Medicare Special Needs Plans in Colorado
Every Special Needs Plan in Colorado for 2027, from the CMS plan landscape file. You can join one only if you fit its group: Medicare and Medicaid (D-SNP), a qualifying chronic condition (C-SNP) or nursing-home-level care (I-SNP). Pick your county to see the plans sold there.
Showing all 39 plans.
D-SNPs: Medicare and Medicaid
Sorted by CMS star rating, then by how closely the plan is integrated with Colorado Medicaid, then by worst-case year. If Medicaid or the QMB program pays your Medicare cost sharing, the out-of-pocket maximum matters less than the network and how well the plan works with Medicaid.
| # | Plan | Premium / month | In-network max out-of-pocket | Worst-case year | Stars |
|---|---|---|---|---|---|
| 1 | UHC Dual Advantage CO-V1 (PPO D-SNP)UnitedHealthcare · PPO D-SNPCoordination-only40 of 64 counties | $18.40 | $5,900 | $6,121 | 4.5★ |
| 2 | Humana Dual Select H0028-078 (HMO D-SNP)Humana · HMO D-SNPCoordination-only7 of 64 counties | $0 | $6,500 | $6,500 | 4.5★ |
| 3 | Humana Dual Select H0028-079 (HMO D-SNP)Humana · HMO D-SNPCoordination-only7 of 64 counties | $0 | $6,750 | $6,750 | 4.5★ |
| 4 | HumanaChoice SNP-DE H7617-067 (PPO D-SNP)Humana · PPO D-SNPCoordination-only · $0 Medicare cost sharing42 of 64 counties | $0 | $9,850 | $9,850 | 4.5★ |
| 5 | UHC Dual Complete CO-Q2 (PPO D-SNP)UnitedHealthcare · PPO D-SNPCoordination-only · $0 Medicare cost sharing40 of 64 counties | $18.40 | $9,850 | $10,071 | 4.5★ |
| 6 | DEVOTED DUAL 007 CO (HMO D-SNP)Devoted Health · HMO D-SNPCoordination-only39 of 64 counties | $0 | $4,450 | $4,450 | 4★ |
| 7 | Kaiser Permanente Dual Essential (HMO D-SNP)Kaiser Permanente · HMO D-SNPCoordination-only11 of 64 counties | $0 | $5,900 | $5,900 | 4★ |
| 8 | Aetna Medicare Full Dual Extra Care (HMO D-SNP)Aetna Medicare · HMO D-SNPCoordination-only · $0 Medicare cost sharing14 of 64 counties | $0 | $9,850 | $9,850 | 4★ |
| 9 | DEVOTED DUAL FULL 012 CO (HMO D-SNP)Devoted Health · HMO D-SNPCoordination-only39 of 64 counties | $0 | $9,850 | $9,850 | 4★ |
| 10 | DEVOTED DUAL PLUS 003 CO (HMO D-SNP)Devoted Health · HMO D-SNPCoordination-only39 of 64 counties | $0 | $9,850 | $9,850 | 4★ |
| 11 | Kaiser Permanente Dual Complete (HMO D-SNP)Kaiser Permanente · HMO D-SNPCoordination-only · $0 Medicare cost sharing11 of 64 counties | $0 | $9,850 | $9,850 | 4★ |
| 12 | Kaiser Permanente Dual Complete Pueblo (HMO D-SNP)Kaiser Permanente · HMO D-SNPCoordination-only · $0 Medicare cost sharing1 of 64 counties | $0 | $9,850 | $9,850 | 4★ |
| 13 | HumanaChoice SNP-DE H5216-267 (PPO D-SNP)Humana · PPO D-SNPCoordination-only · $0 Medicare cost sharing47 of 64 counties | $2.10 | $9,850 | $9,875 | 4★ |
| 14 | UHC Dual Complete CO-S5 (HMO-POS D-SNP)UnitedHealthcare · HMO-POS D-SNPHighly integrated (HIDE) · $0 Medicare cost sharing9 of 64 counties | $18.40 | $9,850 | $10,071 | 3.5★ |
| 15 | Aetna Medicare Dual Extra Care (HMO D-SNP)Aetna Medicare · HMO D-SNPCoordination-only · $0 Medicare cost sharing14 of 64 counties | $0 | $9,850 | $9,850 | 3.5★ |
| 16 | Aetna Medicare Full Dual Care (HMO D-SNP)Aetna Medicare · HMO D-SNPCoordination-only · $0 Medicare cost sharing14 of 64 counties | $0 | $9,850 | $9,850 | 3.5★ |
| 17 | Elevate Medicare Choice (HMO D-SNP)Elevate Medicare Advantage · HMO D-SNPCoordination-only · $0 Medicare cost sharing4 of 64 counties | $0 | $9,850 | $9,850 | 3.5★ |
| 18 | Anthem Dual Advantage (HMO D-SNP)Anthem Blue Cross and Blue Shield · HMO D-SNPCoordination-only15 of 64 counties | $18.40 | $9,850 | $10,071 | 3.5★ |
| 19 | UHC Dual Complete CO-Q1 (HMO-POS D-SNP)UnitedHealthcare · HMO-POS D-SNPCoordination-only · $0 Medicare cost sharingAll 64 counties | $18.40 | $9,850 | $10,071 | 3.5★ |
| 20 | UHC Dual Complete CO-S4 (HMO-POS D-SNP)UnitedHealthcare · HMO-POS D-SNPCoordination-only · $0 Medicare cost sharing18 of 64 counties | $18.40 | $9,850 | $10,071 | 3.5★ |
| 21 | UHC Dual Complete CO-S4 (HMO-POS D-SNP)UnitedHealthcare · HMO-POS D-SNPCoordination-only · $0 Medicare cost sharing37 of 64 counties | $18.40 | $9,850 | $10,071 | 3.5★ |
| 22 | HealthSpring TotalCare (HMO D-SNP)HealthSpring · HMO D-SNPCoordination-only18 of 64 counties | $18.40 | $9,850 | $10,071 | Not rated |
| 23 | HealthSpring TotalCare Plus (HMO D-SNP)HealthSpring · HMO D-SNPCoordination-only · $0 Medicare cost sharing18 of 64 counties | $18.40 | $9,850 | $10,071 | Not rated |
C-SNPs: chronic conditions
Sorted by worst-case year: 12 months of premiums plus the in-network out-of-pocket maximum. Each plan lists the conditions it serves; you need one of them, confirmed by your doctor or another clinician, to join.
| # | Plan | Premium / month | In-network max out-of-pocket | Worst-case year | Stars |
|---|---|---|---|---|---|
| 1 | UHC Complete Care CO-1P (HMO-POS C-SNP)UnitedHealthcare · HMO-POS C-SNPCardiovascular disorders, Chronic heart failure, Diabetes7 of 64 counties | $0 | $4,100 | $4,100 | 4★ |
| 2 | UHC Complete Care CO-2P (HMO-POS C-SNP)UnitedHealthcare · HMO-POS C-SNPCardiovascular disorders, Chronic heart failure, Diabetes1 of 64 counties | $0 | $4,200 | $4,200 | 4★ |
| 3 | DEVOTED C-SNP ENHANCED 009 CO (HMO C-SNP)Devoted Health · HMO C-SNPCardiovascular disorders, Chronic heart failure, Diabetes11 of 64 counties | $0 | $4,700 | $4,700 | 4★ |
| 4 | Anthem Chronic Care (HMO-POS C-SNP)Anthem Blue Cross and Blue Shield · HMO-POS C-SNPCardiovascular disorders, Chronic heart failure, Diabetes4 of 64 counties | $0 | $5,000 | $5,000 | 3.5★ |
| 5 | DEVOTED C-SNP ENHANCED 010 CO (HMO C-SNP)Devoted Health · HMO C-SNPCardiovascular disorders, Chronic heart failure, Diabetes18 of 64 counties | $0 | $5,400 | $5,400 | 4★ |
| 6 | UHC Complete Care CO-19 (HMO-POS C-SNP)UnitedHealthcare · HMO-POS C-SNPCardiovascular disorders, Chronic heart failure, Diabetes5 of 64 counties | $0 | $5,900 | $5,900 | 4★ |
| 7 | Aetna Medicare Chronic Care (HMO C-SNP)Aetna Medicare · HMO C-SNPCardiovascular disorders, Chronic heart failure, Diabetes4 of 64 counties | $0 | $6,750 | $6,750 | 4★ |
| 8 | DEVOTED C-SNP GIVEBACK EXTRAS 016 CO (HMO C-SNP)Devoted Health · HMO C-SNPCardiovascular disorders, Chronic heart failure, Diabetes11 of 64 counties | $0 | $6,750 | $6,750 | 4★ |
| 9 | DEVOTED C-SNP GIVEBACK EXTRAS 017 CO (HMO C-SNP)Devoted Health · HMO C-SNPCardiovascular disorders, Chronic heart failure, Diabetes18 of 64 counties | $0 | $7,000 | $7,000 | 4★ |
| 10 | DEVOTED C-SNP ENHANCED 011 CO (HMO C-SNP)Devoted Health · HMO C-SNPCardiovascular disorders, Chronic heart failure, Diabetes10 of 64 counties | $0 | $7,100 | $7,100 | 4★ |
| 11 | DEVOTED C-SNP GIVEBACK EXTRAS 018 CO (HMO C-SNP)Devoted Health · HMO C-SNPCardiovascular disorders, Chronic heart failure, Diabetes10 of 64 counties | $0 | $8,400 | $8,400 | 4★ |
| 12 | DEVOTED C-SNP PLUS 013 CO (HMO C-SNP)Devoted Health · HMO C-SNPCardiovascular disorders, Chronic heart failure, Diabetes39 of 64 counties | $0 | $9,850 | $9,850 | 4★ |
I-SNPs: institutional care
For people who live, or are expected to live, at least 90 days in a nursing home or similar facility, or who need that level of care at home. Sorted by worst-case year.
| # | Plan | Premium / month | In-network max out-of-pocket | Worst-case year | Stars |
|---|---|---|---|---|---|
| 1 | Perennial Advantage Premier (HMO-POS I-SNP)Perennial Advantage · HMO-POS I-SNPHybrid (at home or in a facility)8 of 64 counties | $0 | $3,300 | $3,300 | Not rated |
| 2 | UHC Nursing Home Plan CO-F001 (PPO I-SNP)UnitedHealthcare · PPO I-SNPFacility-based12 of 64 counties | $0 | $9,850 | $9,850 | 5★ |
| 3 | Perennial Advantage Strive (HMO I-SNP)Perennial Advantage · HMO I-SNPHybrid (at home or in a facility)8 of 64 counties | $14.60 | $9,850 | $10,025 | Not rated |
| 4 | Longevity Health Plan (HMO I-SNP)Longevity Health Plan · HMO I-SNPFacility-based16 of 64 counties | $18.40 | $9,850 | $10,071 | Not rated |
Worst-case year = 12 × monthly plan premium + in-network maximum out-of-pocket, for covered Part A and B services. Many D-SNP members pay $0 in premiums with Extra Help. Star ratings are CMS’s 2027 overall ratings for the contract behind each plan. Plans under CMS sanction aren’t listed. How we sort
Before you enroll: check the plan’s network and drug list in the official Medicare Plan Finder, and ask the plan whether you qualify. Free one-on-one help: your State Health Insurance Assistance Program.
Questions
How many Special Needs Plans are in Colorado for 2027?
CMS lists 39: 23 D-SNPs (Medicare and Medicaid), 12 C-SNPs (chronic conditions) and 4 I-SNPs (institutional), from 10 parent companies. Not every plan is sold in every county; use the county filter.
Which D-SNPs in Colorado are integrated with Medicaid?
1 of the 23 D-SNPs are fully integrated, highly integrated or applicable integrated plans, which cover or coordinate Medicaid benefits more closely. The rest are coordination-only plans. Integrated plans are listed first among plans with the same star rating.
Do Special Needs Plans include drug coverage?
Yes. Every Special Needs Plan must include Part D drug coverage.
Can I stay in a Special Needs Plan if I no longer qualify?
Only while you still meet the plan's rules. If you lose eligibility, you may get a Special Enrollment Period to join another plan.
Sources
- CMS, CY 2027 Medicare Advantage and Prescription Drug Plan Landscape (CY2027_Landscape_202609.csv), Special Needs Plan rows — cms.gov; star ratings from the CMS 2027 Star Ratings Data Tables — cms.gov.
- Medicare.gov, “Special Needs Plans” — medicare.gov.
Educational information, not a recommendation to join any plan. We are not an insurance agent or broker, and we are not connected with or endorsed by the U.S. government or the federal Medicare program. Plan details can change; confirm with the plan or Medicare.gov. · Advertiser disclosure
Keep going
- How Special Needs Plans work →
- General Medicare Advantage plans in Colorado →
- Medicare Savings Programs →
- Extra Help with drug costs →
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