Best Medicare Advantage Plans in Midland County, TX for 2027
Every general-audience Medicare Advantage plan with drug coverage sold in Midland County, ranked by what it could cost you in a bad year: 12 months of premiums, less any Part B giveback, plus the in-network out-of-pocket maximum.
Midland County plans, ranked
| # | Plan | Premium / month | In-network max out-of-pocket | Worst-case year | Stars |
|---|---|---|---|---|---|
| 1 | AARP Medicare Advantage from UHC TX-62 (HMO-POS)UnitedHealthcare · HMO-POS6 of 254 counties · drug deductible $685Dental up to $1,000/yr · eyewear $100/yr · hearing aids $1,000/yr | $0 | $6,700 | $6,700 | 4★ |
| 2 | Aetna Medicare Signature (PPO)Aetna Medicare · PPO18 of 254 counties · drug deductible $400Preventive dental · eyewear $125/yr · hearing aids $500/yr per ear · OTC items $60/yr | $0 | $6,750 | $6,750 | 3.5★ |
| 3 | AARP Medicare Advantage from UHC TX-0001 (PPO)UnitedHealthcare · PPO31 of 254 counties · drug deductible $685Preventive dental · eyewear $100/yr · hearing aids $700/yr | $0 | $7,150 | $7,150 | 3★ |
| 4 | HumanaChoice H0473-004 (PPO)Humana · PPO36 of 254 counties · drug deductible $520Dental up to $1,000/yr · eyewear $250/yr | $13 | $7,050 | $7,206 | 3★ |
| 5 | HumanaChoice H5216-042 (PPO)Humana · PPO84 of 254 counties · drug deductible $700Dental up to $2,000/yr · eyewear $250/yr | $62 | $6,750 | $7,494 | 4★ |
| 6 | HumanaChoice H5216-043 (PPO)Humana · PPO57 of 254 counties · drug deductible $700Dental up to $1,000/yr · eyewear $150/yr | $20 | $7,700 | $7,940 | 4★ |
| 7 | HumanaChoice H7617-059 (PPO)Humana · PPO57 of 254 counties · drug deductible $700Dental up to $1,000/yr · eyewear $150/yr | $23 | $7,700 | $7,976 | 4.5★ |
| 8 | HumanaChoice R4182-004 (Regional PPO)Humana · Regional PPOAll 254 counties · drug deductible $700Dental · eyewear $150/yr | $46 | $8,200 | $8,752 | 3.5★ |
| 9 | AARP Medicare Advantage Giveback from UHC TX-34 (PPO)UnitedHealthcare · PPO18 of 254 counties · drug deductible $140Part B giveback $88/mo · Preventive dental · eyewear $100/yr · hearing aids $700/yr | $0−$88 Part B giveback | $9,850 | $8,794 | 3★ |
| 10 | HumanaChoice R4182-003 (Regional PPO)Humana · Regional PPOAll 254 counties · drug deductible $700Dental · eyewear $150/yr | $100 | $8,200 | $9,400 | 3.5★ |
| 11 | Wellcare Simple Value (HMO)Wellcare · HMO65 of 254 counties · drug deductible $700Dental | $0 | $9,850 | $9,850 | 3.5★ |
| 12 | AARP Medicare Advantage from UHC TX-61 (Regional PPO)UnitedHealthcare · Regional PPOAll 254 counties · drug deductible $685Preventive dental · eyewear $125/yr · hearing aids $700/yr | $138 | $9,850 | $11,506 | 3★ |
Worst-case year = 12 × (monthly plan premium − any Part B giveback) + in-network maximum out-of-pocket. The giveback is money back on the Part B premium ($202.90 a month in 2026), which is otherwise the same for everyone, so a large one can push the worst-case year below $0; drug costs are capped separately at $2,400 in 2027. Other extras are the yearly maximums each plan filed with CMS and don’t change the order. Methodology
What changed since 2026
- Plans with drug coverage: 21 in 2026, 17 in 2027.
- $0-premium plans: 13 in 2026, 10 in 2027.
- Median in-network out-of-pocket maximum: $7,050 in 2026, $7,700 in 2027.
- 6,278 people here were in a general-audience Advantage plan in October 2026; 166 of them are in a plan that ends or leaves the county for 2027 and must choose again.
From our 2026 vs. 2027 Medicare Advantage study (CMS landscape, enrollment and crosswalk files).
Before you enroll, check that your doctors are in the plan’s network and how it covers your drugs in the Medicare Plan Finder. Weighing Advantage against Original Medicare with a Medigap plan? Run the county calculator.
Also sold here without drug coverage: Aetna Medicare Eagle (PPO), HumanaChoice R4182-001 (Regional PPO), Humana USAA Honor Giveback (PPO), Humana USAA Honor Giveback (PPO), Humana Gold Choice H8145-126 (PFFS).
Questions
How many Medicare Advantage plans are in Midland County for 2027?
12 general-audience plans with drug coverage, 5 of them with a $0 monthly premium, compared with 21 plans and 13 $0-premium plans in 2026. Special Needs Plans aren't counted.
Which plan has the lowest worst-case cost in Midland County?
AARP Medicare Advantage from UHC TX-62 (HMO-POS) from UnitedHealthcare: $0 a month with an in-network out-of-pocket maximum of $6,700, so at most about $6,700 for the year in premiums and in-network costs.
Do any Midland County plans have a Part B giveback?
1 do. The largest is $88 a month off your Part B premium, from AARP Medicare Advantage Giveback from UHC TX-34 (PPO).
How many Midland County plans have 4 or more stars?
4 of 12, based on CMS's 2027 ratings of the contract behind each plan.
Sources
- CMS, CY 2027 Medicare Advantage and Prescription Drug Plan Landscape (CY2027_Landscape_202609.csv), from cms.gov; extra benefits (Part B giveback, dental, eyewear, hearing aids, over-the-counter allowance) from the CMS CY 2027 Plan Benefit Package files, cms.gov, yearly amounts as each plan filed them; star ratings from the CMS 2027 Star Ratings Data Tables (October 8, 2026), cms.gov. Ratings are per contract, so plans under the same contract share one rating. General-audience plans only: Special Needs Plans, Cost plans and employer group plans are not ranked.
- County population: 2020 Census, via the USDA Rural-Urban Continuum Codes (2023).
Educational information, not a recommendation to join any plan. We are not an insurance agent or broker, and we are not connected with or endorsed by the U.S. government or the federal Medicare program. · Advertiser disclosure
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