Medicare Advantage Plans With a Part B Giveback in Alabama
These Alabama plans pay part of your Part B premium for 2027, according to the benefits each one filed with CMS. They’re sorted by the size of the giveback, with each plan’s worst-case year beside it: 12 months of premiums, less the giveback, plus the in-network out-of-pocket maximum.
Showing all 19 plans.
With drug coverage
| # | Plan | Premium / month | In-network max out-of-pocket | Worst-case year | Stars |
|---|---|---|---|---|---|
| 1 | DEVOTED CHOICE GIVEBACK 009 AL (PPO)Devoted Health · PPO30 of 67 counties · drug deductible $650Part B giveback $190/mo · Dental up to $250/yr · eyewear $200/yr · OTC items $428/yr | $0−$190 Part B giveback | $9,850 | $7,570 | 4.5★ |
| 2 | HealthSpring Preferred Extra Savings (HMO)HealthSpring · HMO2 of 67 counties · drug deductible $600Part B giveback $183/mo · Dental up to $250/yr · eyewear $100/yr | $0−$183 Part B giveback | $7,000 | $4,804 | 3.5★ |
| 3 | DEVOTED CHOICE GIVEBACK 005 AL (PPO)Devoted Health · PPO32 of 67 counties · drug deductible $461Part B giveback $174.70/mo · Dental up to $250/yr · eyewear $200/yr · OTC items $428/yr | $0−$174.70 Part B giveback | $8,900 | $6,804 | 3.5★ |
| 4 | HealthSpring Preferred Extra Savings (HMO)HealthSpring · HMO12 of 67 counties · drug deductible $300Part B giveback $170/mo · Dental up to $600/yr · eyewear $100/yr | $0−$170 Part B giveback | $8,500 | $6,460 | 3.5★ |
| 5 | DEVOTED GIVEBACK 002 AL (HMO)Devoted Health · HMO41 of 67 counties · drug deductible $461Part B giveback $135.50/mo · Dental up to $250/yr · eyewear $100/yr | $0−$135.50 Part B giveback | $9,850 | $8,224 | 3.5★ |
| 6 | DEVOTED CHOICE GIVEBACK 006 AL (PPO)Devoted Health · PPO11 of 67 counties · drug deductible $461Part B giveback $134/mo · Dental up to $250/yr · eyewear $200/yr | $0−$134 Part B giveback | $9,850 | $8,242 | 3.5★ |
| 7 | DEVOTED CHOICE GIVEBACK 010 AL (PPO)Devoted Health · PPO14 of 67 counties · drug deductible $650Part B giveback $132/mo · Dental up to $250/yr · eyewear $200/yr | $0−$132 Part B giveback | $9,850 | $8,266 | 4.5★ |
| 8 | Aetna Medicare Signature Giveback (PPO)Aetna Medicare · PPO5 of 67 counties · drug deductible $600Part B giveback $103/mo · Dental up to $1,500/yr · eyewear $100/yr · hearing aids $500/yr per ear | $0−$103 Part B giveback | $9,250 | $8,014 | 4★ |
| 9 | DEVOTED CHOICE GIVEBACK EXTRAS 038 AL (PPO)Devoted Health · PPO30 of 67 counties · drug deductible $700Part B giveback $70/mo · Dental up to $2,000/yr · eyewear $400/yr · OTC items $300/yr | $0−$70 Part B giveback | $7,250 | $6,410 | 4.5★ |
| 10 | DEVOTED CHOICE GIVEBACK EXTRAS 039 AL (PPO)Devoted Health · PPO14 of 67 counties · drug deductible $700Part B giveback $70/mo · Dental up to $2,000/yr · eyewear $400/yr · OTC items $320/yr | $0−$70 Part B giveback | $7,700 | $6,860 | 4.5★ |
| 11 | VIVA Medicare Infirmary Health Advantage (HMO)VIVA Medicare · HMO2 of 67 counties · drug deductible $200Part B giveback $15/mo · Dental up to $1,400/yr · eyewear $200/yr · OTC items $160/yr | $0−$15 Part B giveback | $6,500 | $6,320 | 4★ |
| 12 | VIVA Medicare Plus (HMO)VIVA Medicare · HMO18 of 67 counties · drug deductible $450Part B giveback $9/mo · Dental up to $1,100/yr · eyewear $100/yr · OTC items $140/yr | $0−$9 Part B giveback | $9,250 | $9,142 | 4★ |
Without drug coverage
These plans don’t include Part D. They mainly suit people with drug coverage from elsewhere, such as the VA or TRICARE. Joining one generally means you can’t also join a stand-alone Part D plan.
| # | Plan | Premium / month | In-network max out-of-pocket | Worst-case year | Stars |
|---|---|---|---|---|---|
| 1 | AARP Medicare Advantage Patriot No Rx AL-MA01 (HMO-POS)UnitedHealthcare · HMO-POS66 of 67 countiesPart B giveback $190/mo · Dental up to $5,000/yr · eyewear $125/yr · hearing aids $1,000/yr | $0−$190 Part B giveback | $7,150 | $4,870 | 3.5★ |
| 2 | DEVOTED CHOICE MA ONLY 007 AL (PPO)Devoted Health · PPO43 of 67 countiesPart B giveback $184.70/mo · Dental up to $1,000/yr · eyewear $400/yr | $0−$184.70 Part B giveback | $7,900 | $5,684 | 3.5★ |
| 3 | AARP Medicare Advantage Patriot No Rx AL-MA2 (HMO-POS)UnitedHealthcare · HMO-POS66 of 67 countiesPart B giveback $170/mo · Dental up to $4,000/yr · eyewear $125/yr · hearing aids $1,000/yr | $0−$170 Part B giveback | $7,150 | $5,110 | 3.5★ |
| 4 | Humana USAA Honor Giveback (HMO)Humana · HMOAll 67 countiesPart B giveback $135/mo · Dental up to $4,000/yr · eyewear $250/yr | $0−$135 Part B giveback | $4,150 | $2,530 | 4.5★ |
| 5 | Humana USAA Honor Giveback (PPO)Humana · PPOAll 67 countiesPart B giveback $102/mo · Dental up to $2,000/yr · eyewear $250/yr | $0−$102 Part B giveback | $4,150 | $2,926 | 4★ |
| 6 | VIVA Medicare Select (HMO)VIVA Medicare · HMO40 of 67 countiesPart B giveback $100/mo · Dental up to $1,250/yr · eyewear $200/yr · OTC items $180/yr | $0−$100 Part B giveback | $9,250 | $8,050 | 4★ |
| 7 | HealthSpring Courage (HMO)HealthSpring · HMO29 of 67 countiesPart B giveback $75/mo · Dental up to $750/yr · eyewear $175/yr | $0−$75 Part B giveback | $5,750 | $4,850 | 3.5★ |
Giveback = the monthly Part B premium reduction each plan filed with CMS for 2027. Worst-case year = 12 × (monthly plan premium − giveback) + in-network maximum out-of-pocket, so a large giveback can make it lower than the out-of-pocket maximum. The standard Part B premium was $202.90 a month in 2026. Special Needs Plans, Cost plans, employer plans and plans under CMS sanction aren’t listed. Methodology
Before you enroll: check that your doctors are in the plan’s network and how it covers your drugs, in the official Medicare Plan Finder. See every Alabama plan, giveback or not, in our Alabama Medicare Advantage ranking.
Questions
Which Medicare Advantage plans in Alabama have a Part B giveback for 2027?
19 of the 65 general-audience plans in Alabama filed a Part B premium reduction with CMS for 2027: 12 with drug coverage and 7 without. The largest is $190 a month, from DEVOTED CHOICE GIVEBACK 009 AL (PPO).
How do I get the Part B giveback?
Join the plan. The plan's reduction comes off the standard Part B premium you'd otherwise pay, whether that premium is taken from your Social Security benefit or billed to you. You keep paying any Part B premium that's left.
Is a giveback plan the cheapest choice?
Not always. Plans that pay back part of your Part B premium can have higher copays, a higher out-of-pocket maximum or a narrower network. The worst-case year in the table counts the giveback as money back and adds the out-of-pocket maximum, so you can compare plans on one number.
Does the giveback help if Medicaid pays my Part B premium?
No. If Medicaid or a Medicare Savings Program pays your Part B premium, CMS sends the reduction to your state, not to you. The giveback also can't lower a Part B late enrollment penalty.
Sources
- CMS, CY 2027 Medicare Advantage and Prescription Drug Plan Landscape (CY2027_Landscape_202609.csv), from cms.gov; extra benefits (Part B giveback, dental, eyewear, hearing aids, over-the-counter allowance) from the CMS CY 2027 Plan Benefit Package files, cms.gov, yearly amounts as each plan filed them; star ratings from the CMS 2027 Star Ratings Data Tables (October 8, 2026), cms.gov. Ratings are per contract, so plans under the same contract share one rating. General-audience plans only: Special Needs Plans, Cost plans and employer group plans are not ranked.
- CMS, Medicare State Buy-in Manual, Chapter 1 (Part B premium reductions by Medicare Advantage plans) — cms.gov PDF.
- CMS, 2026 Part B premium — cms.gov.
Educational information, not a recommendation to join any plan. We are not an insurance agent or broker, and we are not connected with or endorsed by the U.S. government or the federal Medicare program. Plan details can change; confirm with the plan or Medicare.gov. · Advertiser disclosure
Keep going
- All Alabama Medicare Advantage plans, ranked →
- $0-premium plans in Alabama →
- Advantage vs. Original Medicare →
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