Medicare Special Needs Plans in Delaware
Every Special Needs Plan in Delaware for 2027, from the CMS plan landscape file. You can join one only if you fit its group: Medicare and Medicaid (D-SNP), a qualifying chronic condition (C-SNP) or nursing-home-level care (I-SNP). Pick your county to see the plans sold there.
Showing all 14 plans.
D-SNPs: Medicare and Medicaid
Sorted by CMS star rating, then by how closely the plan is integrated with Delaware Medicaid, then by worst-case year. If Medicaid or the QMB program pays your Medicare cost sharing, the out-of-pocket maximum matters less than the network and how well the plan works with Medicaid.
| # | Plan | Premium / month | In-network max out-of-pocket | Worst-case year | Stars |
|---|---|---|---|---|---|
| 1 | Highmark Health Options Duals (HMO D-SNP)Highmark Blue Cross Blue Shield · HMO D-SNPHighly integrated (HIDE) · $0 Medicare cost sharingAll 3 counties | $7.90 | $9,850 | $9,945 | 2.5★ |
| 2 | Wellcare Delaware First Health Dual Align (HMO-POS D-SNP)Wellcare · HMO-POS D-SNPHighly integrated (HIDE) · $0 Medicare cost sharingAll 3 counties | $7.90 | $9,850 | $9,945 | 2.5★ |
| 3 | Wellcare Delaware First Health Dual Select (HMO-POS D-SNP)Wellcare · HMO-POS D-SNPCoordination-onlyAll 3 counties | $0 | $3,850 | $3,850 | 2.5★ |
| 4 | Highmark Health Options Duals Select (HMO D-SNP)Highmark Blue Cross Blue Shield · HMO D-SNPCoordination-onlyAll 3 counties | $7.90 | $9,850 | $9,945 | 2.5★ |
| 5 | AmeriHealth Caritas VIP Care (HMO D-SNP)AmeriHealth Caritas VIP Care (HMO-D-SNP) · HMO D-SNPHighly integrated (HIDE) · $0 Medicare cost sharingAll 3 counties | $7.90 | $9,850 | $9,945 | Not rated |
| 6 | AmeriHealth Caritas VIP Care Choice (HMO D-SNP)AmeriHealth Caritas VIP Care (HMO-D-SNP) · HMO D-SNPCoordination-onlyAll 3 counties | $0 | $9,250 | $9,250 | Not rated |
C-SNPs: chronic conditions
Sorted by worst-case year: 12 months of premiums plus the in-network out-of-pocket maximum. Each plan lists the conditions it serves; you need one of them, confirmed by your doctor or another clinician, to join.
| # | Plan | Premium / month | In-network max out-of-pocket | Worst-case year | Stars |
|---|---|---|---|---|---|
| 1 | UHC Complete Care DE-4 (HMO-POS C-SNP)UnitedHealthcare · HMO-POS C-SNPCardiovascular disorders, Chronic heart failure, DiabetesAll 3 counties | $0 | $6,400 | $6,400 | 4★ |
| 2 | Aetna Medicare Chronic Care (HMO C-SNP)Aetna Medicare · HMO C-SNPCardiovascular disorders, Chronic heart failure, DiabetesAll 3 counties | $0 | $7,150 | $7,150 | 3.5★ |
| 3 | HealthSpring Achieve (HMO C-SNP)HealthSpring · HMO C-SNPCardiovascular disorders, Chronic heart failure, Diabetes1 of 3 counties | $40 | $7,500 | $7,980 | 3★ |
| 4 | DEVOTED C-SNP CHOICE GIVEBACK EXTRAS 004 DE (PPO C-SNP)Devoted Health · PPO C-SNPCardiovascular disorders, Chronic heart failure, Diabetes1 of 3 counties | $0 | $8,450 | $8,450 | Too new to rate |
| 5 | Aetna Medicare Chronic Care Total (HMO C-SNP)Aetna Medicare · HMO C-SNPCardiovascular disorders, Chronic heart failure, DiabetesAll 3 counties | $0 | $9,850 | $9,850 | 3.5★ |
| 6 | DEVOTED C-SNP CHOICE PLUS 003 DE (PPO C-SNP)Devoted Health · PPO C-SNPCardiovascular disorders, Chronic heart failure, Diabetes1 of 3 counties | $0 | $9,850 | $9,850 | Too new to rate |
| 7 | UHC Complete Care Support DE-5A (HMO-POS C-SNP)UnitedHealthcare · HMO-POS C-SNPCardiovascular disorders, Chronic heart failure, DiabetesAll 3 counties | $0 | $9,850 | $9,850 | 4★ |
I-SNPs: institutional care
For people who live, or are expected to live, at least 90 days in a nursing home or similar facility, or who need that level of care at home. Sorted by worst-case year.
| # | Plan | Premium / month | In-network max out-of-pocket | Worst-case year | Stars |
|---|---|---|---|---|---|
| 1 | UHC Nursing Home Plan EX-F002 (PPO I-SNP)UnitedHealthcare · PPO I-SNPFacility-basedAll 3 counties | $12.50 | $9,850 | $10,000 | 5★ |
Worst-case year = 12 × monthly plan premium + in-network maximum out-of-pocket, for covered Part A and B services. Many D-SNP members pay $0 in premiums with Extra Help. Star ratings are CMS’s 2027 overall ratings for the contract behind each plan. Plans under CMS sanction aren’t listed. How we sort
Before you enroll: check the plan’s network and drug list in the official Medicare Plan Finder, and ask the plan whether you qualify. Free one-on-one help: your State Health Insurance Assistance Program.
Questions
How many Special Needs Plans are in Delaware for 2027?
CMS lists 14: 6 D-SNPs (Medicare and Medicaid), 7 C-SNPs (chronic conditions) and 1 I-SNPs (institutional), from 7 parent companies. Not every plan is sold in every county; use the county filter.
Which D-SNPs in Delaware are integrated with Medicaid?
3 of the 6 D-SNPs are fully integrated, highly integrated or applicable integrated plans, which cover or coordinate Medicaid benefits more closely. The rest are coordination-only plans. Integrated plans are listed first among plans with the same star rating.
Do Special Needs Plans include drug coverage?
Yes. Every Special Needs Plan must include Part D drug coverage.
Can I stay in a Special Needs Plan if I no longer qualify?
Only while you still meet the plan's rules. If you lose eligibility, you may get a Special Enrollment Period to join another plan.
Sources
- CMS, CY 2027 Medicare Advantage and Prescription Drug Plan Landscape (CY2027_Landscape_202609.csv), Special Needs Plan rows — cms.gov; star ratings from the CMS 2027 Star Ratings Data Tables — cms.gov.
- Medicare.gov, “Special Needs Plans” — medicare.gov.
Educational information, not a recommendation to join any plan. We are not an insurance agent or broker, and we are not connected with or endorsed by the U.S. government or the federal Medicare program. Plan details can change; confirm with the plan or Medicare.gov. · Advertiser disclosure
Keep going
- How Special Needs Plans work →
- General Medicare Advantage plans in Delaware →
- Medicare Savings Programs →
- Extra Help with drug costs →
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