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2027 plans · CMS filings

Medicare Advantage Plans With a Part B Giveback in Missouri

These Missouri plans pay part of your Part B premium for 2027, according to the benefits each one filed with CMS. They’re sorted by the size of the giveback, with each plan’s worst-case year beside it: 12 months of premiums, less the giveback, plus the in-network out-of-pocket maximum.

31plans with a giveback, of 113 in Missouri
$170largest giveback per month
20of them include drug coverage

Showing all 31 plans.

With drug coverage

#PlanPremium / monthIn-network max out-of-pocketWorst-case yearStars
1 DEVOTED GIVEBACK 002 MO (HMO)Devoted Health · HMO12 of 115 counties · drug deductible $461Part B giveback $164.80/mo · Dental up to $250/yr · eyewear $200/yr $0−$164.80 Part B giveback $7,150 $5,172 4★
2 DEVOTED GIVEBACK 004 MO (HMO)Devoted Health · HMO27 of 115 counties · drug deductible $461Part B giveback $164.70/mo · Dental up to $250/yr · eyewear $200/yr $0−$164.70 Part B giveback $7,150 $5,174 4★
3 DEVOTED GIVEBACK 006 MO (HMO)Devoted Health · HMO26 of 115 counties · drug deductible $461Part B giveback $164.70/mo · Dental up to $250/yr · eyewear $200/yr $0−$164.70 Part B giveback $7,150 $5,174 4★
4 DEVOTED GIVEBACK 010 MO (HMO)Devoted Health · HMO12 of 115 counties · drug deductible $461Part B giveback $159.90/mo · Dental up to $250/yr · eyewear $200/yr $0−$159.90 Part B giveback $7,150 $5,231 4★
5 DEVOTED CHOICE GIVEBACK 002 MO (PPO)Devoted Health · PPO25 of 115 counties · drug deductible $650Part B giveback $118/mo · Dental up to $250/yr · eyewear $200/yr $0−$118 Part B giveback $7,150 $5,734 Too new to rate
6 DEVOTED GIVEBACK 022 MO (HMO)Devoted Health · HMO4 of 115 counties · drug deductible $650Part B giveback $118/mo · Dental up to $250/yr · eyewear $200/yr $0−$118 Part B giveback $9,850 $8,434 4★
7 HealthSpring Preferred Savings (HMO)HealthSpring · HMO7 of 115 counties · drug deductible $700Part B giveback $95/mo · Dental up to $500/yr · eyewear $100/yr $0−$95 Part B giveback $7,150 $6,010 3★
8 DEVOTED CHOICE GIVEBACK EXTRAS 005 MO (PPO)Devoted Health · PPO25 of 115 counties · drug deductible $700Part B giveback $90/mo · Dental up to $4,000/yr · eyewear $350/yr · OTC items $400/yr $0−$90 Part B giveback $5,450 $4,370 Too new to rate
9 DEVOTED GIVEBACK EXTRAS 025 MO (HMO)Devoted Health · HMO26 of 115 counties · drug deductible $700Part B giveback $80/mo · Dental up to $4,000/yr · eyewear $350/yr · OTC items $960/yr $0−$80 Part B giveback $5,000 $4,040 4★
10 DEVOTED GIVEBACK EXTRAS 028 MO (HMO)Devoted Health · HMO12 of 115 counties · drug deductible $700Part B giveback $80/mo · Dental up to $4,000/yr · eyewear $350/yr · OTC items $500/yr $0−$80 Part B giveback $5,100 $4,140 4★
11 DEVOTED GIVEBACK EXTRAS 026 MO (HMO)Devoted Health · HMO12 of 115 counties · drug deductible $700Part B giveback $80/mo · Dental up to $3,250/yr · eyewear $350/yr · OTC items $668/yr $0−$80 Part B giveback $5,200 $4,240 4★
12 Humana Essentials Plus Giveback (PPO)Humana · PPO6 of 115 counties · drug deductible $700Part B giveback $74/mo · Dental up to $2,000/yr · eyewear $150/yr $0−$74 Part B giveback $5,250 $4,362 4.5★
13 Humana Essentials Plus Giveback (PPO)Humana · PPO6 of 115 counties · drug deductible $700Part B giveback $72/mo · Dental up to $2,000/yr · eyewear $150/yr $0−$72 Part B giveback $5,250 $4,386 4★
14 DEVOTED GIVEBACK EXTRAS 024 MO (HMO)Devoted Health · HMO4 of 115 counties · drug deductible $700Part B giveback $70/mo · Dental up to $4,000/yr · eyewear $350/yr · OTC items $536/yr $0−$70 Part B giveback $7,300 $6,460 4★
15 HumanaChoice Giveback H5216-404 (PPO)Humana · PPO27 of 115 counties · drug deductible $700Part B giveback $61/mo · Dental up to $4,000/yr · eyewear $100/yr $0−$61 Part B giveback $5,500 $4,768 4★
16 Humana Essentials Plus Giveback (HMO)Humana · HMO17 of 115 counties · drug deductible $700Part B giveback $60/mo · Dental up to $3,500/yr · eyewear $150/yr $0−$60 Part B giveback $4,200 $3,480 4.5★
17 Humana Essentials Plus Giveback (HMO)Humana · HMO17 of 115 counties · drug deductible $700Part B giveback $60/mo · Dental up to $3,500/yr · eyewear $150/yr $0−$60 Part B giveback $4,200 $3,480 4.5★
18 Humana Total Complete Giveback (HMO-POS)Humana · HMO-POS6 of 115 counties · drug deductible $700Part B giveback $60/mo · Dental up to $3,000/yr · eyewear $100/yr $0−$60 Part B giveback $4,200 $3,480 4.5★
19 HumanaChoice Giveback H7617-014 (PPO)Humana · PPO27 of 115 counties · drug deductible $700Part B giveback $58/mo · Dental up to $4,000/yr · eyewear $100/yr $0−$58 Part B giveback $5,500 $4,804 4.5★
20 Humana Total Complete Giveback (HMO-POS)Humana · HMO-POS6 of 115 counties · drug deductible $700Part B giveback $54/mo · Dental up to $3,000/yr · eyewear $100/yr $0−$54 Part B giveback $4,200 $3,552 4.5★

Without drug coverage

These plans don’t include Part D. They mainly suit people with drug coverage from elsewhere, such as the VA or TRICARE. Joining one generally means you can’t also join a stand-alone Part D plan.

#PlanPremium / monthIn-network max out-of-pocketWorst-case yearStars
1 AARP Medicare Advantage Patriot No Rx MO-MA01 (HMO-POS)UnitedHealthcare · HMO-POS83 of 115 countiesPart B giveback $170/mo · Dental up to $2,500/yr · eyewear $125/yr · hearing aids $1,000/yr $0−$170 Part B giveback $5,900 $3,860 3.5★
2 AARP Medicare Advantage Patriot No Rx KS-MA2 (HMO-POS)UnitedHealthcare · HMO-POS32 of 115 countiesPart B giveback $160/mo · Dental up to $2,000/yr · eyewear $125/yr · hearing aids $1,000/yr $0−$160 Part B giveback $7,150 $5,230 3.5★
3 Aetna Medicare Eagle (HMO-POS)Aetna Medicare · HMO-POS20 of 115 countiesPart B giveback $150/mo · Dental up to $3,500/yr · eyewear $425/yr · hearing aids $1,250/yr per ear · OTC items $500/yr $0−$150 Part B giveback $3,400 $1,600 3.5★
4 Humana USAA Honor Giveback (PPO)Humana · PPO112 of 115 countiesPart B giveback $150/mo · Dental up to $1,500/yr · eyewear $200/yr $0−$150 Part B giveback $4,700 $2,900 4★
5 Humana USAA Honor Giveback (PPO)Humana · PPO106 of 115 countiesPart B giveback $150/mo · Dental up to $1,500/yr · eyewear $200/yr $0−$150 Part B giveback $4,700 $2,900 4.5★
6 Aetna Medicare Eagle (HMO-POS)Aetna Medicare · HMO-POS60 of 115 countiesPart B giveback $150/mo · Dental up to $2,500/yr · eyewear $300/yr · hearing aids $1,250/yr per ear · OTC items $320/yr $0−$150 Part B giveback $4,900 $3,100 3.5★
7 Aetna Medicare Eagle (HMO-POS)Aetna Medicare · HMO-POS30 of 115 countiesPart B giveback $140/mo · Dental up to $2,000/yr · eyewear $225/yr · hearing aids $1,250/yr per ear · OTC items $180/yr $0−$140 Part B giveback $5,500 $3,820 3.5★
8 AARP Medicare Advantage Patriot No Rx KS-MA01 (PPO)UnitedHealthcare · PPO32 of 115 countiesPart B giveback $115/mo · Dental up to $1,500/yr · eyewear $125/yr · hearing aids $700/yr $0−$115 Part B giveback $7,150 $5,770 4★
9 Wellcare Patriot Giveback Open (PPO)Wellcare · PPO58 of 115 countiesPart B giveback $95/mo · Dental up to $3,000/yr · eyewear $300/yr · hearing aids $2,500/yr per ear $0−$95 Part B giveback $4,000 $2,860 3★
10 Anthem Veteran (PPO)Anthem Blue Cross and Blue Shield · PPO18 of 115 countiesPart B giveback $70/mo · Dental up to $2,500/yr · eyewear $200/yr · hearing aids $2,000/yr · OTC items $260/yr $0−$70 Part B giveback $6,751 $5,911 3★
11 Humana USAA Honor Giveback (Regional PPO)Humana · Regional PPOAll 115 countiesPart B giveback $37/mo · Dental up to $1,000/yr · eyewear $100/yr $0−$37 Part B giveback $5,500 $5,056 3.5★

Giveback = the monthly Part B premium reduction each plan filed with CMS for 2027. Worst-case year = 12 × (monthly plan premium − giveback) + in-network maximum out-of-pocket, so a large giveback can make it lower than the out-of-pocket maximum. The standard Part B premium was $202.90 a month in 2026. Special Needs Plans, Cost plans, employer plans and plans under CMS sanction aren’t listed. Methodology

Before you enroll: check that your doctors are in the plan’s network and how it covers your drugs, in the official Medicare Plan Finder. See every Missouri plan, giveback or not, in our Missouri Medicare Advantage ranking.

Questions

Which Medicare Advantage plans in Missouri have a Part B giveback for 2027?

31 of the 113 general-audience plans in Missouri filed a Part B premium reduction with CMS for 2027: 20 with drug coverage and 11 without. The largest is $164.80 a month, from DEVOTED GIVEBACK 002 MO (HMO).

How do I get the Part B giveback?

Join the plan. The plan's reduction comes off the standard Part B premium you'd otherwise pay, whether that premium is taken from your Social Security benefit or billed to you. You keep paying any Part B premium that's left.

Is a giveback plan the cheapest choice?

Not always. Plans that pay back part of your Part B premium can have higher copays, a higher out-of-pocket maximum or a narrower network. The worst-case year in the table counts the giveback as money back and adds the out-of-pocket maximum, so you can compare plans on one number.

Does the giveback help if Medicaid pays my Part B premium?

No. If Medicaid or a Medicare Savings Program pays your Part B premium, CMS sends the reduction to your state, not to you. The giveback also can't lower a Part B late enrollment penalty.

Sources

  1. CMS, CY 2027 Medicare Advantage and Prescription Drug Plan Landscape (CY2027_Landscape_202609.csv), from cms.gov; extra benefits (Part B giveback, dental, eyewear, hearing aids, over-the-counter allowance) from the CMS CY 2027 Plan Benefit Package files, cms.gov, yearly amounts as each plan filed them; star ratings from the CMS 2027 Star Ratings Data Tables (October 8, 2026), cms.gov. Ratings are per contract, so plans under the same contract share one rating. General-audience plans only: Special Needs Plans, Cost plans and employer group plans are not ranked.
  2. CMS, Medicare State Buy-in Manual, Chapter 1 (Part B premium reductions by Medicare Advantage plans) — cms.gov PDF.
  3. CMS, 2026 Part B premium — cms.gov.

Educational information, not a recommendation to join any plan. We are not an insurance agent or broker, and we are not connected with or endorsed by the U.S. government or the federal Medicare program. Plan details can change; confirm with the plan or Medicare.gov. · Advertiser disclosure

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