Ranked by math. Plans ranked on yearly cost from official federal and state data · ads and any paid links never change the order · not a broker; we don’t enroll you · how we’re funded →
2027 plans · CMS data

Medicare Special Needs Plans in Minnesota

Every Special Needs Plan in Minnesota for 2027, from the CMS plan landscape file. You can join one only if you fit its group: Medicare and Medicaid (D-SNP), a qualifying chronic condition (C-SNP) or nursing-home-level care (I-SNP). Pick your county to see the plans sold there.

8D-SNPs for Medicare and Medicaid
5C-SNPs for chronic conditions
0I-SNPs for institutional care
4rated 4+ stars by CMS

Showing all 13 plans.

D-SNPs: Medicare and Medicaid

Sorted by CMS star rating, then by how closely the plan is integrated with Minnesota Medicaid, then by worst-case year. If Medicaid or the QMB program pays your Medicare cost sharing, the out-of-pocket maximum matters less than the network and how well the plan works with Medicaid.

#PlanPremium / monthIn-network max out-of-pocketWorst-case yearStars
1 Medica DUAL Solution (HMO D-SNP)Medica · HMO D-SNPFully integrated (FIDE) · $0 Medicare cost sharing54 of 87 counties $24.60 $9,850 $10,145 4★
2 HealthPartners Minnesota Senior Health Options (HMO D-SNP)HealthPartners · HMO D-SNPFully integrated (FIDE) · $0 Medicare cost sharing12 of 87 counties $24.60 $0 $295 3.5★
3 SecureBlue (HMO D-SNP)Blue Plus · HMO D-SNPFully integrated (FIDE) · $0 Medicare cost sharing55 of 87 counties $0 $9,850 $9,850 3.5★
4 PrimeWest Senior Health Complete (HMO D-SNP)PrimeWest Health · HMO D-SNPFully integrated (FIDE) · $0 Medicare cost sharing24 of 87 counties $24.60 $9,850 $10,145 3.5★
5 SeniorCare Complete (HMO D-SNP)South Country Health Alliance · HMO D-SNPFully integrated (FIDE) · $0 Medicare cost sharing7 of 87 counties $24.60 $9,850 $10,145 3.5★
6 IMCare Classic (HMO D-SNP)Itasca Medical Care/IMCare Classic · HMO D-SNPFully integrated (FIDE) · $0 Medicare cost sharing1 of 87 counties $14.50 $9,850 $10,024 Not rated
7 AbilityCare (HMO D-SNP)South Country Health Alliance · HMO D-SNPHighly integrated (HIDE) · $0 Medicare cost sharing7 of 87 counties $22.40 $9,850 $10,119 Not rated
8 Prime Health Complete (HMO D-SNP)PrimeWest Health · HMO D-SNPHighly integrated (HIDE) · $0 Medicare cost sharing24 of 87 counties $24.60 $9,850 $10,145 Not rated

C-SNPs: chronic conditions

Sorted by worst-case year: 12 months of premiums plus the in-network out-of-pocket maximum. Each plan lists the conditions it serves; you need one of them, confirmed by your doctor or another clinician, to join.

#PlanPremium / monthIn-network max out-of-pocketWorst-case yearStars
1 Allina Health Aetna Medicare Chronic (PPO C-SNP)Allina Health Aetna Medicare · PPO C-SNPCardiovascular disorders, Chronic heart failure, Diabetes8 of 87 counties $0 $6,750 $6,750 3.5★
2 UHC Complete Care MN-7 (PPO C-SNP)UnitedHealthcare · PPO C-SNPCardiovascular disorders, Chronic heart failure, Diabetes10 of 87 counties $0 $7,150 $7,150 4.5★
3 UHC Complete Care Support MN-8 (PPO C-SNP)UnitedHealthcare · PPO C-SNPCardiovascular disorders, Chronic heart failure, Diabetes10 of 87 counties $4.70 $7,150 $7,206 4.5★
4 UHC Complete Care Support FG-5 (PPO C-SNP)UnitedHealthcare · PPO C-SNPCardiovascular disorders, Chronic heart failure, Diabetes4 of 87 counties $19.60 $7,150 $7,385 4.5★
5 Allina Health Aetna Medicare Value (PPO C-SNP)Allina Health Aetna Medicare · PPO C-SNPCardiovascular disorders, Chronic heart failure, Diabetes8 of 87 counties $0 $7,500 $7,500 3.5★

Worst-case year = 12 × monthly plan premium + in-network maximum out-of-pocket, for covered Part A and B services. Many D-SNP members pay $0 in premiums with Extra Help. Star ratings are CMS’s 2027 overall ratings for the contract behind each plan. Plans under CMS sanction aren’t listed. How we sort

Before you enroll: check the plan’s network and drug list in the official Medicare Plan Finder, and ask the plan whether you qualify. Free one-on-one help: your State Health Insurance Assistance Program.

Questions

How many Special Needs Plans are in Minnesota for 2027?

CMS lists 13: 8 D-SNPs (Medicare and Medicaid), 5 C-SNPs (chronic conditions) and 0 I-SNPs (institutional), from 8 parent companies. Not every plan is sold in every county; use the county filter.

Which D-SNPs in Minnesota are integrated with Medicaid?

8 of the 8 D-SNPs are fully integrated, highly integrated or applicable integrated plans, which cover or coordinate Medicaid benefits more closely. The rest are coordination-only plans. Integrated plans are listed first among plans with the same star rating.

Do Special Needs Plans include drug coverage?

Yes. Every Special Needs Plan must include Part D drug coverage.

Can I stay in a Special Needs Plan if I no longer qualify?

Only while you still meet the plan's rules. If you lose eligibility, you may get a Special Enrollment Period to join another plan.

Sources

  1. CMS, CY 2027 Medicare Advantage and Prescription Drug Plan Landscape (CY2027_Landscape_202609.csv), Special Needs Plan rows — cms.gov; star ratings from the CMS 2027 Star Ratings Data Tables — cms.gov.
  2. Medicare.gov, “Special Needs Plans” — medicare.gov.

Educational information, not a recommendation to join any plan. We are not an insurance agent or broker, and we are not connected with or endorsed by the U.S. government or the federal Medicare program. Plan details can change; confirm with the plan or Medicare.gov. · Advertiser disclosure

Keep going

Other states

Alabama · Arizona · Arkansas · California · Colorado · Connecticut · Delaware · District of Columbia · Florida · Georgia · Hawaii · Idaho · Illinois · Indiana · Iowa · Kansas · Kentucky · Louisiana · Maine · Maryland · Massachusetts · Michigan · Mississippi · Missouri · Montana · Nebraska · Nevada · New Hampshire · New Jersey · New Mexico · New York · North Carolina · North Dakota · Ohio · Oklahoma · Oregon · Pennsylvania · Puerto Rico · Rhode Island · South Carolina · South Dakota · Tennessee · Texas · Utah · Virginia · Washington · West Virginia · Wisconsin