Medicare Special Needs Plans in Maryland
Every Special Needs Plan in Maryland for 2027, from the CMS plan landscape file. You can join one only if you fit its group: Medicare and Medicaid (D-SNP), a qualifying chronic condition (C-SNP) or nursing-home-level care (I-SNP). Pick your county to see the plans sold there.
Showing all 17 plans.
D-SNPs: Medicare and Medicaid
Sorted by CMS star rating, then by how closely the plan is integrated with Maryland Medicaid, then by worst-case year. If Medicaid or the QMB program pays your Medicare cost sharing, the out-of-pocket maximum matters less than the network and how well the plan works with Medicaid.
| # | Plan | Premium / month | In-network max out-of-pocket | Worst-case year | Stars |
|---|---|---|---|---|---|
| 1 | Kaiser Permanente Dual Complete Plan 1 MD (HMO D-SNP)Kaiser Permanente · HMO D-SNPCoordination-only · $0 Medicare cost sharing5 of 24 counties | $0 | $9,850 | $9,850 | 4.5★ |
| 2 | Kaiser Permanente Dual Complete Plan 2 MD (HMO D-SNP)Kaiser Permanente · HMO D-SNPCoordination-only · $0 Medicare cost sharing6 of 24 counties | $0 | $9,850 | $9,850 | 4.5★ |
| 3 | Kaiser Permanente Dual Essential Plan 1 MD (HMO D-SNP)Kaiser Permanente · HMO D-SNPCoordination-only5 of 24 counties | $0 | $9,850 | $9,850 | 4.5★ |
| 4 | Kaiser Permanente Dual Essential Plan 2 MD (HMO D-SNP)Kaiser Permanente · HMO D-SNPCoordination-only6 of 24 counties | $0 | $9,850 | $9,850 | 4.5★ |
| 5 | Alterwood Advantage Dual Secure (HMO D-SNP)Alterwood Advantage · HMO D-SNPCoordination-only · $0 Medicare cost sharing20 of 24 counties | $0 | $9,250 | $9,250 | 3.5★ |
| 6 | Alterwood Advantage Dual Value (HMO D-SNP)Alterwood Advantage · HMO D-SNPCoordination-only20 of 24 counties | $0 | $9,250 | $9,250 | 3.5★ |
| 7 | Johns Hopkins Advantage MD BMORE Balanced (HMO D-SNP)Johns Hopkins Advantage MD · HMO D-SNPCoordination-only · $0 Medicare cost sharing1 of 24 counties | $7.90 | $9,850 | $9,945 | 3.5★ |
| 8 | Johns Hopkins Advantage MD D-SNP (HMO D-SNP)Johns Hopkins Advantage MD · HMO D-SNPCoordination-only · $0 Medicare cost sharing10 of 24 counties | $7.90 | $9,850 | $9,945 | 3.5★ |
| 9 | UHC Dual Complete MD-Q001 (HMO D-SNP)UnitedHealthcare · HMO D-SNPCoordination-only · $0 Medicare cost sharing5 of 24 counties | $0 | $9,850 | $9,850 | 3★ |
| 10 | UHC Dual Complete MD-S002 (HMO D-SNP)UnitedHealthcare · HMO D-SNPCoordination-only · $0 Medicare cost sharing16 of 24 counties | $0 | $9,850 | $9,850 | 3★ |
| 11 | UHC Dual Complete MD-S002 (HMO D-SNP)UnitedHealthcare · HMO D-SNPCoordination-only · $0 Medicare cost sharing5 of 24 counties | $0 | $9,850 | $9,850 | 3★ |
| 12 | CareFirst BlueCross BlueShield Advantage DualPrime (HMO D-SNP)CareFirst BlueCross BlueShield Advantage DualPrime · HMO D-SNPCoordination-onlyAll 24 counties | $5.70 | $9,850 | $9,918 | 3★ |
| 13 | HealthSpring TotalCare Plus (HMO D-SNP)HealthSpring · HMO D-SNPCoordination-only · $0 Medicare cost sharing4 of 24 counties | $7.90 | $9,850 | $9,945 | 3★ |
C-SNPs: chronic conditions
Sorted by worst-case year: 12 months of premiums plus the in-network out-of-pocket maximum. Each plan lists the conditions it serves; you need one of them, confirmed by your doctor or another clinician, to join.
| # | Plan | Premium / month | In-network max out-of-pocket | Worst-case year | Stars |
|---|---|---|---|---|---|
| 1 | KeyCare Advantage Plus (HMO C-SNP)KeyCare Advantage · HMO C-SNPCardiovascular disorders, Chronic heart failure, Diabetes7 of 24 counties | $0 | $7,500 | $7,500 | Not rated |
| 2 | HealthSpring Achieve (HMO C-SNP)HealthSpring · HMO C-SNPCardiovascular disorders, Chronic heart failure, Diabetes4 of 24 counties | $65 | $9,000 | $9,780 | 3★ |
I-SNPs: institutional care
For people who live, or are expected to live, at least 90 days in a nursing home or similar facility, or who need that level of care at home. Sorted by worst-case year.
| # | Plan | Premium / month | In-network max out-of-pocket | Worst-case year | Stars |
|---|---|---|---|---|---|
| 1 | KeyCare Advantage (HMO I-SNP)KeyCare Advantage · HMO I-SNPHybrid (at home or in a facility)7 of 24 counties | $0 | $9,850 | $9,850 | Not rated |
| 2 | UHC Nursing Home Plan EX-F004 (PPO I-SNP)UnitedHealthcare · PPO I-SNPFacility-based15 of 24 counties | $0 | $9,850 | $9,850 | 5★ |
Worst-case year = 12 × monthly plan premium + in-network maximum out-of-pocket, for covered Part A and B services. Many D-SNP members pay $0 in premiums with Extra Help. Star ratings are CMS’s 2027 overall ratings for the contract behind each plan. Plans under CMS sanction aren’t listed. How we sort
Before you enroll: check the plan’s network and drug list in the official Medicare Plan Finder, and ask the plan whether you qualify. Free one-on-one help: your State Health Insurance Assistance Program.
Questions
How many Special Needs Plans are in Maryland for 2027?
CMS lists 17: 13 D-SNPs (Medicare and Medicaid), 2 C-SNPs (chronic conditions) and 2 I-SNPs (institutional), from 7 parent companies. Not every plan is sold in every county; use the county filter.
Which D-SNPs in Maryland are integrated with Medicaid?
All 13 D-SNPs in Maryland are coordination-only plans: they coordinate with Medicaid, but your Medicaid benefits come separately.
Do Special Needs Plans include drug coverage?
Yes. Every Special Needs Plan must include Part D drug coverage.
Can I stay in a Special Needs Plan if I no longer qualify?
Only while you still meet the plan's rules. If you lose eligibility, you may get a Special Enrollment Period to join another plan.
Sources
- CMS, CY 2027 Medicare Advantage and Prescription Drug Plan Landscape (CY2027_Landscape_202609.csv), Special Needs Plan rows — cms.gov; star ratings from the CMS 2027 Star Ratings Data Tables — cms.gov.
- Medicare.gov, “Special Needs Plans” — medicare.gov.
Educational information, not a recommendation to join any plan. We are not an insurance agent or broker, and we are not connected with or endorsed by the U.S. government or the federal Medicare program. Plan details can change; confirm with the plan or Medicare.gov. · Advertiser disclosure
Keep going
- How Special Needs Plans work →
- General Medicare Advantage plans in Maryland →
- Medicare Savings Programs →
- Extra Help with drug costs →
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