Best Medicare Advantage Plans in Grayson County, TX for 2027
Every general-audience Medicare Advantage plan with drug coverage sold in Grayson County, ranked by what it could cost you in a bad year: 12 months of premiums, less any Part B giveback, plus the in-network out-of-pocket maximum.
Grayson County plans, ranked
| # | Plan | Premium / month | In-network max out-of-pocket | Worst-case year | Stars |
|---|---|---|---|---|---|
| 1 | Prominence Plus (HMO)Prominence Health Plan · HMO8 of 254 counties · drug deductible $0Dental up to $2,000/yr · eyewear $150/yr · hearing aids $600/yr per ear · OTC items $500/yr | $0 | $3,000 | $3,000 | 4★ |
| 2 | Prominence Extra Help (HMO)Prominence Health Plan · HMO8 of 254 counties · drug deductible $300Dental up to $2,000/yr · eyewear $175/yr · hearing aids $600/yr per ear · OTC items $660/yr | $0 | $3,250 | $3,250 | 4★ |
| 3 | Humana Gold Plus H0028-043 (HMO)Humana · HMO14 of 254 counties · drug deductible $700Dental up to $3,000/yr · eyewear $150/yr | $0 | $3,850 | $3,850 | 4.5★ |
| 4 | AARP Medicare Advantage Essentials from UHC TX-22 (HMO-POS)UnitedHealthcare · HMO-POS27 of 254 counties · drug deductible $595Preventive dental · eyewear $125/yr · hearing aids $700/yr | $0 | $3,900 | $3,900 | 4★ |
| 5 | Humana Total Complete (HMO)Humana · HMO14 of 254 counties · drug deductible $700Dental up to $3,000/yr · eyewear $150/yr | $0 | $3,950 | $3,950 | 4.5★ |
| 6 | AARP Medicare Advantage from UHC TX-0042 (HMO-POS)UnitedHealthcare · HMO-POS27 of 254 counties · drug deductible $595Dental up to $3,000/yr · eyewear $125/yr · hearing aids $700/yr | $32 | $3,900 | $4,284 | 4★ |
| 7 | Prominence Beyond (HMO-POS)Prominence Health Plan · HMO-POS8 of 254 counties · drug deductible $0Dental up to $3,050/yr · eyewear $150/yr · hearing aids $600/yr per ear | $0 | $4,700 | $4,700 | 4★ |
| 8 | AARP Medicare Advantage from UHC TX-25 (HMO-POS)UnitedHealthcare · HMO-POS27 of 254 counties · drug deductible $595Preventive dental · eyewear $125/yr · hearing aids $700/yr | $79 | $3,900 | $4,848 | 4★ |
| 9 | AARP Medicare Advantage Extras from UHC TX-27 (HMO-POS)UnitedHealthcare · HMO-POS27 of 254 counties · drug deductible $685Dental up to $3,000/yr · eyewear $125/yr · hearing aids $700/yr | $0 | $4,900 | $4,900 | 4★ |
| 10 | Prominence Giveback (HMO)Prominence Health Plan · HMO8 of 254 counties · drug deductible $0Part B giveback $140/mo · Dental up to $750/yr · eyewear $100/yr · hearing aids $600/yr per ear | $0−$140 Part B giveback | $7,000 | $5,320 | 4★ |
| 11 | AARP Medicare Advantage Giveback from UHC TX-39 (HMO-POS)UnitedHealthcare · HMO-POS27 of 254 counties · drug deductible $165Part B giveback $64/mo · Preventive dental · hearing aids $1,000/yr | $0−$64 Part B giveback | $7,150 | $6,382 | 4★ |
| 12 | Humana Value Choice (PPO)Humana · PPO14 of 254 counties · drug deductible $520Dental up to $2,500/yr · eyewear $300/yr | $0 | $6,700 | $6,700 | 4.5★ |
| 13 | HumanaChoice H5216-352 (PPO)Humana · PPO14 of 254 counties · drug deductible $520Dental up to $2,500/yr · eyewear $300/yr | $0 | $6,700 | $6,700 | 4★ |
| 14 | Aetna Medicare Signature (PPO)Aetna Medicare · PPO41 of 254 counties · drug deductible $700Dental up to $2,000/yr · eyewear $200/yr · hearing aids $500/yr per ear · OTC items $180/yr | $0 | $6,750 | $6,750 | 3.5★ |
| 15 | AARP Medicare Advantage CareFlex from UHC TX-44 (HMO-POS)UnitedHealthcare · HMO-POS27 of 254 counties · drug deductible $165Preventive dental · eyewear $100/yr · hearing aids $1,000/yr | $0 | $7,150 | $7,150 | 4★ |
| 16 | Humana Essentials Plus Giveback (PPO)Humana · PPO76 of 254 counties · drug deductible $50Part B giveback $81/mo · Dental up to $2,000/yr · eyewear $150/yr | $0−$81 Part B giveback | $8,300 | $7,328 | 4.5★ |
| 17 | HumanaChoice Giveback H5216-358 (PPO)Humana · PPO77 of 254 counties · drug deductible $50Part B giveback $81/mo · Dental up to $2,000/yr · eyewear $150/yr | $0−$81 Part B giveback | $8,300 | $7,328 | 4★ |
| 18 | HumanaChoice H0473-005 (PPO)Humana · PPO19 of 254 counties · drug deductible $700Dental · eyewear $150/yr | $13 | $7,300 | $7,456 | 3★ |
| 19 | HumanaChoice H5216-042 (PPO)Humana · PPO84 of 254 counties · drug deductible $700Dental up to $2,000/yr · eyewear $250/yr | $62 | $6,750 | $7,494 | 4★ |
| 20 | HumanaChoice H5216-043 (PPO)Humana · PPO57 of 254 counties · drug deductible $700Dental up to $1,000/yr · eyewear $150/yr | $20 | $7,700 | $7,940 | 4★ |
| 21 | HumanaChoice H7617-059 (PPO)Humana · PPO57 of 254 counties · drug deductible $700Dental up to $1,000/yr · eyewear $150/yr | $23 | $7,700 | $7,976 | 4.5★ |
| 22 | HumanaChoice R4182-004 (Regional PPO)Humana · Regional PPOAll 254 counties · drug deductible $700Dental · eyewear $150/yr | $46 | $8,200 | $8,752 | 3.5★ |
| 23 | HumanaChoice R4182-003 (Regional PPO)Humana · Regional PPOAll 254 counties · drug deductible $700Dental · eyewear $150/yr | $100 | $8,200 | $9,400 | 3.5★ |
| 24 | Wellpoint Medicare Advantage 2 (HMO-POS)Wellpoint · HMO-POS83 of 254 counties · drug deductible $105Dental up to $2,000/yr · eyewear $350/yr · hearing aids $3,000/yr · OTC items $400/yr | $0 | $9,850 | $9,850 | 3★ |
| 25 | AARP Medicare Advantage from UHC TX-61 (Regional PPO)UnitedHealthcare · Regional PPOAll 254 counties · drug deductible $685Preventive dental · eyewear $125/yr · hearing aids $700/yr | $138 | $9,850 | $11,506 | 3★ |
Worst-case year = 12 × (monthly plan premium − any Part B giveback) + in-network maximum out-of-pocket. The giveback is money back on the Part B premium ($202.90 a month in 2026), which is otherwise the same for everyone, so a large one can push the worst-case year below $0; drug costs are capped separately at $2,400 in 2027. Other extras are the yearly maximums each plan filed with CMS and don’t change the order. Methodology
What changed since 2026
- Plans with drug coverage: 40 in 2026, 30 in 2027.
- $0-premium plans: 30 in 2026, 21 in 2027.
- Median in-network out-of-pocket maximum: $6,750 in 2026, $6,875 in 2027.
- 10,128 people here were in a general-audience Advantage plan in October 2026; 1,559 of them are in a plan that ends or leaves the county for 2027 and must choose again.
From our 2026 vs. 2027 Medicare Advantage study (CMS landscape, enrollment and crosswalk files).
Before you enroll, check that your doctors are in the plan’s network and how it covers your drugs in the Medicare Plan Finder. Weighing Advantage against Original Medicare with a Medigap plan? Run the county calculator.
Also sold here without drug coverage: Aetna Medicare Eagle (PPO), AARP Medicare Advantage Patriot No Rx TX-MA02 (HMO-POS), HumanaChoice R4182-001 (Regional PPO), Humana USAA Honor Giveback (PPO), Humana USAA Honor Giveback (PPO).
Questions
How many Medicare Advantage plans are in Grayson County for 2027?
25 general-audience plans with drug coverage, 16 of them with a $0 monthly premium, compared with 40 plans and 30 $0-premium plans in 2026. Special Needs Plans aren't counted.
Which plan has the lowest worst-case cost in Grayson County?
Prominence Plus (HMO) from Prominence Health Plan: $0 a month with an in-network out-of-pocket maximum of $3,000, so at most about $3,000 for the year in premiums and in-network costs.
Do any Grayson County plans have a Part B giveback?
4 do. The largest is $140 a month off your Part B premium, from Prominence Giveback (HMO).
How many Grayson County plans have 4 or more stars?
19 of 25, based on CMS's 2027 ratings of the contract behind each plan.
Sources
- CMS, CY 2027 Medicare Advantage and Prescription Drug Plan Landscape (CY2027_Landscape_202609.csv), from cms.gov; extra benefits (Part B giveback, dental, eyewear, hearing aids, over-the-counter allowance) from the CMS CY 2027 Plan Benefit Package files, cms.gov, yearly amounts as each plan filed them; star ratings from the CMS 2027 Star Ratings Data Tables (October 8, 2026), cms.gov. Ratings are per contract, so plans under the same contract share one rating. General-audience plans only: Special Needs Plans, Cost plans and employer group plans are not ranked.
- County population: 2020 Census, via the USDA Rural-Urban Continuum Codes (2023).
Educational information, not a recommendation to join any plan. We are not an insurance agent or broker, and we are not connected with or endorsed by the U.S. government or the federal Medicare program. · Advertiser disclosure
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