Best Medicare Advantage Plans in Travis County, TX for 2027
Every general-audience Medicare Advantage plan with drug coverage sold in Travis County, ranked by what it could cost you in a bad year: 12 months of premiums, less any Part B giveback, plus the in-network out-of-pocket maximum.
Travis County plans, ranked
| # | Plan | Premium / month | In-network max out-of-pocket | Worst-case year | Stars |
|---|---|---|---|---|---|
| 1 | Aetna Medicare Signature Extra (HMO)Aetna Medicare · HMO11 of 254 counties · drug deductible $300Dental up to $2,500/yr · eyewear $100/yr · hearing aids $1,000/yr per ear · OTC items $140/yr | $0 | $3,900 | $3,900 | 3★ |
| 2 | Humana Gold Plus H0028-037 (HMO)Humana · HMO7 of 254 counties · drug deductible $440Dental up to $3,000/yr · eyewear $150/yr | $0 | $5,350 | $5,350 | 4.5★ |
| 3 | Humana Gold Plus H4461-054 (HMO)Humana · HMO7 of 254 counties · drug deductible $440Dental up to $3,000/yr · eyewear $150/yr | $0 | $5,350 | $5,350 | 4.5★ |
| 4 | DEVOTED CORE 014 TX (HMO)Devoted Health · HMO14 of 254 counties · drug deductible $461Dental up to $3,500/yr · eyewear $200/yr · OTC items $300/yr | $0 | $5,400 | $5,400 | 4.5★ |
| 5 | DEVOTED GIVEBACK EXTRAS 109 TX (HMO)Devoted Health · HMO14 of 254 counties · drug deductible $700Part B giveback $70/mo · Dental up to $3,750/yr · eyewear $250/yr · OTC items $664/yr | $0−$70 Part B giveback | $6,700 | $5,860 | 4.5★ |
| 6 | AARP Medicare Advantage from UHC TX-46 (HMO-POS)UnitedHealthcare · HMO-POS15 of 254 counties · drug deductible $355Dental up to $4,000/yr · eyewear $100/yr · hearing aids $700/yr | $31 | $5,500 | $5,872 | 4★ |
| 7 | DEVOTED GIVEBACK 048 TX (HMO)Devoted Health · HMO14 of 254 counties · drug deductible $461Part B giveback $184.70/mo · Dental up to $250/yr · eyewear $200/yr · OTC items $396/yr | $0−$184.70 Part B giveback | $8,550 | $6,334 | 4.5★ |
| 8 | DEVOTED CHOICE GIVEBACK 001 TX (PPO)Devoted Health · PPO14 of 254 counties · drug deductible $461Part B giveback $163.90/mo · Dental up to $250/yr · eyewear $200/yr | $0−$163.90 Part B giveback | $8,550 | $6,583 | 3.5★ |
| 9 | AARP Medicare Advantage CareFlex from UHC TX-47 (HMO-POS)UnitedHealthcare · HMO-POS14 of 254 counties · drug deductible $685Preventive dental · eyewear $125/yr · hearing aids $700/yr | $0 | $7,150 | $7,150 | 4★ |
| 10 | AARP Medicare Advantage Essentials from UHC TX-12 (HMO-POS)UnitedHealthcare · HMO-POS14 of 254 counties · drug deductible $685Preventive dental · eyewear $125/yr · hearing aids $700/yr | $0 | $7,150 | $7,150 | 4★ |
| 11 | Aetna Medicare Value Plus (PPO)Aetna Medicare · PPO2 of 254 counties · drug deductible $700Dental up to $500/yr · eyewear $100/yr · hearing aids $500/yr per ear · OTC items $60/yr | $0 | $7,150 | $7,150 | 3.5★ |
| 12 | Humana Essentials Plus Giveback (PPO)Humana · PPO76 of 254 counties · drug deductible $50Part B giveback $81/mo · Dental up to $2,000/yr · eyewear $150/yr | $0−$81 Part B giveback | $8,300 | $7,328 | 4.5★ |
| 13 | HumanaChoice Giveback H5216-358 (PPO)Humana · PPO77 of 254 counties · drug deductible $50Part B giveback $81/mo · Dental up to $2,000/yr · eyewear $150/yr | $0−$81 Part B giveback | $8,300 | $7,328 | 4★ |
| 14 | Aetna Medicare Signature Extra (PPO)Aetna Medicare · PPO2 of 254 counties · drug deductible $700Preventive dental · eyewear $100/yr · hearing aids $500/yr per ear | $25 | $7,150 | $7,450 | 3.5★ |
| 15 | HumanaChoice H5216-432 (PPO)Humana · PPO6 of 254 counties · drug deductible $520Dental up to $3,000/yr · eyewear $100/yr | $13 | $7,500 | $7,656 | 4★ |
| 16 | HumanaChoice H7617-029 (PPO)Humana · PPO6 of 254 counties · drug deductible $520Dental up to $3,000/yr · eyewear $100/yr | $13 | $7,500 | $7,656 | 4.5★ |
| 17 | HumanaChoice H0473-003 (PPO)Humana · PPO3 of 254 counties · drug deductible $700Dental up to $2,000/yr · eyewear $250/yr | $118 | $7,200 | $8,616 | 3★ |
| 18 | HumanaChoice R4182-004 (Regional PPO)Humana · Regional PPOAll 254 counties · drug deductible $700Dental · eyewear $150/yr | $46 | $8,200 | $8,752 | 3.5★ |
| 19 | HumanaChoice R4182-003 (Regional PPO)Humana · Regional PPOAll 254 counties · drug deductible $700Dental · eyewear $150/yr | $100 | $8,200 | $9,400 | 3.5★ |
| 20 | AARP Medicare Advantage Extras from UHC TX-53 (HMO-POS)UnitedHealthcare · HMO-POS10 of 254 counties · drug deductible $685Dental up to $2,000/yr · eyewear $125/yr · hearing aids $700/yr | $0 | $9,850 | $9,850 | 4★ |
| 21 | Wellpoint Medicare Advantage 2 (HMO-POS)Wellpoint · HMO-POS83 of 254 counties · drug deductible $105Dental up to $2,000/yr · eyewear $350/yr · hearing aids $3,000/yr · OTC items $400/yr | $0 | $9,850 | $9,850 | 3★ |
| 22 | AARP Medicare Advantage from UHC TX-61 (Regional PPO)UnitedHealthcare · Regional PPOAll 254 counties · drug deductible $685Preventive dental · eyewear $125/yr · hearing aids $700/yr | $138 | $9,850 | $11,506 | 3★ |
Worst-case year = 12 × (monthly plan premium − any Part B giveback) + in-network maximum out-of-pocket. The giveback is money back on the Part B premium ($202.90 a month in 2026), which is otherwise the same for everyone, so a large one can push the worst-case year below $0; drug costs are capped separately at $2,400 in 2027. Other extras are the yearly maximums each plan filed with CMS and don’t change the order. Methodology
What changed since 2026
- Plans with drug coverage: 32 in 2026, 28 in 2027.
- $0-premium plans: 23 in 2026, 20 in 2027.
- Median in-network out-of-pocket maximum: $6,975 in 2026, $7,350 in 2027.
- 35,305 people here were in a general-audience Advantage plan in October 2026; 1,018 of them are in a plan that ends or leaves the county for 2027 and must choose again.
From our 2026 vs. 2027 Medicare Advantage study (CMS landscape, enrollment and crosswalk files).
Before you enroll, check that your doctors are in the plan’s network and how it covers your drugs in the Medicare Plan Finder. Weighing Advantage against Original Medicare with a Medigap plan? Run the county calculator.
Also sold here without drug coverage: Aetna Medicare Eagle (PPO), HumanaChoice R4182-001 (Regional PPO), AARP Medicare Advantage Patriot No Rx TX-MA01 (HMO-POS), Humana USAA Honor Giveback (PPO), Humana USAA Honor Giveback (PPO), DEVOTED CHOICE MA ONLY 006 TX (PPO).
Questions
How many Medicare Advantage plans are in Travis County for 2027?
22 general-audience plans with drug coverage, 14 of them with a $0 monthly premium, compared with 32 plans and 23 $0-premium plans in 2026. Special Needs Plans aren't counted.
Which plan has the lowest worst-case cost in Travis County?
Aetna Medicare Signature Extra (HMO) from Aetna Medicare: $0 a month with an in-network out-of-pocket maximum of $3,900, so at most about $3,900 for the year in premiums and in-network costs.
Do any Travis County plans have a Part B giveback?
5 do. The largest is $184.70 a month off your Part B premium, from DEVOTED GIVEBACK 048 TX (HMO).
How many Travis County plans have 4 or more stars?
13 of 22, based on CMS's 2027 ratings of the contract behind each plan.
Sources
- CMS, CY 2027 Medicare Advantage and Prescription Drug Plan Landscape (CY2027_Landscape_202609.csv), from cms.gov; extra benefits (Part B giveback, dental, eyewear, hearing aids, over-the-counter allowance) from the CMS CY 2027 Plan Benefit Package files, cms.gov, yearly amounts as each plan filed them; star ratings from the CMS 2027 Star Ratings Data Tables (October 8, 2026), cms.gov. Ratings are per contract, so plans under the same contract share one rating. General-audience plans only: Special Needs Plans, Cost plans and employer group plans are not ranked.
- County population: 2020 Census, via the USDA Rural-Urban Continuum Codes (2023).
Educational information, not a recommendation to join any plan. We are not an insurance agent or broker, and we are not connected with or endorsed by the U.S. government or the federal Medicare program. · Advertiser disclosure
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