Medicare Special Needs Plans in Tennessee
Every Special Needs Plan in Tennessee for 2027, from the CMS plan landscape file. You can join one only if you fit its group: Medicare and Medicaid (D-SNP), a qualifying chronic condition (C-SNP) or nursing-home-level care (I-SNP). Pick your county to see the plans sold there.
Showing all 50 plans.
D-SNPs: Medicare and Medicaid
Sorted by CMS star rating, then by how closely the plan is integrated with Tennessee Medicaid, then by worst-case year. If Medicaid or the QMB program pays your Medicare cost sharing, the out-of-pocket maximum matters less than the network and how well the plan works with Medicaid.
| # | Plan | Premium / month | In-network max out-of-pocket | Worst-case year | Stars |
|---|---|---|---|---|---|
| 1 | Humana Dual QMB Only (HMO D-SNP)Humana · HMO D-SNPCoordination-only · $0 Medicare cost sharing88 of 95 counties | $0 | $9,850 | $9,850 | 4.5★ |
| 2 | Humana Gold Plus SNP-DE H4461-022 (HMO D-SNP)Humana · HMO D-SNPCoordination-only · $0 Medicare cost sharing89 of 95 counties | $0 | $9,850 | $9,850 | 4.5★ |
| 3 | HealthSpring TotalCare Plus (HMO D-SNP)HealthSpring · HMO D-SNPCoordination-only · $0 Medicare cost sharing62 of 95 counties | $10 | $9,850 | $9,970 | 3.5★ |
| 4 | UHC Dual Complete TN-Y2 (HMO-POS D-SNP)UnitedHealthcare · HMO-POS D-SNPFully integrated (FIDE) · $0 Medicare cost sharing44 of 95 counties | $0 | $9,850 | $9,850 | 3★ |
| 5 | UHC Dual Complete TN-Y2 (HMO-POS D-SNP)UnitedHealthcare · HMO-POS D-SNPFully integrated (FIDE) · $0 Medicare cost sharing30 of 95 counties | $0 | $9,850 | $9,850 | 3★ |
| 6 | UHC Dual Complete TN-Y2 (HMO-POS D-SNP)UnitedHealthcare · HMO-POS D-SNPFully integrated (FIDE) · $0 Medicare cost sharing21 of 95 counties | $0 | $9,850 | $9,850 | 3★ |
| 7 | Wellpoint Full Dual Advantage 2 (HMO D-SNP)Wellpoint · HMO D-SNPFully integrated (FIDE) · $0 Medicare cost sharingAll 95 counties | $0 | $9,850 | $9,850 | 3★ |
| 8 | Wellpoint Full Dual Advantage Support (HMO D-SNP)Wellpoint · HMO D-SNPFully integrated (FIDE) · $0 Medicare cost sharingAll 95 counties | $0 | $9,850 | $9,850 | 3★ |
| 9 | UHC Dual Complete TN-YL (HMO-POS D-SNP)UnitedHealthcare · HMO-POS D-SNPFully integrated (FIDE) · $0 Medicare cost sharingAll 95 counties | $8.60 | $9,850 | $9,953 | 3★ |
| 10 | BlueCare Plus (HMO D-SNP)BlueCare Plus Tennessee · HMO D-SNPFully integrated (FIDE) · $0 Medicare cost sharingAll 95 counties | $13.70 | $9,850 | $10,014 | 3★ |
| 11 | BlueCare Plus Choice (HMO D-SNP)BlueCare Plus Tennessee · HMO D-SNPFully integrated (FIDE) · $0 Medicare cost sharingAll 95 counties | $13.70 | $9,850 | $10,014 | 3★ |
| 12 | UHC Dual Complete TN-Q1 (HMO-POS D-SNP)UnitedHealthcare · HMO-POS D-SNPCoordination-only · $0 Medicare cost sharing44 of 95 counties | $0 | $9,850 | $9,850 | 3★ |
| 13 | UHC Dual Complete TN-Q1 (HMO-POS D-SNP)UnitedHealthcare · HMO-POS D-SNPCoordination-only · $0 Medicare cost sharing30 of 95 counties | $0 | $9,850 | $9,850 | 3★ |
| 14 | UHC Dual Complete TN-Q1 (HMO-POS D-SNP)UnitedHealthcare · HMO-POS D-SNPCoordination-only · $0 Medicare cost sharing21 of 95 counties | $0 | $9,850 | $9,850 | 3★ |
| 15 | Wellpoint Dual Advantage Plus (HMO D-SNP)Wellpoint · HMO D-SNPCoordination-only · $0 Medicare cost sharingAll 95 counties | $0 | $9,850 | $9,850 | 3★ |
| 16 | BlueCare Plus Select (HMO D-SNP)BlueCare Plus Tennessee · HMO D-SNPCoordination-only · $0 Medicare cost sharingAll 95 counties | $13.70 | $9,850 | $10,014 | 3★ |
C-SNPs: chronic conditions
Sorted by worst-case year: 12 months of premiums plus the in-network out-of-pocket maximum. Each plan lists the conditions it serves; you need one of them, confirmed by your doctor or another clinician, to join.
| # | Plan | Premium / month | In-network max out-of-pocket | Worst-case year | Stars |
|---|---|---|---|---|---|
| 1 | UHC Complete Care TC-0005 (HMO-POS C-SNP)UnitedHealthcare · HMO-POS C-SNPCardiovascular disorders, Chronic heart failure, Diabetes44 of 95 counties | $0 | $4,900 | $4,900 | 4★ |
| 2 | UHC Complete Care Support TC-6 (HMO-POS C-SNP)UnitedHealthcare · HMO-POS C-SNPCardiovascular disorders, Chronic heart failure, Diabetes44 of 95 counties | $4.90 | $4,900 | $4,959 | 4★ |
| 3 | DEVOTED C-SNP ENHANCED 016 TN (HMO C-SNP)Devoted Health · HMO C-SNPCardiovascular disorders, Chronic heart failure, Diabetes6 of 95 counties | $0 | $5,700 | $5,700 | 3.5★ |
| 4 | DEVOTED C-SNP CHOICE ENHANCED 030 TN (PPO C-SNP)Devoted Health · PPO C-SNPCardiovascular disorders, Chronic heart failure, Diabetes6 of 95 counties | $0 | $6,050 | $6,050 | 4.5★ |
| 5 | Zing Elite Essentials Diabetes & Heart TN-MS (HMO C-SNP)Zing Health · HMO C-SNPCardiovascular disorders, Chronic heart failure, Diabetes1 of 95 counties | $10 | $5,950 | $6,070 | 3.5★ |
| 6 | DEVOTED C-SNP CHOICE ENHANCED 037 TN (PPO C-SNP)Devoted Health · PPO C-SNPCardiovascular disorders, Chronic heart failure, Diabetes9 of 95 counties | $0 | $6,150 | $6,150 | 4.5★ |
| 7 | DEVOTED C-SNP CHOICE ENHANCED 027 TN (PPO C-SNP)Devoted Health · PPO C-SNPCardiovascular disorders, Chronic heart failure, Diabetes9 of 95 counties | $0 | $6,200 | $6,200 | 4.5★ |
| 8 | DEVOTED C-SNP CHOICE ENHANCED 028 TN (PPO C-SNP)Devoted Health · PPO C-SNPCardiovascular disorders, Chronic heart failure, Diabetes17 of 95 counties | $0 | $6,200 | $6,200 | 4.5★ |
| 9 | DEVOTED C-SNP CHOICE ENHANCED 029 TN (PPO C-SNP)Devoted Health · PPO C-SNPCardiovascular disorders, Chronic heart failure, Diabetes31 of 95 counties | $0 | $6,200 | $6,200 | 4.5★ |
| 10 | Zing Elite Diabetes & Heart TN-MS (HMO C-SNP)Zing Health · HMO C-SNPCardiovascular disorders, Chronic heart failure, Diabetes1 of 95 counties | $0 | $6,700 | $6,700 | 3.5★ |
| 11 | Zing Open Choice Diabetes & Heart TN (PPO C-SNP)Zing Health · PPO C-SNPCardiovascular disorders, Chronic heart failure, Diabetes7 of 95 counties | $0 | $6,700 | $6,700 | 3.5★ |
| 12 | Zing Select Diabetes & Heart TN-MS (HMO C-SNP)Zing Health · HMO C-SNPCardiovascular disorders, Chronic heart failure, Diabetes7 of 95 counties | $0 | $6,700 | $6,700 | 3.5★ |
| 13 | DEVOTED C-SNP CHOICE GIVEBACK EXTRAS 032 TN (PPO C-SNP)Devoted Health · PPO C-SNPCardiovascular disorders, Chronic heart failure, Diabetes26 of 95 counties | $0 | $6,800 | $6,800 | 4.5★ |
| 14 | DEVOTED C-SNP CHOICE GIVEBACK EXTRAS 035 TN (PPO C-SNP)Devoted Health · PPO C-SNPCardiovascular disorders, Chronic heart failure, Diabetes6 of 95 counties | $0 | $6,850 | $6,850 | 4.5★ |
| 15 | DEVOTED C-SNP CHOICE ENHANCED 018 TN (PPO C-SNP)Devoted Health · PPO C-SNPCardiovascular disorders, Chronic heart failure, Diabetes28 of 95 counties | $0 | $6,900 | $6,900 | 3.5★ |
| 16 | DEVOTED C-SNP CHOICE GIVEBACK EXTRAS 036 TN (PPO C-SNP)Devoted Health · PPO C-SNPCardiovascular disorders, Chronic heart failure, Diabetes9 of 95 counties | $0 | $6,900 | $6,900 | 4.5★ |
| 17 | Zing Select Dialysis TN-MS (HMO C-SNP)Zing Health · HMO C-SNPChronic kidney disease7 of 95 counties | $0 | $6,900 | $6,900 | 3.5★ |
| 18 | HealthSpring Achieve (HMO C-SNP)HealthSpring · HMO C-SNPCardiovascular disorders, Chronic heart failure, Diabetes4 of 95 counties | $0 | $7,150 | $7,150 | 3.5★ |
| 19 | UHC Complete Care TC-0005 (HMO-POS C-SNP)UnitedHealthcare · HMO-POS C-SNPCardiovascular disorders, Chronic heart failure, Diabetes51 of 95 counties | $0 | $7,150 | $7,150 | 4★ |
| 20 | UHC Complete Care Support TC-6 (HMO-POS C-SNP)UnitedHealthcare · HMO-POS C-SNPCardiovascular disorders, Chronic heart failure, Diabetes51 of 95 counties | $4.90 | $7,150 | $7,209 | 4★ |
| 21 | DEVOTED C-SNP CHOICE GIVEBACK EXTRAS 034 TN (PPO C-SNP)Devoted Health · PPO C-SNPCardiovascular disorders, Chronic heart failure, Diabetes31 of 95 counties | $0 | $7,400 | $7,400 | 4.5★ |
| 22 | BlueAdvantage Total Heart and Diabetes (PPO C-SNP)BlueCross BlueShield of Tennessee · PPO C-SNPCardiovascular disorders, Chronic heart failure, Diabetes49 of 95 counties | $0 | $8,000 | $8,000 | 3.5★ |
| 23 | Humana Gold Plus - Diabetes and Heart (HMO C-SNP)Humana · HMO C-SNPCardiovascular disorders, Chronic heart failure, Diabetes34 of 95 counties | $0 | $9,800 | $9,800 | 4.5★ |
| 24 | BlueAdvantage Total Heart and Diabetes (PPO C-SNP)BlueCross BlueShield of Tennessee · PPO C-SNPCardiovascular disorders, Chronic heart failure, Diabetes46 of 95 counties | $0 | $9,850 | $9,850 | 3.5★ |
| 25 | DEVOTED C-SNP CHOICE PLUS 020 TN (PPO C-SNP)Devoted Health · PPO C-SNPCardiovascular disorders, Chronic heart failure, Diabetes70 of 95 counties | $0 | $9,850 | $9,850 | 3.5★ |
| 26 | DEVOTED C-SNP CHOICE PLUS 031 TN (PPO C-SNP)Devoted Health · PPO C-SNPCardiovascular disorders, Chronic heart failure, Diabetes72 of 95 counties | $0 | $9,850 | $9,850 | 4.5★ |
| 27 | BlueAdvantage Total Heart and Diabetes Plus (PPO C-SNP)BlueCross BlueShield of Tennessee · PPO C-SNPCardiovascular disorders, Chronic heart failure, DiabetesAll 95 counties | $13.70 | $9,850 | $10,014 | 3.5★ |
I-SNPs: institutional care
For people who live, or are expected to live, at least 90 days in a nursing home or similar facility, or who need that level of care at home. Sorted by worst-case year.
| # | Plan | Premium / month | In-network max out-of-pocket | Worst-case year | Stars |
|---|---|---|---|---|---|
| 1 | Senior Care (HMO I-SNP)NHC Advantage · HMO I-SNPHybrid (at home or in a facility)39 of 95 counties | $0 | $5,000 | $5,000 | 4.5★ |
| 2 | Abilis Health Community (HMO I-SNP)Abilis Health (HMO SNP) · HMO I-SNPInstitutional-equivalent (at home)62 of 95 counties | $0 | $9,850 | $9,850 | 3.5★ |
| 3 | Humana Together in Health (PPO I-SNP)Humana · PPO I-SNPHybrid (at home or in a facility)All 95 counties | $0 | $9,850 | $9,850 | 4★ |
| 4 | Humana Together in Health (PPO I-SNP)Humana · PPO I-SNPHybrid (at home or in a facility)93 of 95 counties | $0 | $9,850 | $9,850 | 4.5★ |
| 5 | NHC Advantage (HMO I-SNP)NHC Advantage · HMO I-SNPHybrid (at home or in a facility)39 of 95 counties | $12.20 | $9,850 | $9,996 | 4.5★ |
| 6 | American Health Advantage of Tennessee (HMO I-SNP)American Health Advantage of Tennessee · HMO I-SNPHybrid (at home or in a facility)55 of 95 counties | $13.70 | $9,850 | $10,014 | Not rated |
| 7 | Abilis Health (HMO I-SNP)Abilis Health (HMO SNP) · HMO I-SNPFacility-based63 of 95 counties | $16.20 | $9,850 | $10,044 | 3.5★ |
Worst-case year = 12 × monthly plan premium + in-network maximum out-of-pocket, for covered Part A and B services. Many D-SNP members pay $0 in premiums with Extra Help. Star ratings are CMS’s 2027 overall ratings for the contract behind each plan. Plans under CMS sanction aren’t listed. How we sort
Before you enroll: check the plan’s network and drug list in the official Medicare Plan Finder, and ask the plan whether you qualify. Free one-on-one help: your State Health Insurance Assistance Program.
Questions
How many Special Needs Plans are in Tennessee for 2027?
CMS lists 50: 16 D-SNPs (Medicare and Medicaid), 27 C-SNPs (chronic conditions) and 7 I-SNPs (institutional), from 10 parent companies. Not every plan is sold in every county; use the county filter.
Which D-SNPs in Tennessee are integrated with Medicaid?
8 of the 16 D-SNPs are fully integrated, highly integrated or applicable integrated plans, which cover or coordinate Medicaid benefits more closely. The rest are coordination-only plans. Integrated plans are listed first among plans with the same star rating.
Do Special Needs Plans include drug coverage?
Yes. Every Special Needs Plan must include Part D drug coverage.
Can I stay in a Special Needs Plan if I no longer qualify?
Only while you still meet the plan's rules. If you lose eligibility, you may get a Special Enrollment Period to join another plan.
Sources
- CMS, CY 2027 Medicare Advantage and Prescription Drug Plan Landscape (CY2027_Landscape_202609.csv), Special Needs Plan rows — cms.gov; star ratings from the CMS 2027 Star Ratings Data Tables — cms.gov.
- Medicare.gov, “Special Needs Plans” — medicare.gov.
Educational information, not a recommendation to join any plan. We are not an insurance agent or broker, and we are not connected with or endorsed by the U.S. government or the federal Medicare program. Plan details can change; confirm with the plan or Medicare.gov. · Advertiser disclosure
Keep going
- How Special Needs Plans work →
- General Medicare Advantage plans in Tennessee →
- Medicare Savings Programs →
- Extra Help with drug costs →
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