Ranked by math. Plans ranked on yearly cost from official federal and state data · ads and any paid links never change the order · not a broker; we don’t enroll you · how we’re funded →
2027 plans · CMS data

Medicare Special Needs Plans in Arizona

Every Special Needs Plan in Arizona for 2027, from the CMS plan landscape file. You can join one only if you fit its group: Medicare and Medicaid (D-SNP), a qualifying chronic condition (C-SNP) or nursing-home-level care (I-SNP). Pick your county to see the plans sold there.

11D-SNPs for Medicare and Medicaid
42C-SNPs for chronic conditions
5I-SNPs for institutional care
24rated 4+ stars by CMS

Showing all 58 plans.

D-SNPs: Medicare and Medicaid

Sorted by CMS star rating, then by how closely the plan is integrated with Arizona Medicaid, then by worst-case year. If Medicaid or the QMB program pays your Medicare cost sharing, the out-of-pocket maximum matters less than the network and how well the plan works with Medicaid.

#PlanPremium / monthIn-network max out-of-pocketWorst-case yearStars
1 Banner Medicare Advantage Dual (HMO D-SNP)Banner Medicare Advantage · HMO D-SNPFully integrated (FIDE) · $0 Medicare cost sharing10 of 15 counties $16.80 $9,850 $10,052 3.5★
2 UHC Dual Complete AZ-YL (HMO-POS D-SNP)UnitedHealthcare · HMO-POS D-SNPFully integrated (FIDE) · $0 Medicare cost sharingAll 15 counties $16.80 $9,850 $10,052 3.5★
3 Health Choice Pathway (HMO D-SNP)Blue Cross Blue Shield of Arizona Health Choice · HMO D-SNPHighly integrated (HIDE) · $0 Medicare cost sharing8 of 15 counties $0 $9,850 $9,850 3.5★
4 UHC Dual Complete AZ-S001 (HMO-POS D-SNP)UnitedHealthcare · HMO-POS D-SNPHighly integrated (HIDE) · $0 Medicare cost sharingAll 15 counties $0 $9,850 $9,850 3.5★
5 Banner Medicare Advantage Dual (HMO D-SNP)Banner Medicare Advantage · HMO D-SNPHighly integrated (HIDE) · $0 Medicare cost sharing10 of 15 counties $16.80 $9,850 $10,052 3.5★
6 Mercy Care Advantage (HMO D-SNP)Mercy Care Advantage · HMO D-SNPFully integrated (FIDE) · $0 Medicare cost sharing4 of 15 counties $16.80 $9,850 $10,052 3★
7 Wellcare Arizona Complete Health Dual Liberty Sync (HMO D-SNP)Wellcare · HMO D-SNPHighly integrated (HIDE) · $0 Medicare cost sharing8 of 15 counties $0 $9,850 $9,850 3★
8 Wellcare Arizona Complete Health Dual Liberty Sync (HMO D-SNP)Wellcare · HMO D-SNPHighly integrated (HIDE) · $0 Medicare cost sharing7 of 15 counties $0 $9,850 $9,850 3★
9 Mercy Care Advantage (HMO D-SNP)Mercy Care Advantage · HMO D-SNPHighly integrated (HIDE) · $0 Medicare cost sharingAll 15 counties $16.10 $9,850 $10,043 3★
10 Mercy Care Advantage (HMO D-SNP)Mercy Care Advantage · HMO D-SNPHighly integrated (HIDE) · $0 Medicare cost sharing3 of 15 counties $16.80 $9,850 $10,052 3★
11 Molina Medicare Complete Care (HMO D-SNP)Molina Healthcare of Arizona · HMO D-SNPHighly integrated (HIDE) · $0 Medicare cost sharing3 of 15 counties $16.80 $9,850 $10,052 Not rated

C-SNPs: chronic conditions

Sorted by worst-case year: 12 months of premiums plus the in-network out-of-pocket maximum. Each plan lists the conditions it serves; you need one of them, confirmed by your doctor or another clinician, to join.

#PlanPremium / monthIn-network max out-of-pocketWorst-case yearStars
1 Verda Noble Chronic Care (HMO C-SNP)Verda Health Plan of Arizona · HMO C-SNPCardiovascular disorders, Chronic heart failure, Diabetes2 of 15 counties $0 $1,799 $1,799 Too new to rate
2 SCAN Balance (HMO C-SNP)SCAN Health Plan · HMO C-SNPCardiovascular disorders, Chronic heart failure, Diabetes3 of 15 counties $0 $2,000 $2,000 3.5★
3 Alignment Health Heart & Diabetes 003 (HMO C-SNP)Alignment Health Plan · HMO C-SNPCardiovascular disorders, Chronic heart failure, Diabetes3 of 15 counties $0 $2,499 $2,499 4★
4 Gold Dialysis Premier (HMO-POS C-SNP)Gold Kidney Health Plan · HMO-POS C-SNPChronic kidney disease1 of 15 counties $0 $2,500 $2,500 2.5★
5 HealthSpring Achieve (HMO C-SNP)HealthSpring · HMO C-SNPCardiovascular disorders, Chronic heart failure, Diabetes3 of 15 counties $0 $2,600 $2,600 3.5★
6 Wellpoint Chronic Care (HMO-POS C-SNP)Wellpoint · HMO-POS C-SNPCardiovascular disorders, Chronic heart failure, Diabetes2 of 15 counties $0 $2,700 $2,700 3.5★
7 Wellpoint Lung Care (HMO-POS C-SNP)Wellpoint · HMO-POS C-SNPChronic lung disorders2 of 15 counties $0 $2,700 $2,700 3.5★
8 Humana Gold Plus - Diabetes and Heart (HMO C-SNP)Humana · HMO C-SNPCardiovascular disorders, Chronic heart failure, Diabetes1 of 15 counties $0 $2,800 $2,800 4.5★
9 UHC Complete Care AZ-3P (HMO-POS C-SNP)UnitedHealthcare · HMO-POS C-SNPCardiovascular disorders, Chronic heart failure, Diabetes1 of 15 counties $0 $2,800 $2,800 4★
10 Alignment Health Heart & Diabetes Plus 007 (HMO C-SNP)Alignment Health Plan · HMO C-SNPCardiovascular disorders, Chronic heart failure, Diabetes3 of 15 counties $0 $2,900 $2,900 4★
11 Gold Dialysis & Kidney (HMO-POS C-SNP)Gold Kidney Health Plan · HMO-POS C-SNPChronic kidney disease4 of 15 counties $0 $2,900 $2,900 2.5★
12 Aetna Medicare Chronic Care (HMO C-SNP)Aetna Medicare · HMO C-SNPCardiovascular disorders, Chronic heart failure, Diabetes1 of 15 counties $0 $3,000 $3,000 Not rated
13 Wellpoint I CareMore Kidney Care (HMO-POS C-SNP)Wellpoint · HMO-POS C-SNPChronic kidney disease1 of 15 counties $0 $3,000 $3,000 3★
14 Gold Heart & Diabetes (HMO-POS C-SNP)Gold Kidney Health Plan · HMO-POS C-SNPCardiovascular disorders, Chronic heart failure, Diabetes4 of 15 counties $0 $3,200 $3,200 2.5★
15 DEVOTED C-SNP 023 AZ (HMO C-SNP)Devoted Health · HMO C-SNPCardiovascular disorders, Chronic heart failure, Diabetes1 of 15 counties $0 $3,350 $3,350 4★
16 DEVOTED C-SNP ENHANCED 092 AZ (HMO C-SNP)Devoted Health · HMO C-SNPCardiovascular disorders, Chronic heart failure, Diabetes2 of 15 counties $0 $3,400 $3,400 4.5★
17 Wellcare Specialty Simple (HMO C-SNP)Wellcare · HMO C-SNPCardiovascular disorders, Chronic heart failure, Diabetes3 of 15 counties $0 $3,450 $3,450 3.5★
18 Gold Dialysis & Kidney (HMO-POS C-SNP)Gold Kidney Health Plan · HMO-POS C-SNPChronic kidney disease4 of 15 counties $0 $3,500 $3,500 2.5★
19 UHC Complete Care AZ-1P (HMO-POS C-SNP)UnitedHealthcare · HMO-POS C-SNPCardiovascular disorders, Chronic heart failure, Diabetes2 of 15 counties $0 $3,500 $3,500 4★
20 DEVOTED C-SNP ENHANCED 096 AZ (HMO C-SNP)Devoted Health · HMO C-SNPCardiovascular disorders, Chronic heart failure, Diabetes1 of 15 counties $0 $3,550 $3,550 4.5★
21 Aetna Medicare Chronic Care (HMO C-SNP)Aetna Medicare · HMO C-SNPCardiovascular disorders, Chronic heart failure, Diabetes1 of 15 counties $0 $3,600 $3,600 Not rated
22 Gold Heart & Diabetes (HMO-POS C-SNP)Gold Kidney Health Plan · HMO-POS C-SNPCardiovascular disorders, Chronic heart failure, Diabetes4 of 15 counties $0 $3,900 $3,900 2.5★
23 SCAN Walmart Medicare Complete (HMO C-SNP)SCAN Health Plan · HMO C-SNPCardiovascular disorders, Chronic heart failure, Diabetes3 of 15 counties $16.80 $4,450 $4,652 3.5★
24 DEVOTED C-SNP ENHANCED 014 AZ (HMO C-SNP)Devoted Health · HMO C-SNPCardiovascular disorders, Chronic heart failure, Diabetes2 of 15 counties $0 $5,000 $5,000 4★
25 DEVOTED C-SNP GIVEBACK EXTRAS 104 AZ (HMO C-SNP)Devoted Health · HMO C-SNPCardiovascular disorders, Chronic heart failure, Diabetes2 of 15 counties $0 $5,550 $5,550 4.5★
26 DEVOTED C-SNP GIVEBACK EXTRAS 102 AZ (HMO C-SNP)Devoted Health · HMO C-SNPCardiovascular disorders, Chronic heart failure, Diabetes1 of 15 counties $0 $5,650 $5,650 4.5★
27 DEVOTED C-SNP ENHANCED 100 AZ (HMO C-SNP)Devoted Health · HMO C-SNPCardiovascular disorders, Chronic heart failure, Diabetes6 of 15 counties $0 $6,550 $6,550 4.5★
28 DEVOTED C-SNP 011 AZ (HMO C-SNP)Devoted Health · HMO C-SNPCardiovascular disorders, Chronic heart failure, Diabetes2 of 15 counties $0 $6,750 $6,750 4★
29 DEVOTED C-SNP GIVEBACK EXTRAS 103 AZ (HMO C-SNP)Devoted Health · HMO C-SNPCardiovascular disorders, Chronic heart failure, Diabetes6 of 15 counties $0 $7,850 $7,850 4.5★
30 Wellpoint Chronic Care 2 (HMO-POS C-SNP)Wellpoint · HMO-POS C-SNPCardiovascular disorders, Chronic heart failure, Diabetes1 of 15 counties $0 $8,300 $8,300 3★
31 Wellpoint Lung Care 2 (HMO-POS C-SNP)Wellpoint · HMO-POS C-SNPChronic lung disorders1 of 15 counties $0 $8,300 $8,300 3★
32 Gold Dialysis & Kidney Complete (HMO-POS C-SNP)Gold Kidney Health Plan · HMO-POS C-SNPChronic kidney disease5 of 15 counties $16.80 $9,250 $9,452 2.5★
33 DEVOTED C-SNP PLUS 022 AZ (HMO C-SNP)Devoted Health · HMO C-SNPCardiovascular disorders, Chronic heart failure, Diabetes2 of 15 counties $0 $9,850 $9,850 4★
34 DEVOTED C-SNP PLUS 025 AZ (HMO C-SNP)Devoted Health · HMO C-SNPCardiovascular disorders, Chronic heart failure, Diabetes1 of 15 counties $0 $9,850 $9,850 4★
35 DEVOTED C-SNP PLUS 027 AZ (HMO C-SNP)Devoted Health · HMO C-SNPCardiovascular disorders, Chronic heart failure, Diabetes7 of 15 counties $0 $9,850 $9,850 4★
36 DEVOTED C-SNP PLUS 093 AZ (HMO C-SNP)Devoted Health · HMO C-SNPCardiovascular disorders, Chronic heart failure, Diabetes2 of 15 counties $0 $9,850 $9,850 4.5★
37 DEVOTED C-SNP PLUS 097 AZ (HMO C-SNP)Devoted Health · HMO C-SNPCardiovascular disorders, Chronic heart failure, Diabetes1 of 15 counties $0 $9,850 $9,850 4.5★
38 DEVOTED C-SNP PLUS 101 AZ (HMO C-SNP)Devoted Health · HMO C-SNPCardiovascular disorders, Chronic heart failure, Diabetes6 of 15 counties $0 $9,850 $9,850 4.5★
39 Humana Gold Plus - Diabetes and Heart (HMO C-SNP)Humana · HMO C-SNPCardiovascular disorders, Chronic heart failure, Diabetes1 of 15 counties $0 $9,850 $9,850 4.5★
40 UHC Complete Care Support AZ-1A (PPO C-SNP)UnitedHealthcare · PPO C-SNPCardiovascular disorders, Chronic heart failure, Diabetes6 of 15 counties $0 $9,850 $9,850 4.5★
41 SCAN DaVita Dialysis Care Complete (HMO-POS C-SNP)SCAN Health Plan · HMO-POS C-SNPChronic kidney disease, Post-kidney transplant2 of 15 counties $12 $9,850 $9,994 3.5★
42 Alignment Health Heart & Diabetes Plus 006 (HMO C-SNP)Alignment Health Plan · HMO C-SNPCardiovascular disorders, Chronic heart failure, Diabetes3 of 15 counties $16.80 $9,850 $10,052 4★

I-SNPs: institutional care

For people who live, or are expected to live, at least 90 days in a nursing home or similar facility, or who need that level of care at home. Sorted by worst-case year.

#PlanPremium / monthIn-network max out-of-pocketWorst-case yearStars
1 SCAN Embrace (HMO-POS I-SNP)SCAN Health Plan · HMO-POS I-SNPHybrid (at home or in a facility)2 of 15 counties $0 $1,500 $1,500 3.5★
2 Wellpoint I CareMore Home Care (HMO I-SNP)Wellpoint · HMO I-SNPHybrid (at home or in a facility)2 of 15 counties $0 $1,500 $1,500 3.5★
3 Wellpoint I CareMore Home Care 2 (HMO I-SNP)Wellpoint · HMO I-SNPHybrid (at home or in a facility)2 of 15 counties $0 $1,500 $1,500 3★
4 SCAN Embrace Together (HMO-POS I-SNP)SCAN Health Plan · HMO-POS I-SNPFacility-based2 of 15 counties $0 $9,850 $9,850 3.5★
5 UHC Nursing Home Plan AZ-F001 (PPO I-SNP)UnitedHealthcare · PPO I-SNPFacility-based3 of 15 counties $9.40 $9,850 $9,963 5★

Worst-case year = 12 × monthly plan premium + in-network maximum out-of-pocket, for covered Part A and B services. Many D-SNP members pay $0 in premiums with Extra Help. Star ratings are CMS’s 2027 overall ratings for the contract behind each plan. Plans under CMS sanction aren’t listed. How we sort

Before you enroll: check the plan’s network and drug list in the official Medicare Plan Finder, and ask the plan whether you qualify. Free one-on-one help: your State Health Insurance Assistance Program.

Questions

How many Special Needs Plans are in Arizona for 2027?

CMS lists 58: 11 D-SNPs (Medicare and Medicaid), 42 C-SNPs (chronic conditions) and 5 I-SNPs (institutional), from 15 parent companies. Not every plan is sold in every county; use the county filter.

Which D-SNPs in Arizona are integrated with Medicaid?

11 of the 11 D-SNPs are fully integrated, highly integrated or applicable integrated plans, which cover or coordinate Medicaid benefits more closely. The rest are coordination-only plans. Integrated plans are listed first among plans with the same star rating.

Do Special Needs Plans include drug coverage?

Yes. Every Special Needs Plan must include Part D drug coverage.

Can I stay in a Special Needs Plan if I no longer qualify?

Only while you still meet the plan's rules. If you lose eligibility, you may get a Special Enrollment Period to join another plan.

Sources

  1. CMS, CY 2027 Medicare Advantage and Prescription Drug Plan Landscape (CY2027_Landscape_202609.csv), Special Needs Plan rows — cms.gov; star ratings from the CMS 2027 Star Ratings Data Tables — cms.gov.
  2. Medicare.gov, “Special Needs Plans” — medicare.gov.

Educational information, not a recommendation to join any plan. We are not an insurance agent or broker, and we are not connected with or endorsed by the U.S. government or the federal Medicare program. Plan details can change; confirm with the plan or Medicare.gov. · Advertiser disclosure

Keep going

Other states

Alabama · Arkansas · California · Colorado · Connecticut · Delaware · District of Columbia · Florida · Georgia · Hawaii · Idaho · Illinois · Indiana · Iowa · Kansas · Kentucky · Louisiana · Maine · Maryland · Massachusetts · Michigan · Minnesota · Mississippi · Missouri · Montana · Nebraska · Nevada · New Hampshire · New Jersey · New Mexico · New York · North Carolina · North Dakota · Ohio · Oklahoma · Oregon · Pennsylvania · Puerto Rico · Rhode Island · South Carolina · South Dakota · Tennessee · Texas · Utah · Virginia · Washington · West Virginia · Wisconsin