Best Medicare Advantage Plans in Dallas County, TX for 2027
Every general-audience Medicare Advantage plan with drug coverage sold in Dallas County, ranked by what it could cost you in a bad year: 12 months of premiums, less any Part B giveback, plus the in-network out-of-pocket maximum.
Dallas County plans, ranked
| # | Plan | Premium / month | In-network max out-of-pocket | Worst-case year | Stars |
|---|---|---|---|---|---|
| 1 | Verda Noble Care (HMO)Verda Health Plan of Texas · HMO4 of 254 counties · drug deductible $300Dental · eyewear $200/yr · OTC items $660/yr | $0 | $2,399 | $2,399 | 2★ |
| 2 | Humana Gold Plus H0028-043 (HMO)Humana · HMO14 of 254 counties · drug deductible $700Dental up to $3,000/yr · eyewear $150/yr | $0 | $3,850 | $3,850 | 4.5★ |
| 3 | AARP Medicare Advantage Essentials from UHC TX-22 (HMO-POS)UnitedHealthcare · HMO-POS27 of 254 counties · drug deductible $595Preventive dental · eyewear $125/yr · hearing aids $700/yr | $0 | $3,900 | $3,900 | 4★ |
| 4 | Humana Total Complete (HMO)Humana · HMO14 of 254 counties · drug deductible $700Dental up to $3,000/yr · eyewear $150/yr | $0 | $3,950 | $3,950 | 4.5★ |
| 5 | Humana Gold Plus H0028-059 (HMO)Humana · HMO13 of 254 counties · drug deductible $700Dental up to $4,000/yr · eyewear $300/yr | $30 | $3,700 | $4,060 | 4.5★ |
| 6 | Humana Gold Plus H4461-050 (HMO)Humana · HMO13 of 254 counties · drug deductible $700Dental up to $4,000/yr · eyewear $300/yr | $30 | $3,700 | $4,060 | 4.5★ |
| 7 | Aetna Medicare Prime Care (HMO)Aetna Medicare · HMO3 of 254 counties · drug deductible $400Dental up to $3,000/yr · eyewear $275/yr · hearing aids $1,000/yr per ear · OTC items $260/yr | $0 | $4,200 | $4,200 | 3★ |
| 8 | AARP Medicare Advantage from UHC TX-0042 (HMO-POS)UnitedHealthcare · HMO-POS27 of 254 counties · drug deductible $595Dental up to $3,000/yr · eyewear $125/yr · hearing aids $700/yr | $32 | $3,900 | $4,284 | 4★ |
| 9 | HealthSpring Preferred (HMO)HealthSpring · HMO8 of 254 counties · drug deductible $500Dental up to $5,000/yr · eyewear $200/yr · OTC items $160/yr | $0 | $4,450 | $4,450 | 3.5★ |
| 10 | Wellcare Simple (HMO)Wellcare · HMO11 of 254 counties · drug deductible $700Dental up to $2,000/yr · eyewear $100/yr · hearing aids $500/yr per ear | $0 | $4,500 | $4,500 | 3.5★ |
| 11 | AARP Medicare Advantage from UHC TX-25 (HMO-POS)UnitedHealthcare · HMO-POS27 of 254 counties · drug deductible $595Preventive dental · eyewear $125/yr · hearing aids $700/yr | $79 | $3,900 | $4,848 | 4★ |
| 12 | AARP Medicare Advantage Extras from UHC TX-27 (HMO-POS)UnitedHealthcare · HMO-POS27 of 254 counties · drug deductible $685Dental up to $3,000/yr · eyewear $125/yr · hearing aids $700/yr | $0 | $4,900 | $4,900 | 4★ |
| 13 | Wellpoint Medicare Advantage Select (HMO-POS)Wellpoint · HMO-POS2 of 254 counties · drug deductible $0Dental up to $2,500/yr · eyewear $200/yr · hearing aids $3,000/yr · OTC items $280/yr | $0 | $5,000 | $5,000 | 3.5★ |
| 14 | HealthSpring Preferred Savings (HMO)HealthSpring · HMO8 of 254 counties · drug deductible $300Part B giveback $138/mo · Dental up to $5,000/yr · eyewear $150/yr | $0−$138 Part B giveback | $7,150 | $5,494 | 3.5★ |
| 15 | Humana USAA Honor Giveback with Rx (PPO)Humana · PPO11 of 254 counties · drug deductible $700Part B giveback $84/mo · Dental up to $1,750/yr · eyewear $250/yr | $0−$84 Part B giveback | $6,900 | $5,892 | 4★ |
| 16 | Humana USAA Honor Giveback with Rx (PPO)Humana · PPO11 of 254 counties · drug deductible $700Part B giveback $84/mo · Dental up to $1,750/yr · eyewear $250/yr | $0−$84 Part B giveback | $6,900 | $5,892 | 4.5★ |
| 17 | AARP Medicare Advantage Giveback from UHC TX-39 (HMO-POS)UnitedHealthcare · HMO-POS27 of 254 counties · drug deductible $165Part B giveback $64/mo · Preventive dental · hearing aids $1,000/yr | $0−$64 Part B giveback | $7,150 | $6,382 | 4★ |
| 18 | Aetna Medicare Value Plus (PPO)Aetna Medicare · PPO3 of 254 counties · drug deductible $700Dental up to $500/yr · eyewear $100/yr · hearing aids $500/yr per ear · OTC items $60/yr | $5 | $6,350 | $6,410 | 3.5★ |
| 19 | HealthSpring True Choice (PPO)HealthSpring · PPO40 of 254 counties · drug deductible $700Dental up to $500/yr · eyewear $100/yr | $0 | $6,800 | $6,800 | 3★ |
| 20 | Humana Value Choice (PPO)Humana · PPO8 of 254 counties · drug deductible $520Dental up to $2,000/yr · eyewear $300/yr | $0 | $6,950 | $6,950 | 4.5★ |
| 21 | AARP Medicare Advantage CareFlex from UHC TX-44 (HMO-POS)UnitedHealthcare · HMO-POS27 of 254 counties · drug deductible $165Preventive dental · eyewear $100/yr · hearing aids $1,000/yr | $0 | $7,150 | $7,150 | 4★ |
| 22 | Aetna Medicare Signature (HMO)Aetna Medicare · HMO8 of 254 counties · drug deductible $400Dental up to $1,250/yr · eyewear $100/yr · hearing aids $750/yr per ear · OTC items $60/yr | $0 | $7,150 | $7,150 | 3★ |
| 23 | BSW SeniorCare Advantage Select Rx (HMO-POS)Baylor Scott & White Health Plan · HMO-POS7 of 254 counties · drug deductible $500Preventive dental · eyewear $200/yr · hearing aids $400/yr | $0 | $7,150 | $7,150 | 4.5★ |
| 24 | Humana Essentials Plus Giveback (PPO)Humana · PPO76 of 254 counties · drug deductible $50Part B giveback $81/mo · Dental up to $2,000/yr · eyewear $150/yr | $0−$81 Part B giveback | $8,300 | $7,328 | 4.5★ |
| 25 | HumanaChoice H5216-042 (PPO)Humana · PPO84 of 254 counties · drug deductible $700Dental up to $2,000/yr · eyewear $250/yr | $62 | $6,750 | $7,494 | 4★ |
| 26 | BSW SeniorCare Advantage (PPO)Baylor Scott & White Health Plan · PPO7 of 254 counties · drug deductible $500Preventive dental · eyewear $150/yr · hearing aids $367/yr | $32 | $7,150 | $7,534 | 4★ |
| 27 | Aetna Medicare Enhanced Extra (PPO)Aetna Medicare · PPO6 of 254 counties · drug deductible $700Preventive dental · eyewear $100/yr · hearing aids $500/yr per ear · OTC items $120/yr | $60 | $7,150 | $7,870 | 3.5★ |
| 28 | HumanaChoice H5216-043 (PPO)Humana · PPO57 of 254 counties · drug deductible $700Dental up to $1,000/yr · eyewear $150/yr | $20 | $7,700 | $7,940 | 4★ |
| 29 | HumanaChoice H7617-059 (PPO)Humana · PPO57 of 254 counties · drug deductible $700Dental up to $1,000/yr · eyewear $150/yr | $23 | $7,700 | $7,976 | 4.5★ |
| 30 | HumanaChoice R4182-004 (Regional PPO)Humana · Regional PPOAll 254 counties · drug deductible $700Dental · eyewear $150/yr | $46 | $8,200 | $8,752 | 3.5★ |
| 31 | HumanaChoice R4182-003 (Regional PPO)Humana · Regional PPOAll 254 counties · drug deductible $700Dental · eyewear $150/yr | $100 | $8,200 | $9,400 | 3.5★ |
| 32 | Wellpoint Medicare Advantage 2 (HMO-POS)Wellpoint · HMO-POS83 of 254 counties · drug deductible $105Dental up to $2,000/yr · eyewear $350/yr · hearing aids $3,000/yr · OTC items $400/yr | $0 | $9,850 | $9,850 | 3★ |
| 33 | AARP Medicare Advantage from UHC TX-61 (Regional PPO)UnitedHealthcare · Regional PPOAll 254 counties · drug deductible $685Preventive dental · eyewear $125/yr · hearing aids $700/yr | $138 | $9,850 | $11,506 | 3★ |
Worst-case year = 12 × (monthly plan premium − any Part B giveback) + in-network maximum out-of-pocket. The giveback is money back on the Part B premium ($202.90 a month in 2026), which is otherwise the same for everyone, so a large one can push the worst-case year below $0; drug costs are capped separately at $2,400 in 2027. Other extras are the yearly maximums each plan filed with CMS and don’t change the order. Methodology
What changed since 2026
- Plans with drug coverage: 58 in 2026, 42 in 2027.
- $0-premium plans: 42 in 2026, 29 in 2027.
- Median in-network out-of-pocket maximum: $6,700 in 2026, $6,850 in 2027.
- 119,854 people here were in a general-audience Advantage plan in October 2026; 17,672 of them are in a plan that ends or leaves the county for 2027 and must choose again.
From our 2026 vs. 2027 Medicare Advantage study (CMS landscape, enrollment and crosswalk files).
Before you enroll, check that your doctors are in the plan’s network and how it covers your drugs in the Medicare Plan Finder. Weighing Advantage against Original Medicare with a Medigap plan? Run the county calculator.
Also sold here without drug coverage: HealthSpring Courage (HMO), Wellcare Patriot Simple (HMO), Aetna Medicare Eagle (PPO), AARP Medicare Advantage Patriot No Rx TX-MA02 (HMO-POS), BSW SeniorCare Advantage Select (HMO-POS), HumanaChoice R4182-001 (Regional PPO), Humana USAA Honor Giveback (PPO), Humana USAA Honor Giveback (PPO), Humana Gold Choice H8145-126 (PFFS).
Questions
How many Medicare Advantage plans are in Dallas County for 2027?
33 general-audience plans with drug coverage, 20 of them with a $0 monthly premium, compared with 58 plans and 42 $0-premium plans in 2026. Special Needs Plans aren't counted.
Which plan has the lowest worst-case cost in Dallas County?
Verda Noble Care (HMO) from Verda Health Plan of Texas: $0 a month with an in-network out-of-pocket maximum of $2,399, so at most about $2,399 for the year in premiums and in-network costs.
Do any Dallas County plans have a Part B giveback?
5 do. The largest is $138 a month off your Part B premium, from HealthSpring Preferred Savings (HMO).
How many Dallas County plans have 4 or more stars?
19 of 33, based on CMS's 2027 ratings of the contract behind each plan.
Sources
- CMS, CY 2027 Medicare Advantage and Prescription Drug Plan Landscape (CY2027_Landscape_202609.csv), from cms.gov; extra benefits (Part B giveback, dental, eyewear, hearing aids, over-the-counter allowance) from the CMS CY 2027 Plan Benefit Package files, cms.gov, yearly amounts as each plan filed them; star ratings from the CMS 2027 Star Ratings Data Tables (October 8, 2026), cms.gov. Ratings are per contract, so plans under the same contract share one rating. General-audience plans only: Special Needs Plans, Cost plans and employer group plans are not ranked.
- County population: 2020 Census, via the USDA Rural-Urban Continuum Codes (2023).
Educational information, not a recommendation to join any plan. We are not an insurance agent or broker, and we are not connected with or endorsed by the U.S. government or the federal Medicare program. · Advertiser disclosure
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