Ranked by math. Plans ranked on yearly cost from official federal and state data · ads and any paid links never change the order · not a broker; we don’t enroll you · how we’re funded →
2027 plans · CMS data · Ranked by math

$0 Premium Medicare Advantage Plans in Florida

Every general-audience Medicare Advantage plan with drug coverage and a $0 monthly premium in Florida for 2027, ranked by what it could cost you in a bad year: the in-network out-of-pocket maximum, less any Part B giveback. Pick your county to see the plans sold there.

268$0-premium plans, of 286 with drug coverage
$500lowest in-network out-of-pocket max among them
124also pay part of your Part B premium

Showing all 268 plans.

#PlanPremium / monthIn-network max out-of-pocketWorst-case yearStars
1 Freedom Máximo (HMO-POS)Freedom Health, Inc. · HMO-POS2 of 67 counties · drug deductible $0Part B giveback $202.90/mo · Dental · eyewear $300/yr · hearing aids $750/yr per ear · OTC items $480/yr $0−$202.90 Part B giveback $1,900 −$535 4★
2 Optimum Gold Plus Plan (HMO)Optimum HealthCare, Inc. · HMO2 of 67 counties · drug deductible $0Part B giveback $202.90/mo · Dental · eyewear $400/yr · hearing aids $750/yr per ear · OTC items $540/yr $0−$202.90 Part B giveback $1,900 −$535 4.5★
3 Optimum Gold Rewards Plan (HMO)Optimum HealthCare, Inc. · HMO6 of 67 counties · drug deductible $0Part B giveback $202.90/mo · Dental · eyewear $400/yr · hearing aids $750/yr per ear · OTC items $480/yr $0−$202.90 Part B giveback $1,900 −$535 4.5★
4 Premier by Ultimate (HMO)Ultimate Health Plans · HMO5 of 67 counties · drug deductible $0Part B giveback $202.90/mo · Dental up to $2,500/yr · eyewear $300/yr · hearing aids $1,000/yr per ear · OTC items $900/yr $0−$202.90 Part B giveback $1,900 −$535 3.5★
5 Premier by Ultimate (HMO)Ultimate Health Plans · HMO3 of 67 counties · drug deductible $0Part B giveback $202.90/mo · Dental up to $2,500/yr · eyewear $300/yr · hearing aids $1,000/yr per ear · OTC items $900/yr $0−$202.90 Part B giveback $1,900 −$535 3.5★
6 CareOne Plus (HMO)CarePlus Health Plans, Inc. · HMO1 of 67 counties · drug deductible $0Part B giveback $13.50/mo · Dental · eyewear $115/yr $0−$13.50 Part B giveback $500 $338 4★
7 Humana Gold Plus H1036-054C (HMO)Humana · HMO1 of 67 counties · drug deductible $0Part B giveback $9.30/mo · Dental up to $6,000/yr · eyewear $450/yr $0−$9.30 Part B giveback $500 $388 4.5★
8 CareFree Platinum Giveback (HMO)CarePlus Health Plans, Inc. · HMO3 of 67 counties · drug deductible $0Part B giveback $166.80/mo · Dental · eyewear $300/yr $0−$166.80 Part B giveback $2,400 $398 4★
9 Humana Gold Plus Giveback H1036-265 (HMO)Humana · HMO7 of 67 counties · drug deductible $0Part B giveback $166.80/mo · Dental up to $1,250/yr · eyewear $300/yr $0−$166.80 Part B giveback $2,400 $398 4.5★
10 Premier by Ultimate (HMO)Ultimate Health Plans · HMO3 of 67 counties · drug deductible $0Part B giveback $202.90/mo · Dental up to $2,500/yr · eyewear $300/yr · hearing aids $1,000/yr per ear · OTC items $960/yr $0−$202.90 Part B giveback $2,900 $465 3.5★
11 Leon MediExtra (HMO)Leon Health, Inc. · HMO1 of 67 counties · drug deductible $0Part B giveback $32/mo · Dental up to $10,300/yr · eyewear $500/yr · hearing aids $350/yr per ear · OTC items $1,200/yr $0−$32 Part B giveback $1,000 $616 5★
12 CareOne Plus (HMO-POS)CarePlus Health Plans, Inc. · HMO-POS2 of 67 counties · drug deductible $0Part B giveback $9/mo · Dental · eyewear $450/yr $0−$9 Part B giveback $750 $642 4★
13 Premier by Ultimate (HMO)Ultimate Health Plans · HMO3 of 67 counties · drug deductible $0Part B giveback $202.90/mo · Dental up to $2,500/yr · eyewear $300/yr · hearing aids $1,000/yr per ear · OTC items $780/yr $0−$202.90 Part B giveback $3,200 $765 3.5★
14 Premier by Ultimate (HMO)Ultimate Health Plans · HMO2 of 67 counties · drug deductible $0Part B giveback $202.90/mo · Dental up to $2,500/yr · eyewear $300/yr · hearing aids $1,000/yr per ear · OTC items $600/yr $0−$202.90 Part B giveback $3,200 $765 3.5★
15 CareFree Platinum Giveback (HMO)CarePlus Health Plans, Inc. · HMO1 of 67 counties · drug deductible $700Part B giveback $178/mo · Dental · eyewear $100/yr $0−$178 Part B giveback $3,000 $864 4★
16 CareFree Platinum Giveback (HMO)CarePlus Health Plans, Inc. · HMO1 of 67 counties · drug deductible $0Part B giveback $174/mo · Dental · eyewear $450/yr $0−$174 Part B giveback $3,000 $912 4★
17 Humana Gold Plus H1036-065C (HMO)Humana · HMO1 of 67 counties · drug deductible $0Part B giveback $6.30/mo · Dental up to $5,000/yr · eyewear $400/yr $0−$6.30 Part B giveback $1,000 $924 4.5★
18 Wellcare Simple (HMO-POS)Wellcare · HMO-POS3 of 67 counties · drug deductible $700Part B giveback $5/mo · Dental · eyewear $100/yr · hearing aids $1,500/yr per ear $0−$5 Part B giveback $1,000 $940 4★
19 HealthSun HealthAdvantage Plan (HMO)HealthSun Health Plans, Inc. · HMO1 of 67 counties · drug deductible $0Part B giveback $45/mo · Dental up to $5,000/yr · eyewear $400/yr · hearing aids $2,000/yr · OTC items $1,044/yr $0−$45 Part B giveback $1,500 $960 4.5★
20 Freedom Máximo (HMO-POS)Freedom Health, Inc. · HMO-POS3 of 67 counties · drug deductible $0Part B giveback $202.90/mo · Dental · eyewear $300/yr · hearing aids $750/yr per ear · OTC items $480/yr $0−$202.90 Part B giveback $3,400 $965 4★
21 Freedom Platinum Rewards Plan Rx (HMO)Freedom Health, Inc. · HMO3 of 67 counties · drug deductible $0Part B giveback $202.90/mo · Dental · eyewear $300/yr · hearing aids $750/yr per ear · OTC items $480/yr $0−$202.90 Part B giveback $3,400 $965 4★
22 Freedom Platinum Rewards Plan Rx (HMO)Freedom Health, Inc. · HMO4 of 67 counties · drug deductible $0Part B giveback $202.90/mo · Dental · eyewear $300/yr · hearing aids $750/yr per ear · OTC items $480/yr $0−$202.90 Part B giveback $3,400 $965 4★
23 Freedom Platinum Rewards Plan Rx (HMO)Freedom Health, Inc. · HMO1 of 67 counties · drug deductible $0Part B giveback $202.90/mo · Dental · eyewear $150/yr · hearing aids $750/yr per ear · OTC items $480/yr $0−$202.90 Part B giveback $3,400 $965 4★
24 Optimum Platinum Plan (HMO)Optimum HealthCare, Inc. · HMO6 of 67 counties · drug deductible $0Dental · eyewear $400/yr · hearing aids $750/yr per ear · OTC items $540/yr $0 $1,000 $1,000 4.5★
25 HealthSun HealthAdvantage Plus (HMO)HealthSun Health Plans, Inc. · HMO1 of 67 counties · drug deductible $0Part B giveback $202.90/mo · Dental up to $5,000/yr · eyewear $200/yr · hearing aids $2,000/yr · OTC items $1,140/yr $0−$202.90 Part B giveback $3,450 $1,015 4.5★
26 HealthSun HealthAdvantage Plus (HMO)HealthSun Health Plans, Inc. · HMO1 of 67 counties · drug deductible $0Part B giveback $202.90/mo · Dental up to $5,000/yr · eyewear $200/yr · hearing aids $2,000/yr · OTC items $1,080/yr $0−$202.90 Part B giveback $3,450 $1,015 4.5★
27 HealthSun HealthAdvantage Plus (HMO)HealthSun Health Plans, Inc. · HMO1 of 67 counties · drug deductible $0Part B giveback $202.90/mo · Dental up to $5,000/yr · eyewear $200/yr · hearing aids $2,000/yr · OTC items $900/yr $0−$202.90 Part B giveback $3,450 $1,015 4.5★
28 Leon MediMore (HMO)Leon Health, Inc. · HMO1 of 67 counties · drug deductible $0Part B giveback $202.90/mo · Dental up to $5,600/yr · eyewear $320/yr · hearing aids $350/yr per ear · OTC items $600/yr $0−$202.90 Part B giveback $3,450 $1,015 5★
29 CareOne Plus (HMO-POS)CarePlus Health Plans, Inc. · HMO-POS1 of 67 counties · drug deductible $700Dental · eyewear $500/yr $0 $1,250 $1,250 4★
30 CareFree Platinum Giveback (HMO)CarePlus Health Plans, Inc. · HMO6 of 67 counties · drug deductible $700Part B giveback $170/mo · Dental · eyewear $200/yr $0−$170 Part B giveback $3,300 $1,260 4★
31 Humana Gold Plus Giveback H1036-269 (HMO)Humana · HMO6 of 67 counties · drug deductible $0Part B giveback $156.30/mo · Dental up to $1,000/yr · eyewear $400/yr $0−$156.30 Part B giveback $3,200 $1,324 4.5★
32 CareOne Plus (HMO-POS)CarePlus Health Plans, Inc. · HMO-POS3 of 67 counties · drug deductible $700Part B giveback $1/mo · Dental · eyewear $450/yr $0−$1 Part B giveback $1,500 $1,488 4★
33 CareFree Platinum Giveback (HMO-POS)CarePlus Health Plans, Inc. · HMO-POS2 of 67 counties · drug deductible $700Part B giveback $155/mo · Dental · eyewear $200/yr $0−$155 Part B giveback $3,400 $1,540 4★
34 Freedom Platinum Rewards Plan Rx (HMO)Freedom Health, Inc. · HMO4 of 67 counties · drug deductible $0Part B giveback $150/mo · Dental · eyewear $150/yr · hearing aids $750/yr per ear · OTC items $480/yr $0−$150 Part B giveback $3,400 $1,600 4★
35 Freedom Platinum Rewards Plan Rx (HMO)Freedom Health, Inc. · HMO2 of 67 counties · drug deductible $0Part B giveback $150/mo · Dental · eyewear $150/yr · hearing aids $750/yr per ear · OTC items $480/yr $0−$150 Part B giveback $3,400 $1,600 4★
36 Humana Gold Plus H1036-062C (HMO)Humana · HMO1 of 67 counties · drug deductible $0Part B giveback $1.50/mo · Dental up to $3,000/yr · eyewear $300/yr $0−$1.50 Part B giveback $1,625 $1,607 4.5★
37 Humana Gold Plus Giveback H1036-265 (HMO)Humana · HMO2 of 67 counties · drug deductible $0Part B giveback $129.30/mo · Dental up to $1,000/yr · eyewear $100/yr $0−$129.30 Part B giveback $3,300 $1,748 4.5★
38 Freedom Platinum Plan Rx (HMO)Freedom Health, Inc. · HMO4 of 67 counties · drug deductible $0Dental · eyewear $150/yr · hearing aids $750/yr per ear · OTC items $480/yr $0 $1,750 $1,750 4★
39 Humana Gold Plus Giveback H1036-266 (HMO)Humana · HMO4 of 67 counties · drug deductible $700Part B giveback $133.80/mo · Dental up to $1,000/yr · eyewear $200/yr $0−$133.80 Part B giveback $3,400 $1,794 4.5★
40 Humana Gold Plus H1036-025 (HMO)Humana · HMO4 of 67 counties · drug deductible $0Part B giveback $8.90/mo · Dental up to $3,000/yr · eyewear $300/yr $0−$8.90 Part B giveback $2,000 $1,893 4.5★
41 HealthSun HealthAdvantage Plan (HMO)HealthSun Health Plans, Inc. · HMO1 of 67 counties · drug deductible $0Part B giveback $50/mo · Dental up to $5,000/yr · eyewear $300/yr · hearing aids $2,000/yr · OTC items $936/yr $0−$50 Part B giveback $2,500 $1,900 4.5★
42 CareOne Plus (HMO-POS)CarePlus Health Plans, Inc. · HMO-POS6 of 67 counties · drug deductible $700Part B giveback $5/mo · Dental · eyewear $100/yr $0−$5 Part B giveback $2,000 $1,940 4★
43 BayCarePlus Complete (HMO)BayCare Health Plans · HMO4 of 67 counties · drug deductible $250Dental up to $3,000/yr · OTC items $200/yr $0 $2,000 $2,000 4★
44 Freedom Platinum Plan Rx (HMO)Freedom Health, Inc. · HMO1 of 67 counties · drug deductible $0Dental · eyewear $150/yr · hearing aids $750/yr per ear · OTC items $564/yr $0 $2,000 $2,000 4★
45 Freedom Platinum Plan Rx (HMO)Freedom Health, Inc. · HMO3 of 67 counties · drug deductible $0Dental · eyewear $300/yr · hearing aids $750/yr per ear · OTC items $480/yr $0 $2,000 $2,000 4★
46 Freedom Platinum Plan Rx (HMO)Freedom Health, Inc. · HMO4 of 67 counties · drug deductible $0Dental · eyewear $300/yr · hearing aids $750/yr per ear · OTC items $540/yr $0 $2,000 $2,000 4★
47 Prominence Plus (HMO)Prominence Health Plan · HMO1 of 67 counties · drug deductible $0Dental up to $4,000/yr · eyewear $200/yr · hearing aids $600/yr per ear · OTC items $460/yr $0 $2,000 $2,000 4.5★
48 Humana Gold Plus Giveback H1036-157 (HMO)Humana · HMO2 of 67 counties · drug deductible $700Part B giveback $136/mo · Dental up to $1,500/yr · eyewear $300/yr $0−$136 Part B giveback $3,700 $2,068 4.5★
49 Humana Gold Plus Giveback H1036-305 (HMO)Humana · HMO3 of 67 counties · drug deductible $0Part B giveback $148/mo · Dental up to $1,000/yr · eyewear $200/yr $0−$148 Part B giveback $3,850 $2,074 4.5★
50 CareAccess (HMO)CarePlus Health Plans, Inc. · HMO3 of 67 counties · drug deductible $0Part B giveback $10.50/mo · Dental · eyewear $100/yr $0−$10.50 Part B giveback $2,250 $2,124 4★
51 Freedom Platinum Rewards Plan Rx (HMO)Freedom Health, Inc. · HMO3 of 67 counties · drug deductible $0Part B giveback $105/mo · Dental · eyewear $150/yr · hearing aids $750/yr per ear · OTC items $420/yr $0−$105 Part B giveback $3,400 $2,140 4★
52 HealthSpring Preferred (HMO)HealthSpring · HMO7 of 67 counties · drug deductible $400Part B giveback $5/mo · Dental up to $3,000/yr · eyewear $225/yr · OTC items $400/yr $0−$5 Part B giveback $2,250 $2,190 3★
53 UHC Preferred Medicare Advantage FL-0001 (HMO)UnitedHealthcare · HMO1 of 67 counties · drug deductible $0Part B giveback $55/mo · Dental · eyewear $200/yr · hearing aids $700/yr $0−$55 Part B giveback $2,900 $2,240 4★
54 CareFree Platinum Giveback (HMO)CarePlus Health Plans, Inc. · HMO5 of 67 counties · drug deductible $700Part B giveback $124.50/mo · Dental · eyewear $180/yr $0−$124.50 Part B giveback $3,750 $2,256 4★
55 BayCarePlus Rewards (HMO)BayCare Health Plans · HMO4 of 67 counties · drug deductible $700Part B giveback $120/mo · Dental up to $2,000/yr $0−$120 Part B giveback $3,700 $2,260 4★
56 CareFree Giveback (HMO)CarePlus Health Plans, Inc. · HMO6 of 67 counties · drug deductible $700Part B giveback $124/mo · Dental · eyewear $150/yr $0−$124 Part B giveback $3,850 $2,362 4★
57 Solis Healthy Living Plan (HMO)Solis Health Plans · HMO1 of 67 counties · drug deductible $0Part B giveback $11.30/mo · Dental up to $3,500/yr · eyewear $350/yr · hearing aids $2,000/yr · OTC items $1,260/yr $0−$11.30 Part B giveback $2,500 $2,364 4.5★
58 Humana Community (HMO)Humana · HMO3 of 67 counties · drug deductible $700Dental up to $4,000/yr · eyewear $400/yr $0 $2,400 $2,400 4.5★
59 Humana Gold Plus H1036-146 (HMO)Humana · HMO6 of 67 counties · drug deductible $700Dental up to $1,500/yr · eyewear $400/yr $0 $2,400 $2,400 4.5★
60 Humana Gold Plus H1036-230 (HMO)Humana · HMO3 of 67 counties · drug deductible $700Dental up to $1,500/yr · eyewear $300/yr $0 $2,400 $2,400 4.5★
61 CareOne Plus Local (HMO-POS)CarePlus Health Plans, Inc. · HMO-POS3 of 67 counties · drug deductible $700Dental · eyewear $150/yr $0 $2,500 $2,500 4★
62 Prominence Extra Help (HMO)Prominence Health Plan · HMO1 of 67 counties · drug deductible $700Dental up to $4,000/yr · eyewear $200/yr · hearing aids $600/yr per ear · OTC items $1,000/yr $0 $2,500 $2,500 4.5★
63 Wellcare Simple (HMO-POS)Wellcare · HMO-POS5 of 67 counties · drug deductible $700Dental up to $5,000/yr · eyewear $200/yr · hearing aids $500/yr per ear $0 $2,500 $2,500 4★
64 CareFree Platinum Giveback (HMO)CarePlus Health Plans, Inc. · HMO2 of 67 counties · drug deductible $700Part B giveback $133/mo · Dental · eyewear $100/yr $0−$133 Part B giveback $4,200 $2,604 4★
65 Health First Emerald Plus H1099-028 (HMO)Health First Health Plans, Inc. · HMO2 of 67 counties · drug deductible $700Part B giveback $127/mo · Dental up to $1,000/yr · eyewear $250/yr $0−$127 Part B giveback $4,200 $2,676 4★
66 Wellcare Simple (HMO-POS)Wellcare · HMO-POS6 of 67 counties · drug deductible $700Part B giveback $2/mo · Dental · eyewear $400/yr · hearing aids $1,000/yr per ear $0−$2 Part B giveback $2,700 $2,676 4★
67 Humana Gold Plus Giveback H1036-270 (HMO)Humana · HMO9 of 67 counties · drug deductible $0Part B giveback $100.20/mo · Dental up to $1,000/yr · eyewear $100/yr $0−$100.20 Part B giveback $3,900 $2,698 4.5★
68 BlueMedicare Premier (HMO)Florida Blue HMO · HMO3 of 67 counties · drug deductible $350Dental up to $4,000/yr · eyewear $225/yr · hearing aids $1,000/yr per ear · OTC items $340/yr $0 $2,700 $2,700 3.5★
69 BlueMedicare Premier Plus (HMO)Florida Blue HMO · HMO3 of 67 counties · drug deductible $350Dental · eyewear $225/yr $0 $2,700 $2,700 3.5★
70 Humana Gold Plus H1036-044 (HMO)Humana · HMO2 of 67 counties · drug deductible $700Dental up to $1,500/yr · eyewear $350/yr $0 $2,700 $2,700 4.5★
71 UHC The Villages Medicare Advantage FL-0004 (HMO-POS)UnitedHealthcare · HMO-POS3 of 67 counties · drug deductible $405Dental up to $1,250/yr · eyewear $100/yr · hearing aids $1,000/yr $0 $2,700 $2,700 4★
72 Wellcare Simple (HMO-POS)Wellcare · HMO-POS3 of 67 counties · drug deductible $700Dental · eyewear $400/yr · hearing aids $350/yr per ear $0 $2,700 $2,700 4★
73 UHC The Villages Medicare Advantage FL-004P (HMO-POS)UnitedHealthcare · HMO-POS3 of 67 counties · drug deductible $405Part B giveback $15/mo · Dental up to $5,000/yr · eyewear $100/yr · hearing aids $700/yr $0−$15 Part B giveback $2,900 $2,720 4★
74 Freedom Platinum Plan Rx (HMO)Freedom Health, Inc. · HMO5 of 67 counties · drug deductible $0Dental · eyewear $400/yr · hearing aids $750/yr per ear · OTC items $480/yr $0 $2,750 $2,750 4★
75 DrMax-Dade (HMO)Doctors HealthCare Plans, Inc. · HMO1 of 67 counties · drug deductible $0Part B giveback $17/mo · Dental · eyewear $400/yr · hearing aids $675/yr · OTC items $960/yr $0−$17 Part B giveback $3,000 $2,796 4.5★
76 Solis Healthy Living Plan (HMO)Solis Health Plans · HMO3 of 67 counties · drug deductible $0Part B giveback $7.30/mo · Dental up to $3,000/yr · eyewear $250/yr · hearing aids $1,000/yr · OTC items $1,236/yr $0−$7.30 Part B giveback $2,900 $2,812 4.5★
77 Solis Healthy Living Plan (HMO)Solis Health Plans · HMO4 of 67 counties · drug deductible $597Part B giveback $1.10/mo · Dental up to $3,000/yr · eyewear $250/yr · hearing aids $1,000/yr · OTC items $1,344/yr $0−$1.10 Part B giveback $2,900 $2,887 4.5★
78 AARP Medicare Advantage from UHC FL-0012 (HMO-POS)UnitedHealthcare · HMO-POS3 of 67 counties · drug deductible $405Dental up to $3,000/yr · eyewear $100/yr · hearing aids $1,000/yr $0 $2,900 $2,900 4★
79 Aetna Medicare Select (HMO)Aetna Medicare · HMO1 of 67 counties · drug deductible $0Dental up to $3,000/yr · eyewear $300/yr · hearing aids $1,000/yr per ear · OTC items $200/yr $0 $2,900 $2,900 4★
80 Aetna Medicare Select Care (HMO)Aetna Medicare · HMO1 of 67 counties · drug deductible $0Dental up to $2,000/yr · eyewear $150/yr · hearing aids $1,000/yr per ear · OTC items $120/yr $0 $2,900 $2,900 4★
81 Aetna Medicare Select Extra (HMO)Aetna Medicare · HMO3 of 67 counties · drug deductible $200Dental up to $4,000/yr · eyewear $300/yr · hearing aids $1,000/yr per ear · OTC items $240/yr $0 $2,900 $2,900 4★
82 BlueMedicare Preferred (HMO)Florida Blue HMO · HMO2 of 67 counties · drug deductible $350Dental up to $3,000/yr · eyewear $225/yr · OTC items $320/yr $0 $2,900 $2,900 3.5★
83 BlueMedicare Premier (HMO)Florida Blue HMO · HMO1 of 67 counties · drug deductible $350Dental up to $3,500/yr · eyewear $225/yr · OTC items $200/yr $0 $2,900 $2,900 3.5★
84 Solis Healthy Living Plan (HMO)Solis Health Plans · HMO1 of 67 counties · drug deductible $0Dental up to $3,500/yr · eyewear $250/yr · hearing aids $1,500/yr · OTC items $1,296/yr $0 $2,900 $2,900 4.5★
85 Solis Healthy Living Plan (HMO)Solis Health Plans · HMO1 of 67 counties · drug deductible $0Dental up to $3,500/yr · eyewear $250/yr · hearing aids $1,500/yr · OTC items $1,320/yr $0 $2,900 $2,900 4.5★
86 CareOne Plus (HMO)CarePlus Health Plans, Inc. · HMO5 of 67 counties · drug deductible $700Part B giveback $2/mo · Dental · eyewear $400/yr $0−$2 Part B giveback $3,000 $2,976 4★
87 Health First Emerald Plus H1099-026 (HMO)Health First Health Plans, Inc. · HMO1 of 67 counties · drug deductible $700Part B giveback $143/mo · Dental up to $1,000/yr · eyewear $150/yr $0−$143 Part B giveback $4,700 $2,984 4★
88 DrSelect-SFL (HMO)Doctors HealthCare Plans, Inc. · HMO2 of 67 counties · drug deductible $0Dental · eyewear $400/yr · hearing aids $675/yr $0 $3,000 $3,000 4.5★
89 Wellcare Simple (HMO-POS)Wellcare · HMO-POS6 of 67 counties · drug deductible $700Dental · eyewear $100/yr · hearing aids $500/yr per ear $0 $3,000 $3,000 4★
90 Wellcare Simple (HMO-POS)Wellcare · HMO-POS11 of 67 counties · drug deductible $700Dental up to $5,000/yr · eyewear $100/yr · hearing aids $350/yr per ear $0 $3,000 $3,000 4★
91 Wellcare Simple (HMO-POS)Wellcare · HMO-POS2 of 67 counties · drug deductible $700Dental · eyewear $400/yr · hearing aids $1,000/yr per ear $0 $3,000 $3,000 4★
92 HealthSun HealthAdvantage Plan (HMO)HealthSun Health Plans, Inc. · HMO1 of 67 counties · drug deductible $0Part B giveback $35/mo · Dental up to $5,000/yr · eyewear $300/yr · hearing aids $2,000/yr · OTC items $660/yr $0−$35 Part B giveback $3,450 $3,030 4.5★
93 Wellcare Giveback (HMO-POS)Wellcare · HMO-POS3 of 67 counties · drug deductible $700Part B giveback $163.60/mo · Dental up to $2,000/yr · eyewear $200/yr $0−$163.60 Part B giveback $5,000 $3,037 4★
94 CareFree Giveback (HMO)CarePlus Health Plans, Inc. · HMO2 of 67 counties · drug deductible $700Part B giveback $92.50/mo · Dental · eyewear $100/yr $0−$92.50 Part B giveback $4,200 $3,090 4★
95 DEVOTED CORE 062 FL (HMO)Devoted Health · HMO1 of 67 counties · drug deductible $465Part B giveback $18/mo · Dental up to $3,500/yr · eyewear $400/yr · OTC items $372/yr $0−$18 Part B giveback $3,400 $3,184 4.5★
96 UHC Preferred Medicare Advantage FL-002P (HMO)UnitedHealthcare · HMO1 of 67 counties · drug deductible $405Part B giveback $14/mo · Dental · eyewear $100/yr · hearing aids $700/yr $0−$14 Part B giveback $3,400 $3,232 4★
97 Humana Gold Plus H1036-068 (HMO)Humana · HMO9 of 67 counties · drug deductible $700Part B giveback $5.40/mo · Dental up to $1,500/yr · eyewear $300/yr $0−$5.40 Part B giveback $3,300 $3,235 4.5★
98 UHC MedicareMax Medicare Advantage FL-0028 (HMO)UnitedHealthcare · HMO1 of 67 counties · drug deductible $0Part B giveback $50/mo · Dental · eyewear $200/yr · hearing aids $700/yr $0−$50 Part B giveback $3,900 $3,300 4.5★
99 Humana Gold Plus Giveback H1036-278 (HMO)Humana · HMO4 of 67 counties · drug deductible $700Part B giveback $84.60/mo · Dental up to $1,000/yr · eyewear $200/yr $0−$84.60 Part B giveback $4,400 $3,385 4.5★
100 AARP Medicare Advantage from UHC FL-0010 (HMO-POS)UnitedHealthcare · HMO-POS7 of 67 counties · drug deductible $405Preventive dental · eyewear $100/yr · hearing aids $700/yr $0 $3,400 $3,400 4★
101 Aetna Medicare Select (HMO)Aetna Medicare · HMO2 of 67 counties · drug deductible $0Dental up to $2,000/yr · eyewear $300/yr · hearing aids $1,000/yr per ear · OTC items $120/yr $0 $3,400 $3,400 4★
102 Aetna Medicare Select (HMO)Aetna Medicare · HMO1 of 67 counties · drug deductible $0Dental up to $3,000/yr · eyewear $300/yr · hearing aids $1,000/yr per ear · OTC items $400/yr $0 $3,400 $3,400 4★
103 HealthSun MediMax (HMO)HealthSun Health Plans, Inc. · HMO2 of 67 counties · drug deductible $105Dental up to $5,000/yr · eyewear $400/yr · hearing aids $2,000/yr · OTC items $1,020/yr $0 $3,450 $3,450 4.5★
104 Humana Gold Plus H1036-074 (HMO)Humana · HMO3 of 67 counties · drug deductible $0Part B giveback $5.10/mo · Dental up to $1,500/yr · eyewear $400/yr $0−$5.10 Part B giveback $3,550 $3,489 4.5★
105 AARP Medicare Advantage from UHC FL-001P (HMO-POS)UnitedHealthcare · HMO-POS4 of 67 counties · drug deductible $405Preventive dental · eyewear $125/yr · hearing aids $1,000/yr $0 $3,500 $3,500 4★
106 AARP Medicare Advantage from UHC FL-003P (HMO-POS)UnitedHealthcare · HMO-POS4 of 67 counties · drug deductible $405Dental up to $2,500/yr · eyewear $125/yr · hearing aids $700/yr $0 $3,500 $3,500 4★
107 BlueMedicare Premier (HMO)Florida Blue HMO · HMO1 of 67 counties · drug deductible $700Dental · eyewear $225/yr · OTC items $120/yr $0 $3,500 $3,500 3.5★
108 BlueMedicare Premier (HMO)Florida Blue HMO · HMO5 of 67 counties · drug deductible $350Dental up to $3,000/yr · eyewear $225/yr · OTC items $180/yr $0 $3,500 $3,500 3.5★
109 DrSelect-CFL (HMO)Doctors HealthCare Plans, Inc. · HMO6 of 67 counties · drug deductible $0Dental · eyewear $350/yr · hearing aids $750/yr · OTC items $300/yr $0 $3,500 $3,500 4.5★
110 UHC Preferred Medicare Advantage FL-0002 (HMO)UnitedHealthcare · HMO1 of 67 counties · drug deductible $505Part B giveback $30/mo · Dental · eyewear $200/yr · hearing aids $700/yr $0−$30 Part B giveback $3,900 $3,540 4★
111 UHC MedicareMax Medicare Advantage FL-0029 (HMO)UnitedHealthcare · HMO1 of 67 counties · drug deductible $685Part B giveback $29/mo · Dental · eyewear $150/yr · hearing aids $700/yr $0−$29 Part B giveback $3,900 $3,552 4.5★
112 DEVOTED CORE 001 FL (HMO)Devoted Health · HMO1 of 67 counties · drug deductible $600Part B giveback $10/mo · Dental up to $1,500/yr · eyewear $350/yr $0−$10 Part B giveback $3,900 $3,780 4.5★
113 Humana Gold Plus H1036-217 (HMO)Humana · HMO4 of 67 counties · drug deductible $700Part B giveback $1/mo · Dental up to $1,500/yr · eyewear $50/yr $0−$1 Part B giveback $3,800 $3,788 4.5★
114 AARP Medicare Advantage from UHC FL-0006 (HMO-POS)UnitedHealthcare · HMO-POS13 of 67 counties · drug deductible $405Dental up to $4,000/yr · eyewear $100/yr · hearing aids $700/yr $0 $3,800 $3,800 4★
115 DEVOTED CORE 092 FL (HMO)Devoted Health · HMO2 of 67 counties · drug deductible $650Dental up to $3,750/yr · eyewear $400/yr · OTC items $200/yr $0 $3,800 $3,800 4.5★
116 Humana Gold Plus Reach H1036-229 (HMO)Humana · HMO5 of 67 counties · drug deductible $700Dental up to $1,000/yr · eyewear $350/yr $0 $3,800 $3,800 4.5★
117 DEVOTED CORE 037 FL (HMO)Devoted Health · HMO1 of 67 counties · drug deductible $650Part B giveback $4.80/mo · Dental up to $1,500/yr · eyewear $150/yr $0−$4.80 Part B giveback $3,900 $3,842 4.5★
118 DEVOTED CORE 037 FL (HMO)Devoted Health · HMO1 of 67 counties · drug deductible $650Part B giveback $3.20/mo · Dental up to $1,500/yr · eyewear $150/yr $0−$3.20 Part B giveback $3,900 $3,862 4.5★
119 AARP Medicare Advantage from UHC FL-0005 (HMO-POS)UnitedHealthcare · HMO-POS8 of 67 counties · drug deductible $405Preventive dental · eyewear $100/yr · hearing aids $700/yr $0 $3,900 $3,900 4★
120 AARP Medicare Advantage from UHC FL-0007 (HMO-POS)UnitedHealthcare · HMO-POS4 of 67 counties · drug deductible $595Preventive dental · eyewear $100/yr · hearing aids $700/yr $0 $3,900 $3,900 4★
121 Aetna Medicare Select (HMO)Aetna Medicare · HMO4 of 67 counties · drug deductible $0Dental up to $2,500/yr · eyewear $150/yr · hearing aids $1,000/yr per ear · OTC items $120/yr $0 $3,900 $3,900 4★
122 Aetna Medicare Select (HMO)Aetna Medicare · HMO6 of 67 counties · drug deductible $200Dental up to $2,000/yr · eyewear $300/yr · hearing aids $1,000/yr per ear · OTC items $160/yr $0 $3,900 $3,900 4★
123 Aetna Medicare Select (HMO)Aetna Medicare · HMO6 of 67 counties · drug deductible $200Dental up to $2,000/yr · eyewear $300/yr · hearing aids $1,000/yr per ear · OTC items $200/yr $0 $3,900 $3,900 4★
124 Aetna Medicare Select (HMO)Aetna Medicare · HMO2 of 67 counties · drug deductible $200Dental up to $1,000/yr · eyewear $150/yr · hearing aids $1,000/yr per ear · OTC items $60/yr $0 $3,900 $3,900 4★
125 Aetna Medicare Select (HMO)Aetna Medicare · HMO2 of 67 counties · drug deductible $200Dental up to $1,500/yr · eyewear $150/yr · hearing aids $1,000/yr per ear · OTC items $120/yr $0 $3,900 $3,900 4★
126 Aetna Medicare Select (HMO)Aetna Medicare · HMO3 of 67 counties · drug deductible $200Dental up to $2,500/yr · eyewear $300/yr · hearing aids $1,250/yr per ear · OTC items $200/yr $0 $3,900 $3,900 4★
127 Aetna Medicare Select (HMO)Aetna Medicare · HMO5 of 67 counties · drug deductible $200Dental up to $1,000/yr · eyewear $100/yr · hearing aids $1,000/yr per ear · OTC items $120/yr $0 $3,900 $3,900 4★
128 BlueMedicare Premier Plus (HMO)Florida Blue HMO · HMO1 of 67 counties · drug deductible $350Dental · eyewear $225/yr $0 $3,900 $3,900 3.5★
129 DEVOTED CORE 037 FL (HMO)Devoted Health · HMO5 of 67 counties · drug deductible $650Dental up to $1,500/yr · eyewear $150/yr $0 $3,900 $3,900 4.5★
130 DEVOTED CORE 037 FL (HMO)Devoted Health · HMO1 of 67 counties · drug deductible $650Dental up to $1,500/yr · eyewear $150/yr $0 $3,900 $3,900 4.5★
131 DEVOTED CORE 056 FL (HMO)Devoted Health · HMO1 of 67 counties · drug deductible $465Dental up to $3,500/yr · eyewear $400/yr · OTC items $332/yr $0 $3,900 $3,900 4.5★
132 DEVOTED CORE 058 FL (HMO)Devoted Health · HMO3 of 67 counties · drug deductible $650Dental up to $3,750/yr · eyewear $400/yr · OTC items $340/yr $0 $3,900 $3,900 4.5★
133 DEVOTED CORE 060 FL (HMO)Devoted Health · HMO3 of 67 counties · drug deductible $650Dental up to $3,750/yr · eyewear $400/yr · OTC items $348/yr $0 $3,900 $3,900 4.5★
134 DEVOTED CORE 061 FL (HMO)Devoted Health · HMO6 of 67 counties · drug deductible $650Dental up to $3,750/yr · eyewear $200/yr · OTC items $364/yr $0 $3,900 $3,900 4.5★
135 DEVOTED CORE 063 FL (HMO)Devoted Health · HMO3 of 67 counties · drug deductible $650Dental up to $3,500/yr · eyewear $400/yr · OTC items $332/yr $0 $3,900 $3,900 4.5★
136 DEVOTED CORE 064 FL (HMO)Devoted Health · HMO1 of 67 counties · drug deductible $650Dental up to $3,500/yr · eyewear $400/yr · OTC items $376/yr $0 $3,900 $3,900 4.5★
137 DEVOTED CORE 065 FL (HMO)Devoted Health · HMO2 of 67 counties · drug deductible $650Dental up to $3,500/yr · eyewear $400/yr · OTC items $332/yr $0 $3,900 $3,900 4.5★
138 Health First SunSaver H1099-016 (HMO)Health First Health Plans, Inc. · HMO2 of 67 counties · drug deductible $700Dental up to $1,000/yr · eyewear $200/yr · OTC items $260/yr $0 $3,900 $3,900 4★
139 HumanaChoice Florida H5216-068 (PPO)Humana · PPO3 of 67 counties · drug deductible $700Dental up to $2,500/yr · eyewear $100/yr $0 $3,900 $3,900 4★
140 HumanaChoice Florida H7617-107 (PPO)Humana · PPO3 of 67 counties · drug deductible $700Dental up to $3,000/yr · eyewear $100/yr $0 $3,900 $3,900 4.5★
141 DEVOTED CORE 002 FL (HMO)Devoted Health · HMO1 of 67 counties · drug deductible $650Dental up to $1,500/yr · eyewear $150/yr $0 $3,950 $3,950 4.5★
142 DEVOTED CORE 003 FL (HMO)Devoted Health · HMO1 of 67 counties · drug deductible $650Dental up to $1,500/yr · eyewear $150/yr $0 $3,950 $3,950 4.5★
143 DEVOTED CORE 005 FL (HMO)Devoted Health · HMO3 of 67 counties · drug deductible $650Dental up to $1,500/yr · eyewear $350/yr $0 $3,950 $3,950 4.5★
144 DEVOTED CORE 025 FL (HMO)Devoted Health · HMO6 of 67 counties · drug deductible $650Dental up to $1,500/yr · eyewear $150/yr $0 $3,950 $3,950 4.5★
145 DEVOTED CORE 027 FL (HMO)Devoted Health · HMO3 of 67 counties · drug deductible $650Dental up to $1,500/yr · eyewear $350/yr $0 $3,950 $3,950 4.5★
146 DEVOTED CORE 036 FL (HMO)Devoted Health · HMO3 of 67 counties · drug deductible $650Dental up to $1,500/yr · eyewear $150/yr $0 $3,950 $3,950 4.5★
147 CareAccess (HMO)CarePlus Health Plans, Inc. · HMO17 of 67 counties · drug deductible $700Dental · eyewear $100/yr $0 $4,000 $4,000 4★
148 CareOne Plus (HMO-POS)CarePlus Health Plans, Inc. · HMO-POS2 of 67 counties · drug deductible $700Dental · eyewear $100/yr $0 $4,000 $4,000 4★
149 Health First Rewards H1099-014 (HMO)Health First Health Plans, Inc. · HMO2 of 67 counties · drug deductible $700Dental up to $1,250/yr · eyewear $300/yr · OTC items $280/yr $0 $4,100 $4,100 4★
150 CareFree Giveback (HMO)CarePlus Health Plans, Inc. · HMO2 of 67 counties · drug deductible $700Part B giveback $73.50/mo · Dental · eyewear $200/yr $0−$73.50 Part B giveback $5,000 $4,118 4★
151 Humana Gold Plus Reach Giveback H1036-286 (HMO)Humana · HMO4 of 67 counties · drug deductible $0Part B giveback $113/mo · Dental up to $2,500/yr · eyewear $200/yr $0−$113 Part B giveback $5,500 $4,144 4.5★
152 DEVOTED GIVEBACK EXTRAS 112 FL (HMO)Devoted Health · HMO2 of 67 counties · drug deductible $700Part B giveback $70/mo · Dental up to $4,000/yr · eyewear $400/yr · OTC items $468/yr $0−$70 Part B giveback $5,100 $4,260 4.5★
153 Humana Gold Plus H1036-143 (HMO)Humana · HMO5 of 67 counties · drug deductible $700Dental up to $1,500/yr · eyewear $300/yr $0 $4,300 $4,300 4.5★
154 DEVOTED GIVEBACK EXTRAS 106 FL (HMO)Devoted Health · HMO3 of 67 counties · drug deductible $700Part B giveback $70/mo · Dental up to $4,000/yr · eyewear $400/yr · OTC items $608/yr $0−$70 Part B giveback $5,150 $4,310 4.5★
155 DEVOTED GIVEBACK EXTRAS 108 FL (HMO)Devoted Health · HMO3 of 67 counties · drug deductible $700Part B giveback $70/mo · Dental up to $4,000/yr · eyewear $400/yr · OTC items $608/yr $0−$70 Part B giveback $5,150 $4,310 4.5★
156 DEVOTED GIVEBACK EXTRAS 110 FL (HMO)Devoted Health · HMO1 of 67 counties · drug deductible $700Part B giveback $70/mo · Dental up to $3,750/yr · eyewear $400/yr · OTC items $608/yr $0−$70 Part B giveback $5,150 $4,310 4.5★
157 DEVOTED GIVEBACK EXTRAS 113 FL (HMO)Devoted Health · HMO3 of 67 counties · drug deductible $700Part B giveback $70/mo · Dental up to $2,050/yr · eyewear $400/yr · OTC items $608/yr $0−$70 Part B giveback $5,150 $4,310 4.5★
158 DEVOTED GIVEBACK EXTRAS 114 FL (HMO)Devoted Health · HMO1 of 67 counties · drug deductible $700Part B giveback $70/mo · Dental up to $3,750/yr · eyewear $400/yr · OTC items $608/yr $0−$70 Part B giveback $5,150 $4,310 4.5★
159 DEVOTED GIVEBACK EXTRAS 115 FL (HMO)Devoted Health · HMO2 of 67 counties · drug deductible $700Part B giveback $70/mo · Dental up to $3,750/yr · eyewear $400/yr · OTC items $608/yr $0−$70 Part B giveback $5,150 $4,310 4.5★
160 DEVOTED GIVEBACK EXTRAS 117 FL (HMO)Devoted Health · HMO1 of 67 counties · drug deductible $700Part B giveback $70/mo · Dental up to $3,750/yr · eyewear $400/yr · OTC items $608/yr $0−$70 Part B giveback $5,150 $4,310 4.5★
161 DEVOTED GIVEBACK EXTRAS 109 FL (HMO)Devoted Health · HMO6 of 67 counties · drug deductible $700Part B giveback $90/mo · Dental up to $4,000/yr · eyewear $250/yr · OTC items $176/yr $0−$90 Part B giveback $5,400 $4,320 4.5★
162 AARP Medicare Advantage from UHC FL-0015 (HMO-POS)UnitedHealthcare · HMO-POS1 of 67 counties · drug deductible $685Part B giveback $9/mo · Preventive dental · eyewear $100/yr · hearing aids $700/yr $0−$9 Part B giveback $4,450 $4,342 4★
163 AARP Medicare Advantage from UHC FL-0013 (HMO-POS)UnitedHealthcare · HMO-POS3 of 67 counties · drug deductible $405Part B giveback $5/mo · Dental up to $3,000/yr · eyewear $125/yr · hearing aids $700/yr $0−$5 Part B giveback $4,450 $4,390 4★
164 BlueMedicare Premier (HMO)Florida Blue HMO · HMO1 of 67 counties · drug deductible $700Dental · eyewear $225/yr $0 $4,425 $4,425 3.5★
165 AARP Medicare Advantage from UHC FL-0011 (HMO-POS)UnitedHealthcare · HMO-POS13 of 67 counties · drug deductible $685Preventive dental · eyewear $100/yr · hearing aids $700/yr $0 $4,450 $4,450 4★
166 Freedom Medicare Plan Rx (HMO)Freedom Health, Inc. · HMO5 of 67 counties · drug deductible $0Dental · eyewear $100/yr · hearing aids $500/yr per ear · OTC items $420/yr $0 $4,450 $4,450 4★
167 Freedom Medicare Plan Rx (HMO)Freedom Health, Inc. · HMO5 of 67 counties · drug deductible $0Dental · eyewear $100/yr · hearing aids $500/yr per ear · OTC items $372/yr $0 $4,450 $4,450 4★
168 HumanaChoice Florida H5216-062 (PPO)Humana · PPO6 of 67 counties · drug deductible $700Dental up to $1,000/yr · eyewear $200/yr $0 $4,450 $4,450 4★
169 HumanaChoice Florida H5216-472 (PPO)Humana · PPO6 of 67 counties · drug deductible $700Dental up to $500/yr · eyewear $100/yr $0 $4,450 $4,450 4★
170 Optimum Gold Plan (HMO)Optimum HealthCare, Inc. · HMO3 of 67 counties · drug deductible $0Dental · eyewear $100/yr · hearing aids $500/yr per ear · OTC items $480/yr $0 $4,450 $4,450 4.5★
171 Optimum Gold Rewards Plan (HMO)Optimum HealthCare, Inc. · HMO3 of 67 counties · drug deductible $0Dental · eyewear $100/yr · hearing aids $500/yr per ear · OTC items $444/yr $0 $4,450 $4,450 4.5★
172 Optimum Gold Rewards Plan (HMO)Optimum HealthCare, Inc. · HMO4 of 67 counties · drug deductible $0Dental · eyewear $100/yr · hearing aids $500/yr per ear · OTC items $360/yr $0 $4,450 $4,450 4.5★
173 BlueMedicare Premier (HMO)Florida Blue HMO · HMO1 of 67 counties · drug deductible $700Dental · eyewear $225/yr $0 $4,451 $4,451 3.5★
174 DEVOTED CORE 057 FL (HMO)Devoted Health · HMO2 of 67 counties · drug deductible $650Dental up to $3,500/yr · eyewear $400/yr · OTC items $352/yr $0 $4,700 $4,700 4.5★
175 DEVOTED CORE 066 FL (HMO)Devoted Health · HMO5 of 67 counties · drug deductible $650Dental up to $3,500/yr · eyewear $400/yr · OTC items $400/yr $0 $4,700 $4,700 4.5★
176 DEVOTED GIVEBACK EXTRAS 105 FL (HMO)Devoted Health · HMO2 of 67 counties · drug deductible $700Part B giveback $70/mo · Dental up to $3,750/yr · eyewear $400/yr · OTC items $748/yr $0−$70 Part B giveback $5,550 $4,710 4.5★
177 DEVOTED GIVEBACK 013 FL (HMO)Devoted Health · HMO1 of 67 counties · drug deductible $650Part B giveback $202/mo · Dental up to $1,500/yr · eyewear $350/yr · OTC items $400/yr $0−$202 Part B giveback $7,150 $4,726 4.5★
178 DEVOTED GIVEBACK 014 FL (HMO)Devoted Health · HMO1 of 67 counties · drug deductible $650Part B giveback $202/mo · Dental up to $1,250/yr · eyewear $350/yr · OTC items $380/yr $0−$202 Part B giveback $7,150 $4,726 4.5★
179 DEVOTED GIVEBACK 015 FL (HMO)Devoted Health · HMO1 of 67 counties · drug deductible $650Part B giveback $202/mo · Dental up to $1,250/yr · eyewear $350/yr · OTC items $248/yr $0−$202 Part B giveback $7,150 $4,726 4.5★
180 DEVOTED GIVEBACK 018 FL (HMO)Devoted Health · HMO3 of 67 counties · drug deductible $650Part B giveback $202/mo · Dental up to $1,250/yr · eyewear $350/yr · OTC items $164/yr $0−$202 Part B giveback $7,150 $4,726 4.5★
181 DEVOTED GIVEBACK 032 FL (HMO)Devoted Health · HMO6 of 67 counties · drug deductible $650Part B giveback $202/mo · Dental up to $1,250/yr · eyewear $350/yr · OTC items $400/yr $0−$202 Part B giveback $7,150 $4,726 4.5★
182 DEVOTED GIVEBACK 035 FL (HMO)Devoted Health · HMO3 of 67 counties · drug deductible $650Part B giveback $202/mo · Dental up to $1,250/yr · eyewear $350/yr · OTC items $376/yr $0−$202 Part B giveback $7,150 $4,726 4.5★
183 DEVOTED GIVEBACK 049 FL (HMO)Devoted Health · HMO2 of 67 counties · drug deductible $650Part B giveback $202/mo · Dental up to $1,250/yr · eyewear $350/yr · OTC items $284/yr $0−$202 Part B giveback $7,150 $4,726 4.5★
184 DEVOTED GIVEBACK 051 FL (HMO)Devoted Health · HMO3 of 67 counties · drug deductible $650Part B giveback $202/mo · Dental up to $1,250/yr · eyewear $350/yr $0−$202 Part B giveback $7,150 $4,726 4.5★
185 DEVOTED GIVEBACK 051 FL (HMO)Devoted Health · HMO2 of 67 counties · drug deductible $650Part B giveback $202/mo · Dental up to $1,250/yr · eyewear $350/yr $0−$202 Part B giveback $7,150 $4,726 4.5★
186 DEVOTED CORE 059 FL (HMO)Devoted Health · HMO5 of 67 counties · drug deductible $650Dental up to $3,500/yr · eyewear $400/yr · OTC items $332/yr $0 $4,800 $4,800 4.5★
187 DEVOTED GIVEBACK EXTRAS 116 FL (HMO)Devoted Health · HMO5 of 67 counties · drug deductible $700Part B giveback $70/mo · Dental up to $3,750/yr · eyewear $400/yr · OTC items $788/yr $0−$70 Part B giveback $5,700 $4,860 4.5★
188 DEVOTED GIVEBACK 093 FL (HMO)Devoted Health · HMO2 of 67 counties · drug deductible $650Part B giveback $190/mo · Dental up to $250/yr · eyewear $200/yr $0−$190 Part B giveback $7,150 $4,870 4.5★
189 DEVOTED CORE 029 FL (HMO)Devoted Health · HMO5 of 67 counties · drug deductible $650Dental up to $1,500/yr · eyewear $150/yr $0 $4,950 $4,950 4.5★
190 DEVOTED CORE 046 FL (HMO)Devoted Health · HMO5 of 67 counties · drug deductible $650Dental up to $1,500/yr · eyewear $150/yr $0 $4,950 $4,950 4.5★
191 DEVOTED CORE 050 FL (HMO)Devoted Health · HMO2 of 67 counties · drug deductible $650Dental up to $1,500/yr · eyewear $150/yr $0 $4,950 $4,950 4.5★
192 DEVOTED GIVEBACK EXTRAS 107 FL (HMO)Devoted Health · HMO5 of 67 counties · drug deductible $700Part B giveback $70/mo · Dental up to $2,000/yr · eyewear $400/yr · OTC items $852/yr $0−$70 Part B giveback $5,800 $4,960 4.5★
193 Prominence Giveback (HMO)Prominence Health Plan · HMO1 of 67 counties · drug deductible $0Part B giveback $202.90/mo · Dental up to $1,250/yr · eyewear $150/yr · hearing aids $600/yr per ear $0−$202.90 Part B giveback $7,500 $5,065 4.5★
194 Wellcare Giveback (HMO-POS)Wellcare · HMO-POS6 of 67 counties · drug deductible $700Part B giveback $175/mo · Dental · eyewear $200/yr $0−$175 Part B giveback $7,200 $5,100 4★
195 DEVOTED CHOICE GIVEBACK 016 FL (PPO)Devoted Health · PPO8 of 67 counties · drug deductible $650Part B giveback $166.70/mo · Dental up to $250/yr · eyewear $200/yr $0−$166.70 Part B giveback $7,150 $5,150 4★
196 HumanaChoice Giveback H7617-110 (PPO)Humana · PPO9 of 67 counties · drug deductible $700Part B giveback $161.50/mo · Dental · eyewear $100/yr $0−$161.50 Part B giveback $7,150 $5,212 4.5★
197 DEVOTED GIVEBACK 045 FL (HMO)Devoted Health · HMO5 of 67 counties · drug deductible $650Part B giveback $202/mo · Dental up to $1,250/yr · eyewear $350/yr · OTC items $256/yr $0−$202 Part B giveback $7,700 $5,276 4.5★
198 HumanaChoice Giveback H5216-311 (PPO)Humana · PPO9 of 67 counties · drug deductible $700Part B giveback $155/mo · Dental · eyewear $100/yr $0−$155 Part B giveback $7,150 $5,290 4★
199 Wellcare Giveback (HMO-POS)Wellcare · HMO-POS3 of 67 counties · drug deductible $700Part B giveback $158.50/mo · Dental $0−$158.50 Part B giveback $7,200 $5,298 4★
200 DEVOTED GIVEBACK 031 FL (HMO)Devoted Health · HMO5 of 67 counties · drug deductible $650Part B giveback $202/mo · Dental up to $1,250/yr · eyewear $350/yr · OTC items $464/yr $0−$202 Part B giveback $7,750 $5,326 4.5★
201 AARP Medicare Advantage Giveback from UHC FL-40 (HMO-POS)UnitedHealthcare · HMO-POS19 of 67 counties · drug deductible $685Part B giveback $150/mo · Preventive dental · hearing aids $1,000/yr $0−$150 Part B giveback $7,150 $5,350 4★
202 Humana Gold Plus Giveback H1036-271 (HMO)Humana · HMO4 of 67 counties · drug deductible $700Part B giveback $114.20/mo · Dental up to $1,500/yr · eyewear $200/yr $0−$114.20 Part B giveback $6,750 $5,380 4.5★
203 Wellcare Giveback (HMO-POS)Wellcare · HMO-POS2 of 67 counties · drug deductible $700Part B giveback $143/mo · Dental · eyewear $100/yr · hearing aids $500/yr per ear $0−$143 Part B giveback $7,200 $5,484 4★
204 Aetna Medicare Signature Legacy (PPO)Aetna Medicare · PPO7 of 67 counties · drug deductible $700Dental up to $1,000/yr · eyewear $100/yr $0 $5,500 $5,500 4★
205 BlueMedicare Premier (HMO)Florida Blue HMO · HMO2 of 67 counties · drug deductible $700Dental · eyewear $225/yr $0 $5,500 $5,500 3.5★
206 BlueMedicare Premier (HMO)Florida Blue HMO · HMO2 of 67 counties · drug deductible $615Dental · eyewear $225/yr $0 $5,500 $5,500 3.5★
207 Humana Value Choice (PPO)Humana · PPO20 of 67 counties · drug deductible $700Part B giveback $3.40/mo · Dental up to $500/yr · eyewear $200/yr $0−$3.40 Part B giveback $5,600 $5,559 4★
208 HealthSpring Preferred (HMO)HealthSpring · HMO5 of 67 counties · drug deductible $400Dental up to $1,700/yr · eyewear $100/yr $0 $5,750 $5,750 3★
209 Capital Health Plan Giveback Advantage (HMO)Capital Health Plan · HMO9 of 67 counties · drug deductible $550Part B giveback $100/mo · eyewear $200/yr $0−$100 Part B giveback $7,000 $5,800 4.5★
210 AARP Medicare Advantage from UHC FL-0024 (PPO)UnitedHealthcare · PPO3 of 67 counties · drug deductible $685Dental up to $750/yr · eyewear $100/yr · hearing aids $700/yr $0 $5,900 $5,900 4★
211 Aetna Medicare Signature Legacy (PPO)Aetna Medicare · PPO3 of 67 counties · drug deductible $700Dental up to $1,500/yr · eyewear $150/yr · OTC items $180/yr $0 $5,900 $5,900 4★
212 BlueMedicare Value (PPO)Florida Blue · PPO3 of 67 counties · drug deductible $597Dental · eyewear $200/yr · OTC items $200/yr $0 $5,900 $5,900 3★
213 BlueMedicare Value (PPO)Florida Blue · PPO2 of 67 counties · drug deductible $597Dental · eyewear $200/yr · OTC items $180/yr $0 $5,900 $5,900 3★
214 BlueMedicare Value (PPO)Florida Blue · PPO3 of 67 counties · drug deductible $597Dental · eyewear $200/yr · OTC items $240/yr $0 $5,900 $5,900 3★
215 BlueMedicare Value (PPO)Florida Blue · PPO1 of 67 counties · drug deductible $597Dental · eyewear $200/yr $0 $5,900 $5,900 3★
216 HumanaChoice Florida H5216-074 (PPO)Humana · PPO3 of 67 counties · drug deductible $700Dental up to $500/yr · eyewear $100/yr $0 $5,900 $5,900 4★
217 Humana Essentials Plus Giveback (PPO)Humana · PPO37 of 67 counties · drug deductible $700Part B giveback $92/mo · Dental up to $500/yr · eyewear $100/yr $0−$92 Part B giveback $7,150 $6,046 4.5★
218 HumanaChoice Giveback H7617-145 (PPO)Humana · PPO9 of 67 counties · drug deductible $700Part B giveback $92/mo · Dental up to $500/yr · eyewear $100/yr $0−$92 Part B giveback $7,150 $6,046 4.5★
219 Wellcare Giveback (HMO-POS)Wellcare · HMO-POS6 of 67 counties · drug deductible $700Part B giveback $94/mo · Dental $0−$94 Part B giveback $7,200 $6,072 4★
220 DEVOTED CHOICE 015 FL (PPO)Devoted Health · PPO2 of 67 counties · drug deductible $650Dental up to $1,750/yr · eyewear $200/yr $0 $6,150 $6,150 4★
221 Capital Health Plan Silver Advantage (HMO)Capital Health Plan · HMO9 of 67 counties · drug deductible $550Part B giveback $25/mo · Dental up to $525/yr · eyewear $200/yr $0−$25 Part B giveback $6,500 $6,200 4.5★
222 Wellcare Giveback (HMO-POS)Wellcare · HMO-POS9 of 67 counties · drug deductible $700Part B giveback $79.50/mo · Dental · hearing aids $350/yr per ear $0−$79.50 Part B giveback $7,200 $6,246 4★
223 Wellcare Giveback (HMO-POS)Wellcare · HMO-POS5 of 67 counties · drug deductible $700Part B giveback $74/mo · Dental · eyewear $100/yr $0−$74 Part B giveback $7,200 $6,312 4★
224 Humana Essentials Plus Giveback (PPO)Humana · PPO18 of 67 counties · drug deductible $700Part B giveback $67/mo · Dental up to $500/yr · eyewear $100/yr $0−$67 Part B giveback $7,150 $6,346 3.5★
225 BlueMedicare Value (PPO)Florida Blue · PPO2 of 67 counties · drug deductible $597Dental · eyewear $200/yr $0 $6,500 $6,500 3★
226 BlueMedicare Classic (HMO)Florida Blue HMO · HMO1 of 67 counties · drug deductible $700Dental · eyewear $100/yr $0 $6,675 $6,675 3.5★
227 AARP Medicare Advantage from UHC FL-0009 (HMO-POS)UnitedHealthcare · HMO-POS9 of 67 counties · drug deductible $685Preventive dental · eyewear $100/yr · hearing aids $700/yr $0 $6,700 $6,700 4★
228 AARP Medicare Advantage from UHC FL-0023 (PPO)UnitedHealthcare · PPO2 of 67 counties · drug deductible $685Preventive dental · eyewear $75/yr · hearing aids $700/yr $0 $6,700 $6,700 4★
229 DEVOTED CORE 037 FL (HMO)Devoted Health · HMO3 of 67 counties · drug deductible $650Part B giveback $3.60/mo · Dental up to $1,500/yr · eyewear $150/yr $0−$3.60 Part B giveback $6,750 $6,707 4.5★
230 Aetna Medicare Select Extra (HMO-POS)Aetna Medicare · HMO-POS11 of 67 counties · drug deductible $700Dental up to $1,000/yr · eyewear $100/yr · hearing aids $1,000/yr per ear · OTC items $140/yr $0 $6,750 $6,750 4★
231 Aetna Medicare Signature Legacy (PPO)Aetna Medicare · PPO6 of 67 counties · drug deductible $700Dental up to $1,000/yr · eyewear $100/yr $0 $6,750 $6,750 4★
232 BlueMedicare Classic (HMO)Florida Blue HMO · HMO21 of 67 counties · drug deductible $700Dental · eyewear $100/yr $0 $6,750 $6,750 3.5★
233 BlueMedicare Classic (HMO)Florida Blue HMO · HMO4 of 67 counties · drug deductible $700Dental · eyewear $100/yr $0 $6,750 $6,750 3.5★
234 BlueMedicare Classic (HMO)Florida Blue HMO · HMO3 of 67 counties · drug deductible $700Dental · eyewear $100/yr $0 $6,750 $6,750 3.5★
235 BlueMedicare Value (PPO)Florida Blue · PPO2 of 67 counties · drug deductible $597Dental · eyewear $200/yr · OTC items $120/yr $0 $6,750 $6,750 3★
236 DEVOTED CORE 036 FL (HMO)Devoted Health · HMO2 of 67 counties · drug deductible $650Dental up to $1,500/yr · eyewear $150/yr $0 $6,750 $6,750 4.5★
237 DEVOTED CHOICE GIVEBACK EXTRAS 017 FL (PPO)Devoted Health · PPO2 of 67 counties · drug deductible $700Part B giveback $70/mo · Dental up to $2,000/yr · eyewear $250/yr · OTC items $856/yr $0−$70 Part B giveback $7,750 $6,910 4★
238 HealthSpring Preferred (HMO)HealthSpring · HMO8 of 67 counties · drug deductible $400Dental up to $1,900/yr · eyewear $200/yr $0 $7,100 $7,100 3★
239 AARP Medicare Advantage CareFlex from UHC FL-34 (HMO-POS)UnitedHealthcare · HMO-POS11 of 67 counties · drug deductible $685Dental up to $1,500/yr · eyewear $100/yr · hearing aids $1,000/yr $0 $7,150 $7,150 4★
240 AARP Medicare Advantage CareFlex from UHC FL-37 (HMO-POS)UnitedHealthcare · HMO-POS8 of 67 counties · drug deductible $685Preventive dental · eyewear $125/yr · hearing aids $1,000/yr $0 $7,150 $7,150 4★
241 AARP Medicare Advantage CareFlex from UHC FL-39 (HMO-POS)UnitedHealthcare · HMO-POS4 of 67 counties · drug deductible $685Preventive dental · eyewear $175/yr · hearing aids $1,000/yr $0 $7,150 $7,150 4★
242 AARP Medicare Advantage from UHC FL-0008 (HMO-POS)UnitedHealthcare · HMO-POS5 of 67 counties · drug deductible $685Preventive dental · eyewear $100/yr · hearing aids $700/yr $0 $7,150 $7,150 4★
243 AARP Medicare Advantage from UHC FL-0017 (PPO)UnitedHealthcare · PPO7 of 67 counties · drug deductible $685Preventive dental · eyewear $100/yr · hearing aids $700/yr $0 $7,150 $7,150 4★
244 AARP Medicare Advantage from UHC FL-0018 (PPO)UnitedHealthcare · PPO4 of 67 counties · drug deductible $685Preventive dental $0 $7,150 $7,150 4★
245 AARP Medicare Advantage from UHC FL-0019 (PPO)UnitedHealthcare · PPO5 of 67 counties · drug deductible $685Preventive dental · hearing aids $700/yr $0 $7,150 $7,150 4★
246 AARP Medicare Advantage from UHC FL-0021 (PPO)UnitedHealthcare · PPO7 of 67 counties · drug deductible $685Preventive dental · eyewear $100/yr · hearing aids $700/yr $0 $7,150 $7,150 4★
247 AARP Medicare Advantage from UHC FL-0025 (PPO)UnitedHealthcare · PPO4 of 67 counties · drug deductible $685Preventive dental · eyewear $100/yr · hearing aids $700/yr $0 $7,150 $7,150 4★
248 AARP Medicare Advantage from UHC FL-0026 (PPO)UnitedHealthcare · PPO1 of 67 counties · drug deductible $685Preventive dental · hearing aids $700/yr $0 $7,150 $7,150 4★
249 AARP Medicare Advantage from UHC FL-0027 (PPO)UnitedHealthcare · PPO3 of 67 counties · drug deductible $685Preventive dental · eyewear $75/yr · hearing aids $700/yr $0 $7,150 $7,150 4★
250 Aetna Medicare Signature (PPO)Aetna Medicare · PPO1 of 67 counties · drug deductible $700Dental up to $1,000/yr · eyewear $200/yr · OTC items $60/yr $0 $7,150 $7,150 4★
251 Aetna Medicare Signature (PPO)Aetna Medicare · PPO7 of 67 counties · drug deductible $700Preventive dental · eyewear $100/yr $0 $7,150 $7,150 4★
252 Aetna Medicare Signature (PPO)Aetna Medicare · PPO3 of 67 counties · drug deductible $700Dental up to $500/yr · eyewear $100/yr $0 $7,150 $7,150 4★
253 Aetna Medicare Signature (PPO)Aetna Medicare · PPO6 of 67 counties · drug deductible $700Preventive dental · eyewear $100/yr $0 $7,150 $7,150 4★
254 Aetna Medicare Signature (PPO)Aetna Medicare · PPO4 of 67 counties · drug deductible $700Dental up to $750/yr · eyewear $100/yr $0 $7,150 $7,150 4★
255 Aetna Medicare Signature (PPO)Aetna Medicare · PPO5 of 67 counties · drug deductible $700Preventive dental · eyewear $100/yr $0 $7,150 $7,150 4★
256 Aetna Medicare Signature (PPO)Aetna Medicare · PPO3 of 67 counties · drug deductible $700Dental up to $1,000/yr · eyewear $100/yr $0 $7,150 $7,150 4★
257 Aetna Medicare Signature (PPO)Aetna Medicare · PPO3 of 67 counties · drug deductible $700Dental up to $500/yr · eyewear $100/yr $0 $7,150 $7,150 4★
258 Aetna Medicare Signature Extra (PPO)Aetna Medicare · PPO6 of 67 counties · drug deductible $700Dental up to $1,750/yr · eyewear $100/yr $0 $7,150 $7,150 4★
259 Aetna Medicare Signature Legacy (PPO)Aetna Medicare · PPO2 of 67 counties · drug deductible $700Dental up to $750/yr · eyewear $150/yr $0 $7,150 $7,150 4★
260 Aetna Medicare Signature Legacy (PPO)Aetna Medicare · PPO5 of 67 counties · drug deductible $700Dental up to $750/yr · eyewear $100/yr $0 $7,150 $7,150 4★
261 FHCP Medicare Classic (HMO)Florida Blue HMO · HMO4 of 67 counties · drug deductible $700Dental · eyewear $200/yr · OTC items $40/yr $0 $7,150 $7,150 3.5★
262 Humana Value Choice (PPO)Humana · PPO28 of 67 counties · drug deductible $700Dental up to $1,000/yr · eyewear $100/yr $0 $7,150 $7,150 4★
263 HumanaChoice Florida H7284-011 (PPO)Humana · PPO7 of 67 counties · drug deductible $700Dental up to $500/yr · eyewear $100/yr $0 $7,150 $7,150 3.5★
264 DEVOTED CHOICE GIVEBACK 013 FL (PPO)Devoted Health · PPO2 of 67 counties · drug deductible $461Part B giveback $184.70/mo · Dental up to $1,000/yr · eyewear $200/yr · OTC items $480/yr $0−$184.70 Part B giveback $9,850 $7,634 4★
265 DEVOTED CHOICE GIVEBACK 008 FL (PPO)Devoted Health · PPO9 of 67 counties · drug deductible $461Part B giveback $174.70/mo · Dental up to $1,250/yr · eyewear $350/yr $0−$174.70 Part B giveback $9,850 $7,754 4★
266 BlueMedicare Value (PPO)Florida Blue · PPO7 of 67 counties · drug deductible $700Dental · eyewear $200/yr $0 $7,900 $7,900 3★
267 BlueMedicare Value (PPO)Florida Blue · PPO12 of 67 counties · drug deductible $700Dental · eyewear $200/yr $0 $8,750 $8,750 3★
268 BlueMedicare Value (PPO)Florida Blue · PPO5 of 67 counties · drug deductible $700Dental · eyewear $200/yr $0 $9,250 $9,250 3★

Worst-case year = 12 × (monthly plan premium − any Part B giveback) + in-network maximum out-of-pocket, for covered Part A and B services. All plans here have a $0 premium, so the order comes down to the out-of-pocket maximum and the giveback. You still pay the Part B premium ($202.90 a month in 2026), and drug costs are capped separately at $2,400 for 2027. Special Needs Plans, Cost plans, employer plans and plans under CMS sanction aren’t listed. Methodology

No $0-premium plan with drug coverage in: Monroe.

Before you enroll: check that your doctors are in the plan’s network and how it covers your drugs, in the official Medicare Plan Finder. A plan with a premium can still cost less in a bad year; see every plan in our Florida Medicare Advantage ranking.

Questions

How many $0 premium Medicare Advantage plans are in Florida for 2027?

268 of the 286 general-audience Medicare Advantage plans with drug coverage in Florida have a $0 monthly plan premium for 2027. 1 county has Advantage plans but none at $0.

Is a $0 premium Medicare Advantage plan free?

No. You still pay the Part B premium ($202.90 a month in 2026 for most people), plus copays and coinsurance when you use care, up to the plan's out-of-pocket maximum. Among Florida's $0 plans, the lowest in-network maximum is $500 and the median is $3,925.

Which $0 premium plan in Florida has the lowest worst-case cost?

Freedom Máximo (HMO-POS) from Freedom Health, Inc., with an in-network out-of-pocket maximum of $1,900 and a Part B giveback of $202.90 a month. It is sold in 2 of 67 counties.

Do any $0 premium plans in Florida also have a Part B giveback?

Yes, 124 of them. See the Florida Part B giveback plans.

Sources

  1. CMS, CY 2027 Medicare Advantage and Prescription Drug Plan Landscape (CY2027_Landscape_202609.csv), from cms.gov; extra benefits (Part B giveback, dental, eyewear, hearing aids, over-the-counter allowance) from the CMS CY 2027 Plan Benefit Package files, cms.gov, yearly amounts as each plan filed them; star ratings from the CMS 2027 Star Ratings Data Tables (October 8, 2026), cms.gov. Ratings are per contract, so plans under the same contract share one rating. General-audience plans only: Special Needs Plans, Cost plans and employer group plans are not ranked.
  2. CMS, 2026 Part B premium — cms.gov.

Educational information, not a recommendation to join any plan. We are not an insurance agent or broker, and we are not connected with or endorsed by the U.S. government or the federal Medicare program. Plan details can change; confirm with the plan or Medicare.gov. · Advertiser disclosure

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