Medicare Special Needs Plans in Michigan
Every Special Needs Plan in Michigan for 2027, from the CMS plan landscape file. You can join one only if you fit its group: Medicare and Medicaid (D-SNP), a qualifying chronic condition (C-SNP) or nursing-home-level care (I-SNP). Pick your county to see the plans sold there.
Showing all 50 plans.
D-SNPs: Medicare and Medicaid
Sorted by CMS star rating, then by how closely the plan is integrated with Michigan Medicaid, then by worst-case year. If Medicaid or the QMB program pays your Medicare cost sharing, the out-of-pocket maximum matters less than the network and how well the plan works with Medicaid.
| # | Plan | Premium / month | In-network max out-of-pocket | Worst-case year | Stars |
|---|---|---|---|---|---|
| 1 | UHC Dual Complete MI-S001 (PPO D-SNP)UnitedHealthcare · PPO D-SNPCoordination-only · $0 Medicare cost sharing54 of 83 counties | $6.30 | $9,850 | $9,926 | 4.5★ |
| 2 | Humana Dual Select H5216-385 (PPO D-SNP)Humana · PPO D-SNPCoordination-only56 of 83 counties | $0 | $9,850 | $9,850 | 4★ |
| 3 | HumanaChoice SNP-DE H5216-388 (PPO D-SNP)Humana · PPO D-SNPCoordination-only · $0 Medicare cost sharing49 of 83 counties | $0 | $9,850 | $9,850 | 4★ |
| 4 | HAP Medicare Complete Duals (HMO D-SNP)Health Alliance Plan by Henry Ford Health · HMO D-SNPCoordination-only · $0 Medicare cost sharing39 of 83 counties | $6.30 | $9,850 | $9,926 | 4★ |
| 5 | Molina Dual MI Coordinated Health (HMO D-SNP)Molina Healthcare of Michigan · HMO D-SNPHighly integrated (HIDE) · $0 Medicare cost sharing5 of 83 counties | $0 | $9,850 | $9,850 | 3.5★ |
| 6 | Molina Dual MI Coordinated Health (HMO D-SNP)Molina Healthcare of Michigan · HMO D-SNPHighly integrated (HIDE) · $0 Medicare cost sharing2 of 83 counties | $0 | $9,850 | $9,850 | 3.5★ |
| 7 | PriorityMedicare Dual Premier (HMO D-SNP)Priority Health Medicare · HMO D-SNPHighly integrated (HIDE) · $0 Medicare cost sharing1 of 83 counties | $6.30 | $9,850 | $9,926 | 3.5★ |
| 8 | PriorityMedicare Dual Premier (HMO D-SNP)Priority Health Medicare · HMO D-SNPHighly integrated (HIDE) · $0 Medicare cost sharing5 of 83 counties | $6.30 | $9,850 | $9,926 | 3.5★ |
| 9 | PriorityMedicare Dual Premier (HMO D-SNP)Priority Health Medicare · HMO D-SNPHighly integrated (HIDE) · $0 Medicare cost sharing3 of 83 counties | $6.30 | $9,850 | $9,926 | 3.5★ |
| 10 | PriorityMedicare Dual Premier (HMO D-SNP)Priority Health Medicare · HMO D-SNPHighly integrated (HIDE) · $0 Medicare cost sharing1 of 83 counties | $6.30 | $9,850 | $9,926 | 3.5★ |
| 11 | Aetna Medicare Dual Care (HMO D-SNP)Aetna Medicare · HMO D-SNPCoordination-only · $0 Medicare cost sharing29 of 83 counties | $0 | $9,850 | $9,850 | 3.5★ |
| 12 | Humana Gold Plus SNP-DE H8908-005 (HMO D-SNP)Humana · HMO D-SNPCoordination-only · $0 Medicare cost sharing11 of 83 counties | $0 | $9,850 | $9,850 | 3.5★ |
| 13 | Humana Gold Plus SNP-DE H8908-007 (HMO D-SNP)Humana · HMO D-SNPCoordination-only · $0 Medicare cost sharing11 of 83 counties | $0 | $9,850 | $9,850 | 3.5★ |
| 14 | PriorityMedicare D-SNP (HMO D-SNP)Priority Health Medicare · HMO D-SNPCoordination-only · $0 Medicare cost sharing58 of 83 counties | $0.20 | $9,850 | $9,852 | 3.5★ |
| 15 | Molina Medicare Complete Care (HMO D-SNP)Molina Healthcare of Michigan · HMO D-SNPCoordination-only · $0 Medicare cost sharing57 of 83 counties | $0.90 | $9,850 | $9,861 | 3.5★ |
| 16 | HAP Medicare Complete Assist (PPO D-SNP)Health Alliance Plan by Henry Ford Health · PPO D-SNPCoordination-only40 of 83 counties | $6.30 | $9,850 | $9,926 | 3.5★ |
| 17 | UHC Dual Complete MI-Y1 (HMO D-SNP)UnitedHealthcare · HMO D-SNPHighly integrated (HIDE) · $0 Medicare cost sharing8 of 83 counties | $0 | $9,850 | $9,850 | 3★ |
| 18 | UHC Dual Complete MI-Y1 (HMO D-SNP)UnitedHealthcare · HMO D-SNPHighly integrated (HIDE) · $0 Medicare cost sharing2 of 83 counties | $0 | $9,850 | $9,850 | 3★ |
| 19 | UHC Dual Advantage MI-V1 (HMO-POS D-SNP)UnitedHealthcare · HMO-POS D-SNPCoordination-only52 of 83 counties | $0 | $7,150 | $7,150 | 3★ |
| 20 | UHC Dual Complete MI-Q1 (HMO-POS D-SNP)UnitedHealthcare · HMO-POS D-SNPCoordination-only · $0 Medicare cost sharing52 of 83 counties | $0 | $9,850 | $9,850 | 3★ |
| 21 | UHC Dual Complete MI-S3 (HMO D-SNP)UnitedHealthcare · HMO D-SNPCoordination-only · $0 Medicare cost sharing52 of 83 counties | $0 | $9,850 | $9,850 | 3★ |
| 22 | Wellcare Meridian Health Dual Access (HMO-POS D-SNP)Wellcare · HMO-POS D-SNPCoordination-only · $0 Medicare cost sharing28 of 83 counties | $0 | $9,850 | $9,850 | 3★ |
| 23 | Aetna Medicare HIDE (HMO D-SNP)Aetna Medicare HIDE · HMO D-SNPHighly integrated (HIDE) · $0 Medicare cost sharing10 of 83 counties | $0 | $9,850 | $9,850 | Too new to rate |
| 24 | AmeriHealth Caritas VIP Care (HMO D-SNP)AmeriHealth Caritas VIP Care · HMO D-SNPHighly integrated (HIDE) · $0 Medicare cost sharing2 of 83 counties | $0 | $9,850 | $9,850 | Too new to rate |
| 25 | Humana Dual Integrated (HMO D-SNP)Humana · HMO D-SNPHighly integrated (HIDE) · $0 Medicare cost sharing2 of 83 counties | $0 | $9,850 | $9,850 | Too new to rate |
| 26 | Wellcare Meridian Dual Align (HMO D-SNP)Wellcare · HMO D-SNPHighly integrated (HIDE) · $0 Medicare cost sharing10 of 83 counties | $0 | $9,850 | $9,850 | Too new to rate |
| 27 | AmeriHealth Caritas VIP Care (HMO D-SNP)AmeriHealth Caritas VIP Care · HMO D-SNPHighly integrated (HIDE) · $0 Medicare cost sharing1 of 83 counties | $6.30 | $9,850 | $9,926 | Too new to rate |
| 28 | HAP CareSource MI Coordinated Health (HMO D-SNP)HAP CareSource MI Coordinated Health · HMO D-SNPHighly integrated (HIDE) · $0 Medicare cost sharing2 of 83 counties | $6.30 | $9,850 | $9,926 | Too new to rate |
| 29 | Upper Peninsula Health Plan MI Coordinated Health (HMO D-SNP)Upper Peninsula Health Plan (UPHP) MI Coordinated Health · HMO D-SNPHighly integrated (HIDE) · $0 Medicare cost sharing15 of 83 counties | $6.30 | $9,850 | $9,926 | Too new to rate |
| 30 | Wellcare Meridian Health Dual Liberty (HMO D-SNP)Wellcare · HMO D-SNPCoordination-only · $0 Medicare cost sharing51 of 83 counties | $0 | $9,850 | $9,850 | Too new to rate |
C-SNPs: chronic conditions
Sorted by worst-case year: 12 months of premiums plus the in-network out-of-pocket maximum. Each plan lists the conditions it serves; you need one of them, confirmed by your doctor or another clinician, to join.
| # | Plan | Premium / month | In-network max out-of-pocket | Worst-case year | Stars |
|---|---|---|---|---|---|
| 1 | UHC Complete Care MI-5 (HMO-POS C-SNP)UnitedHealthcare · HMO-POS C-SNPCardiovascular disorders, Chronic heart failure, Diabetes48 of 83 counties | $0 | $5,900 | $5,900 | Too new to rate |
| 2 | Zing Elite Essentials Diabetes & Heart MI (HMO C-SNP)Zing Health · HMO C-SNPCardiovascular disorders, Chronic heart failure, Diabetes3 of 83 counties | $6.30 | $5,950 | $6,026 | 3.5★ |
| 3 | Zing Open Choice Diabetes & Heart MI (PPO C-SNP)Zing Health · PPO C-SNPCardiovascular disorders, Chronic heart failure, Diabetes9 of 83 counties | $0 | $6,450 | $6,450 | 3.5★ |
| 4 | Zing Elite Balance IN-MI (HMO C-SNP)Zing Health · HMO C-SNPObesity and metabolic syndrome3 of 83 counties | $0 | $6,750 | $6,750 | 3.5★ |
| 5 | Zing Elite Diabetes & Heart MI (HMO C-SNP)Zing Health · HMO C-SNPCardiovascular disorders, Chronic heart failure, Diabetes3 of 83 counties | $0 | $6,750 | $6,750 | 3.5★ |
| 6 | Zing Select Diabetes & Heart MI (HMO C-SNP)Zing Health · HMO C-SNPCardiovascular disorders, Chronic heart failure, Diabetes9 of 83 counties | $0 | $6,750 | $6,750 | 3.5★ |
| 7 | Zing Select Dialysis MI (HMO C-SNP)Zing Health · HMO C-SNPChronic kidney disease9 of 83 counties | $0 | $6,900 | $6,900 | 3.5★ |
| 8 | DEVOTED C-SNP CHOICE ENHANCED 010 MI (PPO C-SNP)Devoted Health · PPO C-SNPCardiovascular disorders, Chronic heart failure, Diabetes2 of 83 counties | $0 | $6,950 | $6,950 | Too new to rate |
| 9 | DEVOTED C-SNP CHOICE ENHANCED 012 MI (PPO C-SNP)Devoted Health · PPO C-SNPCardiovascular disorders, Chronic heart failure, Diabetes3 of 83 counties | $0 | $6,950 | $6,950 | Too new to rate |
| 10 | HumanaChoice - Diabetes and Heart (PPO C-SNP)Humana · PPO C-SNPCardiovascular disorders, Chronic heart failure, Diabetes47 of 83 counties | $0 | $6,950 | $6,950 | 4★ |
| 11 | Aetna Medicare Chronic Care (HMO C-SNP)Aetna Medicare · HMO C-SNPCardiovascular disorders, Chronic heart failure, Diabetes15 of 83 counties | $0 | $7,150 | $7,150 | 3.5★ |
| 12 | UHC Complete Care Support MI-3 (PPO C-SNP)UnitedHealthcare · PPO C-SNPCardiovascular disorders, Chronic heart failure, Diabetes51 of 83 counties | $0 | $7,150 | $7,150 | 3★ |
| 13 | DEVOTED C-SNP CHOICE GIVEBACK EXTRAS 007 MI (PPO C-SNP)Devoted Health · PPO C-SNPCardiovascular disorders, Chronic heart failure, Diabetes2 of 83 counties | $0 | $8,050 | $8,050 | Too new to rate |
| 14 | DEVOTED C-SNP CHOICE GIVEBACK EXTRAS 009 MI (PPO C-SNP)Devoted Health · PPO C-SNPCardiovascular disorders, Chronic heart failure, Diabetes3 of 83 counties | $0 | $8,050 | $8,050 | Too new to rate |
| 15 | DEVOTED C-SNP CHOICE PLUS 013 MI (PPO C-SNP)Devoted Health · PPO C-SNPCardiovascular disorders, Chronic heart failure, Diabetes3 of 83 counties | $0 | $9,850 | $9,850 | Too new to rate |
| 16 | DEVOTED C-SNP CHOICE PLUS 014 MI (PPO C-SNP)Devoted Health · PPO C-SNPCardiovascular disorders, Chronic heart failure, Diabetes2 of 83 counties | $0 | $9,850 | $9,850 | Too new to rate |
| 17 | HAP Medicare Diabetes and Heart (HMO C-SNP)Health Alliance Plan by Henry Ford Health · HMO C-SNPCardiovascular disorders, Chronic heart failure, Diabetes61 of 83 counties | $6.30 | $9,850 | $9,926 | 4★ |
I-SNPs: institutional care
For people who live, or are expected to live, at least 90 days in a nursing home or similar facility, or who need that level of care at home. Sorted by worst-case year.
| # | Plan | Premium / month | In-network max out-of-pocket | Worst-case year | Stars |
|---|---|---|---|---|---|
| 1 | Premier Care (HMO-POS I-SNP)Align Senior Care · HMO-POS I-SNPHybrid (at home or in a facility)26 of 83 counties | $0 | $6,000 | $6,000 | 4★ |
| 2 | Longevity Health Plan (HMO I-SNP)Longevity Health Plan · HMO I-SNPFacility-based26 of 83 counties | $6.30 | $9,850 | $9,926 | 5★ |
| 3 | Senior Care (HMO I-SNP)Align Senior Care · HMO I-SNPHybrid (at home or in a facility)26 of 83 counties | $6.30 | $9,850 | $9,926 | 4★ |
Worst-case year = 12 × monthly plan premium + in-network maximum out-of-pocket, for covered Part A and B services. Many D-SNP members pay $0 in premiums with Extra Help. Star ratings are CMS’s 2027 overall ratings for the contract behind each plan. Plans under CMS sanction aren’t listed. How we sort
Before you enroll: check the plan’s network and drug list in the official Medicare Plan Finder, and ask the plan whether you qualify. Free one-on-one help: your State Health Insurance Assistance Program.
Questions
How many Special Needs Plans are in Michigan for 2027?
CMS lists 50: 30 D-SNPs (Medicare and Medicaid), 17 C-SNPs (chronic conditions) and 3 I-SNPs (institutional), from 13 parent companies. Not every plan is sold in every county; use the county filter.
Which D-SNPs in Michigan are integrated with Medicaid?
15 of the 30 D-SNPs are fully integrated, highly integrated or applicable integrated plans, which cover or coordinate Medicaid benefits more closely. The rest are coordination-only plans. Integrated plans are listed first among plans with the same star rating.
Do Special Needs Plans include drug coverage?
Yes. Every Special Needs Plan must include Part D drug coverage.
Can I stay in a Special Needs Plan if I no longer qualify?
Only while you still meet the plan's rules. If you lose eligibility, you may get a Special Enrollment Period to join another plan.
Sources
- CMS, CY 2027 Medicare Advantage and Prescription Drug Plan Landscape (CY2027_Landscape_202609.csv), Special Needs Plan rows — cms.gov; star ratings from the CMS 2027 Star Ratings Data Tables — cms.gov.
- Medicare.gov, “Special Needs Plans” — medicare.gov.
Educational information, not a recommendation to join any plan. We are not an insurance agent or broker, and we are not connected with or endorsed by the U.S. government or the federal Medicare program. Plan details can change; confirm with the plan or Medicare.gov. · Advertiser disclosure
Keep going
- How Special Needs Plans work →
- General Medicare Advantage plans in Michigan →
- Medicare Savings Programs →
- Extra Help with drug costs →
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