| 3 | Humana USAA Honor Giveback (PPO)Humana · PPOAll 92 countiesPart B giveback $185/mo · Dental up to $4,000/yr · eyewear $200/yr | $0−$185 Part B giveback | $7,900 | $5,680 | 4.5★ |
| 4 | Red, White and Tru (PPO)MyTruAdvantage · PPO34 of 92 countiesPart B giveback $125/mo · Dental up to $2,500/yr · eyewear $250/yr · OTC items $200/yr | $0−$125 Part B giveback | $5,500 | $4,000 | 3.5★ |
| 5 | Humana USAA Honor Giveback (PPO)Humana · PPOAll 92 countiesPart B giveback $110/mo · Dental up to $4,000/yr · eyewear $200/yr | $0−$110 Part B giveback | $7,900 | $6,580 | 4★ |
| 6 | Anthem Veteran (PPO)Anthem Blue Cross and Blue Shield · PPOAll 92 countiesPart B giveback $110/mo · Dental up to $2,000/yr · eyewear $200/yr · hearing aids $2,000/yr · OTC items $120/yr | $0−$110 Part B giveback | $9,250 | $7,930 | 3.5★ |
| 7 | Aetna Medicare Eagle (PPO)Aetna Medicare · PPO44 of 92 countiesPart B giveback $70/mo · Dental up to $3,750/yr · eyewear $300/yr · hearing aids $1,250/yr per ear · OTC items $400/yr | $0−$70 Part B giveback | $5,200 | $4,360 | 4★ |
Giveback = the monthly Part B premium reduction each plan filed with CMS for 2027. Worst-case year = 12 × (monthly plan premium − giveback) + in-network maximum out-of-pocket, so a large giveback can make it lower than the out-of-pocket maximum. The standard Part B premium was $202.90 a month in 2026. Special Needs Plans, Cost plans, employer plans and plans under CMS sanction aren’t listed. Methodology
Before you enroll: check that your doctors are in the plan’s network and how it covers your drugs, in the official Medicare Plan Finder. See every Indiana plan, giveback or not, in our Indiana Medicare Advantage ranking.
Questions
Which Medicare Advantage plans in Indiana have a Part B giveback for 2027?
22 of the 98 general-audience plans in Indiana filed a Part B premium reduction with CMS for 2027: 15 with drug coverage and 7 without. The largest is $183 a month, from DEVOTED CHOICE GIVEBACK 002 IN (PPO).
How do I get the Part B giveback?
Join the plan. The plan's reduction comes off the standard Part B premium you'd otherwise pay, whether that premium is taken from your Social Security benefit or billed to you. You keep paying any Part B premium that's left.
Is a giveback plan the cheapest choice?
Not always. Plans that pay back part of your Part B premium can have higher copays, a higher out-of-pocket maximum or a narrower network. The worst-case year in the table counts the giveback as money back and adds the out-of-pocket maximum, so you can compare plans on one number.
Does the giveback help if Medicaid pays my Part B premium?
No. If Medicaid or a Medicare Savings Program pays your Part B premium, CMS sends the reduction to your state, not to you. The giveback also can't lower a Part B late enrollment penalty.
Sources
- CMS, CY 2027 Medicare Advantage and Prescription Drug Plan Landscape (CY2027_Landscape_202609.csv), from cms.gov; extra benefits (Part B giveback, dental, eyewear, hearing aids, over-the-counter allowance) from the CMS CY 2027 Plan Benefit Package files, cms.gov, yearly amounts as each plan filed them; star ratings from the CMS 2027 Star Ratings Data Tables (October 8, 2026), cms.gov. Ratings are per contract, so plans under the same contract share one rating. General-audience plans only: Special Needs Plans, Cost plans and employer group plans are not ranked.
- CMS, Medicare State Buy-in Manual, Chapter 1 (Part B premium reductions by Medicare Advantage plans) — cms.gov PDF.
- CMS, 2026 Part B premium — cms.gov.
Educational information, not a recommendation to join any plan. We are not an insurance agent or broker, and we are not connected with or endorsed by the U.S. government or the federal Medicare program. Plan details can change; confirm with the plan or Medicare.gov. · Advertiser disclosure
Keep going
- All Indiana Medicare Advantage plans, ranked →
- $0-premium plans in Indiana →
- Advantage vs. Original Medicare →
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